community. Welcome to the MississippiCAN Mississippi Coordinated Access Network Welcome Member Handbook Other Information

Size: px
Start display at page:

Download "community. Welcome to the MississippiCAN Mississippi Coordinated Access Network Welcome Member Handbook Other Information"

Transcription

1 Welcome to the community. MississippiCAN Mississippi Coordinated Access Network Welcome Member Handbook Other Information 2015 United Healthcare Services, Inc. All rights reserved. CSMS15MC _000

2 Welcome. Welcome to UnitedHealthcare Community Plan. Please take a few minutes to review this Member Handbook. We re ready to answer any questions you may have. You can find answers to most questions at MyUHC.com/CommunityPlan. Or, you can call Member Services at , TTY: 711.

3 Getting started. We want you to get the most from your health plan right away. Start with these three easy steps: Call your Primary Care Provider (PCP) and schedule a checkup. Regular checkups are important for good health. Your PCP s phone number should be listed on the member ID card that you recently received in the mail. If you don t know your PCP s number, or if you d like help scheduling a checkup, call Member Services at , TTY: 711. We re here to help. Take your Health Assessment. This is a short and easy way to get a big picture of your current lifestyle and health. This helps us match you with the benefits and services available to you. Go to MyUHC.com/CommunityPlan to complete the Health Assessment today. Also, we will call you soon to welcome you to the UnitedHealthcare Community Plan. During this call we can explain your health plan benefits. We can also help you complete the Health Assessment over the phone. See page 9. Get to know your health plan. Start with the Health Plan Highlights section on page 7 for a quick overview of your new plan. And be sure to keep this booklet handy, for future reference. CSMS15MC _002

4 Thank you for choosing UnitedHealthcare Community Plan for your health plan. We re happy to have you as a member. You ve joined the millions of members who have health insurance with UnitedHealthcare Community Plan. You ve made the right choice for you and your family. UnitedHealthcare Community Plan gives you access to many health care providers doctors, nurses, hospitals and pharmacies so you have access to all the health services you need. We cover preventive care, checkups and treatment services. We re dedicated to improving your health and well-being. Remember, answers to any questions you have are just a click away at MyUHC.com/CommunityPlan. Or, you can call Member Services at , TTY: 711.

5 Table of Contents 7 Health Plan Highlights 7 Member ID Card 8 Benefits at a Glance 9 Your Health Assessment 10 Member Support 12 Using Your Pharmacy Benefit 14 Going to the Doctor 14 Your Primary Care Provider (PCP) 15 Annual Checkups 17 Recommended Health Screenings 17 Making an Appointment With Your PCP 18 Preparing for Your PCP Appointment 19 NurseLine SM Services 20 If You Need Care and Your Provider s Office Is Closed 20 Referrals and Specialists 21 Getting a Second Opinion 21 Prior Authorizations 21 Continued Care if Your PCP Leaves the Network 22 If You Need Care When Out of Town 22 Behavioral Health 22 Transportation Services 23 Hospitals and Emergencies 23 Emergency Care 24 Urgent Care 24 Hospital Services 25 Emergency Dental Care 25 Post-Stabilization Services 25 After-Hours Care 25 No Medical Coverage Outside of U.S. 25 Out-of-Area Services 26 Prior Authorization 26 Utilization Review 26 In-Network Providers 27 Out-of-Network Providers 27 Second Opinions

6 Table of Contents (continued) 28 Pharmacy 28 Prescription Drugs 28 Over-the-Counter (OTC) Medicines 29 Injectable Medicines 29 Pharmacy Home 30 Benefits 30 Benefits Covered by UnitedHealthcare Community Plan 35 Services Covered and Paid for by Medicaid 36 Preventive Health Services 42 Regular Medicaid Services 42 New Technology 42 Disease and Care Management 43 Wellness Programs 43 Quality Improvement 44 For Moms-to-Be and Children 45 Other Plan Details 45 Finding a Network Provider 45 Provider Directory 46 Interpreter Services and Language Assistance 46 Updating Your Information 47 Fraud and Abuse 47 If You Get a Bill 47 Medical Advances 47 Your Opinion Matters 48 Advance Directives 48 Eligibility 48 Enrollment 49 If You Want to Leave UnitedHealthcare Community Plan 49 End of Coverage 49 Other Health Insurance (Coordination of Benefits COB) 50 Non-Discrimination 50 Member Rights and Responsibilities 52 Grievance, Appeals and State Fair Hearings 55 Important Terms 57 Grievance and Appeal Form 59 Health Plan Notices of Privacy Notices

7 Member ID Card Health Plan Highlights Your plan ID number Your member ID number Member Services phone number In an emergency, In an emergency, go to the nearest go to the emergency nearest emergency room or call room 911. or call 911. Printed: 04/23/12 Printed: 04/23/12 Health Plan Health (80840) Plan (80840) Group: Group: MSCAN MSCAN This card does This not card guarantee does not coverage. guarantee To coverage. verify benefits To verify or to benefits find a provider, or to find visit a provider, the website visit the website Member Member ID: ID: myuhc.com/communityplan myuhc.com/communityplan or call. If you or receive call. If you emergency receive services, emergency notify services, Member notify Services Member Services within 48 hours within of receiving 48 hours of such receiving care. such care. Member: Member: SUBSCRIBER SUBSCRIBER M BROWN M BROWN For Member For Member Services: Services: NurseLine NurseLine 24-7: 24-7: TTY 711 Payer IDPayer ID Website: Website: myuhc.com/communityplan PCP Name: PCP Name: Health Plan: Health 795 Plan: Woodlands 795 Woodlands Parkway, Suite Parkway, 301, Suite Ridgeland, 301, Ridgeland, MS 39157MS R BROWN R BROWN Rx Bin: Rx Bin: For Providers: For Providers: Effective Effective Date Rx Date Grp: Rx ACUMS Grp: ACUMS Medical Claim Medical Address: Claim Address: P.O. Box 5032, P.O. Box Kingston, 5032, NY Kingston, NY /99/ /99/9999 Rx PCN: Rx 9999 PCN: 9999 For use of non-participating providers, prior authorization is required: COPAY: COPAY: Office / ER Office / ER $0 / $0 $0 / $0 UnitedHealthcare UnitedHealthcare Community Community Plan Plan Pharmacy Pharmacy Claims: OptumRx, Claims: OptumRx, PO Box 29044, PO BoxHot 29044, Springs, Hot Springs, AR 71903AR Administered Administered by UnitedHealthcare by UnitedHealthcare of Mississippi, of Mississippi, Inc. Inc. For Pharmacist: For Pharmacist: Name of your Primary Care Provider Information for your pharmacist TTY 711 TTY 711 TTY 711 For use of non-participating providers, prior authorization is required: Your member ID card holds a lot of important information. It gives you access to your covered benefits. You should have received your member ID card in the mail within 10 days of joining UnitedHealthcare Community Plan. Each family member will have their own card. Check to make sure that all the information is correct. If any information is wrong, call Member Services at , TTY: 711. Take your member ID card to your appointments. Show it when you fill a prescription. Have it ready when you call Member Services; this helps us serve you better. Do not let someone else use your card(s). It is against the law. Show your card. Always show your UnitedHealthcare ID card when you get care. This helps ensure that you get all the benefits available. It also prevents billing mistakes. Lost your member ID card? If you or a family member loses a card, you can print a new one at MyUHC.com/CommunityPlan. 7 Health Plan Highlights Going to the Doctor Hospitals & Emergencies Pharmacy Benefits Other Plan Details

8 Health Plan Highlights Benefits at a Glance As a UnitedHealthcare Community Plan member, you have a variety of health care benefits and services available to you. Here is a brief overview. You ll find a complete listing in the Benefits section. Primary Care Services. You are covered for all visits to your Primary Care Provider (PCP). Your PCP is the main doctor you will see for most of your health care. This includes checkups, treatment for colds and flu, health concerns and health screenings. Large Provider Network. You can choose any PCP from our large network of providers. Our network also includes specialists, hospitals and pharmacies giving you many options for your health care. Find a complete list of network providers at MyUHC.com/CommunityPlan or call , TTY: 711. NurseLine SM. NurseLine gives you 24/7 telephone access to experienced registered nurses. They can give you information, support and education for any health-related question or concern. Call Specialist Services. Your coverage includes services from specialists. Specialists are doctors or nurses who are highly trained to treat certain conditions. You may need a referral from your PCP first. See page 20. Medicines. Your plan covers prescription drugs with no copays for members of all ages. Also covered: insulin, needles and syringes, birth control, coated aspirin for arthritis, iron pills and chewable vitamins. Hospital Services. You re covered for hospital stays. You re also covered for outpatient services. These are services you get in the hospital without spending the night. 8

9 Laboratory Services. Covered services include tests and X-rays that help find the cause of illness. Well-Child Visits. All well-child visits and immunizations are covered by your plan. Maternity and Pregnancy Care. You are covered for doctor visits before and after your baby is born. That includes hospital stays. If needed, we also cover home visits after the baby is born. Family Planning. You are covered for services that help you manage the timing of pregnancies. These include birth control products and procedures. Vision Care. Your vision benefits include routine eye exams and glasses. Your Health Assessment A Health Assessment is a short and easy survey that asks you simple questions about your lifestyle and your health. When you fill it out and mail it to us, we can get to know you better. And it helps us match you with the many benefits and services available to you. Please take a few minutes to fill out the Health Assessment at MyUHC.com/CommunityPlan. Click on the Health Assessment button on the right side of the page, after you register and/or login. Or call Member Services at , TTY: 711 to complete it by phone. 9 Health Plan Highlights Going to the Doctor Hospitals & Emergencies Pharmacy Benefits Other Plan Details

10 Health Plan Highlights Member Support We want to make it as easy as possible for you to get the most from your health plan. As our member, you have many services available to you, including transportation and interpreters if needed. And if you have questions, there are many places to get answers. Website offers 24/7 access to plan details. Go to MyUHC.com/CommunityPlan to sign up for Web access to your account. This secure website keeps all of your health information in one place. In addition to plan details, the site includes useful tools that can help you: Complete your Health Assessment. Print a new member ID card. Find a provider or pharmacy. Search for a medicine in the Preferred Drug List. Get benefit details. Download a new Member Handbook. Member Services is available seven days a week: Monday 8 a.m. 5 p.m. Tuesday 8 a.m. 5 p.m. Wednesday 8 a.m. 8 p.m. Thursday 8 a.m. 5 p.m. Friday 8 a.m. 5 p.m. First Saturday of each month 8 a.m. 5 p.m. First Sunday of each month 8 a.m. 5 p.m. Member Services can help with your questions or concerns. This includes: Understanding your benefits. Help getting a replacement member ID card. Finding a doctor or urgent care clinic. Call , TTY: Care Management program. Care management helps members get the services and care they need and is available to all members. If you have a chronic health condition, like asthma or diabetes, you may benefit from our Care Management program. We can help with a number of things, like scheduling doctor appointments and keeping all your providers informed about the care you get. To learn more, call , TTY: 711.

