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1 OFFER 72 Wielicka Street Kraków, Poland tel.: fax:

2 1. HOW THE SERVICES WORK Premium services consist in using a mobile phone to make various small payments (micropayments). A user sends SMS with a given content to a selected Premium number (charged at a higher rate). The system receives the SMS and sends back readymade service based on the content of SMS. This gives the option to send back, for example, a few response SMS messages, MMS, or to publish the context of SMS. Service is prepared to match specific requirements of a customer with no additional expenses. Customers are charged with a due amount representing the total of all sent SMS messages less service commission of mobile networks operators and dotpay. 2. SERVICES LIST Please find a list of Premium services provided by dotpay: SMS POLL WAP PUSH SMS SMS VOTING SMS INFOSERVICES SMS COMPETITION SMS of PayPerCall type SMS CODE SMS ANNOUNCEMENTS RETURN MMS 3. AVAILABLE SERVICES SMS POLL SMS POLL allows you to get an opinion on various topics of the GSM users. System counts the votes and updates the data automatically. The users are asked to send SMS with YES or NO answer to a given number. This service can be used to carry out all types of voting, polls or surveys. SMS INFOSERVICES SMS Infoservice allows the customers to receive current information on a chosen topic in the form of SMS. The service works based on news subscription rule. By sending SMS Premium, the user purchases a subscription under which they receive a given number of response SMS messages with required information. It is possible to connect the service with the Internet service in which the user, having entered their ID and password can find full description of the topic of interest. For each user activating the subscription an individual account is created with information about the number of remaining SMS messages to be used. The table below presents the number of response SMS messages depending on SMS commission:

3 Net cost of sending SMS (rate) Number of response SMS 0,50 zł 1 1 zł 2 2 zł 2 3 zł 5 4 zł 14 5 zł 14 6 zł 14 9 zł zł zł zł zł zł 30 SMS CODE The service is based on access codes enabling the download of files and access to the paid parts of Internet services. The user sends SMS Premium message with a specified content to a given number, and receives the code in return. When writing in the code, the user receives an access to the information. This service is most frequently used by information services, business services as well as entertainment services. RETURN MMS The user sends SMS Premium with a specified content to a given number. In return the person receives an ordered multimedia content.

4 WAP PUSH SMS How it works The User places an order by sending SMS Premium on a given number. In return, a person receives a Wappush return message, enabling the download of the defined elements. SMS COMPETITION SMS competition service consists in organising all types of competitions, quizzes, puzzles and games taking advantage of mobile technologies. A user sends a sms with an answer to a question, a password or a specified code to a given number in order to take part in a competition. The purpose of the competition is to encourage as many people to enter the competition as possible by way of sending SMS Premium. Most often, participants are attracted by a prize (depending or not on a correct answer). The winners get the prize after the competition ends or in the course of a competition (e.g. a first person sending SMS after a given hour). The service can be used to competition with the usage of vouchers i.e. lottery vouchers, printed codes on the boxes or a scratchcard.

5 MAILING SMS/ SMS BROADCASTING The service enables mass SMS sending to the registered service users who agreed on receiving such type of information. The service enables sending SMS messages with various contents to different, profiled groups of users. In this case each group receives a message with a different content. The organizer provides the content of SMS and telephone number base. dotpay deals with sending the SMS messages on a fixed time. In case of mass sending carried out more often than once a month, at the request of the organiser an Internet administrative panel is made available by dotpay. Panel enables writing and editing SMS content, import of data base with phone numbers, and tracking history of earlier sent messages. Minimum number of SMS messages /month 5000 IMPORTANT NOTICE! If the minimum number of SMS messages is not sent out, the counterparty must incur the cost of sending the specified above minimum number of messages. If the minimum number of messages is exceeded, payments are collected in line with the rates negotiated with the customer. SMS ANNOUNCEMENTS SMS ANOUNCEMENTS is a dedicated system to Publisher and announcement Internet services. The benefit of this system is publication of announcements and advertisements irrespective of the time and location of the user. The system is availed on the outsourcing base. The advantage for the Publisher is low cost of implementation and service administration. A special WWW panel is available for the Publisher in order to monitor the sent announcements. Scenario I- sending SMS announcement (1 message). The advertiser sends a message to a given Premium Rate number. In the content an identification of a newspaper and a column is placed as well as content. dotpay system segregates the adverts automatically and assigns them to the newspaper s columns. Scenario II- placing an advert on a WWW (1 message). The advertiser places a message content in an Internet form on the publisher s website. In order to activate an advert an advertiser sends a message with a specified content to a given Premium Rate number. In return an access code is sent which should be placed on the website before submitting an advert.

