Retirement Planning Course A Classroom Course Teaching the Financial ABC s of Retirement Planning

Transcription

1 Retirement Planning Course A Classroom Course Teaching the Financial ABC s of Retirement Planning Summer Course Starting Soon! Location 77 Gilcreast Road, Suite 2003 Course Schedule Tuesday and Thursday July 21 and 23 6:15 pm - 8:45 pm What You Will Learn By Taking This Course The three aspects of a financial decision The trade-off with risk, return, and liquidity How to determine your personal risk tolerance How to develop a retirement budget How to develop your ABC investment profile The three rules for fixed principal assets How to prepare for the end of the Bull market How to develop an income plan for your retirement The six Wall Street myths you should know What questions to ask a potential advisor Complete Course Details Inside...

2 Retirement Planning Course A Classroom Course Teaching the Financial ABC s of Retirement Planning The ABC Planning Model was developed for people ages 50 and up who would like to have an alternative to the typical Wall Street Myths to financial planning. For most conservative investors, Wall Street s approach usually involves more risk than people want to have or know they have in their portfolios. Course Description This comprehensive personal finance course was designed by David Vick, author of Bat-Socks, Vegas and Conservative Investing, to help you better understand where you are in your financial plan and teach you how to get where you want to be financially. Before writing his book, Mr. Vick consulted for over 20 years with individual investors to understand why some are successful and others are not. During this course, you will learn what pitfalls to avoid and why. You will hear about financial tools and products that you may already have or would like to have as part of your retirement plan. Upon completion of this course you will have the confidence you need to put your retirement plan into action. Who should attend If you are looking for answers to what happened to our financial markets, how they could have been avoided and what you could have done to limit your market exposure, this course is for you. If you are concerned about your IRA, 401(k), 403(b) or other retirement accounts, or maybe just want to be more confident in your current plan, you should enroll. It will be time well spent. Why you should attend The objectives of this course are to provide you with the tools, insight, and proven strategies that will allow you to build a retirement plan that you are confident will achieve the goals you set for your retirement. This course will teach you easy-to-understand strategies on how to pay less in taxes, manage planning risks, and create the income stream you desire for retirement. You can be young without money, but you can t be old without it. - Tennessee Williams

3 What You Will Receive Classroom Instruction This is an educational course teaching the Principles of Conservative Planning. Course instructors come from the financial services industry. They bring many years of experience to the classroom and enhance the course with real world examples of many of the principles being taught. This course is interactive and your participation is encouraged, but not required. Course Materials This course is based on the ABC s of Conservative Planning. You will receive a comprehensive workbook to follow in class. Upon completing this course, you will receive a copy of Bat-Socks, Vegas and Conservative Investing, on which this course is based. You will also receive The ABC Planning Model DVD. These will help you implement what you have learned. Knowledge This is not a financial seminar, but rather a financial course of study. You will leave with the knowledge and confidence to make financial decisions suited to your level of risk and in-line with the goals and objectives you establish in the class. Objective Information Traditional financial seminars are topic-specific and are typically geared toward a certain product; whereas, this course is designed to teach you about your money. Upon completion of this course you will understand how much of your retirement is at risk, how much is safe, and how much is liquid - and why. This understanding is paramount to building a personal financial plan that meets your needs and not the needs of the person giving you financial advice. Course Instructor Michael A. Licciardi brings to the classroom over 40 years of real world experience in retirement planning. Mr. Licciardi delivers the course content with real life scenarios that make the content easy to understand. Retirement is like a long vacation in Las Vegas. The goal is to enjoy it to the fullest, but not so fully that you run out of money. - Jonathan Clements 2015 STEP2SUCCESS

4 Course Outline Section 1: The Need for a New Model The years of pensions and Social Security are gone! Today, retirees are forced to adapt to new rules which, in many cases, they have never played by in the past. Section 1 will cover ways to address these new rules and adjust to shifting paradigms and perspectives. Chapter One What is Conservative Planning? Chapter Two Shifts in Investing Paradigms and Perspectives Chapter Three Six Wall Street Myths Chapter Four The Need for a New Model Section 2: The ABC Planning Model In Section 2, we will discuss the Color of Money... what are Yellow Money, Red Money, and Green Money, and what assets comprise each. You will learn how to allocate the proper assets to each category. We will discuss how the ABC Model can help you in bull markets, and save you in bear markets. Chapter Five The ABC s of Planning Chapter Six Yellow Money - Cash and Liquidity Chapter Seven Green Money - Protected Money Chapter Eight Red Money - At Risk Chapter Nine ABC s in a Bear Market Section 3: Retirement Planning Issues This section will address your number one need in retirement INCOME. You will learn how to plan to have enough and stay ahead of the inflation curve. For most Americans, their largest retirement asset is their 401(k), 403(b), or their IRA. In this section, we will study how to preserve those accounts from the devastation of taxes, inflation, and Required Minimum Distribution (RMD). Chapter Ten Planning for Income Chapter Eleven Seven Problems with 401(k)s Section 4: Making Your Own ABC Plan In our final section, you will learn how to create your own ABC Plan. We will discuss the planning process in great length, including the Seven Steps to Building Your ABC Plan. We will also discuss how to use the tools for planning that are in your workbook to make sure your plan is designed to suit your true needs. Chapter Twelve Choosing an Advisor Chapter Thirteen The Planning Process Chapter Fourteen Seven Steps to an ABC Plan Tools for Planning Asset Review Forms Retirement Budget Forms Risk Tolerance Questionnaire Red Risk Resources

5 Registration Location Tuition 77 Gilcreast Road, Suite 2003 Tuition is $49. Spouses may attend at no cost. An additional workbook for your spouse may be purchased for $19. Course Schedule How To Enroll Tuesday and Thursday July 21 and 23 6:15 pm - 8:45 pm + Visit Call Complete the Registration Form below and mail with your tuition check to: P. O. Box 898 Make checks payable to: AECC Registration Form Name: Address: City: State: Zip: Phone: Course Selection (please check one): Tuesday and Thursday - July 21 and 23 Tuition is $49 I am bringing my spouse at no extra cost I am bringing my spouse and need an additional workbook for $19 Spouse s Name: Total tuition included: $49 $68 Address: (for registration confirmation purposes only) Make checks payable to: AECC To pay by credit card, please complete the following: Name on credit card: Credit card #: Expiration Date: Code from back of credit card: Signature: