College Planning 101: your seat is saved
|
|
- Vanessa Knight
- 8 years ago
- Views:
Transcription
1 : yor seat is saved LC-2011 Prodcts for Life
2 paying for Sddenly yo re off on yor own. Yo have a 1 whole bnch of new financial responsibilities paying for tition, books, bills, room and board and yo re probably sing credit more often, or even for the first time. It s like yo ve enrolled in a crash corse for life, and it all can be overwhelming if yo don t have a helping hand. Montain America can help. From high school gradation throgh and beyond, we have the financial tools to make yor life easier.
3 paying for 2 Montain America Credit Union The trth is, can be expensive. First, there s tition. Then there are books and room and board. It adds p qickly. No wonder a majority of stdents are seeking financial assistance of one kind or another. Let Montain America be yor edcation-financing partner. We provide alternative stdent loans to help yo pay for. Montain America offers the following edcation loans: 63 % of all ndergradates enrolled receive some type of financial aid. 35 % 3 Montain America s Edcation Line of Credit Montain America s Edcation Repayment Loan If yo have any qestions regarding or Edcation Loans, please contact or Stdent Loan Department at or ext of those ndergradates took ot stdent loans, according to the latest stdy by the National Center for Edcation Statistics.
4 Montain America s Edcation Line of Credit Montain America s Edcation Line of Credit Edcation Line of Credit * Prior to applying: Important facts to know: 4Montain America Credit Union Or Edcation Line of Credit will help yo finance yor edcation if: Yo do not qalify for Federal Aid or yor school doesn t offer Federal Stafford Loans. Yo re attending a trade or specialty school (aviation, aesthetician, trck driving, cosmetology, etc.). Yo re taking contining edcation classes. What happens after yo apply? We ll contact yo with a credit decision. If yo re approved, the following steps mst be taken prior to yor loan being approved: q Sbmit a School Certification Form (completed by the Financial Aid Office). Complete the Federal Stafford Loan (FAFSA) process, if applicable. Yo mst be enrolled in an eligible program at a two-year or for-year pblic or private edcation instittion, career school, trade school or other approved program. Where to apply: At yor nearest Montain America branch. The loan is in the stdent s name. A cosigner is often reqired (see below to determine if yo need to apply with a cosigner). The loan amont is determined by the total cost of edcation less any other financial aid received. Variable interest rates are based on the Prime Rate (may change monthly). Yo ll make interest-only payments while yo re still in school. Payments are de on the last day of the month. Yo mst sbmit yor grades/progress report every six months. The maximm interest-only payment term is six years (72 months). Six months after gradation or withdrawal from school, or if grades haven t been received for six months, the Line of Credit converts to the Edcation Repayment Loan (see next page for details). How do I know if I need a cosigner? Are yo: 5 q Complete the reqired Credit Matters and Money Management corses throgh or partner, BALANCE SM online at Or set p an appointment by calling Tell them yo re calling for Montain America s Reqired Stdent Loan Conseling Session (see ad on page 12). q Verify income verification (two check stbs or two years of tax retrns if self-employed). q Sbmit two references. A stdent loan representative will contact yo to sign yor approval disclosre. Once yo accept the terms, yo sign the loan docments at yor branch. We ll disbrse the money directly to the school. On or website at (mst be set p for Online Branch). Over the phone with a Service Center Agent at (option 2). ** On approved credit A U.S. citizen or permanent resident? q Yes q No At least 18 years of age? q Yes q No Do yo have: A satisfactory credit history that incldes at least 12 months of borrowing, charging and repaying? q Yes q No No liens, jdgments, charge-offs, excessive 30-, 60- or 90-day delinqencies on any loans or revolving charge acconts, etc.? q Yes q No Verifiable income of at least $18,000 per year ($1,500 per month)? q Yes q No If yes to all: Yo may be eligible for an Edcation Line of Credit on yor own credit. If no to any: Yo may need a cosigner to spport yor loan application. To expedite the application process, please have a cosigner with yo when yo complete yor application.
