1 Underwritten by: HCC Life Insurance Company Billing, Fulfillment, and Customer Service provided by: Agile Health Insurance
2 Why Choose HCC Flexible Short-Term Medical? There are transitional periods in life that can leave you without medical coverage for a brief time. HCC Medical Insurance Services understands your need for peace of mind about health insurance coverage during uncertain times. HCC Flexible provides affordable temporary health insurance to protect you and your family. You should consider purchasing HCC Flexible if you are concerned about protecting yourself from the potentially high medical costs associated with an unexpected sickness or injury. It is ideal for those who are: Bridging the open enrollment gap Recent graduates Part-time or temporary employees Without adequate health insurance Between jobs or have been laid-off Waiting for employer benefits to start With HCC Flexible you are in control. You have the freedom to receive treatment from doctors and hospitals of your choice without incurring out of network penalties. From quote to fulfillment, HCC Flexible makes it quick and easy to apply and get the medical coverage you need. HCC Flexible is available in the following states for up to 6 month maximum: AR, AZ, FL, GA, IN, MO, NE, NM, OH, OK, OR, SD, TN, and WI. HCC Flexible is available in the following states for up to 11 month maximum: AL, AK, DE, DC, HI, ID, IL, KS, KY, LA, ME, MS, MT, NC, ND, NV, PA, SC, TX, UT, VA, WV and WY.
3 Exclusive Features Coverage Period Maximum of $100,000 Length of coverage up to 6 or 11 months. Purchase in full or make monthly payments Per Incident Deductible options: $250, $500, $1000, $2,500, $5000 Coinsurance: 80% of the next $20,000 of eligible medical expenses Additional benefits and discounts include Cigna Dental Network Access, Teladoc, and Agile Discount Rx Coverage Effective Date You can select your insurance to be effective as early 12:01 a.m. the day following the transmission date of your application. However, you can choose a later effective date, but not to exceed 45 days from the date of transmission. All coverage is subject to approval of your application and payment of your first premium. Not all coverages or products may be available in all jurisdictions. The description of coverage on this advertisement is for informational purposes only. Actual Coverages will vary based on local law requirements and the terms and conditions of the policy issued. The information described herein does not amend, or otherwise affect the terms and conditions of any insurance policy issued by HCC Life Insurance Company. Full details of the coverage are contained in policy form number HCCL STTMM IND This type of plan is NOT considered minimum essential coverage under the Affordable Care Act and therefore you may be subject to a tax penalty. *Subject to usual, reasonable, and customary limits
4 What do I need and where do I start? First, Select Your Coverage Period Single Payment This option is ideal if you know the exact number of days you need coverage. The minimum number of days you may apply for coverage is 30 days; the maximum is 337 days. Pay now for the number of days you will need STM coverage. We accept payment by Visa, MasterCard, or Bank Draft. Monthly Payment This is ideal if you are unsure how long coverage is needed. This pay as you go option gives you the flexibility to continue coverage for as long as it s needed, or you can stop payments and discontinue the plan once your temporary need ends. You can select coverage of 6 or 11 months (Coverage periods of greater than 6 months are not available in all states). We accept automatic monthly payments by Visa, MasterCard or Bank Draft. Then, Pick Your Deductible $250, $500, $1,000, $2,500, or $5,000 The selected deductible must be paid by each Covered Person before Coinsurance benefits are payable. Lastly, Choose Your Coinsurance 80/20 Your selection of a Coinsurance Percentage represents the percent of covered expenses that we pay and that you pay*, after the deductible has been satisfied, up to the Coinsurance Maximum. Coinsurance Maximum: $20,000 Once you ve reached your Coinsurance Limit of $20,000 we pay 100%* up to the $100,000 Lifetime Maximum. For example, if your coinsurance is 80/20, you pay 20% of the next $20,000 in covered charges ($4,000 out-of-pocket plus deductible). Then we pay at 100% up to the Lifetime Maximum. *Based on usual and customary charges of the geographical area in which charges are incurred.
