New Mexico BlueHMO Preferred SM
|
|
- Marsha Short
- 8 years ago
- Views:
Transcription
1 New Mexico BlueHMO Preferred SM (Formally Lovelace Health Plan administered by Blue Cross and Blue Shield of New Mexico) Group: Member Guide Open Enrollment November 9 - December 14
2 Dear Federal Employee: Thank you for your continued loyalty as our member under the New Mexico BlueHMO Preferred health plan. We know that you have many choices when it comes to health care. Please contact us directly if you have any questions related to your benefit choices with Blue Cross and Blue Shield of New Mexico (BCBSNM), during the upcoming Open Season, which begins November 9 through December 14, Blue Cross and Blue Shield of New Mexico continues to provide the highest quality customer service to our members under the New Mexico BlueHMO Preferred. We are proud to continue being a health care plan choice for your health care benefits under the Federal Employee Health Benefit program. Your designated Customer Service Unit s toll-free telephone number is , which is also located on the back of your medical ID card. We look forward to continue serving you as a BCBSNM member. Sincerely, Kurt Shipley, President Blue Cross and Blue Shield of New Mexico 2
3 Welcome This guide will help you: Understand how your plan works Get the most from your New Mexico BlueHMO Preferred c/o Blue Cross and Blue Shield of New Mexico Navigate the online tools at bcbsnm.com Find a health care provider in the BCBSNM network Glossary of Health Plan Terms Understanding health insurance isn t always easy. Here are some common terms that are helpful to understand. Claim form: A form you may have to fill out and submit to your health insurance carrier for payment of benefits under that health care plan for noncontracted providers. Coinsurance: A percentage of a covered charge that you are required to pay toward a service covered by your plan. Deductible: A fixed amount of the eligible expenses you are required to pay before reimbursement by your health plan begins. Provider Finder: Provider Finder from BCBSNM is an innovation for helping members estimate and manage their costs and select providers with meaningful quality ratings. Network: The group of doctors, hospitals, and other medical care professionals that a health care plan has contracted with to deliver medical services to its members. BCBSNM PO Box Alexander Rd., NE Albuquerque, NM ATTN: Federal DSU Phone: Website: For more information call or go to New Mexico BlueHMO Preferred 3
4 Benefit Highlights New Mexico BlueHMO Preferred Summary of Benefits and Coverage are available at or by calling customer service at Individual Out of Pocket Maximum Medical $2500 Pharmacy $3500 Type of Service Your Cost In-Network Primary Care Services Adult Child (up to age 26) Specialty Physician Service Annual Deductible for Hospital Services Inpatient Hospital Services Outpatient Hospital Surgical Services Emergency Room Care Urgent Care Maternity Care Initial Visit All other visits Hospital Delivery Davis Vision One exam every calendar year One pair of glasses or one set of contact lenses every calendar year Outpatient Prescription Drugs (30-day Supply) Formulary generic drugs Formulary brand name drugs (with no generic equivalent) Non-formulary drugs (or brand name formulary drugs with generic equivalent) Formulary Specialty Drugs $20 (per visit) No Charge $35 (per visit) $250 $250 (per admission) after deductible is satisfied $100 (Per admission) after deductible is satisfied $100 (per visit) $40 (per visit) $20 (pcp)/$35 (specialist) No Charge $250 (Per admission) after deductible is satisfied $5 (per visit) No Charge Up to $150 plan allowance $5 $35 $60 50% (min $50; max $250) 4
5 2016 Rate Information Enrollment Premiums Type of Enrollment Enrollment Code Gov t Share Non-Postal Premium Postal Premium Biweekly Monthly Biweekly Your Share Gov t Share Your Share Category 1 your share Category 2 your share High Option Self Only Q11 $ $ $ $ $98.43 $ High Option Employee +1 Q13 $ $ $ $ $ $ High Option Self and Family Q12 $ $ $1, $ $ $ Postal Categories and Rates Non-Postal rates apply to most non-postal employees. If you are in a special enrollment category, contact the agency that maintains your health benefits enrollment. Postal rates apply to United States Postal Service employees. Postal Category 1 rates apply to career bargaining unit employees. Postal Category 2 rates apply to career non-bargaining unit employees. For Further Assistance, Postal Service employees should call: Human Resources Shared Service Center , option 5 (TTY: ) Postal rates do not apply to non-career postal employees, postal retirees, or associate members of any postal employee organization who are not career postal employees. Refer to the applicable Guide to Federal Benefits. Premiums for Tribal employees are shown under the monthly non-postal column. The amount shown under employee contribution is the maximum you will pay. Your Tribal employer may choose to contribute a higher portion of your premium. Please contact your Tribal Benefits Officer for exact rates. New Mexico BlueHMO Preferred 5
6 Blue Access for Members sm Blue Access for Members (BAM), our member portal, offers you information on your health and health plan in one convenient location. To register for BAM, go to bcbsnm.com and select Register Now in the BAM log-in box. With your BCBSNM ID card handy, follow the on-screen registration instructions. Create a user name and password for instant and secure access to your personal information. After logging in, from your personal home page you can: Check your claims, including payment status and amounts, and sort/print claim information Don t have access to a computer or need to talk to a Customer Advocate? Call: This toll-free number is also on the back of your member ID card. Confirm who is covered under your plan Download and print various forms Locate a doctor or hospital in your plans network using Provider Finder Research and estimate costs for common health care services with the Member Liability Estimator tool Request a new or replacement ID card and print a temporary card Customer Service 6