11 Transportation services are available. UnitedHealthcare Community Plan will provide transportation assistance to help eligible persons travel to and from medical appointments when they have no other way to get there. To set up a ride, call MTM at Monday Friday from 7 a.m. to 6 p.m. We speak your language. If you speak a language other than English, we can provide translated printed materials. Or we can provide an interpreter who can help you understand these materials. You ll find more information about Interpretive Services and Language Assistance in the section called Other Plan Details. Or call Member Services at , TTY: 711. Si usted habla un idioma que no sea inglés, podemos proporcionar materiales impresos traducidos. O podemos proporcionar un intérprete que puede ayudar a entender estos materiales. Encontrará más información acerca de servicios de interpretación y asistencia lingüística en la sección Otros detalles del plan. O llame a Servicios para Miembros al , TTY: 711. Emergencies. In case of emergency, call Other important numbers. 24/7 NurseLine (available 24 hours a day, 7 days a week) Poison Control Center Division of Medicaid Mental Health Crisis Line... (English) (Spanish) Transportation (MTM) Health Plan Highlights Going to the Doctor Hospitals & Emergencies Pharmacy Benefits Other Plan Details

12 Health Plan Highlights You can start using your pharmacy benefit right away. Your plan covers a long list of medicines, or prescription drugs. Medicines that are covered are on the plan s Preferred Drug List. Your doctor uses this list to make sure the medicines you need are covered by your plan. You can find the Preferred Drug List online at MyUHC.com/CommunityPlan. You can also search by a medicine name on the website. It s easy to start getting your prescriptions filled. Here s how: 1 Are your medicines included on the Preferred Drug List? Yes. If your medicines are included on the Preferred Drug List, you re all set. Be sure to show your pharmacist your latest member ID card every time you get your prescriptions filled. No. If your prescriptions are not on the Preferred Drug List, contact your doctor. They may be able to help switch to a drug that is on the Preferred Drug List. Your doctor can also help you ask for an exception if they think you need a medicine that is not on the list. Not sure. View the Preferred Drug List online at MyUHC.com/CommunityPlan (click on Find A Drug on the left side of the screen). You can also call Member Services. We re here to help. 12

13 2 3 Do you have a prescription? When you have a prescription from your doctor, or need to refill your prescription, go to a network pharmacy. Show the pharmacist your member ID card. You can find a list of network pharmacies in the Provider Directory online at MyUHC.com/CommunityPlan, or you can call Member Services. Do you need an emergency supply for your new prescription? If you need a medication without delay while waiting for an exception, you can get a temporary 3-day supply. To do so, visit a network pharmacy and show your member ID card. First, always remember to talk to your doctor about your prescription options. 13 Health Plan Highlights Going to the Doctor Hospitals & Emergencies Pharmacy Benefits Other Plan Details

14 Going to the Doctor Your Primary Care Provider (PCP) We call the main doctor you see a Primary Care Provider, or PCP. When you see the same PCP over time, it s easier to develop a relationship with them. Each family member can have their own PCP, or you may all choose to see the same person. You will see your PCP for: Routine care, including yearly checkups. Coordinate your care with a specialist. Treatment for colds and flu. What is a Other health concerns. Network Provider? You have options. You can choose between many types of network providers for your PCP. Some types of PCPs include: Family doctor (also called a general practitioner) cares for children and adults. Gynecologist (GYN) cares for women. Internal medicine doctor (also called an internist) cares for adults. Nurse Practitioner (NP) cares for children and adults. Obstetrician (OB) cares for pregnant women. Pediatrician cares for children. Physician Assistant (PA) cares for children and adults. Network Providers have contracted with UnitedHealthcare Community Plan to care for our members. You don t need to call us before seeing one of these providers. There may be times when you need to get services outside of our network. Call Member Services to learn if they are covered in full. You may have to pay for those services. Choosing your PCP. If you ve been seeing a doctor before becoming a UnitedHealthcare member, check to see if your doctor is in our network. If you re looking for a new PCP, consider choosing one who s close to your home or work. This may make it easier to get to appointments. 14

15 Going to the Doctor There are three ways to find the right PCP for you. 1. Look through our printed Provider Directory. 2. Use the Find-A-Doctor search tool at MyUHC.com/CommunityPlan. 3. Call Member Services at , TTY: 711. We can answer your questions and help you find a PCP close to you. Once you choose a PCP, call Member Services and let us know. We will make sure your records are updated. If you don t want to choose a PCP, UnitedHealthcare can choose one for you, based on your location and language spoken. Changing your PCP. It s important that you like and trust your PCP. You can change PCPs at any time. Call Member Services and we can help you make the change. Annual Checkups The importance of your annual checkup. You don t have to be sick to go to the doctor. In fact, yearly checkups with your PCP can help keep you healthy. In addition to checking on your general health, your PCP will make sure you get the screenings, tests and shots you need. And if there is a health problem, they re usually much easier to treat when caught early. Here are some important screenings. How often you get a screening is based on your age and risk factors. Talk to your doctor about what s right for you. For women. Pap smear helps detect cervical cancer. Breast exam/mammography helps detect breast cancer. For men. Testes exam helps detect testicular cancer. Prostate exam helps detect prostate cancer. Learn more about network doctors. You can learn information about network doctors, such as professional qualifications, medical schools and residency completion, name, address, and telephone number, and languages they speak, at MyUHC.com/CommunityPlan, or by calling Member Services. 15 Health Plan Highlights Going to the Doctor Hospitals & Emergencies Pharmacy Benefits Other Plan Details

16 Going to the Doctor Well-child visits. Well-child visits are a time for your PCP to see how your child is growing and developing. They will also give the needed screenings, like speech and hearing tests, and immunizations during these visits. These routine visits are also a great time for you to ask any questions you have about your child s behavior and overall well-being, including: Eating. Sleeping. Behavior. Social interactions. Physical activity. Checkup schedule. It s important to schedule your well-child visits for these ages: 3 to 5 days 1 month 2 months 4 months 6 months 9 months 12 months 15 months 18 months 24 months 30 months 3 years 4 years Once a year after age 5 Here are shots the doctor will likely give, and how they protect your child: Hepatitis A and Hepatitis B: prevent two common liver infections. Rotavirus: protects against a virus that causes severe diarrhea. Diphtheria: prevents a dangerous throat infection. Tetanus: prevents a dangerous nerve disease. Pertussis: prevents whooping cough. HiB: prevents childhood meningitis. Meningococcal: prevents bacterial meningitis. Polio: prevents a virus that causes paralysis. MMR: prevents measles, mumps and rubella. Varicella: prevents chickenpox. Influenza: protects against the flu virus. Pneumococcal: prevents ear infections, blood infections, pneumonia and bacterial meningitis. HPV: protects against a sexually transmitted virus that can lead to cervical cancer in women and genital warts in men. 16

17 Recommended Health Screenings We use preventive care guidelines from the U.S. Preventive Services Task Force. Coverage and reimbursement may vary depending on state or federal law. It may vary depending on your coverage plan. Call Member Services at the number shown on your ID card if you have any questions. Making an Appointment With Your PCP Call your doctor s office directly. The number should be on your Member ID card. When you call to make an appointment, be sure to tell the office what you re coming in for. This will help make sure you get the care you need, when you need it. This is how quickly you can expect to be seen: How long it should take to see your PCP: Emergency Urgent (but not an emergency) Routine Preventive, Well-Child and Regular Immediately or sent to an emergency facility. Within 1 day or 24 hours. Within 1 week or 7 days. Within 1 month. How long it should take to get a behavioral health appointment: Routine (Non-Urgent) Urgent Emergent (Non-Life Threatening) Emergent (Life Threatening) Inpatient Psychiatric Hospital Within twenty-one (21) calendar days. Within twenty-four (24) hours. Within 6 hours. Immediate access to emergency services. Within seven (7) days after discharge from an acute psychiatric hospital, when the Contractor is aware of the member s discharge. 17 Health Plan Highlights Going to the Doctor Hospitals & Emergencies Pharmacy Benefits Other Plan Details

18 Going to the Doctor Preparing for Your PCP Appointment Before the visit. 1 Go in knowing what you want to get out of the visit (relief from symptoms, a referral to a specialist, specific information, etc.). 2 Make note of any new symptoms and when they started. 3 Make a list of any drugs or vitamins you take on a regular basis. During the visit. When you are with the doctor, feel free to: Ask questions. Take notes if it helps you remember. Ask the doctor to speak slowly or explain anything you don t understand. Ask for more information about any medicines, treatments or conditions. 18

19 NurseLine SM Services Your 24-Hour Health Information Resource When you re sick or injured, it can be difficult to make health care decisions. You may not know if you should go to the emergency room, visit an urgent care center, make a provider appointment or use self-care. An experienced NurseLine nurse can give you information to help you decide. Nurses can provide information and support for many health situations and concerns, including: Minor injuries. Common illnesses. Self-care tips and treatment options. Recent diagnoses and chronic conditions. Choosing appropriate medical care. Illness prevention. Nutrition and fitness. Questions to ask your provider. How to take medication safely. Men s, women s and children s health. You may just be curious about a health issue and want to learn more. Experienced registered nurses can provide you with information, support and education for any health-related question or concern. Simply call the toll-free number or TTY: 711 for the hearing impaired. You can call the toll-free NurseLine number any time, 24 hours a day, 7 days a week. And, there s no limit to the number of times you can call. 19 Health Plan Highlights Going to the Doctor Hospitals & Emergencies Pharmacy Benefits Other Plan Details