6 What is covered? The description of coverage in these pages is for informational purposes only. Actual coverage will vary based on the terms and conditions of the policy issued. The information described herein does not amend or otherwise affect the terms and conditions of any insurance policy issued by HCC Life Insurance Company or its affiliates. In the event that a policy is inconsistent with the information described herein, the language of the policy will take precedence. Please see the policy for detailed information about these and other policy exclusions and limitations. Benefits, provisions, limitations and exclusions may vary by state. Inpatient and outpatient charges made by a hospital, including inpatient prescription drugs Charges incurred at an urgent care center after a $50 co-pay Eligible charges made by a physician, surgeon, radiologist, anesthesiologist, and any other medical specialist to whom the physician has referred the case Charges made for dressings, sutures, casts or other supplies prescribed by the attending physician or specialist, but excluding nebulizers, oxygen tanks, diabetic supplies and all devices for repeat use at home Charges for diagnostic testing using radiology ultrasonographic or laboratoryservices Charges for oxygen and other gases and anesthetics and their administration Charges made by a licensed extended care facility upon direct transfer from an acute care hospital Emergency local ambulance transport in connection with a covered injury or sickness resulting in inpatient hospitalization Expenses related to complications of pregnancy Charges for physical therapy that is prescribed in advance by a physician in relation to a covered injury or sickness How HCC Flexible Works Most eligible expenses are subject to deductible and coinsurance. After your chosen deductible is satisfied, HCC Flexible will begin paying according to the coinsurance you select and up to the coverage period maximum for all eligible medical expenses. Benefits are based on usual and customary charges of the geographical area in which charges are incurred. Urgent Care Center The deductible is waived for eligible medical expenses when you receive care at an urgent care center, and instead you pay a $50 co-payment, after which coinsurance applies. An urgent care center means a facility separate from a hospital emergency department where patients can be immediately treated for injury or sickness on a walk-in basis without an appointment. Hospitalization If a covered illness or injury requires hospitalization, the plan provides coverage for eligible costs associated with hospitalization care, including intensive care, and outpatient treatment.
7 What isn t covered? HCC Flexible does not cover: pre-existing conditions* (including those not inquired about on the enrollment form); preventive or wellness doctor visits; dental or optical treatments; routine physical exams; normal pregnancy or childbirth; well child care; interscholastic and intercollegiate sports injuries; over-the-counter medications and outpatient prescription drugs; and expenses incurred outside the United States, its possessions or territories, or Canada. The following conditions are also excluded: varicose veins, substance abuse and alcoholism, chronic fatigue or pain disorders, and allergies, except for emergency treatment of allergic reactions. Expenses during the first 6 months after the effective date are excluded for (subject to all other coverage provisions, including the pre-existing condition limitation): Total or partial hysterectomy, unless it is medically necessary due to a diagnosis of carcinoma; Tonsillectomy; Adenoidectomy; Repair of deviated nasal septum or any type of surgery involving the sinus; Myringotomy; Tympanotomy; Herniorraphy; or Cholecystectomy *Pre-existing conditions refers to conditions for which you received medical treatment, diagnosis, care, or advice within a specific number of months immediately preceding your effective date. The pre-ex period will vary depending on the state in which HCC Flexible is purchased. This exclusion does not apply to a newborn or newly adopted child who is added to coverage. Waiting Period When coverage is purchased within 3 days of the effective date, you will only be entitled to receive benefits for sicknesses that begin, by occurrence of symptoms and/or receipt of treatment, at least 72 hours following the effective date. This waiting period does not affect benefits for injuries. This is a partial list of exclusions and limitations. Please see the certificate for detailed information about these and other policy exclusions and limitations. Benefits, provisions, limitations and exclusions may vary by state.
8 You also get these great discounts and extra services *These are not insurance benefits and are not affiliated with HCC Life Insurance Company or the HCC Flexible plan. Coventry National Network is a strong, stable, and broad network covering all 50 states, Puerto Rico and the District of Columbia. Over 98% of the U.S. has access to a Coventry National Network provider and our network is particularly strong in suburban and rural areas. It is highly credentialed, using NCQA and URAC accreditation principles and applicable state-specific standards, and is recredentialed every three years. The Coventry National Network is 100% directly contracted and uses one logo nationwide for the convenience of your members. There are no fees or charges to enroll, and it never expires. It s Smart Save an average of 46%*. You can use this card for the whole family, including pets. It s Easy Save at more than 60,000 pharmacies nationwide, including Walmart, Target, Walgreens and more. Provided by DISCOUNT DISCOUNT DISCOUNT DISCOUNT Customer Care and Pharmacy Locator PharmLocator.com Pharmacist Help Desk DISCOUNT Administered by Medical Security Card Company, LLC of Tucson, AZ. *Based on 2013 national program savings data on brand name and generic medications. DISCOUNT ONLY. NOT INSURANCE.