5 Montain America s Edcation Repayment Loan Edcation Repayment Loan** Where to apply The Edcation Repayment Loan is designed to help yo repay edcation debt. Yo can even consolidate previos edcation At yor nearest Montain America branch. College is more than jst edcation MyFree Checking 6Montain America Credit Union debt with other lenders into one easy payment. What happens after yo apply? We ll contact yo with a credit decision. If yo re approved, a Stdent Loan Representative will contact yo to set p closing at yor nearest branch. We ll send yor money by check directly to the other lending instittion(s). Important facts to know Fixed interest rate. On or website at (mst be set p for Online Branch). Over the phone with a Service Center Agent at (option 2). *On approved credit costs. There are dozens of daily expenses to consider tilities, food, transportation and, of corse, a little fn money. We offer a variety of prodcts to help yo manage yor day-to-day expenses. Visa Debit Card The Visa Debit Card 1 looks like a A free checking accont 1 is perfect for stdents since it has no balance reqirement, no service charge and yo can write as many checks as yo need. With a free checking accont, yo also get these added benefits: Free Visa Debit Card 1 Unlimited ATM deposits and withdrawals 7 The maximm loan term is 120 months (10 years) or credit card bt works like a check. Free online banking 12 months per $1,000. The fnds come straight ot of yor checking accont. Yo can Free estatements ** se it to withdraw money at ATMs or get cash back at the grocery Free Mobile Banking If yo have any qestions regarding any of or Edcation Loans, please contact or Stdent Loan Department at or ext store. It s perfect for filling p yor tank or grabbing lnch at the drive-throgh. Overdraft protection 1 * *$2 monthly fee to receive paper statements
6 Ato Loans 1 Renter s Insrance 2 Secondary Savings It s simple to prchase or refinance If yo re renting a hose, condo or Secondary acconts are a great a new car. Or ato loans are fast apartment, make sre yor per- way to set aside savings for special and hassle-free. We ll help yo sonal property is protected. Yor occasions sch as spring break or 8Montain America Credit Union secre financing for yor new or sed car or trck at a low, affordable rate. Get preapproved throgh Montain America so yo re in a better bargaining position before yo shop. Apply online at or at yor nearest branch and find ot how mch yo qalify for. We can also pt yo in toch with a dealership that can finance yor car directly throgh s. Ato Insrance 2 Yo sholdn t have to pay a lot for great ato insrance. Whether yo re financing a new car throgh Montain America or jst looking for a lower rate, we have the lowcost soltion for yo. landlord or condo association s insrance will cover damage to their bilding only, not yor belongings. Renter s insrance is a relatively inexpensive way to cover yor bases. Call s today at for yor FREE insrance qote. Membership Savings A savings accont is the cornerstone of yor financial package, and experts recommend yo have six months of living expenses pt away. Open yor Montain America savings accont today and start saving for a hose, vehicle, vacation or whatever yor ftre holds. And while yo re at it, yo can earn higher dividends than at Christmas. This accont pays the same competitive dividends as yor membership savings and reqires no minimm balance. Montain Climber Term Deposits If yo are between 18 and 27 years old, yo can se the Montain Climber Term Deposit to get in the habit of saving long-term. Earns term deposit dividend rates, which are higher than reglar savings accont rates Minimm opening deposit of $25 Add any amont to the term deposit throghot the year (p to $3,000) One-, two-, three-, for- or five-year terms available Open yor Montain Climber Term Deposit today! 9 most other instittions.
7 thinking ahead: 10 No matter how mch fn may be, it can t last forever. To avoid financial strggles, yo need to start preparing for as soon as possible. 11 Montain America Credit Union For some, that means repaying stdent loans; for others, it means bying a home, raising a family or saving for the ftre. Whatever yor after- plans may be, Montain America has the prodcts and services to help yo prepare. First Time Mortgage Loans When yo re ready to by yor first home, let s help. We have a knowledgeable and dedicated staff to direct yo in choosing the right type of loan. We make the process affordable, convenient and easy to nderstand. Ask abot or First Time Home Byers Program % financing No down payment No mortgage insrance As little as $500 ot-of-pocket closing cost
8 12 Balance for FREE Confidential Hor-long session to go over yor bdget and how to se credit wisely Reqired for the Edcation Line of Credit Receive nbiased information and assistance Conselors are available Monday throgh Thrsday, 6 a.m. to 9 p.m. (MST); Friday, 6 a.m. to 6 p.m.; and Satrday, 9 a.m. to 6 p.m. Montain America Credit Union Available Throgh Call and mention yo are calling for Montain America s Reqired Stdent Loan Conseling
9 SET YOUR COURSE FOR COLLEGE TODAY For more information abot any of the services listed in this brochre, call , visit or website at or stop by the branch nearest yo. 1 On approved credit. 2 These prodcts are offerings for insrance. They are: not a deposit, not an obligation of or garanteed by any credit nion, not insred by the NCUA. In the case of life insrance, may go down in vale. Prchasing of insrance prodcts will not affect the extension of credit in any way. Federally insred by NCUA.
