Big Data. Better prognoses and quicker decisions.

Size: px
Start display at page:

Download "Big Data. Better prognoses and quicker decisions."

Transcription

1 Big Data. Better progoses ad quicker decisios. With Big Data, you make decisios o the basis of mass data. Everyoe is curretly talkig about the aalysis of large amouts of data, the Big Data. It gives compaies the opportuity to make quicker ad better decisios. However, there are various challeges ivolved with the gatherig, savig, ad evaluatio process of the data. Therefore, secure data filig is eeded, as is IT security par excellece. The Quick Guide Big Data addresses topics that are relevat ad futureorieted for busiesses. Six experts report o hadlig mass data ad the opportuities associated with the aalysis of Big Data. YOUR CONTACT PERSON. Ralf Korad Offerig Maager BI & Big Data Facebook: Iteret: CONTENTS: Trasformig mass data ito successes How the data explosio ca be successfully used. Big data: drawig the right coclusios Frak Niema, Pricipal aalyst at Pierre Audoi Cosultat (PAC) Why classic tools ad techologies are t eough. Big busiess thaks to Big Data Heiko Hekes, Aalyst Maager at TechCosult How to make kowledge more tagible. Big data istead of big cofusio Holm Ladrock, Seior Advisor at Experto Group How Big Data icreases the level of quality. No big data without cloud computig Markus Vehlow, Parter at PriceWaterhouseCoopers (PwC) What role cloud computig plays. At the press of butto: better predictios ad faster decisios Hage Rickma, Director Sales at T-Systems What the future of Big Data looks like.

2 Trasformig mass data ito successes The gigatic 12 terabytes which are geerated through Twitter feeds every day, five millio global share trades per secod, ad more ad more videos, photos ad other ustructured data. These facts speak for themselves clearly eough the Big Data tred is takig shape. However, it s ot just a matter of gettig a grip of this mass of data, but also about its speed ad variety. If compaies cotrol these three factors, iteral aalytical expertise is crucially importat i order to fid the correct key figures, that is, to recogize patters, sigificat poits ad cotexts. Here is the good ews: There are already compaies which have successfully deciphered the Big Data code ad which have got a grip of the data explosio such as Macy s. With reveue of almost USD 30 billio ad a etwork of 800 locatios, Macy s is cosidered the largest store operator i the USA. Nevertheless, the 180,000 employee-strog compay maages to ru a daily price check aalysis of its 10,000 articles i less tha two hours. That is all the more remarkable sice Macy s also has high price volatility withi the compay. This meas: Wheever a eighborig competitor aywhere betwee New York ad Los Ageles goes for aggressive price reductios, Macy s follows its example. If there is o market competitor, the prices remai uchaged. Thus there are aroud 270 millio differet prices across the etire rage of goods ad locatios. The fact that this price aalysis is possible at record speed uthikable before Big Data aalysis is somethig that Macy s CIO Larry Lewark owes to switchig its existig ifrastructure to a cloudprovided software solutio from SAS ad to the use of i-memory techology. I this way, Macy s ca eve adjust its prices several times o the same day to react better to local competitio. calculatios. However, i order to use these to examie the effects of the market o the total risks of the bak, IT recetly required up to 18 hours. Thus a prompt reactio to ewly arisig market risks was impossible. Thaks to Big Data aalysis, the experts at UOB have ow succeeded i cuttig the risk calculatio time dow to oly a few miutes, ad i takig accout of rapidly chagig parameters i the complex aalysis almost i real time. Whereas up to ow risk aalysis has sometimes bee perceived as a irritatig task that had to be performed at the behest of the supervisory authorities, UOB ca today use the istrumet to assist its operatig busiess. This allows UOB to test tradig strategies i advace ad to assess the likely effect of ew market evets more quickly. Bak cotrols the risk The Big Data success cocept for the Uited Overseas Bak (UOB) i Sigapore is also a high performace aalysis solutio from SAS, combied with i-memory techology. Here the skillful aalysis of large data volumes has made a sigificat cotributio to the 45 percet rise i the share price of UOB i recet years because the large fiacial istitute i south-east Asia is a master of risk maagemet. I detail: At UOB, the risks are divided betwee 45,000 differet fiacial istrumets ad are set by usig more tha 100,000 market parameters such as prices, deadlies ad due dates. The calculatio of the overall risk assumes aroud 8.8 billio idividual, highly complex value at risk Iteret resource: 2

3 Big data: drawig the right coclusios PAC Aalyst Frak Niema talks about the specific opportuities that the big data pheomeo offers busiess. Mr. Niema, the Iteret ad cloud computig have made big data aalytics a reality. But what are the prime drivers of this tred? Big data is t just hype. We are t tryig to create a market out of othig. Compaies have to recogize the existece of a objective eed, drive by the icreasig digitizatio of processes. Moreover, applicatios are geeratig data that we should ot simply store, but also aalyze. Ad, much more data is available from sources that eterprises had ot cosidered util ow social media cotet, for example. Drawig the right coclusios from that data is key. It eables you to accelerate busiess decisios ad implemet the ecessary chages i the way we maage customers, products ad processes such as customer service. Why are t covetioal busiess itelligece tools ad techologies up to scratch? It s ot simply a case of lettig existig aalysis systems loose o ew data. First, that data must be itegrated, made available ad made ready for aalysis. With social media cotet, for istace, that is far from easy. Data from this kid of source is ot structured i the same way as data stored i a database. Data maagemet ad data itegratio are particularly challegig tasks. This meas that the huge volume of data, with its diverse formats ad chaels, requires ew systems, fresh thikig ad reorgaizatio. Frak Niema Pricipal Aalyst at Pierre Audoi Cosultats (PAC) What ca IT service providers do to facilitate uderstadig? They ca t close the gap completely, but they ca facilitate dialogue betwee IT ad specialist departmets. That aloe would be a big step i the right directio for compaies. I reality, service providers do t go ito compaies with a big box of solutios ad istall a ew server, for example. Istead, they offer services such as workshops, to help develop the ecessary uderstadig of the opportuities ad challeges of big data. Reorgaizatio suggests that it is ot purely a techical exercise; people also have a importat role to play. To what extet is it liked to how well the IT departmet ca uderstad ad use the laguage of specialist departmets? That s exactly the poit: fidig a way of combiig techical expertise with busiess process skills. It s a old debate, but with big data aalytics it has grow cosiderably i importace. Specialist departmets already have high expectatios of data aalysis, ad big data will raise expectatios eve further. Specialist departmets ca fid it difficult to express their requiremets i terms of fuctios ad services i a way that is comprehesible to IT professioals. Ad it s the same i reverse. Iteret resource: 3

