Pantaenius benefits. Peace of mind. anywhere, anytime. Request a quote now!

Size: px
Start display at page:

Download "Pantaenius benefits. Peace of mind. anywhere, anytime. Request a quote now!"

Transcription

1 Pantaenius benefits Peace of mind anywhere, anytime Request a quote now!

2 Contents Pantaenius the number 1 for yacht insurance 3 Your benefits with Pantaenius 4 Yacht hull insurance your advantages 6 Yacht liability insurance your advantages 8 Pantaenius in your area 10 Broker details/pantaenius 24h emergency claim number 11 2 Pantaenius benefits

3 Enjoy the great feeling of being insured with the very best You will receive tailor-made insurance solutions for Sailing yachts Motor yachts Cats & Dinghies Charter trips Superyachts Request a quote Tel Fax info@pantaenius.at /quote 3

4 The benefits of choosing Pantaenius 4 Pantaenius benefits

5 How important to you is the reassuring feeling... of really being understood? At Pantaenius, you talk to insurance experts from the yachting industry, not just with an anonymous call centre. This means we understand the needs of sailors and motorboat owners. We don t just give you the best advice; we also give lots of tips on damage prevention, safety, winter storage and much more. of being covered by the most popular boat insurance provider? More than 80,000 owners already place their trust in our yacht insurance. Become a Pantaenius customer and you too can benefit from the most trustworthy insurance solutions on the market. Easy to understand, fair and transparent conditions make it easy to decide what s right for you, as with us there are no stumbling blocks. of having financial security? When you insure your yacht with us, you always know what value you will receive in the event of total loss. You can rest assured that you will not suffer any financial loss and will always be able to afford a new equivalent boat. of never being alone in an emergency? We are there for you when you need us. In the event of an emergency, you can contact our claims experts around the clock. We are there to support you with advice, expertise and a network of 35,000 contacts all over the world. In serious cases, we will take immediate action to minimise any damage. of saving hard cash? As a yacht insurance provider with many decades of experience, we have an incomparable market overview when it comes to the valuation of sailing yachts and motorboats. We offer the most favourable rates for members of many watersports associations, numerous vessel types and selected sailing areas. So with us, you can save hard cash. 5

6 Hull insurance your advantages Reliable all-round protection Our yacht hull conditions cover damage to your yacht, as well as equipment and accessories, resulting from, amongst others, theft, fire, acts of God, sinking, flooding, grounding, collision or piracy. Reimbursement without deductions We will agree a fixed insurance sum with you, which will be reimbursed in the event of total loss without any deduction for actual cash value, so that you are able to afford an equivalent vessel. No excess for you No excess will be charged in the event of total loss, burglary, transport damage, fire, lightning strike, damage to personal effects and many other events. New for old If your vessel is damaged and needs new parts for repairs, Pantaenius will cover partial damage without deduction for actual cash value, up to the agreed insurance sum. Salvage? No problem! Unlimited costs are covered without excess in the event of salvage or wreck removal. Inspection costs included If you have grounded your vessel, the necessary inspection costs are covered without excess, irrespective of whether any damage is established. Abandoned yacht We consider the abandonment of a vessel due to danger to life and limb to be an insured event if your vessel is still missing after three months. 6 Pantaenius benefits

7 Construction and material errors Consequential damages resulting from construction or material errors, as well as wear and tear resulting from normal use, are fully covered in the event of an insured peril. Only the damage to the directly affected part is excluded. Transport and storage Land and river transport of your yacht are covered, as are slipway and crane procedures, winter storage and shipyard and repair stays. Fast breakdown assistance Costs for assistance in an emergency, e.g. towing to the nearest shipyard or delivery of fuel and replacement parts, are covered up to a total of EUR

8 Liability insurance your advantages Reliable all-round protection Personal injury, as well as material and financial damage, are covered all over the world. This also applies to claims by crew members, for example against the skipper or against other crew members. Nothing to gain from the other party? If a third party is guilty of damaging your vessel, but you cannot recover any costs, e.g. due to the other party s insolvency, our yacht liability conditions cover this. Rescue system triggered? Don t worry! If you accidentally trigger one of your rescue systems, e.g. EPIRB or DSC, the resulting search and assistance costs will be reimbursed. We set you free If your vessel has been impounded on official instructions, impound fees of up to EUR 100,000 will be paid. Protection for the skipper With our yacht liability conditions, you are also automatically insured as skipper of a hired or chartered motorboat or sailing yacht. Pure regatta fun Our yacht liability insurance covers regatta risks as standard. Defence against unjustified claims Legal defence against unjustified claims for damages by third parties is also automatically included. 8 Pantaenius benefits

9 Additional sports equipment Damage arising from the use of dinghies and watersports equipment belonging to the vessel is also insured. Water pollution Damage arising, for example, from water contamination, including groundwater, is covered. 9

10 Pantaenius in your area Austria Pantaenius Yachtversicherungen GmbH Am Heumarkt Vienna Phone Fax monaco@pantaenius.com Germany Hamburg Phone yacht@pantaenius.com Spain Palma de Mallorca Phone info@pantaenius.es Great Britain Plymouth Phone info@pantaenius.co.uk Sweden Malmö Phone info@pantaenius.se Monaco Monaco Phone info@monaco.pantaenius.com Denmark Skive Phone info@pantaenius.dk USA New York Phone +1(914) Newport Phone +1(401) Annapolis Phone +1(443) usa@pantaenius.com Australia Sydney Phone +61-(0) info@pantaenius.com.au 10 Pantaenius benefits