CONTACT US. The Financial ABCs for Raising a Family
The Financial ABCs for Raising a Family CONTACT US For more information abot any of the in this brochre, call 1-800-748-4302, visit or at www.mac.com or stop by the branch nearest yo. Federally insred
More informationwww.macu.com LH-2011 Products for Life
www.mac.com LH-2011 Prodcts for Life 2 6 8 10 12 13 prchase Qick 14 insrance There s nothing like the feeling of bying yor own home. Yo finally have yor own space, and yor money is going toward something
More informationOwning A business Step-By-Step Guide to Financial Success
Owning A bsiness Step-By-Step Gide to Financial Sccess CONTACT US For more information abot any of the services in this brochre, call 1-888-845-1850, visit or website at bsiness.mac.com or stop by the
More informationDirect Loan Basics & Entrance Counseling Guide. For Graduate and Professional Student Direct PLUS Loan Borrowers
Direct Loan Basics & Entrance Conseling Gide For Gradate and Professional Stdent Direct PLUS Loan Borrowers DIRECT LOAN BASICS & ENTRANCE COUNSELING GUIDE For Gradate and Professional Stdent Direct PLUS
More informationDESTINATION ASSURED CONTACT US. Products for Life
DESTINATION ASSURED CONTACT US For more information abot any of the services in this brochre, call 1-800-748-4302, visit or website at www.mac.com or stop by the branch nearest yo. LR-2011 Federally insred
More informationUSA Funds Life Skills Course Summaries. Financial Aid and Paying for College. 101 How Will I Pay for My Higher Education?
USA Fnds Life Skills Corse Smmaries Financial Aid and Paying for College 101 How Will I Pay for My Higher Edcation? Teaches stdents how to find resorces and fnds to finance their higher edcation by examining
More informationMarriagee. The To-Do s Before and After the I Do s CONTACT US. Products for Life
e The To-Do s Before and After the I Do s CONTACT US For more information abot any of the in this brochre, call 1-800-748-4302, visit or website at www.mac.com or stop by the branch nearest yo. LM-2011
More informationBorrowing for College. Table of contents. A guide to federal loans for higher education
Borrowing for College A gide to federal loans for higher edcation Table of contents Edcation loan basics 2 Applying for edcation loans 3 Repaying edcation loans 3 Controlling edcation loan debt 5 Glossary
More informationSME Business. Solutions
SME Bsiness Soltions For more information, please contact SME Banking: Bahrain World Trade Center, East Tower 15th Floor Tel: 17 13 3383 Fax: 17 13 1043 E-mail: sme@bmi.com.bh ABOUT BMI BANK We re a yong,
More informationA Message from the CEO
October 2007 A Message from the CEO For the past 53 years, we have been recognized by or logo, name, competitive rates, and qality member service. All these have been vital to the strength of or organization.
More informationA great place to make a living... and a life.
A great place to make a living... and a life. University of Dayton Benefits Smmary Family-friendly and flexible benefits The opportnity to enrich the lives of others, to match yor talents to the work of
More informationA great place to make a living... and a life.
A great place to make a living... and a life. University of Dayton Benefits Smmary Family-friendly and flexible benefits The opportnity to enrich the lives of others, to match yor talents to the work of
More informationMake the College Connection
Make the College Connection A college planning gide for stdents and their parents Table of contents The compelling case for college 2 Selecting a college 3 Paying for college 5 Tips for meeting college
More informationOpening the Door to Your New Home
Opening the Door to Yor New Home A Gide to Bying and Financing. Contents Navigating Yor Way to Home Ownership...1 Getting Started...3 Finding Yor Home...9 Finalizing Yor Financing...12 Final Closing...13
More informationQUARTERLY 2013 President s Message Quick Close Paperless from Start to Finish A Message from the Board Boost Your Financial Knowledge
MOUNTAIN QUARTERLY IN THIS ISSUE President s Message Qick Close Paperless from Start to Finish A Message from the Board Boost Free Yor Financial Knowledge Bsiness Seminars We want to help yo scceed in
More informationTeachable Moments for Personal Finance Education. Introduction
Teachable Moments for Personal Finance Edcation Best Practices for Implementing USA Fnds Life Skills and Other Financial Literacy Resorces Introdction Stdents who leave yor instittion eqipped with both
More informationSocial Work Bursary: Academic year 2015/16 Application notes for students on undergraduate courses
