Bibliography. Agarwal, O.P. et.al., (2006). Principles of Banking, Indian Institute of Banking and Finance, New Delhi: Macmillan Publication.

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1 Bibliography A. Books Agarwal, O.P. et.al., (2006). Principles of Banking, Indian Institute of Banking and Finance, New Delhi: Macmillan Publication. Batra, G.S. (2001). Financial Services and Markets, New Delhi: Deep & Deep Publication. Bedi, H.L. (1972). Practical Banking Advances, Bombay: New Age Printing Press. Beyer, Glenn H. (1968). Housing and Society, New York: Macmillan Publication. Bhattacharya, H. (2001). Banking Strategy, Credit Appraisal and Lending Decisions, New Delhi: Oxford University Press. Buckley, R M. (1996). Housing Finance in Developing Countries. London: Macmillan Publication. Dasanoor, Kusanna (2005). Public Housing Programme in Karnataka- A Descriptive Analysis, Bangalore: Allied Publisher. Desai, Vasant (1999). The Indian Financial System, Mumbai: Himalaya Publishing House. Gabbawala, Sunil (2011). Treatise on Service tax. New Delhi: Bharat Law House Pvt. Ltd. Griappa, S. (1998). Housing Finance and Development in India, New Delhi: Mohit Publication. Jaishankar, P.K. (2006). Business Strategy, Vol-1, Hyderabad: ICFAI University Press. Jansen, D. et.al., (1999). Money, Banking and Financial Markets An Economic Approach, New Delhi: AITBS Publishers. 237

2 Kothari, C.R. (2006). Research Methodology: Methods and Technique, New Delhi: New Age International Publisher. Loic, Chiquier and Michael, Lea (2009). Housing Finance Policy in Emerging Markets, Washington: World Bank. Mark, Boleat (1985). National Housing Finance Systems A Comparative Study, Australia: Croom Helm Ltd. Mehta, M. and Mehta, D. (1989). Metropolitan Housing Market: A Study of Ahmedabad, New Delhi: Sage Publisher. Mithani, D.M. (1999). Money, Banking, International Trade and public Finance, Delhi: Himalaya Publishing House. Morrison, H. (1952). Early American Architecture from the first colonial settlements to the national period. New York: Oxford University Press. Nagarajan, N. (2004). Business Strategy-I Vol.-3, Hyderabad: ICFAI University Press. Padhiary, B.B. (2004). Rural Housing Finance, New Delhi: Discovery Publishing House. Peer, Smets (2004). Housing Finance and Urban Poor, New Delhi: Rawat Publication. Prabhavathi, P.V.S. (1992). Housing and Development Programmes A Study, Allahabad: Chug Publication. Pugh, Cedric. (1990). Housing and Urbanization: A Study of India, New Delhi: Sage Publisher. Ramamurthy, T.R. (2006). How to borrow from Banks and Financial Institutions, New Delhi: Bharat Law House Pvt. Ltd. Rao, Katuri Nageswara (2002). Banking Strategy, Vol.-1 & Vol.-2, Hyderabad: ICFAI University Press. Rao, Katuri Nageswara (2003). Retail Banking Vol.-1, Hyderabad: ICFAI University Press. 238

3 Ravindranath, C.P. et.al., (2006). Legal Aspects of Banking Operations, Indian Institute of Banking and Finance, New Delhi: Macmillan Publication. Sarma, K.S.R.N. (1989). Housing Finance in India, New Delhi: Indian Institute of Public Administration. Seethapathi, K. et.al., (2003). Financial Intermediation, Hyderabad: ICFAI University Press. Sharma, B.P. (1974). The Role of Commercial Banks in India s Developing Economy, New Delhi: S. Chand & Co. Shekhar, K.C. et.al., (2008). Banking Theory and Practice, New Delhi: Vikas Publishing House Private Limited. Singaniya, V.K. (2011). Master Guide to Income-Tax, New Delhi: Taxman Publication Pvt. Ltd. Sinha, Rajivkumar, (2006). Business Strategy Vol.-VI, Hyderabad: ICFAI University Press. Sobti, Rena (2003). Banking and Financial Service in India: Marketing Redefining, New Delhi: New Century Publication, Srivastava, P.K. (2003). Banking Theory and Practice, New Delhi: Himalaya Publication House. Subbulakshmi, V. (2004). Housing Finance in India, Hyderabad: ICFAI University Press. Subramanian, K. et.al., (1997). Banking Reforms in India, New Delhi: Tata McGraw Hill Company Ltd. Tannan, M.L. (2000). Banking Law and Practices in India, New Delhi: India Law House. Toor, N.S. (1994). Non-Performing Advances in Banks, New Delhi: Skylark Publication. 239

