HSA Investment Account Website Menu Overview

Transcription

1 Home Page Top right options: Home (to return to this page), Print Screen, and Logout Left side menu: navigation menu for HSA investment portal including Account Information, HSA Performance, Manage My Account, Planning & Guidance and Reference Welcome: lists the employer and accountholder name My Summary: includes accountholder name, employer (plan) name and Total Investment Balance My Portfolio: a pie chart showing the funds held in your HSA investment account; includes a summary and key to the right (Portfolio Percent Summary) Balance History: a six-month chart showing the balance in the HSA investment account Wall Street Chart: select DJIA, NASDAQ, or S&P 500 to view each market index summary 1 Updated 03/09/10

2 Account Information Balance By Investment Additional Sources: this system supports multifunction abilities and this is not applicable to HSA accounts at this time Pie Charts Election Percent Summary: indicates how any future contributions will be invested Portfolio Percent Summary: indicates how the money you ve previously invested is distributed amongst each fund this may be different than your investment elections because of market fluctuation and/or changes to investment elections Asset Allocation: indicates how the money you ve previously invested is distributed in different investment categories Table Investment Name: names of the funds available in your account Balance: your current balance in each fund Election Percent: indicates how any future contributions will be invested (corresponds to Election Percent Summary pie chart above) Portfolio Percent: the percentage of your current balance that is currently held in each fund (corresponds to Portfolio Percent Summary pie chart above) Units: number of shares of each fund that you own Price: price per share of each fund at the most recent close of business Cost: how much you paid when you purchased into the fund CUSIP: unique identifier for each security that identifies the company or issuer and type of security 2 Updated 03/09/10

3 Symbol (not shown in screen shot): combination of letters used to reference a particular stock; mostly used for placing orders and looking up information on a company or a stock Class (not shown in screen shot): the type of securities the mutual fund holds Fund Performance: provides returns for the funds available in your account F stands for fund fact sheets, which is a short description of the fund. P stands for fund prospectus, which is a detailed description of the fund. Percentages shown are rates of return for the period in the column heading above. Transaction Detail: shows transactions on your account for a time period specified by you Use the Only Show Transactions Having drop down box to show only specific transactions; From and To dates can be selected by entering dates in the date fields or clicking on the calendars and choosing a date. Click Update to update per your specified parameters. Transaction history is exportable to PDF or Excel. 3 Updated 03/09/10

4 Fund Activity Summary: provides fund activity information Select date ranges using the drop down boxes and click Generate Summary to see your fund activity for a specified time period Beginning Balance: balance per fund at the beginning of the selected time period Withdrawals: withdrawals or distributions from your investment account during the selected time period Fund Transfers: fund transfers within your account during the selected time period Contributions: contributions to your investment account during the selected time period Change in Market Val: the change in market value experienced by your investment account due to mutual fund price fluctuation during the selected time period Interest/Dividends: interest or dividends that have been posted to your investment account during the selected time period Custodial Management Fees: custodial management fees deducted from your investment account during the selected time period Earnings (not shown in screen shot): earnings or losses due to market fluctuation on each fund during the selected time period Ending Balance (not shown in screen shot): balance per fund at the end of the selected time period Election Percent (not shown in screen shot): how you have chosen to have your future contributions invested per fund Percent Vested (not shown in screen shot): this system supports multifunctional abilities and this is not applicable to HSA accounts at this time Amount Vested (not shown in screen shot): this system supports multifunctional abilities and this is not applicable to HSA accounts at this time 4 Updated 03/09/10

5 Totals in these categories are listed by source and account total. Fund activity summary information is available for 1825 days and can be exported to PDF or Excel. Pending/Activity History: shows any activity you have initiated on your investment account Use the drop down box under Filter Account Activity to choose categories of activity. Cancel: a link to cancel a pending transaction will appear if the transaction hasn t been completed yet Transaction Status: active you have submitted and it will be processed unless you cancel before trade cutoff; canceled you have submitted and canceled before trade cutoff; processed you have submitted and the transaction has been processed Transaction Type: type of transaction you initiated (election change, realignment or transfer) Transaction Amount: dollar amount of transaction, if dollar changes were involved Request Date: date the transaction was submitted Confirmation Number: unique to each submitted transaction Requester (not shown on screen shot): tracks that you submitted the transaction HSA Performance My Performance: tells you how your account is performing. Select a source, fund or period using the drop down boxes and click Submit. Charts available include Rate of Return, Net vs. Investment, Cumulative Returns and Balance History. 5 Updated 03/09/10

6 Manage My Account Investment Elections: To change your future contribution elections, choose your new percentage for each fund (you can choose as few or as many as you want) from drop down boxes. The total of your choices must equal 100%. Your current election for each fund is listed under current %. Click Submit Election Change Request. Note: You can view or cancel your pending transaction by clicking Pending/Activity History from the menu on the left. Realign Investments: will redistribute your current dollars into a new fund allocation of your choice. Choose your new percentages using the drop down boxes for each fund. Your current balance and percentage of your account per fund are listed by each fund under Balance and Current %. Any applicable redemption fees will be noted under Contingent Redemption Fee and just above the Submit button where it says click here. Click Submit Realignment Request. Note: You can view or cancel your pending transaction by clicking Pending/Activity History from the menu on the left. 6 Updated 03/09/10

7 Transfer Investments: moves dollars between funds within your account You can choose a percent of your balance in one fund and transfer it to a new fund allocation of your choice. Current funds you hold and your balance in each fund will be listed under Funds/Balances. Once you choose a fund to transfer from, enter a % in the transfer percent field. Any applicable redemption fees will be noted under Contingent Redemption Fee. Click Continue. In the second screen (below) you can choose the new funds and percentages by entering the new percents in the boxes next to the fund names. Click Submit Transfer Request. Any applicable redemption fees will be noted under Contingent Redemption Fee and just above the Submit button where it says click here. Note: You can view or cancel your pending transaction by clicking Pending/Activity History from the menu on the left. 7 Updated 03/09/10

8 Automatic Rebalance: Allows you to automatically keep your account balance in line with your investment elections, at the frequency you select. By Clicking the Details link by PARTICPANT-DEFINED, you can elect into Automatic Rebalance. In the second screen (below), you can choose the cycle for your Participant-Defined Portfolio from the drop down box. Note: Review the investment elections indicated on the bottom before opting into the portfolio. If necessary, change your investment elections by using the Investment Elections link on the left side menu before submitting your request. If you have previously elected into automatic rebalance and want to elect out, you will have the option to click Elect Out of this Portfolio. Planning and Guidance Account Projection: hypothetical estimate of how your balance may accumulate over time. Enter an annual percentage rate, monthly contribution and years until dollars are needed and click Calculate for a projection. 8 Updated 03/09/10

9 Financial Calculators: Several different investment calculators to help you make decisions and projections Reference FAQ: is a list of the most frequently asked questions about the HSA Investment Website. Click on any question to see an expanded answer. 9 Updated 03/09/10