Lundgren & Young Insurance Ltd. is pleased to offer you an additional benefit of membership of the Calgary Chamber of Commerce

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1 Lundgren & Young Insurance Ltd. is pleased to offer you an additional benefit of membership of the Calgary Chamber of Commerce Home and Auto Insurance Group Insurance Plan for: Chamber Members and their Employees

2 Employer Benefits You are already Approved! Because you are already a member of the Calgary Chamber of Commerce there is absolutely no set up / applications. You and Your employees can simply contact Lundgren & Young Insurance any time for a non obligatory quote by phone, or on the web. If your Company currently has an existing Group Plan this program can be added as an alternative to ensure that your employees are receiving the best possible price, product and service! This program is available for members of the Calgary Chamber of Commerce only. This will allow your employees to reap the benefits of your membership and contribute to employee satisfaction in your business. Your employees will be entitled to a minimum of 25% discount on Auto Insurance and 5% discount on Homeowners Insurance. Lundgren & Young Insurance Ltd. is a multi line insurance broker which can provide coverage on other lines of insurance such as Life, Commercial, Travel. Lundgren & Young is a specialist in all classes of insurance. Lundgren & Young is a Calgary based brokerage with 7 offices across Alberta. We have been servicing the insurance needs of Albertans for over 25 years. You, or your employees, can contact us for a quote on your car or house and have your name entered into a draw for 20,000 Air Miles.

3 Summary of Benefits: Automobile Insurance 25% Discount on all coverages of your Automobile Policy Multi-Vehicle Discount - up to 10% Multi-Line Discount up to 20% Mature Driver Discount up to 15% 24 Hour / 365 days a year Emergency Claim Service Lifetime Guarantee on Automobile Claim Repairs Home Insurance 5% Discount on your Homeowners, Tenants or Condominium Policy New Home Discount up to 15% Mortgage Free Discount up to 15% Multi-Line Discount 10% Personal Liability Protection included at a $2,000,000 limit Identity Theft coverage at no cost, with no deductible, and a $30,000 coverage limit Additional Benefits 0% service fee for monthly payment plans Group rates available for immediate family members residing in household Air Miles Rewards. 1 Air Mile for every $20 in premium Superior Claims Service Guaranteed contact within 6 business hours or you are paid $500 Commercial quotes available from the same brokerage Flexible payment options Contact us for a no obligation quote on your home or auto insurance and you are automatically entered to win 20,000 Air Miles (offer valid until November 30 th,2009)

4 About Lundgren & Young Every organization starts somewhere; ours started as a small independent insurance brokerage in Calgary. From the first policy sold and the first employee hired the company has consistently taken a different approach from its competitors. We arrange insurance coverage for our customers based on their needs, not ours. We quote policies with the best coverage available from the companies that want to write the kind of business we are quoting. Juggling the coverage, the premium and the needs of all parties into a win win situation is our specialty. The customer wins with the best policy and rate for his needs, the company wins with the kind of customer they want to write, we win with the benefit of loyalty and respect in the way we put our insurance programs together for both our customers and our companies. Putting successful programs like this together requires special people. The kinds of people who believe that if they put the best interests of their customers ahead of themselves, they will achieve the best returns for themselves. If anything describes this company best it is its fundamental belief that by doing the best job possible for its customers, it will meet its needs and those of its company partners as well as itself. Lundgren and Young Insurance Ltd. has grown from a small company in 1983 to a large major player in Alberta today. Our unique method of taking care of our customers and our employees will ensure our continued success in the years to come. You need to experience our dedication to meeting your needs HOME AUTO COMMERCIAL LIFE

5 Why Choose a Broker? Insurance is a complicated commodity. There are minimum legal requirements for certain kinds of coverage and there are minimum kinds of coverage for certain kinds of things and there are things that you can't get coverage for. The rules are constantly changing and to stay on top of what is the best that can be done for your circumstances at the best possible price, you need an insurance broker to look after your insurance needs. The insurance broker invests the time necessary to learn what kinds of insurance customers the insurance companies want. Matching the insurance customer with the company that wants to insure those kinds of customers results in a good rate for the customer and a good customer for the insurer. It isn't any more complicated than that! You need help making your insurance decisions. You need to know that what you have purchased will meet your needs. You need to know that what you purchased meets the legal requirements. You need to know that the people working for you by choice put your interests ahead of theirs. That is what brokers do! Chose a broker and you will find them dedicated to meeting your needs not theirs. It is how we judge each other in front of our customers and those who don't meet our own standards are separated from the business we do. Choose a broker; they will work for you before their own interests. It is what we do. HOME AUTO COMMERCIAL LIFE

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