4 Big busiess thaks to Big Data Heiko Hekes, a aalyst maager with TechCosult, kows what exactly makes up the added-value of Big Data for which sectors. Mr. Hekes, the process of aalyzig large data volumes has already bee established at cosumer goods maufacturers ad i the fiacial sector. From your poit of view, are there other sectors that ow eed to follow with Big Data aalyses? I priciple, every sector with large data volumes is required to do so, somethig that will soo affect virtually all compaies. Other sectors with steadily icreasig requiremets with respect to the itelliget aalysis of huge amouts of data are isurace compaies ad, i future, more tradig compaies, too. The expoetially icreasig data growth i today s society is closely coected to corporate big data. Big Data meas makig kowledge more readily available ad helps to greatly improve the degree of plaig i compaies ad thus create measurable competitive advatages i the short-term. Ca you give us a example? Sure, a example of this would be the utilities idustry; the keyword here beig smart meterig. Utility compaies ca obtai a cosiderably more detailed view of requested peak loads ad types of users. As a result, they ca offer their packages i a way that is more specific to target groups as curretly the sector has to lump all users together. Savigs ca be made o process costs through smart meters that commuicate automatically because maual readouts o loger have to be carried out. The user also obtais more trasparecy ad eergy efficiecy due to data always beig up-to-date. A icreasig umber of specific requests are reachig the CIO from his specialist departmets. Why is this? Because fudametal maagemet requiremets ca be solved this way: Marketig obtais i-depth kowledge about the relevat target group s wishes ad requiremets. Procuremet ca improve the respose speed to raw material requiremets ad fluctuatios thaks to real-time aalyses. I tradig compaies, this area has a particularly high ifluece o the margi. Models already established o the basis of a i-memory database e.g., SAP HANA TM already assist procuremet professioals i optimizig the procuremet processes here. I marketig however, it is possible to optimize the market approach through up-to-date use typologies that correspod to the busiess models. That s the theory i practice there are still some obstacles to be overcome so that compaies are actually able to utilize this added value. The persoal compoet plays, as before, a crucial role i the success of the busiess particularly i Procuremet. Heiko Hekes Aalyst Maager at TechCosult ito aythig useful. Fault also lies with the eormous rise i mobile devices o which live work is icreasigly carried out. However, these are rarely, if at all ivolved i the process ad iformatio chai. Here, there is ofte a lack of experiece values or best practices. Solutios are ow available o the market. I view of fast-paced developmets ad users becomig idepedet i combiatio with techology, this is difficult for compaies to set up by themselves the leadig had is missig i topics such as Security & Compliace vs. CoIT ad/or ByoX. Who will be the first to overcome these obstacles? Compaies with a iterest i IT will most likely be able to take advatage of these opportuities. They have the ability to trasfer busiess processes ito IT-related processes. I doig so, they ca also embrace competitive advatages more quickly. Geerally, this tred ca o loger be stopped: Big Data will icreasigly evolve ito big busiess through compaies beig able to esure cosiderable competitive advatages by meas of thought-out ad fast data aalyses. However, flexible ad scalable meas of provisio for this must ot be forgotte: oly cloud computig, usually i coectio with service-based architecture, establishes the basis for the collaborative corporate processes that are essetial for this. Why is that? New Big Data tools are curretly grapplig with a extreme icrease i data which is rarely budled ad is frequetly produced ad stored without defied processes. I the last few years i particular, there was a huge amout of data collected via BI tools that obody coverted Iteret resource: 4

5 Big data istead of big cofusio Why weather data is likig football games ad supermarkets, ad how tweets ca impact the supply chais of cadymakers: Holm Ladrock, Seior Advisor at Experto, talks about big data scearios ad log-term approaches to aalytics. Mr. Ladrock, Experto recetly coducted a study o how eterprises curretly develop effective big data strategies. What was your most importat fidig? To aswer that questio, we must keep i mid that big data withi the cotext of a major corporate eterprise ivolves a much more complex sceario. I other words, more is required tha just makig ivestmets i ew appliaces or storage systems that are iteded to speed up existig data warehouse operatios. That kid of approach is ot a strategy. What eterprises should do ivolves applyig big data techology to develop scearios that have ever bee see before. That meas likig up busiess admiistratio with geographical data, for example. Today completely ew ways of thikig are required. This is where the idea of big data is rooted everythig else is just a reflectio of covetioal busiess itelligece scearios. Where are geuie big data aalytics beig used today? I the major supermarket retail chais. Goods are delivered to the supermarkets based o data that icludes weather forecasts ad the game schedule of the atioal football league: If a hot ad suy weeked is expected, the stores eed to have plety of beer ad hot dogs o had for barbecues. That is busiess itelligece for ivetory maagemet. But what happes if supermarket sales uexpectedly slump, ad there is hardly ay turover durig a weeked of high-profile football games? That is a very iterestig questio that could be aswered by aalyzig all of the data available which would certaily result i a much more accurate forecast. I what way? I am talkig about predictive aalytics. For example, the employees of a food compay ca search through social etworks to Holm Ladrock Seior Advisor at Experto Group fid egative commets posted about their products. This helps the compay idetify possible issues ad eables it to take corrective actio quickly. Big data aalytics could automate this process by aalyzig millios of data sets from a large umber of social etworks. This would give the compay cosiderable competitive advatages both ow ad i the future. Whe aalyzig iformatio from social media, data privacy must be guarateed by makig sure that all data is aoymous. For example, it is ot importat to kow who said this or that about a particular product, but discoverig ay regioal treds or issues ca sigificatly impact busiess. How ca eterprises achieve a high level of quality i their big data aalyses? New processes like Hadoop are importat. They are helpful whe preparig structured, semi-structured ad ustructured data for aalysis. Ad to map the complexity required for big data, ew algorithms are also required as well as people who will ask ew questios. How ca providers support busiess eterprises i acquirig these abilities? They ca do so by developig big data scearios. They must provide solutios offerig beefits that perfectly match the eeds of specialist uits ad their daily tasks. The example I just metioed for supermarket retailers would certaily ot satisfy specific requiremets i maufacturig. Furthermore, eterprises eed to trai data aalysts who will be able to trasform the theory ito real-world processes. Thus a holistic approach is ecessary ad ot just for the short term. Why? Is t immediate ad short-term actio the key to success i this very dyamic sector? Big data will certaily be a topic requirig itesive attetio over the ext 10 to 15 years. It is ot a short-term tred ad thus should be give some careful ad strategic thought. Big data is a disruptive techology that ca deliver cosiderable market advatages to those busiess eterprises that kow how to employ it effectively. Oe way of promotig big data scearios could be the use of dyamic cloud computig ifrastructures that provide big data aalytics as a service. For example, this could iclude services like scaig data from various sources accordig to sematic uits or keywords. Iteret resource: 5

