1 MetLife Auto & Home Driver Improvement Course Discount
2 We re Ready to Hit the Road to Safety and Savings! Although safer vehicles and highway designs may save lives, even transportation safety engineers can t create safer drivers. Safe drivers are created through a personal commitment to drive responsibly, safely, and defensively. A MetLife Auto & Home-approved Driver Improvement Course will give you the tools you need to make this commitment. To complete the NSC s driver improvement course, visit nsc.org/metlife. For more information on this program, call The cost is only $ When registering for the course, be sure to have available your policy number, name, date of birth, driver s license number, and a valid address. Note: Our driver improvement course discount (DICD) is only available in select states. You can verify if your state allows us to offer you a discount for a self-instructed course by visiting Other programs offered by National Safety Council may qualify for insurance discounts in other states, however, prices will vary. MetLife Auto & Home also provides discounts for other driver improvement courses, including those offered by National Safety Council, based on state law or standard filing limitations. Some states do require the course to be a longer duration for insurance discounts or to be taught in a classroom setting. Fees may vary and restrictions may apply. Residents of New York and New Jersey should visit ddcnsc.org/nj or ddcnsc.org/ny for more information on discount in those states.
3 Driver Improvement Course Discount At MetLife Auto & Home, we are driven to do all we can to promote your safety. But we also want to help keep the cost of your auto insurance down. To achieve this, we have arranged for National Safety Council to offer a driver improvement course exclusively for MetLife Auto & Home policyholders. For your convenience, the course is available online. Discounts Successfully completing a MetLife Auto & Homeapproved driver improvement course may make you eligible for a discount* on major auto coverages. When you successfully complete NSC s online driver improvement course test with a score of 80 percent or better, NSC (with your permission) will notify MetLife Auto & Home. In states where we are authorized, we will initiate your auto discount each year, for three years, on major auto coverages. Safety The driver improvement course taken from NSC will help you analyze the choices you make behind the wheel and develop a personal commitment to safe driving behaviors. It can help you save money on your auto coverage and, more importantly, it may help save lives. * Discount for completing an approved driver improvement course discount is subject to individual qualification and local availability. Courses other than NSC s online course are approved for MetLife Auto & Home s DICD.
4 Time-Tested Safe Driving Tips The driver improvement course offered by National Safety Council will help you learn more about: driving attitudes and behaviors personal responsibility physical, emotional, and mental conditions vehicle condition occupant protection systems the driving environment (light, weather, road) sharing the road with other vehicles, pedestrians and animals! impaired, fatigued, and aggressive driving distracted driving and mental/cognitive distractions the top six most unsafe driving behaviors Drive Defensively Each year, more than 36,300 people die and 3.9 million are injured in motor vehicle crashes, according to National Safety Council Injury Facts. The triple threat of high speeds, impaired or careless driving, and not using occupant restraints threatens every driver regardless of how careful or skilled.
5 Driving defensively means not only taking responsibility for yourself and your actions, but also keeping an eye on the other guy. NSC suggests the following guidelines to help reduce your risks on the road. Don t start the engine without securing each passenger in the car, including children and pets. Safety belts save thousands of lives each year! Put your cell phone away! Do not text or talk on the phone while driving. Be sure to lock all doors. Remember that driving too fast or too slowly can increase the likelihood of collisions. If you plan to drink, designate a driver who won t drink. Alcohol is a factor in almost half of all fatal motor vehicle crashes. Be alert! If you notice that a car is straddling the center line, weaving, making wide turns, stopping abruptly, or responding slowly to traffic signals, the driver may be impaired by alcohol, drugs or prescriptive substances. Avoid an impaired driver by turning right at the nearest corner or exiting at the nearest exit. If it appears that an oncoming car is crossing into your lane, pull over to the roadside, sound the horn and flash your lights. Notify the police after seeing a motorist who is driving erratically (be sure you are parked safely before making the call). Follow the rules of the road. Don t contest the right-of-way or try to race another car during a merge. Be respectful of other motorists. Don t follow too closely. Always use a three-second following distance or a three-second-plus following distance.