9 Brought to you by: Health Insurance Innovations Agile Health Insurance So many reasons to use Teladoc! Teladoc gives you 24/7/365 access to a doctor through the convenience of phone or video consults. It's an affordable option for quality medical care. WHEN CAN I USE TELADOC? When you need care now If your doctor is unavailable If you re considering the ER or urgent care center for a nonemergency issue On vacation, on a business trip, or away from home For short-term prescription refills GET THE CARE YOU NEED Teladoc doctors can treat many medical conditions, including: Cold & flu symptoms Allergies Bronchitis Skin problems Respiratory infection Sinus problems And more! Talk to a doctor anytime, anywhere you happen to be Receive quality care via phone or online video Prompt treatment, average call back in 16 min SHARE WITH YOUR PCP A network of doctors that can treat children of any age Secure, personal and portable electronic health record (EHR) No limit on consults, so take your time With your consent, Teladoc is happy to provide information about your Teladoc consult to your primary care physician. Talk to a doctor anytime for Free Teladoc.com Facebook.com/Teladoc Teladoc Teladoc.com/mobile 2015 Teladoc, Inc. All rights reserved. Teladoc and the Teladoc logo are trademarks of Teladoc, Inc. and may not be used without written permission. Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulation and may not be available in certain states. Teladoc does not prescribe DEA controlled substances, non therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services. Teladoc phone consultations are available 24 hours, 7 days a week while video consultations are available during the hours of 7am to 9pm, 7 days a week. 10E-103A 0914
10 DENTAL NETWORK ACCESS Discounts could range from with a median 15% to 50% national 35% * savings of You can visit any participating network dentist and have the flexibility to change network dentists at any time. Just present your ID card to the dental office prior to receiving dental care. Then pay the discounted rate directly to the dental office with no pre-approval or paperwork necessary. Call the toll-free number on your ID for all program-related questions. Remember, the Cigna Dental Network program is not insurance so there are: NO claim forms NO deductibles NO waiting periods NO age limits NO frequency limitations NO benefit maximums NO exclusions for pre-existing conditions NO referrals for specialty dental care You must pay the entire discounted fee directly to the participating dentist at the time of service. Typical Savings Procedure Usual Fee 2 Typical Discounted Savings 3 Member Savings Savings Percentage Two Periodic Exams (Adult) 1 $99 $66 $33 33% Two Periodic Exams (Child) 1 $99 $66 $33 33% Two Routine Cleanings (Adult) 1 $176 $117 $59 34% Two Routine Cleanings (Child) 1 $133 $88 $45 34% Two Flouride Treatments (Child) 1 $69 $46 $23 33% Two Bitewing X-Rays 1 $82 $54 $28 34% 1 Procedure frequencies are based on Cigna Dental s recommendation for preventive oral health. Please note that these are recommendations and there are no frequency limitations. 2 Source: Based upon 03/01/ /31/2012 National Average Charges projected as of 07/01/2013. Fees vary by region. 3 Typical discounted fees are listed for visits to participating dentists. Members are responsible for paying all applicable fees and charges directly to the dentist at the time of visit. Charges may vary from the sample listed above. Members should consult with their dentist prior to beginning any treatment.
