The New Jersey Safety Net 2014 Annual Report
|
|
- Percival Morris
- 8 years ago
- Views:
Transcription
1 The New Jersey Safety Net
2 of the New Jersey Property-Liability Insurance Guaranty Association THE NEW JERSEY SAFETY NET NJPLIGA was established in 1974 to provide statutory benefits to insureds and claimants of insolvent propertycasualty insurance companies. A safety net is provided to New Jersey policyholders and claimants when they find themselves without certain types of insurance coverage. Reimbursement of insurance carriers handling certain excess medical benefits (EMBs) paid on PIP claims is also a responsibility of NJPLIGA. NJPLIGA works in conjunction with its Board of Directors, member companies and the New Jersey Department of Banking and Insurance (NJDOBI) to satisfy its statutory responsibilities. NJPLIGA also administers the following statutory entities: Workers Compensation Security Fund (WCSF). The WCSF was created in 1935 and administers the claims of insolvent workers compensation insurance carriers arising from the coverage of risks located or resident in New Jersey. In January 2010, responsibility for the administration of the WCSF was transferred to NJPLIGA. New Jersey Surplus Lines Insurance Guaranty Fund (NJSLIGF). NJSLIGF was established in 1984 to provide statutory benefits to the policyholders and claimants of insolvent surplus lines insurance carriers. At year end, surplus lines membership totaled 196 eligible insurers. Unsatisfied Claim and Judgment Fund (UCJF). In 1952, the UCJF was established to pay the damages of uninsured claimants who were injured in an accident with an uninsured motorist. Since 2004, stranger pedestrian PIP claims are also covered by the UCJF. NJPLIGA also services claims on behalf of the New Jersey Medical Malpractice Reinsurance Association and provides third party administrator (TPA) services pursuant to its statutory authority. Page 1 of 19
3 NJPLIGA CLAIMS AND FINANCIAL ACTIVITY Page 2 of 19
4 Statements of Assets, Liabilities and Fund Balance Modified Cash Basis December 31, ASSETS Cash and cash equivalents $ 31,061,383 $ 38,421,953 Investments, at cost 220,438, ,432,541 Assessments receivable due from member companies, net of allowance of $752,608 in 2014 and $861,559 in Due from affiliated funds 2,049, ,515 Property and equipment, net of accumulated depreciation and amortization 1,047, ,139 Other assets 159, ,189 Total assets $ 254,756,665 $ 248,759,337 LIABILITIES AND FUND BALANCE Employee benefits payable $ 23,351 $ 4,828 Funds held under TPA contracts 214, ,987 Total liabilities 237, ,815 Fund balance 254,519, ,361,522 Total liabilities and fund balance $ 254,756,665 $ 248,759,337 Page 3 of 19
5 Statements of Assessments Charged and Collections, Expenses and Fund Balance Modified Cash Basis Year Ended December 31, Assessments charged and collections: Members' assessments charged, net of refunds $ 131,349,343 $ 124,806,305 Net investment and interest income 1,425,915 1,362,431 Interest income received from affiliated fund 16,566 19,608 Distributions collected in connection with insolvency proceedings (including interest thereon) 20,753,670 1,471,683 Large deductible recoveries 1, Fund transfer from State of New Jersey TPA 876, ,288 Total assessments charged and collections 154,423, ,378,344 Expenses: Claims paid 2,749,888 13,296,354 Claims paid Excess Medical Benefit 139,073, ,933,863 Claims paid TPA 778, ,875 Claims expense paid 1,157,402 1,550,282 Claims expense paid Excess Medical Benefit 997, ,637 Claims expense paid TPA 64,579 36,257 Premium refunds paid 780, Administrative expenses paid direct 11,599,354 10,051,754 Administrative expenses reimbursed and due from other Funds (10,851,357) (9,286,356) Administrative expenses charged Excess Medical Benefit 1,781,496 1,822,148 Administrative expenses charged TPA 134,958 71,610 Total expenses 148,266, ,660,977 Excess (deficiency) of assessments charged and collections over expenses 6,157,645 (6,282,633) Fund balance at beginning of year 248,361, ,644,155 Fund balance at end of year $ 254,519,167 $ 248,361,522 Page 4 of 19
6 DISBURSEMENTS - NJPLIGA In 2014, the total losses paid by the Association on insolvency, EMB and TPA claims combined was $142.6 million and total loss adjustment expenses (LAE) were $2.2 million. NJPLIGA s indemnity payments on insolvent estates totaled $2.7 million with $1.2 million of LAE. Figure 1: NJPLIGA Disbursements on Estates, left, shows the top ten estates with the largest disbursements since the inception of the organization. NJPLIGA is also responsible for the runoff of EMB claims. In 2014, EMB expenditures averaged $11.7 million per month totaling $140.1 million for the year in reimbursements to member companies and the organization on PIP claims. RECEIPTS - NJPLIGA Distributions from insolvent estates totaled $20.8 million in At the May 21, 2014 Annual Meeting/Board of Directors Meeting, the NJPLIGA Board of Directors reviewed the funding needs of the organization to satisfy insolvency and other statutory obligations. The Board determined that an assessment of member companies was necessary and authorized a 0.9% assessment. A total of 483 member companies were billed $131.3 million. BALANCES AND RESERVES - NJPLIGA At year end, the NJPLIGA fund balance was $254.5 million with combined reserves of $316.8 million including insolvency reserves of $75.9 million, and a two year EMB reserve of $240.9 million. INSOLVENCY ACTIVITY The primary function of the organization is the management of the claims of insolvent property-casualty insurance companies. In 2014, 31 insolvent estates were administered by NJPLIGA with 4 estate closures. Page 5 of 19
7 WCSF CLAIMS AND FINANCIAL ACTIVITY Page 6 of 19
8 Statements of Assets, Liabilities and Fund Balance Modified Cash Basis December 31, ASSETS Cash and cash equivalents $ 13,866,297 $ 14,588,877 Investments, at cost 129,247, ,893,944 Assessments receivable due from member companies, net of allowance of $154,640 in 2014 and Total assets $ 143,114,066 $ 128,482,821 LIABILITIES AND FUND BALANCE Due to affiliated funds $ 417,788 $ 162,468 Fund balance 142,696, ,320,353 Total liabilities and fund balance $ 143,114,066 $ 128,482,821 Page 7 of 19
