NEBRASKA DEPARTMENT OF INSURANCE LOSS COST MULTIPLIERS IN EFFECT as of November 1, 2015 NE Company

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1 BRASKA DEPARTMENT OF INSURANCE 1 of 9 Acadia Insurance /01/2015 Acceptance Indemnity Inc /27/2001 Accident Fund General Insurance /01/2013 Accident Fund Insurance of America /01/2014 Accident Fund National Insurance /01/2014 Ace American Insurance /01/2004 Ace Fire Underwriters Insurance /01/2013 Ace Indemnity Insurance /01/2004 Ace Property & Casualty Insurance /01/2013 ACIG Insurance /01/2015 ACUITY /01/2015 Addison Insurance /01/2015 Advantage Workers Compensation Ins /14/2002 AIG Casualty /01/2002 AIU Insurance /01/2002 Alea North America Insurance /01/2005 Allianz Global Risks US /01/1995 Allmerica Financial Alliance Insurance /01/2012 Allmerica Financial Benefit Insurance /01/2012 Allstate Indemnity /01/1995 Allstate Insurance /01/1995 Amco Insurance /01/2014 American Alternative Insurance Corp /01/2013 American Automobile Insurance /01/2015 American Business & Mercantile Insurance Mutual /01/2015 American Business & Personal Insurance Co /01/2014 American Casualty Reading, PA /01/2015 American Compensation Insurance /01/2014 American Economy Insurance /01/2015 American Employers Insurance /01/2000 American Family Home Insurance /01/2013 American Family Insurance /01/2015 American Family Mutual Insurance /01/2015 American Fire & Casualty /01/2013 American Fuji Fire & Marine Insurance /15/2005 American Guarantee and Liability /01/2014 American Home Assurance /01/2012 American Insurance /01/2015 American International Insurance /01/1995 American International Pacific /01/2002 American International So. Insurance /01/2002 American Interstate Insurance /01/2013 American Manufacturers Mutual /01/2001 American Mining Insurance /01/2012 American Modern Home Insurance /01/2013 American Safety Casualty Insurance /01/2002 American Select Insurance /01/2012 American States Insurance /01/2015 American States Insurance of TX /01/2002 American Zurich Insurance /01/2014 Amerisure Insurance /01/2013

2 BRASKA DEPARTMENT OF INSURANCE 2 of 9 Amerisure Mutual Insurance /01/2013 Amerisure Partners Insurance /01/2013 AmGUARD Insurance /01/2013 Arch Insurance /30/2003 Argonaut Great Central Insurance /01/2001 Argonaut Insurance /01/1997 Argonaut-Midwest Insurance /01/1997 Associated Indemnity Corp /01/2014 Assurance of America /01/2009 Athena Assurance /01/2006 Atlantic Mutual Insurance /13/2002 Atlantic Specialty Insurance /01/2011 Atlantic States Insurance /01/2014 Auto-Owners Insurance /01/2015 AXIS Insurance /27/1998 BancInsure, Inc /01/2011 Bankers Standard Fire & Marine /01/2004 Bankers Standard Insurance Co /01/2013 Bearing Midwest Casualty /01/2013 Benchmark Insurance /01/2006 Berkley National Insurance /01/2013 Berkley Regional Insurance /01/2013 Berkshire Hathaway Direct Insurance /01/2015 Berkshire Hathaway Homestate Insurance Co /01/2012 BITCO General Insurance Corporation /01/2015 BITCO National Insurance /01/2015 Bituminous Casualty Corp /01/2011 Bituminous Fire & Marine Insurance /01/2011 Bloomington Compensation Insurance /01/2014 Brotherhood Mutual Insurance /01/2015 Builders' Mutual Casualty /01/2008 Camden Fire Association /01/1999 Carolina Casualty Insurance /01/2013 Centennial Insurance /13/2002 Centre Insurance /11/1997 Charter Oak Fire Insurance /01/2005 Chartis Casualty /01/2012 Chubb Indemnity Insurance /01/2014 Chubb National Insurance /01/2014 Church Mutual insurance /01/2015 Cincinnati Casualty /01/2015 Cincinnati Indemnity /01/2015 Cincinnati Insurance /01/2015 Clarendon National Insurance /01/1999 Clermont Insurance /01/2001 Colonial American Casualty & Surety /01/2014 Columbia Mutual Insurance /01/2015 Columbia National Insurance /01/2015 Commerce & Industry Insurance /01/2012 Commercial Casualty Insurance /28/2002 Companion Commercial Insurance /01/2014