Underwritten by: HCC Life Insurance Company Billing, Fulfillment, and Customer Service provided by: Agile Health Insurance Why Choose HCC Advantage Short-Term Medical? There are transitional periods in
What is HCC Life Short Term Medical (HCC Life STM ) HCC Life STM provides affordable temporary health insurance to protect you and your family. You should consider purchasing HCC Life STM if you are concerned
Underwritten by: Companion Life Insurance Company Billing, Fulfillment, and Customer Service provided by: Agile Health Insurance The Companion Protect Short-Term Medical Plan is Available to all Med- Sense
Underwritten by: Companion Life Insurance Company Billing, Fulfillment, and Customer Service provided by: Agile Health Insurance The Companion Protect Short-Term Medical Plan is Available to all Med- Sense
Chiro & Podiatry Plus Chiropractic With the ChooseHealthy program, you have access ccess to a wide variety of complementary health care programs. ograms. Utilize a nationwide alternative health care network
2014-15 EMPLOYEE BENEFITS GUIDE ELIGIBILITY All People 2.0 employees are eligible to enroll in The American Worker program within 30 days of your first pay check. People 2.0 offers a variety of affordable
Medical Insurance Coverage For: International Students studying in the U.S. U.S. Students studying abroad International Students studying outside of their home country Designed just for students, features:
Why Choose StudentSecure? Quebec City, Canada Oxford University, England Paris, France Do I need study abroad insurance? If you are a student or scholar planning on traveling to pursue your education outside
James D. Smith - Global Benefits LLC 11880 Cobblestone Drive Suite 240 Fishers, IN 46037 Phone: 888-884-6948 Fax: 888-863-6575 E-mail: firstname.lastname@example.org www.globalbri.com StudentSecure StudentSecure
StudentSecure StudentSecure insurance from HCC Medical Insurance Services (HCCMIS) is with you almost anywhere on the planet you may travel to pursue your education outside your home country. HCC Medical
2013 CIGNA MEDICARE RX (PDP) A MEDICARE PRESCRIPTION DRUG PLAN 805978 i 08/12 S5617_5978i CMS Approved TABLE OF CONTENTS page Medicare overview 3 Medicare Part D 5 Cigna Medicare Rx (PDP) plans 12 Additional
2015 OPEN ENROLLMENT IS HERE EMPLOYEE BENEFITS TIME TO MAKE YOUR BENEFIT CHOICES BAYADA Home Health Care values the contributions of our employees. In appreciation of your dedicated service, BAYADA Home
Secure STM Short-term medical insurance for individuals and families Individual short-term medical expense insurance for Secure STM is underwritten by Standard Security Life Insurance Company of New York,
Your Your Network Book How your Tiered Custom PPO provider network works and how you can save money your PPO der network s ow you can money bcnepa.com Know how your provider network works What you ll find
Unlimited No Copay Model Health care made simple. Timely access + Lower costs + Quality care Teladoc was founded in 2002 with the vision of tackling the three biggest issues in health care. Health care
Dartmouth / SilverScript Retiree Prescription Drug Plan Agenda What s Happening /Why the Change? What is Medicare Part-D? Who is SilverScript? How is this affecting my Dartmouth coverage? What do I need
PPO Schedule of Payments (Maryland Small Group) National PPO 1000 The benefits outlined in this Schedule are in addition to the benefits offered under Coventry Health & Life Insurance Company Small Employer
AL AK AZ AR Student, if they have a chronic condition school nurse or school administrators The student, if their parent/guardian authorizes them to. Trained school personnel can also administer Students
Trends in Medigap Coverage and Enrollment, 2011 May 2012 SUMMARY This report presents trends in enrollment in Medicare Supplement (Medigap) insurance coverage, using data on the number of policies in force
2015 Why Are There Changes With Healthcare? Health Care Reform Beginning Jan 1, 2015 HCR Requires: Large employers must offer a health plan: To employees averaging 30+ hrs per week That is considered HCR
ehealth Price Index Trends and Costs in the Short-Term Health Insurance Market, 2013 and 2014 June 2015 1 INTRODUCTION In this report, ehealth provides an analysis of consumer shopping trends and premium
International Student Health Insurance Plan Overview Presented by Renaissance Insurance Agency, Inc Topics for Discussion 1. Health Insurance Basics Why do I need health insurance? How does health insurance
The Cost and Benefits of Individual & Family Health Insurance Plans November 2011 2011 policies surveyed were active in February 2011 Table of Contents Introduction and Background...3 Methodology Summary...3
Hospital Indemnity Insurance from Allstate Benefits Benefits are paid to you Protection for hospital stays when a sickness or injury occurs CHOOSE You choose our coverage to protect yourself and any family
EDUCATIONAL GLOBAL INSURANCEPEP PATRIOT EXCHANGE PROGRAM TM medical insurance for individuals and groups involved in educational or cultural exchange Version Version 0115 0115 Why Consider International