9 Statements of Assessments Charged and Collections, Expenses and Fund Balance Modified Cash Basis Year Ended December 31, Assessments charged and collections: Members' assessments charged $ 21,381,376 $ 18,513,801 Net investment and interest income 601, ,697 Distributions collected in connection with insolvency proceedings (including interest thereon) 15,687,758 21,818,823 Large deductible recoveries 124, ,464 Total assessments charged and collections 37,795,511 41,171,785 Expenses: Claims paid 20,104,296 15,732,906 Claims expenses paid 1,235, ,825 Administrative expenses charged Association 2,050,432 1,846,347 Administrative expenses paid direct 29,185 62,832 Total expenses 23,419,586 18,401,910 Excess of assessments charged and collections over expenses 14,375,925 22,769,875 Fund balance at beginning of year 128,320, ,550,478 Fund balance at end of year $ 142,696,278 $ 128,320,353 Page 8 of 19
10 WCSF DISBURSEMENTS - WCSF In 2014, the WCSF s loss payments on insolvent estates totaled $20.1 million plus $1.2 million of LAE. Figure 2: WCSF Payments on Estates in 2014, below, shows Lumbermens Mutual Casualty Company with the highest payments of $8.2 million in RECEIPTS - WCSF Distributions from insolvent estates in 2014 totaled $15.7 million. The WCSF collected $21.4 million in assessments from 278 member companies in BALANCES AND RESERVES - WCSF The year end available funds for the WCSF totaled $142.7 million with combined loss and LAE reserves of $284.1 million and $8.9 million, respectively. Page 9 of 19
11 INSOLVENCY ACTIVITY Freestone Insurance Company was domiciled in Delaware and was declared insolvent on August 15, The WCSF received 176 workers compensation claims with approximately $314,156 paid in loss and LAE and $4.1 million in combined loss and LAE reserves. In 2014, 24 insolvent workers compensation estates were managed by the WCSF. There were 4 estate closures in Page 10 of 19
12 SLIGF CLAIMS AND FINANCIAL ACTIVITY Page 11 of 19
13 Statements of Assets, Liabilities and Fund Balance Modified Cash Basis December 31, ASSETS Cash and cash equivalents $ 801,616 $ 737,138 Reserve fund 37,000 37,000 Investments, at cost 10,333,034 10,305,353 Due from affiliated fund - 18,760 Total assets $ 11,171,650 $ 11,098,251 LIABILITIES AND FUND BALANCE Due to affiliated fund $ 10,025 $ 6,605 Total liabilities 10,025 6,605 Fund balance 11,161,625 11,091,646 Total liabilities and fund balance $ 11,171,650 $ 11,098,251 Page 12 of 19
14 Statements of Collections, Expenses and Fund Balance Modified Cash Basis Year Ended December 31, Collections: Net investment and interest income $ 44,808 $ 51,472 Distributions collected in connection with insolvency proceedings (including interest thereon) 9, ,778 Total collections 54, ,250 Expenses: Claims recovered (68,153) (48,496) Claims expenses paid (recovered) 5,282 (43,509) Administrative expenses charged Association 43,674 41,530 Administrative expenses paid direct 3,564 4,672 Total recoveries (15,633) (45,803) Excess of collections over expenses 69,979 1,010,053 Fund balance at beginning of year 11,091,646 10,081,593 Fund balance at end of year $ 11,161,625 $ 11,091,646 Page 13 of 19
15 NJSLIGF DISBURSEMENTS NJSLIGF continued to experience minimal claim activity in Losses paid totaled $43,565. However, the organization recovered $111,718 for a net recovery of $68,153. RECEIPTS Distributions from insolvent estates totaled $9,538 in BALANCES AND RESERVES As of December 31, 2014, NJSLIGF had a fund balance totaling $11.2 million with combined indemnity and LAE reserves of $3.3 million. Page 14 of 19
16 UCJF CLAIMS AND FINANCIAL ACTIVITY Page 15 of 19
17 Statements of Assets, Liabilities and Fund Balance Modified Cash Basis December 31, ASSETS Cash and cash equivalents $ 12,420,221 $ 13,967,875 Investments, at cost 6,491,831 3,015,989 Receivable from other funds 4,877 - Assessments receivable due from member companies net of allowance of $145,178 in 2014 and Total assets $ 18,916,929 $ 16,983,864 LIABILITIES AND FUND BALANCE Balances due plaintiffs arising from settlements $ 477,673 $ 466,918 Due to affiliated fund 1,619, ,825 Total liabilities 2,097,361 1,180,743 Fund balance 16,819,568 15,803,121 Total liabilities and fund balance $ 18,916,929 $ 16,983,864 Page 16 of 19
18 Statements of Assessments Charged and Collections, Expenses and Fund Balance Modified Cash Basis Year Ended December 31, Assessments charged and collections: Members' assessments charged $ 84,314,311 $ 80,978,757 Claims recoverable 98, ,227 Net investment and interest income 304, ,991 Total assessments charged and collections 84,717,003 81,405,975 Expenses: Claims paid 67,148,060 76,511,847 Claims expense paid 7,683,966 4,441,625 Administrative expenses charged - Association 8,741,528 7,348,741 Administrative expenses paid - direct 110, ,954 Interest expense paid to affiliate - direct 16,566 19,608 Total expenses 83,700,556 88,464,775 Excess (deficiency) of assessments charged and collections over expenses 1,016,447 (7,058,800) Fund balance at beginning of year 15,803,121 22,861,921 Fund balance at end of year $ 16,819,568 $ 15,803,121 Page 17 of 19
19 UCJF DISBURSEMENTS The organization s UCJF responsibilities include the administration of uninsured motorist and stranger pedestrian PIP claims. In 2014, combined indemnity and LAE payments totaled $74.8 million with $67.1 million in indemnity and $7.7 million in LAE. Figure 3: Loss and Expense Payments on Stranger Ped PIP UCJF Claims, , below, shows actual payments for pedestrian PIP claims in RECEIPTS At the May 21, 2014 Annual Meeting/Board of Directors Meeting, the NJPLIGA Board of Directors, as statutory administrator of the UCJF, reviewed the funding needs to satisfy responsibilities associated with stranger pedestrian PIP and uninsured motorist claims. The Board determined that an assessment of member companies Page 18 of 19