20 Going to the Doctor If You Need Care and Your Provider s Office Is Closed Call your PCP if you need care that is not an emergency. Your provider s phone is answered 24 hours a day, 7 days a week. Your provider or someone from the office will help you make the right choice for your care. You may be told to: Go to an after-hours clinic or urgent care center. Go to the office in the morning. Go to the emergency room (ER). Get medicine from your pharmacy. Referrals and Specialists A referral is when your PCP says you need to go to another doctor who focuses on caring for a certain part of the body or treating a specific condition. This other doctor is called a specialist. You must see your PCP before you see a specialist. If your doctor wants you to see a specialist that you do not want to see, you can ask your PCP to give you another name. A couple of examples of specialists include: Cardiologist for problems with the heart. Pulmonologist for problems with the lungs and breathing. You do not need a referral from your PCP for: Emergency services. OB/GYN. Optometry. Podiatry. Dermatologist. Behavioral. Health/Substance Abuse Professionals. Chiropractors. 20

21 Getting a Second Opinion A second opinion is when you want to see a second doctor for the same health concern. You can get a second opinion from a network provider for any of your covered benefits. This is your choice. You are not required to get a second opinion. Prior Authorizations In some cases your provider must get permission from the health plan before giving you a certain service. This is called prior authorization. This is your provider s responsibility. If they do not get prior authorization, you will not be able to get those services. You do not need prior authorization for advanced imaging services that take place in an emergency room, observation unit, urgent care facility or during an inpatient stay. You do not need a prior authorization for emergencies. You also do not need prior authorization to see a women s health care provider for women s health services or if you are pregnant. A prior authorization may be needed. Continued Care if Your PCP Leaves the Network Some services that need prior authorization include: Hospital admissions. Home health care services. Certain outpatient imaging procedures, including MRIs, MRAs, CT scans and PET scans. Sleep studies. Sometimes PCPs leave the network. If this happens to your PCP, you will receive a letter from us letting you know. Sometimes UnitedHealthcare Community Plan will pay for you to get covered services from doctors for a short time after they leave the network. You may be able to get continued care and treatment when your doctor leaves the network if you are being actively treated for a serious medical problem. For example, you may qualify if you are getting chemotherapy for cancer or are at least six months pregnant when your doctor leaves the network. To ask for this, please call your doctor. Ask them to request an authorization for continued care and treatment from UnitedHealthcare. 21 Health Plan Highlights Going to the Doctor Hospitals & Emergencies Pharmacy Benefits Other Plan Details

22 Going to the Doctor If You Need Care When Out of Town UnitedHealthcare Community Plan will pay for routine care out-of-area only if: You call your PCP first and he or she says that it is important that you get care before you return home. Behavioral Health Behavioral health services are provided to members who have emotional problems or mental illness. You can get help by calling Member Services at , TTY: 711. Your covered care includes: Outpatient services when provided by a doctor, licensed psychiatrist, licensed psychologist, licensed clinical social worker, licensed counselor, psychiatric advanced practice nurse, home health psychiatric nurse or state-certified mental health program. Crisis intervention/access, including a 24-hour hotline staffed by qualified mental health professionals. Counselors provide intake, evaluation and referral services, including alternatives to out-of-home placements and mobile crisis teams for on-site interventions. Reasonable and cost-effective alternate services related to your treatment plan. Inpatient hospitalization services are available through the Mississippi Division of Medicaid (DOM). To learn more, call this number: If you received care from an out-of-network doctor before joining UnitedHealthcare Community Plan, your doctor can call us for help in joining our network. He or she can also move you to an in-network doctor. We will authorize out-of-network providers to continue ongoing mental health care until we can arrange for in-network care. Transportation Services UnitedHealthcare Community Plan will provide transportation assistance to help eligible persons travel to and from medical appointments when they have no other way to get there. To set up a ride, call MTM at Monday Friday from 7 a.m. to 6 p.m. 22

23 Emergency Care Hospital emergency rooms are there to offer emergency treatment for trauma, serious injury and life-threatening symptoms. Examples of emergencies: Severe pain. Convulsions. Unconsciousness. Severe or unusual bleeding. A serious accident. A suspected heart attack or stroke. Mental Health and Substance Use Disorder A situation requiring immediate appointment availability in which there is imminent risk of harm or death to self or others due to a medical or psychiatric condition. Examples of what is NOT generally an emergency: Colds and flu. Headaches. Sore throats. Bruises or minor cuts. Rashes. Hospitals and Emergencies Don t wait. If you need emergency care, call 911 or go to the nearest hospital. UnitedHealthcare Community Plan covers any emergency care you need throughout the United States and its territories. Within 24 hours after your visit, call Member Services at , TTY: 711. You should also call your PCP and let them know about your visit so they can provide follow-up care if needed. 23 Health Plan Highlights Going to the Doctor Hospitals & Emergencies Pharmacy Benefits Other Plan Details

24 Hospitals and Emergencies Urgent Care Urgent care clinics are there for you when you need to see a doctor for a non-life-threatening condition but your PCP isn t available or it s after clinic hours. Common health issues ideal for urgent care include: Sore throat. Flu. Ear infection. Low-grade fever. Minor cuts or burns. Sprains. If you or your children have an urgent problem, call your PCP first. Your doctor can help you get the right kind of care. Your doctor may tell you to go to urgent care or the emergency room. Hospital Services There are times when your health may require you to go to the hospital. There are both inpatient and outpatient hospital services. Outpatient services include X-rays, lab tests and minor surgeries. Your PCP will tell you if you need outpatient services. Your doctor s office can help you schedule them. Inpatient services require you to stay overnight at the hospital. These can include serious illness, surgery or having a baby. Planning ahead. It s good to know what urgent care clinic is nearest to you. You can find a list of urgent care clinics in your Provider Directory. Or you can call Member Services at , TTY: 711. Going to the hospital. You should go to the hospital only if you need emergency care or if your doctor told you to go. Inpatient services require you to be admitted (called a hospital admission) to the hospital, and are covered by the Division of Medicaid. 24

25 Emergency Dental Care Emergency dental care services to control pain, bleeding or infection are covered by your plan. Post-Stabilization Services Post-stabilization services are covered and provided without prior authorization. These are services that are medically necessary after an emergency medical condition has been stabilized. After-Hours Care Sometimes you may need your PCP when the office is closed. If you need urgent care call your PCP s office. They will give you directions on how to reach your doctor. You may also contact our 24/7 NurseLine at In emergency cases go to the nearest emergency room. No Medical Coverage Outside of U.S. If you are outside of the United States and need medical care, any health care services you receive will not be covered by UnitedHealthcare Community Plan. Medicaid cannot pay for any medical services you get outside of the United States. Out-of-Area Services UnitedHealthcare Community Plan will cover out-of-area services if the provider is a MS Medicaid provider. If he or she is not a MS Medicaid provider, you may be responsible for the costs of those services. Prior authorization is not needed for emergency room visits out-of-area. Non-emergency visits need prior authorization. If you are out-of-area and need non-emergency services, call your doctor. 25 Health Plan Highlights Going to the Doctor Hospitals & Emergencies Pharmacy Benefits Other Plan Details

26 Hospitals and Emergencies Prior Authorization Doctors may need to get our approval before giving you certain care. This is called prior authorization. If services need prior authorization and your doctor does not get one, UnitedHealthcare Community Plan may not pay for these services. Your doctor should call Provider Services at to get prior authorizations. Here are some types of care that need a prior authorization: Non-emergency services from an out-of-network provider. Some dental treatments. Some prescription drugs. You do not need a prior authorization for: Emergency and urgent care. Hospital admissions for normal newborn deliveries. Some dental treatments. Utilization Review UnitedHealthcare Community Plan follows steps to decide if we will approve care. Our goal is to make sure the care is medically necessary, a covered benefit and done in the right setting at the right time. We also make sure you get quality care. No UnitedHealthcare employee, provider, or utilization decision maker is rewarded, penalized or given financial incentive for not giving you the care or services you need or for saying that you should not get them. You can ask for a copy of the criteria we use. Call Member Services at Staff, interpreters and TTD/TTY services are available to assist members who have Utilization Management questions. In-Network Providers In-network providers have contracted with UnitedHealthcare Community Plan. They include hospitals, pharmacies, dentists, optometrists, chiropractors and nurse practitioners. We have a relationship with these providers. We trust them to offer services to our members. Our members can visit these providers just by making an appointment. You don t need to call us first. If you want information about a network doctor, such as his/her schooling, residency, or if he/she will see new patients, call Member Services. 26

27 Sometimes a provider that has previously participated in our network may change status and no longer be available as a participating provider. If such a change results in a provider no longer participating in our network, we will notify impacted members within 15 days. Out-of-Network Providers A provider who is not in our network is an out-of-network provider. Usually, we will not pay for out-of-network care. If you go to an out-of-network provider, you may have to pay for those services. If your PCP wants you to see a doctor who is not in our network, your PCP has to call us to get approval. Have your doctor call the number on the back of your ID card. If approved, these services will be paid for as if the provider was an in-network provider, at no cost to you. Our network has doctors and hospitals to provide most requested services. If services are available in our network, you must use one of these providers. If you need help finding a provider, call Member Services. If your PCP s request for out-of-network services is denied, you may file an appeal with UnitedHealthcare Community Plan, or file a fair hearing request with the Mississippi Division of Medicaid within 30 calendar days of the final decision by UnitedHealthcare Community Plan. See the Complaints, Grievances, Appeals and State Fair Hearings section of this handbook for more information. Second Opinions If you have a question about treatment, you can ask for a second opinion. This is when another in-network provider examines you again. If you cannot find a second network provider, you can get a second opinion from an out-of-network provider with prior authorization. Call Member Services for help. There is no charge to you for a second opinion. 27 Health Plan Highlights Going to the Doctor Hospitals & Emergencies Pharmacy Benefits Other Plan Details

28 Pharmacy Prescription Drugs Your benefits include prescription drugs. UnitedHealthcare Community Plan covers hundreds of prescription drugs from hundreds of pharmacies. The full list of covered drugs is included in the Preferred Drug List. You can fill your prescription at any in-network pharmacy. All you have to do is show your member ID card. Over-the-Counter (OTC) Medicines What is the Preferred Drug List? UnitedHealthcare Community Plan also covers many over-the-counter (OTC) medications. An in-network provider must write you a prescription for the OTC medication you need. The supply is limited to 30 days. Then all you have to do is take your prescription and member ID card into any network pharmacy to fill the prescription at no cost to you. OTC medications include: Pain relievers. Cough medicine. First-aid cream. Cold medicine. Contraceptives. For a complete list of covered OTC medicines, go to MyUHC.com/CommunityPlan. Or call Member Services at , TTY: 711. This is a list of drugs covered under your plan. You can find the complete list in your Preferred Drug List, or online at MyUHC.com/CommunityPlan. 28

29 Pharmacy Injectable Medicines Injectable medications are medicines given by shot, and they are a covered benefit. Your PCP can have the injectable medication delivered either to the doctor s office or to your home. In some cases, your doctor will write you a prescription for an injectable medication (like insulin) that you can fill at a pharmacy. Pharmacy Home Some UnitedHealthcare Community Plan members will be assigned a pharmacy home. In this case, members must fill prescriptions at a single pharmacy location for up to two years. This is based on prior medication use, including overuse of pharmacy benefit, narcotics, pharmacy locations and other information. Members of this program will be sent a letter with the name of the pharmacy they are required to use. If you get this letter, you have 30 days from the date of the letter to request a change of pharmacy. To change pharmacies during this time, call Member Services at , TTY: 711. After 30 days from the date of the letter, you will need to make your request in writing. Send your request to: UnitedHealthcare Community Plan 795 Woodland Parkway, Suite 301 Ridgeland, MS Health Plan Highlights Going to the Doctor Hospitals & Emergencies Pharmacy Benefits Other Plan Details

30 Benefits Your MississippiCAN Benefits The following are services covered by UnitedHealthcare Community Plan for MississippiCAN members. There are no co-payments (co-pays), deductibles or cost-sharing for any service covered by UnitedHealthcare Community Plan. Benefit Limitation Prior Authorization Ambulatory Surgical Center services Ambulance services Chiropractic services Christian Science Sanatoria services Cosmetic and Reconstructive Surgery Outpatient Prior authorization required for Urgent Air Ambulance (fixed wing) only. $700 maximum per calendar year. No. * No prior authorization required for emergency services. * Prior authorization required for non-emergency transportation, fixed wing or otherwise. No. No. Yes. 30

31 Benefits Benefit Limitation Prior Authorization Dental services Children Preventive. Diagnostic. Restorative. Orthodontia. Adults Emergency pain relief. Palliative care. Dialysis Outpatient Center services Durable Medical Equipment Emergency Room Visits Outpatient ER visits. EPSDT Expanded EPSDT services Eye Care (Eye exams and glasses) Dental $2500 maximum per calendar year adults and children; additional benefits if prior authorized. Orthodontia $4200 maximum per lifetime per child. All Medicaid policy restrictions apply. Unlimited. Limited to beneficiaries under 21 years of age. Prior authorization required for services not covered, or any service that exceeds service limits. Limited to beneficiaries under 21 years of age. 2 eye exams per year/2 pair of glasses per year for children (prior authorization required after the first pair). 1 eye exam per year/1 pair of glasses every 3 years for adults. Yes, certain dental procedures such as crowns, root canals, dentures and orthodontics require prior authorization. No. Prior authorization needed for items over $500. No. No. No. Yes, for children after 1st pair per calendar year. 31 Health Plan Highlights Going to the Doctor Hospitals & Emergencies Pharmacy Benefits Other Plan Details

32 Benefits Benefit Limitation Prior Authorization Family Planning services Federally Qualified Health Center services No. No. Genetic Testing Yes. Health Department services No. Hearing services Home Health services Limited to beneficiaries under 21 years of age (EPSDT). Adults 25 visits per calendar year. Children no limitation. Yes for DME over $500. No for testing. Adults no prior authorization required. Children prior authorization required after 25 visits. Home Infusion No. Injectables may require a prior authorization depending on the Preferred Drug List. Hospice Inpatient. Outpatient. Imaging: nuclear studies, computed tomography (CT and SPECT scans), magnetic resonance studies (MRI, MRA), and PET scans Laboratory and X-Ray services No. Yes. No. 32

33 Benefit Limitation Prior Authorization Medical Supplies Covered. No. Mental Health services Outpatient services. Crisis intervention. See page 22 for more information. Non-Contracted Provider services (outpatient facility and professional) Non-Emergency Transportation services Nurse Practitioner services Orthotics & Prosthetics Individual therapy: 36 or 72 visits per year; Intensive outpatient psychiatric: 270 visits per year; Crisis services: 56 per year. More services are available. Limits vary. Call Member Services Prior authorization required for some services. Yes. Covered. Call MTM at Monday Friday from 7 a.m. to 6 p.m. to arrange. Limited to beneficiaries under 21 years of age. Outpatient PT/OT/ST No. Perinatal High Risk Management services Physician Assistant services No. Physician services Office (PCP and Specialists) Office. Unlimited. No. Yes, over $500. No. No. 33 Health Plan Highlights Going to the Doctor Hospitals & Emergencies Pharmacy Benefits Other Plan Details

34 Benefits Benefit Limitation Prior Authorization Physician services ER ER visits. No. Podiatrist services No. Private Duty Nursing (PDN) Prescription Drugs Rural Health Clinic services Limited to beneficiaries under 21 years of age. 5 per month with no more than 2 of the 5 being brand name drugs; beneficiaries under age 21 can receive more than the monthly limits with a medical necessity prior authorization. Yes. Yes for beneficiaries under 21 that require more than 5 prescriptions per month. Some medications on our PDL need prior authorization. If the prior authorization is not obtained, you will not receive the drug. No. Sleep Studies Yes. Transplant Services Yes. 34

35 Services Covered and Paid for by Medicaid The following services are covered directly by Mississippi Division of Medicaid (DOM) for MississippiCAN members. Services may require a co-pay. Benefit Limitation Prior Authorization Hospital Care Inpatient services Intermediate Care Facility for the Developmentally Delayed (ICF/DD) Nursing Facility services Inpatient Psychiatric Care Yes. 90 days per fiscal year. No. Limited to 58 days per fiscal year. Available for persons under age 21. No. Yes. Remember to call 911 if you have an emergency. 35 Health Plan Highlights Going to the Doctor Hospitals & Emergencies Pharmacy Benefits Other Plan Details

36 Benefits Preventive Health Services Regular visits to your doctor are important. The following are preventive health guidelines for men, women and children. Talk to your PCP about any services that may be needed. You may need other services if you are at risk for any health problems. Preventive Health Care for Men* Services Ages: 18 to 30 Years 31 to 50 Years 51 to 64 Years 65 Years and Older Annual Exam Should include: Medical history; Height and weight; Discuss how well you eat; Behavioral health screening; Hearing screens; Blood pressure checks; Screening for alcohol or substance abuse; Any referrals to special services you may need. Every year. Every year. Every year. Every year. Immunizations Shots are important. Ask your doctor what shots are needed. Ask your doctor at every visit about your shots. Ask your doctor at every visit about your shots. Ask your doctor at every visit about your shots. Ask your doctor at every visit about your shots. * These are guidelines for routine services. Talk to your doctor about any additional services you may need. You may need other services if you are at risk for certain health problems. This information is from the U.S. Preventive Services Task Force. 36

37 Services Cancer Screenings Colorectal cancer: 1. Fecal Occult Blood Test. 2. Sigmoidoscopy or Colonoscopy. Prostate cancer. Testicular cancer. Screening Tests Tuberculosis screen; Diabetes screen; Screening for sexually transmitted diseases; Ages: Serum cholesterol tests. Preventive Health Care for Men* (continued) 18 to 30 Years Talk to your doctor about being tested for testicular cancer. Ask your doctor about any screening tests you may need. 31 to 50 Years 1. Every year starting at age Every 5 years starting at age 50. If you are age 50 or older, talk to your doctor about being tested for prostate cancer. Talk to your doctor about being tested for testicular cancer. Ask your doctor about any screening tests you may need. 51 to 64 Years 1. Every year. 2. Every 5 years. Talk to your doctor about being tested for prostate cancer. Talk to your doctor about being tested for testicular cancer. Ask your doctor about any screening tests you may need. 65 Years and Older 1. Every year. 2. Every 5 years. Talk to your doctor about being tested for prostate cancer. Talk to your doctor about being tested for testicular cancer. * These are guidelines for routine services. Talk to your doctor about any additional services you may need. You may need other services if you are at risk for certain health problems. This information is from the U.S. Preventive Services Task Force. Ask your doctor about any screening tests you may need. 37 Health Plan Highlights Going to the Doctor Hospitals & Emergencies Pharmacy Benefits Other Plan Details

38 Benefits Preventive Health Care for Women* Services Ages: 18 to 30 Years 31 to 50 Years 51 to 64 Years 65 Years and Older Annual Exam Should include: Medical history; Height and weight; Discuss how well you eat; Behavioral health screening; Hearing screens; Blood pressure checks; Screening for alcohol or substance abuse; Any referrals to special services you may need. Every year. Every year. Every year. Every year. Immunizations Shots are important. Ask your doctor what shots are needed. Ask your doctor at every visit about your shots. Ask your doctor at every visit about your shots. Ask your doctor at every visit about your shots. Ask your doctor at every visit about your shots. Cancer Screenings Cervical cancer screen. At least once by age 21. Then every 3 years. Every 3 years. Every 3 years. Every 3 years. Breast cancer screen. Mammogram every 1 to 2 years starting at age 40. Mammogram every 1 to 2 years starting at age 40. Mammogram every 1 to 2 years starting at age 40. Colorectal cancer screens 1. Fecal Occult Blood Test. 2. Sigmoidoscopy or Colonoscopy. 1. Every year starting at age Every 5 years starting at age Every year. 2. Every 5 years. 1. Every year. 2. Every 5 years. 38 * These are guidelines for routine services. Talk to your doctor about any additional services you may need. You may need other services if you are at risk for certain health problems. This information is from the U.S. Preventive Services Task Force.