3 BRASKA DEPARTMENT OF INSURANCE 3 of 9 Companion Property & Casualty Insurance Co /01/2014 Continental Casualty /15/2015 Continental Indemnity /01/2011 Continental Insurance /01/2015 Continental Insurance /01/2004 Continental Western /01/2015 Cooperative Mutual Insurance /01/2010 Coregis Insurance /09/2003 Crum & Forster Indemnity /01/2015 Cumis Insurance Society, Inc /01/2007 DaimlerChrysler Insurance /01/1998 Dakota Truck Underwriters /01/2015 Dallas National Insurance /28/2014 Deerfield Insurance /01/2011 Depositors Insurance /01/2014 Diamond Insurance /01/2014 Diamond State Insurance /15/2010 Discover Property & Casualty Insurance /01/2010 Donegal Mutual Insurance /01/2014 EastGUARD Insurance /01/2013 Electric Insurance /01/2004 EMC Property & Casualty /010/2015 Emcasco Insurance /01/2015 Employers Fire Insurance /01/2009 Employers Insurance Of Wausa /01/2013 Employers Mutual Casualty /01/2015 Employers Reinsurance Corporation /01/2008 Everest National Insurance /01/2003 Fairfield Insurance /09/1997 Fairmont Insurance /01/1995 Fairmont Premier Insurance /01/1995 Fairmont Specialty Insurance /01/1998 Falls Lake National Insurance /01/2015 Farm Bureau Mutual /01/2010 Farm Bureau Property & Casualty Insurance Co /01/2015 Farmers Insurance Exchange /01/2013 Farmington Casualty /01/2006 Farmland Mutual Insurance /01/2015 Federal Insurance /01/2014 Federated Mutual Insurance /01/2015 Federated Rural Electric Insurance /15/2009 Federated Service Insurance /01/2015 Fidelity & Guaranty Insurance /01/2010 Fidelity and Deposit of MD /01/2014 Fidelity and Guaranty Insurance Underwriters Inc /01/2010 Fireman's Fund Insurance /01/2015 Firemen's Insurance Co. of Washington, DC /01/2015 First Dakota Indemnity /01/2015 First Liberty Insurance Corporation /01/2013 First National Insurance of America /01/2015 FirstComp Insurance /01/2009

4 BRASKA DEPARTMENT OF INSURANCE 4 of 9 Florist's Mutual Insurance /01/2014 Foremost Insurance /01/2014 Foremost Property & Casualty /01/2014 Foremost Signature Insurance /01/2014 Frank Winston Crum Insurance, Inc /15/2011 Gateway Insurance /01/2007 General Casualty of Illinois /01/2012 General Casualty of WI /01/2012 General Insurance of America /01/2015 Genesis Insurance /26/2002 Grain Dealers Mutual Insurance /01/2001 Granite State Insurance /01/2012 Graphic Arts Mutual Insurance /01/1995 Great American Alliance Insurance /12/2005 Great American Assurance /12/2005 Great American Insurance /12/2005 Great American Insurance of NY /12/2005 Great American Spirit Insurance /01/2014 Great Divide Insurance /15/2005 Great Midwest Insurance /28/2015 Great Northern Insurance /01/2014 Great West Casualty /01/2015 Greater New York Mutual Insurance /01/1995 Greenwich Insurance /01/2008 Grinnell Mutual Reinsurance /01/2014 Guarantee Insurance /01/2013 GuideOne Elite Insurance /01/2012 GuideOne Mutual Insurance /01/2012 Hamilton Mutual Insurance /01/2015 Hanover American Insurance /01/2012 Hanover Insurance /01/2012 Harco National Insurance /01/2011 Harleysville Insurance /01/2014 Harleysville Mutual Insurance /01/2011 Harleysville Preferred Insurance /01/2014 Harleysville Worcester Insurance /01/2014 Hartford Accident and Indemnity /01/2013 Hartford Casualty Insurance /01/2013 Hartford Fire Insurance /01/2013 Hartford Insurance of the Midwest /01/2013 Hartford Underwriters Insurance /01/2013 Hawkeye Security Insurance /01/2015 HDI-Gerling America Insurance /01/2011 Horizon Midwest Casualty /01/2013 Houston General Insurance /01/1995 Illinois National Insurance /01/2002 Imperial Casualty & Indemnity Insurance Comp /01/2004 Imperium Insurance /01/2011 IMT Insurance (Mutual) /01/2013 Indemnity Insurance of North America /09/2003 Indiana Lumbermen's Mutual Insurance /01/2005

