Public and Product Liability. Proposal Form November 2004 Edition

Transcription

1 Public and Product Liability Proposal Form vember 2004 Edition

2 Important tice To apply for the Public and Product Liability Insurance Policy, complete this Proposal Form in BLOCK CAPITALS using a ball-point pen (blue or black ink). You must complete all parts of this Proposal Form in all cases. Insurance begins when AXA Insurance has accepted your application. You must give full and true answers to all questions. If you do not do so your insurance cover may not protect you in the event of a claim. You should keep a record of all information supplied to AXA Insurance (including copies of correspondence). If the space provided is inadequate or you tick a shaded box please supply full details using the Additional Information Section. A copy of this Proposal can be supplied on request, within a period of 3 months after its completion. A copy of the Policy is available on request. AXA Insurance UK plc is authorised and regulated by the Financial Services Authority. Law Applicable to Contract You are free to choose the law applicable to this Policy. Your Policy will be governed by the law of England and Wales unless you and we have agreed otherwise. Policyholder Details 1. Name in full (Block Letters) 2. Business Address Postcode 3. Daytime telephone number Evening telephone number 4. Trade or Business 5. How long has the business been established? (DD/MM/YYYY) 6. Please detail membership of any Industry, Trade or accreditation body 7. Period of Insurance from to (DD/MM/YYYY) 8. Limit of Indemnity required for any one event Please note that for Product Liability the limit will apply to any one period of insurance. 9. Do you wish to pay by instalments? If 'yes' please complete a Budget Plan Application 2

3 SECTION 1 Estimates Upon Which Premium Is To Be Based Please give details of your estimated turnover, wages and other payments for the next 12 months. 1. Turnover of your business for sales/services:- a) Within the UK b) Within the USA and Canada c) Elsewhere in the world 2. Total estimated wages of all your employees and any self employed persons or persons working on a labour only basis under your direction or control (including earnings of working principals, directors, partners etc) a) Working on your premises b) Working away from your premises c) Working away from your premises and not involving the use of heat 3. Other Payments a) Payments to sub-contractors working away from your premises who provide both labour and materials b) Charges for Plant/Equipment hired-in 3

4 SECTION 2 Public Liability If you answer to any of the questions 2-8, please give details. If the space provided is inadequate, use Additional Information section on page 8, or continue on separate sheet(s). 1. Do you require this insurance to apply in respect of mechanically propelled vehicles? 2. Does your trade or business include the discharge of effluent, fumes or anything a noxious nature? 3. Do you have any facilities for mooring, berthing, loading or unloading water-borne craft at your premises? 4. Do you handle, use or store any asbestos or materials containing asbestos? 5. Do you handle, use, store or transport gases, explosives, radioactive substances or other hazardous chemicals? 6. Will work be done on aircraft, or aircraft operational areas, water-borne craft, off-shore or in nuclear installations, petro-chemical works or power stations? 7. Do you use oxy-acetylene or similar welding or flame cutting equipment, blow lamps or blow torches, flame guns, hot air guns or other heat producing equipment? 8. Do you undertake manual work outside the UK? If : For whom? What is the nature of the work? 9. Do you offer professional advice or services or undertake any form of treatment? 4

5 SECTION 3 Product Liability If you answer to any of questions 2-9, please give details. If the space provided is inadequate, use Additional Information section on page 8, or continue on separate sheet(s). 1. Please give details of the following including description and use. a) Manufactured products b) Other products sold and supplied c) Work or services undertaken away from your premises 2. Have you any assets, or representation, or any associated or subsidiary operations outside the UK? 3. Will any of your products be supplied directly, or to your knowledge indirectly, to the USA/Canada? If : Which products? How much turnover has been earned in previous years from USA/Canada exports? 4. Are there any circumstances where you a) Would be unable to enforce rights of recourse against your supplier? b) Would be unable to identify your supplier? c) Are requested to provide an indemnity to customers? 5. Do you import any products, materials or components? If, state percentage of turnover from a) EEC Countries b) Elsewhere 6. Do you subscribe to any recognised quality standard? 7. Do you undertake or provide design, specification, formula or advice. a) In connection with your products? b) Separately for a fee? 8. Are any products intended for installation in or to form part of aircraft, water-borne craft, off-shore or nuclear installations, petro-chemical works or power stations? 5

