Rapid Builder IUL2 - Cash Value Accumulation Test. A Universal Life Insurance Policy Illustration
|
|
|
- Dayna Kennedy
- 10 years ago
- Views:
Transcription
1 Rating: None Non-1035: $ (Month 1) This illustration is based on the following initial premium allocations: S&P 500 Uncapped DJIA(sm) Multi-Index EURO S&P 500 Daily S&P 500 DJIA(sm) Daily Group STOXX 50 Fixed Point-to-Point Averaging Point-to-Point Point-to-Point Averaging Point-to-Point Point-to-Point Account 100 % 0 % 0 % 0 % 0 % 0 % 0 % 0 % Date: 1/15/2014 This is an illustration and not a contract, and is not complete without all pages. Page ## 1 of ## 5
2 Rating: None Non-1035: $ (Month 1) Date: 1/15/2014 This is an illustration and not a contract, and is not complete without all pages. Page ## 2 of ## 5
3 Rating: None Non-1035: $ (Month 1) Date: 1/15/2014 This is an illustration and not a contract, and is not complete without all pages. Page ## 3 of ## 5
4 Rating: None Non-1035: $ (Month 1) Date: 1/15/2014 This is an illustration and not a contract, and is not complete without all pages. Page ## 4 of ## 5
5 Rating: None Non-1035: $ (Month 1) Non-Guaranteed Alternate interest rates for Index Selections (including bonuses): 3.00% years 1-15, 3.50% thereafter Non-Guaranteed interest rates for Index Selections (including bonuses): 7.00% years 1-15, 7.50% thereafter Date: 1/15/2014 This is an illustration and not a contract, and is not complete without all pages. Page ## 5 of ## 5
Understanding Indexed Universal Life Insurance
Understanding Indexed Universal Life Insurance Consumer Guide Table of Contents Overview [ 2 ] Indexed Universal Life Insurance [ 2 ] What is Indexed Universal Life Insurance? [ 2 ] How North American
Survivorship GIUL Indexed Universal Life Insurance
Survivorship GIUL Indexed Universal Life Insurance Marketing Guide For agent use only. not to be used for consumer solicitation purposes. North American Company s Survivorship GIUL is an indexed universal
Understanding Indexed Universal Life Insurance
Understanding Indexed Universal Life Insurance Consumer Guide Table of Contents Overview [ 2 ] Indexed Universal Life Insurance [ 2 ] What is Indexed Universal Life Insurance? [ 2 ] How North American
RentersPLUS Move In Special
$500.00 $658.00 $125.00 Security Deposit Insurance is for $500.00 of coverage and is a non refundable premium. Move In Savings of $375.00 by Choosing Security Deposit Insurance. $288.00 $750.00 $908.00
Understanding Indexed Universal Life Insurance
Understanding Indexed Universal Life Insurance Consumer Brochure Table of Contents Overview... [ 2 ] Indexed Universal Life Insurance...[ 2 ] What is Indexed Universal Life Insurance?... [ 2 ] How North
Allianz Life Insurance Company of North America MasterDex X Annuity PFG Marketing Group, Inc.
A Fixed Indexed Annuity with a 10-year surrender period. This product is not available in CT NY PR VI Ratings A.M. Best : A Moody's: A2 Standard & Poor's: AA Rates Current Rates 01/06/2015 Guaranteed Minimum
North America Company s Indexed Universal Life Portfolio
North America Company s Indexed Universal Life Portfolio North American Company s Builder IUL Series plans are indexed universal life insurance products that offer the guarantees and flexibility of universal
Fixed Indexed Annuity Rates
Company / Minimum Issue Ages Product Premiums Surrender Charges Last 15 Years Life of the Southwest SecurePlus Accumulator 5 Life of the Southwest SecurePlus Platinum (after 3/21/06) Fixed Indexed Annuity
14-YEAR SURRENDER PERIOD Issue Ages 0-65 1
NORTH AMERICAN Charter SM 14 Fixed INDEX ANNUITY 16761Z-04 PRT 08-12 [Any annotations are personal comments for research, informational and education purposes ONLY. Sales Proposals ONLY allow the addition
INDEXED LIFE INSURANCE
INDEXED LIFE INSURANCE Carrier Product Issue Ages Minimum DB Index Strategy Riders '12-2012 Allianz Life Pro+ 0-80 $100,000 Indexes include: S&P 500 Nasdaq-100 Blended Index Blended Index with annual floor
Personalized Annuity Hypothetical Illustrations. Allianz MasterDex X Annuity. Prepared For Valued Client. Prepared On January 15, 2015 12:22
