5.02 Selection of Names from Specific Types of Instruments

Size: px
Start display at page:

Download "5.02 Selection of Names from Specific Types of Instruments"

Transcription

1 NOTES: obligor = grantor obligee = grantee Type of Instrument Names to be Indexed Act 249 permit (EC permit) grantor: property owner, permittee Act 250 Permit grantor: property owner, permittee Act 250 Lien Release grantor: Vermont, State of grantee: property owner, permittee Act 250 Disclosure grantor: property owner, permittee Administrator's Deed grantor: Adminstrator & Decedent Agreement grantor: property owners relinquishing interest grantee: parties gaining interest Assignment of Mortgage (notate on original mortgage) property owner, mortgagee, assignee & grantor: former bank grantee: assignee Assumption of Mortgage grantor: sellers, note holder (if signed), trustee (if named) Assumption and Release grantor: sellers, note holder (if signed) of Mortgage, trustee (if named) Auctioneer's Deed grantor: bank or party having taken property grantee: auctioneer Boundary Line Agreement grantor: all parties conveying interest grantee: all parties conveying interest Building Permit (aka Zoning Permit) (notate number on second line) Certificate of Non-Redemption grantor: landowner grantor: court grantee: defendant Certificate of Occupancy grantor: property owner (15-day appeal period per Vt. statute) Certificate of Record grantor: probate court grantee: estate 1 of 7 Updated 7/302012

2 Certificate of Septic Design grantor: property owner ( Appendix F) Collateral Assignment of Lease grantor: original lessor, property owner grantee: new lessee Commencement of Bankruptcy grantor: debtor, property owner grantee: trustee in bankruptcy Condemnation Order grantor: property owner grantee: government agency (Appendix M) Condominium Instrument grantor: property owner, name of condo Confirmation Order of Sale with PTTR grantor: old owner (deed-like) grantee: new owner Corner Restoration Certificate grantor: property owners grantee: property owners Corporate Dissolution grantor: name of corporation Corporate Resolution grantor: name of corporation grantee: authorized party, if any Court Order: Child Support grantor: obligor, person who owes see Appendix R for stamping info grantee: obligee Current Use Permit (aka Land Use) grantor: property owner, permittee Appendix K - entry order Current Use Release grantor: Vermont, State of grantee: property owner Death Certificate Declaration of Covenants person (date of death is instrumentgrantor: Appendix M) grantor: property owner, subdivision name Decree of Distribution grantor: estate of decedent (no executors needed) (replaces a warranty deed), all reipients Deed of Gift grantor: giver, donor grantee: recipient Deed & Order of Partition grantor: all parties conveying interest grantee: all parties receiving interest 2 of 7 Updated 7/302012

3 Deed in Lieu of Foreclosure grantor: property owners s/ lenders Discharge notate on mortgage grantor: bank grantee: mortgagee Discharge of Assigned Mortgage grantor: bank, mortgage company notate original mortgage NOT assignment grantee: property owners Discharges - Multiple payment/charges for more than one-see Appendix L - each discharge is paid Discharge of Debtor grantor: bankrupt party, property owner grantee: bankrupt party, trustee, U.S. Bankruptcy Disclaimer grantor: party disclaiming interest grantee: party affected Divorce Decree grantor: plaintiff grantee: defendant Easement grantor: property owner (on PTTR listed value=n/a) grantee: parties who gain use of land Entry Order see Appendix K Environmental Court Decision grantor: property owner Executor's Deed Foreclosure Complaint notate on original mortgage Foreclosure complaint- PTTR Forfeiture Order grantor: executor and decedent grantor: property owner, defendant see Appendix E grantor: property owner grantee: U. S. government Highway Document grantor: leave blank Hospital Lien grantor: property owner, defendant Judgment Order grantor: property owner, defendant see Appendix D & D-1 Land Use Permit (aka Current Use) grantor: property owner Appendix K - entry order Lease grantor: property owner, lessor, landlord grantee: lessee, tenant 3 of 7 Updated 7/302012

4 License to Sell grantor: estate of the decedent grantee: party authorized to sell Map (see Plat) grantor: property owner Mechanic's Lien grantor: property owner grantee: subcontractor, contractor,lien filer Merger grantor: old entity grantee: new entity Memorandum of Municipal Action grantor: property owner Mobile Home: Addition of Name grantor: current owner (Appendix I) grantee: current owner & additional owner Mobile Home: collecting taxes on moved, self-standing MH (April 1-July 15 before tax rate set) Mobile Home: Divorce, transfer & unpaid taxes (Appendix J) grantor: owners grantee: owner per divorce settlement Modification of Mortgage grantor: property owner Mark on original grantee: bank Mortgage Discharge grantor: lender, party relinquishing interest, trustee Mark on original grantee: property owners Mortgage Discharge: Incorrect deed reference (Appendix P) Mortgage subordination grantor: property owner, original lender Mark on original grantee: new lender Multiple Owners grantor: married couple et al, each financial entity et grantee: additional owners Mylar grantor: property owner, record owner, subdivision Name Change grantor: old name grantee: new name Notice of Levy, Warrant & Tax Sale grantor: property owner, IRS - see Appendix H Notice of Lis Pendens grantor: property owner Notice of Zoning Violation grantor: property owner 4 of 7 Updated 7/302012

