All we can say is Thank you!
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1 All we can say is Thank you! All people deserve a chance for financial well-being Annual Report
2 1,716 people worked with us to avoid foreclosure and eviction. gracias por ayudarnos a salvar nuestra casa! Thank you for helping us save our home!
3 317 people used debt management plans to repay overextended credit. Thank you for helping me get out of debt!
4 2,018 people contacted us for help with homeownership. 360 received one-on-one counseling. Thank you for helping us purchase our first home!
5 Who We Are We are the only non-profit in Winston-Salem and Forsyth County that offers comprehensive financial counseling and education to residents regardless of income is a HUD-approved housing counseling agency is certified to the highest standards of the National Foundation for Credit Counseling holds full accreditation from the Council On Accreditation is an approved user of National Industry Standards for Homeownership Education and Counseling
6 3,750 people attended financial education classes. Thank you for teaching us how to Save, Spend, Share!
7 291 seniors attended 14 workshops on avoiding financial exploitation. Thank you for helping me understand how to keep my identity safe!
8 816 seniors and their spouses were served with personal expense management or monthly bill pay. Thank you for helping us stay on top of our monthly bills!
9 Current and Recent Supporters Donors Allegacy Federal Credit Union Bank of America Bank of America Foundation Branch Banking and Trust Branch Banking and Trust Foundation CapitalOne Chase Card Services Citi Group City of Winston-Salem Fairway Independent Mortgage Group Forsyth County Department of Housing Goodwill of NWNC HSBC Individual Donors Kate B. Reynolds Charitable Trust National Foundation for Credit Counseling Neighbor Works North Carolina Housing Finance Agency North Carolina State Government Piedmont Federal Savings Bank Piedmont Triad Regional Council Area on Aging Reinvestment Partners State Farm State Home Foreclosure Prevention Program Southern Community Bank (now Capital Bank) Wells Fargo Wells Fargo Foundation Wells Fargo Housing Foundation Winston-Salem Foundation United Way of Davie County United Way of Forsyth County US Attorney General Us Treasury US Department Housing & Urban Development US Department of Veteran Affairs Contributors of goods and services Annese Public Relations Applied HR Solutions Butler & Burke Certified Public Accountants Computer Cognizant Davie County Senior Services Russell Agency Shepherd s Center of Kernersville Walnut Cove Senior Center Weston & Associates Winston-Salem State University Thank you to our individual donors and volunteers for their continued support!
10 What we provide Debt Management: After an unexpected financial crisis, families can find themselves caught up in a cycle of credit card debt. We can assess an individual s or couple s situation and identify their options. Credit and Budget Counseling: We help regain control of personal finances. We can help almost anyone get rid of excessive debt and get on a path to saving and building assets. Foreclosure Prevention Counseling: When unforeseen life events put homeowners at risk of foreclosure, our certified housing counselors help them understand the available programs and seek the best option for them. Senior Money Management: We help people 60 and older improve the management of their finances so they can continue to live independently. This includes guidance on medical insurance, reverse mortgage counseling, hands-on help with monthly bill paying, and more. Homeownership Guidance: Our trained housing counselors guide aspiring homeowners through the steps of finding a home and mortgage, and mastering the responsibilities of homeownership. Financial Education: We offer classes and workshops on basic finances as well as specialized credit, mortgage, and homeownership topics.
11 3,837 budget and credit counseling sessions were held. Thank you for helping us stay on track with our budget so we can have a healthy Financial future!
12 Award-winning youth program Real World Thank you for teaching me the skills I needed to secure my first job!
13 Finances Income and Expenses FY 2012 FY 2013 Total Income $ 1,826,995 $ 2,097,143 Program Service Expenses 1,539,788 1,650,433 Management & Fundraising Expenses 228, ,591 Total Expenses $ 1,767,817 $ 1,929,024 1,200,000 Chart Title Income By Funder 1,000, , , , ,000 0 Foundation Grants Corporate Grants Government United Way Fees for Service Other Income FY 2012 FY 2013 Thank you to all of our funders for your support!
14 Board of Directors OFFICERS Chairman: Terry Taylor, Datamax Corporation Vice Chair: Lori Timm, Community Volunteer Secretary: Michael Wells Jr., Wells Jenkins Attorneys Treasurer: Crystal Tatman, Wells Fargo & Company Immediate Past Chair: Mike Waid, Wake Forest Baptist Health President & CEO: Peter Laroche, Financial Pathways DIRECTORS April Broadway, DreamCatchers Ashley Rusher, Blanco Tackabery, PA Betsy Annese, Annese Public Relations Claudette Weston, Weston & Associates Cravon Williams, BB&T Martha Logemann, Logemann & Company We welcome tax-deductible contributions. Donate online at: North Point Boulevard, Suite 204 Winston-Salem, NC
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