Prepared For d Client Prepared On January 5, 205 2:22 Prepared By Stan The Annuity Man PO Box 2225 Ponte Vedra Beach, Florida, 32004 800-509-6473 Allianz Life Insurance Company of North America Personalized
Reliance Life Insurance New Product Launch - Analysis. Innovation & Market Research
Life Insurance New Product Launch - Analysis Innovation & Market Research List of Products Guaranteed Money Back Plan Cash Flow Money Multiplier Classic Life Classic Plan II Guaranteed Money Back Plan
North American Company for Life and Health Insurance Annuity Interest Rates & Features Effective February 27, 2013
North American Company for Life and Health Insurance Annuity Interest s & Features Applications must be received prior to this date to hold previous rates. s on 1035 Exchanges/ Transfers will be held 45
platinum series SAGE ADVANTAGE FIXED INDEXED SINGLE PREMIUM DEFERRED ANNUITY
platinum series SAGE ADVANTAGE FIXED INDEXED SINGLE PREMIUM DEFERRED ANNUITY KNOWLEDGE IS A PROCESS OF PILING FACTS; WISDOM LIES IN THEIR SIMPLIFICATION. sage advantage fixed indexed single premium deferred
North American Company Annuity Interest Rates & Features Effective December 1, 2008
The rates found on this rate sheet are effective on business received by the Company Annuity Service Center on or after 12-01-08. Rates on 1035 Exchanges/Transfers will be held 45 calendar days from the
IUL Starter Kit INDEXED UNIVERSAL LIFE. A Product Whose Time Has Come. www.tba.com 1-800-624-4502
INDEXED UNIVERSAL LIFE A Product Whose Time Has Come IUL Starter Kit Designed to educate advisors on Indexed Universal Life and the many great features of this unique product! www.tba.com 1-800-624-4502
Understanding Fixed Indexed Annuities
Fact Sheet for Consumers: Understanding Fixed Indexed Annuities PRESENTED BY Insured Retirement Institute Fact Sheet for Consumers: Understanding Fixed Indexed Annuities Put simply, a Fixed Indexed Annuity
North American Charter
North American Charter Fixed Index Annuity Consumer Brochure 19873Z REV 3-15 North American Charter The North American Charter from North American Company for Life and Health Insurance is a flexible premium,
MNL IndexBuilder SM 10- and 14-Year MNL BenefitPay SM 10- and 14-Year
Annuity Interest Interest Rates Rates Effective January 5, 2016 Effective January 5, 2016 Annuity Summary of Changes: 5-year interest rate increase on the Guarantee Ultimate and Guarantee Ultimate II,
Allianz 222 Annuity. Protection and flexible benefits. Allianz Life Insurance Company of North America CB95352-1
Allianz Life Insurance Company of North America Allianz 222 Annuity Protection and flexible benefits CB95352-1 Must be used with Allianz 222 Annuity consumer brochure insert (CB95352-B) or appropriate
Senior Marketing Consultant, EquiTrust Life Insurance Company 15+ years experience in the life and annuity business with both marketing and new
Senior Marketing Consultant, EquiTrust Life Insurance Company 15+ years experience in the life and annuity business with both marketing and new business Life licensed Two Exciting Products from EquiTrust
Athene Annuity (DE) Rate and Product Availability Changes
February 26, 2015 Athene Annuity (DE) and Product Availability Changes Please note the following rate and product changes for the Athene Annuity (DE) products. Athene Choice Series s The Fixed s and Index
ANNUITY DISCLOSURE MODEL REGULATION. Standards for the Disclosure Document and Buyer s Guide Report to Contract Owners *****
Draft: 7/15/08 Revisions to Appendix A in Model 245 Edits by K Kitt and B. Cude 9/16/09 Comments should be sent by email to Jennifer Cook at [email protected] by October 23, 2009. Table of Contents ANNUITY
Strength. Product. Relationships
Columbus Life Insurance Company Strength. Product. Relationships For financial professional use only Slide 1 Columbus Life Insurance Company, Cincinnati, Ohio CL 5.XXX (09/12) is licensed in the District
ANNUITY PRODUCTS TRAINING COURSE
ANNUITY PRODUCTS TRAINING COURSE Single Premium Immediate Annuity The Sagicor Gold Series Single Premium Immediate Annuity (SPIA) turns a single lump-sum deposit into a reliable and consistent income stream.
