ENHANCING CUSTOMER EXPERIENCE

Size: px
Start display at page:

Download "ENHANCING CUSTOMER EXPERIENCE"

Transcription

1 ENHANCING CUSTOMER EXPERIENCE INSIGHT CONNECTION EXPERIENCE

2 Your Medicare customer has changed forever. INSIGHT CONNECTION EXPERIENCE

3 HISTORY OF CHANGE HMO PPO CDHP HDHP MA PDP POS EPO FSA HSA ACA ACO

4 Trust Gap TRUST SOURCE 80% PRIMARY DOCTOR 71% SPECIALIST 52% PHARMACIST 38% ORGANIZATIONS SPECIALIZED IN CARE & DISEASE MANAGEMENT 22% HEALTH INSURER 2014 KBM Group All rights reserved.

5 Customer Experience Gap Bureaucratic Confusing Intimidating Impersonal

6 A Little Empathy Goes A Long Way I want health insurance to 1. Put patient care before profit 2. Be there when I need it 3. Communicate clearly & honestly

7 Insight

8 BIG DATA IS LIKE TEENAGE SEX: - everyone talks about it - nobody really knows how to do it - everyone thinks everyone else is doing it - so everyone claims they re doing it too. Dan Ariely

9 Harness the power of data to inform decisions & drive action Volume Velocity Variety Veracity 2014 KBM Group All rights reserved.

10 WHEN YOU APPROACH ME. Where can you find me? How do I get my information? What gets & keeps my attention? WHEN YOU SELL ME. What do I value? How do I shop? How do I buy? WHEN YOU WELCOME ME. What s important to me about my health? How can you keep me engaged? Why do I remain loyal to a brand? WHEN YOU RENEW ME. Who will I compare you to? What do I say about you? Where do I say it? Personalize Know Me Be Relevant Insight Be Consistent EXPERIENCE Be Timely

11 Data Informs

12 Connection

13 MOBILE MINDSET Expectation that any desired information or service is available on any device at a person s moment of need.

14 Customers want Grassroots interactions on their terms Social Multicultural Create relevant moments of connection Online Print Radio Direct Mail TV Glass Smartphone Tablet 2014 KBM Group All rights reserved.

15 Customers want to buy on their terms FIELD SALES TELESALES DIGITAL MOBILE RETAIL Omni-channel seamless selling experience to align with consumers fragmented path to purchase KBM Group All rights reserved.

16 Customers want brands they can trust BRAND PREFERENCE that keep their promise Evoke Emotion mindshare & marketshare CONVENIENCE QUALITY SEAMLESS Differentiate Experience trust Grab Attention PREMIUM PRICE BRAND REFERRAL

17 Customer Experience

18 Your brand is now inseparable from your customer experience. CHALLENGE Provide customers a reason to engage by always guiding them to the next best interaction with you.

19 Path To Purchase Discover Buy Ask Renew Shop Use Engage MARKETPLACE PRESSURE CUSTOMER EMPOWERMENT BUSINESS PROCESSES TECHNOLOGY ADVANCES 2014 KBM Group All rights reserved.

20 You can control Put your customer at the center of everything you do. how the customer experiences YOU 1. Look Outside-In & Inside-Out Measured Customer Value Customer Insights VOC Continuous Lifecycle UX 2. Align around your customer 3. Make CX a business discipline 4. Create your brand experience Cross-Functional Accountability C-Suite Driven Relevant Content Relevant Channel

21 Actionability

22 ENGAGEGMENT ROADMAP Assessment Strategy & Implementation Governance Customer Insight Measure & Optimize Culture

23 Yesterday started with a product to see who will buy it. INSIGHT Unified view of customer Manage customer lifecycle NEW INTELLIGENCE CONNECTION Make brand relevant Build relationship of trust NEW MEDIA EXPERIENCE Respect path to purchase Move from selling to solutions NEW ENGAGEMENT Today starts with a person to understand how they engage.

24 Lindsay R. Resnick Chief Marketing Officer

25 DATA Unlock data. Unleash marketing. A customer engagement direct marketing agency combining proprietary customer data with predictive analytics to drive direct-to-customer interactions. Engagement Optimization Customer Insights Brand Response DIGITAL DIRECT

Predictive Analytics for Life Insurance: How Data and Advanced Analytics are Changing the Business of Life Insurance Seminar May 23, 2012

Predictive Analytics for Life Insurance: How Data and Advanced Analytics are Changing the Business of Life Insurance Seminar May 23, 2012 Predictive Analytics for Life Insurance: How Data and Advanced Analytics are Changing the Business of Life Insurance Seminar May 23, 2012 Session 4 Marketing Presenters Lindsay R. Resnick Mitchell R. Katcher,

More information

What is a Medicare Advantage Plan?