7 Provider Finder Insight for important health care decisions In life. In one place. Provider Finder from Blue Cross and Blue Shield of New Mexico is a new member tool for helping members estimate and manage their costs and select providers with quality ratings. Use Provider Finder either online or from a mobile device to: Find a network primary care physician, specialist or hospital Filter search results by doctor, specialty, ZIP code, language and gender even get directions from Google Maps Estimate the cost of a provider s procedures, treatments and tests and gauge out-of-pocket expenses View patient feedback or add a provider review Check the quality, certifications and recognitions for doctors Make an appointment to consult with a provider in select geographic areas It s easy and immediate and available at bcbsnm.com, or a mobile phone Web browser for members and non-members. Provider Finder delivers information that puts you in charge. Do you want to know more about your network providers? Do you want to know the actual cost and your share of a medical procedure? How do you choose where to go for medical services? New Mexico BlueHMO Preferred 7
8 24/7 Nurseline & Additional Programs 24/7 Nurseline Health concerns don t always follow a 9-to-5 schedule. Fortunately, registered nurses are on call at to answer your health questions, wherever you may be, 24 hours a day, seven days a week. The 24/7 Nurseline s registered nurses can understand your health concerns and give general health tips. Get trusted guidance on possible emergency care, urgent care, family care and more. The toll-free Nurseline can help you or a covered family member get answers to health problem questions, such as: Asthma, back pain or chronic health issues Dizziness or severe headaches High fever A baby s nonstop crying Could your child s fever or sore throat turn into something more serious? Is your 1 a.m. asthma attack cause for a trip to the emergency room? The 24/7 Nurseline can help you figure out if you should call your doctor, go to the emergency room, or treat the problem yourself. Cuts or burns Sore throat Plus, when you call, you can access an audio library of more than 1,000 health topics from allergies to women s health with more than 600 topics available in Spanish. Note: For medical emergencies, call 911 or your local emergency services first. This program is not a substitute for a doctor s care. Talk to your doctor about any health questions or concerns. Special Beginnings Maternity Program Special Beginnings can help you better understand and manage your pregnancy. Available at no additional cost, this maternity program supports you from early pregnancy until six weeks after delivery through: Pregnancy risk factor identification to determine the risk level of your pregnancy and appropriate range for ongoing communication/monitoring Educational material on various pregnancy and infant care related topics Personal telephone contact with program staff to address your needs and concerns and to coordinate care with your physician Assistance in managing high-risk conditions such as gestational diabetes and preeclampsia Take good care of yourself and your baby enroll in Special Beginnings today! Enrollment is easy and confidential. Just call , 7 a.m. to 5:30 p.m., MT. Note: Special Beginnings is not a substitute for professional medical guidance. It is important to share any health concerns with your physician. 8
9 Well ontarget A New Way to Experience Wellness Well ontarget offers personalized tools and resources to help all members no matter where you may be on the path to health and wellness. Well ontarget is designed to give you the support you need to make healthy choices. All while rewarding you for your hard work. Well ontarget Member Wellness Portal The heart of Well ontarget is the member portal, available at wellontarget.com. It uses the latest technology to offer you an enhanced online experience. This engaging portal links you to a suite of innovative programs and tools. onmytime Self-directed Courses Online courses let you work at your own pace to reach your health goals. Learn more on nutrition, fitness, weight management, tobacco cessation and stress. Track your progress as you make your way through each lesson. Reach your milestones and earn Blue Points SM. Health and Wellness Content The health library teaches and empowers through evidence-based, user-friendly articles. Healthy Living We know that maintaining a healthy lifestyle can sometimes be challenging. Health Living is a new incentive program designed to help people become engaged in heir own healthcare. As you complete an annual onmyway Health Assessment( TM **) you will earn a $50 gift card redeemable at National Retailers, such as Walgreens, Whole Food Markets, and Dick s Sporting Goods. Tools and Trackers Interactive tools help keep you on course while making wellness fun. Use a food and exercise diary, symptom checker and health trackers. Wellness is more than healthy eating and working out. It involves making healthy choices that enrich your mind, body and spirit. onmyteam Wellness Coaching Certified wellness coaches offer you guidance in nutrition, fitness and stress management. You can interact with your coach by phone or send a secured message through the portal. onmyway TM Health Assessment (HA) The HA features adaptable questions to learn more about you. After you take the HA, you will get a personal wellness report. This private record offers tips for living your healthiest life. Your answers will be used to tailor the Well ontarget portal with the programs that can help you reach your goals. New Mexico BlueHMO Preferred 9
10 Well ontarget Blue Points* Program Blue Points will help motivate you to maintain a healthy lifestyle. Earn points by taking part in wellness activities. Points can be redeemed in the new online shopping mall. Real-time granting of points lets you instantly use your points. To earn a larger reward, you can add to your point total at checkout. Fitness Tracking Earn Blue Points for tracking your fitness activity using popular fitness devices and mobile apps. Online Wellness Challenges Challenge yourself with wellness, stress management, fitness and nutrition challenges. Team challenges let you join forces with others to compete in monthly contests. Start experiencing the new wellness today by logging on to wellontarget.com. If you have any questions about the Well ontarget program, call Customer Service at Fitness Program** Fitness can be easy, fun and affordable. The Fitness Program is a flexible membership program. Gain unlimited access to a nationwide network of fitness centers. With more than 9,000 gyms on hand, you can work out at any place or at any time. Choose a gym close to home and one near your office. Other program perks are: No long-term contract required. Membership is month to month. Monthly fees are $25 per month per member, with a one-time enrollment fee of $25. Automatic withdrawal of monthly fee. Online tools for locating gyms and tracking visits. Earn 2,500 bonus Blue Points for joining the Fitness Program. Earn additional points with weekly visits. Access to discounts through a nationwide Complementary and Alternative Medicine (CAM) network of 40,000 health and well-being providers such as massage therapists, personal trainers and nutrition counselors. Sign up for the Fitness Program today! Call toll-free at BLUE (2583), Monday through Friday, 8 a.m. 9 p.m. in any continental U.S. time zone. * Blue Points Program Rules are subject to change without prior notice. See the Program Rules on the Well ontarget Member Wellness Portal for further information. Your company may have additional reward programs in place to encourage you to take advantage of certain preventive care and wellness activities or for making healthy changes. Check your employee benefits. ** The Fitness Program is provided by Healthways, Inc., an independent contractor which administers the Prime Network of fitness centers. The Prime Network is made up of independently-owned and managed fitness centers. 10