Allianz MasterDex X Annuity
Allianz Life Insurance Company of North America Allianz MasterDex X Annuity Focus on the X factor CB52575-3 Page 1 of 16 Page 2 of 16 Discover the MasterDex X Annuity A solid retirement plan considers
2.60% 5-Year MYGA Rate North American Guarantee Choice SM Multi-Year Guarantee Annuity (MYGA) (High Band: $200,000 or more)
Annuity Interest Rates Effective July 1, 2015 Summary of Changes: North American Guarantee Choice SM and North American Guarantee Choice SM II (Multi-Year Guarantee Annuity) rates increase. No other rates
How To Get A Long Term Annuade Plan For A Pension From A Pension Fund
Carrier Allianz Allianz Allianz American General American National Ratings - - - + + Assets 53.2 Billion 53.2 Billion 53.2 Billion 30.9 Billion 12.9 Billion Product Name MasterDex MasterDex 5 MasterDex
Variable Annuity Compensation by Share Class
Variable Annuity Compensation by Share Class UBS's compensation for selling variable annuities varies depending upon the following factors: 1. The issuing insurance company 2. The age of the investor 3.
IMPORTANT: Not all products, index options, or surrender charge
Annuity Interest Rates Effective September 29, 2015 Summary of Changes: NEW North American Charter SM Plus Fixed Index Annuity Premium Bonus special on NAC RetireChoice extended through November! 5-year
Product Profile. Product Profile. Bonus Gold 10% Premium Bonus. Retirement Gold 8% Premium Bonus 6. Issue Age. Surrender Charges
Profile Profile Interest Effective: 09/24/15 Bonus 10% Bonus Bonus on all 1st year s. Retirement 8% Bonus 6 Bonus on all 1st year s. Interest S&P 500 Annual Monthly Avg w/ PR - 30% - - S&P 500 Annual Monthly
Financial Services Guide
Financial Services Guide Issued: 1 November 2013 In this Financial Services Guide (FSG), we, our, us or AEGON means AEGON Direct & Affinity Marketing Services Australia Pty Ltd (ABN 35 082 524 785) with
Wealth. Build. VivoCash. Why is it good for me? your. Financial returns till age 100. Living the moment, protecting the future.
Build your Wealth VivoCash Financial returns till age 100. Living the moment, protecting the future. A dream home. A comfortable lifestyle. And the freedom to travel wherever you want. In recent years,
Product Ratebook Portfolio at a Glance
Product Ratebook Portfolio at a Glance Permanent Life Whole Life 100; guaranteed premiums payable to age 100. Tobacco Preferred Tobacco Non Tobacco Preferred Non Tobacco Super Preferred NT 0 80 T & NT
Understanding and Benefiting from FIXED INDEXED ANNUITIES
Understanding and Benefiting from FIXED INDEXED ANNUITIES 1 What do FIXED INDEXED ANNUITIES offer? Safety of principal and previously-credited interest No risk of loss if held to term Minimum contract
CERTIFICATES BNP PARIBAS
NL0011009329 EuroStoxx Telecommunications Athena Investiment NL0011288113 S&P GSCI Crude Oil ER Athena Phoenix Investiment NL0010730149 BANCO POPOLARE Bonus Cap Investiment NL0011009196 BANCO POPOLARE
Aviva s No-Lapse Guarantee Portfolio
We are building insurance around you. Aviva s No-Lapse Guarantee Portfolio Advantage Builder Guarantee UL Solution Agent reference guide 17928 For agent use only. Not for use with the general public 5/11
Chapter 2 -- Annuity Products
Chapter 2 -- Annuity Products Multiple Choice Identify the choice that best completes the statement or answers the question. When you have answered all of the questions, click the Check Your Work button
Indexed Pacific Estate Preserver
Pacific Life Insurance Company Client Guide Unleash the Possibilities in Your Estate Plan Indexed Pacific Estate Preserver Last Survivor Indexed Universal Life Insurance IPEP-1F Unleash the Possibilities
How To Get A Masterdex X Annuity
Allianz Life Insurance Company of North America Allianz MasterDex X Annuity Focus on the X factor CB52575-NFA-3 1 of 20 Discover the MasterDex X Annuity A fixed index annuity from Allianz Life Insurance
Life Product Portfolio Features For Cenco's Brokerage Partners Revised 6/24/2015