What is a Medicare Advantage Plan? CENTERS FOR MEDICARE & MEDICAID SERVICES What is a Medicare Advantage Plan? A Medicare Advantage Plan (like an HMO or PPO) is a way to get your Medicare benefits. Unlike Original Medicare, in which the

More information

Guiding you on the new road ahead

Guiding you on the new road ahead Guiding you on the new road ahead Your 2015 retiree plan options Caltech Retiree Information Sessions Today s focus: Your 2015 plan options Understanding the plans How to enroll in 2015 Aetna Marketplace

More information

your guide to health INSURANCE reform

your guide to health INSURANCE reform CURRENT LOGO your guide to health INSURANCE reform for This guide explains how Health Reform will affect Individual and Family health plans, helps you understand different types of health insurance and

More information

230 S. Bemiston; Suite 900 Clayton, MO 63105 (314)727-5522 FAX (314)727-5568 www.mrctbenefitsplus.com www.mrctquote.com

230 S. Bemiston; Suite 900 Clayton, MO 63105 (314)727-5522 FAX (314)727-5568 www.mrctbenefitsplus.com www.mrctquote.com Life & Health Insurance Advisor MRCT Benefits Plus is a comprehensive employee benefits, wellness and Human Resources consulting firm offering a variety of financial services to businesses and individuals

More information

BLAST OFF. What does the future hold for contact centers, business operations, and the customer experience? TO THE FUTURE OF CUSTOMER ENGAGEMENT

BLAST OFF. What does the future hold for contact centers, business operations, and the customer experience? TO THE FUTURE OF CUSTOMER ENGAGEMENT BLAST OFF What does the future hold for contact centers, business operations, and the customer experience? TO THE FUTURE OF CUSTOMER ENGAGEMENT 1 MORE THAN A FASTER ROCKET. We re on the precipice of a

More information

Accenture Business Intelligence for Fashion and Luxury. Creating a Differentiated Customer Experience for Long-term Brand Loyalty

Accenture Business Intelligence for Fashion and Luxury. Creating a Differentiated Customer Experience for Long-term Brand Loyalty Accenture Business Intelligence for Fashion and Luxury Creating a Differentiated Customer Experience for Long-term Brand Loyalty Fashion is inherently an ever-changing industry. Customer preferences fluctuate

More information

Customer Loyalty. A multi-channel approach. 25 April 2012

Customer Loyalty. A multi-channel approach. 25 April 2012 Customer Loyalty A multi-channel approach 25 April 2012 Introduction Douglas Blakey, Editor, Retail Banker International Ian Walsh, Retail Banking Partner, Boston Consulting Group Arunnima B S, Principal

More information

Transforming the Way to Market, Sell and Service

Transforming the Way to Market, Sell and Service Customer Relationship Management (CRM) Transforming the Way to Market, Sell and Service Agenda I. CRM definition and overview II. Getting started with CRM Initiatives 2 1 What is CRM? Customer Relationship

More information

Solutions for Today Flexibility for Tomorrow.

Solutions for Today Flexibility for Tomorrow. Solutions for Today Flexibility for Tomorrow. Medicare Products and Services For More Information call our Senior Care Specialist, Raun Lynch at 856.380.5079 Or visit us on the web at www.cbdi-inc.com

More information

Defined Contribution The Next Frontier of Healthcare Consumerism. IHC Forum East - May 2013 Presenter: Terry McCorvie

Defined Contribution The Next Frontier of Healthcare Consumerism. IHC Forum East - May 2013 Presenter: Terry McCorvie Defined Contribution The Next Frontier of Healthcare Consumerism IHC Forum East - May 2013 Presenter: Terry McCorvie 1 Changes in the market place are creating challenges but also present opportunities

More information

Autonomous Customer 2015.

Autonomous Customer 2015. Autonomous Customer 2015. Leading on interaction and insight. Graham Fagan BSc, MSc, CMC, CITP, FICS. Head of Customer Experience and Multi-Channel BT Global Strategy Team Graham.Fagan@bt.com @graham_fagan

More information

Continuous Customer Dialogues

Continuous Customer Dialogues Continuous Customer Dialogues STRATEGIES FOR GROWTH AND LOYALTY IN MULTI-CHANNEL CUSTOMER-ORIENTED ORGANIZATIONS whitepaper TABLE OF CONTENTS: PAGE Overview...3 The Continuous Customer Dialogue Vision...4

More information

Customer Centricity in Banking: Driving Revenue and Loyalty. Developing the 21st century workforce TM

Customer Centricity in Banking: Driving Revenue and Loyalty. Developing the 21st century workforce TM Customer Centricity in Banking: Driving Revenue and Loyalty Developing the 21st century workforce TM In today s hypercompetitive banking environment, most financial-services firms are overlooking the one

More information

Improving customer relationships

Improving customer relationships White paper Customer Engagement Improving customer relationships How top companies maximize lifetime value through effective customer engagement Page 2 Customer experiences help drive long-term profits.

