Financial Aid for the Gordon College RN to BSN Completion Program Division of Nursing and Health Sciences

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1 Financial Aid for the Gordon College RN to BSN Completion Program Division of Nursing and Health Sciences

2 Financial Aid Application Procedures Overview All students interested in applying for financial aid must complete the entire Free Application for Federal Student Aid (FAFSA) process after January 1 of each year in order to receive consideration for federal and/or state aid for the upcoming academic year. The only exception to this requirement is for students applying ONLY for the HOPE Scholarship. HOPE applicants should refer to the HOPE Scholarship section of this Web site for the specific instructions on completing the GSFAPPS electronic application ( in lieu of the FAFSA. The FAFSA application process is used to determine your eligibility for aid such as: Federal Pell Grant Federal Stafford Student Loans Federal Parent Plus Loan for Undergraduate Students (PLUS) HOPE Scholarship Limited funded federal/state campus-based aid such as: Federal Supplemental Educational Opportunity Grant (FSEOG) Federal Work-Study (FWS) Leveraging Educational Assistance Partnership Grants ( LEAP)

3 Priority Consideration Deadline Priority Consideration Deadline Defined Students can apply for the Federal Pell Grant by completing the FAFSA process any time during the award year. Federal Campus-Based funds (such as the FSEOG, FWS, and LEAP are limited. Students who complete the entire application process which consists of submitting the FAFSA, completing the verification process (if selected), furnishing us any other requested documentation (citizenship, Selective Service registration, etc.) no later than April 1st each year, will comprise the initial group of students who receive priority consideration when we award these funds. If funds still remain after we have considered and awarded the eligible students in this initial group, we then consider and award eligible students who completed the application process by April 2, 3, 4, etc. until these funds are exhausted. The aid application process can take four or more weeks during peak processing times. See the Application Deadlines at

4 When Aid Pays School Charges If you do not receive your electronic Financial Aid Award by the semester deadlines, you should plan to pay all educational costs. You will be reimbursed when you complete the process. Also, if you are awarded student loans, those funds are not available until you have signed your Master Promissory note and completed any required loan entrance counseling. You must have signed your Master Promissory note and completed any required loan entrance counseling in order for these funds to disburse.

5 Free Application for Federal Student Aid You may submit the FAFSA or your Renewal FAFSA which is available January 1 of each year. Visit FAFSA on the web at for more information. Students and parents who electronically file make fewer errors and the process is much faster than filing the paper FAFSA. We encourage electronic filers to print and complete the Pre- Application Worksheet prior to completing the web based FAFSA. You can print the Pre- Application Worksheet from Section 1 of the FAFSA on the Internet. The Gordon College Title IV federal school code is Be sure to list Gordon College's federal school code in the appropriate section to ensure that Gordon College receives your application. You may contact us for a paper FAFSA if you do not have computer access or choose not to file electronically. Use your name exactly as it appears on your Social Security card. Do not use nicknames, abbreviations, or middle names as first names. The U. S. Dept. of Ed. requires your name on the FAFSA to identically match your name on Social Security Administration records. You will be required to submit additional information if there is a name conflict. Students applying ONLY for the HOPE Scholarship do not need to complete a FAFSA application. HOPE applicants should refer to the HOPE Scholarship section of this Web site for the specific instructions on completing the GSFAPPS electronic application ( in lieu of the FAFSA.

6 Federal PIN Those students who submitted a FAFSA for a previous Academic Year should have received a Personal Identification Number (PIN) from the U. S. Department of Education (U.S. Dept. of Ed.). The PIN serves as your personal identifier and permits you to access your personal information in various U.S. Dept. of Ed. systems. Your PIN also serves as your electronic signature for U. S. Dept. of Ed. purposes, so do not share it with anyone. If you cannot locate your PIN or do not have one, go to to request a PIN. Once you receive your PIN, you can then complete and submit the electronic FAFSA. Parents of dependent students also need to request a PIN.

7 Student Aid Report If you provide your address on your FAFSA, the U.S. Dept. of Ed. Central Processing System (CPS) will send you a PIN containing a direct link to your PIN (if you don't already have a PIN); and a Student Aid Report (SAR) e- mail notification containing a direct link to your data on "SAR on the Web". You will receive this notification approximately one to two weeks after submitting your completed FAFSA to the CPS. If you do not provide your address on your FAFSA, the CPS will send you a paper SAR and if you do not have a PIN, they will also send you a paper PIN mailer. You will receive this document approximately three to four weeks after you submit your complete FAFSA. Review the SAR for accuracy. If the SAR needs corrections, make them on the FAFSA web site ( using the appropriate pin numbers.