Life Product Portfolio Features For Cenco's Brokerage Partners Revised 6/24/2015 Accordia Life (Formerly Aviva) Wellness for Life rider offers potential for reduced COI's beginning in the third policy
Allianz MasterDex X Annuity. Allianz Life Insurance Company of North America CB52575-NFA-CA-2. Page 1 of 16
Allianz Life Insurance Company of North America CB52575-NFA-CA-2 Page 1 of 16 Discover the MasterDex X Annuity from Allianz. A fixed index annuity from Allianz can be a valuable asset. A prudent plan shouldn
Flexible Premium Universal Life Insurance with an Indexed Feature A Life Insurance Illustration
Initial Base Face Amount = $ Total Initial Annual Premium = $ About the Universal Life Insurance Policy Phoenix Simplicity Index Life is a single life flexible premium universal life insurance policy with
The Income 150+ TM Fixed Index Annuity Strong Guarantees and Great Potential
TM Strong Guarantees and Great Potential The Income 150+ Fixed Index Annuity is a single premium, Fixed Index Annuity made in the USA by Forethought Life Insurance Company. It is designed with a unique
NEW! Rate Sheet Format! 877-586-0241. Quick Links: QUESTIONS? Annuity Interest Rates Effective June 4, 2015. Summary of Changes:
Annuity Interest Rates Effective June 4, 2015 Annuity Summary of Changes: New rate sheet format Decreased 5-year low band rates on Guarantee Ultimate and Guarantee Ultimate II MNL Pinnacle no longer available
Understanding fixed index universal life insurance
Allianz Life Insurance Company of North America Understanding fixed index universal life insurance Protection, wealth accumulation, and tax advantages in one policy M-3959 Page of 6 Understanding fixed
Protective Indexed Annuity II
Protective Indexed Annuity II Fixed Indexed Annuity Profile PAC.5093 (02.14) Protective Life annuities are designed specifically to help you more effectively prepare for and experience retirement. The
ISIN SOTTOSTANTE CATEGORIA TIPO
ISIN SOTTOSTANTE CATEGORIA TIPO NL0011009329 EuroStoxx Telecommunications Athena Investiment NL0010730230 ADIDAS Bonus Cap Investiment NL0010730156 BANCA POPOLARE DI MILANO Bonus Cap Investiment NL0010399390
Affinity Credit Card Standard European Consumer Credit Information
Affinity Credit Card Standard European Consumer Credit Information 1. Identity and Contact details of the Creditor Creditor Bank of Ireland Address Head Office, 40 Mespil Road, Dublin 4. Telephone number
Stock Futures Margin Calculation Methodology
Stock Futures Margin Calculation Methodology RM Office Version 1.3 Summary Foreword... 3 1 Variation Margin... 3 2 Initial Margin... 3 2.1 Futures Straddle Margin... 3 2.2 Additional Margin... 3 2.3 Mark-to-Market
BUYER S GUIDE TO FIXED DEFERRED ANNUITIES. The face page of the Fixed Deferred Annuity Buyer s Guide shall read as follows:
BUYER S GUIDE TO FIXED DEFERRED ANNUITIES The face page of the Fixed Deferred Annuity Buyer s Guide shall read as follows: Prepared by the National Association of Insurance Commissioners The National Association
Senior Wholesale Manager, EquiTrust Life Insurance Company Over 11 years experience as part of the EquiTrust team Dedicated to building successful
Senior Wholesale Manager, EquiTrust Life Insurance Company Over 11 years experience as part of the EquiTrust team Dedicated to building successful relationships with marketing firms EquiTrust Life Insurance
GOLD SERIES. Fixed Indexed Single Premium Whole Life Product Guide
GOLD SERIES Fixed Indexed Single Premium Whole Life Product Guide For Producer Use Only. Not for Public Distribution. Sagicor Life Insurance Company is Rated A- (Excellent) by A.M. Best Company 4043 S1001009
Terminal bonus. 1 2 3 4 5 6 7 8 Endowment assurance 10 n/a n/a n/a n/a n/a n/a. Endowment assurance 15 11286 3443 n/a CWP N 11286
126 Long-term insurance business : With-profits payouts on maturity (normal retirement) Form 59A PEARL ASSURANCE PUBLIC LIMITED COMPANY Date of maturity value / open market option 01 March 2015 Original
How To Value Royal Life With Profits
Bonus Rates Royal London - Life Business Regular Bonus Rates: Regular Premium Single Premium 0.5% 0.5% 2011 0.5% 0.5% For policies taken out after 2004 the regular bonus rates are greater than 0.5% Final