More information

Retail Industry and Mobile Technology

Retail Industry and Mobile Technology Retail Industry and Mobile Technology Contents Overview... 2 Retail in Omni-Channel World... 2 Technology Bridge... 2 Analytics... 3 Controlling the Shopping Experience... 3 Seamless Experience... 3 PCI

More information

Balancing Multi-Generational Retail Strategies. Millennials, Boomers and the changing retail landscape. August 2015

Balancing Multi-Generational Retail Strategies. Millennials, Boomers and the changing retail landscape. August 2015 Balancing Multi-Generational Retail Strategies Millennials, Boomers and the changing retail landscape August 2015 It is no secret that Baby Boomers are a shopping force and have provided many retailers

More information

White Paper and Case Study. The Variable Path to Purchase

White Paper and Case Study. The Variable Path to Purchase White Paper and Case Study The Variable Path to Purchase We ve heard it all before, the digital consumer, the connected consumer and the informed consumer. Call it what you will, but the fact of the matter

More information

Comprehensive Guide to Marketing Like Starbucks

Comprehensive Guide to Marketing Like Starbucks Comprehensive Guide to Marketing Like Starbucks 1 Introduction 6 reasons Starbucks Marketing Communications Strategy is so Effective is one of our most popular posts, continuing to be a top performer even

More information

Insurance. how insurance works

Insurance. how insurance works Insurance how insurance works why health insurance is important Health insurance is one of the best ways you can protect yourself and your family in case you get sick or injured and need medical care.

More information

Choice: The new currency of commerce

Choice: The new currency of commerce Choice: The new currency of commerce Services Omnichannel will redefine retailers relationship with consumers Customers are more demanding, and more fickle, than ever Using co-channelling to embed customer

More information

Health Savings Accounts & High Deductible Health Plans

Health Savings Accounts & High Deductible Health Plans Health Savings Accounts & High Deductible Health Plans Definitions Consumer Driven Health Plan ( CDHP ) A health insurance plan designed to give you more control over your health care spending. CDHPs incorporate

More information

Physical/Digital Convergence: New Technology for Omnichannel Retail

Physical/Digital Convergence: New Technology for Omnichannel Retail Physical/Digital Convergence: New Technology for Omnichannel Retail Moderator Allison Enright Editor Internet Retailer Featured Panelist Nikki Baird Partner Retail Systems Research Speaker Jeremy Wilson

More information

Defined Contribution Healthcare and Exploring Private Exchanges. Phil Bushnell Managing Director, Religious and Nonprofit Practice

Defined Contribution Healthcare and Exploring Private Exchanges. Phil Bushnell Managing Director, Religious and Nonprofit Practice Defined Contribution Healthcare and Exploring Private Exchanges Phil Bushnell Managing Director, Religious and Nonprofit Practice Total Rewards Philosophy Strategic Regulatory Analytics Compensation Comprehensive

More information

CMO COUNCIL ADVOCATES BETTER USE OF DATA

CMO COUNCIL ADVOCATES BETTER USE OF DATA CMO COUNCIL ADVOCATES BETTER USE OF DATA at demo traction boston 2015 CMO COUNCIL ADVOCATES BETTER USE OF DATA AT DEMO TRACTION 2015 Speakers Call for Integrated, Data-Driven Marketing Strategies That

More information

The Power of Omnichannel Personalization

The Power of Omnichannel Personalization 1 The Power of Omnichannel Personalization Introduction The omnichannel consumer has arrived. In addition to websites, people can connect through smartphones, tablets, emails, social networks, and contact

More information

Building a Customer Experience Roadmap

Building a Customer Experience Roadmap Building a Customer Experience Roadmap Randall Brandt Founder & Principal Building a Customer Experience Roadmap The road to desired business results runs directly through customer experiences and behaviors,

More information

One View Of Customer Data & Marketing Data

One View Of Customer Data & Marketing Data One View Of Customer Data & Marketing Data Ian Kenealy, Head of Customer Data & Analytics, RSA spoke to the CX Network and shared his thoughts on all things customer, data and analytics! Can you briefly

More information

Health Insurance After Age 65

Health Insurance After Age 65 1 GUIDE TO MEDICARE PLANNING Health Insurance After Age 65 Whether you are retired or still working, Medicare will likely become part of your life after you turn 65. In the United States today, most health

More information

Integrated Communications in Insurance The road to new winning strategies

Integrated Communications in Insurance The road to new winning strategies Integrated Communications in Insurance The road to new winning strategies Table of Contents New Winning Strategies in Insurance 3 A Key Lever for Success Winning Across All Lines of Business Drivers of

More information

Omni-Channel Shoppers: An Emerging Retail Reality

Omni-Channel Shoppers: An Emerging Retail Reality Omni-Channel Shoppers: An Emerging Retail Reality Retail marketing is changing. Today, success means connecting with your most important customer: the omni-channel shopper. Here we detail the three ways

More information

What s a Medicare Advantage Plan?