6 No big data without cloud computig To effectively aalyze big data, it has to be collected, stored, cleaed, aalyzed ad illustrated graphically. Ad that is just the begiig. Aalyzig persoal iformatio from sources such as social etworks ca lead to a violatio of compliace regulatios ad laws. Markus Vehlow, Parter at PriceWaterhouseCoopers (PwC), o how compaies ca avoid these problems ad how cloud computig ca help. Mr. Vehlow, a lot of compaies are startig to work with big data i close coectio with cloud computig. What does that mea i terms of compliace ad data privacy? I geeral, the same legal framework applies. The existece of a ew IT tred is ot eough to chage the law. The same goes for big data ad cloud computig. It becomes a legal issue whe a flood of data is beig collected, whe persoal data is compiled ad ca the be traced back to actual people. At that poit, mechaisms eed to itervee that secure the use of big data for busiess purposes but also provide sufficiet data privacy. You mea techology? You ca use techology to make data aoymous or apply pseudoyms. But we see time ad agai that compaies first eed to employ other orgaizatioal measures i order to guaratee the effectiveess of these processes. What type of measures? Data classificatio. Highly regulated idustries i particular, like the fiace idustry or the healthcare ad pharmacology sectors are a good example of how to use data classificatio. Because of curret regulatios, may compaies take stock regularly ad coduct regular risk aalyses o data or eter these ito a risk register. This geerates results such as: Classes 1 to 2, iformatio that is ot so critical, ca be placed i a public cloud, classes 3 ad 4, such as persoal or busiess-critical data, defiitely eeds to be stored iterally, ecrypted or made aoymous. Ufortuately, ot every compay that uses big data ad the cloud is that far advaced. Markus Vehlow Parter at PriceWaterhouseCoopers (PwC) e.g., usig social media data, ca really help compaies make the right decisios. But these aalyses always eed to have a purpose ad a goal. Just havig the data does ot give you ay added value. You keep metioig the cloud. To what extet ca cloud computig help compaies use big data correctly? The cloud does more tha just help compaies use big data. It makes big data possible, eables it i techological terms. I may cases, big data is ot very effective without a dyamic cloud ifrastructure. Nowadays, may compaies are aware of this fact, ad they also uderstad how importat IT is for their busiess. Iformatio is sigificat busiess capital that gives compaies a competitive edge. Both cloud computig ad big data play a essetial role i this. But if usig large amouts of data meas all that extra work, is it worth it i the ed? As I said, hadlig data appropriately is ot a ew cocept that was triggered by big data or cloud computig, so it should t mea all that much extra work. I ay case, it s ot eough to simply keep your techical ifrastructure up-to-date so that you ca have access to all of your data withi a split secod whe you wat to use that iformatio for limited-time marketig campaigs, for example. I-memory computig is essetial if you wat to successfully aggregate these large amouts of data. But the fact is, accordig to a PwC study, that optimal customer satisfactio i the retail sector, for example, ca oly be achieved if compaies are able to make adjustmets to meet customer demad. This icludes delivery times, returs, product selectio ad eve the umber of chaels that customers are able to choose from. Big data aalytics, Iteret resource: 6

7 At the Press of Butto: Better Predictios ad Faster Decisios Whe cars automatically sed o-board diagostic data to a service ceter, optimize fault detectio, exted their lifecycle ad i doig so ehace customer satisfactio a sophisticated big-data strategy is at work. T-Systems Director of Sales Hage Rickma discusses the opportuities that big data creates for compaies. Compaies have bee producig ad aalyzig data for years. So what s so ew about big data? The data quatities ivolved are oly oe part of the picture, albeit a importat oe that affects all idustry sectors without exceptio. Let me offer a example: A major Bavaria automaker reports that its data-geeratio rate has ow reached some 30 gigabytes per day. Ad because cars etwork liks are costatly gettig more powerful, that automaker expects daily data geeratio to reach oe petabyte by the year But while sheer quatity is oe aspect, aother aspect is just as importat for compaies: the eormous diversity of the data ivolved. It will ormally iclude both structured compay data ad ustructured data from social etworks, simulatios ad sesors. What s also ew, however, are the possibilities for aalyzig ad evaluatig such data. Such possibilities lead to better predictios ad faster decisios, to greater efficiecy i product developmet ad to better service. To make use of such possibilities, however, compaies eed access to a complete big-data ecosystem, icludig high-performace storage capacities, a dyamic cloud ifrastructure ad, for example, imemory techologies, which optimize performace i big-data aalysis. Are these treds also chagig the specific opportuities available to compaies? They certaily are. Here s just oe example of how: a commercial real-estate compay i Japa is ow aalyzig data from buildig elevators i real time. This kid of data is really useful. It shows how ofte each floor is beig selected. This ca the be used to determie whe which offices or shops are beig visited less ofte. Such correlatio, i tur, produces treds ad patters that eable the compay to predict whe a commercial teat is goig to give up a particular locatio. For example, a decrease of 60 to 70 percet from the previous moth could poit to a vacacy withi the ext six moths. The real estate compay ca thus act early to fid potetial follow-o teats, ad thereby avoid vacacies ad ca do so behid the scees, as it were, without havig received otice from the curret teat. That s certaily pretty clever. But ca all sectors profit from that sort of data aalysis? The truth is that big-data aalysis is still a blue ocea topic, which meas that idustry is just startig to really discover it. A great deal of research still eeds to be doe, via collaboratio betwee user compaies ad us o the provider side. Hage Rickma Director Sales at T-Systems But we uderstad that although thigs are still at a early stage T-Systems already has umerous solutios to offer for the automobile idustry, for example. Ideed it does. Automakers ca gai a competitive edge by esurig that customers who drive their cars ca always get ay problems solved right away o their first visit to a service ceter. But how ca the cause of a problem be arrowed dow? What similar experieces have which service ceters had with which model? Ad what solutio did they fid? Questios that ca ofte ot be aswered usig the covetioal meas of aalyzig the masses of diagostic data gathered by auto service ceters aroud the world each day. Here is where big data ca make a eormously valuable cotributio. A vehicle ca commuicate proactively with the service ceter ofte solvig a problem before it actually becomes a problem. Very soo, we are goig to be implemetig direct olie liks betwee maufacturers ad service ceters that will make such early fault detectio possible ad, ultimately, greatly ehace customer satisfactio. Maufacturers will be able to avoid expesive recalls, ad they will have much better plaig cotrol over product life cycles. This is all leadig to a wi-wi sceario for maufacturers, service ceters ad customers, which we are goig to make possible by providig a cloud ifrastructure ad high-performace big-data aalysis. I other words, the future of big data lies i productive collaboratio betwee IT compaies ad user compaies? There, ad oly there, is where it lies. We wat to implemet big data i cooperatio with our customers, i a way that miimizes all risks ad highlights the specific beefits. This perspective also applies to legal issues, for example. By o meas do data privacy issues categorically rule out big-data projects or eve make them illegal uder Germa law. At the same time, it s importat to review the legal coformity of ay big-data applicatios from the very start of developmet. We have experts who ca reliably help us avoid the legal pitfalls. At the CeBIT exhibitio, we are presetig seve big-data case studies that illustrate how this works. The examples will give iterested compaies a good impressio of the real possibilities of big data ad show them how secure, powerful big-data ifrastructures ca be set up. I closig, I would like to ivite our customers, ad all iterested parties, to visit us at the Bitkom coferece i mid-april. There as well, we will be offerig iformative presetatios showig how compaies ca use big data to their best advatage. Iteret resource: 7

8 EDITOR: T-Systems Iteratioal GmbH Hahstraße 43d D Frakfurt am Mai Phoe: +49 (0) Iteret: Resposible for cotet: PR & OlieMarketig

IT Support. 020 8269 6878 n www.premierchoiceinternet.com n support@premierchoiceinternet.com. 30 Day FREE Trial. IT Support from 8p/user

IT Support. 020 8269 6878 n www.premierchoiceinternet.com n support@premierchoiceinternet.com. 30 Day FREE Trial. IT Support from 8p/user IT Support IT Support Premier Choice Iteret has bee providig reliable, proactive & affordable IT Support solutios to compaies based i Lodo ad the South East of Eglad sice 2002. Our goal is to provide our

More information

Business Application Services. Business Applications that provide value to your enterprise.