11 Pantaenius Yachtversicherungen GmbH FN k HG Wien DVR ATU Agent details Pantaenius Yachtversicherungen GmbH is insurance agent/multiple agent and registered in the insurance intermediary register 990, no G03. This entry can be proofed under Pantaenius Yachtversicherungen GmbH is authorized to collect premiums. Ombudsmen and supervisory authorities In the event that there is a difference of opinion between you and Pantaenius or between you and the insurers underwriting the Pantaenius products, you may call upon the services of the followingbody: Bundesministerium für Arbeit und Wirtschaft, Stubenring 1, 1010 Wien, 11

12 Do you have any questions about your insurance cover or would you like a personalised quote? You can reach us from Monday to Thursday 8.30 am to 4.00 pm, on Friday 8.30 am until 2.00 pm. Service number: AUT /2013

Pantaenius benefits. insurance. Your advantages with our hull and liability. Request a quote now!

Pantaenius benefits. insurance. Your advantages with our hull and liability. Request a quote now! Pantaenius benefits Your advantages with our hull and liability insurance Request a quote now! Contents Pantaenius the number 1 for yacht insurance 3 Your benefits with Pantaenius 4 Yacht hull insurance

More information

PANTAENIUS. Yacht Insurance Solutions

PANTAENIUS. Yacht Insurance Solutions Yacht Insurance Solutions Only available at Pantaenius Our products and service exceed expectations European Market Leader Claims line No Hidden Fees Worldwide network Service Excellence Come what may!

More information

PANTAENIUS. Yacht Insurance Solutions

PANTAENIUS. Yacht Insurance Solutions Yacht Insurance Solutions Only available at Pantaenius Market Leader* Claims line No Hidden Fees Worldwide Network Service Excellence Come what may! *The readers of YACHT and BOOTE magazines agree! Pantaenius

More information

Only available. at Pantaenius. Get a quote now!

Only available. at Pantaenius. Get a quote now! Pantaenius BENEFITS Only available at Pantaenius Get a quote now! Pantaenius Australia Pty Ltd. is an insurance broking business and agency specialising in Sail & Motor Yacht Insurance. Contents Pantaenius

More information

PANTAENIUS. Yacht Insurance Solutions

PANTAENIUS. Yacht Insurance Solutions Yacht Insurance Solutions Only available at Pantaenius Our products and service exceed expectations Worldwide Network Claims line No Hidden Fees Extra Benefits Service Excellence Always at your side Your

More information

Luxury Yacht Insurance

Luxury Yacht Insurance Luxury Yacht Insurance Germany Great Britain Monaco Denmark Austria Spain Croatia Sweden USA To assist you In the unfortunate event of an accident or damage to your vessel our international team of claims

More information

A reckless disregard for the safety of property and/or human life.

A reckless disregard for the safety of property and/or human life. Definitions Combined Single Limit Insured Legal Liability Natural Person Recklessness Third Party Vessel The maximum liability of the Insurers under this policy in respect of any one incident.this may

More information

Yacht and Pleasure Craft Insurance

Yacht and Pleasure Craft Insurance Yacht and Pleasure Craft Insurance Because we believe little things make a big difference Elmo Insurance is a respected company linked to global and financially strong reinsurers. Through a commitment

More information

Pantaenius Yacht Third Party Liability Clauses

Pantaenius Yacht Third Party Liability Clauses Definitions Combined Single Limit Insured Legal Liability Policyholder Natural Person Recklessness Third Party Vessel Wilful Act The maximum liability of the Insurers under this policy in respect of any

More information

You can trust us for a better insurance deal

You can trust us for a better insurance deal You can trust us for a better insurance deal We care about your insurance needs Your financial institution can help you with a range of MemberCare insurance that provides strong personal and financial

More information

YACHT-POOL CONDITIONS OF THE THIRD PARTY LIABILITY INSURANCE FOR REGATTA CLASSES RC01

YACHT-POOL CONDITIONS OF THE THIRD PARTY LIABILITY INSURANCE FOR REGATTA CLASSES RC01 YACHT-POOL CONDITIONS OF THE THIRD PARTY LIABILITY INSURANCE FOR REGATTA CLASSES RC01 1. RISK DESCRIPTION The YACHT-POOL conditions for the third party liability insurance are based upon the General and

More information

Means you the policyholder and your Spouse.

Means you the policyholder and your Spouse. WATERCRAFT 1. HELPFUL DEFINITIONS You/your/yourself/yours: Watercraft: Means you the policyholder and your Spouse. Means a boat used on water for pleasure and private purposes with a maximum design speed

More information

SUPERYACHT INSURANCE KEY FACTS

SUPERYACHT INSURANCE KEY FACTS SUPERYACHT INSURANCE KEY FACTS Key Facts Superyacht Insurance The Horizons presented Baiman Marine Superyacht Policy which will cover you against losses while in commission at sea or inland waters, including

More information

PERSONAL INSURANCE FOR INDIVIDUALS INSURANCE GOOD AND PROPER

PERSONAL INSURANCE FOR INDIVIDUALS INSURANCE GOOD AND PROPER The content of this brochure is for information purposes only and is not intended to give the same amount of detail as your policy wording. www.santam.co.za Santam is an authorised financial services provider

