FINANCIAL FEASIBILITY OF NEW FRONTIER TREATMENT CENTER FALLON, NEVADA
|
|
- Dorothy Morton
- 8 years ago
- Views:
Transcription
1 TECHNICAL REPORT UCED 2007/08-12 FINANCIAL FEASIBILITY OF NEW FRONTIER TREATMENT CENTER FALLON, NEVADA UNIVERSITY OF NEVADA, RENO
2 Financial Feasibility of New Frontier Treatment Center Fallon, Nevada Report Prepared by Robert R. Fletcher and Shannon Price Robert R. Fletcher is Emeritus Professor with the University of Wyoming and Research and Emeritus Professor with the University Center for Economic Development at the University of Nevada, Reno Shannon Price is a Research Analyst for the University Center for Economic Development and Department of Resource Economics at the University of Nevada, Reno University Center for Economic Development Department of Resource Economics University of Nevada, Reno Reno, Nevada (775) March 2008 The University of Nevada, Reno is an equal opportunity, affirmative action employer and does not discriminate on the basis of race, color, religion, sex, age, creed, national origin, veteran status, physical or mental disability or sexual orientation in any program or activity it operates. The University of Nevada employs only United States citizens and aliens lawfully authorized to work in the United States.
3 This publication, Financial Feasibility of New Frontier Treatment Center Fallon, Nevada, was published by the University of Nevada Economic Development Center. Funds for the publication were provided by the United States Department of Agricultural Rural Development and the United States Department of Commerce Economic Development Administration under University Centers Program contract # This publication's statements, findings, conclusions, recommendations, and/or data represent solely the findings and views of the author and do not necessarily represent the views of the United States Department of Agriculture Rural Development, New Frontier Treatment Center, the United States Department of Commerce, the Economic Development Administration, University of Nevada, or any reference sources used or quoted by this study. Reference to research projects, programs, books, magazines, or newspaper articles does not imply an endorsement or recommendation by the author unless otherwise stated. Correspondence regarding this document should be sent to: Thomas R. Harris, Director University Center for Economic Development University of Nevada, Reno Department of Resource Economics Mail Stop 204 Reno, Nevada UCED University of Nevada, Reno Nevada Cooperative Extension Department of Resource Economics
4 Financial Feasibility Of New Frontier Treatment Center Fallon, Nevada March 2008 Prepared for New Frontier Board of Directors Prepared by Robert R. Fletcher Professor Emeritus, University of Wyoming and Shannon Price University of Nevada, Reno Collaborating with University Center for Economic Development University of Nevada, Reno
5 Table of Contents PREFACE...II INTRODUCTION... 1 PROCEDURE... 2 ANNUAL CASH EXPENSES... 4 TABLE 1. PERSONNEL REQUIRED FOR FUTURE NFTC OPERATIONS TABLE 2. ESTIMATED ANNUAL OPERATING EXPENSES DEBT RETIREMENT, CASH FLOW NEED FOR SERVICE... 8 TABLE 3. NFTC 2006 ADMISSIONS OR "MET NEED" BY CATEGORY FINANCIAL ANALYSIS TABLE 4. MAXIMUM FEE SCHEDULE, SLIDING SCALE, AND ACTUAL FEES COLLECTED, FY TABLE 5. SENSITIVITY ANALYSIS FOR INCREASED CLIENTS AND PERCENT OF COLLECTIONS** TABLE 6. PROJECTED 5-YEAR CASH FLOW WITH PROFIT AND LOSS TABLE 7. MORTGAGE PAYMENT EXAMPLES TABLE 8. PROJECTED 5-YEAR BALANCE SHEET, NFTC TABLE 9. ASSUMPTIONS USED TO ESTIMATE BALANCE SHEETS, FY SUMMARY AND OTHER CONSIDERATIONS LIST OF REFERENCES ACRONYMS USED IN NEW FRONTIER TREATMENT CENTER (NFTC) REPORT... 24
6 Preface This report analyzes the financial feasibility of the Churchill Council on Alcohol and Other Drugs, dba New Frontier Treatment Center (NFTC), acquiring a building to replace their facility that burned in March This report is intended to compliment two other analyses that have been conducted for NFTC regarding the acquisition of a new facility. An Architectural Feasibility Report on the Silver Rose Assisted Living Facility in Fallon, Nevada was submitted by HMC Architects to fulfill a requirement of the USDA, RD for funding purposes. A market value appraisal on this property was conducted by Carter-Ott Appraisal Inc. in January The scope of this report assumes the Silver Rose Assisted Living Facility will be purchased for the NFTC residential program. No other alternatives have been given serious consideration. However, the cash flow needed for the assumed purchase price and debt repayment would apply to any facility. The report is formatted to address two specific but different objectives. The first objective is to estimate revenue and expenses, using specific stated assumptions, to determine the long-run financial viability of NFTC. The second objective is to explicitly address each item included in (Guide 5) RD Instruction 1942-A, FINANCIAL FEASIBILITY REPORT, ( ), Rural Development, USDA. Two components, historical background of the existing NFTC facility and alternative analysis for replacing the facility are addressed in detail in the Architectural Feasibility report. Economic, demographic and government characteristics are presented in the appraisal report. This information will be supplemented as needed but not duplicated in this financial feasibility analysis.
