Saving. Your loyalty deserves our gratitude in the shape of a premium on your savings account. je connais mon banquier je connais mon banquier

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1 Your loyalty deserves our gratitude in the shape of a premium on your savings account Saving

2 Take advantage of the BCGE Avantage service programme. Each service presents an opportunity to add an additional + 0.5% onto your savings account s interest rate. Increase these additions to the interest you receive by means of your savings, BCGE share ownership, your mortgage and a BCGE Best of management mandate What is BCGE Avantage service? Find out how to increase the interest rate on your savings each day with our BCGE Avantage service loyalty programme 1. If you use several of the Banque Cantonale de Genève s services, you will benefit from an exceptional bonus of up to 2% additional interest on your BCGE Epargne savings account thanks to BCGE Avantage service. As a BCGE Avantage service client 2, you will also benefit from exclusive offers on a range of the Bank s services. 1 Details of the regulations and conditions relating to BCGE Avantage service are available at or from your BCGE adviser 2 The BCGE Avantage service is a programme designed especially for individuals

3 2. How does the BCGE Avantage service work? If you take advantage of several BCGE services, some of them will generate additional interest on your BCGE Epargne savings account. The relevant services and conditions are set out below: Service Conditions Bonus Savings You must make a net addition to your BCGE Epargne account in the course of the calendar year and be holder of an Epargne 3 account (min. value CHF 5,000 or of units of BCGE Rainbow fund (min. 50 units) 3 BCGE shares You must hold at least 20 BCGE shares in a BCGE custody account Investment mandate You must have a BCGE Best of investment mandate with a minimum value of CHF 200,000 Mortgage You must have a mortgage with BCGE on residential property for a minimum of CHF 200,000 3 In the event of a net addition to your BCGE Epargne account only, the bonus paid is limited to 0.25%

4 Thus Banque Cantonale de Genève will add a bonus of 0.5% to the basic interest rate on your BCGE Epargne savings account for each of the conditions listed on the opposite page. The calculation is as follows: if you meet any one of the conditions +1.0% if you meet any two conditions +1.5% if you meet any three conditions +2.0% if you meet all four conditions +2.0% +1.5% +1.0% bonus bonus bonus bonus +1.0% +1.5% +2.0% 1 condition 2 conditions 3 conditions 4 conditions 4 Basic interest rate on your BCGE Epargne savings account Because your interests are of prime importance, the BCGE Avantage service programme is our simple and tangible way of thanking you for your trust and loyalty.

5 3. Your advantages 5 You can earn a cumulative bonus of up to 2% per annum additional interest on your BCGE Epargne savings account You will receive an interest rate on your savings account well over the market rate You will receive your bonus as cash and not in the form of vouchers or points that have to be collected systematically You will automatically qualify for a BCGE Avantage service bonus if you meet any one of the 4 conditions listed on the previous page Your bonus will be automatically credited to your BCGE Epargne savings account at the end of the year 4 Your savings account is guaranteed for sums up to CHF 500,000 per person Make an appointment now with your BCGE adviser to discuss the possibilities of maximising your bonus. The BCGE Avantage service, your loyalty, our gratitude. 4 The bonus is credited at the same time as the interest at the occasion of year-end closure of books on 31st December every year. However, to obtain the bonus you must have accepted the services and complied with the conditions for the whole of the calendar year

6 Banque Cantonale de Genève Telephone: +41 (0) E / 4 2, branches in Geneva Registered office: Quai de l Ile 17 CP Genève 2 Private Banking in Switzerland Quai de l Ile 17 CP Genève 2 Avenue de la Gare 50 CP Lausanne Lintheschergasse 19 Postfach Zürich Banque Cantonale de Genève reserves the right to change the pricing and the conditions of the products mentioned in this leaflet at any time.