Roy Goldberg, WHIMBY member since 2008

Transcription

1 Roy Goldberg, WHIMBY member since 2008 At Straus, Itzkowitz, & LeCompte Insurance Agency S I L 1

2 DISCLOSURES Straus, Itzkowitz, & LeCompte Financial 5310 Markel Road, Suite 203 in Richmond, Virginia Desk: Cell: Securities and Advisory Services Offered Through: Securities America, Inc. Member FINRA ( / Member SIPC ( and advisory services offered through Securities America Advisory, Inc Pruden Boulevard, Suite B Suffolk, Virginia Phone: Fax: Securities America is unaffiliated with all entities listed SIL Financial Advisors is the marketing name for Fred Itzkowitz & Roy Goldberg for their Financial & Investment Practice. Both Roy & Fred are Registered Representatives of Securities America Inc. & Roy is also an Investment Advisor Representative of Securities America Advisors, Inc. Securities America and its representatives do not provide tax or legal advice. Roy Goldberg and Fred Itzkowitz are securities licensed in Virginia Past Performance is no guarantee of future results Not FDIC Insured Not Bank insured Investments May Lose Value Not Guaranteed by any Government Agency Securities America, Inc. is a Broker Dealer and Securities America Advisors, Inc. is a Registered Investment Advisory Firm. That website is: As a Broker Dealer, Securities America, Inc. must comply with FINRA rules and regulations. In addition, Securities America Advisors, Inc. is a Registered Investment Advisory firm, which is commonly called a RIA. Therefore, Securities America Advisors, Inc. and Roy Goldberg have the SEC as one of the primary governmental regulatory agencies with oversight responsibility which also comes with a Fiduciary Standard of Care. Roy Goldberg is a dual registered representative is responsible to both regulatory regimes: SEC and FINRA through Securities America, Inc. & Securities America Advisors, Inc. Fred Itzkowitz is President of the Agency and is a Registered Representative responsible to FINRA through the Broker Dealer. Furthermore, Roy is a member of the Society of Financial Services Professionals, creating additional ethical responsibilities layered on top of the CFP Board of Standards and on top of the governmental requirements of suitability, fiduciary, & disclosure from the SEC and FINRA. Insurance products and plan design are strictly through SIL Financial. In this role, Securities America is not in the business of insurance and offers no opinion or recommendation regarding insurance products offered through SIL Financial. This presentation is for educational purposes only and is not an offer to buy or sell any securities or financial advice 2

3 Roy Goldberg, CFP, CLU, ChFC, CASL, RHU Certified Financial Planner Registered Representative Investment Advisor Representative & Significant Business Experience 3

4 Why do business with SIL? Organized for success 4

5 we service what we sell ~ Brokers not captive 5

6 PROPERTY & CASUALTY..SINCE 1868! FINANCIAL SERVICES ROY -EMPLOYEE BENEFITS & GROUP HEALTH -LIFE INSURANCE, LTC, DISABILITY INSURANCE -401KS, RETIREMENT PLANS & INVESTMENTS -FINANCIAL PLANNING 6

7 C P C U Certified Property & Casualty Underwriter only 68,000 in US 7

8 Employee Benefits & Group Health Life Insurance, LTC, Disability Income 401ks & Qualified Retirement Plans Financial Planning 8

9 Fiduciary & Ethics 9

10 Financial Planning If you don t have a goal or a plan, Then any road will get you there 10

11 Hope is not a strategy, So.. Let s make a Plan 11

12 Teach Continuing Education, Write & Publish 12

13 Why do business with SIL? Chemistry, Chemistry, Chemistry Organized for success 13

14 Risk Management P & C Employee Benefits & Group Health Life Insurance, LTC, Disability Income 401ks & Qualified Retirement Plans Financial Planning 14

15 DISCLOSURES Straus, Itzkowitz, & LeCompte Financial 5310 Markel Road, Suite 203 in Richmond, Virginia Desk: Cell: Securities and Advisory Services Offered Through: Securities America, Inc. Member FINRA ( / Member SIPC ( and advisory services offered through Securities America Advisory, Inc Pruden Boulevard, Suite B Suffolk, Virginia Phone: Fax: Securities America is unaffiliated with all entities listed SIL Financial Advisors is the marketing name for Fred Itzkowitz & Roy Goldberg for their Financial & Investment Practice. Both Roy & Fred are Registered Representatives of Securities America Inc. & Roy is also an Investment Advisor Representative of Securities America Advisors, Inc. Securities America and its representatives do not provide tax or legal advice. Roy Goldberg and Fred Itzkowitz are securities licensed in Virginia Past Performance is no guarantee of future results Not FDIC Insured Not Bank insured Investments May Lose Value Not Guaranteed by any Government Agency Securities America, Inc. is a Broker Dealer and Securities America Advisors, Inc. is a Registered Investment Advisory Firm. That website is: As a Broker Dealer, Securities America, Inc. must comply with FINRA rules and regulations. In addition, Securities America Advisors, Inc. is a Registered Investment Advisory firm, which is commonly called a RIA. Therefore, Securities America Advisors, Inc. and Roy Goldberg have the SEC as one of the primary governmental regulatory agencies with oversight responsibility which also comes with a Fiduciary Standard of Care. Roy Goldberg is a dual registered representative is responsible to both regulatory regimes: SEC and FINRA through Securities America, Inc. & Securities America Advisors, Inc. Fred Itzkowitz is President of the Agency and is a Registered Representative responsible to FINRA through the Broker Dealer. Furthermore, Roy is a member of the Society of Financial Services Professionals, creating additional ethical responsibilities layered on top of the CFP Board of Standards and on top of the governmental requirements of suitability, fiduciary, & disclosure from the SEC and FINRA. Insurance products and plan design are strictly through SIL Financial. In this role, Securities America is not in the business of insurance and offers no opinion or recommendation regarding insurance products offered through SIL Financial. This presentation is for educational purposes only and is not an offer to buy or sell any securities or financial advice 15