Member benefits and offers from providers chosen by us

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1 Specially negotiated for you Member benefits and offers from providers chosen by us Spring / Summer

2 Directors liability insurances Specialist insurance for you and your personal assets The IoD recommends that all directors are insured against the risks personally faced in director-level roles. Even decisions made with the best of intentions can receive scrutiny. Legal actions and investigations that allege director misconduct cannot be ignored and defending them to prove your innocence can be extremely time consuming and costly. In association with Quantum Underwriting Solutions, the IoD provides members with advice and market-leading policies from Chubb Insurance, one of the most respected financial lines insurers in the world. Policies also available for non-members (premiums differ). Minimum 5% discount on IoD Corporate Directors Liability Insurance Suitable for purchase by a company and protects all directors and senior employees of the business, on a blanket basis. It can also cover subsidiary companies and their directors. Most policies, with 1m of cover, cost as little as 500 a year. Up to 35% discount on IoD Individual Directors Liability Insurance This policy is suitable for purchase by individuals and acts as a last line of defence individual cover is only triggered once all corporate assistance has been exhausted or when the company is unable or unwilling to assist the director(s). Premiums start from just per month for 1m of cover, protecting you and only you. Members can also access: 4 Minimum 5% discount on IoD Group Personal Accident and Travel policies, to cover the board and other employees 4 A complimentary home appraisal with IoD Ultra High Value Home Insurance, for owners of homes worth more than 2m 2 Contact Quantum on iod@quantumplc.com or visit

3 Business insurances Business insurance designed for your specific profession Hiscox understands that not all businesses are the same. Their flexible insurance lets you tailor your policy to suit the needs of your business and develop a simple package to protect you. Plus you can make changes to your policy at any time with no administration charge. Members receive a 5% discount on Hiscox s standard rates (subject to underwriting criteria). IoD Professional Indemnity Insurance 4 Cover for claims brought against you by a client, resulting from your business activities 4 Includes cover for negligence, loss of professional documents or data and infringement of intellectual property 4 Industry specific policies to suit the needs of your particular profession IoD Office Insurance 4 Covers office contents as standard, including laptops, printers and office furniture 4 Non-standard items, such as artwork and visitors personal effects, are covered as standard 4 Additional cover available for business interruption, buildings damage and legal expenses IoD Public and Employers Liability Insurance 4 Insurance cover for accidents to the public and your employees 4 Provides 5m employers liability cover, required by law if you employ staff 4 Choose the right level of protection for your business to cover the cost of legal fees, compensation and damages The 5% discount is subject to underwriting criteria. This offer is only available via the specific telephone number and website. Policies are underwritten by Hiscox Underwriting Ltd on behalf of Hiscox Insurance Company Ltd. The Institute of Directors is an Appointed Representative of Hiscox Insurance Company Ltd, which is authorised and regulated by the Financial Services Authority. If you do not fit Hiscox underwriting criteria, Hiscox can refer you to a specialist broker where the preferential rate will no longer apply. For UK businesses only. Contact Hiscox on or visit 3

4 Home & contents insurance 5 Star rated home insurance Hiscox, provider of IoD Home and Contents Insurance, has been rated 5 Stars for the last eight years by independent researchers, Defaqto. As a member, you can benefit from their comprehensive cover and excellent service at a preferential rate. Hiscox offers more as standard: 4 New for old cover on all contents with no wear and tear reductions 4 Cover for individual valuable items, valued up to 15,000, without the need to list them 4 Accidental damage and loss cover for buildings and contents 4 Worldwide cover for theft, loss and damage of your possessions when you take them temporarily away from home Save over 20% in the first year of your p olicy if you buy online, and 12.5% every year thereafter (subject to a minimum premium). I was extremely impressed at the speed and efficiency of the service provided. All in all the best I have experienced with an insurer. IoD member, West Midlands region The discount of over 20% in the first year of your policy if you buy online consists of a 10% online discount and a 12.5% preferential rate for IoD members and is subject to a minimum premium. The online discount is applicable in the first year of your policy only and will be deducted before application of the 12.5% saving. The offers are only available via the specific telephone number and website. Policies are underwritten by Hiscox Underwriting Ltd on behalf of Hiscox Insurance Company Ltd. The Institute of Directors is an Appointed Representative of Hiscox Insurance Company Ltd, which is authorised and regulated by the Financial Services Authority. If you do not fit Hiscox underwriting criteria, Hiscox can refer you to a specialist broker where the preferential rate will no longer apply. For residents in the UK only. 4 Contact Hiscox on or visit

