Every Business Needs Money to Grow

Transcription

1 Every Business Needs Money to Grow 1 Edward Lawings, President & CEO Kathleen E. Driver, Principal Partner

2 Agenda About EWL FINANCIAL Why EWL FINANCIAL Smart, simple choices, customized for you Commercial Financing Equipment Leasing Working Capital Key points about EWL FINANCIAL 2

3 About EWL FINANCIAL One Stop Shop of Financial Services Unlike banks, we focus primarily on solution and technology financing We provide single-source financing that helps our clients acquire business services and technology services, hardware and software We offer flexible financing with competitive rates to businesses of all sizes and across all industries We offer complete financial plans for the lifecycle of your investment 100% Equipment Financing Working Capital Loans Government Loans Asset Based Lending Lines of Credit Mergers and Acquisitions Purchase Order Financing Accounts Receivable Loans Commercial Real Estate Financing 3

4 Why EWL FINANCIAL? Over 250 flexible and aggressive funding sources Can fund almost any type of loan or lease Can fund quickly, sometimes in a matter of days Can fund loans that banks won t approve (income/credit problems/start ups) Provide creative capital solutions with unmatched personal service Can fund any size business loan or equipment lease Work with dozens of lenders for any type of credit situation Free initial consultation to determine your capital needs We prepare your application and package your loan request We select the best funding source for your transaction. We are paid commission only on your loan funding 4

5 What do clients tell us they want 1 4 Gain financial benefits Lower costs Access capital Minimize financial/accounting impact Stretch budget/get more with less Capable partner Unlocks innovation Expertise: financial/technology 5 2 Ease of doing business Simple to deal with Fast/responsive Flexible/customized End-to-end lifecycle management Minimize risk Technology Environmental 6 3 Trustworthy partner Integrity, ethical, honest, equitable Offers sound advice Reliable Has a long, certain future Scope/breadth Global reach Total solution Leader 5

6 The benefits of financing Financing can be smarter than outright purchase Gives immediate access to capital Enables innovation; to differentiate your business model and products Lowers total cost of ownership (TCO) Transfers the risk of obsolescence to an external organization Assist with cash flow management Financing can be simpler than outright purchase Gives clients the ability to finance a multifaceted solution through a single contract Financing offers the opportunity to partner with an expert in the field Expert insight and assistance from a partner who knows your business model A financial plan for the life of your solution Help with evaluating finance-versus-purchase decisions Cash management solutions to improve business management 6

7 Leasing versus purchasing: a smarter choice, for a number of reasons Leasing can benefit businesses of all sizes: reduces risk and provides a hedge against technology obsolescence offers payment and term flexibility tailored to match entire project provides flexibility to add or reduce capacity based on business need preserves cash and credit lines for more strategic investments enables more acquisition within current budget accelerates implementation of more attractive new technologies reduces total cost of ownership and improves price-performance improves key financial measurements such as return assets or debt-to-equity ratios 7

8 The benefits of choosing EWL FINANCIAL Smarter financial decisions EWL FINANCIAL can help you conserve cash, give immediate access to capital, lower total cost of ownership and support your overall financial objectives Customized to your needs EWL FINANCIAL provides financing solutions tailored to your unique business needs Simpler experience EWL FINANCIAL can help you simplify your entire financing process Partnership across the lifecycle EWL FINANCIAL is a proven partner dedicated to your success, from acquisition and use to disposal of your information technology assets Single source financing EWL FINANCIAL offers complete financing services that help you optimize value from your investment in financial and leasing solutions No matter your size or your industry, you need to unlock innovation in order to differentiate your business model and products 8

9 EWL FINANCIAL portfolio EWL Financing LOANS LEASING FACTORING Working Capital Loans Asset Based Lending Lines of Credit Mergers and Acquisitions Purchase Order Financing Accounts Receivable Loans Credit Card Receivable Loans Commercial Real Estate Financing Franchise Financing No down payment 100% financing Low monthly payments Tax deductible payments Preserves capital and credit lines The FASTEST way to inject cash into your business: Get cash without creating debt No minimum dollar amount No maximum dollar amount Relieves you of the collection process 9

10 Simple, smart client financing choices Financing offerings to enable innovation in Business processes Products Services Business models Management and culture Policy and society for clients of all sizes 10

11 designed for small and large-size businesses With EWL FINANCIAL, you have easy access to capital, leases, loans and buyback services for the complete financing solution, thus preserving precious cash for more strategic investments. Streamlined processes simple two-page contract for all items, regardless of vendor, with easier approvals Predictability single contract, single periodic payment, with fair and equitable terms and conditions Competitive rates on smaller transactions products, services and maintenance, with simplified eligibility Enhanced software and services financing, without any hardware required on most small deals Upgrade options, buyback and disposal services available throughout the life of your investment 11

12 customized for large enterprises Customized financing facilities that include solution financing and technology leases with competitive rates and incentives Expert assistance dedicated account managers to help structure individual financing solutions Asset management across the lifecycle Easy online tool and support through EWL FINANCIAL Asset disposal Asset Recovery Solutions to provide effective exit and retirement strategies for existing hardware 12

13 customized for your solution EWL FINANCIAL Financing Only EWL FINANCIAL can help realize the full value of innovation by integrating technology into the fabric of business: the ability to consult, design, build, run and finance EWL FINANCIAL Project Financing provides a customized, all-inclusive financial package for business transformation, consulting or a solution initiative Among its many unique features and most compelling benefits for clients, EWL FINANCIAL Project Financing: Facilitates project approval, preserves cash flow and credit lines, matches cost outlays with projected benefits and enables self-funding Covers the entire project and all deliverables, including business services and technology services, hardware and software Integrates all costs and payments in one place and meets the CFO s requirements through financial structuring capabilities Improves budget management with predictable costs and accelerates project and ROI benefits Provides the equivalent of just-in-time, privately placed bond financing at an attractive rate 13

14 tailored to meet your business requirements Suppliers Inventory Receivables Procure to pay Order to cash Supply Chain Financing: Providing working capital to clients Payables Cash flow benefits Meet supplier commitments Gain discounts Inventory Cash flow benefits Risk management Logistical support Opportunity costs Accounts receivable Cash flow benefits Collections, risk management Completes process outsourcing cycle Leverage efficiencies 14

15 EWL FINANCIAL Working Capital Solutions to help your business grow Working capital offerings. Payables Financing Inventory Financing Accounts Receivable Financing that help you Increase your credit capacity Reduce risk Drive more sales Enhance your cash flow Obtain incremental profit Secure supplier discounts Optimize use of your assets 15

16 Key points about EWL FINANCIAL Smart financial decisions Competitive rates to help conserve cash, give immediate access to capital, lower total cost of ownership and support your overall financial objectives Customized offerings and contracts for businesses of all sizes The flexibility to upgrade or update your technology during the financing term Simple experience Streamlined contracts and fast turnarounds Single-source financing that covers business services and technology services, hardware and software Partnership for the lifecycle It s in our best interest to work for your best interest we partner with you, from acquisition and use to disposal of your information technology investments 16

17 For more information about EWL FINANCIAL, please visit or call: