2 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer. That s why we never stand back when bad things happen to good people. At Maurice Blackburn we believe that the law should serve everyone. Who you are or where you re from, it doesn t matter. You re worth fighting for. Maurice Blackburn was born from one man s belief in making a difference to people s lives. Nearly 100 years on these values remain a powerful influence on everything we do. We exist to fight for your rights. For what you deserve. When life isn t fair we ll help you to fight for everything you re entitled to. Because at Maurice Blackburn, we fight for fair.
3 03 WORKCOVER If you suffer from an injury, illness or disease arising out of, or in the course of employment, you can claim compensation from WorkSafe. Accessing your WorkCover entitlements can be a very complicated process. If you are injured, you should seek advice from your Union or Maurice Blackburn to guide you through the WorkCover claims process. WorkCover covers injured workers, including part-time workers, casual workers and in many circumstances subcontractors, such as owner/drivers and agency nurses. You can claim compensation for the aggravation, acceleration, exacerbation, deterioration or recurrence of injuries, illnesses or disease provided employment is a significant contributing factor. Injuries including cancers, strokes, asthma, heart conditions and degenerative conditions are often aggravated or exacerbated by employment. Injuries suffered during normal recesses, such as morning or afternoon tea-breaks, are covered in most circumstances. As long as you can show some relationship between your employment and the injury, you may be able to claim compensation. Contact Maurice Blackburn or your Union for further advice. How do I claim compensation? To claim compensation, you should: 1 Report your injury to your employer within 30 days. Failure to do so may result in your right to claim compensation being lost. 2 Complete a WorkCover claim form. This is a standard form available from your employer, your Union, a post office, WorkSafe or Maurice Blackburn. 3 Get a WorkCover medical certificate if you need time off work. The medical certificate is not required if you are only claiming for medical expenses. Keep a copy of the claim form and medical certificate. Give the originals to your employer as soon as possible. Make sure your employer signs and dates the form on the day it was received.
4 04 MAURICE BLACKBURN Weekly payment claims (made on or after 5 April 2010) Current work capacity 0-13 weeks (first 13 weeks of payments) The difference between 95% of PIAWE* and worker s current weekly earnings; or the difference between twice the State average weekly earnings ($2,130) and the worker s current weekly earnings (whichever is the lesser) weeks (up to 130 weeks of payment) The difference between 80% PIAWE and 80% of current weekly earnings; or the difference between twice the State average weekly earnings ($2,130) and 80% of the worker s current weekly earnings, whichever is the lesser. No current work capacity 95% of PIAWE* 80% of PIAWE or twice the State average weekly earnings ($2,130) whichever is the lesser. You should also lodge a copy of the claim form with WorkSafe. Your employer must pass the claim on to its Insurer within 10 days. The Insurer must make a decision to accept or reject your claim within 28 days. If no decision is made within 28 days, your claim is deemed to have been accepted. You may be asked to attend a doctor s appointment by the Insurer and you must comply with that request. You do not have to talk to investigators appointed by WorkSafe. What are my weekly payments? Weekly payments are paid as a percentage of your pre injury average weekly earnings (PIAWE). PIAWE are calculated on an average of your gross pay and includes your regular overtime and shift allowance for the first twelve months only. The maximum rate for weekly payments is twice the State average weekly earnings (presently $2,130). In addition to weekly payments of compensation, you may also be paid accident make-up pay in accordance with your industrial award or EBA. The period of makeup pay can vary and you should check your entitlement with your Union. If you are in receipt of weekly payments for more than 52 weeks (whether consecutive or not) the insurer must pay superannuation based on your weekly payment. Your weekly payments can be suspended or terminated if you do not make every reasonable effort to participate with rehabilitation, retraining and return to work plans. Return to work plans should be in writing and must be formed in consultation with your treating doctor (although only with the worker s consent) and a rehabilitation services provider. Your employer has an obligation to provide suitable employment for up to 52 weeks. If you have a capacity for modified work and your employer fails to offer work then your weekly payments will continue.