5 Notice of Permit, Local grantor: property owner (Driveway, Zoning) Notice of Permit, State grantor: property owner (Wastewater, Act 250) Option property owner, optioner, party relinquishing grantor: rights grantee: property owner, optionee, party acquiring Partnership Agreement grantor: all named partners Plat (Map) grantor: property owner Power of Attorney grantor: principal, party giving authority grantee: agent, party receiving authority Power of Attorney: Revocation grantor: principal, party revoking authority grantee: agent, party losing authority Purchase and Sale Contract grantor: property owner grantee: party purchasing interest Quit Claim Deed grantor: seller Release (aka Discharge) grantor: party releasing interest grantee: party receiving interest Release of Mortgage (aka Discharge) grantor: name of institution or individual releasing Notate on original mortgage grantee: property owner Report of Tax Sale grantor: municipality, property owner Residential Energy Certificate grantor: property owner grantee: contractor Restrictive Covenants grantor: property owner grantee: subdivision name Right of First Refusal property owner, optionor, party relinquishing grantor: rights grantee: optionees, party obtaining rights Right of Way grantor: property owner grantee: party who gains use of the land Satisfaction of Mortgage grantor: party relinquishing interest, lender, trustee grantee: property owner 5 of 7 Updated 7/302012

6 Septic Tank Permit (Wastewater Permit) grantor: property owner Subordination Agreement grantor: property owner, current mortgagee Notate on original mortgage grantee: new mortgagee Survey grantor: property owner, record owner Tax Collector's Deed grantor: municipality, IRS Tax Liens, State grantor: person who owes grantee: Vermont Department of Taxes Tax Liens, Federal grantor: person who owes (Appendix G) grantee: IRS Tax Liens, Release grantor: Vermont Department of Taxes, IRS Notate on original lien grantee: person who owes Trust Agreement grantor: creator/trustor/settlor grantee: trustees, name of trust, named beneficiaries Trustee's Certificate grantor: trust, trustees (name, trustee) grantee: bank/company Trustee's Deed grantor: property owner, trustee all named trustees & named beneficiaries, grantee: party gaining interest UCC Financing Statements grantor: property owner, debtor Appendix S (for fees) grantee: secured party, creditor Veteran's Discharge: Military Service grantor: name of veteran (Appendix O re: no fees and SSN) grantee: Violation of Municipal Permit grantor: property owner Warranty Deed grantor: seller (can only be done by a living person) Wastewater Permit (and Potable Water Supply Permit) grantor: property owner (permitee) Writ of Attachment grantor: plaintiff grantee: defendant Zoning Administrative Officer Letter grantor: property owner 6 of 7 Updated 7/302012

Fairfax Circuit Court Land Records Recordation Taxes And Fees

Fairfax Circuit Court Land Records Recordation Taxes And Fees Taxes and Fees Recordation Cost State $.25 per $100 rounded to the next highest $100 ( 58.1-801, 803) County $.0833 per $100 rounded to the next highest $100 ( 58.1-3800) Grantor $.50 per $500 ($.10 per

More information

ALACHUA COUNTY CLERK OF THE COURT OFFICIAL RECORDS

ALACHUA COUNTY CLERK OF THE COURT OFFICIAL RECORDS ALACHUA COUNTY CLERK OF THE COURT OFFICIAL RECORDS CITIZEN S GUIDE TO OFFICIAL RECORDS DOCUMENTS 1928 to PRESENT STATUTORY REQUIREMENTS: 28.222 Clerk to be county recorder (1) The clerk of the circuit

More information

TOP 20 TITLE ISSUES In no particular order, here are brief summaries of the top 20 title issues that can arise in a real estate transaction: 1. Trusts 2. Power of Attorney 3. Death 4. Divorce 5. Foreclosure

More information

Chapter 16. Transfer of Ownership Rights and Interests A. TITLE AND EVIDENCE OF GOOD AND MARKETABLE TITLE DEFINITION OF TITLE

Chapter 16. Transfer of Ownership Rights and Interests A. TITLE AND EVIDENCE OF GOOD AND MARKETABLE TITLE DEFINITION OF TITLE Chapter 16 Transfer of Ownership Rights and Interests A. TITLE AND EVIDENCE OF GOOD AND MARKETABLE TITLE DEFINITION OF TITLE In Georgia, the title to real property is the means or the evidence by which

More information

Underwriting Bulletin: 2015-02

Underwriting Bulletin: 2015-02 Date: August 27, 2015 To: All Texas Agents From: Ellen Wied, VP/Underwriting Counsel RE: Same Sex Marriages and New Legislation SAME-SEX MARRIAGES Earlier this summer, the United States Supreme Court issued

More information

NC General Statutes - Chapter 47E 1

NC General Statutes - Chapter 47E 1 Chapter 47E. Residential Property Disclosure Act. 47E-1. Applicability. This Chapter applies to the following transfers of residential real property consisting of not less than one nor more than four dwelling

More information

ARE 306 EXAM II November 4, 1999. Select the best answer. You may use one 3x5 card of notes, handwritten, front and back, and no other materials.

ARE 306 EXAM II November 4, 1999. Select the best answer. You may use one 3x5 card of notes, handwritten, front and back, and no other materials. ARE 306 EXAM II November 4, 1999 Select the best answer. You may use one 3x5 card of notes, handwritten, front and back, and no other materials. 1. An easement is a nonpossessory interest in real property

More information

Office of the Recorder Carlton County, MN

Office of the Recorder Carlton County, MN Affidavit Affidavit Affixation Affidavit Foreclosure Affidavit of ID or Non-ID Affidavit of Survivorship Agree & Release Agree Amend/Modify/Assess/Assump Agree Assignment Agree Assumption Agree Extension

More information

Unit 11 Real Property: Acquisition and Disposition ARE 306

Unit 11 Real Property: Acquisition and Disposition ARE 306 Unit 11 Real Property: Acquisition and Disposition ARE 306 I. Contracts for Sale of Land A contract of sale is an agreement to acquire or to dispose of property at some specified date. Both parties are

More information

Common Documents Filed in Land Transactions

Common Documents Filed in Land Transactions Common Documents Filed in Land Transactions The statutory conveyancing FORMS A to E came into effect on April 1st, 1990. October 2009 The - General Instrument replaced the - General Document on May 1st