More information

Westpac Insurance. House, Contents, Vehicle & Boat Insurance

Westpac Insurance. House, Contents, Vehicle & Boat Insurance Westpac Insurance House, Contents, Vehicle & Boat Insurance June 2013 You ve worked hard to build up your assets, so it makes sense to protect them. From your home to all the things in it, to your car,

More information

CLUB INSURANCES CLUBS AND ASSOCIATIONS CARRYING NO INSURANCE

CLUB INSURANCES CLUBS AND ASSOCIATIONS CARRYING NO INSURANCE CLUB INSURANCES It must be recognised that recreational boating is by its nature an unpredictable sport and therefore inherently involves an element of risk. As such, notwithstanding the contents of the

More information

A. The vessel owner has appointed Solstice Sailing, Inc. as agent to manage and charter the yacht identified in the below as:

A. The vessel owner has appointed Solstice Sailing, Inc. as agent to manage and charter the yacht identified in the below as: THIS AGREEMENT is made between Solstice Sailing, Inc., DBA, a Michigan Company of Traverse City, Michigan (,Solstice Sailing") and, Charterer" (Print Charterer Name here) RECITALS A. The vessel owner has

More information

YOUR GUIDE TO MAKING BOAT INSURANCE PLAIN SAILING

YOUR GUIDE TO MAKING BOAT INSURANCE PLAIN SAILING YOUR GUIDE TO MAKING BOAT INSURANCE PLAIN SAILING When buying a boat there are many things to organise, often in very little time. Some insurance providers may recommend adding your yacht or boat to an

More information

A CONSUMER'S GUIDE TO BOAT INSURANCE. from YOUR North Carolina Department of Insurance CONSUMER'SGUIDE

A CONSUMER'S GUIDE TO BOAT INSURANCE. from YOUR North Carolina Department of Insurance CONSUMER'SGUIDE A CONSUMER'S GUIDE TO BOAT INSURANCE from YOUR North Carolina Department of Insurance CONSUMER'SGUIDE A MESSAGE FROM YOUR INSURANCE COMMISSIONER Greetings, The North Carolina Department of Insurance recognizes

More information

Hull and Associated Risks

Hull and Associated Risks Hull and Machinery Insurance Who buys this insurance? qüçëé=êéëéçåëáääé=ñçê=íüé=éüóëáå~ä=ïéää=äéáåö çñ=~=îéëëéä=äé=íüéó=püáéçïåéêëi _~êéäç~í=`ü~êíéêéêë=çê=qüáêç=m~êíó j~å~öéêë Costs of repairing physical

More information

YACHT INSURANCE YACHT INSURANCE STEER A SAFE COURSE. Tailor-made insurances. Breedpad 21 NL-8442 AA Heerenveen. PO Box 116 NL-8440 AC Heerenveen

YACHT INSURANCE YACHT INSURANCE STEER A SAFE COURSE. Tailor-made insurances. Breedpad 21 NL-8442 AA Heerenveen. PO Box 116 NL-8440 AC Heerenveen YACHT INSURANCE STEER A SAFE COURSE 90-00-00 pleziervaartuig Breedpad NL-844 AA Heerenveen PO Box 6 NL-8440 AC Heerenveen T + 5 6 44 44 F + 5 6 7 4 E info@kuiperverzekeringen.nl I www.kuiperverzekeringen.nl

More information

Boat Insurance - A Buyer's Guide

Boat Insurance - A Buyer's Guide A Safe Harbor for Boats Large and Small Is your insurance program seaworthy? Perhaps you bought a boat so you could relax and get away from it all. Or, maybe you re a sailor at heart, drawn by the thrill

More information

MARINE PRODUCTS DIRECTORY

MARINE PRODUCTS DIRECTORY MARINE PRODUCTS DIRECTORY CARGO INSURANCE All risks of physical loss or damage to goods whilst in transit by land, sea and/or air including War, Strikes Riots and Terrorism and Goods in Transit Insurance.

More information

INSTITUTE TIME CLAUSES - HULLS DISBURSEMENTS AND INCREASED VALUE (Total Loss only, including Excess Liabilities)

INSTITUTE TIME CLAUSES - HULLS DISBURSEMENTS AND INCREASED VALUE (Total Loss only, including Excess Liabilities) INSTITUTE TIME CLAUSES - HULLS DISBURSEMENTS AND INCREASED VALUE (Total Loss only, including Excess Liabilities) This insurance is subject to English law and practice 1. NAVIGATION 1.1 The subject-matter

More information

Allianz Austria. Allianz Group in Austria. A great variety! Insurance and pension solutions for expatriates. Hoffentlich Allianz.

Allianz Austria. Allianz Group in Austria. A great variety! Insurance and pension solutions for expatriates. Hoffentlich Allianz. Allianz Group in Austria A great variety! Insurance and pension solutions for expatriates. Hoffentlich Allianz. 2 Welcome to Austria! We provide you with an extensive range of insurance solutions specifically

More information

MARINE INSURANCE. F.O.R. (Free on Rail) This is same as F.O.B. but it concerns mainly the internal trade transactions.

MARINE INSURANCE. F.O.R. (Free on Rail) This is same as F.O.B. but it concerns mainly the internal trade transactions. MARINE INSURANCE Introduction of the subject: Importance of Marine insurance in commerce; Marine insurance plays a very important role in the field of overseas commerce and internal trade of a country.

