2. Whenever possible, and reasonable, impairment ratings will be established strictly in accordance with the schedule attached as appendix A.

Size: px
Start display at page:

Download "2. Whenever possible, and reasonable, impairment ratings will be established strictly in accordance with the schedule attached as appendix A."

Transcription

1 Section Policy Section Title: Benefits Administration - Other Entitlements Subject: Permanent Impairment Rating Schedule Effective Date: For accidents on or after January 31, 2003 GENERAL INFORMATION The Workers Compensation Act deals with impairment awards. These awards are calculated by determining a rating that represents the percentage of impairment as it relates to the whole body. The award is not related to loss of earning capacity nor is it a proxy for loss of earning capacity. A. POLICY 1. The degree of impairment will be established by the Healthcare Services Department of the Workers Compensation Board in accordance with this policy. The degree of impairment established by this Department can only be altered on review and approval by the Executive or Senior Director responsible subject to the normal appeal process. 2. Whenever possible, and reasonable, impairment ratings will be established strictly in accordance with the schedule attached as appendix A. 3. In the event that the Healthcare Services Department feels that strict adherence would create an injustice, or if it is felt that an impairment exists that is not covered by the schedule, Healthcare Services may deem it just and fair to establish an impairment rating that is not specifically covered by the schedule. In such cases, it may use information other than the schedule, such as the American Medical Association's Guides to the Evaluation of Permanent Impairment established for a similar purpose. In such cases the award will not be official until it is reviewed and approved by the Director of Healthcare Services. The Healthcare Services Department will document the case and explain the justification for the non-scheduled award in full. Awards in excess of 20% must be reviewed and approved by the Director of Healthcare Services. 4. If a worker had a pre-existing condition, the worker is eligible for an impairment award based on the difference between the new combined rating and the rating assigned to the pre-existing condition. The Healthcare Services Department will assign a fair rating to the pre-existing condition based on the best information available. 5. Healthcare Services will assign an impairment rating based on file information, or information from the attending physician, if such information is available and the impairment rating is less than 20%. Impairment ratings of 20% or greater can be confirmed without an examination if it is apparent from objective evidence, such as an x-ray of an amputated limb, what the rating should Policy & Procedures Manual

2 WCB Policy , Permanent Impairment Rating Schedule Page 2 be. In other cases the worker will be asked to submit to an examination by a Healthcare Services physician or a physician chosen by the WCB. If the impairment rating has been appealed the rating will be performed by Healthcare Services or a physician ordered by the Appeal Commission. 6. The appropriate time to assess an injured worker for a permanent impairment award will be the subject of guidelines established by the Healthcare Services Department. B. REFERENCES The Workers Compensation Act, sections 4(9) and 38 Appendix A - Permanent Impairment Rating Schedule History: 1. Initial adoption of a permanent disability rating schedule in March, Permanent Impairment Rating Schedule approved by Board Order 152/86 as a compilation/recording of past policies, directives and practices, effective August 20, Board Order 152/86 revised by Board Order 42/89 on March 15, 1989, to incorporate "minimum awards". 4. Permanent Partial Disability Awards for Disfigurement adopted by Board Order 67/89 on April 24, Policy , Permanent Impairment Rating Schedule, approved by Board Order 12/92 on March 31, 1992, effective immediately for the rating of impairments after that date. Schedule revised to incorporate previously approved changes and recommendations of healthcare professionals. The majority of changes expand on and clarify the original schedule, and reflect amendments to The Workers Compensation Act, effective January 1, Policy re-numbered to on issue to Policy Manual. 7. Policy updated for current position and division titles, May 2, Permanent Impairment Rating Schedule amended by Board Order 32/96, on September 25, 1996, to correct specific omissions/errors and incorporate two amendments (partial loss of movement of finger, impairment of shoulder mobility) for all decisions (initial, reconsideration, and appeal) effective October 1, Permanent Impairment Rating Schedule amended by Board Order 6/2000 on February 22, 2000, which replaces the Hearing Impairment section for claims arising from accidents on or after April 1, Former policy re-issued as Permanent Impairment Rating Schedule Appendix A Impairment of Hearing section amended by Board Order 03/03, effective January 31, Former Policy reissued as and The degrees for plantar ankle flexion have been updated on Page 13 of the PPI Schedule to 40 degrees. Policy & Procedures Manual

3 WCB Policy , Permanent Impairment Rating Schedule Page June 1, 2009 Hand Chart The diagrams were replaced. 13. September 1, 2009, policy updated to clarify effective date. 14. Minor wording changes were made to the policy and departmental names were updated June 27, Policy & Procedures Manual

4 PERMANENT IMPAIRMENT RATING SCHEDULE THE WORKERS COMPENSATION BOARD OF MANITOBA A general summation of established practice, and scheduled ratings from various provincial jurisdictions, employed regularly by the Workers Compensation Board of Manitoba as guidelines for the evaluation of permanent impairment...

5 INDEX INTRODUCTION TO SCHEDULE...1 HAND (AMPUTATIONS AND LOSS OF MOBILITY)...4 UPPER EXTREMITY (AMPUTATION AND IMPAIRED FUNCTION)...10 LOWER EXTREMITY (AMPUTATION AND IMPAIRED FUNCTION)...14 SPINE...17 JAW...18 REPRODUCTIVE AND URINARY SYSTEM...18 HEMOPOIETIC AND LYMPHATIC SYSTEM...18 GASTRO-INTESTINAL SYSTEM...19 IMPAIRMENT OF SPECIAL SENSES...19 IMPAIRMENT OF HEARING...22 VIBRATION-INDUCED WHITE FINGER DISEASE...27 NERVOUS SYSTEM...27 BRAIN...29 DISFIGUREMENT...31 MYOCARDIAL INFARCTION...32 RESPIRATORY (INDUSTRIAL LUNG DISEASES)...33 PSYCHOLOGICAL...34 EVALUATION OF PSYCHIATRIC IMPAIRMENT...41 CANCER...42 COMBINED VALUES CHART...45

6 APPENDIX A

7 - 1 - GUIDELINES FOR PERMANENT IMPAIRMENT EVALUATION INTRODUCTION TO SCHEDULE: The rating schedule is designed to measure the degree of permanent physical impairment of body function following an injury for the purpose of calculating an award in accordance with Sections 4(9) and 38 of the Workers Compensation Act. Permanent impairment is evaluated by conducting a medical examination of the worker or by reviewing the medical history documented on file as described in the policy statement. Evaluation of permanent impairment is made when treatment has been completed, or when, in the opinion of the Board s physicians, the medical condition has stabilized and no further improvement is expected. The timing of the evaluation, therefore, varies according to the individual s circumstances. Permanent impairment is measured by the following factors: loss of a part of the body; loss of mobility in the joints; loss of function of any organs of the body identified in the schedule; and cosmetic deformity of the body. Currently for Manitoba Workers Compensation Board purposes, the permanent impairment evaluation is administratively converted into an impairment award according to the Permanent Impairment Rating Schedule.

8 - 2 - TYPES OF EVALUATIONS OR RATINGS: There are two types of evaluations for permanent impairment made by the physicians who work for the Workers Compensation Board: schedule ratings and judgement ratings. Schedule ratings refer to the percentage values shown in this book for specific injuries. Where the injury or impairment is straight forward, such as in cases of amputations, blindness, etc., it is assessed at the percentage value shown. Some types of impairment of function of the body do not lend themselves to exact measurement. These require judgement on part of the medical examiner. Judgement ratings are made to determine a percentage of impairment when the impairment does not fit into a specific category of the existing schedule, but must be within the parameters as outlined in the schedule. The figures outlined in the schedule are percentages of impairment of the total body. Multiple injuries, due to a single accident, resulting in more than one impairment are evaluated on the basis of the whole person, rather than by adding the individual values. This is done with the aid of a combined values chart, as established by the American Medical Association Guides to the Evaluation of Permanent Impairment. (See Combined Value Chart, page 54). As well, in the event of multiple injuries, the impairment rating may be enhanced in order to reflect the cumulative functional effect. Enhancement is particularly important in dealing with finger injuries, loss of vision, and loss of hearing; therefore, the enhancement factor has been considered in the development of the rating schedule, for these particular conditions. Enhancement is considered to be relevant in respect of injuries which involve mirror parts of bilateral structures; e.g., both wrists, both knees. In these instances, an enhancement factor of up to 50% of the lesser impairment is awarded. The ratings must not be disproportionate when applied to the whole person and are therefore subject to the combined values chart.

9 - 3 - Impairment rating for the loss of function of an extremity cannot exceed the rating allowed for amputation of that extremity. Multiple impairments affecting a single extremity, or part thereof, may be calculated on the basis of the combined values chart, or as a percentage loss of total function for the extremity.

10 - 4 - HAND (AMPUTATIONS AND LOSS OF MOBILITY) AMPUTATIONS: Finger amputations are rated in accordance with the detailed hand charts (see page 8); and partial amputations of a phalanx are rated on a judgement basis having regard to the whole value of the phalanx and the percentage affected by amputation. If a single finger is involved, the single finger chart is used. For multiple finger amputations, the corresponding multiple chart is used (refer to page 8). The charts are used by beginning at the DIP joint and assign values to the distal phalanx from the chart corresponding to the number of fingers having impairment at or proximal to the distal joint. Then proceeding to the PIP joint and assigning values to the middle phalanx from the chart corresponding to the number of fingers having impairment at or proximal to the middle phalanx. Then proceeding to the MP joint, and in a similar fashion assigning values to the proximal phalanges. PARTIAL LOSS OF MOVEMENT/FUNCTION: Impairment ratings for digit injuries take into consideration loss of joint movement as well as amputation, and the detailed hand charts are also used. When a finger joint is ankylosed in a position of function (or in an acceptable position), the rating is one-half of what it would be for an amputation at that level. If a joint is ankylosed in a position that is not functional, and there is some good reason why surgical correction will not be done, the rating could equal up to the rating for amputation of that joint.