5 BRASKA DEPARTMENT OF INSURANCE 5 of 9 Ins of the State of Pennsylvania /01/2002 Insurance of North American /01/2004 Insurance of the Americas /01/2003 Insurance of the West /01/2003 Iowa American Insurance /01/2014 Iowa Mutual Insurance /01/2014 Kemper Casualty Insurance /01/2003 Le Mars Insurance /01/2014 Liberty Insurance Corporation /01/2014 Liberty Mutual Fire Insurance /01/2014 Liberty Mutual Insurance /01/2013 Lincoln General Insurance /17/1996 LM Insurance Corporation /01/2014 Lumber Mutual Insurance /01/2001 Lumbermen's Mutual Casualty /01/2001 Lumbermen's Underwriting Alliance /01/2014 Manufacturers Alliance Insurance /01/2014 Markel American Insurance /01/2015 Markel Insurance /01/1995 Maryland Casualty /01/2009 Massachusetts Bay Insurance /01/2012 Medical Assurance /01/2001 MEDMARC Casualty Insurance /01/2001 Metlife Insurance of CT /01/2003 Michigan Millers Mutual Insurance /01/2009 Mid-Century Insurance /01/2013 Middlesex Insurance /01/2015 Midwest Builders Casualty Mutual /01/2013 Midwest Employers Casualty /01/2013 Midwest Family Mutual Insurance /01/2015 Midwestern Indemnity /01/2015 Millers First Insurance /01/1999 Milwaukee Casualty Insurance /01/2009 Milwaukee Guardian Insurance Inc /01/2003 Milwaukee Insurance /01/2005 Mitsui Sumitomo Insurance of America /01/2005 Mitsui Sumitomo Insurance USA Inc /01/2003 Motorists Commercial Mutual Insurance /01/1995 National American Insurance /01/2004 National Casualty /01/2013 National Farmers Union Property & Casualty Co /01/2004 National Fire Insurance of Hartford /01/2015 National Interstate Insurance /01/2015 National Liability & Fire Insurance /01/2014 National Liability Fire Insurance /01/1995 National Surety Corporation /01/2015 National Union Fire Of PA /01/2002 Nationwide Agribusiness Insurance /01/2015 Nationwide Mutual Insurance /01/2014 Netherlands Insurance /The /01/2015 New Hampshire Indemnity Insurance /01/2002

6 BRASKA DEPARTMENT OF INSURANCE 6 of 9 New Hampshire Insurance /01/2002 New York Marine & General Insurance /31/2011 Nipponkoa Insurance /01/2006 NorGUARD Insurance /01/2013 North American Elite Insurance /01/2007 North American Specialty Insurance /01/2007 North Pointe Insurance /01/2014 North River Insurance of NJ/ The /01/2015 Northern Insurance of New York /01/2009 Nova Casualty /01/2014 Oak River Insurance /01/2012 OBI National Insurance /01/2013 Ohio Casualty Insurance /01/2013 Ohio Farmers Insurance /24/1994 Ohio Security Insurance /01/2015 Old Republic General Insurance Corporation /01/2006 Old Republic Insurance /01/2005 OneBeacon America Insurance /01/2009 OneBeacon Insurance /01/2009 Owners Insurance /01/2015 Pacific Employers Insurance /01/2013 Pacific Indemnity /01/2011 Peerless Indemnity Insurance /01/2015 Peerless Insurance /01/2015 Penn Millers Insurance /01/2015 Penn National Mutual Casualty /01/2000 Penn-America Insurance /15/2010 Pennsylvania General Insurance /14/2000 Pennsylvania Manufacturers' Association Ins. Co /01/2014 Pennsylvania Manufacturers' Indemnity Co /01/2014 Petroleum Casualty /01/1996 Pharmacists Mutual Insurance /01/2014 Phoenix Insurance /01/2006 Platte River Insurance /01/1999 Praetorian Insurance /01/2014 Preferred Professional Insurance /02/2007 Preserver Insurance /01/2013 Property and Casualty Insurance /01/2013 Protective Insurance /01/1995 QBE Insurance Corporation /01/2014 Quanta Indemnity /01/1994 Redland Insurance /01/2006 Redwood Fire and Casualty Insurance /01/2014 Regent Insurance /01/2012 Republic Indemnity of America /01/2003 Republic Indemnity of California /01/2003 Republic Western Insurance /01/1995 Riverport Insurance /25/2012 RLI Insurance /15/2012 Royal Indemnity /15/2001 Safeco Insurance of America /21/2000