20 was necessary and authorized a 1.5% assessment of each carrier s automobile liability net direct written premium. The assessment generated a billing to 317 member companies in the amount of $84.3 million. RECEIPTS UCJF COLLECTION ACTIVITY The services of a collection agency are utilized to recover the debts owed to the UCJF by uninsured automobile owners and drivers and $98,547 was collected in BALANCES AND RESERVES The year end available funds for the UCJF totaled $16.8 million with outstanding indemnity and LAE reserves of $87.9 million. BOARD OF DIRECTORS Pursuant to N.J.S.A. 17:30A-1 et seq., NJPLIGA is governed by a nine member Board of Directors consisting of insurance industry representatives. The following is a list of the current Board of Directors. NJPLIGA David Ziemer, Board Chair Joanne Martyn, Vice-Chair John Esposito, Treasurer Stephen Crosta James Doherty Georgia Flamporis John Friedman William Lynch Robert Zetterstrom NJSLIGF Advisory Body Charles McCloskey, Jr. Thomas Mulligan Frank Powell, Jr. State Farm Insurance Company Federal Insurance Company AIG Property Casualty Company Selective Insurance Company of America Farmers Mutual Fire Insurance Company of Salem County Allstate New Jersey Insurance Company United Services Automobile Association Liberty Mutual Insurance Company New Jersey Manufacturers Insurance Company Metcom Excess Western World Insurance Group FTP, Inc. Board Counsel Cynthia Borrelli, Esq. Bressler, Amery and Ross, P.C. BOARD MEETINGS The Board of Directors met in regular session on January 29, 2014, May 21, 2014 and September 18, Page 19 of 19
ASSEMBLY, No. 1699 STATE OF NEW JERSEY. 214th LEGISLATURE PRE-FILED FOR INTRODUCTION IN THE 2010 SESSION
ASSEMBLY, No. STATE OF NEW JERSEY th LEGISLATURE PRE-FILED FOR INTRODUCTION IN THE 0 SESSION Sponsored by: Assemblyman JOHN J. BURZICHELLI District (Salem, Cumberland and Gloucester) Co-Sponsored by: Assemblyman
More informationINSURANCE DIVISION OF INSURANCE Administration New Jersey Property-Liability Insurance Guaranty Association Assessment Premium Surcharge
INSURANCE DIVISION OF INSURANCE Administration New Jersey Property-Liability Insurance Guaranty Association Assessment Premium Surcharge Proposed Amendment: N.J.A.C. 11:1-6.3 Authorized By: Holly C. Bakke,
More informationFORC QUARTERLY JOURNAL OF INSURANCE LAW AND REGULATION
FORC QUARTERLY JOURNAL OF INSURANCE LAW AND REGULATION Summer 1998 June 20, 1998 Vol. X, Edition II CAPTIVE INSURANCE COMPANIES AND WORKERS COMPENSATION GROUP FUNDS IN THE SOUTHEAST: A COMPARATIVE VIEW
More informationORDER NO. A14-109 STATE OF NEW JERSEY DEPARTMENT OF BANKING AND INSURANCE
ORDER NO. A14-109 STATE OF NEW JERSEY DEPARTMENT OF BANKING AND INSURANCE IN THE MATTER OF THE IMPOSITION OF ) A SURCHARGE FOR RECOUPMENT OF ) THE NEW JERSEY PROPERTY-LIABILITY ) ORDER INSURANCE GUARANTY
More informationTHE NON-ADMITTED AND REINSURANCE REFORM ACT AND NEW JERSEY'S SURPLUS LINES INSURANCE GUARANTY ASSOCIATION
THE NON-ADMITTED AND REINSURANCE REFORM ACT AND NEW JERSEY'S SURPLUS LINES INSURANCE GUARANTY ASSOCIATION Susan Stryker, Esq. BRESSLER, AMERY & ROSS, P.C. (973) 966-9681 Any article addressing the implementation
More informationTITLE 85 EXEMPT LEGISLATIVE RULE WORKERS' COMPENSATION RULES OF THE WEST VIRGINIA INSURANCE COMMISSIONER
TITLE 85 EXEMPT LEGISLATIVE RULE WORKERS' COMPENSATION RULES OF THE WEST VIRGINIA INSURANCE COMMISSIONER SERIES 9 WORKERS COMPENSATION UNINSURED EMPLOYERS FUND Section 85-9-1. General. 85-9-2. Definitions.
More informationNEW HAMPSHIRE INSURANCE GUARANTY ASSOCIATION Balance Sheet June 30, 2014
NEW HAMPSHIRE INSURANCE GUARANTY ASSOCIATION Balance Sheet June 30, 2014 Assets: Checking & Short-Term Cash $1,109,906.65 Investments 43,211,230.95 Total Assets $44,321,137.60 Fund Balance $44,321,137.60
More informationASSEMBLY BANKING AND INSURANCE COMMITTEE STATEMENT TO SENATE COMMITTEE SUBSTITUTE FOR. SENATE, No. 63 STATE OF NEW JERSEY DATED: MAY 5, 2003
ASSEMBLY BANKING AND INSURANCE COMMITTEE STATEMENT TO SENATE COMMITTEE SUBSTITUTE FOR SENATE, No. 63 STATE OF NEW JERSEY DATED: MAY 5, 2003 The Assembly Banking and Insurance Committee reports favorably
More informationUNIVERSITY OF FLORIDA SELF-INSURANCE PROGRAM AND HEALTHCARE EDUCATION INSURANCE COMPANY COMBINING FINANCIAL STATEMENTS JUNE 30, 2013
UNIVERSITY OF FLORIDA SELF-INSURANCE PROGRAM AND HEALTHCARE COMBINING FINANCIAL STATEMENTS UNIVERSITY OF FLORIDA SELF-INSURANCE PROGRAM AND HEALTHCARE TABLE OF CONTENTS Page(s) Independent Auditors Report
More informationCHAPTER 179. BE IT ENACTED by the Senate and General Assembly of the State of New Jersey: 1. R.S.34:15-104 is amended to read as follows:
CHAPTER 179 AN ACT concerning the workers' compensation security funds and amending and repealing various sections of chapter 15 of Title 34 of the Revised Statutes. BE IT ENACTED by the Senate and General
More informationCHAPTER 31. SOUTH CAROLINA PROPERTY AND CASUALTY INSURANCE GUARANTY ASSOCIATION
CHAPTER 31. SOUTH CAROLINA PROPERTY AND CASUALTY INSURANCE GUARANTY ASSOCIATION SECTION 38-31-10. Short title. This chapter is known and may be cited as the South Carolina Property and Casualty Insurance
More informationPast CAS Questions - IASA Assets (Chapter 2) & Investment Income (Chapter 9)
Past CAS Questions - IASA Note: Some of the concepts tested in the past CAS questions from the IASA chapters 2 and 9 apply to the content covered in Chapter 7 9 and 13 of the E&Y text. Section 1: Questions:
More informationNAIC Group Code 0008 NAIC Company Code 00086. Combined Statement Contact LYNN CIRRINCIONE, 847-402-3029 (Area Code) (Telephone Number)
PROPERTY AND CASUALTY COMPANIES - ASSOCIATION EDITION COMBINED ANNUAL STATEMENT FOR THE YEAR ENDED DECEMBER, 00 OF THE CONDITION AND AFFAIRS OF THE ALLSTATE INSURANCE GROUP its affiliated property casualty
More informationREPORT ON EXAMINATION OF THE DELAWARE PROFESSIONAL INSURANCE COMPANY, RISK RETENTION GROUP AS OF DECEMBER 31, 2010
REPORT ON EXAMINATION OF THE DELAWARE PROFESSIONAL INSURANCE COMPANY, RISK RETENTION GROUP AS OF DECEMBER 31, 2010 Table of Contents SALUTATION... 1 SCOPE OF EXAMINATION... 2 SUMMARY OF SIGNIFICNAT FINDINGS...