5 05 WORKCOVER More than 130 weeks Worker must be: (i) working more than 15 hours per week; and (ii) earning more than $184 gross per week; and (iii) be indefinitely incapable of further or additional employment to receive the difference between 80% PIAWE and 80% of current weekly earnings; or the difference between twice the State average weekly earnings ($2,130) and 80% of the worker s current weekly earnings, whichever is the lesser. Worker must have: (i) no current capacity for work; and (ii) be likely to continue indefinitely to have no current capacity for work to receive 80% PIAWE or twice the State average weekly earnings (whichever is the lesser). What medical expenses are payable? WorkSafe will pay all reasonable medical, hospital, nursing, personal and household, occupational, rehabilitation and ambulance services. Expenses, such as doctors, chemists, physiotherapy and chiropractic bills, are also covered. In addition, attendant care, modifications to a home or car, home help and transportation costs can be paid, providing they are approved by WorkSafe. Payment of medical expenses continues while you are on weekly payments and for at least 52 weeks after your right to weekly payments ceases, and longer in most cases. What do I do if my claim is rejected or my payments are reduced or stopped? In most instances, WorkSafe or the Self- Insurer will provide a notice in writing of its intention to either reject, stop or reduce your payments of compensation. The notice should provide the reasons for a decision. If you disagree with the decision, you may make a request for conciliation with the Accident Compensation Conciliation Service. Most disputes regarding weekly payments or medical expenses must first go through conciliation. You do not have to accept the decision made by WorkSafe or the Self-Insurer s. If you wish to dispute a decision, you should contact your Union or Maurice Blackburn for advice. Generally if you wish to dispute a decision, you must do so within 60 days of receiving the notice.
6 06 MAURICE BLACKBURN Conciliation Conciliation is an informal procedure where you, the employer and WorkSafe get together to try to reach agreement over the dispute. Your Union will be able to assist you at conciliation. Do not enter into any agreement at conciliation without obtaining advice. If an offer is made to you, contact your Union or Maurice Blackburn. If a conciliator is satisfied that all reasonable steps have been taken to settle the dispute a certificate of genuine dispute will be issued. If you are not happy with the conciliation outcome, you can proceed to Court after the certificate has been issued. You should contact Maurice Blackburn for advice. Medical examinations do I have to attend? You are required to attend reasonable medical examinations arranged by WorkSafe or the Self-Insurer and, in some circumstances, your employer. Failure to attend medical examinations can result in your weekly payments being suspended or terminated. In two recent workers compensation cases, we secured our clients over seven times the initial settlement offer. John Salanitri Workers Compensation Principal
9 09 WORKCOVER Lump sum claims You can claim a lump sum for permanent impairment. Generally, a claim cannot be made within 12 months of the injury and not before the injury is stable. The lump sum amount will depend upon your impairment level and date of injury. The maximum payable is $571,080. Can I sue? If your injuries are due to the fault of your employer or any other person, you may be entitled to bring a common law claim seeking a further lump sum. You have six years from the date of your injury in which to commence a common law claim. You can claim up to a maximum of $1,311,690 for loss of earnings and $571,080 for pain and suffering. If you believe your injuries are due to your employer s or some other person s fault then you should seek advice from Maurice Blackburn. Death claims FAQS about WorkCover After the accident There is no specific time limit for claiming medical expenses only; however we would recommend that you refer the claim to the Accident Compensation Conciliation Service if WorkSafe fails to make a decision within 28 days. If your claim is accepted by WorkSafe, you will have to repay any Centrelink benefits you may have received. If your claim is accepted by WorkSafe, you will be entitled to have your sick or annual leave recredited. You should know You are entitled to treatment from a doctor of your choice. You do not have to be treated at a public hospital or by a work doctor if you don t want to. WorkSafe must pay the reasonable costs of travelling for purposes of receiving medical treatment or rehabilitation. If a worker dies as a result of a work-related injury, illness or disease, the dependants of the worker are able to claim compensation. A lump sum of up to $571,080 plus a pension may be payable, plus reasonable funeral and medical expenses. If the death is due to the fault of the employer or any other person a dependant may also be entitled to bring a common law claim seeking a further lump sum payment. Maurice Blackburn exist to fight for your rights. For what you deserve. When life isn t fair we ll help you to fight for everything you re entitled to.
