How To Get A Premium Rate On A Life Insurance Policy
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1 Override for Agent 75 Level GeneralAgentScheduleofCommissions ProtectiveLifeandAnnuityInsuranceCompany COMMISSIONPERCENTAGES FirstYear Renewal Renewal Renewal Renewal UniversalLifePlans SingleLife ProClassicNYUL ProClassicNYULExcesspremiumovertargetreceivedinthefirstyearwillbepaidat2points. PL- NY GA 24 (11/13) 3 Mark Level
2 Override for Agent 50 Level GeneralAgentScheduleofCommissions ProtectiveLifeandAnnuityInsuranceCompany COMMISSIONPERCENTAGES FirstYear Renewal Renewal Renewal Renewal UniversalLifePlans SingleLife ProClassicNYUL ProClassicNYULExcesspremiumovertargetreceivedinthefirstyearwillbepaidat2points. PL- NY GA 49 (11/13) 3 Mark Level
3 Protective Life and Annuity Insurance Company (PLAIC) Brokerage General Agent Annuity Commission Schedule Protective Indexed Annuity NY February 9, Mark Level Agent Level Schedule Issue Ages BGA Sub-BGA A Sub-BGA B Sub-BGA C General Agent/Agent g 5-Year Surrender 7-Year Surrender 10-Year Surrender Chargebacks - A full chargeback of all commissions will be made for any free-looks or premium refunds. For contracts that are surrendered within 12 months of a premium payment, 100% of the commission paid on premiums received within 6 months and 50% for those premiums received over 6 months from the date of surrender will be charged back. General Rules - This schedule is subject to the terms and provisions of the Agreement to which it is attached. Termination of this Schedule shall not automatically terminate the Agreement to which it is attached. Protective Life and Annuity reserves the right to change, modify or discontinue selling the Contract(s) at any time during the term of this Agreement. Amounts of sales compensation paid by Protective Life and Annuity Insurance Company shall be subject to New York insurance regulations (including NY 4228). PLAIC (NY) Protective Indexed Annuity NY BGA All Levels xls Page 1 of 1 February 9, 2015
4 Agent 75 AssociateGeneralAgentScheduleofCommissions ProtectiveLifeandAnnuityInsuranceCompany COMMISSIONPERCENTAGES FirstYear Renewal Renewal Renewal UniversalLifePlans SingleLife ProClassicNYUL ProClassicNYULExcesspremiumovertargetreceivedinthefirstyearwillbepaidat3points. PL- NY Associate GA (11/13) Base Level
5 Protective Life and Annuity Insurance Company (PLAIC) Independent Agent Annuity Commission Schedule Protective Indexed Annuity NY February 9, 2015 Agent Level Schedule Issue Ages 5-Year Surrender 7-Year Surrender 10-Year Surrender General Agent/Agent Chargebacks - A full chargeback of all commissions will be made for any free-looks or premium refunds. For contracts that are surrendered within 12 months of a premium payment, 100% of the commission paid on premiums received within 6 months and 50% for those premiums received over 6 months from the date of surrender will be charged back. General Rules - This schedule is subject to the terms and provisions of the Agreement to which it is attached. Termination of this Schedule shall not automatically terminate the Agreement to which it is attached. Protective Life and Annuity reserves the right to change, modify or discontinue selling the Contract(s) at any time during the term of this Agreement. Amounts of sales compensation paid by Protective Life and Annuity Insurance Company shall be subject to New York insurance regulations (including NY 4228). PLAIC (NY) Protective Indexed Annuity NY Agent xls Page 1 of 1 February 9, 2015
6 Agent 50 AgentScheduleofCommissions ProtectiveLifeandAnnuityInsuranceCompany COMMISSIONPERCENTAGES FirstYear Renewal Renewal Renewal UniversalLifePlans SingleLife ProClassicNYUL ProClassicNYULExcesspremiumovertargetreceivedinthefirstyearwillbepaidat3points. PL- NY Agent 50 (11/13)
7 Protective Life and Annuity Insurance Company (PLAIC) Independent Agent Annuity Commission Schedule Protective Indexed Annuity NY February 9, 2015 Agent Level Schedule Issue Ages 5-Year Surrender 7-Year Surrender 10-Year Surrender General Agent/Agent Chargebacks - A full chargeback of all commissions will be made for any free-looks or premium refunds. For contracts that are surrendered within 12 months of a premium payment, 100% of the commission paid on premiums received within 6 months and 50% for those premiums received over 6 months from the date of surrender will be charged back. General Rules - This schedule is subject to the terms and provisions of the Agreement to which it is attached. Termination of this Schedule shall not automatically terminate the Agreement to which it is attached. Protective Life and Annuity reserves the right to change, modify or discontinue selling the Contract(s) at any time during the term of this Agreement. Amounts of sales compensation paid by Protective Life and Annuity Insurance Company shall be subject to New York insurance regulations (including NY 4228). PLAIC (NY) Protective Indexed Annuity NY Agent xls Page 1 of 1 February 9, 2015
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