11 - 5 - The impairment rating for partial loss of movement will be proportional to the amount of movement that is lost. In as much as there are great variations from person to person in ranges of when there is a completely normal digit to compare with, loss of movement can be determined by comparing the movement in the joint being examined with the movement in the normal joint on the opposite hand. When there is not a normal extremity with which to compare, the following will be considered to be normal ranges of movement for the digital joints: RANGE OF MOTION FINGERS D.I.P. P.I.P. M.P. Index Middle Ring Little I.P. M.P. C.M.C. Thumb For partial loss of movement at a joint, the lost range of movement, in degrees, is divided by the normal range of movement at that joint, and multiplied by either (i) one half the amputation rating at that joint if the remaining movement is in a position of function, or (ii) the full amputation value at that joint if the remaining movement is in a position that is not functional. If there has been an amputation at a point distal to the joint, only the values of the retained phalanx or phalanges are employed in the calculation for loss of movement. ENHANCEMENT OF MULTIPLE INJURIES: An enhancement factor has been included as part of the injury rating schedule in the event of multiple finger injuries to the same hand.

12 - 6 - As well, an enhancement factor of 50% of the lesser impairment is warranted in respect to injuries which involve identical parts of bilateral structures, although the ratings must not be disproportionate when applied to the whole person and are therefore subject to the combined values chart. METACARPALS: The detailed hand charts include rating guides for metacarpals; and, the function of the whole hand is assessed and rated by the combined value of the component parts which are impaired or amputated: Example: Thumb, including metacarpal Fingers, all four (combined values) Metacarpals TOTAL IMPAIRMENT (Combined Values)...49% AMPUTATIONS; (1) Thumb, including first metacarpal (2) Thumb, at MP joint (3) Thumb, at IP joint (4) Finger, index (5) Finger, index at PIP joint (6) Finger, index at Distal

13 - 7 - (7) Finger, middle (8) Finger, middle at PIP (9) Finger, middle at Distal (10)Finger, ring (11)Finger, ring at PIP (12)Finger, ring at Distal (13)Finger, little (14)Finger, little at PIP joint (15)Finger little at Distal (16)Fingers, index and middle (17)Fingers, index and ring (18)Fingers, index and little (19)Fingers, middle and ring (20)Fingers, middle and little (21)Fingers, ring and little (22)Fingers, index, middle and ring (combined value) (23)Fingers, index, middle, and little (combined value) (24)Fingers, index, ring, and little (combined value) (25)Fingers, middle, ring, and little (combined value) (26)Fingers, all four (combined value) (27)Fingers, four at Distal IMMOBILITY OF JOINTS: (1) Thumb, both joints (2) Thumb, distal joint

14 - 8 - Hand Chart Single Finger or Thumb Two Finger

15 - 9 - Hand Chart (con t) Three Finger Four Finger There is no enhancement factor between thumb and fingers. January 1982

16 UPPER EXTREMITY (AMPUTATION AND IMPAIRED FUNCTIONS) ENHANCEMENT OF MULTIPLE INJURIES: An enhancement factor of 50% of the lesser impairment is warranted in respect of injuries which involve identical parts of bilateral structures although the ratings must not be disproportionate when applied to the whole person and are therefore subject to the combined values chart. EXAMPLE: A worker, as a result of an occupational accident, suffers ankylosis of the left shoulder joint (without either articular or scapular movement) and disarticulation at the right shoulder. Total impairment is determined as follows: Ankylosis left shoulder % Disarticulation right shoulder % Enhancement (50% of 25) % Combined Value (Total Impairment)...81% LOSS OF MOVEMENT/FUNCTIONS: The impairment rating for partial loss of movement or function resulting from direct injury or related surgical procedures will be proportional to the amount of movement or function that is lost based on clinical findings, as a percentage of the assigned ratings for complete joint immobility. As there are great variations from person to person in ranges of movement, when there is a completely normal extremity to compare with, loss of movement can be determined by comparing the movement in the joint being examined with the movement of the normal joint on the opposite extremity.

17 When there is not a normal extremity with which to compare, the following will be considered as guidelines for normal ranges of movement for upper extremity joints: Shoulder: Forward Flexion Backward elevation 40 0 Abduction Adduction 30 0 Internal rotation 40 0 External rotation 90 0 Elbow: Flexion Extension 0 0 Pronation 90 0 Supination 90 0 Forearm: Pronation Supination Wrist Dorsiflexion 70 0 Palmarflexion 90 0 Radial deviation 20 0 Ulnar deviation 30 0

18 NOTE ON APPLYING RANGE OF MOTIONS: 1. Determine the expected range of motion (either the values shown or the range demonstrated by a completely normal extremity on the person being examined). 2. Determine the workers range of motion through observation/examination. 3. Add the elements of the expected range. 4. Add the elements of the observed range. 5. Determine the differences (the loss of range of motion). 6. Calculate the impairment as a portion of the impairment for a fully immobilized joint. NOTE: Range of motion will be calculated on the passive rather than the active range. EXAMPLE: RANGE OF MOTION WRIST (DEGREES) OBSERVED EXPECTED Palmar Flexion Dorsi Flexion Radial Deviation Ulnar Deviation TOTAL Residual impairment % i.e., Loss of total ROM Impairment - 100/210 x 12.5% = 5.95% (Rounded to 6.0%)

19 AMPUTATIONS: Proximal third of humerus or disarticulation at shoulder... 70% Middle third of humerus... 65% Distal third of humerus to biceps insertion... 60% Biceps insertion to wrist (depending on usefulness of stump)... 50% to 60% IMPAIRMENT OF MOBILITY: Shoulder, ankylosed in position of function % Shoulder, abduction limited to 90% but with good rotation and pivotal movement % Elbow, ankylosed in position of function % Forearm, complete loss of pronation and supination % Wrist, ankylosed in position of function % DENERVATION: Median nerve, complete at elbow % Median nerve, complete at wrist % Ulnar nerve, complete at elbow % Ulnar nerve, complete at wrist % MUSCULAR: Rupture of long head biceps brachii % VASCULAR IMPAIRMENTS: Thrombosis brachial artery...up to 25.0%

20 LOWER EXTREMITY (AMPUTATION AND IMPAIRED FUNCTION) ENHANCEMENT OF MULTIPLE INJURIES: An enhancement factor of 50% of the lesser impairment is warranted in respect of injuries which involve identical parts of bilateral structures (e.g., both ankles), although the ratings must not be disproportionate when applied to the whole person and are therefore subject to the combined values chart. LOSS OF MOVEMENT/FUNCTION: The impairment rating for partial loss of movement or function resulting from direct injury or related surgical procedures (including patellectomy and hip prosthesis) will be proportional to the amount of movement or function that is lost, based on clinical findings, as a percentage of the assigned ratings for complete joint immobility. Ankle: Dorsi flexion 20 0 Plantar 40 0 Inversion 30 0 Eversion 20 0 Knee: Flexion Extension 0 0 Hip: Forward flexion Backward flexion 30 0 Abduction 40 0 Adduction 20 0 Internal Rotation 40 0 External Rotation 50 0 AMPUTATIONS: Hip disarticulation or short stump requiring ischial bearing prothesis % Thigh, site of election %

21 End bearing or short below-knee stump not suitable for conventional B.K. prosthesis % Leg, suitable for B.K. prosthesis % Leg, at ankle, end bearing % Through foot... 10% to 25.0% Great toe, both phalanges % Great toe, one phalanx % All toes, total amputation % Toes, other than great, each % Patellectomy with no quadriceps repair necessary and/or no damage to femur (30% loss of knee joint function ) % Patellectomy with femoral damage plus quadriceps graft repair (50% loss of knee joint function) % LOSS OF MOBILITY: Hip, ankylosed in acceptable position % Knee, ankylosed in acceptable position % Knee, instability to 5.0% Ankle, ankylosed in acceptable position % Great toe, ankylosis both joints % Great toe, ankylosis distal joint % SHORTENING OF THE LEG: 1 (2.5 cm) % 1.5 (4 cm) % 2 (5 cm) % 3 (7.5 cm) %

22 DENERVATION: Peroneal nerve, complete % VASCULAR IMPAIRMENTS: Deep thrombosis of thigh and leg %

23 SPINE The criteria used for development of impairment ratings in regard to the spine, whether resultant from direct injury or related surgical procedures, essentially involves measurement of restricted motion. For this purpose, the spine is divided into the cervical and the lumbar/thoracic region. The impairment rating for partial loss of movement will be proportional to the amount of movement that is lost on clinical findings, as a percentage of the assigned ratings for complete immobility; taking into account flexion, extension, lateral flexion, and rotation. Cervical Region Combined Lumbar & Thoracic Regions Forward flexion 45 Forward flexion 90 Backward extension 45 Backward extension 30 Right lateral flexion 45 Right lateral flexion 30 Left lateral flexion 45 Left lateral flexion 30 Right rotation 80 Right rotation 30 Left rotation 80 Left rotation 30 SPINAL LOSS OF MOVEMENT: Total immobility of spine (usual distribution) % Immobility of the cervical spine, complete % Immobility of the lumbar and thoracic spine, complete % PELVIC REGION: The sequelae of fractures in the pelvic region (including rami, ilium, innominate, symphysis, sacrum, coccyx, and acetabulum) which result in a decreased range of movement, (primarily of the hip, may be rated in accordance with the relative loss of mobility.)