Standardized Pharmacy Technician Education and Training Kevin N. Nicholson, RPh, JD Vice President, Pharmacy Regulatory Affairs National Association of Chain Drug Stores May 19, 2009 Overview of how technicians
This document reports CEU requirements for renewal. It describes: Number of required for renewal Who approves continuing education Required courses for renewal Which jurisdictions require active practice
November 2014 Trends in Medigap Enrollment and Coverage Options, 2013 www.ahipresearch.org LIST OF TABLES AND FIGURES TABLE 1. TABLE 2. TABLE 3. TABLE 4. Distribution of Medigap Companies with Standardized
Group Hospital Confinement Indemnity Insurance Maltby Electric Supply Co., Inc. announces Insurance protection Proposed effective date: 03/01/2013 Help for the in-between time Managing routine health care
HMO-1 Primary Care Physician Visits Office Hours After-Hours/Home Specialty Care Office Visits Diagnostic OP Lab/X Ray Testing (at facility) with PCP referral. Diagnostic OP Lab/X Ray Testing (at specialist)
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.ibx.com or by calling 1-800-ASK-BLUE. Important Questions
2015 Medicare Supplement Program NUSCO Retiree Health Plan Medicare Eligible Retirees and Surviving Spouses Your Medicare Supplement Program This guide can help you better understand your Medicare Supplement
Individual & Family Plans Insured by Connecticut General Life Insurance Company Cigna Open Access Plans for Tennessee medical & PHARMACY INSURANCE with the ONE-AND-ONLY YOU IN MIND. 858436 a 12/12 Services
An Introduction to Core Dental & Vision Insurance Exclusively from Benefit Highlights Type 1 - Preventative Dental Care Routine Exams Cleanings Fluoride Treatment Type 2 - Basic Dental Care X-rays Extractions
Good health happens together CITY OF BALTIMORE 2016 HEALTH CARE OPTIONS WHAT S INSIDE BENEFITS OVERVIEW WELLNESS RESOURCES ONLINE TOOLS Thank you for considering UnitedHealthcare. We are proud to again
18 Medical Plan - Healthfund Oklahoma City Community College Effective Date: 07-01-2010 Aetna HealthFund Open Choice (PPO) - Oklahoma PLAN DESIGN AND BENEFITS PROVIDED BY AETNA LIFE INSURANCE COMPANY -
This document reports CEU (continuing education units) and CCU (continuing competence units) requirements for renewal. It describes: Number of CEUs/CCUs required for renewal Who approves continuing education
or after 9/7/2014 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual Plan Type: PPO This is only a summary. If you want more detail about your coverage and
Temporary Major Medical Insurance for U.S. Residents For Individuals Who Need Temporary Coverage Individuals Who are Between Jobs Individuals Who Have Been Postponed for Group Coverage Petersen International
This is an advertisement. HealthSpan Medicare Advantage for Federal Members (HMO) YOUR GUIDE TO CHOOSING A HEALTHSPAN MEDICARE HEALTH PLAN INCREASE YOUR COVERAGE without increasing your FEHB premium. MAKE
Essentials Rx 15 (HMO) Plan offered by PacificSource Medicare Annual Notice of Changes for 2014 You are currently enrolled as a member of Essentials Rx 15 (HMO) Plan. Next year, there will be some changes
Insured by Cigna Health and Life Insurance Company MATCH ME TO MY HEALTH PLAN I AM: X A RESIDENT OF FLORIDA * X HAPPIEST WHEN I M HEALTHIEST X LIKE NO ONE ELSE 863952 D2C FL 09/13 *These plans are available
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.pekininsurance.com or by calling 1-800-322-0160. Important
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.bbsionline.com or by calling 1-866-927-2200. Important
how to choose the health plan that s right for you It s easy to feel a little confused about where to start when choosing a health plan. Some people ask their friends, family, or co-workers for advice.
Rate History Contact: 1 (800) 331-1538 Form * ** Date Date Name 1 NH94 I D 9/14/1998 N/A N/A N/A 35.00% 20.00% 1/25/2006 3/27/2006 8/20/2006 2 LTC94P I F 9/14/1998 N/A N/A N/A 35.00% 20.00% 1/25/2006 3/27/2006
Benefits At A Glance Plan C HIGHLIGHTS OF WELFARE FUND BENEFITS WELFARE FUND BENEFITS IN BRIEF Medical and Hospital Benefits Empire BlueCross BlueShield Plan C-1 Empire BlueCross BlueShield Plan C-2 All
This comparison is only a summary of benefits. Benefits will be administered as described in each plan s Summary of Benefits & Coverage. For further details, refer to those documents or call Wellmark Blue
Alternative Solutions is a group association fixed indemnity health insurance plan underwritten by Madison National Life Insurance Company, Inc., a Wisconsin insurance company. Madison National Life is
OFFICE OF INSPECTOR GENERAL SPECIAL FRAUD ALERT FRAUD AND ABUSE IN NURSING HOME ARRANGEMENTS WITH HOSPICES March 1998 The Office of Inspector General was established at the Department of Health and Human
True Blue Rx Option II (HMO) offered by Blue Cross of Idaho Health Service, Inc. (Blue Cross of Idaho) Annual Notice of Changes for 2014 You are currently enrolled as a member of True Blue Freedom (HMO).
