Omaha Mortgage Brokers

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1 Omaha Mortgage Brokers My name is Dennis Clark. I want to thank you for taking the time to visit my website, where I guarantee you'll find plenty of helpful information to assist you in obtaining a home loan to purchase your new home or refinance your current mortgage. I am a both an Omaha Mortgage Lender and also an Omaha Mortgage Broker serving Omaha, Nebraska and the surrounding areas. If you're planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking to refinance in Nebraska or the surrounding areas, you will find that this site is a complete resource full of insider secrets that will allow you to choose the mortgage loan program best suited to your financial needs. I make it fast and easy for all kinds of people-including first-time homebuyers, small business owners, and homebuyers with perfect or less-than-perfect credit to get the loan you need for the home you want. I go beyond just quoting you Omaha Mortgage Rates.

2 Omaha Mortgages If you are a first time home buyer, looking to buy your next home, or simply looking to refinance your Omaha mortgages, this website has the resources that are filled with the secrets you need, to select the type of Omaha home financing that satisfies your goals. Omaha Home Loans Don't forget to register to receive the FREE Insider Real Estate and Nebraska Mortgage Loan Reports and the FREE Nebraska home buying guide. Please complete the Pre- Qualify now box for a FREE Mortgage interest rates quote. Call me at I am available to help answer all of your financing concerns. Omaha Mortgage Rates Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Online Loan Application, or call me in my Omaha, Nebraska office at , or you can also check out my Google+ page.

3 Monthly Mortgage Payment This calculator will compute your Total Monthly Mortgage Payment. Your monthly payment will include principal and interest and an escrow account for property taxes and homeowners insurance. This is also known as PITI. These figures will be based on the term of your loan (amortization) and the amount of money you use for a down payment which is known as the loan to value (LTV). Monthly Payment Amortization This calculator will compute your Monthly Payment, the Total Interest you will pay over the term of the loan plus the total amount you will actually pay for borrowing the money. Simply input your information into the required field. You can check the "Show Amortization Schedule" box to see a breakdown of payments. What Size Loan Can I Qualify For? This calculator will help you determine the maximum loan you may be able to qualify for. Please note that these figures are guidelines only and you should always check with your lender to determine the best program to fit your needs. Your mortgage loan qualifications will be based on your income, current debts and of course your credit ratings. This calculator will also show you how much will you save on taxes by being a homeowner.

4 Should I Refinance? This calculator will show if refinancing your current mortgage is appropriate by taking your current Monthly Payment and Total Interest and comparing it to your Refinancing Savings when you refinance your current mortgage at a lower interest rate. You can also request to finance Closing Costs to see how many months it will take to break even. Buying vs Renting Comparison This calculator will assist you in deciding whether it is better to rent or purchase a home. This is done by computing the costs of renting versus the costs of buying a home. There are many things included in the calculation such as interest, property taxes, tax savings, appreciation, closing costs, etc. How To Pay Off My Mortgage Early You can pay off your existing mortgage sooner than it due date by simply applying additional payments to your principal balance. This calculator will show how the additional monthly payment will help you to pay off your current mortgage within a specified number of years. It will also show your interest savings if you make an additional payment each month from now and until your mortgage is paid off.

5 7 Things You Should NOT Do When Applying For A Home Loan The following is a sample of this report: This is a list of things to steer clear of when you are seeking to obtain financing for a home. The following items may prove to be a detriment when you wish to move forward with the loan process. Don't buy or lease an auto! Lenders look carefully at your debt-to-income ratio. A large payment such as a car lease or purchase can greatly impact those ratios and prevent you from qualifying for a home loan. Don't move assets from one bank account to another! These transfers show up as new deposits and complicate the application process, as you must then disclose and document the source of funds for each new account. The lender can verify each account as it currently exists. You can consolidate your accounts later if you need to...

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