8 Application Status at Gordon College Students who have applied for aid but have not received the electronic notice of their Financial Aid Award can electronically review their financial aid award status by accessing the "Application Status" option under the Student Financial Aid Menu on Banner Web. Application Status will indicate if and what additional information we still need to complete your application process.

9 Verification Process The U.S. Dept. of Ed. created the Verification Process to confirm the accuracy of information submitted on the FAFSA. Your Student Aid Report (SAR) may indicate your application was selected for Verification. However, Gordon College participates in the U.S. Dept. of Ed.'s Quality Assurance Program (QAP) so only students who receive Verification Worksheets from us are required to complete the process at Gordon College. Even if your SAR does not state you have been selected by the U.S. Dept. of Ed., you may be required to complete a Verification Worksheet and provide us tax forms. You should only provide tax documents if we request them. Please submit signed copies of all requested documentation. If requested, please submit a signed copy of the federal income tax return(s) and W-2 forms. The U.S. Internal Revenue Service's (IRS) granting of an extension to file a tax return does not eliminate the requirement to submit the tax return to us. The Verification process cannot be completed until all requested documents have been received.

10 Verification Process, Cont. Under certain circumstances it may become necessary for you to submit additional information as part of the verification process. If you are required to submit additional documentation you should promptly submit the requested information to us. Complete and sign the appropriate Verification Worksheet and submit signed copies of all requested documentation as requested. The U.S. Internal Revenue Service's (IRS) granting of an extension to file a tax return does not eliminate the requirement to submit the tax return to us. The Verification process cannot be completed until all requested documents have been received. If discrepancies are noted between the information submitted on your FAFSA and the Verification documents, we will electronically transmit the corrected information to the U.S. Dept. of Ed. Central Processing System (CPS). We will contact you if we need additional information to process your application for student financial aid. Please respond promptly to prevent delays in processing your application for aid. We cannot determine your aid eligibility until the Verification Process is complete. **As a reminder only submit the documentation that is requested of you by the Gordon College Financial Aid Office.**

11 Electronic Financial Aid Awards Electronic Financial Aid Awards may be viewed on the student's Banner Web account. All Gordon College students are required to have a valid Gordon College address. We use your Gordon address as the preferred mechanism to electronically notify you of the availability of your Financial Aid award. It is critical that you regularly check your account and delete old s in order to avoid reaching your disk space capacity; otherwise your electronic Award notification may be rejected by your account. When you access your electronic award, review all award messages and the information we provide concerning the types of aid included on your award. Gift aid (HOPE Scholarship, Federal Pell Grant etc.) is automatically accepted for you at the time of the award. We also notify applicants who request aid that is not available.

12 Summary of Overview Complete the FAFSA as soon as possible after January 1 st of each year (you should complete your tax return before completing the FAFSA). Submit all requested signed documentation to the Gordon College Financial Aid Office in a timely manner. If requesting a student loan, please complete the Gordon College Student loan request at the following link: Select the appropriate Stafford Loan Request (by aid year) located in the tan box on the right side of the screen. Once the loan is processed, sign the Master Promissory Note (online) as soon as possible. Pay all tuition and fees (unless the total is covered by financial aid) by appropriate deadlines.

13 Student Loans Stafford Loans are low interest loans made to students. The Federal Stafford Loan, as part of the Federal Family Education Loan Program (FFELP), is the most widely used loan in the student education loan program. There are two types of Stafford Loans, Subsidized and Unsubsidized. A Subsidized Stafford Loan is available to students who have financial need. An Unsubsidized Stafford Loan is an option for students who do not demonstrate financial need.

14 Subsidized Stafford Loan For the student with financial need, the federal government pays the interest on the subsidized loan while the student is enrolled in college at least half-time and for six months after the student is no longer enrolled. At the end of the six-month period, the student becomes responsible for the loan interest and repayment.

15 Unsubsidized Stafford Loan While unsubsidized loans are offered to students with no financial need, the student with an unsubsidized loan is responsible for the interest at all times. Students can choose to pay the interest while they are enrolled or have it added to the loan principal. Delaying interest payment by adding to principal, however, will increase the cost of the loan. Repayment of the principal begins six months after the student is no longer enrolled.

