Protecting Yourself Against Identity Theft. Identity theft is a serious. What is Identity Theft?

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Protecting Yourself Against Identity Theft. Identity theft is a serious. What is Identity Theft?"

Transcription

1 Protecting Yourself Against Identity Theft Identity theft is a serious crime. Identity theft happens when someone steals your personal information and uses it without your permission. It is a growing threat to everyone. In 2013, 13.1 million consumers were victims of identity fraud or theft. 12 Your identity can be stolen in a variety of ways: by cyber thieves; by unscrupulous vendors; or by those who are pilfering identification cards, bank statements, and other items from your mail box or online. Criminals may also glean personal details in forums like Facebook or LinkedIn and collect useful background data that aids in identify theft. Changes in financial accounts, apparent mistakes in billing, calls from collection agencies, denial of loan applications, and even notices about accounts or jobs in your minor child s name are a few of the indicators you might be a victim of identity theft. This document addresses some common identity theft scenarios, methods of prevention and ways to recover if such theft occurs. What is Identity Theft? As indicated above, identity theft is a serious crime that may have serious consequences to your financial, credit history, and reputation. Identity theft happens when someone steals your 1 Javelin Strategy 2014 Identity Fraud Report personal information and uses it without our permission, often to commit other crimes, such as bank, immigration and employment fraud. It can disrupt your finances, credit history, and reputation, and it takes time, money, and patience to resolve. Identity thieves might: Steal your wallet, purse, mail, or other areas to remove your credit cards, driver s license, passport, health insurance card, and other items that reveal personal Go through trash cans and dumpsters, stealing bills and documents that have sensitive Steal personal information on the job (industry, government, medical, etc.). Pretend to offer a job, a loan, or an apartment, and ask you to send personal information to qualify. Misrepresent a legitimate business; trick you into revealing personal Install skimmer devices and pinhole cameras at gas pumps or Automatic Teller Machines (ATMs) to acquire your account information and Personal Identification Number (PIN) on credit cards. Exploit computer systems of businesses or financial

2 institutions to steal personal identifying data or credit card Collect publically available information from social media sites to use in social engineering. Identity thieves often use scams involving tactics of social engineering (in person, via phone, mail, or ) to trick you into providing personal Others use information you place in the public domain that provide opportunities or pathways to acquire your identity. While other criminals exploit vulnerabilities in operating systems or remote access systems such as Automatic Teller Machines (ATMs) and pay at the pump systems to steal credit and debit card How to Protect Your Information Persistent vigilance on your part can help detect and limit damages caused by an identity thief. The following are recommended: Safeguard your Social Security Number. It is the key to your personal and financial Protect your paper and physical valuables. o Don t let incoming mail linger. o Resist the urge to use your mailbox for outgoing mail (bills and checks are easy to spot). o Don t leave your purse in the grocery cart while shopping (it s an easy target). o Invest in a shredder and destroy sensitive documents. (Note: Moving to electronic statements and documents further reduces your exposure to physical threats.) o Cancel credit cards you don t need. o Keep your credit card in sight when allowing a merchant to process it. Remember to lock your car even if empty of valuables (a portable garage door opener and car registration offer quick thieves an easy payday). Read your credit reports. You have a right to a free credit report every 12 months from each of the three nationwide credit reporting companies. Order all three reports at once, or order one report every four months. To order, go to https://www.annualcreditreport.c om or call Read your bank, credit card, account statements and the explanation of medical benefits from your health plan. If a statement has errors or doesn t come on time, contact the business. Page 2 of 7

3 Shred all documents that show personal, financial, and medical information before you throw them away. Don t respond to , text, and phone messages that ask for personal Legitimate companies don t ask for information this way. Delete the messages. At a minimum, ask for a callback number and verify it is associated with the company they claim to represent. Create strong passwords that mix letters, numbers, and special characters. Don t use the same password for more than one account. Turn on two factor authentication (2FA) features on every online account that makes that security feature available (visit for a list of websites which offer 2FA security). Similar to 2FA, turn on text message and/or alerts on your online banking, , social media, and any other accounts you value so you can quickly address security and fraud issues. Regularly review privacy settings on your social media accounts to ensure Personally Identifiable Information is not available to criminals. Use encrypted connections when shopping or banking online. An encrypted site has https at the beginning of the web address; s is for secure. The Electronic Frontier Foundation (eff.org) offers a pluginfor Firefox and Chrome called, HTTPS Everywhere that will help ensure your are using secure versions of websites that offer it. If you use a public wireless network, use a Virtual Private Network (VPN) service if possible on your device and do not send information to any website that isn t fully encrypted. Use anti-virus and anti-spyware software, and a firewall on your computer. Set your computer s operating system, web browser, and security system to update automatically. Using credit cards instead of debit cards, if you have the discipline, can also help limit damages from theft. Credit cards typically feature more robust anti-fraud protection and zero liability policies if your credit card is stolen. Enable the privacy settings on social media sites to limit your information to those you know The Do s and Don ts of Social Networking Only establish and maintain connections with people you know and trust. Review your connections often. Page 3 of 7