More information

REGISTERED LAND SEMINAR with Ed Williams, Chief Title Examiner

REGISTERED LAND SEMINAR with Ed Williams, Chief Title Examiner REGISTERED LAND SEMINAR with Ed Williams, Chief Title Examiner May 18, 2005 Everything you ever wanted to know! H. Peter Wood, Register of Deeds Franklin County Marsha Bonnett, Land Court Recorder Jennifer

More information

Document Bulletin for Norman County, MN

Document Bulletin for Norman County, MN Document Bulletin for Norman County, MN Norman County, MN is now electronically recording documents through CSC. Available documents and required fields are listed in the attached table. If this county

More information

CHAPTER 10 COMMONLY USED ENDORSEMENTS

CHAPTER 10 COMMONLY USED ENDORSEMENTS CHAPTER 10 COMMONLY USED ENDORSEMENTS This section contains various endorsements that are commonly used with Owner and/or Mortgagee policies. ATG Basic Forms and Procedures - Illinois Page 10-1 COMMONLY

More information

WARM SPRINGS TRIBAL CODE CHAPTER 206 REAL PROPERTY SECURED TRANSACTIONS. Table of Contents

WARM SPRINGS TRIBAL CODE CHAPTER 206 REAL PROPERTY SECURED TRANSACTIONS. Table of Contents WARM SPRINGS TRIBAL CODE CHAPTER 206 REAL PROPERTY SECURED TRANSACTIONS Table of Contents Page 206.001 Legislative History... 1 206.010 Tribal Court Jurisdiction... 1 206.015 Security Interests Created

More information

COUNTY TITLE SEARCH STANDARDS

COUNTY TITLE SEARCH STANDARDS (A) In general COUNTY TITLE SEARCH STANDARDS It is the responsibility of all persons making title searches (hereinafter referred to as searchers ) to keep informed with respect to the time lag of indexing

More information

Defaulted Real Estate Loan Remedies in Tennessee

Defaulted Real Estate Loan Remedies in Tennessee Defaulted Real Estate Loan Remedies in Tennessee Nelwyn Inman Jay Ebelhar ninman@bakerdonelson.com jebelhar@bakerdonelson.com 423.752.4405 901.577.8204 Baker Donelson Offices 2 Tennessee Deed of Trust

More information

Georgia 2013 Legislation as of March 14, 2013

Georgia 2013 Legislation as of March 14, 2013 Georgia 2013 Legislation as of March 14, 2013 The Regular 2013 Session for the Georgia General Assembly began in January 2013. Below are updates on the bills of importance to the default servicing community.

More information

An Overview of Foreclosure

An Overview of Foreclosure An Overview of Foreclosure While the rising number of foreclosures is an alarming national trend, the real hardship is for any individual or family who knows the threat of foreclosure firsthand. Unfortunately,

More information

CHAPTER 5 LIENS GENERAL LIEN INFORMATION

CHAPTER 5 LIENS GENERAL LIEN INFORMATION CHAPTER 5 LIENS GENERAL LIEN INFORMATION A lien is a monetary charge or claim against property that is made to enforce the payment of money. Whenever someone borrows money, the lender generally requires

More information

NORTH CAROLINA POWER OF SALE FORECLOSURE ABSTRACT - LONG FORM

NORTH CAROLINA POWER OF SALE FORECLOSURE ABSTRACT - LONG FORM NORTH CAROLINA POWER OF SALE FORECLOSURE ABSTRACT - LONG FORM Special Proceeding No. SP County, North Carolina Deed of Trust Foreclosed (DTF): Book Page Abstracted by on, 20 OWNER/PROPERTY/INTEREST FROM

More information

Standards of Title Examination

Standards of Title Examination Standards of Title Examination Adopted By The Bar Association Of Erie County New York Revised Through December 31, 2006 Table of Contents History and Preamble... 4 Affidavit Defined... 4 Survey Defined...

More information

DEFINITIONS-REAL ESTATE DOCUMENT TYPES

DEFINITIONS-REAL ESTATE DOCUMENT TYPES GENERAL DOCUMENT TYPES AFFIDAVIT - A written or printed declaration or statement of facts, made voluntarily and confirmed by the oath or affirmation of the party making it, taken before a person having

More information

http://www.skokomish.org/skokconstitution&codes/codes/stc4-09.htm

http://www.skokomish.org/skokconstitution&codes/codes/stc4-09.htm Page 1 of 9 SKOKOMISH MORTGAGE LENDING, FORECLOSURE, AND EVICTION ORDINANCE Adopted by Resolution No. 03-48(April 30, 2003) TABLE OF CONTENTS GENERAL PROVISIONS 4.09.001 Purpose LIEN PRIORITY 4.09.010

More information

Real Estate Finance: Vermont

Real Estate Finance: Vermont View the online version at http://us.practicallaw.com/4-575-9565 Real Estate Finance: Vermont R. PRESCOTT JAUNICH AND KANE H. SMART, DOWNS RACHLIN MARTIN PLLC, WITH PRACTICAL LAW REAL ESTATE A Q&A guide

More information

Searching Recorded Documents, Judgments, and Liens

Searching Recorded Documents, Judgments, and Liens This article was written by Michael Sankey. BRB Publications, Inc. Making copies or re-printing text for any purpose other than your own personal use is prohibited unless written authorization is first

More information

New Jersey Tax Liens

New Jersey Tax Liens New Jersey Tax Liens Robert W. Keyser, Esquire Adam Greenberg, Esquire Taylor and Keyser Honig & Greenberg 76 E. Euclid Avenue, Suite 202 1949 Haddonfield-Berlin Road Haddonfield, NJ 08033 Cherry Hill,

More information

A CONSUMER'S GUIDE TO TITLE INSURANCE. from YOUR North Carolina Department of Insurance CONSUMER'SGUIDE

A CONSUMER'S GUIDE TO TITLE INSURANCE. from YOUR North Carolina Department of Insurance CONSUMER'SGUIDE A CONSUMER'S GUIDE TO from YOUR North Carolina Department of Insurance CONSUMER'SGUIDE A MESSAGE FROM YOUR INSURANCE COMMISSIONER Greetings, The North Carolina Department of Insurance recognizes that insurance

More information

California Land Title Association

California Land Title Association California Land Title Association Title Consumer Series: Understanding the Language of Real Estate To the unfamiliar, it can often confuse and bewilder. Fannie Mae and Freddie Mac. ARMS and APR. Clear

More information

First United Land Transfer, Inc.