24 CAUDA-EQUINA LESION: Refer to impairment of the nervous system. JAW Impairment ratings in regard to injury of the temporo-mandibular joint are intended to reflect primarily loss of movement and/or function, but may include consideration for some degree of cosmetic deformity. Internal derangement, temporo-mandibular joint... up to 10.0% Loss of mandibular protrusion % Malocclusion, (improper bite) TPD % REPRODUCTIVE AND URINARY SYSTEM LOSS OF GONADS AND STERILITY: Gonad refers to testis or ovary. Loss of a gonad is considered as a disfigurement and rated at 2%. The loss of two gonads is rated at 10% and this includes an enhancement of 1%, and 5% for loss of fertility. a) Loss of one gonad % b) Loss of one gonad; and resultant sterility...(2% and 5%) 7.0% c) Loss of two gonads; and resultant sterility...(2%, 2%, 1% & 5%) 10.0% Direct Trauma or Neurological Damage Resulting in Impotence (following Urologists report)... up to 10.0% Loss of one kidney % HEMOPOIETIC AND LYMPHATIC SYSTEM Loss of Spleen %

25 GASTRO-INTESTINAL SYSTEM Partial Loss of Bowel % IMPAIRMENT OF SPECIAL SENSES SENSE OF SMELL: Loss of sense of smell (including impairment of sense of taste) % IMPAIRMENT OF VISION: Enucleation % Total loss of vision in one eye % Cataract (Impairment to be rated on visual acuity basis using the partial visual loss schedule) Aphakia of one eye (without correction) % Double aphakia (without correction) % Aphakia and double aphakia - following artificial lens implant or other corrective measures (impairment to be rated on visual acuity basis using the partial visual loss schedule with an appropriate allowance to cover loss of accommodation)...% of impairment as applicable Hemianopia, right field % Hemianopia, left field % Bitemporal hemianopia % Binasal hemianopia % Diplopia, all fields % Scotomata, depending on location and extent...up to 16.0% PARTIAL VISUAL LOSS: 20/ % 20/ % 20/ % 20/ % 20/ % 20/ % 20/ %

26 Less than 20/ % Note: Snellen s test for distance after correction with conventional lenses. Iridectomy with corrected vision...1 to 2.0% Dry eyes needing artificial tears % LOSS OF ACCOMMODATION:...up to 5.0% The disability allowance to cover loss of accommodation will be based on the age of the claimant. This adjustment accounts for the natural deterioration of the eyes ability to accommodate with age. 40 years & under 5.0% % % % %

27 TABLE OF PERMANENT IMPAIRMENT CONCERNING LOSS OF VISION IN ONE EYE OR BOTH FOLLOWING CORRECTION LOSS OF SIGHT IN ONE EYE... 16% ENUCLEATION... 18% LOSS OF SIGHT IN BOTH EYES % SNELLEN SCALE 20/30 20/40 20/50 20/60 20/80 20/100 20/200 20/400 Blind 6/9 6/12 6/15 6/18 6/24 6/30 6/60 6/120 20/ /9 20/ /12 20/ /15 20/ /18 20/ /24 20/ /30 20/ /60 20/ /120 Blind The permanent impairment shall always be determined following optical correction with spectacles. If one eye is enucleated, add 2% to the degree of permanent impairment obtained since the loss of sight in one eye is 16% and the enucleation is 18% When a one-eyed claimant loses his other eye, the degree of permanent impairment shall be rated at 100%.

28 IMPAIRMENT OF HEARING A. General Information Calculating impairment due to loss of hearing involves three steps: 1. Calculating the percentage of hearing loss in each ear. 2. Calculating the combined percentage of hearing loss. 3. Converting the loss of hearing to an impairment of the whole person. In most respects, the establishment of permanent hearing impairment is based on the 4 th edition (1993) of the American Medical Association s Guides to the Evaluation of Permanent Impairment. A change to the AMA guides would not result in an automatic change to this policy. B. Calculating the Percentage of Hearing Loss 1. When calculating impairment due to loss of hearing, the International Standard Organization (I.S.O.) audiometric calibration will be used. Test each ear and record the hearing levels at 500, 1000, 2000 and 3000 Hz. 2. Add the value of the hearing levels at 500, 1000, 2000 and 3000 Hz in each ear. 3. If the level of hearing loss is less than 100 db in the better ear, the percentage of hearing loss in that ear should be taken as 0%. 4. Consult Table 1 to determine the percentage of hearing loss in each ear. If the level of hearing loss falls between values on the chart, round the level to the nearest 5 db of hearing loss.

29 Table 1: Hearing Loss and Impairment Hearing Loss % in db Hearing Loss % in db Hearing Loss % in db Or greater 5. Use the following formula to determine binaural hearing impairment: Total % = ([5 x % hearing impairment in better ear] + % hearing impairment in poorer ear) /6. Example (significant hearing loss in both ears): A worker has the following test results in each ear: Right Ear: Hearing loss at 500 hertz = 30 db Hearing loss at 1,000 hertz = 45 db Hearing loss at 2,000 hertz = 60 db Hearing loss at 3,000 hertz = 60 db TOTAL = 195 db

30 Left Ear: Hearing loss at 500 hertz = 50 db Hearing loss at 1,000 hertz = 60 db Hearing loss at 2,000 hertz = 70 db Hearing loss at 3,000 hertz = 75 db TOTAL = 255 db Table 1 indicates that a combined hearing loss of 195 db is equivalent to a 35.6% hearing impairment in the right ear, and a combined hearing loss of 255 db is equivalent to a 58.1% hearing impairment in the left ear. The hearing impairment in the better ear (35.6%) is multiplied by 5. The product (178) is then added to the hearing impairment in the poorer ear (58.1%). The sum (236.1) is then divided by 6. The resulting hearing impairment in both ears is 39.4%. Example (significant hearing loss in one ear): A worker has the following test results in each ear: Right Ear: Left Ear: Hearing loss at 500 hertz = 35 db Hearing loss at 1,000 hertz = 35 db Hearing loss at 2,000 hertz = 40 db Hearing loss at 3,000 hertz = 55 db TOTAL = 165 db Hearing loss at 500 hertz = 10 db Hearing loss at 1,000 hertz = 10 db Hearing loss at 2,000 hertz = 15 db Hearing loss at 3,000 hertz = 20 db TOTAL = 55 db Table 1 indicates that a combined hearing loss of 165 db is equivalent to a 24.4% hearing impairment in the right ear, and a combined hearing loss of 55 db is equivalent to a 0% hearing impairment in the left ear. The hearing impairment in the better ear (0%) is multiplied by 5. The product (0) is then added to the hearing impairment in the poorer ear (24.4%). The sum (24.4) is then divided by 6. The resulting hearing impairment in both ears is 4.1%.

31 PRESBYCUSIS: One s ability to hear tends to lessen with age. The loss of hearing due to age is known as presbycusis. The WCB compensates workers for hearing loss caused by occupational noise, but not age. To compensate for hearing loss caused by occupational noise and not by age, multiply the number of the worker s years over the age of 60 by 2. Then deduct the product from the sum of the value of the hearing levels at 500, 1000, 2000 and 3000 Hz in each ear. Example: A sixty-six year old boiler-maker has the following test results in each ear: Right Ear: Left Ear: Hearing loss at 500 hertz = 20 db Hearing loss at 1,000 hertz = 25 db Hearing loss at 2,000 hertz = 30 db Hearing loss at 3,000 hertz = 45 db TOTAL 120 db Hearing loss at 500 hertz = 30 db Hearing loss at 1,000 hertz = 30 db Hearing loss at 2,000 hertz = 40 db Hearing loss at 3,000 hertz = 55 db TOTAL 155 db This worker is 6 years over the age of 60. Subtract 12 (6 years x 2) from 120 db and 155 db. This amounts to hearing loss of 108 db and 143 db. Table 1 indicates that a combined hearing loss of 108 db (rounded to 110 db) is equivalent to a 3.8% hearing impairment in the right ear, and a combined hearing loss of 143 db (rounded to 145 db) is equivalent to a 16.9% hearing impairment in the left ear. The hearing impairment in the better ear (3.8%) is multiplied by 5. The product (19) is then added to the hearing impairment in the poorer ear (16.9%). The sum (35.9) is then divided by 6. The resulting hearing impairment in both ears is 5.98%.

32 C. Calculating Whole-Person Impairment Percentage 7. Hearing loss is only one component of overall bodily function. Consult Table 2 to convert the impairment of hearing to impairment of the whole person. 8. Deafness, complete in both ears and the result of sudden and complete traumatic loss of hearing is rated as a 60% impairment of the whole person. Table 2: Converting Hearing Impairment to Whole Person Impairment % Hearing Impairment % Impairment of the Whole Person % Hearing Impairment % Impairment of the Whole Person D. Tinnitus 12. Tinnitus, when secondary to noise-induced occupational hearing loss, is rated as a 2% impairment of the whole person.

33 VIBRATION-INDUCED WHITE FINGER DISEASE The evaluation is performed by a Board Medical Officer and a judgement rating is assigned based on symptoms and objective findings as outlined by the examining specialist. The following is a simple classification system for percentage of impairment. The combined tables should be used to establish the total impairment when the condition is bilateral. 1. Confirmed diagnosis of Vibration Induced White Finger Disease. No clinical or investigative objective evidence of arterial occlusion as tested by either Allen's test, digital pressures, or angiography... 1% 2. Confirmed diagnosis of Vibration Induced White Finger Disease with clinical or investgative objective evidence of arterial occlusion as tested by either Allen's test, abnormal digital pressures, or angiography... 5% 3. Confirmed diagnosis of Vibration induced White Finger Disease of a severe nature with digital atrophic changes or gangrene. The rating will be judged in accordance with the Medical Officer's assessment based on a percentage of impairment of the whole hand.... up to 50% NERVOUS SYSTEM Determination of impairment is based on clinical findings indicative of brain or spinal cord damage, or peripheral nervous system injuries other than those specifically rated elsewhere in the Schedule. The percentages of multiple impairments are combined by using the Combined Values Chart, and the overall residual impairment rating resultant from a particular injury cannot exceed 100%. SPINAL CORD - BRAIN: Quadriplegia... up to 100% Paraplegia... up to 100% Hemiplegia... up to 100% Cauda Equina Lesion... up to 25% Paraparesis and hemiparesis may be rated on the combined values of associated loss of functions, as derived from the A.M.A. Guides to the Evaluation of Permanent Impairment.