11 Blue Points sm With the Blue Points program, you will be able to earn points by regularly participating in a range of healthy activities. You can then redeem your points for popular health and wellness merchandise and services. Blue Points offers you many features: Instant recognition of points Real-time granting of points 2 gives you instant notice of your healthy efforts. Easily manage your points The interactive portal makes it easy to understand how many points are available to be earned. You can also track the total number of points earned year-to-date. All of your point data will be displayed on one screen. Get more Blue Points The Blue Points program gives you the option to supplement your Blue Points balance using a credit card to redeem your points for a larger reward. Expanded selection of rewards Redeem your hard-earned points in an expanded online Shopping Mall. Reward categories include Apparel, Books, Health & Personal Care, Jewelry, Electronics, Music and Sporting Goods. In addition, check out the Rewards on Sale section for discounted merchandise Blue Points and Well ontarget feature convenient online tools and personalized services that help support, inform and motivate you on a journey of wellness. New Mexico BlueHMO Preferred 11
12 Blue Points sm Look how quickly your Blue Points can add up! Sample activities that help you earn Blue Points include: Completing the onmyway TM Health Assessment (once every six months) Taking all 12 lessons of a Self-directed Course Tracking progress in the online tools on the Well ontarget Member Wellness Portal Enrolling in the Fitness Program 3 Adding weekly Fitness Program visits to your routine Completing any Self-directed Course Milestone Assessment Participating in a Biometric Screening through the Well ontarget program Connecting compatible fitness device or app Tracking progress using compatible fitness device or app 2,500 points every 6 months 1,000 points per quarter 10 points, maximum 70 points per week 2,500 points up to 300 points each week up to 250 points per month 2,500 points per year 2,675 points 55 points per day Log on to wellontarget.com to access all the interactive tools and programs you need to start racking up Blue Points. Check out the online Shopping Mall with an expanded array of rewards to help motivate you to earn more points. 12
13 Blue365 Discounts to Make Health and Wellness More Affordable Blue365 is just one more advantage of being a Blue Cross and Blue Shield of New Mexico (BCBSNM) member. With this program, you may save money on health and wellness products and services from top retailers that are not covered by insurance. There are no claims to file and no referrals or pre-authorizations. Once you sign up for Blue365 at blue365deals.com/bcbsnm, weekly Featured Deals will be ed to you. These deals offer special savings for a short period of time. Below are some of the ongoing deals offered to Blue365 members. Davis Vision SM TruVision Members may save on eyeglasses as well as contact lenses, exams and accessories. Davis Vision is made up of national and regional retail stores as well as local eye doctors. Members may get possible savings on laser vision correction through the TLC/TruVision group. TruHearing Beltone Members may get possible savings on hearing tests, evaluations and hearing aids. Discounts may also be available for your employees immediate family members. Blue365 Offers members and covered dependents access to savings on a number of health care and wellness products and services. To learn more, visit the Blue365 website at blue365deals.com/bcbsnm. Procter & Gamble (P&G) Dental Products Members may get savings on dental packages with Oral B power toothbrushes and Crest products. Packages may include items such as an electric toothbrush, mouth rinse, teeth whiteners and floss. Dental Solutions SM Blue365 members may get dental savings with Dental Solutions. They may receive a dental discount card that provides access to discounts of up to 50 percent at more than 61,000 dentists and more than 185,000 locations.* New Mexico BlueHMO Preferred 13
14 Blue365 CORD:USE CorCell Members can protect their family s cord blood at a stateof- the-art laboratory using high-quality cord blood banking practices and technologies. Cord blood contains stem cells (like those in bone marrow) that have the ability to develop into additional cells and can be used to treat possible life-threatening diseases in the future. Members may save on cord blood processing and storage fees. Jenny Craig Seattle Sutton s Nutrisystem Members may reach their weight loss goals with savings from leading programs. They may save on healthy meals, membership fees (where applicable), nutritional products and services. See all the Blue365 deals and learn more at blue365deals.com/bcbsnm. The relationship between all Blue365 vendors and Blue Cross and Blue Shield of New Mexico (BCBSNM) is that of independent contractors. BCBSNM makes no endorsement, representations or warranties regarding any products or services offered by the above-mentioned vendors. * Dental Solutions requires a $9.95 signup and $6 monthly fee. Blue365 is a discount program only for BCBSNM members. This is NOT insurance. Some of the services offered through this program may be covered under your health plan. Please check your benefit booklet or call the customer service number on the back of your ID card for specific benefit facts. Use of Blue365 does not change your monthly payment, nor do costs of the services or products count toward any maximums and/or plan deductibles. Discounts are only given through vendors who take part in this program. BCBSNM does not guarantee or make any claims or recommendations about the