A Payment Card for Every Need! PROGRAM OVERVIEW

Transcription

1 A Payment Card for Every Need! PROGRAM OVERVIEW 1"

2 PREMIER SELECT " RELOADABLE PRODUCT SUITE A Payment Card for Every Need! Unlimited Family Banking Student Online Traveler Unlimited Access The Premier Select program was designed around specific consumer needs both as complements to existing bank products, as well as substitutes for checking accounts. 2"

3 PREMIER SELECT A SUITE OF RELOADABLE PREPAID ACCOUNTS ALL ACCESSED VIA A SINGLE CARD PLASTIC Premier Select consists of a suite of reloadable prepaid accounts all accessed via a single card plastic inventoried in your banking locations. 3"

4 PREMIER SELECT PACKAGING! BACK FULLY OPEN! FRONT FULLY OPEN Each product has a custom brochure describing the features and benefits of the card. In the back of each brochure is a pocket for your bank representative to enclose the card plastic, terms and conditions, privacy and helpful hints upon registration and sale of the card.! CARD POCKET ON BACK! TRIFOLD PACKET 4"

5 PREMIER SELECT IMPULSE-BUY DISPLAY Premier Select Program comes with stackable display racks and messaging headers to create an IMPULSE-BUY effect and induce QUICK PICK-UP 5"

6 PREMIER SELECT MasterCard Zero Liability Protection MasterCard Worldwide Acceptance Free 24/7 U.S. Based Bilingual Customer Care Mobile Account Access Free Mobile App Surcharge-Free ATM s Loads & Reloads CUTTING-EDGE Financial Tools & Added Value Services Free Online Banking! Bill Pay & Instant Money Move! Personal Financial Manager! Free Credit Scores CashBack-Now Instant Savings Program! Direct Deposit! Card-to-Card! Cash at Branch! Bank-to-Card/ACH! Online Checking Transfer! Remote Deposit Capture! MoneyGram! Green Dot Money Pack Online Card Personalization No Credit Check and Instant Issuance 6

7 Product Features & Key Messaging A Payment Card for Every Need 7"

8 PRODUCT OVERVIEW The Online card is a great alternative to using a debit or credit card for online purchases. If a consumer uses a debit card for online shopping and that card is compromised, the consumer s entire bank account balance can be at risk, and the consumer will lose electronic access to their funds until the replacement card arrives. Similarly with credit cards, a complete credit line can be put at risk. The Online card can be funded by consumers just for online shopping. If compromised, only the funds on this card are impacted. With Reg. E and MasterCard Zero Liability protection, the consumer will be made whole if this card is hacked, as they would with a debit card breach. But the whole experience feels less like a violation because of the limited amount of funds exposed to the hacker. No monthly maintenance fee. 8"

9 Shop Safely, Anywhere. Shop with Confidence Shop online anywhere Debit MasterCard is accepted without putting your entire Checking Account or Credit Card balances at risk of hacking. Load only what you need to spend. Stay Protected Enjoy the peace of mind that MasterCard Zero Liability* protection offers you. If this Card is compromised, you are not responsible for any unauthorized purchases and you ll still have your primary debit or credit card with no disruption in your access to those funds. Easy to Load Make easy transfers from your bank account, Direct Deposit a portion of your pay, cash in the branch or even a photograph of a check! *Conditions and exceptions apply. 9"

10 Do More, Get More Online. Your Online Shopping Budget Tool Plan budgets and save money from your own online account. Enjoy easy-to-read information about your spending habits. Receive custom alerts when you spend too much and/or deviate from your budget. Do More, Anywhere You Go This free easy-to-use app gives you access to real-time balance alerts, transaction history, card-to-card transfers, remote check capture, and bill pay. Plus, enjoy instant protection right from your fingertips by instantly locking and unlocking your Card with a simple click. Live Customer Care When You Need It Enjoy 24/7 friendly bilingual access to customer care and support. 10"

11 PRODUCT OVERVIEW Consumers fear travelling with their debit card and having their full checking account balance at risk if the card is lost or stolen. And many consumers today specifically don t want to take along their credit cards and risk over-spending. The Traveler Card is a perfect solution. With global acceptance for purchases at millions of merchants and access to cash across the country and worldwide, consumers can confidently travel without concerns about overspending or putting their bank account balances at risk. No monthly maintenance fee. 11"

12 Safer. Smarter. Protect Your Money When You Travel Leave your debit and credit cards at home and travel with a Prepaid MasterCard. Worldwide Access Get worldwide access anywhere Debit MasterCard cards are accepted. Hotels, restaurants, theme parks, ATMs, and more. Safer Than Debit If your Prepaid MasterCard is lost or stolen, your bank account balance is still safe. And MasterCard Zero Liability* protects you from unauthorized purchases. Smarter Than Credit Stay in control of your spending. Load your card with your vacation budget and only spend what you load. *Conditions and exceptions apply. 12"