34 STATION AND GAIT: Ability to stand and walk, but has difficulty with elevation, steps and distances 5 to 15% 2. Ability to stand, but walking limited to level surfaces 20 to 30% 3. Ability to stand but cannot walk 35 to 45 % 4. Ability to stand with difficulty, and cannot walk 50 to 60% 5. Cannot stand without prosthesis or help 65% UPPER EXTREMITIES: 1. Can use extremity for self care, grasping and holding; but has difficulty with finger dexterity 0 to 5% 2. Complete loss of digital dexterity 10 to 15% 3. Can use extremity with difficulty 20 to 25% 4. Cannot use extremity 30 to 40% URINARY BLADDER FUNCTION: 1. Impaired urgency 0 to 5% 2. Good reflex activity and no voluntary control 10 to 15% 3. No reflex or voluntary control 20 to 30% ANORECTAL FUNCTION: 1. Reflex regulation but no voluntary control 5 to 10% 2. No reflex regulation or voluntary control 10 to 15%

35 SEXUAL FUNCTION: 1. Sterility 5% 2. Impotence 10% POSTURAL VERTIGO: up to 10% BRAIN ORGANIC BRAIN SYNDROME: Defects may include defects in orientation; ability to understand concepts; memory; judgement; and decision process. 1. Impairment of complex integrated cerebral functions, ability to carry out activities of daily living...0 to 10% 2. Ability to carry out most activities of daily living with some difficulty...10 to 15% 3. Ability to carry out most activities but requires some supervision and/or direction to 25% 4. Ability to carry out most activities with continuous supervision...35 to 40% 5. Activities limited to directed care under confinement to 70% 6. Inability to care for self in any situation to 100% EPISODIC NEUROLOGICAL DISORDERS (SEIZURES): The criteria for evaluating such neurological disorders as syncope and epilepsy and based on the frequency, severity and duration of attacks as they affect performance of daily activities. 1. Slight severity and under control of medication... 0 to 5% 2. Slight severity and sufficiently under control to perform most activities... 5 to 10% -

36 Moderate severity and frequency, but can perform most activities to 15% 4. Sufficiently severe to interfere and restrict many daily activities to 30% 5. Such severity and constancy to limit activities to supervised or protected situations to 70% 6. Totally incapacitating in terms of daily activities to 100% DENERVATION: Peroneal nerve, complete... 12% Median nerve, complete at elbow... 40% Median nerve, complete at wrist... 20% Ulnar nerve, complete at elbow... 10% Ulnar nerve, complete at wrist... 8% HORNER S SYNDROME: % The syndrome is the result of a disruption of the sympathetic pathways of the brachial plexus at the C7 level, and the clinical features are: (a) partial ptosis (drooping of upper eyelid) (b) miosis (small pupil) (c) anhydrosis (lack of sweating) (d) apparent enophthalmos (depression of eyeball into socket)

37 DISFIGUREMENT When a worker is permanently disfigured as a result of an injury, the Board may determine that the disfigurement be considered a permanent impairment to which the claimant is entitled to an award. Disfigurement is an altered or abnormal appearance. This may be an alteration of color, shape, or structure, or a combination of these and can also include loss of function due to contractures as a result of scarring. The rating for disfigurement is done by the Board s Medical Department and the degree of disfigurement is determined on a judgemental basis. The maximum rating for disfigurement, in extreme cases, is 25%. Typical awards for disfigurement are between 1 and 5%. In order to maintain consistency in awards for disfigurement, and to make the awards as objective as possible, Medical staff will make reference to the folio of previous disfigurement awards established as policy by Board Order No. 67/89 and maintained by the Director of the Benefits Division as prescribed in Board Order 67/89. Contractures resulting in loss of function should be considered as for any other cause, and are applied using the combined values chart.

38 MYOCARDIAL INFARCTION - IMPAIRMENT RATING SCALE OFSEVERITY 1 TO 3 4 TO 6 7 TO 9 10 A. SUBJECTIVE 1. Angina 0 per day 2 to 3 per day 4 per day At rest 2. Dyspnea Running or carrying weights On stairs Level walk At rest 3. Orthopnea 1 pillow 2 pillows 3 or more Paroxysmal nocturnal dyspnca or slceps on chair 4. Edema In PM occasionally Frequent in PM Trace to 1+ at the time Fixed 5. Cough None On running & on stairs Frequent At night 6. Palpitation Never Only at fast walk or work Occasionally at rest Frequent even at rest B. OBJECTIVE 1. Stress Test Negative Mild ST or extra Systole Severe ST & PVC Resting EKG, ischemia or PVC 2. Muga Scan a) Ejection fraction 50% 40 to 50% 30 to 40% 30% b) Akinesis c) Dyskinesis d) Hypokinesis Thallium a) Infarction b) Ischemia 0 0 Small Large 4. Holter No PVC or APC No ST-T changes Occasional PVC No ST-T changes Frequent PVC & occasional ST-T Multifocal or coupled ST-T changes MAXIMUM IMPAIRMENT % SUBJECTIVE - 60 to be weighted as half the value, i.e., if obtained grade is 10, it will be reduced to 5 OBJECTIVE - 80 (Objective 24 = 24/34) EXAMPLE - Claimant showed subjective 20 = 10 RATING - 34/140 = 24%

39 RESPIRATORY (INDUSTRIAL LUNG DISEASES ) - IMPAIRMENT RATING CRITERIA CLASS 1 0% CLASS II 25% CLASS III 25-45% CLASS IV > 45.<65% CLASS V >65-100% A. SUBJECTIVE OBST REST OBST REST OBST REST OBST REST 1. Cough / / /- 2. Sputum < 15cc +/ cc +/- >60cc +/- 3. Dyspnea Wheeze 0 +/ /- 5. Edema Orthopnea B. OBJECTIVE 1. Volumes % >110<130% >70<80% >130<150% >60<70% >150>170% >50<60% >170% <50% (TLC, R.V., V.C.) 2. FEV,/FVC >80% 70-80% 70-80% 60-70% >80% 50-60% 70-80% <40% 70-80% 3. Peak Flow N >80% >80% 60-80% >80% 40-60% >80% <40% >80% 4. Phase III N <115% N % % >300% 5. DLCO N N % >60<80% >60<80% >40<60% >40<60% <40% <40% 6. PO N N N by 10 by 10 by 20 by 20 by 30 by PCO N N N N N N N N 8. A-A Gradient <10 <10 <20 <30 <30 <40 <40 >40 >40 9. VD/VT <25% <35% <35% <45% <40% <50% <45% >50% > METS N >5 METS >5 METS 3-5 METS 3-5 METS <3 METS <3 METS Sat. % N N N by 5% by 5% by 10% by 10% 12. Heart Rate N 13. Vent. Rate N SCALE OF SEVERITY 0 to 2 2 to 4 4 to 6 6 to 8 8 to 10 LEGEND: OBST - Obstructive EXAMPLE: TOTAL POINTS OBTAINABLE CLAIMANT: -SUBJECTIVE - 50: WEIGHTED 25 REST - Restrictive - SUBJECTIVE: 6 X 10 = 60 - OBJECTIVE - 100: TOTAL OBJECTIVE: 13 X 10 = 130 TOTAL = IMPAIRMENT - 125/190 X 100 = 65.7%

40 PSYCHOLOGICAL INTRODUCTION: The psychic functions (mental, affective, adaptive, behavioral) of certain accident victims may be permanently damaged. a) General Impairment Producing Mechanisms Such impairments are sometimes the direct consequence of a lesion in the central nervous system and therefore entail psychiatric or psychiatric or psychological evaluation which goes beyond the sole assessment of a neurological impairment. In other cases, the impairment reflects a permanent affective dysfunction revealing chronic psychological maladaptation to trauma having temporarily or permanently damaged another part of the body. Impairments of this nature may sometimes result from the interaction of the two impairment producing mechanisms. b) General Evaluation Criteria Impairment is assessed by means of a clinical psychiatric or psychological examination. Adequate knowledge of the accident victim s personality prior to the accident, his complete background and his usual mode of adaptation is necessary for the conducting of a clinical evaluation. The victim s premorbid level of personal adaptation must be considered in order to determine the degree of functional damage stemming from mental illness caused by an accident. A detailed objective mental examination is essential. The symptomatology must establish a credible, total and coherent syndrome. Impairment of psychic functions must be manifested by changes in the patient s daily activities and interpersonal relationships and in certain cases must be accompanied by physiopathological signs. Symptoms must be present during a sufficiently long period and, as a rule, must persist despite constant, standard therapy. Additional objective information on the patient s abnormal mental condition is usually provided by his family and friends and those treating him. A purely subjective syndrome that is difficult to verify rarely indicates severe permanent partial impairment.

41 The clinical evaluation may sometimes be supplemented with a social or psychometric evaluation. Unfavourable social circumstances may influence that accident victim s rehabilitation and overall prognosis but do not in themselves constitute an impairment of psychic functions. The evaluation must take his motivational aspect into account. Lastly, an impairment assessed by such psychiatric or psychological evaluation is different in its very nature from an impairment caused by the loss of enjoyment of life or of a mutilated organ. (c) Groups and Classes of Impairment Permanent impairment of the accident victim s psychic functions may result from: chronic brain syndromes psychoses neuroses personality disorders The history of psychiatric or psychological sequelae, the specific results of the mental examination and supplementary examinations usually allow only one nostologic category to be determined. However, organic brain syndromes may, in particular, be accompanied by and thus include in their clinical picture and evaluation psychotic or neurotic signs or deterioration of the personality. Symptomatic severity is accompanied by repercussions going beyond the accident victim s mere experience to change his usual activities of daily living and his personal or social efficiency. The accident victim requires constant supervision or therapy, assistance or a particular milieu, and in certain cases even needs to be looked after on a full-time basis for the fulfilment of his basic needs. The diagnosis as to the degree of severity of the impairment affecting the whole person must be specified by applying the general evaluation criteria, by taking the objective effects of the assessed syndrome into consideration, and by referring to the following clauses: Class I: Minor impairment... 0 to 15% Class II: Serious impairment to 45% Class III: Extremely serious impairment... 45% and over

42 Precise quantification in one class may be difficult to achieve, thus the necessity for a comparison with similar cases whose development was followed by the evaluating physician. It may be necessary to wait some time before the final evaluation of the impairment can be carried out. A standard clinical psychiatric or psychological evaluation may not necessarily determine an additional impairment and may be useful only for evaluating the motivation of a patient with an impairment in another system or for establishing that the patient s potential for a more complete rehabilitation requires further scrutiny before the degree of impairment in the other system is established. 1. CHRONIC BRAIN SYNDROMES: The syndrome is directly associated with organic brain injury resulting from trauma. Above all, it consists of disturbances of the higher cognitive functions. It is essentially characterized by impairment of orientation, comprehension, memory and of the abilities to learn, anticipate, make decisions and exercise judgement: A supplementary psychometric evaluation may be useful in this case. In addition to these essential signs, the subject may show signs of instability, puerilism, erosion of the importance of moral values, or character disorders. The syndrome is sometimes complicated by psychotic or neurotic reactions in which case they are included in the evaluation. Psychoses or neuroses without organic brain injury will be evaluated separately in their own class. a) Class I The patient has impairment of the higher cognitive functions but is able to perform most of the activities of daily living, as prior to the accident...0 to 15% b) Class II The patient has impairment of the higher cognitive functions and in some cases exhibits constant or intermittent but recurring psychotic or neurotic symptoms, to such an extent that he requires supervision and direction for several or most of his daily activities to 45%