Social Work Brsary: Academic year 2015/16 Application notes for stdents on ndergradate corses These notes are for ndergradate stdents who have previosly received a brsary. Please make sre yo complete the
More information2014-2015 SUGGESTED LENDER LIST FOR PRIVATE LOAN OPTIONS AVAILABLE TO INTERNATIONAL GRADUATE STUDENTS
The chart below otlines the lender contact information and the lender description of the fee strctre, interest rates, and borrower benefits associated with each lender s private loan prodct for loans disbrsed
More informationSocial Work Bursary: Academic Year 2014/15 Application notes for students on postgraduate courses
Social Work Brsary: Academic Year 2014/15 Application notes for stdents on postgradate corses These notes are for stdents who do not have a partner or any dependants. Please make sre yo complete the correct
More informationThe bintec HotSpot Solution. Convenient internet access anywhere
The bintec HotSpot Soltion Convenient internet access anywhere Convenient internet access for all kinds of spaces Today s internet sers are freqently on the go. They expect to have internet access on their
More informationproperty insurance claim report
property insrance claim report CGU Insrance Limited ABN 27 004 478 371 Please retain this page for yor information Abot yor claim Most policies allow for replacement of property with the nearest eqivalent
More informationFINANCIAL FITNESS SELECTING A CREDIT CARD. Fact Sheet
FINANCIAL FITNESS Fact Sheet Janary 1998 FL/FF-02 SELECTING A CREDIT CARD Liz Gorham, Ph.D., AFC Assistant Professor and Family Resorce Management Specialist, Utah State University Marsha A. Goetting,
More informationPurposefully Engineered High-Performing Income Protection
The Intelligent Choice for Disability Income Insrance Prposeflly Engineered High-Performing Income Protection Keeping Income strong We engineer or disability income prodcts with featres that deliver benefits
More informationThe Intelligent Choice for Basic Disability Income Protection
The Intelligent Choice for Basic Disability Income Protection provider Pls Limited Keeping Income strong We prposeflly engineer or basic disability income prodct to provide benefit-rich featres delivering
More informationCorporate performance: What do investors want to know? Innovate your way to clearer financial reporting
www.pwc.com Corporate performance: What do investors want to know? Innovate yor way to clearer financial reporting October 2014 PwC I Innovate yor way to clearer financial reporting t 1 Contents Introdction
More informationHSBC Internet Banking. Combined Product Disclosure Statement and Supplementary Product Disclosure Statement
HSBC Internet Banking Combined Prodct Disclosre Statement and Spplementary Prodct Disclosre Statement AN IMPORTANT MESSAGE FOR HSBC CUSTOMERS NOTICE OF CHANGE For HSBC Internet Banking Combined Prodct
More informationThe BRYAN MBA. Educating exceptional problem solvers who make lasting impacts where they work, live, and lead.
The BRYAN MBA Edcating who make lasting they work, live, Welcome DAY AND EVENING Program Overview Choosing an MBA program is one of the most important career and edcational choices yo will make. By considering
More informationIntroduction to HBase Schema Design
Introdction to HBase Schema Design Amandeep Khrana Amandeep Khrana is a Soltions Architect at Clodera and works on bilding soltions sing the Hadoop stack. He is also a co-athor of HBase in Action. Prior
More informationThe Intelligent Choice for Disability Income Protection
The Intelligent Choice for Disability Income Protection provider Pls Keeping Income strong We prposeflly engineer or disability income prodct with featres that deliver benefits sooner and contine paying
More informationpersonal income insurance product disclosure statement and policy Preparation date: 26/03/2004
personal income insrance prodct disclosre statement and policy Preparation date: 26/03/2004 personal income Insrer CGU Insrance Limited ABN 27 004 478 371 AFS Licence No. 238291 This is an important docment.
More informationVista Information System
Vista Information System FIVE EASY STEPS TO IMPROVED BLOOD CENTER EFFICIENCY People over Paperwork I m glad they took the time to nderstand or process CaridianBCT walked the floor with or people and really
More informationA guide to safety recalls in the used vehicle industry GUIDE
A gide to safety recalls in the sed vehicle indstry GUIDE Definitions Aftermarket parts means any prodct manfactred to be fitted to a vehicle after it has left the vehicle manfactrer s prodction line.