What s a Medicare Advantage Plan? Revised April 2015 What s a Medicare Advantage Plan? You can get your Medicare benefits through Original Medicare, or a Medicare Advantage Plan (like an HMO or PPO). If you have Original Medicare, the

More information

Oracle Buys Eloqua. Adds Leading Modern Marketing Platform to the Oracle Cloud to Help Companies Deliver Exceptional Customer Experiences

Oracle Buys Eloqua. Adds Leading Modern Marketing Platform to the Oracle Cloud to Help Companies Deliver Exceptional Customer Experiences Oracle Buys Eloqua Adds Leading Modern Marketing Platform to the Oracle Cloud to Help Companies Deliver Exceptional Customer Experiences February 8, 2013 1 Cautionary Statement Regarding Forward-Looking

More information

Delivering Great Customer Experience. Řízení zákaznické zkušenosti aneb boj o zákazníka nejen na sociálních sítích 18.4.2013

Delivering Great Customer Experience. Řízení zákaznické zkušenosti aneb boj o zákazníka nejen na sociálních sítích 18.4.2013 1 Delivering Great Customer Experience Řízení zákaznické zkušenosti aneb boj o zákazníka nejen na sociálních sítích 18.4.2013 Daniel Burian CX Solution Architect 2 1 Proč vlastně? 3 Customer Advocacy In

More information

Exceptional Customer Experience AND Credit Risk Management: How to Achieve Both

Exceptional Customer Experience AND Credit Risk Management: How to Achieve Both Exceptional Customer Experience AND Credit Risk Management: How to Achieve Both Lynn Brunner Experian and the marks used herein are service marks or registered trademarks of Experian Information Solutions,

More information

Digital Customer Experience

Digital Customer Experience Digital Customer Experience Digital. Two steps ahead Digital. Two steps ahead Organizations are challenged to deliver a digital promise to their customers. The move to digital is led by customers who are

More information

Insights on Mobile First, Omni-Channel, Personalization and Digital strategy

Insights on Mobile First, Omni-Channel, Personalization and Digital strategy 1. How do you go about creating and adopting a mobile first strategy? Insights on Mobile First, Omni-Channel, Personalization and Digital strategy For many what I've described may be called an omni-channel

More information

Personalized User Journeys. By Kevin Jackson Global Sales Director Gravity R&D 12/15/14

Personalized User Journeys. By Kevin Jackson Global Sales Director Gravity R&D 12/15/14 Personalized User Journeys By Kevin Jackson Global Sales Director Gravity R&D 12/15/14 Table of Contents Omnichannel and Retail 2.0... 3 Moments of Truth (MOTs)... 4 ibeacons, MOTs, and Big Data... 5 Personalized

More information

Customer Experiences - The Key Messages

Customer Experiences - The Key Messages Customer Experiences - The Key Messages 1 - Traditional Differentiators are no longer working One question to always ask is "what are your key points of difference". Most struggle with this question, some

More information

Adobe s Approach to Customer Experience Management

Adobe s Approach to Customer Experience Management Adobe s Approach to Customer Experience Management Table of contents 1: Introduction 2: What is not working 3: Adobe s Approach 4: Getting Started 6: Summary 7: For more information Introduction In recent

More information

DIALSOURCE. Sales Acceleration Software

DIALSOURCE. Sales Acceleration Software DIALSOURCE Sales Acceleration Software CASE STUDY UNDERGROUND ELEPHANT Accelerating demand generation and streamlining sales for the insurance marketplace Underground Elephant is a rapidly growing technology

More information

A Current Look At Direct Mail and Advertising To Generate Local LTCi Leads. Defining Directions: The 7th Annual Intercompany LTCi Conference

A Current Look At Direct Mail and Advertising To Generate Local LTCi Leads. Defining Directions: The 7th Annual Intercompany LTCi Conference A Current Look At Direct Mail and Advertising To Generate Local LTCi Leads Defining Directions: The 7th Annual Intercompany LTCi Conference Direct Mail and Advertising To Generate Local LTCi Leads Presenters

More information

www.pwc.com Next presentation starting soon Next Gen Customer Experience Enabled by PwC & Oracle s Cloud CRM & CX Applications

www.pwc.com Next presentation starting soon Next Gen Customer Experience Enabled by PwC & Oracle s Cloud CRM & CX Applications www.pwc.com Next presentation starting soon Next Gen Customer Experience Enabled by & Oracle s Cloud CRM & CX Applications Agenda Introductions & Customer Experience / CX Defined Why CX is Critical Today?