More information

THINKING RELOCATION? THINK INTERDEAN. Lump Sum Insurance Documentation. We make it easy.

THINKING RELOCATION? THINK INTERDEAN. Lump Sum Insurance Documentation. We make it easy. THINKING RELOCATION? THINK INTERDEAN. Lump Sum Insurance Documentation We make it easy. INSURANCE GUIDANCE NOTES Here at Interdean, you can be assured that every care is taken by us to protect your goods

More information

CONTACTS & WORKING HOURS

CONTACTS & WORKING HOURS MOTOR INSURANCE CONTACTS & WORKING HOURS Head office BNH Tower, Seef District P.O. Box 843, Manama, Kingdom of Bahrain Tel.: 17587444, Fax: 17583477 E-mail: motor@bnhgroup.com Website: www.bnidirect.com

More information

www.pantaenius.com.au

www.pantaenius.com.au Pantaenius Product Disclosure Statement AUS12246 www.hqhh.de 12/2012 including Sail & Motor Yacht Insurance Policy Wording Germany Great Britain Monaco Denmark Austria Spain Sweden USA Australia Pantaenius

More information

PRIVATE CLIENTS. Your Ultimate Guide to Insuring Significant Assets

PRIVATE CLIENTS. Your Ultimate Guide to Insuring Significant Assets PRIVATE CLIENTS Your Ultimate Guide to Insuring Significant Assets JMD ROSS PRIVATE CLIENTS - YOUR TRUSTED ADVISER The security of your assets is paramount for JMD Ross Private Clients. The JMD Ross expertise

More information

MOTOR TRADE INSURANCE POLICY

MOTOR TRADE INSURANCE POLICY MOTOR TRADE INSURANCE POLICY WHEREAS the Insured by a proposal and declaration which shall be the basis of this contract and is deemed to be incorporated herein has applied to the Company for the insurance

More information

THE EASIEST WAY TO AN IDEAL SOLUTION FOR YOUR VEHICLE FLEET

THE EASIEST WAY TO AN IDEAL SOLUTION FOR YOUR VEHICLE FLEET ACCIDENT MANAGEMENT COMPARISON OF QUOTES CHANGE OF VEHICLE CHANGE TYRES FIND THE RIGHT CAR MAKE ORGANISE A REPLACEMENT VEHICLE COSTS FOR MANAGEMENT POLICY MANAGEMENT BUDGETING TAKE OUT INSURANCE LEASE

More information

Car Insurance. Our Policy is You

Car Insurance. Our Policy is You Car Insurance Our Policy is You 1 5 Good Reasons to Insure with FBD 1 Save money Call us for a quote that includes excellent value, special rates and discounts across all policies. 2 Excellent cover FBD

More information

Application Form for an International Health Insurance for Longterm Sailor

Application Form for an International Health Insurance for Longterm Sailor Policyholder First name Last name Application Form for an International Health Insurance for Longterm Sailor Date of birth Gender male female Address Telephone Home country Nationality Height Weight Name

More information

Making boat insurance plain sailing

Making boat insurance plain sailing Making boat insurance plain sailing When buying a boat there are many things to organise, often in very little time. This guide gives first-time boat owners advice about boat insurance requirements in

More information

Motor Insurance. with. Here to help your world

Motor Insurance. with. Here to help your world Motor Insurance with Here to help your world If you breakdown we ll be there If your car breaks down or you have a roadside emergency (e.g. a flat tyre, or you run out of fuel), it is reassuring to know

More information

APPLICATION FORM YACHT LIABILITY INSURANCE POLICY

APPLICATION FORM YACHT LIABILITY INSURANCE POLICY APPLICATION FORM YACHT LIABILITY INSURANCE POLICY APPLICATION FORM Yacht liability insurance policy 1. Contact details Please provide us with the name and contact details of the person/company to be insured.

More information

What You Need to Know about Recreational Boat Insurance

What You Need to Know about Recreational Boat Insurance ALASKA SEA GRANT MARINE ADVISORY PROGRAM No. 36 2001 by Terry Johnson Marine Advisory Program University of Alaska 4014 Lake St. #201B Homer, Alaska 99603 (907) 235-5643 rftlj@uaf.edu What You Need to

More information

Our Insurance services. Where to find

Our Insurance services. Where to find Head Office 117 Camberwell Road Hawthorn East VIC 3123 PO Box 338 Camberwell VIC 3124 Branch Office 687 Mt Alexander Road Moonee Ponds VIC 3039 PO Box 210 Moonee Ponds VIC 3039 victeach.com.au 1300 654

More information

YACHT INSURANCE TERMS & CONDITIONS

YACHT INSURANCE TERMS & CONDITIONS YACHT INSURANCE TERMS & CONDITIONS Definitions Actual Total Loss Agreed Fixed Value Constructive Total Loss Deductible Europe External Accident Flooding Insured Insured Property When the Vessel is irrecoverable,

More information

Yacht Insurance Terms and Conditions

Yacht Insurance Terms and Conditions Yacht Insurance Terms and Conditions Pantaenius UK Ltd. Marine Building 1 Queen Anne Place Plymouth PL4 0FB CONTENT Meaning of words within this document 2 The contract(s) of insurance 2 Section A: Hull