4 Assume that ANYONE can see any information about your activities, personal life, or professional life that you post and share. Ensure your family and friends takes similar precautions with their accounts, their privacy and sharing settings can expose your personal data. Avoid posting or tagging images of you or your family that clearly show your face. Select pictures taken at a distance, at an angle, or otherwise concealed. Never post smartphone photos and don t use your face as a profile photo, instead, use cartoons or avatars. Use secure browser settings when possible and monitor your browsing history to ensure that you recognize all access points. Facebook Securing Your Profile Identity thieves use Facebook to retrieve data that can be used to steal your identity or trick a family member or friend into providing their personal identifying It is recommended you secure your profile by using the following settings: 1. Log in to Facebook, the Click Account located on the top right next to profile. Click Privacy Settings. 2. Decide how private you want to be. Click on each tab and look at the dots for each one the dots show who can see that aspect. We recommend you choose Friends Only. Then Click Apply These Settings in the bottom right corner. 3. Uncheck the Let friends of people tagged in my photos and posts see them box. This ensures that only your friends are able to see posts and photos that you tag. 4. Click the Customize Settings link under the box you just unchecked. This will allow you to further edit your Facebook settings. 5. Decide how private you want certain things to be by selecting from the drop-down menu. 6. Hide certain people or networks from seeing your Click customize from the dropdown menu. Choose Friends Only, uncheck any networks you don t want to see your photos (remember that when this is checked it means that ANYONE in the network can see that piece of information, not just your friends in the network). Type the names of Page 4 of 7

5 any person on your fiends list you don t want to see your info. 7. To make a certain piece of information visible to only a couple of people, click Customize from the drop-down menu. From the next dropdown menu, choose Specific People Then, type the name of the people you want to be able to see the info. As long as your networks are unchecked, only those to whom you grant permission will be able to see that piece of 8. Change your photo privacy Settings. Click on Edit Privacy Setting for existing photo albums and videos at the bottom of the Things I Share section. Choose the appropriate settings for each album. Use the drop-down menu as you did for the previous steps. Click the Back to Settings button in the upper left corner when you are done. 9. Preview you profile. This feature allows you to view your own profile as if were someone else. Click Preview My Profile in the upper right corner. Type the name of the person s view you want to check and press enter. 10. Click Back to Privacy Settings to make any necessary changes. Now you are more secure. LinkedIn Securing Your Profile Identity thieves will also LinkedIn profiles in the same way they use Facebook to target you and your family and friends. Below are some things we recommend to protect your password security and privacy: 1. Change your password every few months. Don t use the same password on multiple accounts or works from the dictionary. Passwords should be more than 10 characters and be comprised of Upper and lower case letters, numbers and special characters. Never give your password to others or write it down. 2. Limit the contact information you share in your profile. LinkedIn is designed to share your professional life and make contacts that can help your career; however, you might not want some of your information shared. Click Edit Profile link from the Profile menu at the top of your LinkedIn home page. Scroll down to the Personal Information area and click the Edit button. Select and remove any information Page 5 of 7

6 you don t want open to the public. 3. Turn on LinkedIn s Secure Browsing Mode. Click on the triangle next to your name in the top-right corner. Click settings link from the dropdown menu. Click account tab in the bottom-left corner of the screen. Click on Manage Security Settings and check the box that says When possible, use a secure connection (HTTPS) to browse LinkedIn in the pop-up box that opens. Click Save Changes. 4. Consider limiting the information in you public profile. Click on the triangle next to your name in the topright corner. Click the settings link in the drop-down menu. From the Profile tab at the bottom of the screen, choose the Edit Public Profile link. In the Customize Your Public Profile box on the right side of the page, uncheck the boxes of the sections you wish to remove from public visibility. 5. Review your Privacy Control Settings and Make Changes as Needed. If you aren t comfortable with people seeing your activity feed or knowing that you ve viewed their profile, consider limiting access to your feed and/or setting the anonymous profile viewing mode. These settings are available in the Privacy Controls section of your Profile tab. Other Things to Consider Here are a few other things to consider in order to protect your privacy: Where possible use two factor authentications on services where it is offered. Many financial websites and Google offer two-factor authentication. Go paperless with your bills and financial statement. It lowers your profile and chances someone will steal this information from your mail box or trash (if it is not shredded). If possible, use credit cards instead of debit cards. Credit cards frequently provide better protection as fraudulent charges will likely be removed from the account, while debit cards provide less protection. With Debit cards they will disable the use of the card, but funds stolen before the reported as fraudulent are not likely to be reimbursed. Page 6 of 7

7 Where offered, enable text or notification of suspicious activity on you accounts. If you suspect you are a victim of Identify Threat, your CISO Team can offer advice and assistance in filing an Identity Theft Report. If Suspect Your Identity is Stolen Flag Your Credit Report Call one of the nationwide credit reporting companies, and ask for a fraud alert on your credit report. The company you call must contact the other two so they can put fraud alerts on your files. An initial fraud alert is good for 90 days. Equifax Experian TransUnion Order Your Credit Report Each company s credit report is slightly different, so order a report from each company. Dell SecureWorks CISO recommends ordering one of the three The two documents comprise an Identity Theft Report. Keep an audit trail and maintain vigilance. Unfortunately, it can take years to ensure your personal data is not being fraudulently used. Contact the Social Security Administration to determine if you ll need a new number. credit reports available through https://www.annualcreditreport.com every four months. When you order, you must answer some questions to prove your identity. Read your reports carefully to see if the information is correct. If you see mistakes or signs of fraud, contact the credit reporting company. Create an Identity Theft Report An Identity Theft Report can help you get fraudulent information removed from your credit report, stop a company from collecting debts caused by identity theft, and get information about accounts a theft opened in your name. To create an Identity Theft Report: File a complaint with the FTC at ftc.gov/complaint or ; TTY: You completed complaint is called and FTC Affidavit. Take your FTC Affidavit to your local police, or to the police where the theft occurred, and file a police report. Get a copy of the police report. College students who are the victims of identity theft should visit g/misused/index.html to ensure no rogue college loans were opened using their For more information about Dell SecureWorks security services for your business, visit Page 7 of 7

