Council tax. Council tax Priority bill

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1 Council tax Priority bill Council tax Magistrates court and face a court fine and, in extreme cases, prison. Councils may also make you bankrupt for debts of 750 or more. You may get help with paying this bill if you have a low income or are on benefits -- you will need to claim Council Tax benefit. If you live on your own, you may get a rebate. Who pays the bill? How often? How much? Direct debit/standing order from account: Council Tax Department Council tax benefit Put your bills in as well, or use as a file divider. File your bills by date -- oldest at the bottom, most recent at the top

2 Dual fuel Priority bill Dual Fuel supplies cut off or be forced to accept costly prepayment meters. If you are having trouble paying these bills, you can get advice online and find out what help is available. Supplier Contact name Whose name is on the bill? How often should it be paid? How much is it? How much is owing? Date Amount Direct debit/standing order from account: Put your bills in as well, or file them behind. File them by date oldest at the bottom, newest at the top

3 Electricity Priority bill Electricity supplies cut off or be forced If you are having trouble paying these bills, you can get advice online and find out what help is available. Supplier Contact name Whose name is on the bill? How often should it be paid? How much is it? How much is owing? Date Amount Direct debit/standing order from account: Put your bills in as well, or file them behind. File them by date oldest at the bottom, newest at the top

4 Gas Priority bill Gas s If you are having trouble paying these bills, you can get advice online and find out what help is available. Supplier Contact name Whose name is on the bill? How often should it be paid? How much is it? How much is owing? Date Amount Direct debit/standing order from account: Put your bills in as well, or file them behind. File them by date oldest at the bottom, newest at the top

5 Endowment Endowment it, you could lose your home. You may get help with paying your mortgage if you claim certain benefits. If you are having trouble paying your bills, you can get advice online. Whose name is the endowment in? How much should be paid each month? Direct debit/standing order from which account? Company Name : File your statements and letters as well. File them by date -- oldest at the bottom, newest at the top

6 Mortgage Mortgage You may get help with paying your mortgage if you claim certain benefits. If you are having trouble paying your bills, you can get advice online. Whose name is the mortgage in? How much should be paid each month? Direct debit/standing order from which account? Amount outstanding Date Amount Mortgage company Name : File your statements and letters as well. File them by date -- oldest at the bottom, newest at the top

7 Keep track of your landline and mobile phone bills. File your contracts and bills here. Manage your money -- find out more at shelter.org.uk/advice Company Contract begins Contract ends Amount Amount per month Put this sheet in a punched pocket along with your letters, contracts and bills.

8 Secured loan Priority bill Secured loan Any loan secured on your home is a priority bill. If you don t pay it, you could lose your home. You may get help with paying your secured loan if you claim certain benefits providing it has been used to buy your home or to fund repairs. If you are having trouble paying your bills, you can get advice online. Whose name is the secured loan in? How much should be paid each month? Direct debit/standing order from which account? Amount outstanding Date Amount Loan company Name : : : : File your statements and letters as well. File them by date -- oldest at the bottom, most recent at the top

9 Service charges & ground rent Service charges could lose your home. If you are having trouble paying your bills, you can get advice online. Whose name are the bills in? How much should be paid and how often? Direct debit/standing order from which account? Company Name : File your statements and letters as well. File them by date -- oldest at the bottom, newest at the top

10 TV Licence Priority bill TV Licence Magistrates court and face a court fine and, in extreme cases, prison. If you are having trouble paying your TV licence, you may want to look at paying in instalments. TV licences for people aged 75 and over are free. Find out more at shelter.org.uk/advice TV Licence Company Contact name Whose name is on the bill? How often should it be paid? How much is it? How much is owing? Date Amount Direct debit/standing order from account: Put your bills in as well. File them by date oldest at the bottom, newest at the top

11 TV packages and licence Priority bill TV Keep track of your TV package and licence costs. File your contracts and bills here. Your TV licence is a priority bill -- you can be prosecuted if you Manage your money -- find out more at shelter.org.uk/get advice Company Contract begins Contract ends Amount Amount per month Put this sheet in a punched pocket along with your letters, contracts and bills or file them behind.

12 Water Priority bill Water Water bills are priority bills, as water is an essential living requirement. Your water supply cannot be disconnected if you fail to pay a water bill, but the water company can take debt collection action against you. If you are having trouble paying your bills, you can get advice online and find out what help is available. Supplier Contact name Whose name is on the bill? How often should it be paid? How much is it? How much is owing? Date Amount Direct debit/standing order from account: Put your bills in as well. File them by date oldest at the bottom, newest at the top