Business Application Services. Business Applications that provide value to your enterprise. Busiess Applicatio Services Busiess Applicatios that provide value to your eterprise. Sesiple s expertise ca help orgaizatio decode the performace issues ad trasform them ito valuable beefits that meet

More information

ANALYTICS. Insights that drive your business

ANALYTICS. Insights that drive your business ANALYTICS Isights that drive your busiess Eterprises are trasformig their busiesses by supplemetig their databases with real ad up-to-date customer data. Aalytics, as a catalyst, refies raw data ad aligs

More information

Making training work for your business

Making training work for your business Makig traiig work for your busiess Itegratig core skills of laguage, literacy ad umeracy ito geeral workplace traiig makes sese. The iformatio i this pamphlet will help you pla for ad build a successful

More information

SOCIAL MEDIA. Keep the conversations going

SOCIAL MEDIA. Keep the conversations going SOCIAL MEDIA Keep the coversatios goig Social media is where most of the world is. It is therefore a ope source of cosumer data, a chael of commuicatio ad a platform for establishig relatioships with customers.

More information

To c o m p e t e in t o d a y s r e t a i l e n v i r o n m e n t, y o u n e e d a s i n g l e,

To c o m p e t e in t o d a y s r e t a i l e n v i r o n m e n t, y o u n e e d a s i n g l e, Busiess Itelligece Software for Retail To c o m p e t e i t o d a y s r e t a i l e v i r o m e t, y o u e e d a s i g l e, comprehesive view of your busiess. You have to tur the decisio-makig of your

More information

Supply Chain Management

Supply Chain Management Supply Chai Maagemet LOA Uiversity October 9, 205 Distributio D Distributio Authorized to Departmet of Defese ad U.S. DoD Cotractors Oly Aim High Fly - Fight - Wi Who am I? Dr. William A Cuigham PhD Ecoomics

More information

Agency Relationship Optimizer

Agency Relationship Optimizer Decideware Developmet Agecy Relatioship Optimizer The Leadig Software Solutio for Cliet-Agecy Relatioship Maagemet supplier performace experts scorecards.deploymet.service decide ware Sa Fracisco Sydey

More information

Wells Fargo Insurance Services Claim Consulting Capabilities

Wells Fargo Insurance Services Claim Consulting Capabilities Wells Fargo Isurace Services Claim Cosultig Capabilities Claim Cosultig Claims are a uwelcome part of America busiess. I a recet survey coducted by Fulbright & Jaworski L.L.P., large U.S. compaies face

More information

leasing Solutions We make your Business our Business

leasing Solutions We make your Business our Business if you d like to discover how Bp paribas leasig Solutios Ca help you to achieve your goals please get i touch leasig Solutios We make your Busiess our Busiess We look forward to hearig from you you ca

More information

How to use what you OWN to reduce what you OWE

How to use what you OWN to reduce what you OWE How to use what you OWN to reduce what you OWE Maulife Oe A Overview Most Caadias maage their fiaces by doig two thigs: 1. Depositig their icome ad other short-term assets ito chequig ad savigs accouts.

More information

A Balanced Scorecard

A Balanced Scorecard A Balaced Scorecard with VISION A Visio Iteratioal White Paper Visio Iteratioal A/S Aarhusgade 88, DK-2100 Copehage, Demark Phoe +45 35430086 Fax +45 35434646 www.balaced-scorecard.com 1 1. Itroductio

More information

Optimize your Network. In the Courier, Express and Parcel market ADDING CREDIBILITY

Optimize your Network. In the Courier, Express and Parcel market ADDING CREDIBILITY Optimize your Network I the Courier, Express ad Parcel market ADDING CREDIBILITY Meetig today s challeges ad tomorrow s demads Aswers to your key etwork challeges ORTEC kows the highly competitive Courier,

More information

CREATIVE MARKETING PROJECT 2016

CREATIVE MARKETING PROJECT 2016 CREATIVE MARKETING PROJECT 2016 The Creative Marketig Project is a chapter project that develops i chapter members a aalytical ad creative approach to the marketig process, actively egages chapter members

More information

*The most important feature of MRP as compared with ordinary inventory control analysis is its time phasing feature.

*The most important feature of MRP as compared with ordinary inventory control analysis is its time phasing feature. Itegrated Productio ad Ivetory Cotrol System MRP ad MRP II Framework of Maufacturig System Ivetory cotrol, productio schedulig, capacity plaig ad fiacial ad busiess decisios i a productio system are iterrelated.

More information

ContactPro Desktop for Multi-Media Contact Center

ContactPro Desktop for Multi-Media Contact Center CotactPro Desktop for Multi-Media Cotact Ceter CCT CotactPro (CP) is the perfect solutio for the aget desktop i a Avaya multimedia call ceter eviromet. CotactPro empowers agets to efficietly serve customers

More information

Online Banking. Internet of Things

Online Banking. Internet of Things Olie Bakig & The Iteret of Thigs Our icreasigly iteretcoected future will mea better bakig ad added security resposibilities for all of us. FROM DESKTOPS TO SMARTWATCHS Just a few years ago, Americas coducted

More information

Digital Enterprise Unit. White Paper. Web Analytics Measurement for Responsive Websites

Digital Enterprise Unit. White Paper. Web Analytics Measurement for Responsive Websites Digital Eterprise Uit White Paper Web Aalytics Measuremet for Resposive Websites About the Authors Vishal Machewad Vishal Machewad has over 13 years of experiece i sales ad marketig, havig worked as a

More information

Professional Networking

Professional Networking Professioal Networkig 1. Lear from people who ve bee where you are. Oe of your best resources for etworkig is alumi from your school. They ve take the classes you have take, they have bee o the job market

More information

Grow your business with savings and debt management solutions

Grow your business with savings and debt management solutions Grow your busiess with savigs ad debt maagemet solutios A few great reasos to provide bak ad trust products to your cliets You have the expertise to help your cliets get the best rates ad most competitive