Protecting your identity

Protecting your identity Protecting your identity Though it might not seem like it, your identity is one of the most precious things you possess. Criminals who are able to steal your identifying information can pretend to be you,

More information

COUNTY OF MACON. Edward D. Yoder, Treasurer www.co.macon.il.us. Frequently Asked Questions about the 2014 payable 2015 Macon County Tax Bills

COUNTY OF MACON. Edward D. Yoder, Treasurer www.co.macon.il.us. Frequently Asked Questions about the 2014 payable 2015 Macon County Tax Bills COUNTY OF MACON Edward D. Yoder, Treasurer www.co.macon.il.us 2014 payable 2015 Macon County Tax Bills Q: My assessed value declined; why did my tax bill increase? A: Your taxes may be higher than they

More information

Security Breaches. There are unscrupulous individuals, like identity thieves, who want your information to commit fraud.

Security Breaches. There are unscrupulous individuals, like identity thieves, who want your information to commit fraud. IDENTITY THEFT Security Breaches Our economy generates an enormous amount of data. Most users of that information are from honest businesses - getting and giving legitimate information. Despite the benefits

More information

What to Know, What to Do

What to Know, What to Do Protecting Your Identity: What to Know, What to Do BRUMMET & OLSEN, LLP Certified Public Accountants t and Consultants t Kedra J. Olsen, CPA February 6, 2014 Overview Identity yprotection Protection from

More information

Identity Theft Protection

Identity Theft Protection Identity Theft Protection Email Home EDUCATION on DANGER ZONES Internet Payments Telephone ID theft occurs when someone uses your personal information with out your knowledge to commit fraud. Some terms

More information

IdentityTheft HOW IDENTITY THEFT HAPPENS PROTECTING YOURSELF RECOVERING FROM IDENTITY THEFT

IdentityTheft HOW IDENTITY THEFT HAPPENS PROTECTING YOURSELF RECOVERING FROM IDENTITY THEFT CREDIT What You Should Know About... IdentityTheft HOW IDENTITY THEFT HAPPENS PROTECTING YOURSELF RECOVERING FROM IDENTITY THEFT YourMoneyCounts You may have heard of a crime called identity theft, but

More information

IDENTITY THEFT: MINIMIZING YOUR RISK

IDENTITY THEFT: MINIMIZING YOUR RISK IDENTITY THEFT: MINIMIZING YOUR RISK What is Identity Theft? Identity theft occurs when someone uses another person s information to commit fraud or other crimes. Information such as your name, Social

More information

Information carelessly discarded into the trash can be stolen when a thief digs through the garbage.

Information carelessly discarded into the trash can be stolen when a thief digs through the garbage. Identity theft occurs when someone wrongfully acquires and uses a consumer s personal identification, credit, or account information. Identity theft can wreak havoc on an individual s credit report, cause

More information

Identity Theft is a Crime in the State of New Jersey.

Identity Theft is a Crime in the State of New Jersey. NEW JERSEY STATE POLICE Identity Theft: A Victim s Reference Identity Theft occurs when someone uses your personally identifying information like your name, Social Security number, or credit card number

More information

Identity Theft Protection

Identity Theft Protection Identity Theft Protection Learning Objectives Discuss the aspects of identity theft Discuss the signs of recognizing when your identify has been stolen Understand the steps to take to reclaim your identity

More information

AVOIDING ONLINE THREATS CYBER SECURITY MYTHS, FACTS, TIPS. ftrsecure.com

AVOIDING ONLINE THREATS CYBER SECURITY MYTHS, FACTS, TIPS. ftrsecure.com AVOIDING ONLINE THREATS CYBER SECURITY MYTHS, FACTS, TIPS ftrsecure.com Can You Separate Myths From Facts? Many Internet myths still persist that could leave you vulnerable to internet crimes. Check out

More information

WHAT IS IDENTITY THEFT?

WHAT IS IDENTITY THEFT? 1 WHAT IS IDENTITY THEFT? IDENTITY THEFT is a serious Crime It disrupts your finances, credit history, reputation and takes money, time and patience to resolve Occurs when someone steals your personal

More information

Client Education. Learn About Identity Theft

Client Education. Learn About Identity Theft Client Education Learn About Identity Theft 2 What is identity theft? 6 Detecting identity theft 10 Minimizing your risk 14 What to do if you re a victim The Federal Trade Commission (FTC) estimates that

More information

SAFEGUARDING YOUR CHILD S FUTURE. Child Identity Theft. Protecting Your Child s Identity

SAFEGUARDING YOUR CHILD S FUTURE. Child Identity Theft. Protecting Your Child s Identity SAFEGUARDING YOUR CHILD S FUTURE Child Identity Theft Child identity theft happens when someone uses a minor s personal information to commit fraud. A thief may steal and use a child s information to get

More information

Identity Theft, Fraud & You. Prepare. Protect. Prevent.

Identity Theft, Fraud & You. Prepare. Protect. Prevent. Prepare. Protect. Prevent. Identity Theft, Fraud & You Fraud and identity theft incidents claimed fewer victims in 2010 than in previous years. But don t get too comfortable. Average out-of-pocket consumer

More information

Protecting Yourself from Identity Theft

Protecting Yourself from Identity Theft Protecting Yourself from Identity Theft Guide 4 Because you don t have to be the next victim Desert Schools Money Matters Series Guiding you toward financial success Table of Contents How ID theft happens.............................

More information

Fraud Prevention Tips

Fraud Prevention Tips Fraud Prevention Tips The best defense against fraud or identity theft is a proactive approach. Here are a few steps you can take to help protect yourself. Protect your identity Copy the front and back

More information

When Fraud Comes Knocking

When Fraud Comes Knocking When Fraud Comes Knocking Identity theft occurs when someone uses your name, Social Security number, credit card number, or other personal information without your permission. It is a very serious crime.

More information

PROTECTING YOURSELF FROM IDENTITY THEFT. The Office of the Attorney General of Maryland Identity Theft Unit

PROTECTING YOURSELF FROM IDENTITY THEFT. The Office of the Attorney General of Maryland Identity Theft Unit PROTECTING YOURSELF FROM IDENTITY THEFT The Office of the Attorney General of Maryland Identity Theft Unit CONTENTS 1) What is Identity Theft? 2) How to Protect Yourself From ID Theft. 3) How to Tell If

More information

Protect yourself online

Protect yourself online Protect yourself online Advice from Nottinghamshire Police s Pre Crime Unit Get daily updates: www.nottinghamshire.police.uk www.twitter.com/nottspolice www.facebook.com/nottspolice www.youtube.com/nottinghampolice

More information

Identity Theft PROTECT YOUR INFORMATION AND YOUR IDENTITY HIGHLIGHTS

Identity Theft PROTECT YOUR INFORMATION AND YOUR IDENTITY HIGHLIGHTS This publication is intended to provide general information only and is not a substitute for legal advice. HIGHLIGHTS 1 PROTECT YOUR INFORMATION AND YOUR IDENTITY 3 BE VIGILANT 3 CORRECTING INFORMATION

More information

IDENTITY THEFT RESOURCE KIT

IDENTITY THEFT RESOURCE KIT IDENTITY THEFT RESOURCE KIT TABLE OF CONTENTS Introduction 2 What To Do Now 3 Key Agencies to Contact 3 Other Important Contacts 4 Action Taken Form 6 Sample Letters 7 How Identity Theft Can Occur 9 What

More information

I dentity theft occurs

I dentity theft occurs 1.3.1.F1 Identity Family Economics and Financial Education W h at i s I d e n t i t y T h e f t? I dentity theft occurs when someone wrongfully acquires and uses a consumer s personal identification, credit,

More information

Intercepting your mail. They can complete change of address forms and receive mail that s intended for you.

Intercepting your mail. They can complete change of address forms and receive mail that s intended for you. At SunTrust, we re committed to protecting your accounts and identity. That s why we ve created this Identity Theft Guide. This guide provides information about online fraud and identity theft, as well

More information

Identity Theft: Informational Workshop

Identity Theft: Informational Workshop Identity Theft: Informational Workshop ~ Prepared By ~ Connecticut Department of Consumer Protection Jerry Farrell, Jr. Commissioner 1 The Department of Consumer Protection Mission The Department of Consumer

More information

identity theft: How To Safeguard Your Privacy and Keep Your Good Name

identity theft: How To Safeguard Your Privacy and Keep Your Good Name identity theft: How To Safeguard Your Privacy and Keep Your Good Name Do you know anyone who has been the victim of identity theft? If not, odds are you will soon. According to the Federal Trade Commission,

More information

Identity Theft Assistance Kit A self-help guide to protecting yourself and your identity

Identity Theft Assistance Kit A self-help guide to protecting yourself and your identity Identity Theft Assistance Kit A self-help guide to protecting yourself and your identity Stillman Bank works hard to serve and protect our customers identities and ensure their safety. That s why we have

More information

IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION

IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION IDENTITY THEFT IT S POSSIBLE@ PROTECT YOUR IDENTITY protection center LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION IT S POSSIBLE @ What Is Identity Theft? According to the FBI, identity theft is the fastest

More information

Identity Theft. Occurs when someone uses your personal information without your permission for personal gain.

Identity Theft. Occurs when someone uses your personal information without your permission for personal gain. Identity Theft Identity Theft Occurs when someone uses your personal information without your permission for personal gain. Someone uses your personal information to open a department store credit account

More information

National Cyber Security Month 2015: Daily Security Awareness Tips

National Cyber Security Month 2015: Daily Security Awareness Tips National Cyber Security Month 2015: Daily Security Awareness Tips October 1 New Threats Are Constantly Being Developed. Protect Your Home Computer and Personal Devices by Automatically Installing OS Updates.

More information

Online Fraud and Identity Theft Guide. A Guide to Protecting Your Identity and Accounts

Online Fraud and Identity Theft Guide. A Guide to Protecting Your Identity and Accounts A Guide to Protecting Your Identity and Accounts As part of SunTrust s commitment to protecting your accounts and identity, we ve created the Online Fraud & Identity Theft Guide, which provides information

More information

IDENTITY THEFT BROCHURE 2 6/3/05 3:07 PM Page 1 IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION

IDENTITY THEFT BROCHURE 2 6/3/05 3:07 PM Page 1 IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION IDENTITY THEFT BROCHURE 2 6/3/05 3:07 PM Page 1 IDENTITY THEFT PROTECT YOUR IDENTITY IT S POSSIBLE@ protection center LEARN HOW TO PROTECT YOUR PRIVATE INFORMATION @ What Is Identity Theft? IDENTITY THEFT