7 Introduction In 1971 a group of Churchill County residents incorporated the Churchill Council on Alcohol and Other Drugs (CCAOD) as a not-for-profit corporation, registered with the Secretary of State. The New Frontier Treatment Center (NFTC) has been doing business under this corporation on a continuous basis since There has been a working arrangement between Churchill County and NFTC since the beginning. In 1974 the County agreed to provide facilities that allowed NFTC to offer 14 beds that could house 7 men and 7 women at any given time. After nearly a quarter-century a loan was acquired through the USDA in 1997 to construct a larger facility. A new building that doubled the NFTC capacity to 28 beds was constructed on County land. This Churchill County Government and not-forprofit alliance had a synergistic effect that served the community well for another 10 years. On March 26, 2007, a fire destroyed the 28 bed residential facility. The CCAOD Board of Directors and the NFTC staff feel it is important to replace the residential facility as soon as possible to minimize the disruption of service and maintain staff to continue the residential program. The purpose of this financial feasibility analysis is to estimate the operating costs and income from all sources to evaluate the financial capacity of NFTC to meet their operating expenses and service the debt on a building to house their entire operation. Two alternatives were originally considered; (1) to acquire land or a long term lease and construct a new building, or (2) to purchase an existing facility. The Silver Rose Manor, currently utilized as an assisted living facility, was one option. The architectural feasibility report [15] explains the alternative analysis the NFTC Board of Directors and staff followed to conclude purchasing the Silver Rose was their best alternative. 1
8 Procedure The specific objective of this report is to estimate the dollar amount of earned revenue, government grants and other contributions NFTC needs to generate to pay their operating expenses and have adequate funds for debt service to replace the building needed to resume their residential treatment program. There are several reasons to conduct a feasibility study; (1) new start-up business, (2) purchase of an existing business, (3) add new enterprise to an existing business, and (4) expansion of an existing business. Purchase of the Silver Rose will provide more beds which allows for expansion of the residential program. NFTC was planning a remodeling project at the time of the fire, which would add four beds to the residential program, increase their intensive outpatient program and add additional storage space. A market analysis, or market feasibility, is usually the first step in considering financial feasibility for economic competitive industries. NFTC provides treatment for alcohol and drug addiction, a social service that relies less on client payment and more on third party sources for the majority of their revenue which includes; government programs, insurance companies, charities, friends and family. Their charges for service are based on a sliding scale fee tied to the client s household income. NFTC does not deny service to those unable to pay. These two financial characteristics of the NFTC business model, reduced collections based on household income and inability to pay, provide a real challenge in estimating earned revenue. Historical cost data, for operating their 28 bed treatment center prior to the fire was used as a guideline to estimate future costs of operating the new facility. These costs are documented, indexed for inflation and adjusted to reflect operations in a replacement building. After total costs of operating and long term debt services have been 2
9 estimated, the need for substance abuse treatment is assessed. Estimates are then made for competition in the area served by NFTC. A sensitivity analysis estimates the potential impact of an increase in number of admissions and/or the percent increase in collection of fees that will be required to cover the costs. Managing annual cash expenses is the most critical but also the most controllable factor in maintaining NFTC as a financially feasible operation. The current level of management was considered in each step of the analysis and was assumed to continue into the future. Historical data was used to the greatest extent possible. The staff not only provided in-depth financial information and client characteristic data, but also reviewed report drafts to ensure all information had been properly interpreted. This interactive process with management is always helpful, but it becomes critical with a not-for-profit organization such as NFTC, for which there are few if any comparables. 3