More information

TruStore: The storage. system that grows with you. Machine Tools / Power Tools Laser Technology / Electronics Medical Technology

TruStore: The storage. system that grows with you. Machine Tools / Power Tools Laser Technology / Electronics Medical Technology TruStore: The storage system that grows with you Machie Tools / Power Tools Laser Techology / Electroics Medical Techology Everythig from a sigle source. Cotets Everythig from a sigle source. 2 TruStore

More information

Enhancing Oracle Business Intelligence with cubus EV How users of Oracle BI on Essbase cubes can benefit from cubus outperform EV Analytics (cubus EV)

Enhancing Oracle Business Intelligence with cubus EV How users of Oracle BI on Essbase cubes can benefit from cubus outperform EV Analytics (cubus EV) Ehacig Oracle Busiess Itelligece with cubus EV How users of Oracle BI o Essbase cubes ca beefit from cubus outperform EV Aalytics (cubus EV) CONTENT 01 cubus EV as a ehacemet to Oracle BI o Essbase 02

More information

The ERP Card-Solution. The power, control and efficiency of ERP combined with the ease-of-use and financial benefits of a P-Card.

The ERP Card-Solution. The power, control and efficiency of ERP combined with the ease-of-use and financial benefits of a P-Card. The ERP Card-Solutio Xpoetial - It's about Itegratio The power, cotrol ad efficiecy of ERP combied with the ease-of-use ad fiacial beefits of a P-Card. TM poetial The ERP-Card Solutio P-Cards ad ERP For

More information

Security Functions and Purposes of Network Devices and Technologies (SY0-301) 1-800-418-6789. Firewalls. Audiobooks

Security Functions and Purposes of Network Devices and Technologies (SY0-301) 1-800-418-6789. Firewalls. Audiobooks Maual Security+ Domai 1 Network Security Every etwork is uique, ad architecturally defied physically by its equipmet ad coectios, ad logically through the applicatios, services, ad idustries it serves.

More information

Supply Chain Management

Supply Chain Management Supply Chai Maagemet Douglas M. Lambert, Ph.D. The Raymod E. Maso Chaired Professor ad Director, The Global Supply Chai Forum Supply Chai Maagemet is NOT a New Name for Logistics The Begiig of Wisdom Is

More information

Ideate, Inc. Training Solutions to Give you the Leading Edge

Ideate, Inc. Training Solutions to Give you the Leading Edge Ideate, Ic. Traiig News 2014v1 Ideate, Ic. Traiig Solutios to Give you the Leadig Edge New Packages For All Your Traiig Needs! Bill Johso Seior MEP - Applicatio Specialist Revit MEP Fudametals Ad More!

More information

optimise your investment in Microsoft technology. Microsoft Consulting Services from CIBER

optimise your investment in Microsoft technology. Microsoft Consulting Services from CIBER optimise your ivestmet i Microsoft techology. Microsoft Cosultig Services from Microsoft Cosultig Services from MICROSOFT CONSULTING SERVICES ca help with ay stage i the lifecycle of adoptig Microsoft

More information

CCH CRM Books Online Software Fee Protection Consultancy Advice Lines CPD Books Online Software Fee Protection Consultancy Advice Lines CPD

CCH CRM Books Online Software Fee Protection Consultancy Advice Lines CPD Books Online Software Fee Protection Consultancy Advice Lines CPD Books Olie Software Fee Fee Protectio Cosultacy Advice Advice Lies Lies CPD CPD facig today s challeges As a accoutacy practice, maagig relatioships with our cliets has to be at the heart of everythig

More information

Prescribing costs in primary care

Prescribing costs in primary care Prescribig costs i primary care LONDON: The Statioery Office 13.50 Ordered by the House of Commos to be prited o 14 May 2007 REPORT BY THE COMPTROLLER AND AUDITOR GENERAL HC 454 Sessio 2006-2007 18 May

More information

Flood Emergency Response Plan

Flood Emergency Response Plan Flood Emergecy Respose Pla This reprit is made available for iformatioal purposes oly i support of the isurace relatioship betwee FM Global ad its cliets. This iformatio does ot chage or supplemet policy

More information

INVESTMENT PERFORMANCE COUNCIL (IPC) Guidance Statement on Calculation Methodology

INVESTMENT PERFORMANCE COUNCIL (IPC) Guidance Statement on Calculation Methodology Adoptio Date: 4 March 2004 Effective Date: 1 Jue 2004 Retroactive Applicatio: No Public Commet Period: Aug Nov 2002 INVESTMENT PERFORMANCE COUNCIL (IPC) Preface Guidace Statemet o Calculatio Methodology

More information

Information about Bankruptcy

Information about Bankruptcy Iformatio about Bakruptcy Isolvecy Service of Irelad Seirbhís Dócmhaieachta a héirea Isolvecy Service of Irelad Seirbhís Dócmhaieachta a héirea What is the? The Isolvecy Service of Irelad () is a idepedet

More information

CCH Practice Management

CCH Practice Management 1 CCH Practice Maagemet practice maagemet facig today s challeges Every year it seems we face more regulatios, growig cliet expectatios ad lower margis o our compliace work. It s a tough time for a accoutig

More information

Smart Connected Products & The Internet of Things

Smart Connected Products & The Internet of Things Smart Coected Products & The Iteret of Thigs Who we are Taget delivers Talet Globally. Established for 40 years we specialise i delivery of iovative & tailored talet solutios to customers aroud the world.

More information

Agenda. Outsourcing and Globalization in Software Development. Outsourcing. Outsourcing here to stay. Outsourcing Alternatives

Agenda. Outsourcing and Globalization in Software Development. Outsourcing. Outsourcing here to stay. Outsourcing Alternatives Outsourcig ad Globalizatio i Software Developmet Jacques Crocker UW CSE Alumi 2003 jc@cs.washigto.edu Ageda Itroductio The Outsourcig Pheomeo Leadig Offshore Projects Maagig Customers Offshore Developmet

More information

INVESTMENT PERFORMANCE COUNCIL (IPC)

INVESTMENT PERFORMANCE COUNCIL (IPC) INVESTMENT PEFOMANCE COUNCIL (IPC) INVITATION TO COMMENT: Global Ivestmet Performace Stadards (GIPS ) Guidace Statemet o Calculatio Methodology The Associatio for Ivestmet Maagemet ad esearch (AIM) seeks

More information

ODBC. Getting Started With Sage Timberline Office ODBC

ODBC. Getting Started With Sage Timberline Office ODBC ODBC Gettig Started With Sage Timberlie Office ODBC NOTICE This documet ad the Sage Timberlie Office software may be used oly i accordace with the accompayig Sage Timberlie Office Ed User Licese Agreemet.