First United Land Transfer, Inc. First United Land Transfer, Inc. GLOSSARY OF REAL ESTATE TERMS ABANDONMENT - The voluntary relinquishment of rights of ownership or another interest (such as an easement) by failure to use the property,

More information

UNDERWRITING BULLETIN - TEXAS

UNDERWRITING BULLETIN - TEXAS UNDERWRITING BULLETIN - TEXAS No. 01 DATE: May 7, 2010 RE: General Underwriting Guidelines The purpose of this initial Bulletin is to provide concise summaries of WFG s underwriting positions in areas

More information

The Lien Handbook: An A to Z Guide on All Things Property Liens

The Lien Handbook: An A to Z Guide on All Things Property Liens The Lien Handbook: An A to Z Guide on All Things Property Liens Introduction Anyone who buys, sells or owns real property will likely deal with property liens at some point and in some fashion. Some property

More information

(2) "Unit" means the elements of a condominium which are not owned in common with the owners of other condominiums in the project.

(2) Unit means the elements of a condominium which are not owned in common with the owners of other condominiums in the project. MISSISSIPPI SEC. 89-9-1. Citation of chapter. This chapter shall be known and may be cited as the "Mississippi Condominium Law." SEC. 89-9-3. Purpose of chapter. The purpose of this chapter is to give

More information

~,/ BISHOP PAIUTE TRIBE. Bishop Paiute Reservation. Bishop, California TRIBAL MORTGAGE LENDING AND UNLAWFUL DETAINER ORDINANCE

~,/ BISHOP PAIUTE TRIBE. Bishop Paiute Reservation. Bishop, California TRIBAL MORTGAGE LENDING AND UNLAWFUL DETAINER ORDINANCE ~,/ BISHOP PAIUTE TRIBE Bishop Paiute Reservation Bishop, California TRIBAL MORTGAGE LENDING AND UNLAWFUL DETAINER ORDINANCE Adopted: January 26, 2006.1 Tribal Mortgage Lending and Unlawful Detainer Ordinance

More information

Bottineau County Instrument List ADDENDUM ADDENDUM CONTINUING EFF OF LIEN ADDENDUM CONTINUING MORTGAGE ADDRESS CHANGE ADMINISTRATORS DEED ADMISSION

Bottineau County Instrument List ADDENDUM ADDENDUM CONTINUING EFF OF LIEN ADDENDUM CONTINUING MORTGAGE ADDRESS CHANGE ADMINISTRATORS DEED ADMISSION Bottineau County Instrument List ADDENDUM ADDENDUM CONTINUING EFF OF LIEN ADDENDUM CONTINUING MORTGAGE ADDRESS CHANGE ADMINISTRATORS DEED ADMISSION OF SERVICE & REC OF PAYMENT AFF OF CONDITION OF PROPERTY

More information

WHAT IS TITLE INSURANCE?

WHAT IS TITLE INSURANCE? WHAT IS TITLE INSURANCE? A title is the collective ownership records of a piece of real estate, including the transfer of any property rights and any loans using the property as collateral. A clear line

More information

CHAPTER 51. ALTERNATE PROCEDURE FOR COLLECTION OF PROPERTY TAXES

CHAPTER 51. ALTERNATE PROCEDURE FOR COLLECTION OF PROPERTY TAXES CHAPTER 51. ALTERNATE PROCEDURE FOR COLLECTION OF PROPERTY TAXES SECTION 12-51-40. Default on payment of taxes; levy of execution by distress and sale; notice of delinquent taxes; seizure of property;

More information

Massachusetts Foreclosure Law Summary

Massachusetts Foreclosure Law Summary Foreclosure Summary Massachusetts Foreclosure Law Summary Quick Facts - Judicial Foreclosure Available: Yes - Non-Judicial Foreclosure Available: Yes - Primary Security Instruments: Deed of Trust, Mortgage

More information

Everything you need...

Everything you need... TEXAS FORMS MANUAL: A GUIDE FOR REAL ESTATE & TITLE DOCUMENTATION Release No. 21 Everything you need... Updated Sections & Forms: - New Warranty Deed Correction Affidavit - Deed (Without Warranties) -

More information

NC General Statutes - Chapter 1 Article 5 1

NC General Statutes - Chapter 1 Article 5 1 Article 5. Limitations, Other than Real Property. 1-46. Periods prescribed. The periods prescribed for the commencement of actions, other than for the recovery of real property, are as set forth in this

More information

Chapter 17: Trust Deeds and Liens

Chapter 17: Trust Deeds and Liens Chapter 17: Trust Deeds and Liens An * in the left margin indicates a change in the statute, rule or text since the last publication of the manual. I. Trust Deeds and Mortgages A. Introduction and Background

More information

SCHEDULE OF RATES FOR TITLE INSURANCE THE STATE OF LOUISIANA. LIRC#s: DEMT-130142099 DEMT- 130142690

SCHEDULE OF RATES FOR TITLE INSURANCE THE STATE OF LOUISIANA. LIRC#s: DEMT-130142099 DEMT- 130142690 SCHEDULE OF RATES FOR TITLE INSURANCE IN THE STATE OF LOUISIANA FILED WITH THE LOUISIANA DEPARTMENT OF INSURANCE TO BE EFFECTIVE AS TO ORDERS RECEIVED ON OR AFTER October 1, 2015 LIRC#s: DEMT-130142099

More information

***If you have any questions, please call our office.*** ALLEGANY COUNTY CLERK S OFFICE FEE SCHEDULE AFFIDAVIT FOR EXEMPTION OF MORTGAGE TAX: $ 5.