More informationAMENDATORY ENDORSEMENT NORTH CAROLINA PERSONAL AUTO POLICY
AMENDATORY ENDORSEMENT NORTH CAROLINA PERSONAL AUTO POLICY This Endorsement amends the Policy as follows: I. DEFINITIONS The Definitions Section is amended as follows: A. The third paragraph is replaced
More informationPublic Act No. 14-20
Public Act No. 14-20 AN ACT CONCERNING UNINSURED AND UNDERINSURED MOTORIST COVERAGE OFFSETS. Be it enacted by the Senate and House of Representatives in General Assembly convened: Section 1. Section 38a-336
More informationENROLLED HOUSE BILL No. 4455
Act No. 204 Public Acts of 2012 Approved by the Governor June 26, 2012 Filed with the Secretary of State June 27, 2012 EFFECTIVE DATE: June 27, 2012 Introduced by Rep. Shaughnessy STATE OF MICHIGAN 96TH
More informationUninsured Motorist and Underinsured Motorist Coverage. Gary Kramer J. Scott Sanpietro James R. Potts
Uninsured Motorist and Underinsured Motorist Coverage Gary Kramer J. Scott Sanpietro James R. Potts focus on: Uninsured Motorist and Underinsured Motorist Coverage 1 By Gary Kramer, J. Scott Sanpietro,
More informationBUSINESS INSURANCE FAQ
BUSINESS INSURANCE FAQ Q: What is Business Insurance? A: We strive to understand your risk tolerance and financial ability to withstand the spectrum of potential losses and develop insurance programs to
More informationTHE CONSUMERS SAFETY NET
INSURANCE GUARANTY ASSOCIATIONS IN CONNECTICUT THE CONSUMERS SAFETY NET Note: It is a prohibited unfair trade practice and a violation of state law for any person to make use in any manner of the existence,
More informationNew Jersey AUTO INSURANCE
New Jersey AUTO INSURANCE Buyer s Guide Chris Christie Governor Kim Guadagno Lt. Governor Ken Kobylowski Commissioner NJM Insurance Group offers personal auto insurance in the voluntary market through
More informationFrank E. Jenkins, III JENKINS & BOWEN, P.C. 15 South Public Square Cartersville, Georgia 30120 (770) 387-1373
Frank E. Jenkins, III JENKINS & BOWEN, P.C. 15 South Public Square Cartersville, Georgia 30120 (770) 387-1373 Wallace Miller, III WALLACE MILLER, III, LLC 509 Forest Hills Road Macon, Georgia 30209 (478)
More informationNEBRASKA PROPERTY AND LIABILITY INSURANCE GUARANTY ASSOCIATION ACT
NEBRASKA PROPERTY AND LIABILITY INSURANCE GUARANTY ASSOCIATION ACT Section. 44-2401. Purpose of sections. 44-2402. Kinds of insurance covered. 44-2403. Terms, defined. 44-2404. Nebraska Property and Liability
More informationNEW JERSEY AUTO INSURANCE
NEW JERSEY AUTO INSURANCE BUYER S GUIDE Chris Christie Governor Kim Guadagno Lt. Governor Richard J. Badolato Acting Commissioner NJM Insurance Group offers personal auto insurance in the voluntary market
More information16 LC 37 2118ER A BILL TO BE ENTITLED AN ACT BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:
Senate Bill 347 By: Senator Bethel of the 54th A BILL TO BE ENTITLED AN ACT 1 2 3 4 5 6 To amend Title 33 of the Official Code of Georgia Annotated, relating to insurance, so as to provide for extensive
More informationWASHINGTON INSURANCE GUARANTY ASSOCIATION ACT
WASHINGTON INSURANCE GUARANTY ASSOCIATION ACT Section 48.32.010. Purpose 48.32.020. Scope 48.32.030. Definitions 48.32.040. Creation of the association-required accounts 48.32.050. Board of directors 48.32.060.
More informationWith regard to the coverage issue 1 : With regard to the stacking issue 2 :
37 Fla. L. Weekly D1140c Insurance -- Uninsured motorist -- Coverage -- Stacking -- Action against UM insurer by insured policyholder who was injured in single-car accident while riding as passenger in
More informationUNITED STATES DISTRICT COURT DISTRICT OF CONNECTICUT. Israel : : v. : No. 3:98cv302(JBA) : State Farm Mutual Automobile : Insurance Company et al.