program s services or products. You may want to talk to your doctor before using these services and products. BCBSNM reserves the right to stop or change this program at any time without notice. Retrofit SM Blue365 members receive 15 percent off Retrofit s online, private weight loss coaching sessions. Retrofit includes the use of a wireless Fitbit device and smart scale, one-on-one videoconferencing with a personal team of experts and unlimited online support. Members enjoy flexibility in scheduling and the ability to meet with coaches anywhere there is an Internet connection. Reebok SKECHERS Reebok, a trusted brand for more than 100 years, makestop athletic equipment for all people, from professional athletes to kids playing soccer. SKECHERS, an awardwinning leader in the footwear industry, offers exclusive pricing on select Performance, Sport, Work and Corporate Casual styles. Blue365 members enjoy 20 percent off plus free shipping for their online orders. SeniorLink Care With SeniorLink Care, Blue365 members may find support to help their aging family members or friends lead fulfilling and comfortable lives. From planning care to helping caregivers, SeniorLink Care assists older adults and their loved ones in finding the programs and services they may need most. Members can save on a three- or 12-month membership. Handstand Kids Handstand Kids brings the family together in the kitchen, spending more time cooking and eating healthy, delicious meals. The Handstand Kids Cookbook series features the languages and cuisines of Italy, Mexico, China and many other countries. Every book also introduces the language and culture of each country. Members may save up to 25 percent on cooking accessories and Cookbook Kits. 14
15 Notes: New Mexico BlueHMO Preferred 15
16 A Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association Blue Cross, Blue Shield and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans. All trademarks and service marks are property of their respective owners
University of New Mexico Health Benefits. 2014/2015 Member Guide
University of New Mexico Health Benefits 2014/2015 Member Guide Table of Contents Welcome Glossary of Health Plan Terms... 3 University of New Mexico Benefit Summaries PPO Summary of Benefits... 4-5 Getting
More informationHMO Illinois Blue Advantage HMO HMOs of Blue Cross and Blue Shield of Illinois
HMO Illinois Blue Advantage HMO HMOs of Blue Cross and Blue Shield of Illinois SM Enrollment Guide State of Illinois Local Government Health Plan Teachers Retirement Insurance Program College Insurance
More informationBlue Cross and Blue Shield of Oklahoma, a Division of Health Care Service Health Corporation, a Mutual Legal Reserve Company, an Independent Licensee
Blue Cross and Blue Shield of Oklahoma, a Division of Health Care Service Health Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association. 012
More informationPPO. Participating Provider Option. Your Guide to the National Participating Provider Option Plan. Blue Cross and Blue Shield
PPO Participating Provider Option Your Guide to the National Participating Provider Option Plan Blue Cross and Blue Shield Contents PPO Gives You Choices.......................................1 Benefits
More informationGEHA 2014. A complete guide to GEHA Health Plans. (800) 262-GEHA geha.com The Benefits of Better Health
GEHA 2014 A complete guide to GEHA Health Plans (800) 262-GEHA geha.com The Benefits of Better Health Your choice of three health plans, with more doctors and hospitals and member cost savings for: doctor
More informationFOREIGN SERVICE BENEFIT PLAN
Summary of 2016 Benefits for the FOREIGN SERVICE BENEFIT PLAN Caring for Your Health Worldwide Summary of 2016 Benefits for the FOREIGN SERVICE BENEFIT PLAN High Option Benefits MEDICAL SERVICES SECTION
More informationGROUP MEDICARE. supplement plans
2016 GROUP MEDICARE supplement plans Create a Healthier Organization Your employees are your organization s most valuable asset. As they retire, you want to show your commitment to them and manage health
More informationGEHA 2015. A complete guide to GEHA Health Plans. (800) 262-GEHA geha.com The Benefits of Better Health
GEHA 2015 A complete guide to GEHA Health Plans (800) 262-GEHA geha.com The Benefits of Better Health Your choice of three health plans, with more doctors and hospitals and member cost savings for: Doctor
More informationSimple. 2015 Benefit Guide. Personal. Empowering.
2015 Benefit Guide Simple. Personal. Empowering. An easy-to-use guide to understanding your UnitedHealthcare benefits offered by the Cook County Pension Fund. Open Enrollment is November 1 - November 30
More informationOpen Access Aetna Select
An HMO Plan with a nationwide network of health care providers With Aetna, you get a powerful health care resource. The Open Access Aetna Select features a nationwide network that includes over 800,000
More informationSelf-Insured Schools of California: Schools Helping Schools
Self-Insured Schools of California: Schools Helping Schools FOUNDATION SISC PPO (HSA Eligible) PLAN Administered by Blue Shield of California 2014/2015 Enrollment Guide Blue Shield of California is proud
More informationSelf-Insured Schools of California: SISC PPO (HSA Eligible)
Helping SISC III SELF-INSURED SCHOOLS OF CALIFORNIA Self-Insured of California: Helping SISC PPO (HSA Eligible) Administered by Blue Shield of California 2013/2014 Enrollment Guide Blue Shield of California
More informationHow To Get A Self Funded Ppo Plan From Foundation For Medical Care Of California
Self-Insured Schools of California: Schools Helping Schools FOUNDATION SISC PPO PLAN Administered by Blue Shield of California 2014/2015 Enrollment Guide Blue Shield of California is proud to be the benefit
More informationMEDICARE PLANS. from Blue Cross and Blue Shield of Minnesota. H2461_082715_T01 CMS Accepted 09/09/2015 S5743_082715_B04_MN CMS Accepted 09/09/2015
2016 MEDICARE PLANS from Blue Cross and Blue Shield of Minnesota H2461_082715_T01 CMS Accepted 09/09/2015 S5743_082715_B04_MN CMS Accepted 09/09/2015 CHOOSING YOUR MEDICARE PLAN Medicare options designed
More informationIt s Your Health Plan. Make the Most of It.
It s Your Health Plan. Make the Most of It. 3M Medical Plan Options 2013 health benefits What s new for 2013 More plans. More choices. 3M Advantage Plans. This year, 3M active employees have two high-deductible
More informationHow To Get A Medicare Supplement Plan From Ancienta.Com
Free to be confident Dear Prospective Member, Medicare Supplement Plan You re at a wonderful age. An age of freedom. An age of choices. Life after 65 can mean a whole new world of wonderful opportunities.