***If you have any questions, please call our office.*** ALLEGANY COUNTY CLERK S OFFICE FEE SCHEDULE AFFIDAVIT FOR EXEMPTION OF MORTGAGE TAX: $ 5. Effective 01/01/2013 Allegany County Clerk Telephone: 585-268-9270 7 Court St. Fax: 585-268-5881 Belmont, NY 14813 ***If you have any questions, please call our office.*** ALLEGANY COUNTY CLERK S OFFICE

More information

COLORADO FORECLOSURE LAWS

COLORADO FORECLOSURE LAWS COLORADO FORECLOSURE LAWS Orten Cavanagh & Holmes, LLC Community Association Attorneys Denver Phone 720.221.9780 Fax 720.221.9781 Toll Free 888.841.5149 Colorado Springs Phone 719.457.8420 Fax 719.457.8419

More information

Real Estate Ownership: Arizona Clare H. Abel, Burch & Cracchiolo, P.A.

Real Estate Ownership: Arizona Clare H. Abel, Burch & Cracchiolo, P.A. Real Estate Ownership: Arizona Clare H. Abel, Burch & Cracchiolo, P.A. This Article is published by Practical Law Company on its PLC Real Estate web service at http://us.practicallaw.com/8-500-5927. A

More information

Basic Understanding of the ALTA 2006 Owner s Policy & Loan Policy

Basic Understanding of the ALTA 2006 Owner s Policy & Loan Policy Basic Understanding of the ALTA 2006 Owner s Policy & Loan Policy Montana Land Title Association 2013 Fall Education Seminar November 7, 2013 2013 First American Title Insurance Company DISCLAIMER THIS

More information

Home Equity Conversion Mortgage (Reverse Mortgage) This Mortgage ("Security Instrument") is given on (date). The Mortgagor is (Name), of

Home Equity Conversion Mortgage (Reverse Mortgage) This Mortgage (Security Instrument) is given on (date). The Mortgagor is (Name), of Home Equity Conversion Mortgage (Reverse Mortgage) This Mortgage ("Security Instrument") is given on (date). The Mortgagor is (Name), of (street address, city, county, state, zip code), hereafter called

More information

DELINQUENT ASSESSMENT COLLECTION

DELINQUENT ASSESSMENT COLLECTION Salvatori, Wood, & Buckel ATTORNEYS AT LAW 9132 Strada Place, Fourth Floor, Naples, FL 34108-2683 John D. Humphreville Tel: 239.552.4100 Direct Dial: 239.552.4107 Fax: 239.649.1706 jdh@swbnaples.com Web:

More information

FARM LEGAL SERIES June 2015 Mortgage Foreclosures

FARM LEGAL SERIES June 2015 Mortgage Foreclosures Agricultural Business Management FARM LEGAL SERIES June 2015 Mortgage Foreclosures Phillip L. Kunkel, Jeffrey A. Peterson, Jason Thibodeaux Attorneys, Gray Plant Mooty INTRODUCTION If a farm debtor is

More information

Bill Description Category Notes/Status

Bill Description Category Notes/Status OLTA Legislative Committee 2013 Bills Enacted - Sorted by Bill Number As of 01-Sep-13 Asterisk () - See Addendum - Summary of Bills Affecting Real Property Foreclosures Status: SG:Signed by Governor Bill

More information

CHAPTER 35-03 MORTGAGE OF REAL PROPERTY

CHAPTER 35-03 MORTGAGE OF REAL PROPERTY CHAPTER 35-03 MORTGAGE OF REAL PROPERTY 35-03-01. Mortgage of real property must be in writing - Formalities necessary. A mortgage of real property can be created, renewed, or extended only by writing,

More information

LAND COURT GUIDELINES REGISTERED LAND

LAND COURT GUIDELINES REGISTERED LAND COMMONWEALTH OF MASSACHUSETTS LAND COURT GUIDELINES ON REGISTERED LAND February 27, 2009 INTRODUCTION In May 2000, for the first time, the Court issued a set of Guidelines to assist registry personnel

More information

Chapter 5. Real Estate Finance Instruments. Chapter Objectives. Promissory Notes 10/11/2012

Chapter 5. Real Estate Finance Instruments. Chapter Objectives. Promissory Notes 10/11/2012 Chapter 5 Real Estate Finance Instruments 1 Chapter Objectives Contrast a financing instrument from a security instrument. Discuss advantages and disadvantages of trust deeds. Discuss advantages and disadvantages

More information

Glossary of Terms. ABUT To adjoin or share a common boundary, or share even a small portion of a boundary.

Glossary of Terms. ABUT To adjoin or share a common boundary, or share even a small portion of a boundary. Glossary of Terms A ABSTRACT OF TITLE In real estate, an abbreviated list of all of the recorded deeds, mortgages, leases and instruments affecting the title to a particular piece of land. ABATEMENT A

More information

Business Activities Definitions

Business Activities Definitions Business Activities s Mortgage First mortgage brokering Second mortgage brokering First mortgage lending Second mortgage lending First mortgage servicing Third party first mortgage servicing Subordinate

More information

[Space Above This Line For Recording Data] which has the address of

[Space Above This Line For Recording Data] which has the address of FORM 3C.8 HOME EQUITY CONVERSION: MODEL MORTGAGE FORM [Space Above This Line For Recording Data] State of [see note 1] MORTGAGE THIS MORTGAGE ( Security Instrument ) is given on, 20. The mortgagor is,

More information

MARYLAND STATUTORY FORM LIMITED POWER OF ATTORNEY PLEASE READ CAREFULLY

MARYLAND STATUTORY FORM LIMITED POWER OF ATTORNEY PLEASE READ CAREFULLY MARYLAND STATUTORY FORM LIMITED POWER OF ATTORNEY PLEASE READ CAREFULLY This power of attorney authorizes another person (your agent) to make decisions concerning your property for you (the principal).