UNITED STATES DISTRICT COURT DISTRICT OF CONNECTICUT Israel : : v. : No. 3:98cv302(JBA) : State Farm Mutual Automobile : Insurance Company et al. : Ruling on Motion for Summary Judgment [Doc. #82] After
More informationMichigan Catastrophic Claims Association Annual Report to the Commissioner Fiscal Year Ended June 30, 2012
Michigan Catastrophic Claims Association Annual Report to the Commissioner Fiscal Year Ended June 30, 2012 The MCCA is a private, non-profit association whose mission is to protect the financial integrity
More informationInfinity Sponsored Errors and Omission Insurance Program Frequently Asked Questions
Infinity Sponsored Errors and Omission Insurance Program Frequently Asked Questions 1. What Professional Services does the E&O policy cover? Coverage under the policy applies to Claims arising out of the
More informationThe Maryland Automobile Insurance Fund and the Private Insurance Market
The Maryland Automobile Insurance Fund and the Private Insurance Market January 2004 Section I Topics discussed in this section: Who created MAIF and why was it created? Was MAIF created to compete with
More informationREFERENCE ACTION ANALYST STAFF DIRECTOR or. 1) Insurance & Banking Subcommittee 12 Y, 0 N, As CS Lloyd Luczynski
HOUSE OF REPRESENTATIVES STAFF ANALYSIS BILL #: CS/HB 467 Insurance Guaranty Association Assessments SPONSOR(S): Insurance & Banking Subcommittee; Broxson TIED BILLS: IDEN./SIM. BILLS: SB 828 REFERENCE
More informationSUMMARY OF PENNSYLVANIA AUTO INSURANCE LAW
SUMMARY OF PENNSYLVANIA AUTO INSURANCE LAW The laws relating to automobile insurance coverage are compiled in 75 Pa.C.S.A. 1701 et seq., known as the Act 6 Amendments to the PA Motor Vehicle Financial
More informationHalwell Mutual Insurance Company Financial Statements For the year ended December 31, 2014
Financial Statements For the year ended Contents Independent Auditor's Report 2 Financial Statements Statement of Financial Position 3 Statement of Comprehensive Income 4 Statement of Members Surplus 5
More informationFinancial Statement Treatment of Reinsurance Transactions Involving Life or Health Insurance
Actuarial Standard of Practice No. 11 Financial Statement Treatment of Reinsurance Transactions Involving Life or Health Insurance Revised Edition Developed by the Task Force to Revise ASOP No. 11 of the
More informationREPORT ON EXAMINATION HHC INSURANCE COMPANY, INC. AS OF DECEMBER 31, 2009
REPORT ON EXAMINATION OF HHC INSURANCE COMPANY, INC. AS OF DECEMBER 31, 2009 DATE OF REPORT APRIL 6, 2011 EXAMINER BERNARD LOTT TABLE OF CONTENTS ITEM PAGE NO. 1. Scope of examination 2 2. Description
More informationMinnesota Workers' Compensation Assigned Risk Plan. Financial Statements Together with Independent Auditors' Report
Minnesota Workers' Compensation Assigned Risk Plan Financial Statements Together with Independent Auditors' Report December 31, 2012 CONTENTS Page INDEPENDENT AUDITORS' REPORT 1 FINANCIAL STATEMENTS: Balance
More informationREPORT OF EXAMINATION OF PACIFIC SPECIALTY INSURANCE COMPANY AS OF DECEMBER 31, 2008
REPORT OF EXAMINATION OF PACIFIC SPECIALTY INSURANCE COMPANY AS OF DECEMBER 31, 2008 Participating State and Zone: California FILED: May 27th, 2010 TABLE OF CONTENTS PAGE SCOPE OF EXAMINATION... 1 COMPANY
More informationHow To Get Insurance In Kentucky
ARE YOU DRIVING ON THIN ICE : FULL COVERAGE MIGHT NOT BE WHAT YOU THINK IT IS By: Jay R. Vaughn, Esq. Schachter, Hendy & Johnson, P.S.C. (859) 578-4444 jvaughn@pschachter.com My practice focuses on personal
More information003.02 Act means Intergovernmental Risk Management Act.
Title 210 - NEBRASKA DEPARTMENT OF INSURANCE Chapter 85 - GROUP HEALTH, DENTAL, ACCIDENT, AND LIFE INSURANCE UNDER THE INTERGOVERNMENTAL RISK MANAGEMENT ACT 001. Authority. This rule is promulgated pursuant
More informationCALIFORNIA EARTHQUAKE AUTHORITY. Financial Statements. December 31, 2001 and 2000. (With Independent Auditors Report Thereon)
Financial Statements (With Independent Auditors Report Thereon) Three Embarcadero Center San Francisco, CA 94111 Independent Auditors Report The Board of Directors California Earthquake Authority: We have
More informationNEW JERSEY AUTO SUPPLEMENT
AGENCY AGENCY CUSTOMER ID: NEW JERSEY AUTO SUPPLEMENT NAMED INSURED(S) POLICY NUMBER EFFECTIVE DATE CARRIER NAIC CODE NEW JERSEY AUTO INSURANCE BUYER'S GUIDE New Jersey Department of Banking and Insurance
More information105-228.4: Recodified as 58-6-7 by Session Laws 1995, c. 360, s. 1(c).
Article 8B. Taxes Upon Insurance Companies. 105-228.3. Definitions. The following definitions apply in this Article: (1) Article 65 corporation. - A corporation subject to Article 65 of Chapter 58 of the
More informationMVAIC MOTOR VEHICLE ACCIDENT INDEMNIFICATION CORPORATION
MVAIC MOTOR VEHICLE ACCIDENT INDEMNIFICATION CORPORATION 2013 ANNUAL REPORT Annual Meeting, May 16, 2014 at the Offices of the Corporation 100 William Street 14th Floor New York, NY 10038 MVAIC CHAIR S
More informationIllinois Official Reports
Illinois Official Reports Appellate Court Acuity v. Decker, 2015 IL App (2d) 150192 Appellate Court Caption ACUITY, Plaintiff-Appellant, v. DONALD DECKER, Defendant- Appellee (Groot Industries, Inc., Defendant).
More informationU.S. Property and Casualty Insurance Company Income Tax Return. For calendar year 2014, or tax year beginning, 2014, and ending, 20.
Form 1120-PC Department of the Treasury Internal Revenue Service A Check if: 1 Consolidated return (attach Form 851). 2 Life-nonlife consolidated return.. 3 Schedule M-3 (Form 1120-PC) attached... U.S.
More informationGEORGIA (To be completed and signed by Named Insured) IMPORTANT NOTICE GEORGIA UNINSURED MOTORISTS COVERAGE PLEASE READ THIS NOTICE CAREFULLY.
SUPPLEMENTARY COMMERCIAL AUTOMOBILE APPLICATION GEORGIA (To be completed and signed by Named Insured) Name Address IMPORTANT NOTICE GEORGIA UNINSURED MOTORISTS COVERAGE PLEASE READ THIS NOTICE CAREFULLY.