10 Annual Cash Expenses Historical operating costs of the NFTC have been well documented by the staff and are available in annual financial statements and tax returns. Fire destroyed the building in March of Fiscal year 2006 (October 1, 2005 through September 30, 2006) is the last full year cost data is available that includes a full year for the residential program. The first step was to estimate personnel requirements for the expanded facility with 42 beds, a 50% increase in residential capacity. Table 1 describes the assumed distribution of the 36 fulltime equivalent (FTE) employees with $1,027,800 in annual salary requirements. The estimated salary compares to an actual payroll of $788,345 in FY The 36 FTE represent the staff needed to open the new facility and maintain the professional competence of current employees by reducing turn over. Table 1. Personnel Required for Future NFTC Operations. Personnel Categories FTE's $/FTE Total Payroll Administrative 11 $28,193 $310,120 Clinical 10 $35,578 $355,780 Residential 15 $24,128 $361,900 Total 36 $87,899 $1,027,800 Table 2 shows the estimated annual cash required for operations and debt retirement assuming a $1,500,000 real estate mortgage. The projected annual operating costs are based on actual costs reported for FY These reported expenses were modified and assumed to represent FY-2007 expenditures assuming operations had not been interrupted by the March 2007 fire. The major adjustments were in personnel costs. The actual wages and salaries for 2006 was $788,345. The higher estimate of $1,027,800 wages and salaries for FY-2007 assumes increased capacity of four beds that were in the planning stage at the time of the fire. This higher number also reflects the salary adjustment that helped NFTC 4
11 maintain qualified employees. One new position is assumed to be added each year beginning in FY-2008 because of increased work load as residential occupancy increases. A 4.2% annual increase in wage and salaries was used to maintain cost of living in the area and reward job performance. This number is justified based on annual wage and salary trend data published by the Bureau of Economic (BEA) analysis for Churchill County since Another adjustment in personnel costs is an assumed two percent contribution to a 403(b) defined contribution retirement plan. This will allow employees to tax defer a portion of their current income to fund their retirement. It is assumed this will actually save money in the long-run by reducing employee turn over and consequently the cost of training. The estimated gas and electric utility expenses are based on actual charges for the Silver Rose Manner [9]. The other utility category is assumed costs for water, sewer and solid waste, as actual costs were not available. Annual increases were assumed to reflect inflation plus economic conditions that could impact future energy costs. The real property taxes represent the Silver Manor actual costs, $11,717 and indexed up at eight percent annually to reflect the maximum increase under current law. Most other costs were assumed to have a two to three percent annual increase. The exceptions are food at 15%, natural gas and electricity at 4% and travel at 10%. The food and energy increases are assumed to reflect market forces, and the number of patients in the residential program will increase by approximately 10 percent annually until occupancy is back to a minimum of 65 percent capacity. The increase in travel assumes both an increase in costs and a small increase in actual travel. A meeting with appropriate NFTC staff on December 27-28, 2007, provided in-depth review to assure the data reflected NFTC operations as accurately as possible. 5
12 Table 2. Estimated Annual Operating Expenses Debt Retirement, Cash Flow. Operating Expenses FY 2007 FY 2008 FY 2009 FY 2010 FY 2011 FY 2012 Personnel Wages and Salaries 1,027,800 1,105,968 1,187,418 1,272,290 1,360,726 1,452,876 FICA (7.65%) 78,627 84,607 90,837 97, , ,145 Workers Comp (1.5%) 15,417 16,590 17,811 19,084 20,411 21,793 FUI & SUI (3.0% unemploy ins) 30,834 33,179 35,623 38,169 40,822 43,586 Health Insurance (11.5%) 118, , , , , ,081 Retirement 403(b) (2%) 20,556 22,119 23,748 25,446 27,215 29,058 Payroll Processing (300/MO) 3,600 3,708 3,819 3,934 4,052 4,173 Total Personnel $1,295,031 $1,393,356 $1,495,810 $1,602,566 $1,713,804 $1,829,713 Supplies Supplies/General and Office 52,626 53,679 54,752 55,847 56,964 58,103 Food Supplies 31,452 36,170 41,595 47,835 55,010 63,261 Household supplies 4,359 4,446 4,535 4,626 4,718 4,813 Postage 3,031 3,092 3,153 3,217 3,281 3,346 Equipment Purchase/Rental 15,000 15,300 15,606 15,918 16,236 16,561 Total Supply $106,468 $112,686 $119,642 $127,442 $136,209 $146,085 Services Professional Services 118, , , , , ,282 Lab Test/UA 5,000 5,100 5,202 5,306 5,412 5,520 Temporary Employees 3,866 3,943 4,022 4,103 4,185 4,268 Marketing Expense 15,000 16,500 18,150 19,965 21,962 24,158 Employment Advertisement 3,323 3,655 4,021 4,423 4,865 5,352 Recreation Expense 2,400 2,448 2,497 2,547 2,598 2,650 Dues and Subscriptions 2,000 2,040 2,081 2,122 2,165 2,208 Licenses and Fees 8,000 8,160 8,323 8,490 8,659 8,833 Seminars 19,046 19,427 19,815 20,212 20,616 21,028 Travel 38,190 42,009 46,210 50,831 55,914 61,505 Repairs and Maintenance 11,376 11,604 11,836 12,072 12,314 12,560 Vehicle Expense 6,000 7,500 9,375 11,719 14,648 18,311 Total Services $232,201 $242,746 $254,299 $267,012 $281,065 $296,675 Utilities and Telephone Electricity 33,108 34,432 35,810 37,242 38,732 40,281 Gas 11,434 11,891 12,367 12,862 13,376 13,911 Other 3,000 3,120 3,245 3,375 3,510 3,650 Telephone 15,000 15,300 15,606 15,918 16,236 16,561 Total Utilities and Telephone $62,542 $64,744 $67,027 $69,396 $71,854 $74,403 Taxes, Insurance and Misc. Real Property Tax 11,717 12,654 13,667 14,760 15,941 17,216 Business Liability Ins 22,347 22,794 23,250 23,715 24,189 24,673 Fire and Casualty Insurance 24,000 24,480 24,970 25,469 25,978 26,498 Miscellaneous Operating 6,000 6,120 6,242 6,367 6,495 6,624 Total Taxes, Ins. and Misc. $64,064 $66,048 $68,129 $70,311 $72,603 $75,011 Reserve for Capital Repairs 0 60,000 61,800 63,654 65,564 67,531 Total Cash Operating $1,760,306 $1,939,580 $2,066,707 $2,200,381 $2,341,099 $2,489,417 Debt Repayment $1.5M Mortgage Mortgage Payment annualized 81,000 81,000 81,000 81,000 81,000 81,000 Debt Service Reserve 8,100 8,100 8,100 8,100 8,100 8,100 Annualized Building Costs $89,100 $ 89,100 $89,100 $ 89,100 $ 89,100 $ 89,100 Total Annual Cash Required $1,849,406 $2,028,680 $2,155,807 $2,289,481 $2,430,199 $2,578,517 6
13 The annualized mortgage payment and debt service reserve are based on the RD, USDA example [13, payment example]. Each $500,000 of principal requires a monthly payment of $2,250 which is $27,000 (2,250 x 12) on an annual basis. There is also a debt service reserve requirement of $225 per month, $2,700 annually or 10 percent of the payment for principal and interest. The total debt service and reserve requirement is $29,700 per $500,000 per year. The assumed mortgage, $1.5 million will require three $500,000 units or $89,100 annual cash flow. It is further assumed the contribution to the reserve will continue beyond the level required by USDA and used for future capital replacement needs. This reserve account should also smooth out the cash flow problems experienced in the past and allow monthly mortgage payments to be made in a prompt and timely manner. These cost estimates are assumed to allow NFTC to continue their current level of outpatient care and provide a replacement for their Residential Inpatient programs. The next step is to identify the need for the services they are prepared to provide. 7
14 Need for Service A market analysis is usually conducted to determine the revenue that could be derived by selling an economic good or service where the price and quantity determine the demand for that good or service. A market analysis is not the appropriate methodology for this report. The need for treatment of individuals for substance abuse is an estimate made by a government agency in Nevada. Economic forces or local economic conditions are not directly related to the need for service. NFTC provides treatment for alcohol and drug addiction, a social service that relies on payment from third party sources including; government programs, insurance companies, charities, friends and family. Substance Abuse Prevention and Treatment Agency (SAPTA) reports the number of people treated for substance abuse in Nevada in 2004 [1]. This fact sheet also reported 2,226 people had to wait an average of 24 days for admission to treatment services in Utilizing the number treated in the state or the met need and the total need from the Substance Abuse Mental Health Services Administration (SAMHSA) National Survey on Drug Use and Health (NSDUH 2004), they were able to estimate the unmet need. The total number of people estimated in need of service was 180,000 approximately 8.6 percent of the population. The met need from all sources was estimated at 33,983 leaving an unmet need of 146,017 or 81 percent. SAPTA recognizes these estimates contain a degree of error and even if the met need is double the estimate, or 67,966, there is still an unmet need of 112,034. Using their population estimate of 2,094,627 the unmet need is equal to 5.35 percent of the population. The 5.35 percentage is assumed to apply to all geographic areas of the state and include both adolescents and adults in the population. 8