More information

in person is the new personalization.

in person is the new personalization. in person is the new personalization. introducing the enterprise store associate. TIME TO LEVEL THE PLAYING FIELD. The digitally-enabled customer has upped the ante on what today s store associate needs

More information

Contextual Service Design Harnessing Digital Disruption

Contextual Service Design Harnessing Digital Disruption Contextual Service Design Harnessing Digital Disruption solstice at-a-glance Our mission is to transform the way the world does business through the use of contextual technologies Delivering value to our

More information

Technological Tools Trends:

Technological Tools Trends: Technological Tools Trends: Prediction Models, Business Intelligence, Big Data and Multichannel Communications James Grace, Contact Center Consultant What is Big Data? Tema según el cronograma What is

More information

Content creation remains important as ever. Lead generation is still important, but lead nurturing is growing

Content creation remains important as ever. Lead generation is still important, but lead nurturing is growing Introduction As consumers flock to the internet, the marketing industry continues to evolve and expand. As this happens, traditional models of marketing begin to lose efficiency and new types of marketing

More information

Shell CRM 2020. October 2014

Shell CRM 2020. October 2014 Shell CRM 2020 October 2014 MOST CONFIDENTIAL 2 2 THE SITE OF THE FUTURE RETAIL VISION Experience Role in Retail Strategy BEST FUELS RETAILER IN THE WORLD Accelerate Future Heartlands Defend and Grow the

More information

cgi.com/retail 1 Omni-Commerce: Today s Imperative for Retail Success

cgi.com/retail 1 Omni-Commerce: Today s Imperative for Retail Success cgi.com/retail 1 Omni-Commerce: Today s Imperative for Retail Success 2 cgi.com/retail The retail industry is expected to evolve more over the next 10 years than it has in the last 50 years. E-commerce,

More information

WHO WE ARE VISION MISSION VALUE. www.thorassociates.com

WHO WE ARE VISION MISSION VALUE. www.thorassociates.com Results. ROI. Revenue. WHO WE ARE 2 VISION MISSION VALUE THOR identifies a product s Unique Selling Proposition and uses it to create brand differentiators. By integrating DRTV, Digital, Radio, Print,

More information

Corporate websites as a premium acquisition channel

Corporate websites as a premium acquisition channel Driving superior marketing performance across the full multichannel customer experience is an on-going challenge for chief marketing officers (CMOs). It s a complex task not made any easier by the proliferation

More information

GENERATE REVENUES WITH AN EFFECTIVE PARTS WHOLESALE STRATEGY.

GENERATE REVENUES WITH AN EFFECTIVE PARTS WHOLESALE STRATEGY. GENERATE REVENUES WITH AN EFFECTIVE PARTS WHOLESALE STRATEGY. fueled by challenge. powering success. sm 1,500 dealer programs in 27 markets Parts wholesale has the potential to significantly contribute

More information

A Guide to Health Insurance

A Guide to Health Insurance A Guide to Health Insurance Your health matters. A healthier you makes a healthier Cleveland! Healthy Cleveland Insurance Guide Dial Dial Acknowledgements On behalf of the City of Cleveland Department

More information

From Personalization to Engagement to EXPERIENCE! What are the keys to success Who is doing it well? FUTURE CUSTOMER EXPERIENCE

From Personalization to Engagement to EXPERIENCE! What are the keys to success Who is doing it well? FUTURE CUSTOMER EXPERIENCE From Personalization to Engagement to EXPERIENCE! What are the keys to success Who is doing it well? FUTURE CUSTOMER EXPERIENCE What Is Customer Experience? The customer experience is the cumulative impact

More information

Finding the Gaps With a Customer Experience Map

Finding the Gaps With a Customer Experience Map Finding the Gaps With a Customer Experience Map Jill Hewitt Customer Experience Designer Liz Mertz Account Director August 17, 2015 Who Is Catalyst? A marketing agency that helps clients develop more profitable

More information

Health Insurance Basics

Health Insurance Basics Page 1 of 26 Course 2 Topic: 01 Page: 01 Course Introduction 1 of 3 Course Introduction Text Description of Image or Animation Long Description: Animation. Welcome to the Course. The Department of Health

More information

INNOVATING THE MOBILE EXPERIENCE: GAINING A COMPETITIVE ADVANTAGE IN A CUSTOMER-DRIVEN WORLD. January 16, 2014

INNOVATING THE MOBILE EXPERIENCE: GAINING A COMPETITIVE ADVANTAGE IN A CUSTOMER-DRIVEN WORLD. January 16, 2014 INNOVATING THE MOBILE EXPERIENCE: GAINING A COMPETITIVE ADVANTAGE IN A CUSTOMER-DRIVEN WORLD January 16, 2014 THE CUSTOMER EXPERIENCE IS MORE IMPORTANT TODAY THAN EVER BEFORE. You are Operating Your Business