More informationPUBLIC ENTITY RISK MANAGEMENT AUTHORITY MEMORANDUM OF WORKERS COMPENSATION AND EMPLOYERS LIABILITY COVERAGE
PUBLIC ENTITY RISK MANAGEMENT AUTHORITY MEMORANDUM OF WORKERS COMPENSATION AND EMPLOYERS LIABILITY COVERAGE FOR THE PERIOD JULY 1, 2015 TO JUNE 30, 2016 EFFECTIVE: JULY 1, 2015 PUBLIC ENTITY RISK MANAGEMENT
More informationINSURANCE CODE TITLE 10. PROPERTY AND CASUALTY INSURANCE SUBTITLE C. AUTOMOBILE INSURANCE CHAPTER 1952
INSURANCE CODE TITLE 10. PROPERTY AND CASUALTY INSURANCE SUBTITLE C. AUTOMOBILE INSURANCE CHAPTER 1952. POLICY PROVISIONS AND FORMS FOR AUTOMOBILE INSURANCE (SELECTED SECTIONS) SUBCHAPTER C. UNINSURED
More informationMARKET CONDUCT EXAMINATION ST. PAUL FIRE AND MARINE INSURANCE COMPANY AND AFFILIATES 385 WASHINGTON STREET ST. PAUL, MINNESOTA 55102
MARKET CONDUCT EXAMINATION ST. PAUL FIRE AND MARINE INSURANCE COMPANY AND AFFILIATES 385 WASHINGTON STREET ST. PAUL, MINNESOTA 55102 MARCH 1, 2002 FEBRUARY 28, 2003 TABLE OF CONTENTS Section Page Table
More informationREPORT OF EXAMINATION OF THE RESPONSE INDEMNITY COMPANY OF CALIFORNIA AS OF DECEMBER 31, 2014
REPORT OF EXAMINATION OF THE RESPONSE INDEMNITY COMPANY OF CALIFORNIA AS OF DECEMBER 31, 2014 Filed on April 29, 2016 TABLE OF CONTENTS PAGE SCOPE OF EXAMINATION... 1 COMPANY HISTORY:... 2 Capitalization...
More informationSETTLEMENT CLASS NOTICE. A class action settlement involving homeowners insurance claims may provide payments to those who qualify.
SETTLEMENT CLASS NOTICE IN THE CIRCUIT COURT OF INDEPENDENCE COUNTY, ARKANSAS A class action settlement involving homeowners insurance claims may provide payments to those who qualify. There is a class
More informationVideo Course Evaluation Form. Atty ID number for Pennsylvania: Name of Course You Just Watched
Garden State CLE 21 Winthrop Road Lawrenceville, New Jersey 08648 (609) 895-0046 fax- 609-895-1899 Atty2starz@aol.com Video Course Evaluation Form Attorney Name Atty ID number for Pennsylvania: Name of
More informationAlberta Finance and Enterprise - Insurance - Family Protection Endorsement
Alberta Finance and Enterprise - Insurance - Family Protection Endorsement Page 1 of 6 Automobile Insurance - S.E.F. No. 44 FAMILY PROTECTION ENDORSEMENT (For Alberta Only) Index Definitions Insuring Agreement
More informationPERSONAL INJURY PROTECTION DISPUTE RESOLUTION. The purpose of this subchapter is to establish procedures for the resolution of disputes
SUBCHAPTER 5. PERSONAL INJURY PROTECTION DISPUTE RESOLUTION 11:3-5.1 Purpose and scope (a) The purpose of this subchapter is to establish procedures for the resolution of disputes concerning the payment
More informationDAIRYLAND INSURANCE COMPANY MARKET CONDUCT EXAMINATION OCTOBER 31, 1996- OCTOBER 31, 1997
DAIRYLAND INSURANCE COMPANY MARKET CONDUCT EXAMINATION OCTOBER 31, 1996- OCTOBER 31, 1997 Seattle Washington Deborah Senn Insurance Commissioner Olympia, Washington 98504 Pursuant to your instructions
More informationBULLETIN 96-7 FREQUENT PROBLEMS FOUND IN FILINGS
1 of 8 6/25/2008 3:39 PM BULLETIN 96-7 FREQUENT PROBLEMS FOUND IN FILINGS Property and Casualty Lines Over the years we have found that insurance companies consistently fail to make their forms and filings
More information11 NYCRR 60-2.0. Text is current through February 15, 2002, and annotations are current through August 1, 2001.
11 NYCRR 60-2.0 OFFICIAL COMPILATION OF CODES, RULES AND REGULATIONS OF THE STATE OF NEW YORK TITLE 11. INSURANCE DEPARTMENT CHAPTER III. POLICY AND CERTIFICATE PROVISIONS [FN1] SUBCHAPTER B. PROPERTY
More informationCOMMERCIAL EXCESS LIABILITY POLICY DECLARATIONS
COMMERCIAL EXCESS LIABILITY POLICY DECLARATIONS Policy No. Renewal 1. NAMED INSURED AND MAILING ADDRESS 2. POLICY PERIOD From To 12:01 A.M. standard time at your mailing address shown above. : 3. LIMITS
More informationMAINE INSURANCE PREMIUMS TAX RETURN
FORM INS-4 MAINE INSURANCE PREMIUMS TAX RETURN WHO MUST FILE With the exception of captive insurance companies and risk retention groups, every insurance company, association, producer or attorney-in-fact
More informationPEEL MARYBOROUGH MUTUAL INSURANCE COMPANY FINANCIAL STATEMENTS YEAR ENDED DECEMBER 31, 2014
PEEL MARYBOROUGH MUTUAL INSURANCE COMPANY FINANCIAL STATEMENTS DECEMBER 31, 2014 CONTENTS Page Management Responsibility for Financial Reporting 1 Independent Auditors' Report 2 Financial Statements Financial
More informationNEW JERSEY AUTO INSURANCE, BUYER S GUIDE
NEW JERSEY AUTO INSURANCE, BUYER S GUIDE BG-NJ (1/14) WHAT'S INSIDE WHEREDOISTART?...1 UNDERSTANDING YOUR POLICY...2 Types of Coverages Standard and Basic Policies What are Limits and Deductibles? UNDERSTANDING
More informationFrank E. Jenkins, III JENKINS & BOWEN, P.C. 15 South Public Square Cartersville, Georgia 30120 (770) 387-1373
Frank E. Jenkins, III JENKINS & BOWEN, P.C. 15 South Public Square Cartersville, Georgia 30120 (770) 387-1373 Wallace Miller, III WALLACE MILLER, III, LLC 509 Forest Hills Road Macon, Georgia 30209 (478)
More informationPIP Coverage and Disputes
PIP Coverage and Disputes September 23, 2011 Oregon State Bar CLE Thomas D Amore Billy Sime D Amore Law Group, P.C. Parks Bauer Sime Winkler & Fernety 4230 Galewood Street, Suite 200 570 Liberty Street
More informationIf Allstate Paid You for an Automobile Bodily Injury Claim,
Class Notice of Proposed Settlement IN THE MONTANA EIGHTH JUDICIAL DISTRICT COURT, CASCADE COUNTY If Allstate Paid You for an Automobile Bodily Injury Claim, You May Be Entitled to Money from a Proposed
More informationInsurance Agents and Brokers E&O Application
Capitol Indemnity Corporation Capitol Specialty Insurance Corporation I. APPLICANT INFORMATION Insurance Agents and Brokers E&O Application 800 West 47 th Street, Suite 515 Kansas City, MO 64112 Phone:
More informationA Profile of the State Auto Insurance Companies
two thousand nine A Profile of the State Auto Insurance Companies Financial Statements About State Auto The State Automobile Mutual was founded in 1921 in Columbus, Ohio, with the promise of providing
More informationWhen You Have Other Medical Insurance
Page 1 of 7 When You Have Other Medical Insurance Coordination of Benefits (COB) The COB provision applies to this Plan when a Covered Person has health care coverage under more than one health plan. All
More informationTexas Department of Insurance. issued by the
This section of the Texas Department of Insurance s 132nd Annual Report presents statistical information on companies placed in supervision, conservatorship and receivership. It also contains financial
More informationActuary - A specialist in the mathematics of insurance who calculates rates, reserves, etc.