More information

Protect Your Personal Information. Tips and tools to help safeguard you against identity theft

Protect Your Personal Information. Tips and tools to help safeguard you against identity theft Protect Your Personal Information Tips and tools to help safeguard you against identity theft Trademark of Visa International Service Association; Visa Canada Association is a licensed user. What is Identity

More information

Learn about identity theft. Investor education

Learn about identity theft. Investor education Learn about identity theft Investor education Protecting a vital asset: Your identity A 2013 report on identity theft by Javelin Strategy & Research found that more than 12 million Americans were the

More information

Information to Protect Our Customers From Identity Theft

Information to Protect Our Customers From Identity Theft Our Customers From Identity Theft Identity (ID) Theft Capital One understands that ID Theft is a growing concern of our customers, and that it is a frustrating experience for victims. We share these concerns

More information

Protect Your Personal Information. Tips and tools to help safeguard you against identity theft

Protect Your Personal Information. Tips and tools to help safeguard you against identity theft Protect Your Personal Information Tips and tools to help safeguard you against identity theft Trademark of Visa International Service Association; Visa Canada Association is a licensed user. WHAT IS IDENTITY

More information

PRACTICAL MONEY GUIDES IDENTITY THEFT. How to safeguard your identity and financial information from theft

PRACTICAL MONEY GUIDES IDENTITY THEFT. How to safeguard your identity and financial information from theft PRACTICAL MONEY GUIDES IDENTITY THEFT How to safeguard your identity and financial information from theft SHIELD YOUR PERSONAL FINANCIAL INFORMATION TO AVOID CARD FRAUD AND IDENTITY THEFT When your personal

More information

IDENTITY ALERT: The Fight to Defend Your Identity and Personal Information

IDENTITY ALERT: The Fight to Defend Your Identity and Personal Information IDENTITY ALERT: The Fight to Defend Your Identity and Personal Information A frightening crime with an untraceable weapon, identity theft is creating anxiety across the country. In fact, 2 out of 3 Americans

More information

PROTECT YOURSELF AND YOUR IDENTITY CHASE IDENTITY THEFT TOOL KIT

PROTECT YOURSELF AND YOUR IDENTITY CHASE IDENTITY THEFT TOOL KIT PROTECT YOURSELF AND YOUR IDENTITY CHASE IDENTITY THEFT TOOL KIT At Chase, we work hard to pro v help prepare you for whatever h Convenient Reference for Important Contacts: Chase Identity Theft Center

More information

Client Resources SAFEGUARDING YOUR IDENTITY. Your personal and financial information is precious. Protect it by being savvy about identity theft.

Client Resources SAFEGUARDING YOUR IDENTITY. Your personal and financial information is precious. Protect it by being savvy about identity theft. Client Resources SAFEGUARDING YOUR IDENTITY Your personal and financial information is precious. Protect it by being savvy about identity theft. EVERYONE IS AT RISK FOR IDENTITY THEFT. It s an unfortunate

More information

Learn to protect yourself from Identity Theft. First National Bank can help.

Learn to protect yourself from Identity Theft. First National Bank can help. Learn to protect yourself from Identity Theft. First National Bank can help. Your identity is one of the most valuable things you own. It s important to keep your identity from being stolen by someone

More information

Corona Police Department

Corona Police Department By Detective John Alvarez Corona Police Department High Technology Crimes Unit California Penal Code 530.5(a) defines Identity Theft: Every person who willfully obtains personal identifying information,

More information

INTRODUCTION. Identity Theft Crime Victim Assistance Kit

INTRODUCTION. Identity Theft Crime Victim Assistance Kit Identity Theft Crime Victim Assistance Kit INTRODUCTION In the course of a busy day, you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change

More information

Identity Theft. Prevention and Recovery Information Kit

Identity Theft. Prevention and Recovery Information Kit Identity Theft Prevention and Recovery Information Kit A step-by-step guide designed to help you protect your identity and recover if you ve been victimized. 800-522-4100 valleynationalbank.com 2012 Valley

More information

How child identity theft happens.

How child identity theft happens. How child identity theft happens. Facts you should know about identity theft. What is identity theft? Identity theft is the act of using someone s personal information such as an account number, driver

More information

Identity Theft Simple ways to keep your sensitive information safe.

Identity Theft Simple ways to keep your sensitive information safe. Keep yourself safe from Identity Theft Simple ways to keep your sensitive information safe. Be Aware Identity theft is the number one consumer fraud perpetrated on unsuspecting citizens. In 2011, nearly

More information

Protection. Identity. What should I do if I m. Common ID Theft TACTICS. a criminal obtains your personal information and uses it for his/her own gain.

Protection. Identity. What should I do if I m. Common ID Theft TACTICS. a criminal obtains your personal information and uses it for his/her own gain. Common ID Theft TACTICS. HOW DOES IT HAPPEN? Identity What should I do if I m a Protection PROTECT YOURSELF: OLD-FASHIONED STEALING: Criminals steal your wallet or purse. > Never leave your wallet or purse

More information

PROTECT YOURSELF AND YOUR IDENTITY. Chase Identity Theft Tool Kit

PROTECT YOURSELF AND YOUR IDENTITY. Chase Identity Theft Tool Kit PROTECT YOURSELF AND YOUR IDENTITY Chase Identity Theft Tool Kit USE THESE IMPORTANT CONTACTS TO KEEP YOURSELF PROTECTED CHASE CONTACTS Customer Protection Group Credit Cards 1-888-745-0091 Other Account

More information

What is Identity Theft?