43 c) Class III The impairment of the higher cognitive functions and the psychological adaptation to the impairment itself are such that the performance of daily activities requires more or less constant care in a protective milieu (home or similar establishment). Patients with extremely severe impairments require help even in meeting their most elementary needs... 45% and over 2. PSYCHOSES: Psychosis is a severe disturbance of mental function likely to cause more or less considerable impairment, depending on its nature, severity, duration, repercussions, the patient s history and his reaction to therapeutic measures. It is often advisable to wait two or three years before making the final evaluation of the impairment. The clinical picture may then stabilize and show evidence of permanent impairment. In certain cases basic impairment may be only the more or less strong possibility of relapse. The syndrome is essentially manifested by disturbances in perception, thinking (process, form, content) and behaviour and by abnormalities in emotional control. It is usually accompanied by a lack of self-criticism and often involves abnormal behaviour discernible by those around him. a) Class I An impairment in this class is manifested by minor and discrete disturbances in perception, thinking, emotional behaviour, but it has little effect on how the patient functions in comparison to his adaptation prior to the accident. Patients who are well controlled by constant psychotropic medication, which alleviates the necessity for rehospitalization, are placed in this class... 0 to 15% b) Class II A psychosis in this class is evident upon mental examination, easily discernible by those around the patient and is reflected in difficulty in social behaviour, odd behaviour and a fairly noticeable reduction in social and personal efficiency. Nevertheless, disorders are not too serious, so the patient can be tolerated in this milieu. The patient s collaboration is

44 inconstant, the possibility of intermittent hospitalization is likely and the syndrome is poorly controlled by medication. The patient may require occasional supervision and direction in leading his daily life...15 to 45% c) Class III A psychosis in this class is so severe that the patient manifests disturbances in perception and thinking, and an inability to control his emotions that leads him to behave in a way that is socially intolerable or dangerous to his own well-being. The patient always requires at least part-time supervision and direction so that he can lead his daily life. In more serious cases, he may require a protective milieu or constant care in an establishment, with recurrent hospitalization... 45% and over 3. NEUROSES: Individuals react differently to life s problems. Some accident victims are prone to adapt neurotically to trauma and its sequelae. Neuroses have no known organic cause. The patient remains lucid and is able to distinguish between external reality and his own subjective experiences. He does not show personality disorganization, but his behaviour may be disturbed within the limits of what is generally acceptable. Neuroses may entail excessive anxiety and phobic, hysterical, obsessive-compulsive, depressive and sometimes even psychosomatic symptoms. Given the strictly subjective nature of neurosis, its great variability, its natural tendency to subside and the motivational context (secondary gains), it is necessary to wait long enough to ensure a strict application of the following general clinical evaluation criteria; previous manner of adaptation, objective repercussions on daily life and relationships, the psychosomatic element, regular continuation of treatment, and social context. a) Class I i. The neurosis is above all subjective but credible, complete and coherent. It is attended with minor changes and does not render the victim incapable of adaptive behaviour. There is no reduction in daily activities or in social or personal efficiency... 0 to 15%

2. Whenever possible, and reasonable, impairment ratings will be established strictly in accordance with the Rating Schedule attached as Appendix A.

2. Whenever possible, and reasonable, impairment ratings will be established strictly in accordance with the Rating Schedule attached as Appendix A. Section Policy 40 44.90.10 Section Title: Benefits Administration - Adjudication & Compensation Subject: Permanent Impairment Rating Effective Date: For decisions on or after January 1, 2015 GENERAL INFORMATION

More information

Workplace Health, Safety and Compensation Commission of Newfoundland and Labrador. Permanent Functional Impairment (PFI) rating schedule

Workplace Health, Safety and Compensation Commission of Newfoundland and Labrador. Permanent Functional Impairment (PFI) rating schedule Safety and Compensation Commission of Newfoundland and Labrador Permanent Functional Impairment (PFI) rating schedule Safety and Compensation Commission of Newfoundland and Labrador Permanent Functional

More information

ALBERTA PERMANENT CLINICAL IMPAIRMENT GUIDE

ALBERTA PERMANENT CLINICAL IMPAIRMENT GUIDE ALBERTA PERMANENT CLINICAL IMPAIRMENT GUIDE Effective June 1, 1996 BoD Resolution 96/05/33 Table of Contents Introduction The PCI charts and schedules which follow are designed to provide in percentage

More information

Assessment of disability under the Social Security Industrial Injuries Benefit Scheme

Assessment of disability under the Social Security Industrial Injuries Benefit Scheme Occup Mod. Vol., No. 2, pp. 1-11, 199 Copyright 199 Rapid Science Pubfehers for SOM Printed in Great Britain. All rights reserved -/9 CLINICAL ASSESSMENT IN THE WORKPLACE Assessment of disability under

More information

Range of Injury Scale Values

Range of Injury Scale Values Range of Injury Scale Values Civil Liability Regulations 2014 SCHEDULE 4 Range of Injury Scale Values (summary) Item Injury ISV Range Part 1-Central Nervous System and Head Injuries 1 Quadriplegia 75 100

More information

Closed Automobile Insurance Third Party Liability Bodily Injury Claim Study in Ontario

Closed Automobile Insurance Third Party Liability Bodily Injury Claim Study in Ontario Page 1 Closed Automobile Insurance Third Party Liability Bodily Injury Claim Study in Ontario Injury Descriptions Developed from Newfoundland claim study injury definitions No injury Death Psychological

More information

Effective Date: September 10 th, 2004 Topic: Permanent Impairment Rating Schedule

Effective Date: September 10 th, 2004 Topic: Permanent Impairment Rating Schedule POLICY NUMBER: 3.3.2R2 Effective Date: September 10 th, 2004 Topic: Permanent Impairment Rating Schedule Date Issued: September 13 th, 2004 Section: Short-Term and Long-Term Benefits Date Approved by Board

More information

Guidelines for the table of injuries. For injuries on or after 2 November 2005

Guidelines for the table of injuries. For injuries on or after 2 November 2005 For injuries on or after 2 November 2005 Background Changes to the Table of injuries (TOI) were made in 2005 and are now adopted by the Medical Assessment Tribunal at Q-COMP. The major differences between

More information

POLICY 2: DEATH AND PERMANENT DISABILITY

POLICY 2: DEATH AND PERMANENT DISABILITY POLICY 2: DEATH AND PERMANENT DISABILITY Article 1 - Death (as a result from any cause) 1.1. - Amount of indemnity The capital sum payable on the death of an Insured Person, shall be: 1. 25.000 USD in

More information

International Standards for the Classification of Spinal Cord Injury Motor Exam Guide

International Standards for the Classification of Spinal Cord Injury Motor Exam Guide C5 Elbow Flexors Biceps Brachii, Brachialis Patient Position: The shoulder is in neutral rotation, neutral flexion/extension, and adducted. The elbow is fully extended, with the forearm in full supination.

More information

Variations in Prescribed Amount and other Workers' Compensation Payments

Variations in Prescribed Amount and other Workers' Compensation Payments Workers' Compensation and Injury Management Act 1981 Variations in Prescribed Amount and other Workers' Compensation Payments Effective 1 July 2014 For the financial year beginning 1 July 2014, the Prescribed

More information

Application for a Medical Impairment Rating (MIR)

Application for a Medical Impairment Rating (MIR) STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORKFORCE DEVELOPMENT Workers Compensation Division Medical Impairment Rating Program 220 French Landing Drive Nashville, TN 37243-1002 Phone (615) 253-1613 Fax

More information

Workmen Compensation Act, 1923

Workmen Compensation Act, 1923 Workmen Compensation Act, 1923 Applicability:- Employer includes any person whether incorporated or not and any agent of employer and when services are temporarily lent or let on hire to another person,

More information

(*) Awards for all burns include compensation for any residual scarring or pigmentation and take into account any skin grafting.

(*) Awards for all burns include compensation for any residual scarring or pigmentation and take into account any skin grafting. Table 1 Burns (*) Item Column (a) Level 1 4 2 5 3 6 4 6 5 7 6 8 7 9 8 11 9 12 10 12 11 13 12 14 13 15 Column (b) Injury Burns, with deep second degree, third degree, or full thickness burns affecting 70

More information

Spinal Cord Injury Education. An Overview for Patients, Families, and Caregivers

Spinal Cord Injury Education. An Overview for Patients, Families, and Caregivers Spinal Cord Injury Education An Overview for Patients, Families, and Caregivers Spinal Cord Anatomy A major component of the Central Nervous System (CNS) It is 15 to 16 inches long, and weighs 1 to 2 ounces

More information

ACT PRIVATE SECTOR WORKERS COMPENSATION SCHEME PERFORMANCE SUMMARY

ACT PRIVATE SECTOR WORKERS COMPENSATION SCHEME PERFORMANCE SUMMARY ACT PRIVATE SECTOR WORKERS COMPENSATION SCHEME PERFORMANCE SUMMARY KEY FACTS Approximately 117,750 workers 14,000 policies 4,500 claims annually PAYMENT PROFILE 90% of workers (4,000) recover return to

More information

of life Quality Life compensation Accident Evaluation Compensation for a Diminished Quality

of life Quality Life compensation Accident Evaluation Compensation for a Diminished Quality Accident Evaluation compensation Quality automobile INSURANCE of life NON-PECUNIARY DAMAGE Compensation for a Diminished Quality of Life Applicable for accidents that have occurred since January 1, 2000

More information

A Guide to the Assessment of Traumatic Injuries and Occupational Diseases for Work Injury Compensation

A Guide to the Assessment of Traumatic Injuries and Occupational Diseases for Work Injury Compensation A Guide to the Assessment of Traumatic Injuries and Occupational Diseases for Work Injury Compensation A Guide to the Assessment of Traumatic Injuries and Occupational Diseases for Work Injury Compensation