10 10 MAURICE BLACKBURN If you are claiming taxi expenses, they should be approved by WorkSafe first. If you use your car you should record the kilometres travelled and submit the details to WorkSafe for payment. You should keep a record of all attempts to return to work or retraining. This will be useful in protecting your rights. You should keep a general diary of the impact the injury has on your social and family activities, and ability to participate in any sporting activities and hobbies. WorkSafe must provide you with copies of any medical reports obtained in your claim if you request access to them under the Accident Compensation Act 1985 and/or Workplace Injury Rehabilitation Compensation Act 2013 and/or Freedom of Information Act. Sometimes WorkSafe does not respond promptly to requests for treatment, surgery or services such as home help. Generally, 28 days is a reasonable period to consider your request. If a decision is not made within that time, you may refer the matter to Conciliation. You should ensure the details on the reverse side of the medical certificate are complete and accurate otherwise WorkSafe will not pay your weekly payments. affected. In some circumstances, you may become a direct payee of WorkSafe. Weekly payments must be paid within seven days, and in accordance with your usual pay period. If this does not occur you should refer the matter to Conciliation. If you receive a superannuation lump sum it will suspend your weekly payments unless you roll it over into an approved fund. However, you are entitled to receive a redundancy or severance lump sum. Protecting your rights is our business At Maurice Blackburn, we are committed to getting a fair outcome for our clients so you can get on with your life without disadvantage. Our expert WorkCover lawyers provide a free first consultation and will fight to ensure you receive the best possible outcome. We recognise that the compensation you receive is vital to ensuring quality of life for you and your family. If you would like to make an appointment please call From the very beginning, we fought for the rights of ordinary people. We continue this tradition today. If you are in receipt of weekly payments and intend to be away interstate or overseas for longer than 28 days, special permission must be obtained from WorkSafe for an extended certificate. If your employer closes down, your WorkCover entitlements will not be
11 CONTACT US If you are considering legal action or want to fight for your rights, get in touch and we can assess what you need or arrange for a meeting with one of our lawyers. For most practice areas, your first consultation is free (business hours) mauriceblackburn.com.au Work Related Injuries Road Accident Injuries Medical Negligence Asbestos Diseases Superannuation & Insurance Claims Public Liability Faulty Products Comcare Will Disputes Employment & Industrial Law Class Actions Social Justice You are welcome to drop into one of our Victorian offices: Melbourne (03) Level 10, 456 Lonsdale St Melbourne VIC 3000 Dandenong (03) Suite 3, Thomas St Dandenong VIC 3175 Frankston (03) Shop Nepean Hwy Frankston VIC 3199 Geelong (03) Yarra St Geelong VIC 3220 Greensborough (03) Grimshaw St Greensborough VIC 3088 Mildura (03) Lime Ave Mildura VIC 3500 Reservoir (03) Spring St Reservoir VIC 3073 Ringwood (03) Ringwood St Ringwood VIC 3134 Sunshine (03) Unit 10, 133 Harvester Road Sunshine VIC 3020 Traralgon (03) Level 1, 7 Princes Hwy Traralgon VIC 3844 Wangaratta (03) Ely St Wangaratta VIC 3677 Visiting offices Call us or visit the website for more details: Bairnsdale Ballarat Bendigo Box Hill Broadmeadows Cranbourne Horsham Kerang Leongatha Lilydale Melton Morwell Oakleigh Pakenham Rosebud Sale Shepparton Swan Hill Sunbury Warragul Warrnambool Werribee Wodonga
12 Maurice Blackburn is a leading Australian law firm certified to the international ISO 9001:2008 quality standard. Information correct at 1 July This brochure is a general guide to dealing with WorkCover claims and is not a substitute for professional advice in this area. Maurice Blackburn is proud to be carbon neutral (see our website for details). This brochure is printed on ecostar Silk. Made with 100% certified post consumer waste fibre, it is produced with a carbon neutral manufacturing process and has been made in a facility that operates under the ISO Environmental Management System. MB4184_VICWC 08/14
MAURICE BLACKBURN LAWYERS WORKCOVER SOUTH AUSTRALIA 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer.
MAURICE BLACKBURN LAWYERS PUBLIC LIABILITY & FAULTY PRODUCTS VICTORIA 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn
MAURICE BLACKBURN LAWYERS WORKERS COMPENSATION ACT 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer.
MAURICE BLACKBURN LAWYERS WORKERS COMPENSATION NSW 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer.
MAURICE BLACKBURN LAWYERS SUPERANNUATION & DISABILITY INSURANCE INCOME PROTECTION 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your
MAURICE BLACKBURN LAWYERS ROAD ACCIDENT INJURIES ACT 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer.
MAURICE BLACKBURN LAWYERS MEDICAL NEGLIGENCE NSW 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer.
MAURICE BLACKBURN LAWYERS MEDICAL NEGLIGENCE SOUTH AUSTRALIA 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have
MAURICE BLACKBURN LAWYERS MEDICAL NEGLIGENCE ACT 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer.