What is Identity Theft? Elix Financial Wellness presents YOUR FINANCIAL WELLNESS EXPERTS Identity Theft occurs when a thief obtains personal information about you such as your name, address, Social Security Number, account number

More information

A Guide to Protecting Yourself From Identity Theft

A Guide to Protecting Yourself From Identity Theft A Guide to Protecting Yourself From Identity Theft 2010 Capital One. Capital One is a registered trademark. At Capital One, we understand that Identity Theft is a frustrating, and sometimes frightening,

More information

suntrust.com 800.SUNTRUST

suntrust.com 800.SUNTRUST suntrust.com 800.SUNTRUST SunTrust Bank is an Equal Housing Lender. Member FDIC. 2010 SunTrust Banks, Inc., SunTrust, Live Solid. Bank Solid., SunTrust Rewards, and Signature Advantage Checking, are federally

More information

EL/Civics Lesson Plan

EL/Civics Lesson Plan Program Name Staff Responsible for Lesson MVCTC EL/Civics Program Mary Ann Oatney Date(s) Used 11/2007 Civics Category Civics Objective Time Frame to Complete Lesson EFL(s) II. Civics Participation II.

More information

IDENTITY THEFT and YOU

IDENTITY THEFT and YOU IDENTITY THEFT and YOU IDENTITY THEFT The Criminal Code was amended in 2010 to make identity fraud and identity theft criminal offences. With today s proliferation of technology, stealing innocent people

More information

According to the Federal Trade Commission (FTC): The FTC is a government agency that promotes consumer protection

According to the Federal Trade Commission (FTC): The FTC is a government agency that promotes consumer protection According to the Federal Trade Commission (FTC): IDENTITY THEFT occurs when someone wrongfully acquires and uses a consumer s personal identification, credit, or account information The FTC is a government

More information

Identity Theft Prevention Presented by: Matt Malone Assero Security www.asserosecurity.com

Identity Theft Prevention Presented by: Matt Malone Assero Security www.asserosecurity.com Bringing enterprise level security to your business Identity Theft Prevention Presented by: Matt Malone Assero Security www.asserosecurity.com Matt Malone Fall 2015 Spring 2016 IDENTITY THEFT Identity

More information

Retail/Consumer Client. Internet Banking Awareness and Education Program

Retail/Consumer Client. Internet Banking Awareness and Education Program Retail/Consumer Client Internet Banking Awareness and Education Program Table of Contents Securing Your Environment... 3 Unsolicited Client Contact... 3 Protecting Your Identity... 3 E-mail Risk... 3 Internet

More information

Preventing. Identity. Theft. Protecting Your Assets

Preventing. Identity. Theft. Protecting Your Assets Preventing Identity Theft Protecting Your Assets 1 What Is Identity Theft? Identity Theft occurs when someone uses your name, address, Social Security number, bank or credit card account number, or other

More information

Identity Theft and Online Security

Identity Theft and Online Security Identity Theft and Online Security ACI-588788 American Century Investment Services, Inc. Goals for Presentation Identity Theft - What is it and how are we at risk? Social Media - How much online security

More information

When life happens... Protect Against Identity Theft. Keeping personal information safe & what to do if it happens to you

When life happens... Protect Against Identity Theft. Keeping personal information safe & what to do if it happens to you When life happens... Protect Against Identity Theft Keeping personal information safe & what to do if it happens to you An Identity Theft Epidemic Identity theft is a huge business in the U.S. and around

More information

Fraud. Spot it.stop it. Keep Your Finances Safe

Fraud. Spot it.stop it. Keep Your Finances Safe Fraud Spot it.stop it. Keep Your Finances Safe 2003 MasterCard International Incorporated. All rights reserved. MasterCard is a registered trademark of MasterCard International. DON T PAY A HIGH PRICE

More information

Identity Theft Protection

Identity Theft Protection Identity Theft Protection What is Identity Theft? Identity theft occurs when someone uses your personally identifiable information, like your name, social security number, or credit card number, without

More information

Preventing Identity Theft National City Bank. How to protect your identity

Preventing Identity Theft National City Bank. How to protect your identity Preventing Identity Theft National City Bank How to protect your identity Understanding and Preventing Identity Theft Identity Theft is the fastest growing crime in America 500,000 people fall victim to

More information

Privacy and Information Protection Bulletin

Privacy and Information Protection Bulletin Privacy and Information Protection Bulletin March 2005 Fasken Martineau DuMoulin LLP Identity Theft Sara Levine and Joanna Erdman (student-at-law), Toronto Vancouver Calgary Toronto Montréal Québec City

More information

Armstrong State University Fall Staff Assembly. Chief Wayne Willcox, MSCJ, CLEE

Armstrong State University Fall Staff Assembly. Chief Wayne Willcox, MSCJ, CLEE Armstrong State University Fall Staff Assembly Chief Wayne Willcox, MSCJ, CLEE Identity Theft: When someone uses your personal information without your permission to commit fraud or other crime Name Social

More information

Protect Yourself. Who is asking? What information are they asking for? Why do they need it?

Protect Yourself. Who is asking? What information are they asking for? Why do they need it? Protect Yourself Your home computer serves many purposes: email, shopping, social networking and more. As you surf the Internet, you should be aware of the various ways to protect yourself. Of primary

More information

Beware! Identity Theft

Beware! Identity Theft STUDENT MODULE 9.2 FRAUD AND IDENTITY THEFT PAGE 1 Standard 9: The student will identify and explain consumer fraud and identity theft. Beware! Identity Theft Imagine getting a letter from the Internal

More information

SECURITY BREACH INCIDENT RESPONSE AND CONSUMER NOTIFICATION PLAN TABLE OF CONTENTS PROGRAM OVERVIEW... DEFINITIONS... REPORTING A SECURITY BREACH...