16 Eligibility for Student Loans You first complete the Free Application for Federal Student Aid (FAFSA) and have your results sent to the financial aid offices of the schools to which you are applying for admission and financial assistance. Each financial aid office then determines if you are eligible for a subsidized or unsubsidized Stafford loan and, if so, includes this recommendation and loan amount in your financial aid award package. Other eligibility requirements follow: Citizenship - You must be a U.S. citizen or an eligible non-citizen. Enrollment - You must be enrolled or accepted for enrollment at least half-time at a participating school in an eligible program leading to a degree or certificate; or leading to a professional credential or certification from a state, that is required for employment as an elementary or secondary school teacher in that state; or be enrolled for not longer than a 12- month period in a course of study which has been determined as necessary for enrollment in a degree or certificate program. Academic - You must be maintaining satisfactory academic progress in your course of study according to your school's standards and statutory requirements. Non-Default - You must not be in default on an educational loan or owe a refund on an educational grant. High School - You must have a high school diploma or GED or pass an independently administered test, determined by your school, that demonstrates your ability to benefit from the program of study. Law - You must meet all of the other Federal Stafford Loan program eligibility requirements prescribed by law at the time your loan application is processed.

17 Loan Amounts The amount students may borrow depends on their grade level in school, program length, amount of other financial aid received, and in the case of the subsidized Stafford Loan the amount of financial need. The annual maximums by grade level are shown below: $3,500 - first year of undergraduate school $4,500 - second year of undergraduate school $5,500 - third year and beyond of undergraduate school $8,500 - graduate/professional students Depending on the grade level and the program length, independent students may borrow additional amounts (above these maximums) as unsubsidized Stafford Loans. Total (subsidized plus unsubsidized) lifetime maximums are listed below: $23,000 - undergraduate students (Subsidized) $23,000 undergraduate students (Unsubsidized) $57,500 Total Loan Indebtedness undergraduate students $146,000 - graduate students (including any undergraduate loans)

18 Applying For A Student Loan Complete the FAFSA for the upcoming Academic year: If requesting a student loan, please complete the Gordon College Student loan request at the following link: Select the appropriate Stafford Loan Request (by aid year) located in the tan box on the right side of the screen. Sign the Master Promissory Note (if necessary) when notified it is ready to sign.

19 Important Financial Aid Links Go to Select Financial Aid Information under the What You Need to Know heading.

20 Financial Aid Links, Cont. Select any of the links listed under the Links for (or appropriate aid year) for further information on Financial Aid.

21 Scholarship Opportunities Contact your specialty nursing organization(s) for educational scholarships Examples: American Association of Heart Failure Nurses ( Oncology Nursing Society ( American Nephrology Nurses Association ( National Association of Orthopedic Nurses ( American Association of Critical Care Nurses ( Academy of Medical-Surgical Nurses ( ) There are MANY other nursing organizations with educational scholarships! Check them out!

22 HHS Announces $13.4 Million in Financial Assistance to Support Nurses HHS Deputy Secretary Bill Corr today announced the release of $13.4 million for loan repayments to nurses who agree to practice in facilities with critical shortages and for schools of nursing to provide loans to students who will become nurse faculty. The funds were made available by the American Recovery and Reinvestment Act (ARRA), signed Feb. 17, 2009, by President Obama. The awards come from two programs administered by HHS' Health Resources and Services Administration (HRSA): the Nurse Education Loan Repayment Program and the Nurse Faculty Loan Program.

23 Nurse Education Loan Repayment Program (NELRP) Funding announced today under the Nurse Education Loan Repayment Program (NELRP) totals $8.1 million. Those funds, awarded competitively, will help 100 registered nurses pay their nursing education debts. The program repays 60 percent of the loan balance of registered nurses in exchange for two years of service at facilities with a critical shortage of nurses. Participants may be eligible to work a third year and receive additional repayment assistance.

24 Nurse Faculty Loan Program (NFLP) Funds announced today under the Nurse Faculty Loan Program (NFLP) total $5.3 million. Those funds go to schools of nursing to support the training of 500 masters and doctoral nursing students who plan to become nurse faculty after completing their education. Following graduation, loan recipients may cancel up to 85 percent of the loan principal and interest in exchange for four years of service as a full-time nursing faculty at a school of nursing.

25 Loan Repayment Program and other Recovery Act programs for health care professionals For additional information about the Loan Repayment Program and other Recovery Act programs for health care professionals, see

26 Questions? Financial Aid Office

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