6 Products that Protect You from Life s Unexpected Surprises MetLife Auto & Home offers auto, home, boat, personal excess liability, and other insurance products that reduce coverage gaps and prepare you for life s unexpected surprises. To learn more about how MetLife Auto & Home can help you build your own personal safety net, visit our website at metlife.com or contact your local representative. MetLife Auto & Home 700 Quaker Lane PO Box 350 Warwick, RI MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company, and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are available in most states to those who qualify. Met P&C, MetCasSM, and MetGenSM, are licensed in MN. MPL (0414) 2014 MetLife Auto & Home L [exp0417][All States] PEANUTS 2014 Peanuts Worldwide LLC
You Deserve It! Auto insurance discounts from MetLife Auto & Home You re already protected by some of the most valuable auto coverages available today like replacement cost for total losses and claim-free
Driver s Manual State of Connecticut Department of Motor Vehicles Dannel P. Malloy Governor Andres Ayala, Jr. Commissioner ct.gov/dmv facebook.com/ctdmvteens @CTDMV An Important Message from Governor Dannel
Dear Michigan Motorist: If you are familiar with our popular booklet, What Every Driver Must Know, you will notice the difference with this newest edition. We have condensed the material, focusing on topics
PREPARED BY ALASKA DEPARTMENT OF ADMINISTRATION DIVISION OF MOTOR VEHICLES www.alaska.gov/dmv/ DRIVER MANUAL The purpose of this manual is to provide the reader with a general familiarity with the principles
Auto Insurance An Introduction for Adults Nationwide and the Nationwide Frame are federally registered service marks of Nationwide Mutual Insurance Company. Facilitator s Guide Auto Insurance Overview:
Auto Insurance Life Advice Choosing the policy that meets your needs Driving is a privilege, but it comes with a price. There s the cost to purchase a vehicle, maintenance, repairs, fuel, and, of course,
Kansas Driving Handbook Noncommercial Driver s Manual AAMVA 09 Model Test Version (Revised AUG. 2009) Non Commercial Driver s Manual COPYRIGHT AAMVA All Rights Reserved DE-9 (rev. 07/14) Kansas approximately
Dear New Jersey Driver, Auto insurance is required in New Jersey. As a New Jersey driver, you have many choices when it comes to purchasing auto insurance. Each choice you make affects the coverage you
Driver Guide for Parents and Teens Welcome to the World of Teen Driving Each year thousands of Hoosier teens receive learner s permits or driver s licenses from the Indiana Bureau of Motor Vehicles (BMV).
save Ways to on your Automobile Insurance Table of Contents Part I - Shopping for Insurance 1 Part II - What is in My Insurance Policy? 3 Part III - How Do I Lower My Premium? 5 Part IV - My Driving Record
Regulatory Signs Rhode Island Driver s Manual www.dmv.ri.gov Signs Stop Yield Do Not Enter No Left Turn No Parking No Trucks No U Turn Wrong Way No Parking No Passing No Right On Red Keep Right Speed Limit
Salvi, Schostok & Pritchard P.C. TABLE OF CONTENTS Ch.1: Introduction...3 Ch. 2: Checklist: Steps You Should Take After a Car Accident...5 Ch. 3: What Can You Do to Repair or Replace Your Car?....9 Ch.
Not to be Sold Oklahoma Oklahoma Driver's Manual January 2014 Our students don t fear the real world. They ve already been there. Real world experience to prepare for life and work that s what CareerTech
2014 2015 Oregon Driver Manual DRIVER AND MOTOR VEHICLE SERVICES One call can wreck your day. Nothing brings a quick end to a beach trip like a call or text gone bad. Using your phone while driving distracts
Sam Bernstein is our founder, of counsel, and retired shareholder. 1-800-CALL-SAM 1-800-225-5726 CALLSAM.COM BERNSTEIN BOOKS Since 1970 our firm has worked to educate the public about the law and safety
WAYS TO SAVE ON YOUR AUTOMOBILE INSURANCE QUINCY MUTUAL GROUP Table of Contents Part I- Shopping for Insurance 1 Part II- What is in My Insurance Policy? 3 Part III- How Do I Lower My Premium? 5 Part IV-
A Consumer s Guide to: Auto Insurance Choosing and using your auto insurance coverage Washington State Office of the Insurance Commissioner Washington State www.insurance.wa.gov Office of the Insurance
MOTOR VEHICLES, ACCIDENTS AND ALCOHOL This is a guide to what you must and should do if you: are involved in a motor accident; have dealings with a police officer involving a motor vehicle; are required
tuning up for drivers getting you ready for your road test Driving skills A driver with smart-driving skills uses: Observation looks well ahead in the direction of intended travel scans at intersections
As a part of the State s continuing commitment to safety on the roads and responsible driver education, I am proud to present this year s manual. John Hickenlooper Governor State of Colorado DR 2337 (09/10/14)
DIFS is an equal opportunity employer/program. Auxiliary aids, services and other reasonable accommodations are available upon request to individuals with disabilities. FIS-PUB 0077 (6/13) Number of copies
A Shopping Tool for Automobile Insurance Mississippi Insurance Department 1 A Shopping Tool for 2014 National Association of Insurance Commissioners All rights reserved. National Association of Insurance
Consumer's Guide to Auto Insurance State of Wisconsin Office of the Commissioner of Insurance P.O. Box 7873 Madison, WI 53707-7873 OCI's World Wide Web Home Page: oci.wi.gov Bodily Injury Liability Property
Guide to Automobile Insurance This guide: Describes the types of auto insurance available Explains your rights and responsibilities as a driver Advises how claim disputes are resolved John Kasich Governor