More information

U.S.-Based Project Centers Offer Superior Effectiveness Over Offshore in CRM Implementations

U.S.-Based Project Centers Offer Superior Effectiveness Over Offshore in CRM Implementations U.S.-Based Project Ceters Offer Superior Effectiveess Over Offshore i CRM Implemetatios A Eagle Creek Software Services White Paper, 2012 Today s busiess eviromet is more competitive tha ever. I order

More information

A guide to School Employees' Well-Being

A guide to School Employees' Well-Being A guide to School Employees' Well-Beig Backgroud The public school systems i the Uited States employ more tha 6.7 millio people. This large workforce is charged with oe of the atio s critical tasks to

More information

CHAPTER 3 THE TIME VALUE OF MONEY

CHAPTER 3 THE TIME VALUE OF MONEY CHAPTER 3 THE TIME VALUE OF MONEY OVERVIEW A dollar i the had today is worth more tha a dollar to be received i the future because, if you had it ow, you could ivest that dollar ad ear iterest. Of all

More information

(VCP-310) 1-800-418-6789

(VCP-310) 1-800-418-6789 Maual VMware Lesso 1: Uderstadig the VMware Product Lie I this lesso, you will first lear what virtualizatio is. Next, you ll explore the products offered by VMware that provide virtualizatio services.

More information

client communication

client communication CCH Portal cliet commuicatio facig today s challeges Like most accoutacy practices, we ow use email for most cliet commuicatio. It s quick ad easy, but we do worry about the security of sesitive data.

More information

Assessment of the Board

Assessment of the Board Audit Committee Istitute Sposored by KPMG Assessmet of the Board Whe usig a facilitator, care eeds to be take if the idividual is i some way coflicted due to the closeess of their relatioship with the

More information

Determining the sample size

Determining the sample size Determiig the sample size Oe of the most commo questios ay statisticia gets asked is How large a sample size do I eed? Researchers are ofte surprised to fid out that the aswer depeds o a umber of factors

More information

A Guide to Better Postal Services Procurement. A GUIDE TO better POSTAL SERVICES PROCUREMENT

A Guide to Better Postal Services Procurement. A GUIDE TO better POSTAL SERVICES PROCUREMENT A Guide to Better Postal Services Procuremet A GUIDE TO better POSTAL SERVICES PROCUREMENT itroductio The NAO has published a report aimed at improvig the procuremet of postal services i the public sector

More information

A Resource for Free-standing Mathematics Qualifications Working with %

A Resource for Free-standing Mathematics Qualifications Working with % Ca you aswer these questios? A savigs accout gives % iterest per aum.. If 000 is ivested i this accout, how much will be i the accout at the ed of years? A ew car costs 16 000 ad its value falls by 1%

More information

A GUIDE TO BUILDING SMART BUSINESS CREDIT

A GUIDE TO BUILDING SMART BUSINESS CREDIT A GUIDE TO BUILDING SMART BUSINESS CREDIT Establishig busiess credit ca be the key to growig your compay DID YOU KNOW? Busiess Credit ca help grow your busiess Soud paymet practices are key to a solid

More information

Amendments to employer debt Regulations

Amendments to employer debt Regulations March 2008 Pesios Legal Alert Amedmets to employer debt Regulatios The Govermet has at last issued Regulatios which will amed the law as to employer debts uder s75 Pesios Act 1995. The amedig Regulatios

More information

France caters to innovative companies and offers the best research tax credit in Europe

France caters to innovative companies and offers the best research tax credit in Europe 1/5 The Frech Govermet has three objectives : > improve Frace s fiscal competitiveess > cosolidate R&D activities > make Frace a attractive coutry for iovatio Tax icetives have become a key elemet of public

More information

PRICE BAILEY CHARITIES & NOT FOR PROFIT THE RIGHT ADVICE FOR LIFE

PRICE BAILEY CHARITIES & NOT FOR PROFIT THE RIGHT ADVICE FOR LIFE PRICE BAILEY CHARITIES & NOT FOR PROFIT THE RIGHT ADVICE FOR LIFE OUR EXPERTISE To arrage a meetig with a member of for more iformatio about Price Bailey, At Price Bailey, we recogise that charity ad ot-for-profit

More information

My first gold holdings. My first bank. Simple. Transparent. Individual. Our investment solutions for clients abroad.

My first gold holdings. My first bank. Simple. Transparent. Individual. Our investment solutions for clients abroad. My first gold holdigs. My first bak. Simple. Trasparet. Idividual. Our ivestmet solutios for cliets abroad. The perfect basis for workig together successfully The wheel of time is turig faster tha ever

More information

LEASE-PURCHASE DECISION

LEASE-PURCHASE DECISION Public Procuremet Practice STANDARD The decisio to lease or purchase should be cosidered o a case-by case evaluatio of comparative costs ad other factors. 1 Procuremet should coduct a cost/ beefit aalysis

More information

ELearning courses Competition / Antitrust

ELearning courses Competition / Antitrust ELearig courses Competitio / Atitrust Clifford Chace ad Thomso Reuters elearig Regulators are takig a icreasigly tough stace o competitio / atitrust compliace. Failure to comply with the relevat legislatio

More information

Ken blanchard college of business

Ken blanchard college of business Ke blachard College of BUSINESS a history of excellece Established i 1949, Grad Cayo Uiversity has more tha a 60-year track record of helpig studets achieve their academic goals. The Ke Blachard College

More information

TIAA-CREF Wealth Management. Personalized, objective financial advice for every stage of life

TIAA-CREF Wealth Management. Personalized, objective financial advice for every stage of life TIAA-CREF Wealth Maagemet Persoalized, objective fiacial advice for every stage of life A persoalized team approach for a trusted lifelog relatioship No matter who you are, you ca t be a expert i all aspects

More information

Domain 1: Designing a SQL Server Instance and a Database Solution

Domain 1: Designing a SQL Server Instance and a Database Solution Maual SQL Server 2008 Desig, Optimize ad Maitai (70-450) 1-800-418-6789 Domai 1: Desigig a SQL Server Istace ad a Database Solutio Desigig for CPU, Memory ad Storage Capacity Requiremets Whe desigig a

More information

The Forgotten Middle. research readiness results. Executive Summary

The Forgotten Middle. research readiness results. Executive Summary The Forgotte Middle Esurig that All Studets Are o Target for College ad Career Readiess before High School Executive Summary Today, college readiess also meas career readiess. While ot every high school

More information

Evaluating Model for B2C E- commerce Enterprise Development Based on DEA

Evaluating Model for B2C E- commerce Enterprise Development Based on DEA , pp.180-184 http://dx.doi.org/10.14257/astl.2014.53.39 Evaluatig Model for B2C E- commerce Eterprise Developmet Based o DEA Weli Geg, Jig Ta Computer ad iformatio egieerig Istitute, Harbi Uiversity of

More information

For customers Key features of the Guaranteed Pension Annuity

For customers Key features of the Guaranteed Pension Annuity For customers Key features of the Guarateed Pesio Auity The Fiacial Coduct Authority is a fiacial services regulator. It requires us, Aego, to give you this importat iformatio to help you to decide whether