4 Tripathi, Dwijendra (2008). A Century History of Bank of Baroda, New Delhi: Oxford University Press. Vaish, M.C. (1979). Money, Banking and International Trade, New Delhi: Vikas Publishing House Pvt. Ltd. B. Reports Bloem, A.M. et.al., (2001). The Macroeconomic Statistical Treatment of Non-Performing Loans, Discussion Paper, Statistics Department of the IMF. Buckley, R.M. et.al., (2005). Housing Policy in Developing Countries: The World Bank Research Observer, World Bank. Batra, Vibha (2010). Housing Finance Companies and the Indian Mortgage Finance Market. Chakrabatry, T.K. (1986, June). Profitability of Banks, RBI Occasional Papers. Chandrasekar, V. (2010). Housing Finance and Housing A view from India and Beyond, Indu Centre for Real Estate and Infrastructure. Gupta, D.B. (1985). Urban Housing in India, World Bank Staff Working Paper. Karnad, Renu S. (2004). Housing Finance and the economy: Regional trends South Asia: Perspectives, Housing Development Finance Limited, India. Lall, Vinay (1984). Housing Finance in India, Society for Development Studies, New Delhi. National Buildings Organization (1998). Housing Need. National Urban Housing and Habitat Policy (2007). Government of India, Ministry of Housing and Urban Poverty Alleviation, New Delhi. National Building Organization (1987). Housing Statistics at a Glance. National Housing Bank (2001 to 2009). Report on Trend and Progress

5 National Housing Bank (2007). Housing Finance Portfolio of Scheduled Commercial Banks A Trend Analysis , Occasional Paper-1. Peter, King (2009). Understanding Housing Finance Meeting Needs and Making Choices. IUHF. Preamble, (2007). National Urban Housing and Habitat Policy , Government of India, Ministry of Housing and Urban Poverty Alleviation. Rajan, A. et.al. (1997). Housing in India: Status, Programmes and Policies, Regional Development Studies. Reddy, Y.V. (2004). Credit Policy, Systems and Culture, RBI Bulletin. Reserve Bank of India, Banking Statistics, Various Issues. Reserve Bank of India (2002 to 2009). RBI Report on Trend and Progress of Housing in India. VNHSP (2005). Financial Urban Shelter: Global Report on Human Settlements, London. U.N. Habitat (2008). Housing Finance Mechanisms in India, U.N. Habitat, Nairobi World Bank (1984). Housing and Financial Institutions in Developing Countries, Working Paper. World Bank (1985). Urban Housing in India, Staff Working Paper. C. Articles and Research Papers Anonymous (2006, June). Banking Reforms: Progress and Emerging Issues Banking Events Update, Vol. 9 (6). Ashok Kumar, M. and Rajesh, R. (2009, September). Whether Today s Customers are Satisfied? A Study with Banks. Indian Journal of Marketing, Vol. 39 (9). 241

6 Bagchi, S.K. (2007, September). Risk Financing A Protective Device Under Risk Management in Commercial Banking, Professional Banker, Vol. 7 (9). Bagchi, S.K. (2008, December). Multiple Home Loans Systematic Gaps Suggested Therapy, Professional Banker, Vol. 8 (12). Bagchi, S.K. (2008, February). Risk in real Estate Financing, Professional Banker, Vol. 8 (2). Basha, J.V. (2007, October). Paradigm Shift in Banking Sector, Southern Economist, Vol. 46 (11). Bhattacharjee, K. (2007, May). Reverse Mortgage - A Novel Financial Product for Elderly People, The Management Account, Vol. 42 (5). Brar, Jasmindeep Kaur and Paricha, S. (2005, January) Performance of Housing Finance Companies, The Journal of Banking Information Technology and Management, Vol. 2 (1). Choubey, Manojkumar (2009, August) Housing Finance in India Problems and Prospects, Profession Banker, Vol. 9 (8). Dinesha, P. et.al. (2008) Rural Housing in India Problems and Prospects, Vishleshan, Vol. 33 (4). Gopakumar, K.C. (2006, November). Changes in Banking Practices Current Scenario, Southern Economist, Vol. 45 (14). Jaco Melissa B. (2002) Home Ownership Risk Beyond a Subprime Crisis : The Role of Delinquency management, Jagannath, Rekha (2006, November). Basel-II and Indian Monetary System: A View, Southern Economist, Vol. 45 (13). Joshnu, Rosner (2001). Housing in the New Millennium: A Home Without Equity is Just a Rental with Debt