More informationDECISION GUIDE. 2015 Regence Medicare Advantage PPO Plans
DECISION GUIDE 2015 Regence Medicare Advantage PPO Plans Regence BlueShield serves select counties in the state of Washington and is an Independent Licensee of the Blue Cross and Blue Shield Association
More informationSelf-Insured Schools of California: SISC PPO
Helping SISC III SELF-INSURED SCHOOLS OF CALIFORNIA Self-Insured of California: Helping SISC PPO Administered by Blue Shield of California 2013/2014 Enrollment Guide Blue Shield of California is proud
More informationwww.horizonblue.com/discounts HORIZON DISCOUNTS
www.horizonblue.com/discounts HORIZON WELLNESS DISCOUNTS W H AT S INSIDE ViaCord Vision Care ChooseHealthy Health Improvement Programs Weight Management Gym Memberships HearUSA/MedicAlert Child Safety
More informationSIMPLICITY. 2015 Your Plan Explained
Hello SIMPLICITY 2015 Your Plan Explained PFIZER UnitedHealthcare Group Medicare Advantage (PPO) Effective January 1, 2015, through December 31, 2015 Group Number: 12367, 12368 Benefit Highlights UnitedHealthcare
More informationGood health happens together
Good health happens together CITY OF BALTIMORE 2016 HEALTH CARE OPTIONS WHAT S INSIDE BENEFITS OVERVIEW WELLNESS RESOURCES ONLINE TOOLS Thank you for considering UnitedHealthcare. We are proud to again
More informationMedicare Supplement Plan
Free to be confident Dear Prospective Member, Medicare Supplement Plan You re at a wonderful age. An age of freedom. An age of choices. Life after 65 can mean a whole new world of wonderful opportunities.
More informationBlue365 Adding power to your wellness plan every day.
Blue365 Adding power to your wellness plan every day. Blue Cross and Blue Shield of Louisiana offers its members a Wellness Program featuring resources to help them make healthy choices. Now Blue365 makes
More informationA Student Health Insurance Plan Customized for You! Deadline sensitive. Brought to you by Tulane University and Aetna Student Health 2011-2012
A Student Health Insurance Plan Customized for You! Deadline sensitive Brought to you by Tulane University and Aetna Student Health 2011-2012 15.03.376.1 A Dear Student: The University requires that all
More informationExperience. Wellness. Everywhere. SM
Experience. Wellness. Everywhere. SM Our New Wellness Programs A Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association.
More informationMedical Plan Comparison - Retirees Age 65 or Over
l Plan Comparison - Retirees Age 65 or Over Program Name U of M Retiree Plan with Group reblue SM Rx Group Platinum Blue SM Plan C withgroup reblue SM Rx Freedom Plan & Retiree National Choice Freedom
More informationWays Your Health Plan Works for You
Ways Your Health Plan Works for You We re always at your service We help keep you healthy We help you get the healthcare you need Welcome to Blue Cross & Blue Shield of Rhode Island. We want you to be
More informationMedical Benefit Highlights for Employees. All Ages and Retirees Under Age 65* Plan Year 2013 September 1, 2012 August 31, 2013
HealthSelectSM of Texas Medical Benefit Highlights for Employees All Ages and Retirees Under Age 65* Plan Year 2013 September 1, 2012 August 31, 2013 www.healthselectoftexas.com * Also applies to return-to-work
More informationPPO Choice. It s Your Choice!
Offered by Capital Advantage Insurance Company A Capital BlueCross Company PPO Choice It s Your Choice! Issued by Capital Advantage Insurance Company, a Capital BlueCross subsidiary. Independent licensees
More informationYour Medicare Options
H H FOR GUIDE ESSENTIAL AN H H AN ESSENTI Your Medicare Options H MEDICARE BENEFICIARIES IN ALABAMA RIES IN ALABAMA Y0106_GBKLT_15 Accepted Thank you for your interest in Blue Cross and Blue Shield of
More informationBlueChoice. Making the Important Choices Easier. bcbsfl.com. Enrollment Guide For Group Employees
BlueChoice Enrollment Guide For Group Employees Making the Important Choices Easier. bcbsfl.com Health plan benefits Enrolling in your benefits When your employer offers Blue Cross and Blue Shield of Florida
More informationWho are you healthy for?
Who are you healthy for? Be there for those you care about Health plans for individuals and families 1/1/2016 WE RE HERE FOR YOU EVERY STEP OF THE WAY For help choosing and enrolling in a plan 877-PREMERA
More informationCIGNA Small Group Business
HEALTH BENEFIT SOLUTIONS 806774 11/06 CIGNA HEALTHCARE. PROTECTING THE HEALTH OF SMALL GROUPS IN A BIG WAY. Business owners with 50 or fewer employees face a big decision. How can they provide their employees
More informationHealth care with a difference. Montgomery County Public Schools Employee and Retiree Health Benefits Program 2011 Group Policy Number 704567
Health care with a difference. Montgomery County Public Schools Employee and Retiree Health Benefits Program 2011 Group Policy Number 704567 One of a kind. We re delivering health care from a fresh -
More informationLet us help you choose the health insurance plan that fits your needs
Let us help you choose the health insurance plan that fits your needs Call 866-445-1396, visit bcbsnm.com or contact an independent Blue Cross and Blue Shield of New Mexico broker to get a quote today.
More informationMedicare Supplement plans at a glance
Medicare Supplement plans at a glance Medicare Supplement plan information is effective as of January 1, 2013 S2468_12_249A CMS Accepted 09032012 blueshieldca.com/findamedicareplan Use this brochure to:
More informationHEALTH INSURANCE FOR INDIVIDUALS AND FAMILIES. Insuring Minnesota One Life At A Time. www.preferredone.com
foreveryone HEALTH INSURANCE FOR INDIVIDUALS AND FAMILIES Insuring Minnesota One Life At A Time www.preferredone.com for EveryOne Insuring Minnesota One Life At A Time Thank you for your interest in the
More informationThank you... ... for your interest in a Medicare Supplement plan from Anthem Blue Cross.