AAAAA Actuary - A specialist in the mathematics of insurance who calculates rates, reserves, etc. Adjuster - An individual representing the insurance company and acting for the company in working on agreements
More informationSUPREME COURT OF APPEALS OF WEST VIRGINIA
SUPREME COURT OF APPEALS OF WEST VIRGINIA January 2000 Term No. 26558 ANTHONY IAFOLLA, Plaintiff Below, Appellant v. THOMAS RAY TRENT, INDIVIDUALLY AND AS ADMINISTRATOR OF THE ESTATE OF BRIAN KEITH ROBINETTE,
More informationIncorporated/Organized 06/09/1988 Commenced Business 12/21/1988. (Street and Number) Tamarac, FL 33321-6405, 954-623-6700
PROPERTY AND CASUALTY COMPANIES - ASSOCIATION EDITION ANNUAL STATEMENT FOR THE YEAR ENDED DECEMBER, 00 OF THE CONDITION AND AFFAIRS OF THE Seminole Casualty Insurance Company NAIC Group Code 0000 NAIC
More informationTITLE 16 DEPARTMENT OF REGULATORY AGENCIES CHAPTER 7 HAWAII MEDICAL MALPRACTICE UNDERWRITING PLAN
TITLE 16 DEPARTMENT OF REGULATORY AGENCIES CHAPTER 7 HAWAII MEDICAL MALPRACTICE UNDERWRITING PLAN Subchapter 1 General Provisions 16-7-1 Purpose 16-7-2 Membership Subchapter 2 The Plan 16-7-3 Members participation
More informationCOMPANION PROPERTY & CASUALTY INSURANCE COMPANY
REPORT ON LIMITED SCOPE EXAMINATION OF COMPANION PROPERTY & CASUALTY INSURANCE COMPANY COLUMBIA, SOUTH CAROLINA OF THE Loss and Loss Expenses, Large Deductible Collateral Reserves and Reinsurance As of
More informationREPORT OF EXAMINATION OF THE SAN DIEGO INSURANCE COMPANY AS OF DECEMBER 31, 2008
REPORT OF EXAMINATION OF THE SAN DIEGO INSURANCE COMPANY AS OF DECEMBER 31, 2008 Filed June 1, 2010 TABLE OF CONTENTS PAGE SCOPE OF EXAMINATION... 1 COMPANY HISTORY... 2 MANAGEMENT AND CONTROL:... 2 Management
More informationCynthia J. Borrelli, Esq. 1 973.514.1200. Introduction To Organized Delivery Systems, Third Party Administrators and Third Party Billing Services
CHANGE IN NEW JERSEY REGULATION OF MANAGED CARE ORGANIZED DELIVERY SERVICES, HEALTH CARE THIRD PARTY ADMINISTRATORS AND THIRD PARTY BILLING SERVICES: AN UPDATE Cynthia J. Borrelli, Esq. 1 973.514.1200
More informationJackson National Life Global Funding U.S. $9,000,000,000
BASE PROSPECTUS SUPPLEMENT Jackson National Life Global Funding U.S. $9,000,000,000 GLOBAL DEBT ISSUANCE PROGRAM This supplement (this Base Prospectus Supplement ) is supplemental to and must be read in
More informationINSTRUCTIONS FOR COMPLETING INSURANCE COMPANY FINANCIAL STATEMENTS
INSTRUCTIONS FOR COMPLETING INSURANCE COMPANY "DRAFT VERSION FOR FIRST REVIEW ONLY" Submitted to: Minstry of Finance and Economy Head of Insurance Department Republic of Armenia Submitted by: BearingPoint
More informationPrepared by: Barton L. Slavin, Esq. 212-233-1010 Web site: www.nycattorneys.com
Prepared by: Barton L. Slavin, Esq. 1. Identify Insurance Company - On the Police Report there is a three digit code that identifies the insurance company for a vehicle. The following link will take you
More informationCANAL INSURANCE COMPANY INDEMNITY COMPANY
CANAL INSURANCE COMPANY INDEMNITY COMPANY GEORGIA SUPPLEMENTAL APPLICATION MUST be completed if Auto Liability Coverage is requested 1. Applicant Name 2. DBA, if any UNINSURED MOTORIST COVERAGE SELECTION/REJECTION
More informationTITLE 18 INSURANCE DELAWARE ADMINISTRATIVE CODE 1. 600 Automobile Insurance. 603 Delaware Motorists Protection Act [Formerly Regulation 9]
DELAWARE ADMINISTRATIVE CODE 1 600 Automobile Insurance 603 Delaware Motorists Protection Act [Formerly Regulation 9] 1.0 Scope and Authority 1.1 This Regulation is adopted by the Commissioner pursuant
More informationNOTE 15: RISK MANAGEMENT AND INSURANCE
NOTE 15: RISK MANAGEMENT AND INSURANCE A. Public Entity Risk Pool Public School Insurance Fund The Public School Insurance Fund (the Fund) is a public entity risk pool reported within the enterprise funds.