39 Services Other Screening Tests Tuberculosis screen; Rubella screen; Diabetes screen; Serum cholesterol tests Ages: Preventive Health Care for Women* (continued) 18 to 30 Years Ask your doctor about any screening tests you may need 31 to 50 Years Ask your doctor about any screening tests you may need Services Ages: All Women of Childbearing Age Gynecology/Family Planning Pap smear; Pelvic exam; Clinical breast exam; Chlamydia screen; Rubella screen; Screening and counseling for HIV testing; Sexually transmitted disease testing; Sexual health education; Information about contraception; Pregnancy testing. 51 to 64 Years Ask your doctor about any screening tests you may need 65 Years and Older Ask your doctor about any screening tests you may need See your doctor, nurse practitioner, or certified midwife when you become sexually active or by age 21 years. Then, see your doctor, nurse practitioner, or certified midwife every year. See any Medicaid approved doctor, nurse practitioner, or midwife for family planning services and supplies, even if they are not a part of the network. * These are guidelines for routine services. Talk to your doctor about any additional services you may need. You may need other services if you are at risk for certain health problems. This information is from the U.S. Preventive Services Task Force. 39 Health Plan Highlights Going to the Doctor Hospitals & Emergencies Pharmacy Benefits Other Plan Details

40 Benefits Preventive Health Care for Women* (continued) Services Ages: All Women of Childbearing Age Prenatal Care Prenatal screen; Medical history; Behavioral health history; Screening for alcohol or substance abuse; Case management if needed. See your doctor or midwife as soon as you think you are pregnant. Then, follow the visit schedule your doctor or midwife gives you. Postpartum Care Follow-up visit; Case management if needed. See your doctor or midwife six (6) weeks from delivery of your baby. * These are guidelines for routine services. Talk to your doctor about any additional services you may need. You may need other services if you are at risk for certain health problems. This information is from the U.S. Preventive Services Task Force. Preventive Health Care for Children* Services Ages: Birth to 2 Years 3 to 6 Years 7 to 12 Years 13 to 20 Years Tot to Teen Health Check or Well Child Exam Should include: Exam of child; Medical history of child; Weigh and measure child; Discuss how well your child eats; Developmental and behavioral screening; Vision and hearing screens at the right age; The doctor will talk to you about what to expect from your child; Any referrals to special services for your child. Exams at ages: 3 5 days, 1, 2, 4, 6, 9, 12, 15, 18, 24, and 30 months. Every year. Every year. Every year. 40 * These are guidelines for routine services. Talk to your child s doctor about any additional services they may need. They may need other services if they are at risk for certain health problems. This information is from The AAP American Academy of Pediatrics.

community. Welcome to the New Jersey Welcome Member Handbook Other Information

community. Welcome to the New Jersey Welcome Member Handbook Other Information Welcome to the community. New Jersey Welcome Member Handbook Other Information 2016 United Healthcare Services, Inc. All rights reserved. CSNJ16MC3808459_000 OMHC# 082-15-64 Welcome. Welcome to UnitedHealthcare

More information

community. Welcome to the New Jersey Welcome Member Handbook Other Information

community. Welcome to the New Jersey Welcome Member Handbook Other Information Welcome to the community. New Jersey Welcome Member Handbook Other Information 2015 United Healthcare Services, Inc. All rights reserved. CSNJ15MC3666391_000 OMHC# 082-14-71 Welcome. Welcome to UnitedHealthcare

More information

Healthy Michigan MEMBER HANDBOOK

Healthy Michigan MEMBER HANDBOOK Healthy Michigan MEMBER HANDBOOK 2014 The new name for Healthy 1 TABLE OF CONTENTS WELCOME TO HARBOR HEALTH PLAN.... 2 Who Is Harbor Health Plan?...3 How Do I Reach Member Services?...3 Is There A Website?....

More information

The Healthy Michigan Plan Handbook

The Healthy Michigan Plan Handbook The Healthy Michigan Plan Handbook Introduction The Healthy Michigan Plan is a health care program through the Michigan Department of Community Health (MDCH). Eligibility for this program will be determined

More information

community. Welcome to the New Mexico Centennial Care Welcome Member Handbook Other Information

community. Welcome to the New Mexico Centennial Care Welcome Member Handbook Other Information Welcome to the community. New Mexico Centennial Care Welcome Member Handbook Other Information 2015 United Healthcare Services, Inc. All rights reserved. CSNM15MC3670346_000 Round 18 UHC_CS Team Creative:

More information

The Healthy Michigan Plan Handbook

The Healthy Michigan Plan Handbook The Healthy Michigan Plan Handbook Introduction The Healthy Michigan Plan is a health care program through the Michigan Department of Community Health (MDCH). The Healthy Michigan Plan provides health

More information

Michigan Medicaid. Fee-For-Service. Handbook

Michigan Medicaid. Fee-For-Service. Handbook Michigan Medicaid Fee-For-Service Handbook Table of Contents Introduction Getting Care Services Michigan Medicaid Covers Non-Emergency Transportation Services Emergency Room Care Dental Pharmacy Paying

More information

Covered Benefits. Covered. Must meet current federal and state guidelines. Abortions. Covered. Allergy Testing. Covered. Audiology. Covered.

Covered Benefits. Covered. Must meet current federal and state guidelines. Abortions. Covered. Allergy Testing. Covered. Audiology. Covered. Covered Benefits Services Abortions Allergy Testing Audiology Birth Control Services Blood & Blood Plasma Bone Mass Measurement (bone density) Case Management Chemotherapy Chiropractor Services (manipulation/subluxation)

More information

2015 Medicare Advantage Summary of Benefits

2015 Medicare Advantage Summary of Benefits 2015 Medicare Advantage Summary of Benefits HNE Medicare Premium No Rx and HNE Medicare Basic No Rx January 1, 2015 - December 31, 2015 H8578_2015_034 Accepted HNE MEDICARE ADVANTAGE ENROLLMENT KIT 2015

More information

Tribute. 2015 Summary of Benefits. Health Plan of Oklahoma. Tribute Health Plan of Oklahoma HMO SNP

Tribute. 2015 Summary of Benefits. Health Plan of Oklahoma. Tribute Health Plan of Oklahoma HMO SNP Tribute Health Plan of Oklahoma Tribute Health Plan of Oklahoma HMO SNP 2015 Summary of Benefits This booklet gives you a summary of what we cover and what you pay. It doesn t list every service that we

More information

January 1, 2016 December 31, 2016. Summary of Benefits. Aetna Medicare Value Plan (HMO) H3312-060 H3312.060.1

January 1, 2016 December 31, 2016. Summary of Benefits. Aetna Medicare Value Plan (HMO) H3312-060 H3312.060.1 January 1, 2016 December 31, 2016 Summary of Benefits H3312-060 H3312.060.1 Y0001_2016_H3312_060 Accepted 9/2015 Summary of Benefits January 1, 2016 December 31, 2016 This booklet gives you a summary of

More information

Understanding Group Health Insurance Anthem KeyCare 15+ Plan

Understanding Group Health Insurance Anthem KeyCare 15+ Plan Understanding Group Health Insurance Anthem KeyCare 15+ Plan January 12, 2010 Although it is the intent of the University to continue current benefit plans, the University reserves the right to modify,

More information

Summary of Benefits Community Advantage (HMO)

Summary of Benefits Community Advantage (HMO) Summary of Benefits Community Advantage (HMO) January 1, 2015 - December 31, 2015 This booklet gives you a summary of what we cover and what you pay. It doesn't list every service that we cover or list

More information

[2015] SUMMARY OF BENEFITS H1189_2015SB

[2015] SUMMARY OF BENEFITS H1189_2015SB [2015] SUMMARY OF BENEFITS H1189_2015SB Section I You have choices in your health care One choice is to get your Medicare benefits through Original Medicare (fee-for-service Medicare). Original Medicare

More information

January 1, 2015 December 31, 2015

January 1, 2015 December 31, 2015 BLUESHIELD FOREVER BLUE MEDICARE PPO VALUE AND BLUESHIELD MEDICARE PPO 750 (PPO) (a Medicare Advantage Preferred Provider Organization (PPO) offered by HEALTHNOW NEW YORK INC. with a Medicare contract)

More information

SCAN Health Plan. 2015 Summary of Benefits

SCAN Health Plan. 2015 Summary of Benefits SCAN Health Plan 2015 Summary of Benefits Y0057_SCAN_8713_2014F File & Use Accepted 09032014 SCAN Classic (HMO) (a Medicare Advantage Health Maintenance Organization (HMO) offered by SCAN Health Plan with

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits Effective January 1, 2015, through December 31, 2015 H3909 Y0041_H3909_PC_15_18889 Accepted 09/01/2014 Section I: Introduction to Summary of Benefits You have choices about how

More information

January 1, 2015 December 31, 2015 Summary of Benefits. Altius Advantra (HMO) H8649-003 80.06.361.1-UTWY A

January 1, 2015 December 31, 2015 Summary of Benefits. Altius Advantra (HMO) H8649-003 80.06.361.1-UTWY A January, 205 December 3, 205 Summary of Benefits H8649-003 80.06.36.-UTWY A Y0022_205_H8649_003_UT_WYa Accepted /204 Summary of Benefits January, 205 December 3, 205 This booklet gives you a summary of

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits Plans 003 and 004 H6298_14_027 accepted Summary of Benefits January 1, 2015 - December 31, 2015 This booklet gives you a summary of what we cover and what you pay. It doesn t list

More information

HNE Premier 1 (HMO) and HNE Premier 2 (HMO)

HNE Premier 1 (HMO) and HNE Premier 2 (HMO) 2016 Medicare Advantage Summary of Benefits HNE Premier 1 (HMO) and HNE Premier 2 (HMO) January 1, 2016 - December 31, 2016 H8578_2016_429 Accepted HNE MEDICARE ADVANTAGE ENROLLMENT KIT 2016 SECTION I