More information

Full Lifecycle Project Cost Controls

Full Lifecycle Project Cost Controls Full Lifecycle Project Cost Cotrols EcoSys EPC is a ext geeratio plaig ad cost cotrols software solutio deliverig best practices for full lifecycle project cost maagemet i a itegrated, easy-to-use web

More information

InventoryControl. The Complete Inventory Tracking Solution for Small Businesses

InventoryControl. The Complete Inventory Tracking Solution for Small Businesses IvetoryCotrol The Complete Ivetory Trackig Solutio for Small Busiesses Regular Logo 4C Productivity Solutios for Small Busiesses Logo Outlie Get i cotrol of your ivetory with Wasp Ivetory Cotrol the complete

More information

Get advice now. Are you worried about your mortgage? New edition

Get advice now. Are you worried about your mortgage? New edition New editio Jauary 2009 Are you worried about your mortgage? Get advice ow If you are strugglig to pay your mortgage, or you thik it will be difficult to pay more whe your fixed-rate deal eds, act ow to

More information

Trustwave Leverages OEM Partnerships to Deepen SIEM Market Penetration

Trustwave Leverages OEM Partnerships to Deepen SIEM Market Penetration Trustwave Leverages OEM Parterships to Deepe SIEM Market Peetratio Accelerated lauch of ew security appliaces delivers reveue growth with assist from UNICOM Egieerig ad Dell OEM Solutios Itroductio Trustwave

More information

Baan Service Master Data Management

Baan Service Master Data Management Baa Service Master Data Maagemet Module Procedure UP069A US Documetiformatio Documet Documet code : UP069A US Documet group : User Documetatio Documet title : Master Data Maagemet Applicatio/Package :

More information

CCH Accounts Production

CCH Accounts Production CCH Accouts Productio accouts productio facig today s challeges Preparig statutory ad fiacial accouts is a core activity for our practice, as it is for may professioal firms. Although legislatio ad accoutig

More information

An Introduction to Logistics and the Supply Chain. An Introduction To Logistics And The Supply Chain

An Introduction to Logistics and the Supply Chain. An Introduction To Logistics And The Supply Chain Departmet of Global Busiess ad Trasportatio A Itroductio to Logistics ad the Supply Chai Itroductio Cosider bottled water. Abstract Oft times I have foud that studets come ito a course that assumes they

More information

Xantaro Maintenance Services & Operations. XTAC User Guide. UK Edition

Xantaro Maintenance Services & Operations. XTAC User Guide. UK Edition Xataro Maiteace Services & Operatios XTAC User Guide UK Editio XTAC WORKFLOW The Xataro Techical Assistace Cetre (XTAC) is the cetral iterface for all techical questios ad topics for products ad services

More information

FUEL / VEHICLE TRACKING UNIT GPS tracking and fuel monitoring solution providers

FUEL / VEHICLE TRACKING UNIT GPS tracking and fuel monitoring solution providers FUEL / VEHICLE TRACKING UNIT GPS trackig ad fuel moitorig solutio providers fuel moitorig ow olie.. Fu ckig el Tra ow o lie www.fueltracksidia.com 20 Chael GPS Receiver GSM/GPRS Commuicatio PRODUCT FEATURES

More information

CCH Accountants Starter Pack

CCH Accountants Starter Pack CCH Accoutats Starter Pack We may be a bit smaller, but fudametally we re o differet to ay other accoutig practice. Util ow, smaller firms have faced a stark choice: Buy cheaply, kowig that the practice

More information

Privacy Guide for Small Businesses: The Basics

Privacy Guide for Small Businesses: The Basics Office of the Privacy Commissioer of Caada PIPEDA Privacy Guide for Small Busiesses: The Basics Privacy is the best policy Hadlig privacy cocers correctly ca help improve your orgaizatio s reputatio. Whe

More information

Comparing Credit Card Finance Charges

Comparing Credit Card Finance Charges Comparig Credit Card Fiace Charges Comparig Credit Card Fiace Charges Decidig if a particular credit card is right for you ivolves uderstadig what it costs ad what it offers you i retur. To determie how

More information

How Direct Mail Has Evolved into Smart Mail More Powerful. More Profitable. Whitepaper

How Direct Mail Has Evolved into Smart Mail More Powerful. More Profitable. Whitepaper Whitepaper Paper iteded for: AUDIENCE: Those resposible for atioal or local bradig, ad chael marketig. FOCUS: How mail marketig has evolved, what it delivers, how it ca be measured, the ROI ad advatages

More information

Content hosting and intelligence to empower your digital delivery

Content hosting and intelligence to empower your digital delivery Cotet hostig ad itelligece to empower your digital delivery Techology is just the begiig Your audiece s eeds are evolvig, ad expectatios are high. Eve the most cuttig-edge publishig platform is oly as

More information

Investing in Stocks WHAT ARE THE DIFFERENT CLASSIFICATIONS OF STOCKS? WHY INVEST IN STOCKS? CAN YOU LOSE MONEY?

Investing in Stocks WHAT ARE THE DIFFERENT CLASSIFICATIONS OF STOCKS? WHY INVEST IN STOCKS? CAN YOU LOSE MONEY? Ivestig i Stocks Ivestig i Stocks Busiesses sell shares of stock to ivestors as a way to raise moey to fiace expasio, pay off debt ad provide operatig capital. Ecoomic coditios: Employmet, iflatio, ivetory

More information

Business Process Services. White Paper. Smart Ways to Implement Smart Meters: Using Analytics for Actionable Insights and Optimal Rollout

Business Process Services. White Paper. Smart Ways to Implement Smart Meters: Using Analytics for Actionable Insights and Optimal Rollout Busiess Process Services White Paper Smart Ways to Implemet Smart Meters: Usig Aalytics for Actioable Isights ad Optimal Rollout About the Authors Sumit Joshi Sumit is part of the Aalytics ad Isights team

More information

insight reporting solutions

insight reporting solutions reportig solutios Create ad cotrol olie customized score reports to measure studet progress ad to determie ways to improve istructio. isight Customized Reportig empowers you to make data-drive decisios.

More information

Statement of cash flows

Statement of cash flows 6 Statemet of cash flows this chapter covers... I this chapter we study the statemet of cash flows, which liks profit from the statemet of profit or loss ad other comprehesive icome with chages i assets

More information

PUBLIC RELATIONS PROJECT 2016

PUBLIC RELATIONS PROJECT 2016 PUBLIC RELATIONS PROJECT 2016 The purpose of the Public Relatios Project is to provide a opportuity for the chapter members to demostrate the kowledge ad skills eeded i plaig, orgaizig, implemetig ad evaluatig

More information

The Importance of Media in the Classroom

The Importance of Media in the Classroom 01-TilestoVol09.qxd 8/25/03 3:47 PM Page 1 1 The Importace of Media i the Classroom As teachers, we have a wealth of iformatio from which to choose for our classrooms. We ca ow brig history ito the classroom

More information

Simple Annuities Present Value.