Thank you...... for your interest in a Medicare Supplement plan from Anthem Blue Cross. With a Medicare Supplement plan, you can have peace of mind knowing you have reliable coverage from a trusted company.
More informationIntroducing UnitedHealthcare North Shore-LIJ Advantage When doctors connect, everyone benefits
Introducing UnitedHealthcare North Shore-LIJ Advantage When doctors connect, everyone benefits For New York fully insured employers with 2-50 enrolled employees (Queens, Nassau, Suffolk counties) UnitedHealthcare
More informationArizona State Retirement System Plan Benefit Information for Medicare Eligible Members
Arizona State Retirement System Plan Benefit Information for Medicare Eligible Members Benefits Effective January 1, 2012 UHAZ12HM3349753_000 H0303_110818_013543 Summary of the UnitedHealthcare plans
More informationHealth Care Subscriber Education Tools. BlueCross BlueShield of IL
Health Care Subscriber Education Tools BlueCross BlueShield of IL Health Care Subscriber Education Tools BlueCross BlueShield of Illinois Register for Blue Access for Members (BAM) at www.bcbsil.com REGISTRATION
More informationYou re one step closer to simple health care.
welcometouhc.com You re one step closer to simple health care. SIMPLE - A GUIDE TO YOUR 2016 UNITEDHEALTHCARE BENEFITS Health care can be hard. We re here to help you through it. You can count on us to
More information[ViaCord] To learn more about ViaCord blood preservation, call 1-866-835-0967 or, visit <www.horizonblue.com/discounts>. [1]
[ViaCord] ViaCord, a ViaCell Company, preserves the blood found in your baby s umbilical cord. Cord blood can be used to treat more than 40 life-threatening diseases for your family. The chance to preserve
More informationA Plan For Better Health
A Plan For Better Health Welcome to Crystal Run Health Plans PPO Plans Your health and that of your family is most important. Your health plan should be designed for all your needs giving you access to
More informationWorksite Wellness. Keeping employees happy and healthy at work. Journey TO HEALTH
Keeping employees happy and healthy at work Worksite Wellness can facilitate onsite health and wellness offerings for employees. The programs can be used separately or as part of an integrated onsite wellness
More informationRegence Bridge. Medicare Supplement (Medigap) Plans
DECISION GUIDE Regence Bridge Medicare Supplement (Medigap) Plans Regence BlueCross BlueShield of Utah is an Independent Licensee of the Blue Cross and Blue Shield Association 09708rep07356-ut UT Learn
More informationRegence Bridge. Medicare Supplement (Medigap) Plans
DECISION GUIDE Regence Bridge Medicare Supplement (Medigap) Plans Regence BlueShield serves select counties in the state of Washington and is an Independent Licensee of the Blue Cross and Blue Shield Association
More informationThe BlueCard Program T H E W O R L D W E V E G O T Y O U C O V E R E D. www.bluekc.com
The BlueCard Program ACROSS THE COUNTRY AND AROUND T H E W O R L D W E V E G O T Y O U C O V E R E D As a Blue KC member, you have more freedom to choose the doctors and hospitals that best suit you and
More informationA new way of looking at health care
Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Welcome to your Aetna Whole Health plan SM A new way of looking at health care 51.02.310.1 B (8/15) Getting off
More informationSt. Mary s College. of California. Student health plan handbook. Janis E. Carter, Health Net Supporting our members behavioral health needs.
Commercial St. Mary s College of California Student health plan handbook Janis E. Carter, Supporting our members behavioral health needs. Jesus Hao, Ensuring your plan information is up to date. Welcome
More informationCigna s Shared Administration Program the next generation
Cigna s Shared Administration Program the next generation 841161 b 04/12 Offered by: Connecticut General Life Insurance Company or Cigna Health and Life Insurance Company. in-network access to care Through
More informationBlue Solutions Plus Specialty Services. Add specialty products to complement your health benefits
Blue Solutions Plus Specialty Services Add specialty products to complement your health benefits Add specialty products to your benefits for healthier outcomes and productive employees You want to offer
More informationHow To Get Health Insurance On Styleblue.Com
HEALTH PLANS THAT WORK FOR YOU Blue Cross & Blue Shield of Rhode Island understands that when it comes to health plans, small businesses have different needs. Affordability is important, but so are quality
More informationOur plan is that you enjoy every minute.
I am looking forward with confidence Our plan is that you enjoy every minute. Dear Prospective Member, You re at a wonderful age. An age of freedom. An age of choices. Today, more than ever before, life
More informationEnrollment Guide For Group Employees. Making the Important Choices Easier. BlueCare
Enrollment Guide For Group Employees Making the Important Choices Easier. BlueCare Health plan benefits How can Blue help you? When your employer offers Blue Cross and Blue Shield of Florida benefits,
More informationAn Integrated, Holistic Approach to Care Management Blue Care Connection
An Integrated, Holistic Approach to Care Management Blue Care Connection With health care costs continuing to rise, both employers and health plans need innovative solutions to help employees manage their
More informationHigh Deductible and HSA Qualified Plans
High Deductible and HSA Qualified Plans For individuals and families HIGH DEDUCTIBLE PLANS Insuring Minnesota One Life At A Time w w w.preferredone.com Dear Prospective Members: Thank you for your interest
More informationWelcome to your ActiveCare Select Plan
Welcome to your ActiveCare Select Plan All the best resources for good health and smart spending just for you. 2 Your plan includes specialized services, wellness programs and online resources to help
More informationHow To Get Healthy
G Cash rewards G Valuable discounts G 24/7 Health Coach Whether you re up in the middle of the night with a sick child or looking for ways to manage a long term condition, we can provide support and resources.