More information

What Happens if I have an Accident or Claim? by Christopher J. Turnbull

What Happens if I have an Accident or Claim? by Christopher J. Turnbull What Happens if I have an Accident or Claim? by Christopher J. Turnbull Fortunately most of us have never had an accident or claim. As a result, when a claim does occur, it leaves us unsure of what to

More information

Yacht Insurance. Sailing Yachts Motor Yachts Superyachts. Yacht Insurance. Underwritten on an All Risks basis

Yacht Insurance. Sailing Yachts Motor Yachts Superyachts. Yacht Insurance. Underwritten on an All Risks basis 03.12 Yacht Insurance Sailing Yachts Motor Yachts Superyachts Why be different Yacht Insurance Policy (1) Underwritten on an All Risks basis Y Yacht Insurance is the trading name of Y@ Limited which is

More information

BoatPlan. Boat. Policy Document

BoatPlan. Boat. Policy Document BoatPlan Boat Policy Document We would like to make sure you are aware of all your entitlements under this policy, so please read this document carefully. After you have read it, please contact your Vero

More information

Operating a dive boat is an exciting and unusual occupation. Meeting new people, sharing new experiences

Operating a dive boat is an exciting and unusual occupation. Meeting new people, sharing new experiences Insurance is critical for your dive boat operation. But, you need more than just insurance, you need security, stability and custom-tailored coverage at a competitive price. PADI-endorsed Dive Boat Insurance

More information

Insuring your property and contents

Insuring your property and contents A guide to Insuring your property and contents Contents Page No. Introduction 1 Contents insurance 1 How do I make a contents insurance claim? 1 Buildings insurance 2 How do I make a buildings insurance

More information

How To Get Marine Legal Protection Insurance

How To Get Marine Legal Protection Insurance MARINE LEGAL PROTECTION KEY FACTS BROCHURE WHY YOU NEED MARINE LEGAL PROTECTION COVER ACCIDENT LOSS RECOVERY PERSONAL INJURY COVER CONTRACT DISPUTES COVER LEGAL DEFENCE HELPLINE SERVICES EUROLAW LEGAL

More information

INDIA MOTOR TARIFF w.e.f 01.07.2002 - Policy wording STANDARD POLICY FORM FOR MOTOR TRADE INTERNAL RISKS

INDIA MOTOR TARIFF w.e.f 01.07.2002 - Policy wording STANDARD POLICY FORM FOR MOTOR TRADE INTERNAL RISKS INDIA MOTOR TARIFF w.e.f 01.07.2002 - Policy wording STANDARD POLICY FORM FOR MOTOR TRADE INTERNAL RISKS Whereas the insured by a proposal and declaration dated as stated in the Schedule which shall be

More information

Pantaenius Superyacht Clauses

Pantaenius Superyacht Clauses Pantaenius Superyacht Clauses PSYC 21162/MC/0111 These Pantaenius Superyacht Clauses have been designed specifically for Superyachts. The Insurance Agreement 1. The Insured, the Insurer and Pantaenius:

More information

If you have any questions about procuring car insurance with Mahindra First Choice Wheels, read on:

If you have any questions about procuring car insurance with Mahindra First Choice Wheels, read on: FAQS on Car Insurance If you have any questions about procuring car insurance with Mahindra First Choice Wheels, read on: Is it necessary for me to have auto insurance? Yes, it absolutely is. According

More information

Your car insurance policy Features and benefits PMV FAB 2013 12 V1.0. FBD Insurance plc is regulated by the Central Bank of Ireland

Your car insurance policy Features and benefits PMV FAB 2013 12 V1.0. FBD Insurance plc is regulated by the Central Bank of Ireland Your car insurance policy Features and benefits PMV FAB 2013 12 V1.0 FBD Insurance plc is regulated by the Central Bank of Ireland FBD has over 40 years insurance experience and today we are one of Ireland

More information

made simple Boat Insurance What s inside:

made simple Boat Insurance What s inside: Boat Insurance made simple What s inside: How to read an Allstate Boatowners Policy Declarations Understanding boatowners insurance Coverages Deductibles Coverage limits What to do in case of an accident

More information

QBE Marine Specialty Risks Boat

QBE Marine Specialty Risks Boat QBE AUSTRALIA QBE Marine Specialty Risks Boat Product Disclosure Statement and Marine Insurance Policy This Policy is underwritten by QBE Insurance (Australia) Limited ABN 78 003 191 035 of 82 Pitt Street,

More information

WHATEVER YOUR STYLE, OUR INSURANCE SOLUTIONS FOR HIGHER VALUE HOMES ARE INDIVIDUALLY DESIGNED FOR YOU

WHATEVER YOUR STYLE, OUR INSURANCE SOLUTIONS FOR HIGHER VALUE HOMES ARE INDIVIDUALLY DESIGNED FOR YOU WHATEVER YOUR STYLE, OUR INSURANCE SOLUTIONS FOR HIGHER VALUE HOMES ARE INDIVIDUALLY DESIGNED FOR YOU WHATEVER YOUR STYLE, OUR INSURANCE SOLUTIONS FOR HIGHER VALUE HOMES ARE INDIVIDUALLY DESIGNED FOR YOU

More information

YACHT LIABILITY INSURANCE KNOW YOUR COVER

YACHT LIABILITY INSURANCE KNOW YOUR COVER YACHT LIABILITY INSURANCE KNOW YOUR COVER YACHTOWNERS YACHT LIABILITY INSURANCE KNOW YOUR COVER This Know your cover is intended to provide general guidance for our Yacht Liability Insurance policy. They

More information

first choice home insurance information

first choice home insurance information first choice home insurance information Choice, choice, choice An easy to read, plain language policy from the experts in Home Insurance. At CGU Insurance, we believe our Home Insurance policy offers the

More information

RDC and FFO cover and other issues in the. borderlands between H and M and P and I covers. - an appetizer with one or two polite provocations.