The International Student & NIU Student Health Insurance 2010 2011 Student Health Insurance Coverage offered through International Students are required to maintain health insurance coverage throughout
Connecticut General Life Insurance Co.: Open Access 1000 Plan Coverage Period: Beginning on or after 9/23/2012 Coverage for: Individual/Individual + Family What this Plan Covers & What it Costs! This is
Glossary of Health Coverage and Medical Terms This glossary defines many commonly used terms, but isn t a full list. These glossary terms and definitions are intended to be educational and may be different
health insurance Starting at $62.50 per month Exclusive student health plan for: Academic Year 2012 2013 Student Blue benefit plan information outlined within this booklet is subject to approval from the
2014 BENEFIT PLAN CHANGES Costco Benefits Program November 2013 2013 Summary of Material Modifications (SMM) to August 2011 Costco Benefits Program SPD The August 2011 Summary Plan Description (SPD) is
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.summit-inc.net or www.yctrust.net or by calling Summit
Dignified Choice - Classic Series Final Expense Life Insurance Columbian Mutual Life Insurance Company Home Office: Binghamton, NY Administrative Service Office: Norcross, GA Columbian Life Insurance Company
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com/cuhealthplan or by calling 1-800-735-6072.
Thank you... for your interest in our Medicare Supplement plans. We designed them to help you stay healthy and keep your medical costs down. It s why they are so popular. You get an added layer of security,
Sell Online: Medico s Dental, Vision & Hearing Product (For Agent Use Only) (This product information presentation is intended to provide a general description of the policy benefits and features. Policy
: VIVA HEALTH Access Plan Coverage Period: 01/01/2015 12/31/2015 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document
Time Insurance Company John Alden Life Insurance Company Assurant Health is the brand name for products underwritten and issued by Time Insurance Company and John Alden Life Insurance Company. These days,
PLAN FEATURES PARTICIPATING Deductible (per calendar year) $3,000 Individual $9,000 Family $4,000 Individual $12,000 Family Unless otherwise indicated, the Deductible must be met prior to benefits being
FUND FEATURES HealthFund Amount $500 Individual $1,000 Employee + 1 Dependent $1,000 Employee + 2 Dependents $1,000 Family Amount contributed to the Fund by the employer Fund Coinsurance 100% Percentage
Coventry HealthAmerica Small Business Solutions PENNSYLVANIA Plan Name Coinsurance Single 2x Family PCP Office Visit Specialist Office Visit Convenience Care Urgent Care Emergency Room Labs X-ray Diagnostics
Point of Service Plans for Individuals A subsidiary A subsidiary of Blue of Blue Cross Cross and and Blue Blue Shield Shield of of Louisiana, www.bcbsla.com 01100 00752 0207R FROM A COMPANY YOU ALREADY
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.gallagherkoster.com/colgate or by calling 1 877-371-9621.
Understanding Your Health Insurance Plan Slide Catalog for Assisters Updated May 6, 2015 Health Insurance Costs Terms to Know: Premium Premium: The monthly bill you pay to your health insurance company.
South Dakota Prescription Drug Monitoring Program (SD PDMP) SD Academy of Physician Assistants Summer/Fall CME Conference September 6, 2012 Ron Huether, RPh, SD PDMP Kari Shanard Koenders, RPh, PDMP Director
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.pekininsurance.com or by calling 1-800-371-9622. Important
Assurant Self-Funded Health Plans Health Plan Administration and Stop-Loss Insurance for Small Employer Groups Massachusetts A Smart, Affordable, Simple Plan for Your Small Business from Assurant Health
What if you or a family member were hospitalized tomorrow... could you pay for your out-of-pocket treatment expenses, plus cover daily living expenses? CAR GROCERIES BILLS PRESCRIPTIONS Group Supplemental
2014 Southcoast Health Plan Frequently Asked Questions What does Southcoast Health Plan offer me? Southcoast Health Plan provides members with broad access to quality health care at an affordable price.
J3A59 National Guardian Life Insurance Company This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.studentplanscenter.com