What can Event Assured do for associations & charities?

Transcription

1 What can Event Assured d fr assciatins & charities? Specialist insurance services fr assciatins & charities Yur event, ur risk

2 We have been wrking with event rganisers ver three decades Our clse relatinship with rganisers has given us unique insights int the risks in assciatin and charity events f every kind. This has enabled us t develp slutins which specifically meet the needs f event rganisers mre s than any ther insurance prvider. Our range includes cvers and extensins nt available frm ther prviders ideas develped with prfessinal rganisers and their clients. Eddie Mulhlland / Rex Features

3 Market-leading event insurance Even if yu nly rganise ne event a year, disruptin can lead t cancellatin r abandnment f the event, and cst yur rganisatin dearly leading t lst incme r at the very least wasted expenditure. This is where event insurance cmes in. We ffer cver in the three main areas f risk affecting events - Cancellatin/Disruptin, Prperty Damage, and Liabilities, but there are three key differences which separate us frm ur cmpetitrs. We give: BETTER VALUE We lead the way in delivering better value t clients. Fr like-fr-like cver, we are rarely beaten n price. INSURANCE WHICH MEETS YOUR NEEDS We help ur clients t think abut the risks they face in staging events it s better t d this than find ut after the event that yu culd have insured a cause f lss. This means we can tailr the insurance t meet yur precise needs fr each event yu rganise. Key features f ur apprach include: Plicies are written in Plain English, and we speak in Plain English We give advice based n experience ver three decades in the events industries and five decades in insurance We can cver events being held almst anywhere in the wrld Massive capacity we can rapidly cver events with Revenue/Expenditure up t 10,000,000. Cver fr larger events takes just a little lnger Underwritten by quality underwriters in Llyd s Bespke ffice systems enable us t deliver better cver, faster and at lwer cst Helpful and highly experienced persnnel are here t serve yur needs 24/7 call numbers fr claims emergencies.

4 QUALITY POLICY WORDINGS WHICH PROVIDE WIDER COVER FOR REAL PEACE OF MIND With any insurance, the key t hw yur claim gets paid is in the detail f the plicy wrding and the Event Assured range has been designed t be the best n the market. Here are just a few f the unique features and extensins: Brad definitin f Disruptin if it is nt specifically excluded, then it s cvered Wider and higher free terrrism cver including terrrism at the venue withut time restrictin Terrrism cver included under all risks Prperty Damage sectin Natinal murning cver fr events in UK and Eurpe withut additinal charge N inner limits. On the cntrary, Extra Cver prvides fr sums abve the budget in case yu exhaust yur cver but still have varius additinal csts t pay N deductibles n event insurance cver # Our event liability insurance is based n the same quality cre wrding as ur annual liability insurance. Cver applies thrughut the perid f insurance until breakdwn r final return t base Emplyer s liability cver perates Eurpe-wide. Cntingent emplyer s liability cver utside Eurpe Extensins available t cver thse risks special t yur event including: Reduced Attendance leading t lss f gate receipts Reductin in attendance belw a critical level making the event nt viable r leading t demands fr refunds frm exhibitrs and thers Cver fr exhibitrs prevented frm getting t the event Nn appearance Key Featured Persns individuals, grups r categries f key peple Terrrism r the threat f terrrism a wide range f ptins is available beynd the free cver including clsure f airspace Natinal r curt murning beynd the free cver Adverse weather affecting events (r parts f events) taking place utdrs r in temprary structures and mre if it isn t standard, then we seek a slutin. # In cuntries subject t severe winter weather Reduced Attendance claims are payable nce the lss exceeds a certain figure, therwise n deductible applies.

5 Event Assured Liability cmbined liability insurance fr events Mst general insurers d nt prvide cver fr event rganisers, and if they d this is likely t be adapted frm a general liability insurance, rather than ne develped specifically fr the needs f peple wh rganise events. S we develped Event Assured Liability t cver events. It includes cver extensins which are nt available in a standard liability insurance. Event Assured Liability is available n an annual basis r fr single events (r grups f events) as a stand alne cver. It includes key features designed t deal with the special needs f events wrldwide including: Public Liability up t 25 millin Emplyer s Liability 10 millin 3 currency ptins -, and $ High quality wrdings designed fr events Annual plicy designed t cver the whle business fr the year, including imprtant annual plicy extensins Eurpe-wide emplyer s liability cver Liability fr damage t venues Indemnity t Principals and Venues.

6 Event Assured Office - dvetails with yur liability insurance Mst general insurers ffer ffice insurance packages, but these usually include emplyer s and public liability insurance by default, with n ptin t delete thse sectins. Mst f these packages are designed fr static ffice risks, and nt fr events. Fr this reasn we usually recmmend that event rganisers take ut ne f ur separate liability insurances. T make this pssible we devised Event Assured Office, which prvides a chice f cver under the usual ffice insurance headings, ther than liabilities: Prperty Damage All Risks Business Interruptin Mney Fidelity Guarantee Legal Expenses Terrrism A straightfrward way t arrange the key ffice cvers withut duplicatin f liability insurance.