More information

Innovating the Distributor Value Proposition

Innovating the Distributor Value Proposition Innovating the Distributor Value Proposition Guy Blissett IBM George Vorwick United Electric Supply Andrew Berlin Berlin Packaging Dale Smith HD Smith January 29 th, 2014 Distributors acute need to define

More information

What Data Discovery can do for a true OmniChannel experience. A Credon White Paper

What Data Discovery can do for a true OmniChannel experience. A Credon White Paper What Data Discovery can do for a true OmniChannel experience A Credon White Paper 1 The need for Omnichannel According to Comeos (the Belgian confederation representing retail and commerce), online shopping

More information

Getting Behind The Customer Experience Wheel

Getting Behind The Customer Experience Wheel Getting Behind The Customer Experience Wheel Create a Voice of the Customer Program for your Organization In any business, serving your customers well is critical to success, loyalty and growth. But do

More information

BUY BIG DATA IN RETAIL

BUY BIG DATA IN RETAIL BUY BIG DATA IN RETAIL Table of contents What is Big Data?... How Data Science creates value in Retail... Best practices for Retail. Case studies... 3 7 11 1. Social listening... 2. Cross-selling... 3.

More information

Future Trends in ecommerce

Future Trends in ecommerce Future Trends in ecommerce Tom Bond, PHP Genie 22nd August 2013 - Port80 Summer Localhost www.phpgenie.co.uk Welcome Tom Bond Partnerships Manager tom@phpgenie.co.uk PHP Genie British web development experts

More information

A Consumer Guide to Understanding Health Plan Networks

A Consumer Guide to Understanding Health Plan Networks A Consumer Guide to Understanding Health Plan Networks Table of Contents steps you can take to understand your health plan s provider network pg 4 What a provider network is pg 8 Many people are now shopping

More information

Argyle Conversations

Argyle Conversations Argyle Conversations by Argyle Executive Forum SM Darren Rodgers, Health Care Service Corporation, and Kecia Serwin, SAS, discussed legislation and trends in the healthcare space and their impact on the

More information

Healthcare Marketing White Paper. 2016 Healthcare Marketing Trends

Healthcare Marketing White Paper. 2016 Healthcare Marketing Trends Healthcare Marketing White Paper 2016 Healthcare Marketing Trends Speed and personalization of content are popular themes in 2016 H E ALTH C A R E M A R K ETI N G TRE NDS 2016 HEALTHCARE MARKETING TRENDS

More information

HOW CLOSE ARE YOU TO YOUR CUSTOMERS?

HOW CLOSE ARE YOU TO YOUR CUSTOMERS? HOW CLOSE ARE YOU TO YOUR CUSTOMERS? You know what kind of people your customers are. You likely even know their names, how often they shop with you and what they ve bought recently. But can you say which

More information

EPoS and Ecommerce Solutions for Independent Retailers

EPoS and Ecommerce Solutions for Independent Retailers EPoS and Ecommerce Solutions for Independent Retailers The future of independent retail is multi-channel. Successful independent retailers will need to have a real time, single view of customers, stock

More information

Customer Experience Strategy and Implementation

Customer Experience Strategy and Implementation Customer Experience Strategy and Implementation Enterprise Customer Experience Transformation 2014 Andrew Reise, LLC. All Rights Reserved. Enterprise Customer Experience Transformation Executive Summary

More information

Cx Framework. Raguram Gopalan @GopalanRaguram Sr. VP, Business Transformation Services raguram.gopalan@tata-bss.com Sep 2015

Cx Framework. Raguram Gopalan @GopalanRaguram Sr. VP, Business Transformation Services raguram.gopalan@tata-bss.com Sep 2015 Cx Framework Raguram Gopalan @GopalanRaguram Sr. VP, Business Transformation Services raguram.gopalan@tata-bss.com Sep 2015 Insight 1: Customer Experience (Cx) is the only sustainable differentiator for

More information

Presented In Conjunction With: Feature Sponsor

Presented In Conjunction With: Feature Sponsor Presented In Conjunction With: Feature Sponsor Presented In Conjunction With: The Sale Is The Omni-Channel Retailers have come to realize the channel customers use to make purchases does not matter, because

More information

Closing the gap. 2014 Wealth Management Survey

Closing the gap. 2014 Wealth Management Survey Closing the gap 2014 Wealth Management Survey Contents Foreword 02 03 05 13 19 27 35 37 Closing the gap: 2014 Wealth Management Survey 1 Foreword 1. Clients and advisors both cite holistic goal planning

More information

Retiree Questions from the Conference Calls for Healthcare CenturyLink

Retiree Questions from the Conference Calls for Healthcare CenturyLink Retiree Questions from the Conference Calls for Healthcare CenturyLink Miscellaneous Questions 1. If I have a pre-existing condition, such as Parkinson s, will I have trouble getting insurance? No, not

More information

RetailSuite. The world s leading retail banking solution.