More information

January 1, 2015 December 31, 2015 Summary of Benefits. Advantra (HMO) H3928-001 80.06.360.1-LA1

January 1, 2015 December 31, 2015 Summary of Benefits. Advantra (HMO) H3928-001 80.06.360.1-LA1 January, 205 December 3, 205 Summary of Benefits H3928-00 80.06.360.-LA Y0022_205_H3928_00_LA Accepted 9/204 Summary of Benefits January, 205 December 3, 205 This booklet gives you a summary of what we

More information

Western Health Advantage: City of Sacramento HSA ABHP Coverage Period: 1/1/2016-12/31/2016

Western Health Advantage: City of Sacramento HSA ABHP Coverage Period: 1/1/2016-12/31/2016 Coverage For: Self Plan Type: HMO This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.westernhealth.com or

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits Effective January 1, 2015, through December 31, 2015 H3952 Y0041_H3952_KS_15_18734 Accepted 09/01/2014 Section I: Introduction to Summary of Benefits You have choices about how

More information

FIRSTCAROLINACARE INSURANCE COMPANY 2015 Summary of Benefits. FirstMedicare Direct PPO Plus (PPO)

FIRSTCAROLINACARE INSURANCE COMPANY 2015 Summary of Benefits. FirstMedicare Direct PPO Plus (PPO) FIRSTCAROLINACARE INSURANCE COMPANY 2015 Summary of Benefits FirstMedicare Direct PPO Plus (PPO) Chatham, Hoke, Lee, Montgomery, Moore, Richmond, Scotland Counties 1 P age SECTION I - INTRODUCTION TO SUMMARY

More information

January 1, 2016 December 31, 2016. Summary of Benefits. Aetna Medicare Prime Plan (HMO) H3931-087 H3931.087.1

January 1, 2016 December 31, 2016. Summary of Benefits. Aetna Medicare Prime Plan (HMO) H3931-087 H3931.087.1 January 1, 2016 December 31, 2016 Summary of Benefits H3931-087 H3931.087.1 Y0001_2016_H3931_087 Accepted 9/2015 Summary of Benefits January 1, 2016 December 31, 2016 This booklet gives you a summary of

More information

Independent Health s Medicare Passport Advantage (PPO)

Independent Health s Medicare Passport Advantage (PPO) Independent Health s Medicare Passport Advantage (PPO) (a Medicare Advantage Preferred Provider Organization Option (PPO) offered by INDEPENDENT HEALTH BENEFITS CORPORATION with a Medicare contract) Summary

More information

community. Welcome to the Kansas KanCare Welcome Letter Member Handbook Other Information

community. Welcome to the Kansas KanCare Welcome Letter Member Handbook Other Information Welcome to the community. Kansas KanCare Welcome Letter Member Handbook Other Information 2015 United Healthcare Services, Inc. All rights reserved. CSKS15MC3662974_000 Welcome. Welcome to UnitedHealthcare

More information

California Small Group MC Aetna Life Insurance Company

California Small Group MC Aetna Life Insurance Company PLAN FEATURES Deductible (per calendar year) $3,000 Individual $6,000 Family Unless otherwise indicated, the Deductible must be met prior to benefits being payable. All covered expenses accumulate separately

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits January 1, 2015 December 31, 2015 Houston/Beaumont Area Y0067_PRE_H4506_SETX_SB41_0814 CMS Accepted 09/13/2014 HMO-SETX-SB K41 2015 Section I Introduction to Summary of Benefits

More information

INTRODUCTION TO SUMMARY OF BENEFITS SECTION 1 SUMMARY OF BENEFITS

INTRODUCTION TO SUMMARY OF BENEFITS SECTION 1 SUMMARY OF BENEFITS INTRODUCTION TO SUMMARY OF BENEFITS SECTION 1 SUMMARY OF BENEFITS January 1, 2015 - December 31, 2015 CARE1ST HEALTH PLAN Care1st AdvantageOptimum Plan (HMO) Texas: El Paso County H5928_15_029_SB_EP INTRODUCTION

More information

Covered Services. Health and Development History. Nutritional assessment. visit per year from 2 to 20 years of age

Covered Services. Health and Development History. Nutritional assessment. visit per year from 2 to 20 years of age You may receive covered services that are performed, prescribed or directed by a participating provider. As an Enrollee, you must receive your healthcare services from a participating PCP or medical provider.

More information

Summary of Benefits January 1, 2016 December 31, 2016. FirstMedicare Direct PPO Plus (PPO)

Summary of Benefits January 1, 2016 December 31, 2016. FirstMedicare Direct PPO Plus (PPO) Summary of Benefits January 1, 2016 December 31, 2016 FIRSTCAROLINACARE INSURANCE COMPANY FirstMedicare Direct PPO Plus (PPO) Chatham, Hoke, Lee, Montgomery, Moore, Richmond, Scotland Counties This booklet

More information

January 1, 2016 December 31, 2016. Summary of Benefits. Coventry Medicare Advantage Total Care (HMO) H2672-009 H2672.009.1

January 1, 2016 December 31, 2016. Summary of Benefits. Coventry Medicare Advantage Total Care (HMO) H2672-009 H2672.009.1 January 1, 2016 December 31, 2016 Summary of Benefits H2672-009 H2672.009.1 Y0001_2016_H2672_009 Accepted 9/2015 Summary of Benefits January 1, 2016 December 31, 2016 This booklet gives you a summary of

More information

January 1, 2015 December 31, 2015. Summary of Benefits. Aetna Medicare Select Plan (HMO) H3623-018 58.06.360.1-OH3 B

January 1, 2015 December 31, 2015. Summary of Benefits. Aetna Medicare Select Plan (HMO) H3623-018 58.06.360.1-OH3 B January, 205 December 3, 205 Summary of Benefits H3623-08 58.06.360.-OH3 B Y000_205_H3623_08_OH Accepted 9/204 Summary of Benefits January, 205 December 3, 205 This booklet gives you a summary of what

More information

California Small Group MC Aetna Life Insurance Company

California Small Group MC Aetna Life Insurance Company PLAN FEATURES Deductible (per calendar year) $1,000 per member $1,000 per member Unless otherwise indicated, the Deductible must be met prior to benefits being payable. All covered expenses accumulate

More information

2016 Summary of Benefits

2016 Summary of Benefits 2016 Summary of Benefits Health Net Violet Option 3 (PPO) Douglas and Josephine counties, OR Benefits effective January 1, 2016 H5520 Health Net Life Insurance Company H5520_2016_0202 CMS Accepted 09162015

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits Health Net Ruby Select (HMO) Placer and Sacramento counties, CA Benefits effective January 1, 2015 H0562 Health Net of California, Inc. Material ID # H0562_2015_0285_B_CMS Accepted

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits Health Net Healthy Heart (HMO) Placer and Sacramento counties, CA Benefits effective January 1, 2015 H0562 Health Net of California, Inc. Material ID # H0562_2015_0273 CMS Accepted

More information

Member Handbook. Amerigroup Community Care, Tennessee. TennCare 1-800-600-4441 CHOICES 1-866-840-4991. www.myamerigroup.com/tn TN-MHB-0017-15 05.

Member Handbook. Amerigroup Community Care, Tennessee. TennCare 1-800-600-4441 CHOICES 1-866-840-4991. www.myamerigroup.com/tn TN-MHB-0017-15 05. Member Handbook Amerigroup Community Care, Tennessee TennCare 1-800-600-4441 CHOICES 1-866-840-4991 www.myamerigroup.com/tn 05.15 Preventive Care for Children: TENNderCare is now going to be called TennCare

More information

CATEGORY AFSCME Comprehensive Plan OU PPO

CATEGORY AFSCME Comprehensive Plan OU PPO APPENDIX B BENEFIT PLAN SUMMARY CHART CATEGORY AFSCME Comprehensive Plan OU PPO Premiums 2010-2011 Plan Year 2010-2011 Plan Year Annual Wages: $0 - $34,600 $13.50 EE only $24.00 EE + Child $24.00 EE +

More information

Healthy Michigan MEMBER HANDBOOK

Healthy Michigan MEMBER HANDBOOK Healthy Michigan MEMBER HANDBOOK 2015 The new name for Healthy 1 TABLE OF CONTENTS WELCOME TO HARBOR HEALTH PLAN.... 2 Who Is Harbor Health Plan?... 3 How Do I Reach Member Services?... 3 Is There A Website?....

More information

HPSM Medi-Cal Benefits

HPSM Medi-Cal Benefits HPSM Medi-Cal Benefits A Guide on How to Get Your Health Care Health care and insurance benefits can be difficult to understand. This guide introduces you to your basic Medi-Cal benefits, to the Health

More information

SCAN Health Plan. 2015 Summary of Benefits

SCAN Health Plan. 2015 Summary of Benefits SCAN Health Plan 2015 Summary of Benefits Y0057_SCAN_8712_2014F File & Use Accepted 09032014 ( a Medicare Advantage Health Maintenance Organization (HMO) offered by SCAN Health Plan with a Medicare contract)

More information

How To Compare Your Medicare Benefits To Health Net Ruby Select (Hmo)

How To Compare Your Medicare Benefits To Health Net Ruby Select (Hmo) 2015 Summary of Benefits Health Net Ruby Select (HMO) Maricopa and Pinal counties Benefits effective January 1, 2015 H0351 Health Net of Arizona, Inc. Material ID # H0351_2015_0258 CMS Accepted 08302014

More information

SMALL GROUP PLAN DESIGN AND BENEFITS OPEN CHOICE OUT-OF-STATE PPO PLAN - $1,000

SMALL GROUP PLAN DESIGN AND BENEFITS OPEN CHOICE OUT-OF-STATE PPO PLAN - $1,000 PLAN FEATURES PREFERRED CARE NON-PREFERRED CARE Deductible (per calendar year; applies to all covered services) $1,000 Individual $3,000 Family $2,000 Individual $6,000 Family Plan Coinsurance ** 80% 60%

More information

How to get the most from your UnitedHealthcare health care plan.