More information

ACCIDENT CLAIM FORM / HOSPITALISATION CLAIM FORM

ACCIDENT CLAIM FORM / HOSPITALISATION CLAIM FORM ACCIDENT CLAIM FORM / HOSPITALISATION CLAIM FORM Important te: Please note that, under the policy terms and condition, the policy may be void if any information provided in this claim form are made knowingly

More information

Other Part-Time Employees and Employees of Associated Employers of Grant Holders

Other Part-Time Employees and Employees of Associated Employers of Grant Holders Basic Accidental Death & Dismemberment Insurance November 2009 Introduction This information booklet insert has been prepared to give you an informal summary of the main features of your accidental death

More information

Workplace Health, Safety & Compensation Review Division

Workplace Health, Safety & Compensation Review Division Workplace Health, Safety & Compensation Review Division WHSCRD Case No: 14152-06 WHSCC Claim No: 606499 and 791748 Decision Number: 14147 Lloyd Piercey Review Commissioner The Review Proceedings 1. The

More information

Evaluating muscle injuries and residuals of shell fragment and gunshot wounds

Evaluating muscle injuries and residuals of shell fragment and gunshot wounds Evaluating muscle injuries and residuals of shell fragment and gunshot wounds Training conducted by: Michael Fishman and Sandrine Fisher 1 Objectives To become familiar with the application of the rating

More information

REHABILITATION SERVICES

REHABILITATION SERVICES REHABILITATION SERVICES Table of Contents GENERAL... 2 TERMS AND ABBREVIATIONS... 2 PRIOR AUTHORIZATION REQUIREMENTS FOR MEDICAID REIMBURSEMENT OF INPATIENT REHABILITATION SERVICES (Updated 4/1/11)...

More information

TRIBAL COURT CODE CHAPTER 93 WORKERS COMPENSATION. 93.102 No Waiver of Sovereign Immunity or Application of State Law.

TRIBAL COURT CODE CHAPTER 93 WORKERS COMPENSATION. 93.102 No Waiver of Sovereign Immunity or Application of State Law. TRIBAL COURT CODE CHAPTER 93 WORKERS COMPENSATION CONTENTS: 93.101 Citation and Purpose. 93.102 No Waiver of Sovereign Immunity or Application of State Law. 93.103 Definitions. 93.104 Reporting Obligations.

More information

CHESHIRE EAST COUNCIL DRIVER MEDICAL

CHESHIRE EAST COUNCIL DRIVER MEDICAL BLOCK LETTERS PLEASE: CHESHIRE EAST COUNCIL DRIVER MEDICAL FULL NAME OF APPLICANT:.. DATE OF BIRTH.... ADDRESS:............. POST CODE... This certificate, which must be completed by a Registered Medical

More information

SPINE, LOWER EXTREMITY, AND PELVIC IMPAIRMENT SECTION

SPINE, LOWER EXTREMITY, AND PELVIC IMPAIRMENT SECTION SPINE, LOWER EXTREMITY, AND PELVIC IMPAIRMENT SECTION Lev.II Curriculum Rev. 6/09 99 OBJECTIVES FOR SPINAL, LOWER EXTREMITY, AND PELVIC IMPAIRMENT RATING SECTION 1. Demonstrate ability to properly measure

More information

Chapter 3 Impairment of Spine and Limbs

Chapter 3 Impairment of Spine and Limbs Chapter 3 of Spine and Limbs This chapter contains six parts: Part 3.1 Upper Limbs Part 3.2 Lower Limbs Part 3.3 Spine Part 3.4 Resting Joint Pain Part 3.5 Ranges of Joint Movement Part 3.6 Spine and Limbs

More information

POLICY NUMBER: POL-09

POLICY NUMBER: POL-09 Chapter: CLAIMS Subject: HEARING LOSS Effective Date: April 28, 1994 Last Updated: November 28, 2013 REFERENCE: Occupational Health And Safety Act R.S.P.E.I. 1988, Cap. 0-1.1, General Regulations, Section

More information

LEGISLATIVE BILL 310

LEGISLATIVE BILL 310 LB 0 LB 0 LEGISLATURE OF NEBRASKA ONE HUNDRED THIRD LEGISLATURE FIRST SESSION LEGISLATIVE BILL 0 Introduced by Bolz,. Read first time January, 0 Committee: Business and Labor A BILL FOR AN ACT relating

More information

Request for Designated Doctor Examination Type (or print in black ink) each item on this form

Request for Designated Doctor Examination Type (or print in black ink) each item on this form Texas Department of Insurance Division of Workers Compensation 7551 Metro Center Drive, Suite 100 MS-603 Austin, TX 78744-1645 (512) 804-4380 phone (512) 804-4121 fax Complete, if known: DWC Claim # Carrier

More information

MAJOR DYSFUNCTION OF JOINTS TREATING PHYSICIAN DATA SHEET

MAJOR DYSFUNCTION OF JOINTS TREATING PHYSICIAN DATA SHEET MAJOR DYSFUNCTION OF JOINTS TREATING PHYSICIAN DATA SHEET Long form FOR REPRESENTATIVE USE ONLY REPRESENTATIVE S NAME AND ADDRESS REPRESENTATIVE S TELEPHONE REPRESENTATIVE S EMAIL PHYSICIAN S NAME AND

More information

TYPE OF INJURY and CURRENT SABS Paraplegia/ Tetraplegia

TYPE OF INJURY and CURRENT SABS Paraplegia/ Tetraplegia Paraplegia/ Tetraplegia (a) paraplegia or quadriplegia; (a) paraplegia or tetraplegia that meets the following criteria i and ii, and either iii or iv: i. ii. iii i. The Insured Person is currently participating

More information

Comprehensive Special Education Plan. Programs and Services for Students with Disabilities

Comprehensive Special Education Plan. Programs and Services for Students with Disabilities Comprehensive Special Education Plan Programs and Services for Students with Disabilities The Pupil Personnel Services of the Corning-Painted Post Area School District is dedicated to work collaboratively

More information

Blanket Student Accident Insurance including Enhanced Coverage underwritten by Industrial Alliance Pacific Insurance and Financial Services

Blanket Student Accident Insurance including Enhanced Coverage underwritten by Industrial Alliance Pacific Insurance and Financial Services Who is Eligible? Blanket Student Accident Insurance including Enhanced Coverage underwritten by Industrial Alliance Pacific Insurance and Financial Services Full-time students of the Policyholder under

More information

INCOME PROTECTION. Publisher 62, Male, Severe ear condition INJURY AS A RESULT OF TRAUMA E.G. LOSS OF LIMB

INCOME PROTECTION. Publisher 62, Male, Severe ear condition INJURY AS A RESULT OF TRAUMA E.G. LOSS OF LIMB INCOME PROTECTION Telephonist 31, Female, Lower back pain Demolition worker 40, Male, Site injury Publisher 62, Male, Severe ear condition Mining worker 37, Male, Depressive episode Dentist 51, Male, Fracture

More information

Screening Examination of the Lower Extremities BUY THIS BOOK! Lower Extremity Screening Exam

Screening Examination of the Lower Extremities BUY THIS BOOK! Lower Extremity Screening Exam Screening Examination of the Lower Extremities Melvyn Harrington, MD Department of Orthopaedic Surgery & Rehabilitation Loyola University Medical Center BUY THIS BOOK! Essentials of Musculoskeletal Care

More information

Disability Definitions 1

Disability Definitions 1 Kentucky's Office for the Americans with Disabilities Act Disability Definitions 1 Attention-Deficit/Hyperactivity Disorder (AD/HD): Attention-Deficit/Hyperactivity Disorder (AD/HD) is a neurobiological

More information

Guide to Claims against General Practitioners (GPs)

Guide to Claims against General Practitioners (GPs) Patients often build up a relationship of trust with their GP over a number of years. It can be devastating when a GP fails in his or her duty to a patient. Our medical negligence solicitors understand

More information

Medical Report Prepared for The Court on

Medical Report Prepared for The Court on Medical Report Prepared for The Court on Mr Sample Report Claimant's Address Claimant's Date of Birth Instructing Party Instructing Party Address Instructing Party Ref Solicitors Ref Corex Ref 1 The Lane

More information

We have made the following changes to the Critical Illness events covered under our group critical illness policy.

We have made the following changes to the Critical Illness events covered under our group critical illness policy. We have made the following changes to the Critical Illness events covered under our group critical illness policy. March 2015 Because everyone needs a back-up plan 7 New critical illness events added to

More information

12. Physical Therapy (PT)

12. Physical Therapy (PT) 1 2. P H Y S I C A L T H E R A P Y ( P T ) 12. Physical Therapy (PT) Clinical presentation Interventions Precautions Activity guidelines Swimming Generally, physical therapy (PT) promotes health with a

More information

Hospital-based SNF Coding Tip Sheet: Top 25 codes and ICD-10 Chapter Overview

Hospital-based SNF Coding Tip Sheet: Top 25 codes and ICD-10 Chapter Overview Hospital-based SNF Coding Tip Sheet: Top 25 codes and Chapter Overview Chapter 5 - Mental, Behavioral and Neurodevelopmental Disorders (F00-F99) Classification improvements (different categories) expansions:

More information

SPORTS INSURANCE PROPOSAL FORM (All questions must be answered in ink)

SPORTS INSURANCE PROPOSAL FORM (All questions must be answered in ink) SPORTS INSURANCE PROPOSAL FORM (All questions must be answered in ink) Hanleigh Management Inc. Hanleigh Management, Inc., Hanleigh General Agency, Inc. 50 Tice Blvd., Suite 122, Woodcliff Lake, New Jersey

More information

A Syndrome (Pattern) Approach to Low Back Pain. History

A Syndrome (Pattern) Approach to Low Back Pain. History A Syndrome (Pattern) Approach to Low Back Pain Hamilton Hall MD FRCSC Professor, Department of Surgery, University of Toronto Medical Director, CBI Health Group Executive Director, Canadian Spine Society

More information

Classification Policy and Procedures

Classification Policy and Procedures Classification Policy and Procedures The purpose of the Classification Policy and Procedures is to clearly define the systems of classification adopted by Athletics Australia and recognise the role of

More information

Extended Disability Income. Fixed cease age. Extended Disability Income. Whole Life UP TO 24 MONTHS. Pre-retirement.