Valued Client Owner Age: 65 State of Issue: Connecticut
Fixed Annuity Prepared For: Valued Client Owner Age: 65 State of Issue: Connecticut Prepared On: March 31, 2014 Prepared By: Valued Client Firm Name: Input Summary: Premium: $100,000 Withdrawal Charge
NORTH AMERICAN FORMULA CHOICE FIXED INDEX ANNUITY 11079Z-06 REV 08-10
NORTH AMERICAN FORMULA CHOICE FIXED INDEX ANNUITY 11079Z-06 REV 08-10 NORTH AMERICAN FORMULA CHOICE The Formula Choice is a flexible premium, fixed index annuity that offers you the ability to apply all
We understand you want to enhance your protection while enjoying yearly cashback
SAVE We understand you want to enhance your protection while enjoying yearly cashback PRUflexicash protection plus Step closer to achieving your savings goals with our PRUflexicash protection plus endowment
Flexible Premium Adjustable Life Insurance Policy Illustration
Flexible Premium Adjustable Life Insurance Policy Illustration Prepared for: d Client Prepared by: Illustration Desk 2801 Townsgate Rd. Suite 350 Westlake Village, California, 91361 Tel: 800-350-2019 License
211 CMR: DIVISION OF INSURANCE
211 CMR 31.00: LIFE INSURANCE SOLICITATION Section 31.01: Authority 31.02: Purpose 31.03: Scope 31.04: Definitions 31.05: Duties of Insurers 31.06: Pre-need Funeral Contracts and Arrangements 31.07: General
Fixed Deferred Annuities
Buyer s Guide to: Fixed Deferred Annuities with Appendix for Equity-Indexed Annuities National Association of Insurance Commissioners 2301 McGee St Suite 800 Kansas City, MO 64108-2604 (816) 842-3600 1999,
Compensation, Performance, Compliance and Ethics
Compensation, Performance, Compliance and Ethics A survey by the Health Care Compliance Association & the Society of Corporate Compliance and Ethics May 2009 Health Care Compliance Association and Society
THETA AS AN ASSET CLASS By Dominik von Eynern, Swiss Alpha Asset Management GMBH
THETA AS AN ASSET CLASS By Dominik von Eynern, Swiss Alpha Asset Management GMBH It is essential to find new ways or asset classes to deliver consistent and uncorrelated returns within the asset management
Summary Box Key Product Information for our Savings Account(s)
Interest Rate Conditions for bonus payment Withdrawal arrangements Premium Saver One or more withdrawals in the month 1 24,999 0.10% 25,000 49,999 0.10% 50,000 1,000,000 0.20% Over 1,000,000 0.20% No withdrawals
ICICI Pru. Non-linked Life Insurance Plan
ICICI Pru Non-linked Life Insurance Plan We realise that you have multiple roles to play as head of the family. One of your key roles is being a responsible, caring parent. You will always do everything
Income and Wealth Transfer
ONE CARRIER TWO KEY STRATEGIES Income and Wealth Transfer Presented by J ason Goodrich IC14-WX-1089 For Producer Use Only. Our products give your clients money to LIVE ON AND LEAVE ON! For Producer Use
Self Owned Life And Retirement (S.O.L.A.R.) Insurance Arrangements
Self Owned Life And Retirement (S.O.L.A.R.) Insurance Arrangements Producer Guide What Are S.O.L.A.R. Insurance Arrangements? The arrangement can be funded through employer contributions, through after-tax
Consumer s Guide to. Fixed Deferred Annuities
Consumer s Guide to Fixed Deferred Annuities Louisiana Department of Insurance Jim Donelon, Commissioner CONTENTS What is an Annuity?...3 What are the different kinds of Annuities?...4 How are the interest
FISPWL. Fixed Indexed Single Premium Whole Life Insurance CONSUMER BROCHURE. Wise Financial Thinking for Life
FISPWL Fixed Indexed Single Premium Whole Life Insurance CONSUMER BROCHURE Wise Financial Thinking for Life Every goal reached is the launching point for another. FISPWL Consumer Brochure Wise Financial
BUYER'S GUIDE TO EQUITY-INDEXED ANNUITIES WHAT ARE THE DIFFERENT KINDS OF ANNUITY CONTRACTS?
BUYER'S GUIDE TO EQUITY-INDEXED ANNUITIES Prepared by the National Association of Insurance Commissioners The National Association of Insurance Commissioners is an association of state insurance regulatory