Washington Summer is here, and many are not accustom to working and playing in hot temperatures.

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1 June 2015 Inside this issue: Toy Insurance 2 Grilling Safety 3 Home Safety 3 Cooper s Review Summer 2015!! Referral Program 4 Dear Clients and Friends, Elizabeth Davis Welcome to our summer client Newsletter. We appreciate your business and friendship. It is a privilege to serve you and we hope there will be at least one item you can take from this publication that you will find interesting, or helpful. John Moore President We are proud to announce that John Moore has earned the Safeco Insurance Award of Excellence. This award is for outstanding underwriting performance and partnership with Safeco. Congratulations, John! We know that John is committed to working with customers to find the right coverage at the right price, and Safeco Insurance does too! This award is only given out to a limited number of independent agents. Marla Hoecker Washington Summer is here, and many are not accustom to working and playing in hot temperatures. Mary Lee Ruth Sarvis Drink plenty of water Eat lightly Doing more strenuous jobs during the cooler morning hours Wearing light-colored, cotton clothes and keeping your shirt on. Desert nomads don't wear all those clothes for nothing. Avoid caffeine and alcoholic beverages. Many cases of heat exhaustion occur the day after a "night on the town"

2 Cooper s Review Page 2 Summer Means It Is Time To Get The Toys Out When it comes to RV, motorcycle, or boat insurance, having options can be a very important way to save money. Putting money back in your pocket is one of our primary goals. There are few joys greater in life than being able to escape the daily grind. Regardless of whether you are relaxing on your boat at the lake, traveling through the Washington coast, camping with friends and family or enjoying the open road on the bike of your dreams; you need to take the proper steps to protect what you have worked so hard to enjoy. We know and understand the boat, motorcycle and RV insurance market. This allows us to provide you with the best possible combination of pricing, coverage and service. Insurance Rates RV insurance rates differ from company to company, so it really pays to have us shop your insurance. Some markets offer better rates for trucks, RV and campers, while others can offer better rates for motorcycles. How To Save On Toy Insurance There are many things you can do to keep your auto rates at the lowest level possible. Review your deductibles. According to the Insurance Information Institute, raising your deductible to $2,500 could reduce your Collision and Comprehensive costs by 15 to 20 percent. Look for discounts. There are many different discounts offered by insurance companies. These include multi-policy, good student, and more. The kind of RV, boat or motorcycle you own can have an impact on the insurance costs. Do some research about a RV, before you buy it. Is your coverage appropriate based on the type of RV you have? If you have an older RV it may benefit you to consider raising your collision deductibles. Get your policy up to date. Have you experienced changes like a new address, divorce or marriage? Call us for a policy review.

3 Spring Maintenance Tips Grilling Safety Going On Vacation? Page 3 Summer is here well almost. But we know that many of you may be getting ready to fire up your grill. Fire up the grill, bring on the steak, it is time to barbecue. But be safe. Did you know that there were over 8,000 home fires that started form gills? 27% of these were stated on a balcony or porch. Every year over 7,000 people are injured while grilling. Clean your gill before you start the new season. Always check for leaks on gas grills. Keep paper and other flammables away from the grill. If you use a starter fluid, use only charcoal starter fluid. Never add charcoal fluid or any other flammable liquids to the fire. Never BBQ inside, in a garage, on the roof or on a second story deck Never leave your grill unattended. Never store or use flammable liquids, like gasoline, near the grill. Open the grill lid before you light it. Don t wear loose fitting clothing. Keep a fire extinguisher outside or close by. Never bring the propane tank into the house. Make sure you use the grill 10 feet away from your house. Follow These Homeowners Tips Before You Go On Vacation Set electric timers for interior and exterior lights. Stop all mail. Tell your neighbor that you are leaving. Don t take all your credits cards on vacation, only take the ones you may need. Don t post vacation pictures on social media sites until your return home. Have us complete a free home insurance review before you go. Complete a home inventory and keep it in a safe place. What We Insure? Auto-Home-Boats-Business We Insure Your Fun!

4 Northwest Insurance Group 6055 California Avenue SW Seattle, WA Phone: Fax: CHECK US OUT ON THE WEB! When it comes to protecting your family, why would you choose to purchase insurance from anyone offering just one company? Stay in Touch!!!! Please Like us on Facebook Just search for Northwest Insurance Group or John Moore REFERRAL REWARDS PROGRAM Here s how it now works: If you refer a friend you will receive a $10 Safeway gift card! (Under the new regulations, you can only receive $25 per year). Additionally, we will continue to pledge $10 per referral into our charity bank all year long. If your referral signs a policy with us, we will pledge an additional $10 into the charity bank. At the end of the year, we will draw 2 names from all of the individuals that have referred business to us throughout the year. We will then make a charitable donation on their behalf to the charity of their choosing. New: The Washington State Department of Insurance has recently stated that the maximum gift amount that can be awarded any one person is $25 in total for a one year period. We can no longer provide a larger quarterly award as that violates their rules. THANK YOU FOR YOUR REFERRALS!!!!!!!! *A referral occurs when someone calls for a quote and they say that you referred them to us. Don t worry we ask on every call!

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