5 Energy switching service Reduce your gas and electricity bills In association with energyhelpline, this service provides access to a dedicated team of experts who will search the vast majority of suppliers to find you the most competitive rates for your business and domestic energy saving you time and money. For your business 4 Save over 1,000 a year on your business energy bills.* 4 FREE contract checking service If you re not currently in contract, you could be paying 3 times more for energy. Call to ensure you re on the best tariff and avoid costly mistakes. For your home 4 Save over 300 a year on your household energy bills.* Specially negotiated for you... For every business switch, members benefit from a: 4 Personal Business Energy Manager (energy management information, tariff expiry reminders and audits every 2 years) 4 Business Energy Start-up Pack (energy saving equipment voucher, energy guide and a recommended list of suppliers) For every domestic switch, members benefit from a: 4 50 wine voucher * More than 10% of businesses who switched their energy using Energyhelpline between May August 2011 saved over 1,000 and more than 10% of homes saved over 300 a year. Contact energyhelplineon (business energy) (domestic energy) or visit 5

6 Procurement services Cost cutting help is here Cost cutting is a key factor for all companies, especially during the current economic climate. IoD Procurement Services, provided by the Buying Support Agency (BSA), helps members and their companies to reduce overhead costs. Since launching this service, members have saved up to 58%.* Join for FREE (a saving of 495), to take advantage of great savings across the following categories: 4 Stationery** & office supplies 4 Print & packaging 4 Janitorial & catering supplies 4 Photocopiers 4 Mailroom equipment 4 Credit card processing fees 4 and more Thanks again for your help these savings will really make a big difference to a small company like ours in the current difficult climate. IoD member, London region * The BSA cannot guarantee that its prices are the lowest in the marketplace. ** The BSA guarantees a minimum 15 per cent off your existing stationery costs. This guarantee relates to the whole basket of stationery items being procured and requires that all stationery items being purchased are tendered. It also requires a minimum of one year supply for your company s entire stationery supply. 6 Contact BSA on or visit

7 Cost-effective healthcare Health cash plans In association with award winning Westfield Health, the IoD provides members with access to affordable corporate and personal health plans that provide cash back on essential healthcare costs. A healthy workforce is crucial to the success of a business Employee sickness absence continues to be an expensive problem. Providing employees with a healthcare benefit can help reduce sickness absence, and keep employees motivated and engaged particularly when pay increases are difficult to justify or fund. From just 1.25 per employee, per week, the IoD Corporate Health Plan provides: 4 100% reimbursement, up to set limits, on optical, dental, therapies and consultations 4 Fast access to MRI, CT & PET scanning facilities 4 DoctorLine TM and confidential counselling, including cognitive behavioural therapy 4 Best Doctors independent and confidential second medical opinion service from a panel of world leading medical specialists 4 Two valuable employer services Company Health Report and HR Helpline 4 Pre-existing medical conditions covered 4 Complements any existing PMI as can help towards payments for excesses 4 Cover for partners and children available From just 1.24 per employee, per week, Hospital Treatment Insurance can be purchased as a standalone benefit or combined with the IoD Corporate Health Plan, offering: 4 Prompt, private access to surgical and medical procedures, classed as non-urgent by the NHS 4 More affordable than PMI (fair set price premiums for all employees, regardless of age or location), as the policy does not cover surgical procedures for cancer, heart disease or emergency treatment, at which the NHS excels 4 No medicals required, even for employees with pre-existing conditions (exclusions may apply), and no excesses are payable Personal cover for you From just 2.40 a week, the IoD Personal Health Plan provides access to similar benefits to the IoD Corporate Health Plan, but on an individual basis. ServiceMark accredited Contact Westfield Health on or visit 7