More information2014 Southcoast Health Plan Frequently Asked Questions
2014 Southcoast Health Plan Frequently Asked Questions What does Southcoast Health Plan offer me? Southcoast Health Plan provides members with broad access to quality health care at an affordable price.
More informationGrow Healthy. State Health Benefit Plan YOUR 2012 BENEFITS STATE HEALTH BENEFIT PLAN MEMBERS
State Health Benefit Plan Grow Healthy Dedicated Service. Useful Tools. Real Solutions. YOUR 2012 BENEFITS STATE HEALTH BENEFIT PLAN MEMBERS Look inside to learn about: Benefit options Health support and
More informationSHORT TERM PLAN RATE GUIDE
HealthPartners SHORT TERM PLAN RATE GUIDE Proudly serving Area A: The Twin Cities metro and central and northeastern Minnesota Plan overview 2 Summaries of benefits 3 Perks and resources 4 Rates 7 Short
More informationLEARN. Your guide to health insurance. How to choose the best plan for you and your family
LEARN Your guide to health insurance How to choose the best plan for you and your family Table of Contents Understanding health insurance...1 Health care law and you...2 Health insurance basics...4 Why
More informationYour Independence Blue Cross. 2016 Blue Solutions Renewal Guide. For small employers
Your Independence Blue Cross 2016 Blue Solutions Renewal Guide For small employers Table of Contents Get ready to renew your health plan 3 Two ways to offer plans 4 Blue Solutions Web-based Blue Solutions
More informationSelf-Insured Schools of California:
Helping SISC III SELF-INSURED SCHOOLS OF CALIFORNIA Self-Insured of California: Helping Access+ HMO SaveNet 2013/2014 Enrollment Guide Blue Shield of California offers health benefits to school districts
More informationLumenos HIA Lumenos HIA Plus. Getting healthy. Staying healthy. And saving money while you do it.
A consumer-driven health plan designed to help individuals and families control their out-of-pocket health expenses Getting healthy. Staying healthy. And saving money while you do it. MCEBR550A (3/09)
More information... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia.
Thank you...... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia. With a Medicare Supplement plan, you can have peace of mind knowing you have reliable coverage
More informationSimple. Personal. Empowering. Simple - A guide to your 2015 UnitedHealthcare Benefits
Simple - A guide to your 2015 UnitedHealthcare Benefits Simple. Personal. Empowering. An easy-to-use guide to understanding your UnitedHealthcare benefits offered by The City of Tampa. What s Inside: Introduction...2
More informationThe Coventry Difference
State of Florida Open Enrollment 2013 Coventry health plans across the country Delaware Coventry Health Care of Delaware Florida Coventry Health Care of Florida Georgia Coventry Health Care of Georgia
More informationEVERYTHING YOU NEED TO KNOW. New Yorkers know how to live. We know how to keep them covered.
ENROLLMENT KIT EVERYTHING YOU NEED TO KNOW ABOUT BECOMING HIP New Yorkers know how to live. We know how to keep them covered. JOIN HIP TODAY HIP HEALTH PLAN OF NEW YORK Having great health coverage is
More informationPOS. Point-of-Service. Coverage You Can Trust
POS Point-of-Service Coverage You Can Trust Issued by Capital Advantage Insurance Company, a Capital BlueCross subsidiary. Independent licensees of the Blue Cross and Blue Shield Association. Coverage
More informationLEARN. Your guide to health insurance
LEARN Your guide to health insurance Table of Contents Why health insurance is important...1 How the Affordable Care Act affects you...2 See if you may qualify for a subsidy...4 Types of health plans...6
More informationHEALTH PLAN COMPARISON
City of San José HEALTH PLAN COMPARISON For Employees Represented by AEA, AMSP, CAMP, CEO, IAFF, IBEW, MEF and OE#3 SERVICE Kaiser Permanente Blue Shield HMO QUESTIONS ABOUT PLAN DESIGN AND PROVIDER NETWORKS
More informationMedicare Supplement. What Is an Annuity? Final Expense Insurance. What is Medicare?
Medicare Supplement What is Medicare? Medicare is health insurance for people 65 or older, under age 65 with certain disabilities, and any age with End-Stage Renal Disease (ESRD) (permanent kidney failure
More informationUnderstanding Your Health
Understanding Your Health 2015 Objectives of Understanding Your Health After today s presentation, you will: Have a basic understanding of what is driving healthcare costs and how wellness and preventive
More informationDo more of what you love. HealthPartners Wisconsin Freedom (Cost) 2016 Plan Comparison Guide
Do more of what you love. HealthPartners Wisconsin Freedom (Cost) 2016 Plan Comparison Guide H2462_ 82767 Accepted 9/14/2014 H2462_91699_01 Accepted 8/30/2015 WIPlanComp Table of contents Introducing HealthPartners...................................