MAURICE BLACKBURN LAWYERS ROAD ACCIDENT INJURIES SOUTH AUSTRALIA 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn
SUPERANNUATION & DISABILITY INSURANCE Disability benefits FIGHT BACK THROUGH MAURICE BLACKBURN When you ve been hurt, injured or suffered loss, it s easy to feel powerless in the face of big organisations
MAURICE BLACKBURN LAWYERS ROAD ACCIDENT INJURIES / MVA WESTERN AUSTRALIA 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family
MAURICE BLACKBURN LAWYERS PUBLIC LIABILITY & FAULTY PRODUCTS SOUTH AUSTRALIA 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family
MAURICE BLACKBURN LAWYERS COMCARE 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer. That s why we
MAURICE BLACKBURN LAWYERS WILL DISPUTES 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer. That s
MAURICE BLACKBURN LAWYERS WILL DISPUTES 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are facing an unfair situation, you and your family shouldn t have to suffer. That s why we never stand back
Janis Veldwyk At the end of the workshop participants should: Be more familiar with the Workplace Injury Rehabilitation and Compensation Act 2013 Know Employer and employee obligations with relation to
Your Rights Under the Missouri Workers Compensation Law All states have workers compensation laws. The Missouri Workers Compensation Law is contained in Chapter 287 of the Revised Statutes of Missouri.
Superannuation And Insurance For People With Blood Cancer (SOUTH AUSTRALIAN EDITION) Prepared by John Berrill John Berrill Maurice Blackburn Lawyers Level 10, 456 Lonsdale Street, Melbourne Phone: 1800
A Guide to the Workplace Injury Rehabilitation and Compensation Act 2013 Edition No. 1 2014 Contents FOREWORD 1 INTRODUCTION 2 HOW TO USE THIS GUIDE 2 Finding key provisions within the Workplace Injury
VICTORIAN TRANSPORT ACCIDENT CLAIMS - A GUIDE TO YOUR ENTITLEMENTS This guide includes the following: What is a transport accident? Who is the TAC? How do I make a claim? When will I know if my claim has
CASH CONVERTERS Class Action Cash Converters class actions Two class actions have been launched in the Federal Court of Australia by Maurice Blackburn Lawyers seeking compensation for Cash Converters customers
Superannuation And Insurance For People With Huntington s Disease (WESTERN AUSTRALIAN EDITION) Prepared by Phil Gleeson Phil Gleeson Maurice Blackburn Lawyers Unit 1, 328 Carrington Street, Hamilton Hill
Key Workers Compensation Information, Australia 2010 Key Workers Compensation Information, Australia 2010 Visit www.safeworkaustralia.gov.au for more information Commonwealth of Australia 2010 ISBN 978
Contents Introduction......................................................... 4 Union Representative s role........................................ 4 Workers Compensation a new approach................................
Key Workers Compensation Information, Australia 2011 Disclaimer The information provided in this document can only assist you in the most general way. This document does not replace any statutory requirements
A glossary for injured workers Who s who in the July 2013 Who s who in the A glossary for injured workers About us 1 Talking your language service 2 Key contacts during the 3 About the roles in the 4 Allied
Workers guide to workers compensation Guide www.worksafe.nt.gov.au Disclaimer This publication contains information regarding workers rehabilitation and compensation. It includes some of your obligations
DEECD Corporate WorkSafe policy guide January 2013 Published by the Communications Division for Human Resources Division Department of Education and Early Childhood Development Melbourne January 2013 State
A guide for injured workers Returning to work April 2011 Contents 1. Getting back to work 1 Ideas to help you return to work 2 Staying positive 2 Your employer s legal obligations 3 Anti-discrimination
Attachment C 1. Workers Compensation Schemes 1.1 Australian Capital Territory 1.2 New South Wales 1.3 Northern Territory 1.4 Queensland 1.5 South Australia 1.6 Tasmania 1.7 Victoria 1.8 Western Australia
WORKPLACE COMPENSATION CLAIM SUCCESS THE 6 MOST COMMON MISTAKES PEOPLE MAKE What you need to know to make sure you have a successful workers compensation claim At Garling & Co we have dealt with thousands
LAWYERS New South Wales & Victoria Transport Accident Commission (TAC) Claims FREQUENTLY ASKED QUESTIONS What is a transport accident? A transport accident is an incident directly caused by a motor car
ASBESTOS COMPENSATION IN TASMANIA A GUIDE Asbestos Compensation Commissioner Disclaimer This information is for guidance only and not to be taken as an expression of the law. It should be read in conjunction
MAURICE BLACKBURN LAWYERS ASBESTOS DISEASES 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer. That
WORKERS COMPENSATION AND REHABILITATION QUESTIONS AND ANSWERS The Work Health & Safety Unit has responsibility for the management of workers compensation claims and the rehabilitation of injured employees.