RDC and FFO cover and other issues in the. borderlands between H and M and P and I covers. - an appetizer with one or two polite provocations. RDC and FFO cover and other issues in the borderlands between H and M and P and I covers. - an appetizer with one or two polite provocations. Bremen, 30 November 2012 Thomas Bjørn Larsen Senior Vice President,

More information

DIVE BOAT INSURANCE www.diveinsurance.com

DIVE BOAT INSURANCE www.diveinsurance.com 2015-2016 PADI-ENDORSED DIVE BOAT INSURANCE www.diveinsurance.com Insurance is critical for your dive boat operation. But, you need more than just insurance; you need security, stability and custom-tailored

More information

PRIVATE CLIENT FAMILY MOTOR FLEET INSURANCE EVOLUTION POLICY SUMMARY

PRIVATE CLIENT FAMILY MOTOR FLEET INSURANCE EVOLUTION POLICY SUMMARY PRIVATE CLIENT FAMILY MOTOR FLEET INSURANCE EVOLUTION POLICY SUMMARY Underwritten by Chaucer Insurance EVOLUTION POLICY SUMMARY POLICY SUMMARY Some important facts about your Family Motor Fleet Insurance

More information

PRIVATE CLIENT FAMILY MOTOR FLEET INSURANCE SYMPHONY POLICY SUMMARY

PRIVATE CLIENT FAMILY MOTOR FLEET INSURANCE SYMPHONY POLICY SUMMARY PRIVATE CLIENT FAMILY MOTOR FLEET INSURANCE SYMPHONY POLICY SUMMARY Underwritten by Chaucer Insurance SYMPHONY POLICY SUMMARY POLICY SUMMARY Some important facts about your Family Motor Fleet Insurance

More information

Your car insurance policy Features and benefits

Your car insurance policy Features and benefits Your car insurance policy Features and benefits FBD Insurance plc, trading as Clan Insurance, is regulated by the Central Bank of Ireland PMV Clan FAB 2015 02 V1.0 Welcome to Clan Insurance. Our car insurance

More information

EWART PRICE SOLICITORS ROAD TRAFFIC ACCIDENTS - NOTES FOR CLAIMING FOR PERSONAL INJURY AND OTHER UNINSURED LOSSES

EWART PRICE SOLICITORS ROAD TRAFFIC ACCIDENTS - NOTES FOR CLAIMING FOR PERSONAL INJURY AND OTHER UNINSURED LOSSES E P EWART PRICE SOLICITORS ROAD TRAFFIC ACCIDENTS - NOTES FOR CLAIMING FOR PERSONAL INJURY AND OTHER UNINSURED LOSSES If you have been involved in a Road Traffic Accident as a driver or passenger we hope

More information

YACHT & MOTOR BOAT INSURANCE PROPOSAL FORM. Name of Vessel : Type : Date of Purchase : Tonnage (T.M.) : Price Paid : When Built : Builders Name :

YACHT & MOTOR BOAT INSURANCE PROPOSAL FORM. Name of Vessel : Type : Date of Purchase : Tonnage (T.M.) : Price Paid : When Built : Builders Name : YACHT & MOTOR BOAT INSURANCE PROPOSAL FORM Name of Vessel : Type : Date of Purchase : Tonnage (T.M.) : Price Paid : When Built : Builders Name : Length : O.A. W.I. Beam : Draft Material of Hull : Sail

More information

DISCOVER THE DIFFERENCE

DISCOVER THE DIFFERENCE DISCOVER THE DIFFERENCE General Intro There is a general misconception that all insurance policies are the same they are not! It would be a fantasy to believe that any one insurer or policy will give you

More information

Affinity 4WD. Insurance

Affinity 4WD. Insurance Affinity 4WD Insurance Welcome to Affinity 4WD Insurance Affinity Insurance Brokers (Affinity) are pleased to provide you with a motor vehicle insurance policy specifically designed for 4WD owners and

More information

Enjoy the peace of mind that comes from being WEHBE insured

Enjoy the peace of mind that comes from being WEHBE insured COMPANY PROFILE Insured. Secured. Over the years WEHBE Insurance Services has grown and evolved, and is today considered one of the most renowned names in the UAE insurance intermediary industry. As an

More information

AviationUnderwriters.com

AviationUnderwriters.com CharterBiz.com NMU wordings AviationUnderwriters.com Sample Policy-Policies issued by National Marine Underwriters Offshore Risk Management AlliedBVI.com Insurance worldwide ORMweb The following Policy

More information

Zurich Insurance Middle East S.A.L. Commercial Insurance to protect your business

Zurich Insurance Middle East S.A.L. Commercial Insurance to protect your business Zurich Insurance Middle East S.A.L Commercial Insurance to protect your business 2 Each business is unique and understanding your needs is at the heart of what we do. We appreciate that one size doesn

More information

SERVICE AND COMPETENCE YOU CAN RELY ON P&I AND FD&D AND TRADERS CHARTERERS

SERVICE AND COMPETENCE YOU CAN RELY ON P&I AND FD&D AND TRADERS CHARTERERS SERVICE AND COMPETENCE YOU CAN RELY ON CHARTERERS AND TRADERS P&I AND FD&D CHARTERERS AND TRADERS P&I COVER A charterer is exposed to many of the same risks as a shipowner. As a trader, you may also be

More information

SIFA GmbH Swiss Insurance & Financial Advisors

SIFA GmbH Swiss Insurance & Financial Advisors SIFA GmbH Swiss Insurance & Financial Advisors LIVING IN SWITZERLAND WITH ADEQUATE INSURANCE 2015 This brief guide is intended to help you understand the basics of insurance in Switzerland Directory 1.