13 Easier. Quick and Easy Set Up No credit check and no bank account required. Enjoy today. Mobile Account Access This free and easy-to-use app gives you the freedom to make mobile transactions anywhere in the world. Get access to real-time balance alerts, transaction history, card-to-card transfers, and more. Surcharge-Free ATM Access Enjoy more than 20,000 surcharge-free ATM locations across the country. Customer Care 24/7 access to bilingual customer care and support. 13"

14 PRODUCT OVERVIEW This account is ideal for the high school student heading off to college. It offers the purchasing power of MasterCard without the risk of piling up credit card debt. Students can fund the card via direct deposit and parents can send money to the card via a transfer from their bank account or in real-time from a secondary card or at the branch. This account offers online budgeting, real-time text alerts, a mobile app, and access to cash at ATMs worldwide. All for only one flat monthly fee. 14"

15 Safe. Smart. No Hidden Fees. No Overspending. Enjoy the smart access of a MasterCard Prepaid Card for your everyday transactions for only one flat monthly fee. Use it to shop online, in-store, or over the phone without the risk of overspending or risking credit card debt. Spend only what is loaded. Peace of Mind Enjoy the peace of mind that MasterCard Zero Liability* protection offers. If your Card is ever lost or stolen, you are not responsible for any unauthorized purchases. Easy Funding Receive easy transfers from a checking account. Free with direct deposit or money move from a secondary card with instant online funding for emergencies. *Conditions and exceptions apply. 15"

16 Move Forward. Get the App. Go Anywhere This free and easy-to-use app gives you the freedom to make mobile transactions anywhere you go. Get access to real-time balance alerts, transaction history, card-to-card transfers, and bill pay. Build a Budget Money budgeting tools to help you build the foundation for making smart decisions about how you use your money. Formulate a plan that will help you be successful now and in the future. Surcharge-Free ATM Access Access your cash at thousands of surcharge-free ATM locations across the country. 16"

17 PRODUCT OVERVIEW This account is a great alternative to a traditional checking account for applicants who do not qualify for a checking account, or who don t want the risk of overdrafts and overdraft fees. Unlimited Access is offered to consumers at a flat monthly fee that includes most transactions purchases, ATM inquiries, bill payments, customer services support most everything except surcharges on ATM transactions imposed by ATM owners. And even these surcharges can be avoided through use of surcharge free ATMs. This account offers a profitable way for you to serve customers you would otherwise be turning away and to reach out into your communities to attract a new segment of consumers to your institution. 17"

18 Unlimited Possibilities. Unlimited Reloads Get Unlimited loads and reloads from Direct Deposit**. Unlimited Transactions Enjoy Unlimited access to everyday purchases anywhere debit MasterCard cards are accepted. Use it online, over the phone, and in-store. Unlimited Access to Cash Free 24/7 access to your cash at thousands of surcharge-free ATM locations across the country.. Unlimited Control It s safer than cash and smarter than credit. No more overdrafts, unwanted debt, or overspending. Spend only what you load. **System Limits Apply 18"

19 Uncomplicated. Quick and Easy Set Up No credit check. No activation fee. Enjoy today. Free Online Banking Tools Manage Budgets, share money, pay bills and more from your own online account. Mobile Account Access This free and easy-to-use app gives you the freedom to access your transactions while you re on the go. Access balance alerts, transaction history, bill pay and card-to-card transfers. Security and Protection Your funds are FDIC insured and if your card is ever lost or stolen, you ll enjoy MasterCard Zero liability protection.* *Conditions and exceptions apply. 19"

20 PRODUCT OVERVIEW In partnership with FamZoo, this innovative offer was designed to create an efficient alternative to cash for exchange of funds between family members and provide parents a way to teach financial literacy to their children. This account provides families with a primary card and up to three secondary cards with unlimited transactions on each for a flat monthly fee. 20"

21 Parents can set up automatic payments to the cards for completion of chores or allowance, and children can create separate savings accounts with parents able to match funds children save. Cardholders can transfer funds to one another in real-time, create budgets, and track spending by category, set-up text alerts to track balances and card activity. The Virtual Family Bank 21"

22 Together. Unlimited. Enjoy Together Experience a shared family account that caters to everyone s lifestyle. Receive your first card and add up to three secondary cards for loved ones. Smarter Access for Everyone Give your family the worldwide access of MasterCard to pay anything online, in-stores, or by phone without the risk of overspending or credit card debt. Keep the Family on Budget Control the amount of money you add to each card and monitor spending. Transfer funds to your loved one s cards. Free to load when using direct deposit. Family Access While on the Go A free mobile app gives everyone the freedom to stay in control while on the go. Monitor balances and family transactions with real-time alerts via text or .

23 Learn Together. Earn Diligently Set up automated transfers between parent and child cards for regular allowance, individual chores, good grades, or extra jobs around the house. Spend Wisely Automatically track purchases on cards dedicated to each child. Parents can retain visibility and control through a shared online dashboard. Save Patiently Automatically direct a portion of your child s income to a separate saving card. Set up automated compound interest or matching contributions paid from your parent card. Give Thoughtfully Introduce your child to philanthropy. Automatically direct a portion of your child s funds to a special Giving Account.

24 PremierPaymentCards.com