Workers compensation benefits guide October 2015 Disclaimer This publication may contain information about the regulation of workers compensation in NSW. It may include some of your obligations under some
Personal Injury Compensation Claiming Compensation for Accidents What you should do when making a claim 1. Seek medical advice as soon as possible. 2. Obtain a written report from your doctor, physiotherapist,
WS013 REHABILITATION AND RETURN TO WORK POLICY VICTORIA Purpose EI is committed to the rehabilitation of workers who are injured at work. This policy is designed to comply with EI obligation to make important
understanding your household workers insurance policy A guide to your policy cover and conditions HHWPG August 2014 contents About WorkCover Queensland 3 About your household workers insurance policy 3
Key Workers Compensation Information, 2013 Disclaimer The information provided in this document can only assist you in the most general way. This document does not replace any statutory requirements under
1 Questions and answers for employers 17 October 2012 Return to work 1. What are employers return to work obligations? Employers have an obligation to provide suitable employment (where reasonably practicable)
A GUIDE FOR PEOPLE INJURED IN A MOTOR VEHICLE ACCIDENT CONTENTS General information 02 Early payment of expenses 03 The Accident Notification Form (ANF) 03 Who can make a claim Other driver or owner at
C Circulate to: A Assistance BIZassistInfoline: 1300 78 38 44 Or email: firstname.lastname@example.org Accident Compensation Amendment Act March 2010 Background On 10 December 2007, the Victorian Government
Table of Contents A Message From Attorney Edgar Snyder 1 Eligibility for Workers Compensation 3 Types of Workers Compensation Claims 5 Workers Compensation Benefits Payments 9 The Hearing Process 13 The
EMPLOYER INJURY CLAIM REPORT FOR HELP COMPLETING THIS FORM OR FOR MORE INFORMATION CONTACT: Your WorkSafe Victoria (WorkSafe) Agent The WorkSafe Advisory Service: freecall 1800 136 089 or (03) 9641 1444
Managing injury and return to work policy Description: This is a precedent workplace policy governing the management of injury and return to work. Author: Brooke Pendlebury Principal Lawyer, Pendlebury
No 17 of 2008 assented to 19.6.2008 South Australia Workers Rehabilitation and Compensation (Scheme Review) Amendment Act 2008 An Act to amend the Workers Rehabilitation and Compensation Act 1986. Contents
Benefits of investing with VicSuper FutureSaver VicSuper FutureSaver Member Guide Date prepared 1 July 2015 The information in this document forms part of the VicSuper FutureSaver Product Disclosure Statement
Form Workers compensation claim form Part 1 of the claim form is to be filled in by the worker. The following information is provided as guidance to workers filling in Part 1 Notify your employer of your
Work within the workers compensation industry sector Learner Guide OHSA PO Box 336 PALM BEACH QLD 4221 P: 1300 647 200 F: 07 5559 5661 E: email@example.com 2 P a g e Work within the workers compensation
ARTYUR ROBll,lSQN ~ HEDDERWlCKS UBfW~Y Accident Compensation (Common Law and Benefits) Bill As Sent Print EXPLANATORY MEMORANDUM Clause 1 Clause 2 Clause 3 Clause 4 sets out the purpose of the Bill. provides
Information for Workers Guidance to PART 1 of the Claim Form Notify your employer of your injury, verbally or in writing, as soon as practicable. Fully complete PART 1 (questions 1 to 8) of the following
Future of Work Rehabilitation and Compensation for Injured Workers Introduction 1. Congress reaffirms its primary position that every worker has the right to go to work and come home safely. Yet with extremely
Frequently asked questions about Residential Tenancy disputes (July 2013) What types of applications can the Residential Tenancies List hear? The Residential Tenancies List can hear cases under the Residential
New South Wales Workers Compensation Amendment (Transitional) Regulation 2012 under the Workers Compensation Act 1987 Her Excellency the Governor, with the advice of the Executive Council, has made the
Form Workers compensation claim form Part 1 To be filled in by the worker. The following information is provided as guidance to workers filling in Part 1. Notify your employer of your injury or disease