Simple Annuities Present Value. Simple Auities Preset Value. OBJECTIVES (i) To uderstad the uderlyig priciple of a preset value auity. (ii) To use a CASIO CFX-9850GB PLUS to efficietly compute values associated with preset value auities.

More information

Audit of Assumptions for the March 2001 Budget. REPORT BY THE COMPTROLLER AND AUDITOR GENERAL HC 304 Session 2000 2001: 7 March 2001

Audit of Assumptions for the March 2001 Budget. REPORT BY THE COMPTROLLER AND AUDITOR GENERAL HC 304 Session 2000 2001: 7 March 2001 Audit of Assumptios for the March 2001 Budget REPORT BY THE COMPTROLLER AND AUDITOR GENERAL HC 304 Sessio 2000 2001: 7 March 2001 Audit of Assumptios for the March 2001 Budget REPORT BY THE COMPTROLLER

More information

Advancement FORUM. www.acmaweb.org/advancement CULTIVATING LEADERS IN CASE MANAGEMENT

Advancement FORUM. www.acmaweb.org/advancement CULTIVATING LEADERS IN CASE MANAGEMENT H E A L T H C A R E D E L I V E R Y S Y S T E M C A S E M A N A G E M E N T E D U C A T I O N Advacemet FORUM CULTIVATING LEADERS IN CASE MANAGEMENT DATES AND LOCATIONS LOS ANGELES, CA DECEMBER 11 DALLAS,

More information

WHERE CHANGE IS POSSIBLE

WHERE CHANGE IS POSSIBLE WHERE CHANGE IS POSSIBLE gree workspaces AT TIDES, WE HAVE BEEN WORKING WITH PEOPLE LIKE YOU FOR MORE THAN 30 YEARS TO MAKE THE WORLD A BETTER PLACE. Our missio is to parter with philathropists, foudatios,

More information

Total Program Management for High-Tech

Total Program Management for High-Tech Total Program Maagemet for High-Tech ORGANIZE Makig Order Out of Chaos Sortig the requiremets, fidig the right resources, aligig the capabilities, ad creatig a cohesive Team Maagemet Effort are dautig

More information

Engineering Data Management

Engineering Data Management BaaERP 5.0c Maufacturig Egieerig Data Maagemet Module Procedure UP128A US Documetiformatio Documet Documet code : UP128A US Documet group : User Documetatio Documet title : Egieerig Data Maagemet Applicatio/Package

More information

GoVal Group Government Consulting and Valuation Advisory Group. real. Real expertise. Real choices. Real value.

GoVal Group Government Consulting and Valuation Advisory Group. real. Real expertise. Real choices. Real value. GoVal Group Govermet Cosultig ad Valuatio Advisory Group real. Real expertise. Real choices. Real value. Novogradac s GoVal Group Specialized cosultig services from a idustry leader. real choices. A uique

More information

Benefits of CRM Going Social

Benefits of CRM Going Social White Paper Beefits of CRM Goig Social The era of the passive customer is goe ad a ew cocept, that of the social customer has evolved. The customer of today is vocal expressig his thoughts about the products

More information

College of Nursing and Health care Professions

College of Nursing and Health care Professions College of Nursig ad Health care Professios a history of excellece Grad Cayo Uiversity s College of Nursig ad Health Care Professios has bee providig a outstadig health care educatio for over 25 years.

More information

facing today s challenges As an accountancy practice, managing relationships with our clients has to be at the heart of everything we do.

facing today s challenges As an accountancy practice, managing relationships with our clients has to be at the heart of everything we do. CCH CRM cliet relatios facig today s challeges As a accoutacy practice, maagig relatioships with our cliets has to be at the heart of everythig we do. That s why our CRM system ca t be a bolt-o extra it

More information

Mobility. Manage Agility with Our Technology

Mobility. Manage Agility with Our Technology Mobility Maage Agility with Our Techology Smart mobile strategies are redefiig busiess performace today. Mobility as a eabler is oe of our key busiess objectives. As a radical orgaizatio, we defie comprehesive

More information

Introducing Your New Wells Fargo Trust and Investment Statement. Your Account Information Simply Stated.

Introducing Your New Wells Fargo Trust and Investment Statement. Your Account Information Simply Stated. Itroducig Your New Wells Fargo Trust ad Ivestmet Statemet. Your Accout Iformatio Simply Stated. We are pleased to itroduce your ew easy-to-read statemet. It provides a overview of your accout ad a complete

More information

What is IT Governance?

What is IT Governance? 30 Caada What is IT Goverace? ad why is it importat for the IS auditor By Richard Brisebois, pricipal of IT Audit Services, Greg Boyd, Director ad Ziad Shadid, Auditor. from the Office of the Auditor Geeral

More information

INDEPENDENT BUSINESS PLAN EVENT 2016

INDEPENDENT BUSINESS PLAN EVENT 2016 INDEPENDENT BUSINESS PLAN EVENT 2016 The Idepedet Busiess Pla Evet ivolves the developmet of a comprehesive proposal to start a ew busiess. Ay type of busiess may be used. The Idepedet Busiess Pla Evet

More information

Anti-Money Laundering

Anti-Money Laundering Ati-Moey Lauderig Over the last year, moey-lauderig crimes siphoed a estimated $1.3 trillio out of the global ecoomy.* I light of this staggerig statistic, the resultig striget legislatio is uderstadable.

More information

The Big Picture: An Introduction to Data Warehousing

The Big Picture: An Introduction to Data Warehousing Chapter 1 The Big Picture: A Itroductio to Data Warehousig Itroductio I 1977, Jimmy Carter was Presidet of the Uited States, Star Wars hit the big scree, ad Apple Computer, Ic. itroduced the world to the

More information

IntelliSOURCE Comverge s enterprise software platform provides the foundation for deploying integrated demand management programs.

IntelliSOURCE Comverge s enterprise software platform provides the foundation for deploying integrated demand management programs. ItelliSOURCE Comverge s eterprise software platform provides the foudatio for deployig itegrated demad maagemet programs. ItelliSOURCE Demad maagemet programs such as demad respose, eergy efficiecy, ad

More information

5.4 Amortization. Question 1: How do you find the present value of an annuity? Question 2: How is a loan amortized?

5.4 Amortization. Question 1: How do you find the present value of an annuity? Question 2: How is a loan amortized? 5.4 Amortizatio Questio 1: How do you fid the preset value of a auity? Questio 2: How is a loa amortized? Questio 3: How do you make a amortizatio table? Oe of the most commo fiacial istrumets a perso

More information

Automatic Tuning for FOREX Trading System Using Fuzzy Time Series

Automatic Tuning for FOREX Trading System Using Fuzzy Time Series utomatic Tuig for FOREX Tradig System Usig Fuzzy Time Series Kraimo Maeesilp ad Pitihate Soorasa bstract Efficiecy of the automatic currecy tradig system is time depedet due to usig fixed parameters which

More information