More information

SUBSTITUTE FOR HOUSE BILL NO. 6122

SUBSTITUTE FOR HOUSE BILL NO. 6122 HB-, As Passed House, December, 00 SUBSTITUTE FOR HOUSE BILL NO. A bill to amend PA 0, entitled "State real estate transfer tax act," by amending sections,, and (MCL 0., 0., and 0.), section as amended

More information

Title 33: PROPERTY. Chapter 12: SHORT FORM DEEDS ACT. Table of Contents

Title 33: PROPERTY. Chapter 12: SHORT FORM DEEDS ACT. Table of Contents Title 33: PROPERTY Chapter 12: SHORT FORM DEEDS ACT Table of Contents Section 761. STATUTORY FORMS; INCORPORATION BY REFERENCE; TITLE... 3 Section 762. RULES AND DEFINITIONS... 3 Section 763. WARRANTY

More information

To help you better understand the foreclosure process, these definitions are presented in a logical order, rather than alphabetical order.

To help you better understand the foreclosure process, these definitions are presented in a logical order, rather than alphabetical order. FORECLOSURE GLOSSARY NOTICE: This glossary of legal words and phrases related to foreclosure is provided to you by the Clermont County Common Pleas Court to help you better understand your legal problem

More information

A Bill Regular Session, 2011 HOUSE BILL 1811

A Bill Regular Session, 2011 HOUSE BILL 1811 Stricken language would be deleted from and underlined language would be added to present law. Act of the Regular Session 0 State of Arkansas th General Assembly As Engrossed: H// A Bill Regular Session,

More information

This Bulletin replaces Bulletin No. 2008-03 dated September 12, 2008 to reflect minor wording changes.

This Bulletin replaces Bulletin No. 2008-03 dated September 12, 2008 to reflect minor wording changes. Bulletin No. 2008-05 Land Titles Act Ministry of Government Services Service Ontario Policy and Regulatory Services Branch DATE: OCTOBER 17, 2008 LTCQ Procedures: 1. Deleting Subject to Interest and Documents

More information

Rockland County Clerk s Office. Schedule of Fees PAUL PIPERATO. Rockland County Clerk. Revised 10/30/2015

Rockland County Clerk s Office. Schedule of Fees PAUL PIPERATO. Rockland County Clerk. Revised 10/30/2015 - 1 - Rockland County Clerk s Office Schedule of Fees Revised 10/30/2015 PAUL PIPERATO Rockland County Clerk 1 - 2 - * Record and Return must be written on every document to ensure a permanent record to

More information

Section 1.16a Resale/Deed Restrictions Guidelines

Section 1.16a Resale/Deed Restrictions Guidelines Section 1.16a Resale/Deed Restrictions Guidelines In This Section This section contains the following topics: Overview... 2 Introduction... 2 Related Bulletins... 2 General... 2 Identification and Eligibility

More information

Instructions for Completion and Use of the Maryland Limited Power of Attorney Form.

Instructions for Completion and Use of the Maryland Limited Power of Attorney Form. Instructions for Completion and Use of the Maryland Limited Power of Attorney Form. Federal Title & Escrow Company discourages the use of a Power of Attorney. However, in those instances when an individual

More information

Virginia Property Owners Association Act

Virginia Property Owners Association Act . Virginia Property Owners Association Act Code of Virginia Title 55. Property and Conveyances. Chapter 26 Virginia Property Owners Association Act Table of Contents 55-508. Applicability... 1 55-509.

More information

UCC DEFINITIONS. Account: A document that is filed to note some type of change to the original financing statement. Amendment:

UCC DEFINITIONS. Account: A document that is filed to note some type of change to the original financing statement. Amendment: UCC DEFINITIONS Uniform Commercial Code (UCC): A code of laws governing various commercial transactions. The Uniform Commercial Code has eleven substantive articles. Article 9, Secured Transactions, may

More information

SCHEDULE OF PROPERTY RECORDING FEES AND TAXES GUIDE CHECKLIST FOR DOCUMENT RECORDING GUIDE FOR FILING PERSONAL PROPERTY DOCUMENTS

SCHEDULE OF PROPERTY RECORDING FEES AND TAXES GUIDE CHECKLIST FOR DOCUMENT RECORDING GUIDE FOR FILING PERSONAL PROPERTY DOCUMENTS OFFICE OF THE CITY REGISTER SCHEDULE OF PROPERTY RECORDING FEES AND TAXES GUIDE CHECKLIST FOR DOCUMENT RECORDING GUIDE FOR FILING PERSONAL PROPERTY DOCUMENTS ( SEPTEMBER, 1999) RUDOLPH W. GIULIANI MAYOR

More information

Owner Title Insurance

Owner Title Insurance Owner Title Insurance How it protects your equity Buying a home? Speak with an attorney. Your title may have some very expensive strings attached. Just imagine, you close on your new home. You move in.