Form Workers Compensation claim form STOP - this form is available to be filled in electronically on the NT WorkSafe web site www.worksafe.nt.gov.au. Fill the form in electronically then save a copy to
Employment and MS Your questions answered Now that you have had some time to adjust to your recent diagnosis and learn about multiple sclerosis (MS), you may have concerns about the potential impact of
Travel Insurance for People with Huntington s Disease - Victoria 1. WHAT IS TRAVEL INSURANCE? Travel insurance covers you for specific losses which happen during a holiday or other trip. Most travel insurance
WORKERS COMPENSATION AND INJURY MANAGEMENT FACT SHEET 10 INFORMATION ON TRUSTS The purpose of this fact sheet is to provide a guide to employers, accountants, insurers/agents, auditors and other interested
ASBESTOS DISEASES FIGHT BACK THROUGH MAURICE BLACKBURN When you ve been hurt, injured or suffered loss, it s easy to feel powerless in the face of big organisations and big legal teams. But you shouldn
WORKPLACE INJURY INSURANCE: Worker s Handbook A GUIDE TO YOUR WORKERS COMPENSATION INSURANCE The following information is provided as a basic guide to your Workers Compensation Insurance. For more complete
SUBMISSION to PRODUCTIVITY COMMISSION NATIONAL WORKERS COMPENSATION AND OCCUPATIONAL HEALTH & SAFETY FRAMEWORKS by NATIONAL MEAT ASSOCIATION OF AUSTRALIA NSW DIVISION 24 June 2003 SOME OF THE ISSUES TO
RRP $5.50 Contents What is Workers Compensation? 4 Who can claim? 4 When are you entitled to benefits? 4 Journey claims 5 Recess claims 5 Union representative claims 5 Psychological injury claims 5 Making
TAC information for employers Working together TAC Employer Incentive Package Returning to work A About the TAC The TAC is a Victorian Government-owned organisation whose role is to pay for treatment and
understanding your workplace personal injury insurance policy A guide to your policy cover and conditions WPIIPG September 2013 contents About WorkCover Queensland 3 About your workplace personal injury
Workers Compensation & Injury Management: A Guide for Workers WorkCover WA 2 Bedbrook Place Shenton Park WA 6008 Telephone: (08) 9388 5555 Facsimile: (08) 9388 5550 Advice and Assistance Unit: 1300 794
Income Protection Scheme CIVIL This brochure has been produced to assist workers in understanding the benefits that apply under the various insurance covers and the circumstances under which these benefits
Nebraska Workers Compensation Court Information Sheet: Rights & Obligations under the Nebraska Workers Compensation Law NEBRASKA WORKERS COMPENSATION COURT OFFICIAL SEAL What is workers compensation? Workers
SRC245(Jan2008) Claim for Compensation for a Work-related death Employer Information Comcare has received a Claim for compensation under the Safety, Rehabilitation and Compensation Act 1988 (SRC Act) for
Fee Schedule for non-contracted providers Hearing services Effective as at 1 July 2009, WorkSafe Victoria (WorkSafe) will pay up to a maximum amount for the following categories of the service. Amounts
Issued ₁ July ₂₀₁₅ Insurance guide SignatureSuper AMP Life fact sheet AMP Corporate Super Registered trademark of AMP Life Limited ABN 84 079 300 379. The information in this document forms part of the
There can be a lot of details in any property transaction and we know what to look for, and when they need to be looked at. To make sure the transaction goes smoothly, our experienced team will work with
Public Sector Workforce Relations WR&C ACT 1986 INJURY MANAGEMENT PRACTICE NOTE FOR THE PUBLIC SECTOR 1. PURPOSE LUMP SUM COMPENSATION FOR NON-ECONOMIC LOSS 1.1 To ensure a consistent approach is applied
Understand Your Pay and Working Conditions as a Paul Gilbert Assistant Secretary Australian Nursing and Midwifery Federation (Victorian Branch) Award Annual Leave Personal Leave Long Service Leave Parental
Workers Compensation Claim Form Workers tear off and keep this section for your information Who can make a claim? You are entitled to make a claim if you sustain an injury in the course of your employment
Zurich Life Risk Product Summary Zurich Income Replacement Insurance Plus Zurich proudly supports Adviser use only. Preparation Date: 1 April 2008 Zurich Australia Limited ABN 92 000 010 195 AFSLN 232510
June 2015 Going to a Mental Health Tribunal hearing Includes: information about compulsory treatment and treatment orders information about Mental Health Tribunal hearings worksheets to help you represent