7 Kataria, P. et.al. (2006, October). Performance of Rural Credit Delivery System of Scheduled Commercial Banks: A Study, Southern Economist, Vol. 45 (11). Mahadev, M. (2004, January-June). Housing Problem and Public Action: Continued Incompatibility Experience from a South Indian State, Review of Development and Change, Vol. 9 (1). Mahadeva, M. (2005, January-June). Housing Needs of India: Towards Pragmatic Strategies, Review of Development and Change, Vol. 10 (1). Manoharan, B. (2007, September). Prevention of Frauds in Public Sector Banks, Professional Banker, Vol. 7 (9). Manoj, P.K. (2004, March). Dynamics of Housing Finance in India, Bank Quest, Vol. 75 (3). Manoj, P.K. (2010) Prospects and Problems if Housing microfinance in India Evidence from Bhavanshree Project in Kerala State, European Journal of Economic, Finance and Administrative Sciences, Issue 19. Manoj, P.K. (2010). Financial Soundness Housing Finance Companies in India and Determinants of Profitability, International Journal of Business Policy and Economics, Vol. 3 (2). Medhe, Dilip D. (2007, January). Profitability Trends in Public Sector Banks in India During Post-Reform Period, Southern Economist, Vol. 45 (18). Mehla, Sunita et.al. (2008, February). Banking Reforms: Progress and Emerging Issues, Southern Economist, Vol. 46 (20). Mohanty, Ajay (2006, April). Innovation in Banking in the Reforms Era, Professional Banker, Vol. 6 (4). Nallathiga, R. (2007, January-June). Housing Policy in India Challenges and Reforms, Review of Development and Change, Vol. 12 (1). 243

8 Nitsure, R.R. (2007). Corrective Steps Towards Sound Banking, Economic and Political Weekly, Vol. XLII (13). Padhi, Manohar (2007, April). Housing Loan frauds: Are they Avoidable? Indian Banker. Palanisamy, et.al., (2007). Housing Finance System in India and China An Exploratory Investigation, http.//mpra.ub.uni.muenchen. Phogat, M. (2006). Housing Loan Frauds in Banks: Some Precautionary Measures, The Indian and Banker. Rajasekhar, D. (2008, September). Housing Finance Problems and Prospectus. Southern Economist, Vol. 47 (9). Rajendra, K. et.al. (2007, September). Management of NPAs in Indian Banking A Case of State Bank of Hyderabad, The Management Account, Vol. 42 (9) Rao, Katuri N. (2006, June). Housing Finance A Global Perspective, Professional Banker, Vol. 6 (6). Rao, Katuri N. et.al., (2005, June). Retail Banking Emerging Issues in Home Loans, Professional Banker, Vol. 5 (5). Ravichandran, K. et.al., (2010). Shift from Urban to Rural- Pros and Cons, Sharma, Vinod (2005, January). Retail Loans: Is a Bubble in the Making?, Professional Banker, Vol. 5 (1). Singh, Fulbag et.al., (2006, December). Housing Finance in India: A Case Study of LIC Housing Finance Ltd., ICFAI Journal of Financial Economics, Vol. 4 (4). Sreelaxmi, P. (2007, August). Housing Finance Sector in India An overview, Professional Banker, Vol. 7 (8). Sreelaxmi, P. (2008, April).Subprime Mortgage Crisis in the US : Lessons to be Learnt, Professional Banker, Vol. 8 (4). 244

9 Srinivas, S.P. (2006, June) Is Housing Finance safe as house or delinquency in Housing Finance, The Management Account, Vol. 41 (6) Thingalaya, N.K. (2004, November). Growth in Banking Too Good To Last, Industrial Economist. Thingalaya, N.K. (2006, March-April). Improved Bottom Lines, Industrial Economist. Thingalaya, N.K. (2007, June-July). Credit Market Growing Fast, Industrial Economist. Vetrivel, T. et.al. (2010, March) A study on customers preferences and satisfactions of four basic banking services in Coimbatore and Erode, The IUP Journal of Marketing Management, Vol. 9 (4). Vijayraghavan, R. (2008, March). Indian Banking: Then..and..Now, Professional Banker, Vol. 8 (3). Vimala, P. (2007, May). Housing Advances and Commercial Banks: A Review, Southern Economist, Vol. 46 (1). Vora, Yogin(2010). Impact of Recession on Real Estate in India. Warnock, Veronica Cacdac (2007). Markets and Housing Finance, NBER Working Paper. Zandi, Mark (2008, June). The US Housing Market and the Subprime Mortgage Crisis, Case Folio, Vol. 13 (6) WEBSITES

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BIBLIOGRAPHY. Writing", Wiley Eastern Limited, New Delhi, 1986. PP. 15. Publishing house, New Delhi, 1999. PP. 24.

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