More information

A Guide To Understanding The Community Association Collection And Foreclosure Process

A Guide To Understanding The Community Association Collection And Foreclosure Process A Guide To Understanding The Community Association Collection And Foreclosure Process What is the initial demand letter? What is a Claim of Lien? What is a thirty (30) day letter? How do you foreclose

More information

4235.1 REV-1 APPENDIX 4. [Space Above This Line For Recording Data]

4235.1 REV-1 APPENDIX 4. [Space Above This Line For Recording Data] APPENDIX 4 FHA Case No. MODEL SECOND MORTGAGE FORM (HOME EQUITY CONVERSION) [See Instructions Attached] [Space Above This Line For Recording Data] SECOND MORTGAGE THIS MORTGAGE ("Security Instrument" or

More information

Title Insurance Glossary

Title Insurance Glossary Title Insurance Glossary Abstract of Title A condensed history or summary of all transactions affecting a particular tract of land. Adjustable Rate Mortgages Mortgages with an interest rate that may change

More information

WARRANTY DEED INFORMATION PACKET

WARRANTY DEED INFORMATION PACKET WARRANTY DEED INFORMATION PACKET This information can be provided to our customers with the following statement: THERE MAY BE LEGAL AND/OR TAX IMPLICATIONS ONCE THESE FORMS ARE FILED. WE RECOMMEND YOU

More information

MODEL SECOND MORTGAGE FORM ADJUSTABLE RATE (HOME EQUITY CONVERSION) [See Instructions Attached] [Space Above This Line For Recording Data]

MODEL SECOND MORTGAGE FORM ADJUSTABLE RATE (HOME EQUITY CONVERSION) [See Instructions Attached] [Space Above This Line For Recording Data] FHA Case No. MODEL SECOND MORTGAGE FORM ADJUSTABLE RATE (HOME EQUITY CONVERSION) [See Instructions Attached] [Space Above This Line For Recording Data] SECOND MORTGAGE THIS MORTGAGE ("Security Instrument"

More information

LOAN POLICY OF TITLE INSURANCE (Form T-2) Issued by. Blank Title Insurance Company

LOAN POLICY OF TITLE INSURANCE (Form T-2) Issued by. Blank Title Insurance Company LOAN POLICY OF TITLE INSURANCE (Form T-2) Issued by Blank Title Insurance Company Any notice of claim and any other notice or statement in writing required to be given the Company under this Policy must

More information

Glossary of Foreclosure Fairness Mediation Terminology

Glossary of Foreclosure Fairness Mediation Terminology Glossary of Foreclosure Fairness Mediation Terminology Adjustable-Rate Mortgage (ARM) Mortgage repaid at the rate of interest that increases or decreases over the life of the loan based on market conditions.

More information

Real Property Levy Writ of Execution

Real Property Levy Writ of Execution Real Property Levy Writ of Execution Court Document(s) Required: Our Office requires real property levies to be served by a Registered Process Server (RPS) per Code of Civil Procedure 699.080 and 700.015.

More information

CODING: Words stricken are deletions; words underlined are additions. hb0087-00

CODING: Words stricken are deletions; words underlined are additions. hb0087-00 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 A bill to be entitled An act relating to mortgage foreclosures; amending s. 95.11, F.S.; revising the limitations period for commencing

More information

Table of Contents General Law... [14-0000] 1,2 Body Corporate and Community Management Requests... [14-0100]

Table of Contents General Law... [14-0000] 1,2 Body Corporate and Community Management Requests... [14-0100] Part 14 General Request Table of Contents General Law... [14-0000] 1,2 Body Corporate and Community Management Requests... [14-0100] 1,2 Reservation of Name... [14-0110] 1,2 Community Management Statement...

More information

TAX COVERAGE The ALTA (and Texas) Loan Policies added the following coverage paragraph for taxes:

TAX COVERAGE The ALTA (and Texas) Loan Policies added the following coverage paragraph for taxes: COVERAGES IN THE ALTA AND TEXAS LOAN POLICIES The ALTA Loan Policy (6/17/2006) and the various State specific versions of the policy, such as the Texas T-2 (5/1/2008) were adopted after extensive industry

More information

Estate Planning In Saskatchewan

Estate Planning In Saskatchewan Estate Planning In Saskatchewan (Last Revised April, 2005, by Allan Haubrich) The following is general information only, regarding some of the issues relating to estate planning in Saskatchewan. You should

More information

Test 3 Spring 2015: Chapters 8 (Land Contract) through 14 and 26 Jacobus

Test 3 Spring 2015: Chapters 8 (Land Contract) through 14 and 26 Jacobus Finance 382 Real Estate Principles and Practice Instructor: Jan E. Beran Student s Name Version A FILL IN YOUR NAME (Lastname, Firstname) WHERE INDICATED, BE SURE TO FILL IN THE CORRESPONDING BUBBLES.

More information

DO I NEED A WHEN I BUY OR MY HOME?

DO I NEED A WHEN I BUY OR MY HOME? DO I NEED A LAWYER WHEN I BUY OR SELL MY HOME? September 1, 2001 This information is provided as a service to the home buying and home selling public by the Colorado Bar Association (Real Estate Law Section)

More information

Lessee s rights after foreclosure in Illinois. Introduction. There was an existing lease agreement between a marketing firm ( Lessee ) and the prior

Lessee s rights after foreclosure in Illinois. Introduction. There was an existing lease agreement between a marketing firm ( Lessee ) and the prior 23400 Michigan Avenue, Suite 101 Dearborn, MI 48124 Tel: 1-(866) 534-6177 (toll-free) Fax: 1-(734) 943-6051 Email: contact@legaleasesolutions.com www.legaleasesolutions.com Lessee s rights after foreclosure

More information

Special Report 23 ways to buy properties at deep discount

Special Report 23 ways to buy properties at deep discount Special Report 23 ways to buy properties at deep discount Special Report 23 ways to buy properties at a DEEP discount This special report lists many ways to buy properties at a discount. It is by no means

More information

The Georgia Property Owners Association Act. 44-3-220. This article shall be known and may be cited as the 'Georgia Property Owners Association Act.