RetailSuite. The world s leading retail banking solution. The world s leading retail banking solution. We are set up now such that our sales agents have the capability and the discretion, within controllable limits, to set the terms and conditions of our products

More information

Controlling Medical Insurance Premiums. August 7, 2007

Controlling Medical Insurance Premiums. August 7, 2007 Controlling Medical Insurance Premiums August 7, 2007 Damon Thompson Graduated from Austin College in 1979. Immediately began working with business owners for their insurance needs. Began working with

More information

actionable big data. maximum roi. Making Analytics Make Actionable Sense: PART 2

actionable big data. maximum roi. Making Analytics Make Actionable Sense: PART 2 actionable big data. maximum roi. Making Analytics Make Actionable Sense: PART 2 Why read this paper? The Big Data explosion has had a major fallout component: how do I track and measure all this data

More information

Planning how to pay for medical expenses

Planning how to pay for medical expenses Bernard Health Planning how to pay for medical expenses A guide to finding the right advisor for you How many types of advisors are there? Seven. Bernard Health Team Member Insurance company representative

More information

THE FLEXIBLE CARD PAYMENT SOLUTION FOR EVERYONE.

THE FLEXIBLE CARD PAYMENT SOLUTION FOR EVERYONE. THE FLEXIBLE CARD PAYMENT SOLUTION FOR EVERYONE. Miura lets you take payments anywhere. We have solutions for retailers of every size. For businesses on the move, from mobile to in-store and high-throughput

More information

2015 Virginia Small Group (2-50) Health Plan Portfolio Robust Benefits, the Single Largest Proprietary Network and Innovative Member tools

2015 Virginia Small Group (2-50) Health Plan Portfolio Robust Benefits, the Single Largest Proprietary Network and Innovative Member tools 2015 Virginia Small Group (2-50) Health Plan Portfolio Robust Benefits, the Single Largest Proprietary Network and Innovative Member tools Offering a variety of plan designs, ranging from referral-based

More information

Online Accounting Software BUILDING YOUR BRAND GUIDE

Online Accounting Software BUILDING YOUR BRAND GUIDE Online Accounting Software BUILDING YOUR BRAND GUIDE A guide to building your brand Building a brand is about connecting with your customers emotionally. Your brand is your promise to your customers. It

More information

SURVIVING CHRISTMAS WITH CIRRUS A GUIDE FOR RETAILERS AND ECOMMERCE REDEFINING CUSTOMER CONTACT

SURVIVING CHRISTMAS WITH CIRRUS A GUIDE FOR RETAILERS AND ECOMMERCE REDEFINING CUSTOMER CONTACT SURVIVING CHRISTMAS WITH CIRRUS A GUIDE FOR RETAILERS AND ECOMMERCE REDEFINING CUSTOMER CONTACT SURVIVING CHRISTMAS WITH CIRRUS A GUIDE FOR RETAILERS AND ECOMMERCE CIRRUS is a cloud based contact centre

More information

How2Guide. How Marketers Can Tap into Customer Data to Improve Customer Profitability and Campaign Effectiveness

How2Guide. How Marketers Can Tap into Customer Data to Improve Customer Profitability and Campaign Effectiveness How2Guide How Marketers Can Tap into Customer Data to Improve Customer Profitability and Campaign Effectiveness How Marketers Can Tap into Customer Data to Improve Customer Profitability and Campaign Effectiveness

More information

Transforming Automotive Retail. : DEALERTRACK: the only connected SOLUTION driving the online to in-store convergence.

Transforming Automotive Retail. : DEALERTRACK: the only connected SOLUTION driving the online to in-store convergence. Transforming Automotive Retail : DEALERTRACK: the only connected SOLUTION driving the online to in-store convergence. Attract Engage Structure Transact Manage 1 2 3 4 5 Digital continues to reshape the

More information

Frequently Asked Questions By Topic

Frequently Asked Questions By Topic Small Business FAQ s Frequently Asked Questions By Topic Small Business Health Insurance Why should I provide group health insurance to my employees? How much of the employees' premium is the employer

More information

THE GREAT IGNORED 43% 182 million. The premium path to purchase. Understanding the premium mindset. What this means for advertisers

THE GREAT IGNORED 43% 182 million. The premium path to purchase. Understanding the premium mindset. What this means for advertisers 43% Is your marketing strategy ignoring of online consumers buy...and 33% half premium products... 182 million use the internet to research of them?...or people... THE GREAT IGNORED how demographic targeting