More informationBlue Shield EPO plan A welcome guide
Blue Shield EPO plan A welcome guide Welcome, new Stanford EPO member! Thank you for choosing the Blue Shield EPO plan. We re proud to provide you and your family with access to quality care, as well as
More information22690NYMENEBS Rev. 9/14. Benefits that give MTA - NYC Transit members freedom and choice
22690NYMENEBS Rev. 9/14 Benefits that give MTA - NYC Transit members freedom and choice Benefits that give you freedom and choice For more than 75 years, Empire BlueCross BlueShield (Empire) has provided
More information2014-15 EMPLOYEE BENEFITS GUIDE
2014-15 EMPLOYEE BENEFITS GUIDE ELIGIBILITY All People 2.0 employees are eligible to enroll in The American Worker program within 30 days of your first pay check. People 2.0 offers a variety of affordable
More informationMICHIGAN PUBLIC SCHOOL EMPLOYEES RETIREMENT SYSTEM
MICHIGAN PUBLIC SCHOOL EMPLOYEES RETIREMENT SYSTEM 2015 Health Plan Seminar Medicare Plus Blue is a PPO plan with a Medicare contract. Enrollment in Medicare Plus Blue depends on contract renewal. H9572_S_15MPSERSSem
More informationWelcome to your ActiveCare 1-HD Plan
Welcome to your ActiveCare 1-HD Plan All the best resources for good health and smart spending just for you. 2 Your plan includes specialized services, wellness programs and online resources to help you
More informationSchool Board of Broward County
School Board of Broward County Open Enrollment 2013 Table of Contents Preventive Care Coverage...1 Knowing where to go can help you save on health care costs...2 Coventry WellBeing...3 WellBeing has its
More information2016 COPAY AND DEDUCTIBLE PLANS
2016 COPAY AND DEDUCTIBLE PLANS Health Insurance for Individuals & Families Welcome to PreferredOne PreferredOne.com Your Health, Your Choice, Many Options At PreferredOne, our name says it all you and
More informationCity of Tucson. Health and Wellness
City of Tucson Health and Wellness Did you know? That you have all of these CIGNA resources and programs FREE to you? 24/7 Customer Service Health Pregnancies, Health Babies Program Healthy Rewards Program
More informationCOPAY PLANS. PreferredOne.com. Welcome to PreferredOne. Health Insurance for Individuals & Families 2014
COPAY PLANS Health Insurance for Individuals & Families 2014 Welcome to PreferredOne PreferredOne.com Your Health, Your Choice, Many Options At PreferredOne, our name says it all you and your family are
More informationWelcome aboard. Getting to know your health insurance
Welcome aboard Getting to know your health insurance Thank you for trusting us with your health insurance needs. A lot has changed in health care recently, so we created this guide* to make sure you understand
More informationHEALTH INSURANCE CHOICES FOR AMERICAN INDIANS
HEALTH INSURANCE CHOICES FOR AMERICAN INDIANS HEALTH INSURANCE IS AN IMPORTANT RESOURCE THAT CAN KEEP YOU AND YOUR FAMILY HEALTHY. If you have ongoing health issues, health insurance can help pay for treatment
More informationGEHA 2014. Health Savings AdvantageSM High-deductible health plan with a health savings account (HSA) (800) 821-6136 geha.com
GEHA 2014 Health Savings AdvantageSM High-deductible health plan with a health savings account (HSA) (800) 821-6136 geha.com CODE Self Only 341 Self + Family 342 Enrollment checklist 1. Research health
More informationSolutions. Quality Service Plan Choice Value-Added Programs. for small business.
Solutions Quality Service Plan Choice Value-Added Programs for small business. How does a small business attract and keep talented workers? One of the most important and attractive employee benefits an
More informationBenefit Comparison. Plan Options for April 1, 2015 - March 31, 2016 For Massachusetts-based Companies With 1-9 Full-time Employees
Benefit Comparison Plan Options for April 1, 2015 - March 31, 2016 For Massachusetts-based Companies With 1-9 Full-time Employees A National Membership Organization for Small Business 554 Main Street P.O.
More informationhow to choose the health plan that s right for you
how to choose the health plan that s right for you It s easy to feel a little confused about where to start when choosing a health plan. Some people ask their friends, family, or co-workers for advice.
More informationAnnual Enrollment Brochure
2016 Annual Enrollment Brochure SEPTEMBER 1, 2015 AUGUST 31, 2016 MEDICAL BENEFITS ENROLLMENT INFORMATION FOR: Active employees Retirees who are not eligible for Medicare www.healthselectoftexas.com (866)
More informationCHI Mercy Medical Center revised as of 1/1/15 CHI. Benefits at a Glance. Healthy CHI SPIRIT. Physical and financial health and wellness
CHI Mercy Medical Center revised as of 1/1/15 CHI Benefits at a Glance CHI Healthy SPIRIT Physical and financial health and wellness SM Our mission to create healthier communities extends to our own workplace.
More informationFilling Medicare coverage gaps.
Medicare Supplement Insurance Plans Filling Medicare coverage gaps. Affordable benefits. Personal attention. Easy to apply. MS COMPROUW Rev4 54205.0112 we can help you manage Medicare coverage gaps You
More informationCigna Open Access Plans for Tennessee
Individual & Family Plans Insured by Connecticut General Life Insurance Company Cigna Open Access Plans for Tennessee medical & PHARMACY INSURANCE with the ONE-AND-ONLY YOU IN MIND. 858436 a 12/12 Services
More informationMedicare Advantage Plans: An Overview
Medicare Advantage Plans: An Overview June 2014 Prepared by: Penny Finch, Benefits Consultant Copyright 2014 by The Segal Group, Inc. All rights reserved. 5432273.1 CONTENTS Medicare 101 Understanding
More informationMedicare. What you need to know. Choose the plan that s right for you GNHH2ZTHH_15
Medicare What you need to know Choose the plan that s right for you GNHH2ZTHH_15 Choosing a Medicare plan is a lot like buying a car. There are lots of options to consider. And what s right for you may
More informationKey Advantage With Expanded Benefits Benefits Summary
Key Advantage With Expanded Benefits Benefits Summary Effective July 1, 2008 or October 1, 2008 Benefit Highlights How The Plan Works.......................................... 1 Summary Of Benefits..........................................
More informationUAMS UnitedHealthcare Group Medicare Advantage (PPO) 2014 benefit plan Y0066_130717_100929
UAMS UnitedHealthcare Group Medicare Advantage (PPO) 2014 benefit plan Y0066_130717_100929 Welcome Why We re Here Medicare Basics Plan Benefits Questions & Answers How to Enroll Why UnitedHealthcare? UnitedHealthcare
More informationHealth Plans That Work for You
Health Plans That Work for You Blue Cross offers a variety of high-quality, affordable health plan options to fit your employees needs and your bottom line. VantageBlue Ideal if you re looking for: Traditional
More information