The Georgia Property Owners Association Act. 44-3-220. This article shall be known and may be cited as the 'Georgia Property Owners Association Act. The Georgia Property Owners Association Act OCGA 44-3-220 through OCGA 44-3-235 44-3-220. This article shall be known and may be cited as the 'Georgia Property Owners Association Act.' 44-3-221. As used

More information

NJ Enhanced Residential Owner s Policy (1-14)

NJ Enhanced Residential Owner s Policy (1-14) NJ Enhanced Residential Owner s Policy (1-14) Chicago Title Insurance Company Chicago Title Insurance Company HOMEOWNER S POLICY OF TITLE INSURANCE FOR A ONE-TO-FOUR FAMILY RESIDENCE OWNER S INFORMATION

More information

Endorsement Guide. A brief overview of ALTA Title Insurance Endorsements

Endorsement Guide. A brief overview of ALTA Title Insurance Endorsements Endorsement Guide A brief overview of ALTA Title Insurance Endorsements 2013 First American Financial Corporation and/or its affiliates. All rights reserved. q NYSE: FAF ACKNOWLEDGMENTS All publications

More information

Maureen Gaughan Esq. Bankruptcy Trustee PO Box 6729 Chandler, Arizona 85246-6729

Maureen Gaughan Esq. Bankruptcy Trustee PO Box 6729 Chandler, Arizona 85246-6729 Maureen Gaughan Esq. Bankruptcy Trustee PO Box 6729 Chandler, Arizona 85246-6729 Dear Chapter 7 Petitioner: I have been assigned the Trustee for your Bankruptcy case. As a representative of the Court,

More information

BUYING A HOME. Looking for the Best Mortgage. Obtain Information from Several Lenders

BUYING A HOME. Looking for the Best Mortgage. Obtain Information from Several Lenders OFFICE OF THE STAFF JUDGE ADVOCATE 48 TH FIGHTER WING, RAF LAKENHEATH, UK Looking for the Best Mortgage BUYING A HOME Shopping around for a home loan or mortgage will help you to get the best financing

More information

UNDERSTANDING THE COLLECTION PROCESS FOR COMMUNITY ASSOCIATIONS

UNDERSTANDING THE COLLECTION PROCESS FOR COMMUNITY ASSOCIATIONS UNDERSTANDING THE COLLECTION PROCESS FOR COMMUNITY ASSOCIATIONS 1. PRE-LITIGATION BY: MULCAHY LAW FIRM, P.C. Almost every community association has problems in collecting unpaid assessments. Most associations

More information

Adjustment Date - The date on which the interest rate changes for an adjustable-rate mortgage (ARM).

Adjustment Date - The date on which the interest rate changes for an adjustable-rate mortgage (ARM). Glossary A Adjustable Rate Mortgage - An adjustable rate mortgage, commonly referred to as an ARM, is a loan type that allows the lender to adjust the interest rate during the term of the loan. Generally,

More information

FORECLOSURE. I don t think I can make my mortgage payments but I don t want to go through a foreclosure. What are some of my options?

FORECLOSURE. I don t think I can make my mortgage payments but I don t want to go through a foreclosure. What are some of my options? FORECLOSURE When you borrow money to buy a house or land, the creditor usually takes a security interest in the property you buy. This means that if you don t pay, the creditor can foreclose upon (or take

More information

Condominium Act TITLE 46 - PROPERTY Section 46:8

Condominium Act TITLE 46 - PROPERTY Section 46:8 Condominium Act TITLE 46 - PROPERTY Section 46:8 46:8B-1. Short title This act shall be known and may be cited as the "Condominium Act." L.1969, c. 257, s. 1, eff. Jan. 7, 1970. 46:8B-2. Saving clause

More information

Filing Chapter 7 Bankruptcy: Where to Start

Filing Chapter 7 Bankruptcy: Where to Start Filing Chapter 7 Bankruptcy: Where to Start Before you can file bankruptcy, you need to do some things to get ready. This checklist tells you how to get ready. Things you should do before starting on your

More information

Deed of Mortgage secured by Real Estate WESTERN AUSTRALIA

Deed of Mortgage secured by Real Estate WESTERN AUSTRALIA Deed of Mortgage secured by Real Estate WESTERN AUSTRALIA 1 Deed of Mortgage secured by Real Estate - WESTERN AUSTRALIA Contents Parties Definitions 1 Purpose of Agreement; 2 Covenant to repay; 3 The Mortgagor

More information

Chicago Title Insurance Company www.northcarolina.ctt.com

Chicago Title Insurance Company www.northcarolina.ctt.com Chicago Title Insurance Company www.northcarolina.ctt.com THE CHICAGO ENHANCED HOMEOWNER S POLICY UNDERWRITING REQUIREMENTS AT A GLANCE The Property must: Be a One-to Four residential homeplace Be Improved

More information

MERS Recommended Foreclosure Procedures

MERS Recommended Foreclosure Procedures State-by-State MERS Recommended Foreclosure Procedures Updated 2002 Corporate Offices 1818 Library Street, Suite 300 Reston, VA 20190 tel (800) 646-6377 fax (703) 748-0183 www.mersinc.org TABLE OF CONTENTS

More information

which has the address of ( Property Address )

which has the address of ( Property Address ) MODEL MORTGAGE FORM ADJUSTABLE RATE (HOME EQUITY CONVERSION) [See Instructions Attached] FHA Case No. [Space Above This Line For Recording Data] MORTGAGE THIS MORTGAGE ( Security Instrument ) is given

More information

So you d like to purchase Municipal Tax-foreclosed properties

So you d like to purchase Municipal Tax-foreclosed properties So you d like to purchase Municipal Tax-foreclosed properties All rights reserved. These materials may not be reproduced without permission of the Municipality of Anchorage. This brochure is designed to

More information

What is a Joint Tenancy? What is a Tenancy in Common? How is a Joint Tenancy Created, and What Property Can Be So Held?

What is a Joint Tenancy? What is a Tenancy in Common? How is a Joint Tenancy Created, and What Property Can Be So Held? joint tenancy What is a Joint Tenancy? Joint tenancy is a form of ownership by two or more individuals together. It differs from other types of co-ownership in that the surviving joint tenant immediately

More information