7 event-insurance-nline.cm The wrld s first multi currency full cycle web site fr quality event insurance. If yu knw what yu want frm event insurance and are lking fr a quick and easy way t arrange insurance fr yur events then yu can nw buy Event Assured quality cver nline. Features include: Quality cver which yu can buy with cnfidence Special internet pricing Quick Qute in secnds, n cver in just a few minutes Dcuments are sent immediately by and usually arrive within 2 minutes The site uses Web 2.0 technlgy - dynamic pages and frms react t user input s yu nly see what is relevant t yur event, making it a dream t use Pay by credit/debit card Backed up by a fully advised service frm ur underwriting team when yu need help Fr yur exhibitin stand cver A truly easy and ecnmical way t arrange event insurance.

8 Exhibitr insurance schemes If yur events include exhibitins, we ffer a chice f hw yu can ffer exhibitr insurance t yur exhibitrs which are bth legal and easy t perate. EVENT ASSURED EXHIBITOR EXPRESS is ur dedicated nline slutin fr exhibitr insurance schemes - an easy and fully legal way fr rganisers t infrm exhibitrs n exhibitr insurance, withut the cmplicatins f FSA/FCA regulatin. Benefits fr Exhibitrs: The best exhibitr insurance n the market. Key features include: Highly cmpetitive premiums fr happier exhibitrs Based n the same quality cre f wrdings as ur ther event insurance prducts, it includes each f the three main areas f key cver fr exhibitrs cancellatin, all risks and liabilities Available in a range f packages t suit different sized stands with a liability-nly ptin Includes extensins nt ffered by ther prviders, including Travel Delay and Enfrced Extended Stay benefits t cver their staff wh have travelled t the event Exhibitrs can btain qutatins and buy n-line frm ur fully interactive web site. Offers yur exhibitrs a quick and easy way t arrange their exhibitr insurance Exhibitrs get full cntract certainty with full plicy wrding and clear unambiguus dcumentatin befre they purchase, and immediate dcumentatin when they purchase by credit card Fr larger exhibits, exhibitrs can call us and btain advice fr tailr-made cver.

9 Benefits fr yu: A quality prduct which yu can make available with cnfidence On-line dcumentatin can be persnalised t each Event Event cding enables event-specific cver and rating and pre-ppulates the n-line frm, making it even easier fr exhibitrs t buy the right cver N wrk r expense n yur part We can pay yu cmmissin withut the need fr yu t be authrised r regulated by the FSA/FCA, and n cmplex agency agreements are required. We deal with the clients direct and share ur cmmissin with yu based n actual sales at the end f the exhibitin Where apprpriate, we can integrate the n-line purchase int yur exhibitr manual. APPOINTED REPRESENTATIVE STATUS & MASTER POLICIES If yu need t sell insurance t yur exhibitrs, then FSA/FCA rules dictate that yu must be authrised either directly, r as an Appinted Representative f an authrised firm. Selling insurance withut such authrisatin may be illegal Master plicies must be cnfigured and delivered in accrdance with FSA/FCA rules including the Insurance Cnduct f Business (ICOBS) rules and the principles f Treating Custmers Fairly (TCF). They must als cmply with laws applicable in the cuntries where yur exhibitrs are dmiciled We can advise yu n hw this can be dne.

10 What else can Event Assured d fr yu? We are highly qualified and experienced cmmercial insurance brkers ffering a full range f cmmercial insurance services including: Assciatin liability insurance Directrs and fficers liability insurance Trustees liability insurance plus the full range f insurances fr liabilities, prperty and persnnel - in fact any area f risk t which yur assciatin r charity is expsed. All yu have t d is call we can give yu advice and guidance n the cver best suited t yur event and help yu t cmplete prpsal frms. Event Assured insurance plicies are available t rganisatins thrughut the Eurpean Unin, Channel Islands, Iceland, Mnac, and Nrway, and many cuntries utside Eurpe. If yu are utside Eurpe, please check with us befre cmpleting an applicatin frm. Full prduct brchures, prpsal frms and summaries f cver are available in Wrd and/r pdf frmats frm ur web site

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12 Cntact us at: Event Assured 8 Freeprt Office Village Century Drive Braintree Essex CM77 8YG UK Tel: +44 (0) Fax: +44 (0) mail@event-assured.cm Web: Applewell Ltd trades as Event Assured in the events industries. Applewell Ltd. Is authrised and regulated by the Financial Services Authrity Our FSA registratin number is Our permissins can be verified n the FSA website. Applewell Ltd. Is a private limited cmpany registered in England & Wales N Registered Office: 3, Warners Mill, Silks Way, Braintree, Essex UK CM7 3GB. Br/wcwd/ac/22611 COPYRIGHT APPLEWELL LTD. 2011