More informationCRM Customer Relationship Management. Customer Relationship Management
CRM Cstomer Relationship Management Farley Beaton Virginia Department of Taxation Discssion Areas TAX/AMS Partnership Project Backgrond Cstomer Relationship Management Secre Messaging Lessons Learned 2
More informationwww.schoolnutrition.org/join
EZ Event Photography SNA MEMBERSHIP www.schoolntrition.org/join Becase Yor Voice Matters SNA MEMBERSHIP BECAUSE YOUR VOICE MATTERS Yo have sch an important job serving school breakfast and lnch to or nation
More informationKentucky Deferred Compensation (KDC) Program Summary
Kentcky Deferred Compensation (KDC) Program Smmary Smmary and Highlights of the Kentcky Deferred Compensation (KDC) Program Simple. Smart. For yo. For life. 457 Plan 401(k) Plan Roth 401(k) Deemed Roth
More informationNAPA TRAINING PROGRAMS FOR:
NAPA TRAINING PROGRAMS FOR: Employees Otside Sales Store Managers Store Owners See NEW ecatalog Inside O V E R V I E W 2010_StoreTrainingBrochre_SinglePg.indd 1 5/25/10 12:39:32 PM Welcome 2010 Store Training
More informationCloser Look at ACOs. Designing Consumer-Friendly Beneficiary Assignment and Notification Processes for Accountable Care Organizations
Closer Look at ACOs A series of briefs designed to help advocates nderstand the basics of Accontable Care Organizations (ACOs) and their potential for improving patient care. From Families USA Janary 2012
More informationPhone Banking Terms Corporate Accounts
Phone Banking Terms Corporate Acconts If there is any inconsistency between the terms and conditions applying to an Accont and these Phone Banking Terms, these Phone Banking Terms prevail in respect of
More informationIntroducing Revenue Cycle Optimization! STI Provides More Options Than Any Other Software Vendor. ChartMaker Clinical 3.7
Introdcing Revene Cycle Optimization! STI Provides More Options Than Any Other Software Vendor ChartMaker Clinical 3.7 2011 Amblatory EHR + Cardiovasclar Medicine + Child Health STI Provides More Choices
More informationArchitecture & Construction
Architectre & Constrction Constrction Trades $11.25/hr starting salary Carpenter s Helper Constrction Workforce Transition Residential Constrction Nationally certified by the National Center for Constrction
More informationOn Track for Career Success: Starting Back to School
On Track for Career Sccess: Starting Back to School Dr. Nancy Barnm, Director, RN-BSN Program, Associate Professor Mr. Keith Wynn, Recriter, Office of Admissions Why Shold Yo Go Back to School? Why Shold
More informationWelcome to UnitedHealthcare. Ideally, better health coverage should cost less. In reality, now it can.
Welcome to UnitedHealthcare Ideally, better health coverage shold cost less. In reality, now it can. The plan designed with both qality and affordability in mind. Consistent, qality care is vitally important.
More informationGet paid a day early with Direct Deposit
March 2015 Number 3 Volume 53 Get paid a day early with Direct Deposit Are you anxious around payday, worrying about having money in your account to pay bills on time? Sign up for SAFE Direct Deposit and
More informationpersonal and public liability insurance
personal and pblic liability insrance personal and pblic claim report Insrer CGU Insrance Limited ABN 27 004 478 371 CGU Insrance Limited ABN 27 004 478 371 Please keep this page for yor information Abot
More informationSDHDA Homeownership 101. South Dakota Housing Development Authority 2015 Annual Conference
SDHDA Homeownership 101 Soth Dakota Hosing Development Athority 2015 Annal Conference First-time Homebyer Program The basics of Compliance Review with IRS/MRB Code Income Limits (based on Conty AMI%) Prchase
More information866.232.3314. Frequently Asked Questions about Student Loans
Frequently Asked Questions about Student Loans What are private student loans? Private student loans are meant to help students fill the funding gaps that federal aid can leave behind. Private loans should
More informationGUIDELINE. Guideline for the Selection of Engineering Services
GUIDELINE Gideline for the Selection of Engineering Services 1998 Mission Statement: To govern the engineering profession while enhancing engineering practice and enhancing engineering cltre Pblished by
More informationTools to help Historically Black Colleges & Universities make the most of their brand, website & marketing campaigns
Tools to help Historically Black Colleges & Universities make the most of their brand, website & marketing campaigns A service of vitalink, Universal Printing and AndiSites Universities are challenged
More informationFacilities. Car Parking and Permit Allocation Policy
Facilities Car Parking and Permit Allocation Policy Facilities Car Parking and Permit Allocation Policy Contents Page 1 Introdction....................................................2 2.0 Application
More informationHigh Availability for Internet Information Server Using Double-Take 4.x
High Availability for Internet Information Server Using Doble-Take 4.x High Availability for Internet Information Server Using Doble-Take 4.x pblished April 2000 NSI and Doble-Take are registered trademarks
More informationSEGREGATED ACCOUNTS COMPANIES ACE CAPABILITIES: AN OVERVIEW
SEGREGATED ACCOUNTS COMPANIES CAPABILITIES: AN OVERVIEW SIMPLICITY OUT OF COMPLEXITY SEGREGATED ACCOUNTS CAPABILITIES Managing yor own risks jst got simpler. In recent years, increasing reglation has led
More informationSuccessful Conference
The Keynote Gide to Planning a Sccessfl Conference Dr Cathy Key A Keynote Networks Workbook Contents Introdction...2 The Role of the Conference Organiser...3 Establishing a Committee...4 Creating a Bdget...5
More informationStudentChoice. Student loans are an integral part of financing a college education. Educate yourself, and borrow wisely.