8 Jobs and recruitment Targeted director-level recruitment Recruiting director-level candidates can be costly and time-consuming, so Director magazine and TotallyExec have teamed up to provide cost-effective recruitment advertising packages via the IoD s job site (jobs.iod.com). Not only can you search for vacancies that might suit you, but both recruiters and the recruitment industry can access Director magazine s 50,000 readers and TotallyExec s 95,000 senior level jobseekers, across key industries including: Both the quantity and quality of the responses we received was very pleasing indeed. I will certainly be using this service again Finance & Accounting Simon Hall, Pera Banking & Insurance Sales & Marketing IT & Telecoms Engineering Legal For online recruitment IoD members exclusively save up to 50% on recruitment advertising, contact advertising, so advertising a job vacancy costs from TotallyExec on just For combined online and print recruitment advertising, contact Director magazine on For online recruitment advertising, contact TotallyExec on

9 Travel services Your complete travel service Register for IoD Travel Services from WEXAS Travel and access a range of specially negotiated leisure and business travel services including holidays, flights, cruises and airport lounges. 4 You re in good hands With over 40 years experience in tailor-making travel, WEXAS have the knowledge and ability to put together seamless arrangements, that makes for the perfect travel experience every time 4 Travel with names you know WEXAS regularly work with the best in the business from Caribtours and Silversea to Kuoni and & Beyond. Tailor-made or off the peg, WEXAS will ensure that you get the travel itinerary you re looking for 4 FREE use of airport lounges Book your holiday with WEXAS and you could qualify for access to UK VIP lounges* 4 Business travel With worldwide connections to nearly 500 airlines and over 50,000 hotels, WEXAS has all the resources to manage your business travel This is the first time that I have used WEXAS to book travel and I would like to say what a delight it has been, making a stressful booking into a much easier one. IoD member, East of England region *Qualifying bookings must include longhaul economy flights with at least 2 nights accommodation or shorthaul economy flights with at least 7 nights overseas accommodation to qualify. Ensure you are registered as new offers arrive frequently. Contact WEXAS Travel on or visit 9

10 Car rental Car rental with the VIP treatment 4 10% global discount Whether for leisure or business, IoD members receive the specially negotiated discount on vehicles of all sizes, across the globe 4 FREE membership of Hertz #1 Club Gold Accelerated membership of Hertz #1 Club Gold, a valued and respected VIP service from Hertz that provides a speedier car rental process. Bypass the queues entirely and collect Gold Plus Rewards points at the same time, allowing you to redeem additional offers such as free rental days and upgrades This is a great facility I have been a Hertz #1 Club member for 14 years and I swear by it! IoD member, South region 4 Lowest rates publically available with the Hertz Business First Account Fixed and competitive rental rates for those customers who have frequent rental needs 4 Save up to 20% with the Hertz 28+ Plan Save on long-term rates when renting for 28 days or more (the alternative to contract hire or purchase) 10 Contact Hertz: T: quoting CDP (10% global discount) T: quoting CDP (Hertz Business First Account) T: quoting CDP (Hertz 28+ Plan) W:

11 Hotel accomodation Hotel accommodation to suit all budgets Whether for leisure or business, IoD members can take advantage of specially negotiated hotel accommodation and meeting room rates at participating IHG hotels across the UK and Europe. 4 Up to 35% discount at participating hotels across the UK, and Europe 4 Half price UK breaks (minimum 2 nights stay) at participating hotels 4 Special minimum 10% discount on meeting rooms regionally 4 1,000 bonus points when joining IHG s Priority Club Rewards loyalty programme, which covers all IHG brands across the world Terms and conditions apply. Visit for full details. Contact IHG on quoting for weekday stays or EXCLUSIVE for weekend stays or visit 11

12 In order to save members time and money, we ve extensively researched the market to find quality products and services for you at specially negotiated rates. Andrew Main Wilson, Chief Operating Officer, Institute of Directors IoD Directors Liability Insurance IoD Professional Indemnity Insurance IoD Office Insurance IoD Home & Contents Insurance IoD Ultra High Value Homes Insurance IoD Energy Switching Service (business) (domestic) IoD Procurement Services IoD Jobs and Recruitment IoD Health Plans IoD Travel Services IoD Hotel Accommodation Calls to 0871 numbers are charged at 0.10 per minute when dialled from a BT landline IoD Car Rental /2013