How to get the most from your UnitedHealthcare health care plan. How to get the most from your UnitedHealthcare health care plan. Your UnitedHealthcare health care plan includes many features and benefits that help you get the care you need and enjoy better overall

More information

Physicians Plus Insurance Corporation Coverage Period: 01/01/2016 12/31/2016

Physicians Plus Insurance Corporation Coverage Period: 01/01/2016 12/31/2016 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.pplusic.com or by calling 1-800-545-5015. Important Questions

More information

SCAN Classic (HMO) San Joaquin County 2016 Summary of Benefits. Y0057_SCAN_9240_2015F File & Use Accepted

SCAN Classic (HMO) San Joaquin County 2016 Summary of Benefits. Y0057_SCAN_9240_2015F File & Use Accepted SCAN Classic (HMO) San Joaquin County 2016 Summary of Benefits Y0057_SCAN_9240_2015F File & Use Accepted SCAN Classic (HMO) (a Medicare Advantage Health Maintenance Organization (HMO) offered by SCAN Health

More information

IN-NETWORK MEMBER PAYS. Out-of-Pocket Maximum (Includes a combination of deductible, copayments and coinsurance for health and pharmacy services)

IN-NETWORK MEMBER PAYS. Out-of-Pocket Maximum (Includes a combination of deductible, copayments and coinsurance for health and pharmacy services) HMO-OA-CNT-30-45-500-500D-13 HMO Open Access Contract Year Plan Benefit Summary This is a brief summary of benefits. Refer to your Membership Agreement for complete details on benefits, conditions, limitations

More information

Summary of Benefits. Prime (HMO-POS) and Value (HMO) January 1, 2015 December 31, 2015 G ENERATIONS A DVANTAGE 1-888-408-8285 (TTY: 711)

Summary of Benefits. Prime (HMO-POS) and Value (HMO) January 1, 2015 December 31, 2015 G ENERATIONS A DVANTAGE 1-888-408-8285 (TTY: 711) Summary of s and January 1, 2015 December 31, 2015 G ENERATIONS A DVANTAGE For more information about benefits or enrollment, call us or visit our website at www.martinspoint.org/medicare. 1-888-408-8285

More information

PPO Hospital Care I DRAFT 18973

PPO Hospital Care I DRAFT 18973 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.ibx.com or by calling 1-800-ASK-BLUE. Important Questions

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits Health Net Ruby (HMO) Benton, Clackamas, Lane, Linn, Marion, Multnomah, Polk, Washington and Yamhill counties, OR Benefits effective January 1, 2015 H6815 Health Net Health Plan

More information

Summary of Benefits JANUARY 1 THROUGH DECEMBER 31, 2015. HealthPlus MedicarePlus Essential HealthPlus MedicarePlus Classic CMS Contract #H1595

Summary of Benefits JANUARY 1 THROUGH DECEMBER 31, 2015. HealthPlus MedicarePlus Essential HealthPlus MedicarePlus Classic CMS Contract #H1595 Summary of Benefits JANUARY 1 THROUGH DECEMBER 31, 2015 HealthPlus MedicarePlus Essential HealthPlus MedicarePlus Classic CMS Contract #H1595 For Medicare-eligible beneficiaries residing in Arenac, Bay,

More information

Member Handbook. Amerigroup Community Care, Tennessee. Real. Solutions. TennCare 1-800-600-4441 CHOICES 1-866-840-4991. www.myamerigroup.

Member Handbook. Amerigroup Community Care, Tennessee. Real. Solutions. TennCare 1-800-600-4441 CHOICES 1-866-840-4991. www.myamerigroup. Member Handbook Amerigroup Community Care, Tennessee Real Solutions TennCare 1-800-600-4441 CHOICES 1-866-840-4991 www.myamerigroup.com/tn FREE Phone Numbers to call for help Amerigroup Community Care

More information

L.A. Care s Medicare Advantage Special Needs Plan

L.A. Care s Medicare Advantage Special Needs Plan L.A. Care s Medicare Advantage Special Needs Plan Summary of Benefits 2008 for people with Medicare and Medi-Cal Thank you for your interest in L.A. Care Health Plan. Our plan is offered by L.A. CARE

More information

SUMMARY OF BENEFITS 2016 EmblemHealth PPO I and EmblemHealth Advantage (PPO) Bronx, Kings, New York, Nassau, Queens Richmond, Suffolk and Westchester

SUMMARY OF BENEFITS 2016 EmblemHealth PPO I and EmblemHealth Advantage (PPO) Bronx, Kings, New York, Nassau, Queens Richmond, Suffolk and Westchester SUMMARY OF BENEFITS 2016 and Bronx, Kings, New York, Nassau, Queens Richmond, Suffolk and Westchester January 1, 2016 December 31, 2016 H5528_125910 Accepted 9/13/2015 SECTION I - INTRODUCTION TO SUMMARY

More information

If you have a question about whether MedStar Family Choice covers certain health care, call MedStar Family Choice Member Services at 888-404-3549.

If you have a question about whether MedStar Family Choice covers certain health care, call MedStar Family Choice Member Services at 888-404-3549. Your Health Benefits Health services covered by MedStar Family Choice The list below shows the healthcare services and benefits for all MedStar Family Choice members. For some benefits, you have to be

More information

PLAN DESIGN AND BENEFITS POS Open Access Plan 1944

PLAN DESIGN AND BENEFITS POS Open Access Plan 1944 PLAN FEATURES PARTICIPATING Deductible (per calendar year) $3,000 Individual $9,000 Family $4,000 Individual $12,000 Family Unless otherwise indicated, the Deductible must be met prior to benefits being

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits January 1, 2015 December 31, 2015 City of Houston Y0067_PRE_COH_SB_1014 IA 11/06/2014 HMO-COH-SB 2015 Section I Introduction to Summary of Benefits You have choices about how to

More information

Member s responsibility (deductibles, copays, coinsurance and dollar maximums)

Member s responsibility (deductibles, copays, coinsurance and dollar maximums) MICHIGAN CATHOLIC CONFERENCE January 2015 Benefit Summary This is intended as an easy-to-read summary and provides only a general overview of your benefits. It is not a contract. Additional limitations

More information

IS HERE OPEN ENROLLMENT EMPLOYEE BENEFITS TIME TO MAKE YOUR BENEFIT CHOICES. BAYADA Home Health Care Employee Benefits

IS HERE OPEN ENROLLMENT EMPLOYEE BENEFITS TIME TO MAKE YOUR BENEFIT CHOICES. BAYADA Home Health Care Employee Benefits 2015 OPEN ENROLLMENT IS HERE EMPLOYEE BENEFITS TIME TO MAKE YOUR BENEFIT CHOICES BAYADA Home Health Care values the contributions of our employees. In appreciation of your dedicated service, BAYADA Home

More information

Benefits and Services

Benefits and Services Benefits and HealthChoice benefits The table below shows the health care services and benefits that all HealthChoice enrollees can get when they need them. We offer other services not listed here (see

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits Value (HMO-POS) Essentials Rx (HMO-POS) (H4270) January 1, 2015 - December 31, 2015 Western Wisconsin (26 Counties) H4270_082914_1 CMS Accepted (09032014) SECTION I INTRODUCTION

More information

MedStar Family Choice Benefits Summary District of Columbia- Healthy Families WHAT YOU GET WHO CAN GET THIS BENEFIT BENEFIT

MedStar Family Choice Benefits Summary District of Columbia- Healthy Families WHAT YOU GET WHO CAN GET THIS BENEFIT BENEFIT Primary Care Services Specialist Services Laboratory & X-ray Services Hospital Services Pharmacy Services (prescription drugs) Emergency Services Preventive, acute, and chronic health care Services generally

More information

of BenefitS Cigna-HealthSpring Preferred (Hmo) H4513-024 - 2 2014 Cigna H4513_15_19942 Accepted

of BenefitS Cigna-HealthSpring Preferred (Hmo) H4513-024 - 2 2014 Cigna H4513_15_19942 Accepted agesummary of BenefitS Cover erage Cigna-HealthSpring Preferred (Hmo) H4513-024 - 2 2014 Cigna H4513_15_19942 Accepted SeCtion i - introduction to Summary of BenefitS you have choices about how to get

More information

Benefits at a Glance: Visa Inc. Policy Number: 00784A

Benefits at a Glance: Visa Inc. Policy Number: 00784A Benefits at a Glance: Visa Inc. Policy Number: 00784A Visa Inc. Benefits at a Glance Policy #00784A Effective Date: January 1, 2016 Visa Inc. offers Medical, Pharmacy, Vision, Dental and Medical Evacuation

More information

Understanding Your Health Insurance Plan

Understanding Your Health Insurance Plan Understanding Your Health Insurance Plan Slide Catalog for Assisters Updated May 6, 2015 Health Insurance Costs Terms to Know: Premium Premium: The monthly bill you pay to your health insurance company.