SECURITY BREACH INCIDENT RESPONSE AND CONSUMER NOTIFICATION PLAN TABLE OF CONTENTS PROGRAM OVERVIEW... DEFINITIONS... REPORTING A SECURITY BREACH... SECURITY BREACH INCIDENT RESPONSE AND CONSUMER NOTIFICATION PLAN TABLE OF CONTENTS PROGRAM OVERVIEW... DEFINITIONS... REPORTING A SECURITY BREACH... CONTAINMENT AND CONTROL... INVESTIGATING A SECURITY

More information

UNIT 3 4 Preventing Identity Theft

UNIT 3 4 Preventing Identity Theft UNIT 3 4 Preventing Identity Theft Identity theft occurs when someone uses your personal information without your permission to commit fraud or other crimes. The perpetrator may use your personal information

More information

What is Identity Theft?

What is Identity Theft? What is Identity Theft? Identity theft is a crime in which someone obtains key pieces of personal information, such as Social Security or driver's license numbers, in order to impersonate someone else.

More information

THINGS YOU SHOULD KNOW ABOUT IDENTITY THEFT

THINGS YOU SHOULD KNOW ABOUT IDENTITY THEFT THINGS YOU SHOULD KNOW ABOUT IDENTITY THEFT Compliments of: Fripp Island Security and FIPOA Security Committee November 2013 1 INTRODUCTION Identity theft is a serious crime. It occurs when your personal

More information

Identity Theft. Protecting Your Credit Identity 1.3.1.G1

Identity Theft. Protecting Your Credit Identity 1.3.1.G1 Identity Theft Protecting Your Credit Identity Identity Theft IDENTITY THEFT occurs when someone wrongfully acquires and uses a consumer s personal identification, credit, or account information. Identity

More information

1. Any email requesting personal information, or asking you to verify an account, is usually a scam... even if it looks authentic.

1. Any email requesting personal information, or asking you to verify an account, is usually a scam... even if it looks authentic. Your identity is one of the most valuable things you own. It s important to keep your identity from being stolen by someone who can potentially harm your good name and financial well-being. Identity theft

More information

Deterring Identity Theft. The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year.

Deterring Identity Theft. The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. Deterring Identity Theft The evolving threats of Identity Theft The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. Identity theft complaints

More information

Identity Theft: When You Are the Target

Identity Theft: When You Are the Target F O R F O R Y O U R Y O U R L I F E R E T I R E M E N T Identity Theft: When You Are the Target What s inside What Is Identity Theft?... 2 How Does Identity Theft Occur?... 2 How Can You Protect Yourself?...

More information

Dear Concerned Consumer,

Dear Concerned Consumer, Dear Concerned Consumer, Identity theft is a growing problem of the Information Age. You have already taken the first important step in combating the problem by contacting HomeStar Bank & Financial Services.

More information

IDENTITY. theft. Identity theft can happen. to anyone. Previously, criminals stole your wallet. for your cash. Now they. want your wallet to

IDENTITY. theft. Identity theft can happen. to anyone. Previously, criminals stole your wallet. for your cash. Now they. want your wallet to IDENTITY THEFT IDENTITY theft Identity theft can happen to anyone. Previously, criminals stole your wallet for your cash. Now they want your wallet to steal your good name. Protect yourself and your identity.

More information

Standard 9: The student will identify and explain consumer fraud and identity theft.

Standard 9: The student will identify and explain consumer fraud and identity theft. TEACHER GUIDE 9.2 FRAUD AND IDENTITY THEFT PAGE 1 Standard 9: The student will identify and explain consumer fraud and identity theft. Beware! Identity Theft Priority Academic Student Skills Personal Financial

More information

Safeguarding Your information and accounts

Safeguarding Your information and accounts Safeguarding Your information and accounts D Bank with confidence The security of your funds and information is a top priority at Liberty Bank. We do our utmost every day to prevent fraud and identity

More information

Prepared by Sgt. Gibbs, Thomas B. 82-11

Prepared by Sgt. Gibbs, Thomas B. 82-11 Prepared by Sgt. Gibbs, Thomas B. 82-11 Collaborative partnerships between the law enforcement agency and the individuals and organizations they serve to develop solutions to problems and increase trust

More information

Do s & Don ts Reference website. www.farmersidentityshield.com

Do s & Don ts Reference website. www.farmersidentityshield.com What is identity theft? How do thieves steal an identity? What do thieves do with a stolen identity? How can you find out if your identity was stolen? How long can the effects of identity theft last? What

More information

Fraud and Identity Theft. Megan Stearns, Credit Counselor

Fraud and Identity Theft. Megan Stearns, Credit Counselor Fraud and Identity Theft Megan Stearns, Credit Counselor Agenda Fraud and identity theft statistics Fraud Identity theft Identity theft prevention Protecting your Social Security Number Online prevention

More information

Preventing identity theft

Preventing identity theft Preventing identity theft About ENISA The European Network and Information Security Agency (ENISA) is an EU agency created to advance the functioning of the internal market. ENISA is a centre of excellence

