Integrated Default Management Solutions. Stronger results from the ground up.

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1 fi b m Integrated Default Management Solutions Stronger results fr the ground up.

2 Innovati Thinking, Bankable Results Maximize Cmercial and Residential Asset Preservation For more than 40 years, Fi Brothers has provided innovati, regulatory-cpliant default management solutions that sa time, eliminate errors and increase efficiency for cmercial and residential mortgage servicers nationwide. Pron on-the-ground field services, experience-based partnering, advanced technology and knowledgeable custer and field service professionals, empower our clients to maximize asset preservation while reducing costs, streamlining operations and optimizing borrower relationships. High-Yield Productivity Our solutions provide major productivity gains, helping clients achie incremental success in a dynamic, cpetiti and highly regulated marketplace. Fr core field services including property preservation, inspections, REO management and valuation services to advanced technology solutions that streamline and simplify default management processes, Fi Brothers has consistently demonstrated its ability to adapt to the changing business needs of its clients. With in-depth knowledge of cmercial and residential asset preservation, informed industry insight and a dynamic approach to problem solving, Fi Brothers is able to meet client needs of today and torro The bott line we delir what default mortgage servicers need stronger results fr the ground up Fi Brothers

3 Cplete Solutions, Single-Source Connience Now, mortgage servicers can get a full range of default management solutions fr a single, pron partner. Plus, the knowledge and skills to optimize them for client-specific needs and business opportunities. It all adds up to superior performance on ery front: Cmercial and Residential Properties Property Preservation Inspections REO Management Valuation Services Appraisals and BPOs Nationwide Network of Custer and Field Service Professionals Advanced Technology: FiOnline Asset Preservation Workflow Management System MOTZ Loss Mitigation Software MARS Document Management and Processing System Cmercial Property Management and Preservation Services Fi Brothers provides property management, asset preservation and site inspection services for apartment buildings, office buildings, strip shopping centers, light industrial buildings, car dealerships and other cmercial properties. Our cmercial experts handle it all ASTM E2018-cpliant inspections; property securing, maintenance and rehabilitation; management of lease, utility and tax payments; and much more.

4 Stronger results fr the ground up. NATIONWIDE FIELD SERVICE SOLUTIONS Effecti preservation of your cmercial and residential property assets takes exceptional knowhow, precise planning, and expert execution. By tailoring this formula to each property, Fi Brothers helps its clients maximize both property values and asset returns. FiOnline, our state-ofthe-art invoicing, work documentation and reporting technology provides clients with 24/7 secure access to the process-critical information they need to increase efficiency, impro accuracy and ensure regulatory cpliance. Our nationwide results-drin field service solutions include: Property Preservation We act quickly and effectily to ensure that each property is appropriately maintained, consistent with applicable regulatory requirements including HUD, Fannie Mae and Freddie Mac guidelines. Our experienced field service professionals provide deis removal, winterization, lawn maintenance and snow removal, plus client-specified cust services. Inspections Fi Brothers provides a full range of inspection services, nationwide. With 24-hour rush and Saturday service, we re there when and where you need us. Services include occupancy rification and REO rification, as well as collections, foreclosure, bankruptcy and loss mitigation inspections for Fannie Mae, Freddie Mac, FHA and VA loans. REO Management Experienced in all facets of REO management, Fi Brothers provides servicing, marketing, reporting, legal management and closing services. The result: timely and effecti asset preservation consistent with your specific business needs and operating goals. Valuation Services Appraisals and BPOs Fi Brothers uses licensed real estate appraisers to ensure that accurate, high-quality appraisal services are cpleted in a timely manner. Utilizing cparable real estate values, interior/exterior inspection, neighborhood and zip code price trends, and AVM cparables, Fi Brothers valuation services delir dependable results and assured client satisfaction. Nationwide Network of Custer and Field Service Professionals Fi Brothers fields one of the industry s largest and most effecti default management service tea. Our quick-response custer service personnel provide accurate and timely information, working closely with clients to minimize proble and maximize results. Our nationwide network of professional field service representatis cbines unmatched experience with the practical insight and expertise needed to cplete each job in a timely and cost-effecti manner.

5 ADVANCED TECHNOLOGY SOLUTIONS Fi Brothers specialized technology solutions help clients accplish more, faster while simplifying processes, minimizing mistakes and satisfying regulatory requirements. Our advanced technology solutions include: FiOnline Asset Preservation Workflow Management System With connient and secure 24/7 online access, this web-based asset preservation workflow system enables fast and efficient ordering, tracking and management of asset preservation services. An image-based, paperless system, FiOnline streamlines order placement and invoicing, provides on-demand retrieval of documents and photos, and instantly generates work status updates and property condition reports. Equally important, by generating management reports, system users can accurately track performance and costs or time. MOTZ Loss Mitigation Software Deliring new lels of speed, efficiency and accuracy, MOTZ is the only loss mitigation software enabling default mortgage servicers to modify loans in full cpliance with HAMP and FDIC guidelines. With MOTZ, mortgage servicers can quickly identify curable and non-curable loans, saving time, streamlining operations and reducing foreclosure losses. MOTZ accelerates loan analytics, determines correct loan modification parameters and instantly generates cor letters, amortization schedules and loan documents. This easy-to-use loss mitigation software integrates smoothly with most existing mortgage servicing syste and fully cplies with all FHA, Fannie Mae, VA and Freddie Mac regulations. MARS Document Management and Processing System MARS is a scalable, regulatory-cpliant document management and processing system designed to orce the inefficiencies and high costs of traditional document handling processes, while speeding and simplifying data aggregation, task management, tracking and reporting. Utilizing Optical Character Recognition (OCR) technology, MARS allows for high-speed scanning, extraction, transmission, dissemination and collection of necessary data, increasing accuracy, enhancing security and protecting sensiti information. With its ability to integrate with any existing document management system, MARS eliminates document loss, reduces administrati costs and enhances access to process-critical information.

6 The Fi Brothers Advantage: Founded in 1967, Fi Brothers provides regulatory-cpliant default management solutions that help cmercial and residential mortgage servicers nationwide sa time, eliminate errors and increase efficiency. Pron on-the-ground field services, experience-based partnering and advanced technology empower our clients to maximize asset preservation while reducing costs, streamlining operations and optimizing borrower relationships. Experience the Fi Brothers difference stronger results fr the ground up East 11 Mile Road Warren, Michigan fax fi

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