StudentChoice Student loans are an integral part of financing a college education. Educate yourself, and borrow wisely. 2 2 What are my student loan options? Federal Student Loans A federal student loan
More informationDual degree in Strategic Marketing online. Study an online MSc and MA in Strategic Marketing awarded by UNINETTUNO and Geneva Business School
Dal degree in Strategic Marketing online Stdy an online MSc and MA in Strategic Marketing awarded by UNINETTUNO and Geneva Bsiness School Awarded by Geneva Bsiness School Geneva Barcelona Moscow Class
More informationBuilding Trust How Banks are Attracting and Retaining Business Clients With Institutional Money Fund Portals
Bilding Trst How Banks are Attracting and Retaining Bsiness Clients With Instittional Money Fnd Portals By George Hagerman, Fonder and CEO, CacheMatrix Holdings, LLC C ompetitive pressres are driving innovation
More informationn life after graduation making out onyour own.
n life after graduation making out onyour it own. n life after graduation You re all grown up, graduated and ready to go to move out of your parents house, to buy your first car, to spend, spend, and spend.
More information3 Building Blocks Of Optimized Price & Promotion Strategies
3 Bilding Blocks Of Optimized Price & Promotion Strategies Boosting Brand Loyalty And Profits With Visal Analytics Sponsored by E-book Table of contents Introdction... 3 Consolidate And Analyze Data From
More informationMSc and MA in Finance and Investment online Study an online MSc and MA in Finance and Investment awarded by UNINETTUNO and Geneva Business School
MSc and MA in Finance and Investment online Stdy an online awarded by UNINETTUNO and Geneva Bsiness School Awarded by Geneva Bsiness School Geneva Barcelona Moscow Class profile The connects yo with stdents
More informationFREQUENTLY ASKED QUESTIONS
Welcome to Georgia United! Below you ll find answers to commonly asked questions. Our goal is to ensure that the transition process is seamless for you. If at any time you would like more information,
More informationThe Institute Of Commercial Management. Prospectus. Start Your Career Here! www.icm.ac.uk info@icm.ac.uk
The Institte Of Commercial Management Prospects Start Yor Career Here! www.icm.ac.k info@icm.ac.k The fondation of every state is the edcation of it s yoth. Diogenes Laertis Welcome... Althogh we are
More informationbanking Better for Less member services, loans & benefits It s ALL inside. Everything you expect from your bank and more. www.lcfcu.
It s ALL inside. Everything you expect from your bank and more. member services, loans & benefits Better banking for Less Loans. Deposits. Insurance. Investments. www.lcfcu.org a tradition of Service Library
More informationWelcome to SchoolsFirst Federal Credit Union
Welcome to SchoolsFirst Federal Credit Union This guide will help you understand how your All Valley FCU accounts will be transitioning over to SchoolsFirst FCU. In the coming weeks, look for a guide on
More informationWondering how to borrow using the equity in your home? Ask a Citizen. The Citizens Guide to Home Equity Financing
Wondering how to borrow using the equity in your home? Ask a Citizen. The Citizens Guide to Home Equity Financing We understand you have questions about home borrowing. We can help. At Citizens Bank, we
More informationKitsap Credit Union Membership
Membership Benefits Kitsap Credit Union Membership Kitsap Credit Union is your local, not for profit financial co-op. As a co-op, we work towards the best interest of our members. Since 1934 we ve been
More informationGFCU_FusionBookofMoney.qxd 4/15/11 9:47 PM Page 1. Give Yourself Some Credit! A Greylock Federal Credit Union Financial Literacy Guide
GFCU_FusionBookofMoney.qxd 4/15/11 9:47 PM Page 1 Give Yourself Some Credit! A Greylock Federal Credit Union Financial Literacy Guide GFCU_FusionBookofMoney.qxd 4/15/11 9:47 PM Page 2 Contents How Does
More informationEducationPartnerships
EdcationPartnerships May 2012 Project Seeks to Strengthen Commnity College-HBCU Ties to Bolster Stdent Sccess Foster Dean has served as a Marine, and has been a bsiness owner and a real estate agent. He
More informationWelcome to Broward HealthCare Federal Credit Union
Welcome to Broward HealthCare Federal Credit Union what is a credit union? Credit Unions are member-owned cooperatives; in fact, that s why savings in a credit union are technically called shares. Unlike
More informationAfter I ve taken out a loan through SmartBiz, how do I access my SmartBiz account?