More information

IDENTITY THEFT. Hawthorne Police Department

IDENTITY THEFT. Hawthorne Police Department IDENTITY THEFT A Quick Reference Guide Hawthorne Police Department Identity theft is when somebody uses your personal identifying information such as your name, address, telephone number, taxpayer identification

More information

It Could Happen To You! Attorney General Tom Reilly s. Guide to Protecting Yourself and Your Credit

It Could Happen To You! Attorney General Tom Reilly s. Guide to Protecting Yourself and Your Credit Identity Theft: It Could Happen To You! Attorney General Tom Reilly s Guide to Protecting Yourself and Your Credit One Ashburton Place ~ Boston, MA 02108 ~ (617) 727-2200 www.ago.state.ma.us February 2005

More information

Protect Yourself From Identity Theft

Protect Yourself From Identity Theft Protect Yourself From Identity Theft The facts about identity theft Imagine a typical day. In our fast-paced, hectic lives, we all engage in activities that we may take for granted. We write checks and

More information

Protecting Yourself from Identity Theft

Protecting Yourself from Identity Theft Protecting Yourself from Identity Theft Identity theft is everywhere. In fact, according to a 2013 report by Javelin Research, there is one incident of identity fraud every two seconds. While we cannot

More information

Fraud Information and Security

Fraud Information and Security Fraud Information and Security Updated: January 13, 2015 How We Protect You At WySTAR Global Retirement Solutions security is a top priority. We understand that your trust in us depends on how well we

More information

DVD Companion Learning Guide

DVD Companion Learning Guide DVD Companion Learning Guide How to Use This Learning Guide This learning guide is a companion to the DVD, Identity Theft: Outsmarting the Crooks It can be used to guide classroom discussion of the material

More information

Protect Yourself From Identity Theft

Protect Yourself From Identity Theft Protect Yourself From Identity Theft The facts about identity theft Imagine a typical day. In our fast-paced, hectic lives, we all engage in activities that we may take for granted. We write checks and

More information

Identity Theft: A Growing Problem. presented by Melissa Elson Agency Liaison Office of Privacy Protection - Bureau of Consumer Protection

Identity Theft: A Growing Problem. presented by Melissa Elson Agency Liaison Office of Privacy Protection - Bureau of Consumer Protection Identity Theft: A Growing Problem presented by Melissa Elson Agency Liaison Office of Privacy Protection - Bureau of Consumer Protection Identity Theft What it is How it happens How to protect yourself

More information

The Merchant. Skimming is No Laughing Matter. A hand held skimming device. These devices can easily be purchased online.

The Merchant. Skimming is No Laughing Matter. A hand held skimming device. These devices can easily be purchased online. 1 February 2010 Volume 2, Issue 1 The Merchant Serving Florida State University s Payment Card Community Individual Highlights: Skimming Scam 1 Skimming at Work 2 Safe at Home 3 Read your Statement 4 Useful

More information

I know what is identity theft but how do I know if mine has been stolen?

I know what is identity theft but how do I know if mine has been stolen? What is identity theft? You might hear stories on the news about stolen identities, but what is identity theft? When someone uses the personal information that identifies you, like your name, credit card

More information

Helping you to protect yourself against fraud and financial crime

Helping you to protect yourself against fraud and financial crime Helping you to protect yourself against fraud and financial crime first direct takes fraud & other financial crimes very seriously. Even though we have market-leading fraud detection systems, we want you

More information

Fraud Prevention Guide

Fraud Prevention Guide Fraud Prevention Guide Table of Contents Protect your Information 2 Protect your wallet or purse 3 Don t forget around the house 3 Secure your credit cards and debit cards 4 Stop the telemarketing calls

More information

Protecting Yourself From Identity Theft and Fraud. Detective Mike Kugler Bella Vista Police Department

Protecting Yourself From Identity Theft and Fraud. Detective Mike Kugler Bella Vista Police Department Protecting Yourself From Identity Theft and Fraud Detective Mike Kugler Bella Vista Police Department TOPICS TO BE COVERED What is Identity Theft? How does Identity Theft occur? How do Identity Thieves

More information

Regions Identity Theft Kit

Regions Identity Theft Kit Regions Identity Theft Kit How to protect yourself from identity theft, and what to do if you suspect you may be a victim. 2015 Regions Bank. Member FDIC. Index Introduction... 2 What Is Identity Theft?...

More information

What You Need to Know About Identity Theft. Identity Theft Prevention Tips

What You Need to Know About Identity Theft. Identity Theft Prevention Tips What You Need to Know About Identity Theft Identity theft is the fastest growing crime in America. Criminals who gain access to simply a few pieces of valid personal information can impersonate another

More information

IDENTITY PROTECTION MEMBER. Protect Your Identity. Security of Personal Information is Our Top Priority

IDENTITY PROTECTION MEMBER. Protect Your Identity. Security of Personal Information is Our Top Priority MEMBER IDENTITY PROTECTION Protect Your Identity Security of Personal Information is Our Top Priority Imagine this Unexpectedly, you get turned down for a loan, you get a call from a collection agency

More information

Personal Protection and Peace of Mind with IDProtect

Personal Protection and Peace of Mind with IDProtect INSIDE: Tips to safeguard your identity! Personal Protection and Peace of Mind with IDProtect IDProtectBrochRedesign_v2.indd 1 The Numbers Say It All Will you become a victim of identity theft? For the

More information

Awareness, Deterrence and

Awareness, Deterrence and Identity Theft Awareness, Deterrence and Recovery Ian Howe Assistant Attorney General Consumer Protection Division Opinions presented are those of the speaker and not an official opinion of the Office

More information