Extended Disability Income. Fixed cease age. Extended Disability Income. Whole Life UP TO 24 MONTHS. Pre-retirement. For intermediaries Sanlam Risk Cover January 2015 Temporary Disability Income benefit (OIT3) Primary Income Protector benefits Waiting period Sickness Temporary Disability Income Including fixed payment

More information

Elbow Examination. Haroon Majeed

Elbow Examination. Haroon Majeed Elbow Examination Haroon Majeed Key Points Inspection Palpation Movements Neurological Examination Special tests Joints above and below Before Starting Introduce yourself Explain to the patient what the

More information

Cervical Whiplash: Considerations in the Rehabilitation of Cervical Myofascial Injury. Canadian Family Physician

Cervical Whiplash: Considerations in the Rehabilitation of Cervical Myofascial Injury. Canadian Family Physician Cervical Whiplash: Considerations in the Rehabilitation of Cervical Myofascial Injury 1 Canadian Family Physician Volume 32, September 1986 Arthur Ameis, MD Dr. Ames practices physical medicine and rehabilitation,

More information

How To Fill Out A Health Declaration

How To Fill Out A Health Declaration The English translation has no legal force and is provided to the customer for convenience only. The Dutch health declaration should be filled in. Health declaration for occupational disability insurance

More information

Contact your Doctor or Nurse for more information.

Contact your Doctor or Nurse for more information. A spinal cord injury is damage to your spinal cord that affects your movement, feeling, or the way your organs work. The injury can happen by cutting, stretching, or swelling of the spinal cord. Injury

More information

New York State Guidelines for Determining Permanent Impairment and Loss of Wage Earning Capacity

New York State Guidelines for Determining Permanent Impairment and Loss of Wage Earning Capacity New York State Guidelines for Determining Permanent Impairment and Loss of Wage Earning Capacity December, 2012 Table of Contents Foreword... 7 Chapter 1: Introduction... 8 1.1. Types of Disability under

More information

22/02/2015. Possible causes. Decisions decisions decisions. Challenging eye and ear conditions at underwriting and claim stage Dr Maritha van der Walt

22/02/2015. Possible causes. Decisions decisions decisions. Challenging eye and ear conditions at underwriting and claim stage Dr Maritha van der Walt Challenges Underwriting symptoms rather than conditions- tinnitus, vertigo, blurred vision Requests for narrower rather than broad exclusions and consequences Pre existing condition and unrelated claims

More information

EMPLOYEE BENEFITS LIFE INSURANCE PLAN

EMPLOYEE BENEFITS LIFE INSURANCE PLAN EMPLOYEE BENEFITS LIFE INSURANCE PLAN AXA China Region offers:- Security for the dependants of your employees Low cost life insurance cover Benefit payable for death from any cause Competitive rates Efficient

More information

ILLINOIS WORKERS COMPENSATION COMMISSION HANDBOOK OCCUPATIONAL DISEASES AND FOR INJURIES AND ILLNESSES BEFORE 2/1/06

ILLINOIS WORKERS COMPENSATION COMMISSION HANDBOOK OCCUPATIONAL DISEASES AND FOR INJURIES AND ILLNESSES BEFORE 2/1/06 ILLINOIS WORKERS COMPENSATION COMMISSION HANDBOOK ON WORKERS COMPENSATION AND OCCUPATIONAL DISEASES FOR INJURIES AND ILLNESSES BEFORE 2/1/06 ILLINOIS WORKERS COMPENSATION COMMISSION Note: On January 1,

More information

(A) Neck Injuries There is a very wide range of neck injuries. Many are found in conjunction with back and shoulder problems.

(A) Neck Injuries There is a very wide range of neck injuries. Many are found in conjunction with back and shoulder problems. Chapter 6 : Orthopaedic Injuries (10th Edition) [JSB Guidelines Index] [PI Quantum Reports] [PI Index] [Chapter 6 (9th Edition)] (A) Neck Injuries There is a very wide range of neck injuries. Many are

More information

INJURIES OF THE HAND AND WRIST By Derya Dincer, M.D.

INJURIES OF THE HAND AND WRIST By Derya Dincer, M.D. 05/05/2007 INJURIES OF THE HAND AND WRIST By Derya Dincer, M.D. Hand injuries, especially the fractures of metacarpals and phalanges, are the most common fractures in the skeletal system. Hand injuries

More information

December 31, 2011 to April 1, 2012

December 31, 2011 to April 1, 2012 December 31, 2011 to April 1, 2012 1 1 December 31, 2011 to April 1, 2012 2 2 Canadian Cycling Association Insurance Program January 1, 2011 to January 1, 2012 Medical Payments: Non Members Exclusion Endorsement:

More information

GENERAL GUIDELINES 1. Permanent injury 1.1. Duration 1.2. Determining the permanent injury percentage 1.3. Aggravation of permanent injury

GENERAL GUIDELINES 1. Permanent injury 1.1. Duration 1.2. Determining the permanent injury percentage 1.3. Aggravation of permanent injury Permanent Injury Rating List Guiding percentage table for decisions on permanent injury compensation made by the National Board of Industrial Injuries (Arbejdsskadestyrelsen) on and after 1 st January

More information

Referral Form & Instructions Questions? Call 1 888 284 5433 and press 7

Referral Form & Instructions Questions? Call 1 888 284 5433 and press 7 Therapist Name: Phone: Referral Form & Instructions Questions? Call 1 888 284 5433 and press 7 1 2 Indicate all products that might be appropriate for your patient. Please check all products that might

More information

Asteron Life Personal Insurance

Asteron Life Personal Insurance Asteron Life Personal Insurance What lump sum covers are available with Asteron Life Personal Insurance? Life Cover Life Cover insurance pays a lump sum of money if you pass away or become terminally ill.

More information

VOLUNTARY ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE

VOLUNTARY ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE SCOPE OF INSURANCE ELIGIBILITY VOLUNTARY ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE This Voluntary Accident Insurance Plan provides accident coverage 24 hours a day...365 days a year...worldwide...on or

More information

Minnesota Workers Compensation Quick Reference Guide

Minnesota Workers Compensation Quick Reference Guide Minnesota Workers Compensation Quick Reference Guide www.hansendordell.com (651) 482-8900 (800) 994-6056 FAX (651) 482-8909 3900 Northwoods Drive Suite 250 St. Paul, MN 55112 GENERAL BACKGROUND MN WC AT

More information

Physical and Mental Conditions Guidelines VISION CONDITIONS AND ACTIONS Page 5.4

Physical and Mental Conditions Guidelines VISION CONDITIONS AND ACTIONS Page 5.4 Physical and Mental Conditions Guidelines VISION CONDITIONS AND ACTIONS Page 5.4 AMBLYOPIA (Lazy Eye) A reduction in the acuteness of vision without apparent eye disease. This condition cannot be entirely

More information

Symptoms and Signs of Irritation of the Brachial Plexus in Whiplash Injuries

Symptoms and Signs of Irritation of the Brachial Plexus in Whiplash Injuries 1 Symptoms and Signs of Irritation of the Brachial Plexus in Whiplash Injuries J Bone Joint Surg (Br) 2001 Mar;83(2):226-9 Ide M, Ide J, Yamaga M, Takagi K Department of Orthopaedic Surgery, Kumamoto University

More information

RESEARCH UPDATE. California Workers Compensation Reform Monitoring. Part 3: Temporary Disability Outcomes Accident Years 2002 2007 Claims Experience

RESEARCH UPDATE. California Workers Compensation Reform Monitoring. Part 3: Temporary Disability Outcomes Accident Years 2002 2007 Claims Experience January 2009 RESEARCH UPDATE California Workers Compensation Reform Monitoring Part 3: Temporary Disability Outcomes Accident Years 2002 2007 Claims Experience by Alex Swedlow, MHSA and John Ireland, MHSA

More information

GENERAL ADMISSION CRITERIA INPATIENT REHABILITATION PROGRAMS

GENERAL ADMISSION CRITERIA INPATIENT REHABILITATION PROGRAMS Originator: Case Management Original Date: 9/94 Review/Revision: 6/96, 2/98, 1/01, 4/02, 8/04, 3/06, 03/10, 3/11, 3/13 Stakeholders: Case Management, Medical Staff, Nursing, Inpatient Therapy GENERAL ADMISSION

More information

Policy document Group Salary Continuance. Employer non-superannuation DRAFT ONLY

Policy document Group Salary Continuance. Employer non-superannuation DRAFT ONLY Policy document Group Salary Continuance Employer non-superannuation DRAFT ONLY Contents 1 Important information about this policy 2 1.1 Introduction 2 1.2 Policy commencement 2 1.3 Interpreting the policy

More information

GROUP LIFE, DISABILITY & MEDICAL INSURANCE POLICY

GROUP LIFE, DISABILITY & MEDICAL INSURANCE POLICY GROUP LIFE, DISABILITY & MEDICAL INSURANCE POLICY FOR FELLOWS, SCIENTIFIC VISITORS, TRAINING COURSE, STUDY TOUR AND MEETING PARTICIPANTS OF A UNITED NATIONS ORGANIZATION Valid 01 January 31 December 2013

More information

MENTAL IMPAIRMENT RATING

MENTAL IMPAIRMENT RATING MENTAL IMPAIRMENT RATING Lev.II Curriculum Rev. 6/09 155 OBJECTIVES MENTAL AND BEHAVIORAL DISORDERS 1. Identify the axes used in the diagnostic and statistical manual of mental disorders - DSM. 2. Understand

More information

Health Insurance Guide

Health Insurance Guide UNIDO NPPP Health Insurance Guide Valid from 1 st January 2013 Welcome to Allianz You can depend on Allianz, to give you access to the best care possible wherever you are in the world. Your insurance is

More information

Risk Insurance Definitions of the Critical Illness benefits. Dr. Eric Starke Insurance Medical Advisor

Risk Insurance Definitions of the Critical Illness benefits. Dr. Eric Starke Insurance Medical Advisor Risk Insurance Definitions of the Critical Illness benefits Dr. Eric Starke Insurance Medical Advisor Why a Critical Illness benefit? A living benefit for a dreaded disease. Dr. Barnard once said the outcome