Business lending powered by SmartBiz FAQs: What is SmartBiz? What are the SmartBiz benefits I receive as a Sam s Club member? Do I need to be a Sam s Club member to receive the member discount on SmartBiz
More informationIntroducing ChartMaker Cloud! STI Provides More Options Than Any Other Software Vendor
Introdcing ChartMaker Clod! STI Provides More Options Than Any Other Software Vendor ChartMaker Clinical 3.7 2011 Amblatory EHR + Cardiovasclar Medicine + Child Health The ChartMaker Medical Site is made
More informationCurriculum development
DES MOINES AREA COMMUNITY COLLEGE Crriclm development Competency-Based Edcation www.dmacc.ed Why does DMACC se competency-based edcation? DMACC tilizes competency-based edcation for a nmber of reasons.
More informationExecutive Coaching to Activate the Renegade Leader Within. Renegades Do What Others Won t To Get the Results that Others Don t
Exective Coaching to Activate the Renegade Leader Within Renegades Do What Others Won t To Get the Reslts that Others Don t Introdction Renegade Leaders are a niqe breed of leaders. The Renegade Leader
More informationWestpac. Loans. Personal. Loans
Westpac Loans Personal Loans As at 7 September 2014 Need money for a wedding, home improvements, to go on a holiday or even a new car to get there? Or do you simply want to consolidate your bills to have
More informationHigh Availability for Microsoft SQL Server Using Double-Take 4.x
High Availability for Microsoft SQL Server Using Doble-Take 4.x High Availability for Microsoft SQL Server Using Doble-Take 4.x pblished April 2000 NSI and Doble-Take are registered trademarks of Network
More informationTax Considerations for Charitable Gifting
Tax Considerations for Charitable Gifting Prepared by: Martin Kretzschmann CPA CA for Georgian Bay General Hospital Fondation October 24, 2014 Ideas to Redce Tax sing Charitable Giving Simple Gift dring
More informationForm M-1 Report for Multiple Employer Welfare Arrangements (MEWAs) and Certain Entities Claiming Exception (ECEs)
U.S. Department of Labor Employee Benefits Secrity Administration Room N5511 200 Constittion Avene, NW Washington, DC 20210 P-450 Form M-1 Report for Mltiple Employer Welfare Arrangements (MEWAs) and Certain
More informationMotorola Reinvents its Supplier Negotiation Process Using Emptoris and Saves $600 Million. An Emptoris Case Study. Emptoris, Inc. www.emptoris.
Motorola Reinvents its Spplier Negotiation Process Using Emptoris and Saves $600 Million An Emptoris Case Stdy Emptoris, Inc. www.emptoris.com VIII-03/3/05 Exective Smmary With the disastros telecommnication
More information2016 DollarWise Summer Youth Contest Final Quiz Study Guide
2016 DollarWise Summer Youth Contest Final Quiz Study Guide The DollarWise Summer Youth Contest Final Exam questions are designed to test your full knowledge of the information provided in the contest.
More informationBankWorld POS. Today s solution for tomorrow s self-service bank. Your challenges have a BankWorld solution
BankWorld POS Today s soltion for tomorrow s self-service bank The adoption rate of POS terminals worldwide is on the rise as point-of-sale payments gain favor with today s cstomers who prefer to carry
More informationYour graduate degree from Defiance College will give you the
Yor gradate degree from Defiance College will give yo the knowledge and nderstanding necessary to meet yor professional goals and to provide leadership within yor chosen profession and yor commnity. Gradate
More informationOur personal current accounts. Switch to First Trust Bank. Ask at any branch 0845 6005 925
Our personal current accounts Switch to First Trust Bank Ask at any branch 0845 6005 925 Welcome to First Trust Bank We offer you all the benefits you would expect from your bank; a great range of quality
More informationWelcome Guide For Business Clients
Welcome Gide For Bsiness Clients Welcome to the First Merchants family! 1 Abot First Merchants Banking. Insrance. Trst. www.firstmerchants.com Abot First Merchants With nearly 100 banking locations throghot
More informationCloser Look at ACOs. Making the Most of Accountable Care Organizations (ACOs): What Advocates Need to Know
Closer Look at ACOs A series of briefs designed to help advocates nderstand the basics of Accontable Care Organizations (ACOs) and their potential for improving patient care. From Families USA Updated
More informationPollok Credit Union. Members Information Pack
Members Information Pack Pollok Office Pollok Credit Union Silverburn Shopping Centre Barrhead Rd Glasgow G53 6QR Tel: 0141 880 7888 Shawlands Office Pollok Credit Union 17 Kilmarnock Rd Shawlands Glasgow
More informationHealth Care ID Card Enhancements
State of California Health Care Enhancements Incorporating National WEDI Indstry Card Standards and the UnitedHealthcare Branding Transition UnitedHealthcare is the first health company to se the national
More informationMates Rates Package. From your friends at Kiwibank.