6 9. Do you enter into any contracts or agreements which may affect your liability under Statute or Common Law? If, please give details including copies of the contracts/agreements. 10.Do you have a system in force for checking quality control? SECTION 4 General Questions If you answer to either of the questions 1 or 2 below, please give details. If the space provided is inadequate, use Additional Information section on page 8, or continue on separate sheet(s). 1. Are you at present insured or have you ever held insurance in respect of Public and/or Product Liability Insurance? If, please state the name of your insurer(s) and their policy number(s) 2. Has any proposal or renewal ever been declined, terminated, withdrawn or subjected to an increased rate? 3. Please state any claims that have been made against you in the last five years (or are pending) in respect of risks to be covered by this insurance in the table below. If ne state ne. Public Liability Product Liability Settled Outstanding Settled Outstanding Year. Cost. Est Cost Year. Cost. Est Cost 6

7 Declaration If you have not given full and true answers to all questions asked on this Proposal, your insurance cover may not protect you in the event of a claim. If you wish to disclose something that has not been disclosed elsewhere on this Proposal, please use the box provided here. Before signing the Declaration, please read the notices on this page about the Claims and Underwriting Exchange Register and Data Protection tice. Claims and Underwriting Exchange Register Insurers pass information to the Claims and Underwriting Exchange Register, run by Insurance Database Services Ltd (IDS Ltd). The aim is to help us to check information provided and also to prevent fraudulent claims. When we deal with your request for insurance, we may search the register. When you tell us about an incident (such as a fire, water damage or theft) which may or may not give rise to a claim, we will pass information relating to it to the register. You can ask us for more information about this. You should show this notice to anyone who has an interest in property insured under the Policy. Data Protection tice AXA Insurance UK plc is a member of the AXA Group. To set up and administer your policy we will hold and use information including sensitive personal information (sensitive personal information may include such things as criminal convictions and health information) about you supplied by you. We may send it in confidence for processing to other companies in the AXA Group (or companies acting on our instructions) including those located outside the European Economic Area. By signing this form you consent to such use of your personal data including sensitive personal data. AXA Insurance UK plc may send you details of our other products and services. To enable them to send you details of their products and services, we may also share your name and address with: other AXA companies within the European Economic Area other carefully selected companies outside the AXA Group You may be contacted in writing or by telephone or fax. If you do not wish to receive such details please tick the appropriate box(es). Declaration Please read the Declaration carefully and then sign below. If there is more than one Proposer both should sign. I/We declare that the answers given to questions asked in this Proposal are true and complete to the best of my/our knowledge and belief. I/We understand that any material fact, which is information that may influence the Company in the acceptance of this insurance and the terms provided, has been disclosed and recorded. I/We understand that if I/we have not given full and true answers to all questions asked on this proposal that my/our insurance may not protect me/us in the event of a claim. I/We understand that you will pass the information on this form and about any incident I/we may give details of to IDS Ltd so that they can make it available to other insurers. I/We also understand that, in response to any searches you may make in connection with this application or any incident I/we have given details of, IDS Ltd may pass you information it has received from other insurers about other incidents involving anyone insured under the Policy. I/We agree to accept the terms and conditions contained in the AXA Insurance UK plc Policy applying to this Proposal. Signature of Proposer Date (DD/MM/YYYY) cover is in force until the Proposal Form has been accepted by AXA Insurance UK plc. 7

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12 AXA is a world leader in wealth management and financial protection. We operate in over 50 countries and serve more than 50 million customers worldwide. We cater to a wide range of needs, providing advice and guidance to our individual and corporate customers on a variety of financial products and services. In addition to Business, Motor and Home Insurance we also offer Investments, Life Assurance, Retirement Planning, Long Term Care, Asset Management, Medical Insurance and Dental Payment Plans. With our expertise and commitment to customer service and consistent, quality care, you can rely on AXA for lasting security. ASK ABOUT AXA S EXCELLENT RANGE OF BUSINESS, HOME AND MOTOR INSURANCE PRODUCTS WLI001R/X (01/06) (10519) AXA Insurance UK plc Registered in England Registered Office: 5 Old Broad Street, London EC2N 1AD A member of the AXA Group of Companies. AXA Insurance UK plc is authorised and regulated by the Financial Services Authority. In order to maintain a quality service, telephone calls may be monitored or recorded.