More information

Dr. Enas Elsayed. Brunnstrom Approach

Dr. Enas Elsayed. Brunnstrom Approach Brunnstrom Approach Learning Objectives: By the end of this lab, the student will be able to: 1. Demonstrate different reflexes including stimulus and muscle tone response. 2. Demonstrate how to evoke

More information

ORTHOPAEDIC SPINE PAIN QUESTIONNAIRE

ORTHOPAEDIC SPINE PAIN QUESTIONNAIRE ORTHOPAEDIC SPINE PAIN QUESTIONNAIRE NAME: DATE: ADDRESS: AGE: TELEPHONE#: RELIGION: OCCUPATION: REFERRED BY WHOM: NEAREST FRIEND/RELATIVE: TELEPHONE#: ADDRESS: PLEASE EXPLAIN WHY YOU HAVE COME TO SEE

More information

PARTNERSHIP HEALTHPLAN OF CALIFORNIA POLICY / PROCEDURE:

PARTNERSHIP HEALTHPLAN OF CALIFORNIA POLICY / PROCEDURE: PARTNERSHIP HEALTHPLAN OF CALIFORNIA POLICY/PROCEDURE Policy Number: MCUP3003 (previously UP100303) Reviewing Entities: Credentialing IQI P & T QUAC Approving Entities: BOARD CEO COMPLIANCE FINANCE PAC

More information

MEDICAL REPORT on an applicant for a Hackney Carriage/Private Hire Drivers Licence

MEDICAL REPORT on an applicant for a Hackney Carriage/Private Hire Drivers Licence MEDICAL REPORT on an applicant for a Hackney Carriage/Private Hire Drivers Licence If this is your first application for Hackney Carriage/Private Hire Drivers Licence you must get a registered doctor to

More information

SPINE. Postural Malalignments 4/9/2015. Cervical Spine Evaluation. Thoracic Spine Evaluation. Observations. Assess position of head and neck

SPINE. Postural Malalignments 4/9/2015. Cervical Spine Evaluation. Thoracic Spine Evaluation. Observations. Assess position of head and neck SPINE Observations Body type Postural alignments and asymmetries should be observed from all views Assess height differences between anatomical landmarks Figure 25-9 Figure 25-10 Figure 25-11 & 12 Postural

More information

Certificate of Currency Our Ref: 076719. Surf Life Saving Western Australia, including clubs, branches and/or affiliated entities.

Certificate of Currency Our Ref: 076719. Surf Life Saving Western Australia, including clubs, branches and/or affiliated entities. 24 October 2014 Jardine Lloyd Thompson Pty Ltd ABN 69 009 098 864 27 Evelyn Street NEWSTEAD QLD 4006 PO Box 2321 Fortitude Valley BC QLD 4006 Tel +61 7 3246 7555 Fax +61 7 3246 7590 www.jlta.com.au Certificate

More information

Neurological and Trauma Impairment Set Version 10

Neurological and Trauma Impairment Set Version 10 Neurological and Trauma Impairment Set Version 10 Admission/Discharge - Neurological + Trauma Impairment Set Version 10 (Please circle reason for assessment) Name: Severity scores - extent to which deficit

More information

Occupational Noise Induced Hearing Loss: Final Program Policy Decision and Supporting Rationale

Occupational Noise Induced Hearing Loss: Final Program Policy Decision and Supporting Rationale Occupational Noise Induced Hearing Loss: Final Program Policy Decision and Supporting Rationale October 2014 1 I Introduction: In September 2012, the WCB Board of Directors added Noise Induced Hearing

More information

Product Summary SAF GROUP TERM LIFE POLICY (GROUP POLICY 2000002)

Product Summary SAF GROUP TERM LIFE POLICY (GROUP POLICY 2000002) Product Summary SAF GROUP TERM LIFE POLICY (GROUP POLICY 2000002) The SAF Group Term Life policy is designed for SAF and MINDEF personnel as well as those who have committed to National Service. This policy

More information

EMPLOYERS GUIDE TO WORKMEN S COMPENSATION ACT 1977

EMPLOYERS GUIDE TO WORKMEN S COMPENSATION ACT 1977 EMPLOYERS GUIDE TO WORKMEN S COMPENSATION ACT 1977 The Workmen s Compensation Act No.13 of 1977 is the law relating to injuries and death of workmen for suffered in the course of their duties. The Act

More information

RETURN TO WORK SCHEME Impairment Assessment Guidelines

RETURN TO WORK SCHEME Impairment Assessment Guidelines RETURN TO WORK SCHEME Impairment Assessment Guidelines March 2015 www.rtwsa.com IMPAIRMENT ASSESSMENT GUIDELINES Return to Work scheme Contents Foreword 2 1 Introduction 3 2 Upper extremity 15 3 Lower

More information

solutions Accidents happen an unintentional-injury death occurs every 4 minutes and a disabling injury every 1 second. 1 GROUP

solutions Accidents happen an unintentional-injury death occurs every 4 minutes and a disabling injury every 1 second. 1 GROUP GROUP solutions Accidents happen an unintentional-injury death occurs every 4 minutes and a disabling injury every 1 second. 1 1 Injury Facts 2010 Edition, National Safety Council. GVAP1 GROUP ACCIDENT

More information

Transmittal 55 Date: MAY 5, 2006. SUBJECT: Changes Conforming to CR3648 for Therapy Services

Transmittal 55 Date: MAY 5, 2006. SUBJECT: Changes Conforming to CR3648 for Therapy Services CMS Manual System Pub 100-03 Medicare National Coverage Determinations Department of Health & Human Services (DHHS) Centers for Medicare & Medicaid Services (CMS) Transmittal 55 Date: MAY 5, 2006 Change

More information

Body Mechanics for Mammography Technologists

Body Mechanics for Mammography Technologists Body Mechanics for Mammography Technologists Diane Rinella RT(R)(M)(BD)RDMS(BR)CDT Objectives Recognize causes and risk factors for Musculoskeletal Disorders (MSDs) for mammography technologists Understand

More information

The Essential Lower Back Exam

The Essential Lower Back Exam STFM National Convention 2011 New Orleans The Essential Lower Back Exam Judith A. Furlong, M.D., Cathee McGonigle, D.O. & Rob Rutherford, MD Objectives Brief review of the anatomy of the back, (hip and

More information

Overview. Geriatric Overview. Chapter 26. Geriatrics 9/11/2012

Overview. Geriatric Overview. Chapter 26. Geriatrics 9/11/2012 Chapter 26 Geriatrics Slide 1 Overview Trauma Common Medical Emergencies Special Considerations in the Elderly Medication Considerations Abuse and Neglect Expanding the Role of EMS Slide 2 Geriatric Overview

More information

ACCIDENT AND SICKNESS PLAN

ACCIDENT AND SICKNESS PLAN High Adventure Base Campers ACCIDENT AND SICKNESS PLAN 2 This booklet describes the Accident and Sickness Insurance that will be provided for each Scout, Venturer, Learning for Life (Exploring and Curriculum-based

More information

NOTEWORTHY DECISION SUMMARY. Decision: WCAT-2005-02255-RB Panel: Rob Kyle Decision Date: April 29, 2005

NOTEWORTHY DECISION SUMMARY. Decision: WCAT-2005-02255-RB Panel: Rob Kyle Decision Date: April 29, 2005 NOTEWORTHY DECISION SUMMARY Decision: WCAT-2005-02255-RB Panel: Rob Kyle Decision Date: April 29, 2005 Is Worker Occupation a Factor to Consider when Calculating Functional Impairment Permanent Disability

More information

BACK PAIN MEASURES GROUP OVERVIEW

BACK PAIN MEASURES GROUP OVERVIEW 2014 PQRS OPTIONS F MEASURES GROUPS: BACK PAIN MEASURES GROUP OVERVIEW 2014 PQRS MEASURES IN BACK PAIN MEASURES GROUP: #148. Back Pain: Initial Visit #149. Back Pain: Physical Exam #150. Back Pain: Advice

More information

Discovery Life versus Old Mutual Greenlight

Discovery Life versus Old Mutual Greenlight Discovery Life versus Old Mutual Greenlight The Discovery LIFE PLAN is designed to offer you flexible personal and business financial protection against death, disability and severe illness at a cost effective

More information

Workplace Health, Safety & Compensation Review Division

Workplace Health, Safety & Compensation Review Division Workplace Health, Safety & Compensation Review Division WHSCRD Case No: 13252-11 WHSCC Claim No.(s): 604016, 611050, 672511 705910, 721783, 731715, 753775, 784014, 831110 Decision Number: 14189 Marlene

More information

INSURANCE World of Protection Upgrade Announcement

INSURANCE World of Protection Upgrade Announcement INSURANCE World of Protection Upgrade Announcement Leading Life Leading Life in OnePath MasterFund Recovery Cash Stand Alone Recovery Income Safe Plus Income Cover Income Safe Business Expenses Plan July

More information

Documentation Requirements ADHD

Documentation Requirements ADHD Documentation Requirements ADHD Attention Deficit Hyperactivity Disorder (ADHD) is considered a neurobiological disability that interferes with a person s ability to sustain attention, focus on a task

More information

3030. Eligibility Criteria.

3030. Eligibility Criteria. 3030. Eligibility Criteria. 5 CA ADC 3030BARCLAYS OFFICIAL CALIFORNIA CODE OF REGULATIONS Barclays Official California Code of Regulations Currentness Title 5. Education Division 1. California Department

More information

Team Leaders - Claims Services Department. 2014 Adjusters Seminar: I.M. Hurt v. Know Your Knot Tree Service

Team Leaders - Claims Services Department. 2014 Adjusters Seminar: I.M. Hurt v. Know Your Knot Tree Service Team Leaders - Claims Services Department Benefits Under the Act Wage Loss Benefits Temporary Total, Temporary Partial, Permanent Total and Fatal Permanent Partial Disability Benefits Loss of Use, Amputation,

More information

Appendix A Partial Pick List of Injury and Sequelae Codes (ICD-10-CA)

Appendix A Partial Pick List of Injury and Sequelae Codes (ICD-10-CA) What are ICD-10 and ICD-10-CA? The International Statistical Classification of Diseases and Related Health Problems - Tenth Revision (ICD-10) is an international standard for reporting diseases, injuries,

More information