More information

MOTORCYCLE INSURANCE POLICY (SAMPLE)

MOTORCYCLE INSURANCE POLICY (SAMPLE) MOTORCYCLE INSURANCE POLICY (SAMPLE) SAMPLE COLONIAL MOTORCYCLE POLICY 1 COLONIAL MOTOR CYCLE COVER The Colonial Insurance Company Ltd. (hereinafter referred to as Colonial ) agrees to provide insurance

More information

Motor Insurance. Product disclosure statement and policy booklet

Motor Insurance. Product disclosure statement and policy booklet Motor Insurance Product disclosure statement and policy booklet The information in this booklet is current at the date of preparation. More up-to-date information may be available by calling 132 132 or

More information

DIVE BOAT LIABILITY INSURANCE

DIVE BOAT LIABILITY INSURANCE DIVE BOAT LIABILITY INSURANCE SHIPOWNERS WE UNDERSTAND THE DIVE BOAT BUSINESS Quality insurance for the needs of dive boat owners, operators and managers Specialist If it matters to you that your insurers

More information

far more common case where concern for human safety has dictated the abandonment of the vessel, rights of ownership remain.

far more common case where concern for human safety has dictated the abandonment of the vessel, rights of ownership remain. THE LAW OF SALVAGE Important Disclaimer: The following article contains general legal information which is designed to give a broad understanding to ocean racers of some matters which may be of interest

More information

S C H E D U L E PART G BUSINESS GROUPINGS

S C H E D U L E PART G BUSINESS GROUPINGS S C H E D U L E (Article 4) PART G BUSINESS GROUPINGS In Forms 1 to 58 (Parts A.1 and A.2), a distinction is drawn between Regulatory Groups of Classes and Classes. Inputs are only required in the worksheets

More information

Contractors Plant and Equipment Insurance Policy

Contractors Plant and Equipment Insurance Policy Contractors Plant and Equipment Insurance Policy Please read this Policy carefully to ensure that it meets your requirements This policy the Schedule (including any Schedule issued in substitution) and

More information

Nautilus Marine Insurance Yachting Australia Program

Nautilus Marine Insurance Yachting Australia Program Nautilus Marine Insurance Yachting Australia Program 12 th July 2014 About Nautilus Nautilus Product Suite Yachting Australia Club Insurance Program Financial Return to State Bodies Questions About Nautilus

More information

Home & Contents Insurance - A Brief Introduction

Home & Contents Insurance - A Brief Introduction Mortgage Broker Referrals Home & Contents and Mortgage Secure Westpac & BT Financial Group October 2013 Our comprehensive range of products are suitable for clients whether they are first-home-buyers or

More information

boatowners insurance protecting your dreams

boatowners insurance protecting your dreams boatowners insurance protecting your dreams protect your dream boat. There s nothing like being on the water. It s what you love to do. Boating is part of your life and your lifestyle and you want to protect

More information

Consumer Guide to Manufactured-Homeowners Insurance North Carolina Department of Insurance

Consumer Guide to Manufactured-Homeowners Insurance North Carolina Department of Insurance Consumer Guide to Manufactured-Homeowners Insurance North Carolina Department of Insurance Wayne Goodwin, Insurance Commissioner A Message from the Commissioner The North Carolina Department of Insurance

More information

Yacht Insurance. Sailing Yachts Motor Yachts Superyachts. Yacht Insurance

Yacht Insurance. Sailing Yachts Motor Yachts Superyachts. Yacht Insurance 11.12 Yacht Insurance Sailing Yachts Motor Yachts Superyachts Why be different Yacht Insurance Policy (Third Party LIABILITY) Y Yacht Insurance is the trading name of Y@ Limited which is authorised and

More information

How To Get A Classic Cover Insurance In New Zealand

How To Get A Classic Cover Insurance In New Zealand Welcome to Classic Cover Insurance We would like to make sure you are aware of all your entitlements under this policy, so please read this document carefully. After you have read it, please contact us

More information

Marine Commercial Hull. Insurance policy

Marine Commercial Hull. Insurance policy Marine Commercial Hull Insurance policy B Contents Marine Commercial Hull Insurance Policy 1 Your duty of disclosure 1 Our agreement 1 Definitions 1 Cover Commercial Vessel 3 Optional extensions 3 Cover

More information

Guide to Boat Insurance:

Guide to Boat Insurance: Guide to Boat Insurance: Coverage for Non-Commercial Boats and Ways to Reduce Costs Commonwealth of Massachusetts Division of Insurance January 2007 How to Use This Guide Your boat is one of your most

More information

Boat Insurance. Product disclosure statement and policy booklet

Boat Insurance. Product disclosure statement and policy booklet Boat Insurance Product disclosure statement and policy booklet WA Thank you for choosing SGIO. SGIO has been insuring West Australians for over 85 years. And that s the difference we offer you experience.