7 BRASKA DEPARTMENT OF INSURANCE 7 of 9 Safety First Insurance /01/2003 Safety National Casualty Corp /01/2003 Sagamore Insurance /01/2015 Samsung Fire & Marine Insurance /01/2012 SeaBright Insurance /01/2012 Security Insurance of Hartford /15/2001 Security National Insurance of KS /01/2009 Select Insurance /01/1998 Seneca Insurance /15/2009 Sentinel Insurance LTD /01/2013 Sentry Casualty /01/2012 Sentry Insurance Mutual /01/2015 Sentry Select Insurance /01/2015 SFM Mutual Insurance /01/2007 Silver Oak Casualty /01/2005 Southern Insurance /01/2006 SPARTA Insurance /01/2010 St. Paul Fire and Marine Insurance /01/2006 St. Paul Guardian Insurance /01/2006 St. Paul Medical Liability Insurance /01/2004 St. Paul Mercury Insurance /01/2006 Standard Fire Insurance /01/2006 Star Insurance /01/2002 StarNet Insurance /01/2013 Starr Indemnity & Liability /15/2011 State Farm Fire & Casualty /01/2013 State National Insurance Inc /18/2013 Stonebridge Insurance /20/1995 Stonewood National Insurance /15/2013 Stonington Insurance /01/2012 SUA Insurance /01/2008 T.H.E. Insurance /13/2002 Technology Insurance /11/2003 TIG Insurance /01/1995 TNUS Insurance /01/2008 Tokio Marine & Fire Insurance LTD /13/1995 Tower Insurance of NY /01/2013 Trans Pacific Insurance /01/2008 Transcontinental Insurance /15/2005 Transguard Insurance of America, Inc /01/2004 Transportation Insurance /01/2015 Travelers Casualty & Surety of America /01/2005 Travelers Casualty and Surety /01/2005 Travelers Casualty of CT /14/1997 Travelers Casualty Insurance of America /01/2005 Travelers Commercial Insurance /14/1997 Travelers Indemnity /01/2006 Travelers Indemnity of America /01/2006 Travelers Indemnity of CT /01/2006 Travelers Property Casualty of America /01/2006 Triangle Insurance Inc /01/2015

8 BRASKA DEPARTMENT OF INSURANCE Trinity Universal Insurance of KS /01/2009 Tri-State Insurance of MN /01/2013 Triumphe Casualty /01/2014 Truck Insurance Exchange /01/2013 Trumbull Insurance /01/2013 Twin City Fire Insurance /01/2013 U S Specialty Insurance Co /25/2000 Ulico Casualty /01/2004 Union Insurance /01/2015 Union Insurance of Providence /01/2015 United Fire and Casualty /01/2015 United National Casualty Insurance /15/2011 United National Specialty Insurance /15/2010 United Security Insurance /01/2000 United States Fidelity & Guaranty /01/2010 United States Fire Insurance /01/2015 United Wisconsin Insurance /01/2015 Universal Underwriters Insurance /01/2003 Utica Mutual Insurance /01/2012 Valiant Insurance /01/2005 Valley Forge Insurance /01/2015 Vanliner Insurance /01/2010 Vigilant Insurance /01/2014 Virginia Surety, Inc /01/2002 Wadena Insurance /01/2013 Wausau Business Insurance /01/2014 Wausau Underwriters Insurance /01/2014 West American Insurance /01/2015 West Bend Mutual Insurance /01/2012 Western Agriculture Insurance /01/2015 Westfield Insurance /23/1994 Westfield National Insurance /01/2012 Westport Insurance Corp /09/2003 Williamsburg National Insurance /15/2002 Work First Casualty /01/2013 XL Insurance America /01/2008 XL Specialty Insurance /01/2008 Yasuda Fire & Marine Insurance /20/1994 Zenith Insurance /07/2002 Zurich American Insurance /01/2014 Zurich American Insurance of IL /01/2014 Zurich North America /01/ of 9

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