6 SMS VOTING This service can be used to carry out all types of voting, polls or surveys i.e. miss competition, the best match player, a car of year, or any other topics i.e. political situation. The voting organiser provides on their website a candidates list participating in the voting. Each candidate has their own identification. A user sends a SMS with a prefix and the identification of a chosen candidate. SMS of PayPerCall type Pay Per Call is a perfect solution for Internet services using access codes to their services. Users may call a special number xxx-xxx in a landline of TPSA and mobile phones. A user pays only for a connection regardless the connection time. The price depends on the chosen rate by the service organiser. The payment will be included in a telephone bill of a user. Pay-per-Call value PayPerCall 0704 with the value of 1,16 zł PayPerCall 0704 with the value of 2,03 zł PayPerCall 0704 with the value of 3,19 zł PayPerCall 0704 with the value of 4,06 zł PayPerCall 0704 with the value of 5,22 zł PayPerCall 0704 with the value of 8,12 zł PayPerCall 0704 with the value of 10,15 zł Pay-per-Call gross value 1,43 zł incl. VAT 2,50 zł incl. VAT 3,92 zł incl. VAT 4,99 zł incl. VAT 6,42 zł incl. VAT 9,99 zł incl. VAT 12,48 zł incl. VAT

7 4. SYSTEM SERVICE SERVICE Technical assistance Assistance of Customer Service Office Integration and programming works connected with implementation and adjustment of the payment system SMS and infoservice CHARGES Free of charge Free of charge Free of charge Free of charge 5. PREMIUM SERVICES PRICE LIST Natural persons who are not sole-traders, companies, sole traders, institutions and foundations Premium Service Value Commission in % Commission net for Service user Premium SMS with the value of 0,50 zł (0,62 zł incl. VAT) 50 0,25 Premium SMS with the value of 1 zł (1,23 zł incl. VAT) 50 0,50 Premium SMS with the value of 2 zł (2,46 zł incl. VAT) 50 1,00 Premium MMS with the value of 2 zł (2,46 zł incl. VAT) 50 1,00 Premium SMS with the value of 3 zł (3,69 zł incl. VAT) 50 1,50 Premium SMS with the value of 4 zł (4,92 zł incl. VAT) 50 2,00 Premium SMS with the value of 5 zł (6,15 zł incl. VAT) 50 2,50 Premium SMS with the value of 6 zł (7,38 zł incl. VAT) 50 3,00 Premium SMS with the value of 9 zł (11,07 zł incl. VAT) 50 4,50 Premium MMS with the value of 9 zł (11,07 zł incl. VAT) 50 4,50 Premium SMS with the value of 10 zł (12,30 zł incl. VAT) 50 5,00 Premium SMS with the value of 17 zł (20,91 zł incl. VAT) 50 8,50 Premium SMS with the value of 19 zł (23,37 zł incl. VAT) 50 9,50 Premium SMS with the value of 20 zł (24,60 zł incl. VAT) 50 10,00 Premium SMS with the value of 25 zł (30,75 zł incl. VAT) 50 12,50

8 dotpay that has been on the market since 2000 is an undisputed technological leader among companies providing financial services (financial intermediation) with regard to money transfers between buyers and sellers in the Internet. Several years of operations on a very demanding market, a stable financial condition, vast experience, and the use of the state-of-the-art technological solutions and strict adherence to safety rules plus a wide range of services are the reasons why thousands of companies have chosen dotpay as the service through which their payments are carried out. In accordance with strict laws, the Company fulfils a number of requirements necessary to act as a - Settlement Agent, specified in the Act on Electronic Payment Instruments of 12 September 2002 (Journal of Laws of 11 October 2002 No. 169 Item 1385, as amended) permission no. 3/2008, - Payment Institution specified in the Payment Services Act of 19 August 2011 (Journal of Laws of 19 August 2002, No. 199 item 1175, as amended) entry no. IP14/2013. Business is conducted in the form of a joint stock company and the share capital in the amount of PLN 4 million has been fully paid up in cash. Company is being supervised by the Financial Supervision Authority and President of The National Bank of Poland. SAFETY IS CONFIRMED ON A DAILY BASIS BY: CORPORATE SOCIAL RESPONSIBILITY:

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