More information

Bolster Your Sales Distribution Channels for Long-Term Success June 27, 2007

Bolster Your Sales Distribution Channels for Long-Term Success June 27, 2007 Bolster Your Sales Distribution Channels for Long-Term Success June 27, 2007 David M. Fiacco CEO & President Online Insight, Inc. Sharon B. Roberts Principal SBR Consulting Agenda The Competency Trap The

More information

The new driving force of data-driven marketing

The new driving force of data-driven marketing Oracle Data Cloud @OracleDataCloud The new driving force of data-driven marketing Oracle Data Cloud delivers the richest understanding of consumers across both digital and traditional channels based on

More information

NOUS CREATING POSITIVE CUSTOMER EXPERIENCE IN BANKING INFOSYSTEMS LEVERAGING INTELLECT

NOUS CREATING POSITIVE CUSTOMER EXPERIENCE IN BANKING INFOSYSTEMS LEVERAGING INTELLECT NOUS INFOSYSTEMS LEVERAGING INTELLECT CREATING POSITIVE CUSTOMER EXPERIENCE IN BANKING Abstract Understanding the customer experience is the key in today s highly competitive and changing banking industry.

More information

How To Be An Integrated Omnichannel Retailer

How To Be An Integrated Omnichannel Retailer OMNICHANNEL RETAILING: FROM VISION TO REALITY Exploring how to meet the critical need for bringing superior anytime, anywhere shopping journeys to life For more information visit ncr.com or contact us

More information

WHAT S DRIVING GROWTH IN YOUR PLAN

WHAT S DRIVING GROWTH IN YOUR PLAN WHAT S DRIVING GROWTH IN YOUR PLAN Where are new members coming from? Enrollment in Medicare Advantage (MA) plans continues to grow do not miss out on what is fueling this growth. It is not just about

More information

Multiple sclerosis and health insurance: How to choose a plan that is right for you

Multiple sclerosis and health insurance: How to choose a plan that is right for you Multiple sclerosis and health insurance: How to choose a plan that is right for you What are the different types of health insurance? Choosing a health insurance plan is important, especially if you have

More information

CRM. Best Practice Webinar. Next generation CRM for enhanced customer journeys: from leads to loyalty

CRM. Best Practice Webinar. Next generation CRM for enhanced customer journeys: from leads to loyalty CRM Best Practice Webinar Next generation CRM for enhanced customer journeys: from leads to loyalty Featured guest speaker Leslie Ament SVP Research and Principal Analyst at Hypatia Research Group and

More information

Understanding Private Health Insurance Plan Choices and Provider Networks

Understanding Private Health Insurance Plan Choices and Provider Networks Understanding Private Health Insurance Plan Choices and Provider Networks Definitions Deductible Out-of-Pocket-Maximum Embedded Deductible Aggregate Deductible Networks PPO EPO HMO POS - HDHP HSA Catastrophic

More information

2012 State of B2B E-Commerce

2012 State of B2B E-Commerce 2012 State of B2B E-Commerce Executive Summary As digital commerce has transformed all commerce over the last decade, customers have been offered increasing control over their buying experience. Ease of

More information

Why Consumer Empowerment is moving retailers from Product Centricity to Customer Centricity

Why Consumer Empowerment is moving retailers from Product Centricity to Customer Centricity Why Consumer Empowerment is moving retailers from Product Centricity to Customer Centricity CONSUMER TRANSFORMATION TIMELINE Transformation Phase Transformation Phase Transformation Phase Transformation

More information

How To Buy Health Insurance. An Introduction To Healthcare Coverage

How To Buy Health Insurance. An Introduction To Healthcare Coverage How To Buy Health Insurance An Introduction To Healthcare Coverage Table of Contents What Is Health Insurance? How Do I Get Health Insurance? When Can I Get Health Insurance? What Terms Should I Know?

More information

Multichannel Customer Experience

Multichannel Customer Experience Multichannel Customer Experience Auke Douwe Veenstra, Principal Analyst April 4, 2013 2013 Forrester Research, Inc. Reproduction Prohibited We help you make better decisions in a world where technology

More information

Multichannel vs. Omnichannel

Multichannel vs. Omnichannel Multichannel vs. Omnichannel Understanding the CX World s Most Elusive Buzzwords An InMoment White Paper Copyright 2015 InMoment Inc. All rights Reserved Multichannel vs. Omnichannel An InMoment Whitepaper

More information

Data Management in a Marketing Environment. 2013 Chris Sukornyk

Data Management in a Marketing Environment. 2013 Chris Sukornyk Data Management in a Marketing Environment 2013 Chris Sukornyk Omni-channel marketing Omni-channel marketing is based on the concept of creating personalized, contextually relevant customer experiences

More information