Mates Rates Package. From your friends at Kiwibank. Join Kiwibank today and while you re a Mates Rates member, you ll get even better value banking. Check out what you ll get: Everyday Accounts Choice
More informationPlanning a Smart Card Deployment
C H A P T E R 1 7 Planning a Smart Card Deployment Smart card spport in Microsoft Windows Server 2003 enables yo to enhance the secrity of many critical fnctions, inclding client athentication, interactive
More informationEffective governance to support medical revalidation
Effective governance to spport medical revalidation A handbook for boards and governing bodies This docment sets ot a view of the core elements of effective local governance of the systems that spport
More informationHow To Understand How To Get A Bank Account
Opening a Bank Account Section Objectives A basic component in establishing financial independence is Opening a Bank Account. Banking services are essential tools for managing personal finances and building
More information6 Funding and Staffing the Central IT Help Desk
6 Fnding and Staffing the Central IT Help Desk Money may kindle, bt it cannot itself, or for very long, brn. Igor Stravinsky Key Findings At most instittions the central IT bdget is a major sorce of help
More informationEvery manufacturer is confronted with the problem
HOW MANY PARTS TO MAKE AT ONCE FORD W. HARRIS Prodction Engineer Reprinted from Factory, The Magazine of Management, Volme 10, Nmber 2, Febrary 1913, pp. 135-136, 152 Interest on capital tied p in wages,
More informationHerzfeld s Outlook: Seasonal Factors Provide Opportunities in Closed-End Funds
VIRTUS HERZFELD FUND Herzfeld s Otlook: Seasonal Factors Provide Opportnities in Closed-End Fnds When it comes to investing in closed-end fnds, a comprehensive nderstanding of the inefficiencies of the
More informationThe RBF also licenses some credit institutions that provide personal loans (for education, travel etc), business loans, mortgages and vehicle loans.
Welcome again to the Public Awareness column provided by the Reserve Bank of Fiji (RBF). This month s article focuses on borrowing money and managing that credit. We also provide some issues you should
More informationLGFCU Lending Services. Home, auto and personal loans to fit your needs.
LGFCU Lending Services Home, auto and personal loans to fit your needs. With competitive loan rates, flexible terms and a simple loan request process, LGFCU helps members meet their financial goals. For
More informationCurrent Accounts Introducing control
Current Accounts Introducing control Helping you keep your finances on track Manage your money easily If you don t want to use an Unplanned Overdraft, we can help. We ve designed an add-on for the Classic
More informationPlanning and Implementing An Optimized Private Cloud
W H I T E PA P E R Intelligent HPC Management Planning and Implementing An Optimized Private Clod Creating a Clod Environment That Maximizes Yor ROI Planning and Implementing An Optimized Private Clod
More informationAchieve Financial CREDIT UNION
~ Achieve Financial CREDIT UNION Serving Members Since 1934 Together W7t> Can. Member Services Service Locations & Hours Our name says it all. At Achieve Financial Credit Union, our mission is to help
More informationFifth Third Home Buying Guide. A Guide to Residential Home Buying.
Fifth Third Home Buying Guide A Guide to Residential Home Buying. Important Contacts and Numbers. Use this page to record important information as you move through the homebuying process. Realtor/Builder
More informationHealth Benefits Coverage Under Federal Law...
covers Labor Compliance 2014mx.pdf 1 11/19/2014 2:05:01 PM Compliance Assistance Gide Health Benefits Coverage Under Federal Law... The Affordable Care Act Health Insrance Portability and Accontability
More informationIntroduction to Mortgage Lending
Many experts think that credit unions have a high potential for greater growth in the mortgage lending area. In this chapter we explain the development of mortgage lending at credit unions, how mortgage
More informationboat insurance information
boat insrance information Here s the Boat Insrance policy for people who love boats, designed by people who know boats CGU s Boat Insrance is an p-to-date, all-in-one cover with no hidden featres. It s
More information