More informationNEW JERSEY COMPENSATION RATING & INSPECTION BUREAU EXPLORING THE COST OF A WORKERS COMPENSATION INSURANCE POLICY
NEW JERSEY COMPENSATION RATING & INSPECTION BUREAU EXPLORING THE COST OF A WORKERS COMPENSATION INSURANCE POLICY 2007 INTRODUCTION This booklet provides a basic explanation of how the cost of a New Jersey
More informationMichigan Property & Casualty Guaranty Association P.O. Box 531266 Livonia, Michigan 48153-1266 Phone: (248) 482-0381
Michigan Property & Casualty Guaranty Association P.O. Box 531266 Livonia, Michigan 48153-1266 Phone: (248) 482-0381 Dear Claimant: The Michigan Property & Casualty Guaranty Association ("the MPCGA") is
More informationWorkers Compensation, Property & Liability Coverage for Illinois Public Schools
Specializing in School Coverage 155 Ph Workers Compensation, Property & Liability Coverage for Illinois Public Schools Enhanced Coverages and Outstanding Service at a Competitive Price Building Trust One
More informationVIRGINIA ACTS OF ASSEMBLY -- 2015 SESSION
VIRGINIA ACTS OF ASSEMBLY -- 2015 SESSION CHAPTER 585 An Act to amend and reenact 38.2-2206 of the Code of Virginia and to amend the Code of Virginia by adding in Article 7 of Chapter 3 of Title 8.01 a
More informationReport of Examination of. Harleysville Insurance Company of Ohio Columbus, Ohio. As of December 31, 2009
Report of Examination of Harleysville Insurance Company of Ohio Columbus, Ohio As of December 31, 2009 Table of Contents Subject Page Salutation... 1 Description of Company... 1 Scope of Examination...
More informationANNUAL STATEMENT INSURANCE DEPARTMENT
ANNUAL STATEMENT OF THE MBIA INSURANCE CORPORATION OF ARMONK IN THE STATE OF NEW YORK TO THE INSURANCE DEPARTMENT OF THE STATE OF FOR THE YEAR ENDED DECEMBER 31, 2012 PROPERTY AND CASUALTY 2012 ASSETS
More informationGLOSSARY OF SELECTED INSURANCE AND RELATED FINANCIAL TERMS
In an effort to help our investors and other interested parties better understand our regular SEC reports and other disclosures, we are providing a Glossary of Selected Insurance Terms. Most of the definitions
More informationTHE YARMOUTH MUTUAL FIRE INSURANCE COMPANY Financial Statements For the year ended December 31, 2014
Financial Statements For the year ended Financial Statements For the year ended Table of Contents Page Independent Auditor's Report 2 Statement of Financial Position 3 Statement of Comprehensive Income
More informationRESPONDENT'S ANSWER BRIEF JAMES H. WHITE, JR. STAATS, WHITE & CLARKE. Florida Bar No.: 309303. 229 McKenzie Avenue. Panama City, Florida 32401
IN THE SUPREME COURT OF FLORIDA FILED THE TRAVELERS INSURANCE COMPANY and THE PHOENIX INSURANCE COMPANY, vs. Petitioners, CASE NO.: 85,337 BRETT ALLAN WARREN, Personal DISTRICT COURT OF APPEAL Representative
More information13.12.3.1 ISSUING AGENCY: New Mexico Public Regulation Commission Insurance Division. [7/1/97; 13.12.3.1 NMAC - Rn & A, 13 NMAC 12.3.
TITLE 13 CHAPTER 12 PART 3 INSURANCE MOTOR VEHICLE INSURANCE UNINSURED AND UNKNOWN MOTORISTS COVERAGE 13.12.3.1 ISSUING AGENCY: New Mexico Public Regulation Commission Insurance Division. [7/1/97; 13.12.3.1
More informationTABLE OF CONTENTS Minimum Provisions for Automobile Liability Insurance Policies Covering Motor Vehicles
Insurance Department Sec. 38a-334 page 1 (10-00) TABLE OF CONTENTS Minimum Provisions for Automobile Liability Insurance Policies Covering Motor Vehicles Required areas of coverage.... 38a-334-1 Definitions....
More informationExhibit 3 INSURANCE SETTLEMENT FUND PLAN OF ALLOCATION
Exhibit 3 INSURANCE SETTLEMENT FUND PLAN OF ALLOCATION If you are eligible to receive a payment from the Insurance Settlement Fund, the amount of your payment will be calculated using the Insurance Settlement
More informationSubrogation and Liens: Basic Principles and Practical Considerations. Brandon E. Berg Thompson, Coe, Cousins & Irons, L.L.P.
Subrogation and Liens: Basic Principles and Practical Considerations Brandon E. Berg Thompson, Coe, Cousins & Irons, L.L.P. Houston, Texas Texas Hospital Lien Statute Texas Property Code gives a hospital
More informationImpediments to Settlement
Impediments to Settlement W. Bruce Barrickman, Esq. 5775 Glenridge Drive Suite E100 Atlanta, GA 30328 678-222-0248 www.bayadr.com IMPEDIMENTS TO SETTLEMENT W. Bruce Barrickman, Esq. Mediation is a great
More informationAudit of. Workers Compensation Program
Audit of Workers Compensation Program October 23, 2014 Report #2014-06 MISSION STATEMENT The School Board of Palm Beach County is committed to providing a world class education with excellence and equity
More informationKENTUCKY EMPLOYERS' MUTUAL INSURANCE AUTHORITY dba KENTUCKY EMPLOYERS' MUTUAL INSURANCE
KENTUCKY EMPLOYERS' MUTUAL INSURANCE AUTHORITY dba KENTUCKY EMPLOYERS' MUTUAL INSURANCE Statutory Basis Financial Statements and Supplementary Information Years Ended December 31, 2010 and 2009 with Independent
More informationSuperior Court of California, County of San Diego Webb v. Allstate Insurance Company Case No. 37-2013-00077708
Superior Court of California, County of San Diego Webb v. Allstate Insurance Company Case No. 37-2013-00077708 A court authorized this notice. This is not a solicitation. This is not a lawsuit against
More informationNC General Statutes - Chapter 58 Article 5 1
Article 5. Deposits and Bonds by Insurance Companies. 58-5-1. Deposits; use of master trust. Notwithstanding any other provision of law, the Commissioner is authorized to select a bank or trust company
More information