More information

Boat Insurance. Product Disclosure Statement and Policy Booklet

Boat Insurance. Product Disclosure Statement and Policy Booklet Boat Insurance Product Disclosure Statement and Policy Booklet Boat Insurance Supplementary Product Disclosure Statement These Supplementary Product Disclosure Statements (Supplementary PDS) update, and

More information

WATERCRAFT INSURANCE PROTECTING YOUR DREAMS

WATERCRAFT INSURANCE PROTECTING YOUR DREAMS WATERCRAFT INSURANCE PROTECTING YOUR DREAMS PROTECT YOUR DREAM BOAT. There s nothing like being on the water. It s what you love to do. Boating is part of your life and your lifestyle and you want to protect

More information

Motor Vehicle Accidents

Motor Vehicle Accidents Motor Vehicle Accidents Crash!!! Oh no, now what? It is often hard to know what to do if you are involved in a motor vehicle accident. What rights and responsibilities do you have? And what actions, if

More information

London Marine Insurance Services Limited Suite 312,1 Alie Street, London, E1 8DE, United Kingdom

London Marine Insurance Services Limited Suite 312,1 Alie Street, London, E1 8DE, United Kingdom London Marine Insurance Services Limited Suite 312,1 Alie Street, London, E1 8DE, United Kingdom Tel: 00 44 207 488 3055 Fax: 00 44 207 702 0968 info@london-marine.co.uk MARINE YACHT HULL & MACHINERY INSURANCE

More information

1-800-927-4357. www.insurance.ca.gov. Automobile. Insurance. California Department of Insurance

1-800-927-4357. www.insurance.ca.gov. Automobile. Insurance. California Department of Insurance 1-800-927-4357 www.insurance.ca.gov Automobile Insurance California Department of Insurance Table of Contents Page 2 Introduction to Auto Insurance 4 Auto Insurance Costs 6 Liability Coverage and California

More information

DEFINITIONS. You and Your means the Insured(s) named on the Declaration Page. We, Our, and Us mean the Lombard General Insurance Company of Canada

DEFINITIONS. You and Your means the Insured(s) named on the Declaration Page. We, Our, and Us mean the Lombard General Insurance Company of Canada DEFINITIONS The following definitions apply throughout this policy: You and Your means the Insured(s) named on the Declaration Page. We, Our, and Us mean the Lombard General Insurance Company of Canada

More information

Gearing up for safety/

Gearing up for safety/ STRADA COMPACT motor vehicle insurance Gearing up for safety/ STRADA COMPACT means straightforward motor vehicle insurance designed for anyone seeking a solid package of benefits with their liability,

More information

COVERAGE 'A' - HULL INSURANCE

COVERAGE 'A' - HULL INSURANCE 1. Property Covered LATITUDES YACHT WORDING COVERAGE 'A' - HULL INSURANCE In consideration of the premium paid and except as otherwise provided herein, this insurance covers the vessel and the equipment

More information

An infinite world of privileges

An infinite world of privileges An infinite world of privileges Personalised concierge services, offers and privileges reserved for members plus a comprehensive range of insurance and assistance, flexible cash withdrawal and payment

More information

UK and European breakdown cover

UK and European breakdown cover UK and European breakdown cover Introduction Welcome to UK and European breakdown cover This Motor Breakdown and accident recovery service is administered on behalf of The Co-operative Insurance by AXA

More information

Private Clients Insurance Service. Home, motor and travel

Private Clients Insurance Service. Home, motor and travel Private Clients Insurance Service Home, motor and travel About the Private Clients Insurance Service As someone with valuable property and possessions, you will want to be certain that your insurance cover

More information

Haven Pleasurecraft Policy

Haven Pleasurecraft Policy An Amlin Group Company Haven Pleasurecraft Policy The boat insurance people who share your passion WELCOME TO HAVEN KNOX-JOHNSTON Thank you for choosing to insure with Haven Knox-Johnston. We have prepared

More information

ANZ Home Insurance. Protection you can afford Cover you can understand

ANZ Home Insurance. Protection you can afford Cover you can understand ANZ Home Insurance Protection you can afford Cover you can understand Insurer: CGU Insurance Limited ABN 27 004 478 371 (CGU Insurance) Agent for Insurer: Australia and New Zealand Banking Group Limited

More information

September 2010. Presentation at Pacific Countries Ports Conference. Structuring An Effective Ports Insurance Programme.

September 2010. Presentation at Pacific Countries Ports Conference. Structuring An Effective Ports Insurance Programme. September 2010 Presentation at Pacific Countries Ports Conference Structuring An Effective Ports Insurance Programme Presented by: David Wardle National Manager Due Diligence Pty Ltd www.marsh.com.au Presentation

More information

FMG has been protecting the property and livelihoods of people up and down the country since 1905. We re 100% New Zealand owned and operated and are

FMG has been protecting the property and livelihoods of people up and down the country since 1905. We re 100% New Zealand owned and operated and are Boat Policy FMG has been protecting the property and livelihoods of people up and down the country since 1905. We re 100% New Zealand owned and operated and are proud to be the country s only rurally-based

More information