More information

Schedule of Benefits (Who Pays What) HMO Colorado Name of Carrier BlueAdvantage HMO Plan $1,500 Deductible 30/$200D Name of Plan $200D-15/40/60/30%

Schedule of Benefits (Who Pays What) HMO Colorado Name of Carrier BlueAdvantage HMO Plan $1,500 Deductible 30/$200D Name of Plan $200D-15/40/60/30% Schedule of Benefits (Who Pays What) HMO Colorado Name of Carrier BlueAdvantage HMO Plan $1,500 Deductible 30/$200D Name of Plan $200D-15/40/60/30% PART A: TYPE OF COVERAGE 1. TYPE OF PLAN Health maintenance

More information

United States Fire Insurance Company: International Technological University Coverage Period: beginning on or after 9/7/2014

United States Fire Insurance Company: International Technological University Coverage Period: beginning on or after 9/7/2014 or after 9/7/2014 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual Plan Type: PPO This is only a summary. If you want more detail about your coverage and

More information

What is the overall deductible? Are there other deductibles for specific services? Is there an out-ofpocket

What is the overall deductible? Are there other deductibles for specific services? Is there an out-ofpocket Regence BlueCross BlueShield of Oregon: Preferred Coverage Period: 08/15/2015-08/14/2016 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual & Eligible Family

More information

PREVENTIVE CARE See the REHP Benefits Handbook for a list of preventive benefits* MATERNITY SERVICES Office visits Covered in full including first

PREVENTIVE CARE See the REHP Benefits Handbook for a list of preventive benefits* MATERNITY SERVICES Office visits Covered in full including first Network Providers Non Network Providers** DEDUCTIBLE (Per Calendar Year) None $250 per person $500 per family OUT-OF-POCKET MAXIMUM (When the out-of-pocket maximum is reached, benefits are paid at 100%

More information

Essentials Choice Rx 25 (HMO-POS) offered by PacificSource Medicare

Essentials Choice Rx 25 (HMO-POS) offered by PacificSource Medicare Essentials Choice Rx 25 (HMO-POS) offered by PacificSource Medicare Annual Notice of Changes for 2016 You are currently enrolled as a member of Essentials Choice Rx 25 (HMO-POS). Next year, there will

More information

University of California Student Health Insurance Plan (UC SHIP) Arthur Ashe Student Health & Wellness Center (The Ashe Center)

University of California Student Health Insurance Plan (UC SHIP) Arthur Ashe Student Health & Wellness Center (The Ashe Center) This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the Benefit Booklet at www.ucop.edu/ucship or by calling 1-866-940-8306. Important Questions

More information

Quick Guide 2016. Peoples Health Choices 65 #14 (HMO) Jefferson, Orleans and Plaquemines parishes

Quick Guide 2016. Peoples Health Choices 65 #14 (HMO) Jefferson, Orleans and Plaquemines parishes Quick Guide 2016 $0 mium* Plan Pre Peoples Health Choices 65 #14 (HMO) Jefferson, Orleans and Plaquemines parishes *You must continue to pay your Medicare Part B premium. H1961_PH16C65S1QG Accepted Thank

More information

PLAN DESIGN AND BENEFITS - New York Open Access EPO 1-10/10

PLAN DESIGN AND BENEFITS - New York Open Access EPO 1-10/10 PLAN FEATURES Deductible (per calendar year) $1,000 Individual $3,000 Family Unless otherwise indicated, the Deductible must be met prior to benefits being payable. Member cost sharing for certain services,

More information

Summary of Services and Cost Shares

Summary of Services and Cost Shares Summary of Services and Cost Shares This summary does not describe benefits. For the description of a benefit, including any limitations or exclusions, please refer to the identical heading in the Benefits

More information

You re one step closer to simple health care.

You re one step closer to simple health care. welcometouhc.com You re one step closer to simple health care. SIMPLE - A GUIDE TO YOUR 2016 UNITEDHEALTHCARE BENEFITS Health care can be hard. We re here to help you through it. You can count on us to

More information

California PCP Selected* Not Applicable

California PCP Selected* Not Applicable PLAN FEATURES Deductible (per calendar ) Member Coinsurance * Not Applicable ** Not Applicable Copay Maximum (per calendar ) $3,000 per Individual $6,000 per Family All member copays accumulate toward

More information

Blue Shield 65 Plus Choice Plan (HMO) Blue Shield 65 Plus (HMO) summary of benefits

Blue Shield 65 Plus Choice Plan (HMO) Blue Shield 65 Plus (HMO) summary of benefits summary of benefits Los Angeles (partial) & Orange Counties January 1, 2015 to December 31, 2015 This booklet gives you a summary of what we cover and what you pay. It doesn t list every service that we

More information

Carnegie Mellon University Benefits at a Glance Policy #02424A Effective Date: 1/1/2015

Carnegie Mellon University Benefits at a Glance Policy #02424A Effective Date: 1/1/2015 Carnegie Mellon University Benefits at a Glance Policy #02424A Effective Date: 1/1/2015 Carnegie Mellon University offers Medical, Pharmacy, Medical Evacuation and Repatriation, Vision, and Dental benefits

More information

Summary of Benefits. King, Pierce, Snohomish, Spokane and Thurston Counties. premera.com/ma

Summary of Benefits. King, Pierce, Snohomish, Spokane and Thurston Counties. premera.com/ma Summary of Benefits 2016 HMO King, Pierce, Snohomish, Spokane and Thurston Counties premera.com/ma Plus Section 1 Introduction to the and Plus This booklet gives you a summary of what we cover and what

More information

Essentials Choice Rx 24 (HMO-POS) offered by PacificSource Medicare

Essentials Choice Rx 24 (HMO-POS) offered by PacificSource Medicare Essentials Choice Rx 24 (HMO-POS) offered by PacificSource Medicare Annual Notice of Changes for 2016 You are currently enrolled as a member of Essentials Choice Rx 24 (HMO-POS). Next year, there will

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the Benefit Booklet at www.ucop.edu/ucship or by calling 1-866-940-8306. Important Questions

More information

University of California Student Health Insurance Plan (UC SHIP) Student Health Center & Pharmacy (SHC) at UC Irvine (Graduate Students)

University of California Student Health Insurance Plan (UC SHIP) Student Health Center & Pharmacy (SHC) at UC Irvine (Graduate Students) This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the Benefit Booklet at www.ucop.edu/ucship or by calling 1-866-940-8306. Important Questions

More information

BridgeSpan Health Company: BridgeSpan Oregon Standard Gold Plan MyChoice Northwest

BridgeSpan Health Company: BridgeSpan Oregon Standard Gold Plan MyChoice Northwest BridgeSpan Health Company: BridgeSpan Oregon Standard Gold Plan MyChoice Northwest Summary of Benefits and Coverage: What this Plan Covers & What it Costs Questions: Call 1 (855) 857-9943 or visit us at

More information

-----------------None-------------------------------

-----------------None------------------------------- This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the Benefit Booklet at www.ucop.edu/ucship or by calling 1-866-940-8306. Important Questions

More information

What is the overall deductible? Are there other deductibles for specific services? Is there an out-ofpocket

What is the overall deductible? Are there other deductibles for specific services? Is there an out-ofpocket Regence BlueShield: Regence Direct Gold with Dental, Vision, Individual Assistance Program Coverage Period: Beginning on or after 01/01/2014 Summary of Benefits and Coverage: What this Plan Covers & What

More information

PRIMARY CARE CLINICIAN PLAN

PRIMARY CARE CLINICIAN PLAN PRIMARY CARE CLINICIAN PLAN MEMBER HANDBOOK Helping you with your health-plan benefits. 1-800-841-2900 TTY: 1-800-497-4648 www.mass.gov/masshealth These extra pages are the Covered Services List for your

More information

New York Small Group Indemnity Aetna Life Insurance Company Plan Effective Date: 10/01/2010. PLAN DESIGN AND BENEFITS - NY Indemnity 1-10/10*

New York Small Group Indemnity Aetna Life Insurance Company Plan Effective Date: 10/01/2010. PLAN DESIGN AND BENEFITS - NY Indemnity 1-10/10* PLAN FEATURES Deductible (per calendar year) $2,500 Individual $7,500 Family Unless otherwise indicated, the Deductible must be met prior to benefits being payable. Member cost sharing for certain services,

More information

TotalIndependence Silver Plan: Health Republic Insurance of New York Coverage Period: 01/01/2015 12/31/2015 Summary of Benefits and Coverage:

TotalIndependence Silver Plan: Health Republic Insurance of New York Coverage Period: 01/01/2015 12/31/2015 Summary of Benefits and Coverage: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document by calling 1-888-990-5702. Important Questions Answers Why this

More information

A Plan For Better Health

A Plan For Better Health A Plan For Better Health Welcome to Crystal Run Health Plans PPO Plans Your health and that of your family is most important. Your health plan should be designed for all your needs giving you access to

More information

Welcome to the Molina Family.

Welcome to the Molina Family. Welcome to the Molina Family. Member Handbook Molina Healthcare of Illinois Family Health Plan MolinaHealthcare.com Important Phone Numbers Member Services (855) 687-7861 TTY/Illinois Relay Service: 711

More information

-----------------None-------------------------------

-----------------None------------------------------- This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the Benefit Booklet twww.ucop.edu/ucship or by calling 1-866-940-8306. Important Questions

More information

Effective January 1, 2014 through December 31, 2014

Effective January 1, 2014 through December 31, 2014 Summary of Benefits Effective January 1, 2014 through December 31, 2014 The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan.

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document by calling 1-888-990-5702. Important Questions Answers Why this

More information

2016 Summary of Benefits

2016 Summary of Benefits 2016 Summary of Benefits Health Net Healthy Heart (HMO) Alameda and Stanislaus counties, CA Benefits effective January 1, 2016 H0562 Health Net of California, Inc. H0562_2016_0171 CMS Accepted 09172015

More information

EVIDENCE OF COVERAGE. A complete explanation of your plan. Health Net Green (HMO) January 1, 2010 December 31, 2010

EVIDENCE OF COVERAGE. A complete explanation of your plan. Health Net Green (HMO) January 1, 2010 December 31, 2010 EVIDENCE OF COVERAGE A complete explanation of your plan Health Net Green (HMO) January 1, 2010 December 31, 2010 Important benefit information please read H0755_2010_0389 10/2009 January 1 December 31,

More information

INTRODUCTION TO SUMMARY OF BENEFITS SECTION 1 SUMMARY OF BENEFITS

INTRODUCTION TO SUMMARY OF BENEFITS SECTION 1 SUMMARY OF BENEFITS INTRODUCTION TO SUMMARY OF BENEFITS SECTION 1 SUMMARY OF BENEFITS January 1, 2015 - December 31, 2015 CARE1ST HEALTH PLAN California:,, San Bernardino and Counties Coordinated Choice California: Alameda,

More information

Important Questions Answers Why this Matters: $3,000/ person $6,000/family Benefits not subject to deductible include: preventive care.

Important Questions Answers Why this Matters: $3,000/ person $6,000/family Benefits not subject to deductible include: preventive care. This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document by calling 1-888-990-5702. Important Questions Answers Why this

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits January 1, 2015 December 31, 2015 Kit 02 Y0067_PRE_H2816_SBK02_0814 CMS Accepted 09/13/2014 NPFFS-SB K02 2015 Section I Introduction to Summary of Benefits You have choices about

More information