15 The NFTC has historically served most of northern and eastern Nevada on a limited basis. Their residential program, based in Fallon, emphasizes Churchill County, but draws clients from the Reno and Carson City area. The Nevada State Demographer estimated the 2006 Churchill County population to be 27,371 [Table A-2]. Using the 5.35% estimate for unmet need indicates there are approximately 1,464 potential clients in Churchill County. However, the unmet need or potential clients who reside in the County do not translate directly into demand for the NFTC services. There are an additional 15,000 potential clients within a one hour drive of Fallon in the Reno-Carson City area. Churchill County has supported the NFTC residential program for over 10 years and should be able to continue in the future. NFTC employs a multi-disciplinary staff which includes licensed and certified addiction counselors, marriage and family therapists and social workers. Five NFTC staff members have received certification for Creating Lasting Family Connections (CLFC) and six employees have received extensive training in the Parent Child Assistance Program (PCAP) and in Project CHOICES. NFTC strives to ensure its staff is culturally and linguistically representative of the populations served. Presently, the organization employs and/or contracts with four persons of Native American decent, five persons of Hispanic descent, two persons with disabilities, one African American and five current employees are former consumers of the social services continuum in rural Nevada. NFTC employs two Spanish-speaking staff which, other than English, is the primary language spoken in this area. The organization is strongly rooted in the community and has well-established relationships with other community-based organizations, the medical and military communities, social services, the local Native American Tribes and the business community. 9
16 The organization invests significant resources into its sustainability by engaging in annual strategic planning and on-going resource development. NFTC has a diverse funding stream and is experienced in managing multiple projects. NFTC has provided critical service to Churchill County and surrounding communities on a continual basis for over 30 years. Their mission is to promote the health and welfare of the individual, family, and community through a comprehensive continuum of substance abuse and other related wellness services [2, p11]. The best measure of future need for NFTC services can be gleaned from past performance. Table 3. NFTC 2006 Admissions or "Met Need" by Category. County Admissions Outpatient Inpatient Male Female Carson Churchill Clark Douglas Elko Humboldt Lander Lincoln Lyon Mineral Nye Pershing Washoe White Pine All Counties Statewide Nevada Out-of-State Total Table 3 shows the number and type of their 2006 admissions. Every Nevada County had residents served by NFTC in 2006 with the exception of Esmeralda. In analyzing the number of admissions it is not surprising to find that Churchill County represented the largest number 10
17 of admissions, 194 total with 131 outpatient and 63 residential or inpatient. What is interesting, and an indication of the NFTC competitiveness, is Washoe County admitted 73 inpatients or 10 more than Churchill. Total admissions shown in Table 3 include both fee paying clients and those covered by contract such as drug courts. A review of available information on Nevada drug and alcohol treatment centers [3] and the appropriate economic census data indicates NFTC has minimal competition in the area they serve. The next step is to define the relationship between the met need and client fees generated for revenue. Those fees will then be combined with anticipated government grants, charitable gifts and contributions and government contracts to estimate total funding from all sources for a break-even analysis. 11
18 Financial Analysis NFTC has a maximum fee schedule for different categories of service which are shown in the first data column of Table 4. NFTC does not deny service to anyone because of inability to pay and have adopted a sliding fee schedule. A patients charge depends on the level of their household income adjusted for the number of persons in the household. The sliding fee is then applied to the maximum chargeable amount. Table 4. Maximum Fee Schedule, Sliding Scale, and Actual Fees Collected, FY-2006 Maximum Fees Sliding Scale Actual Receipts Actual % Maximum Actual % Slid Scale Outpatient Group $40 $15.70 $ % 52.2% Outpatient Individual $75 $29.44 $ % 52.2% Intensive Outpatient $125 $49.06 $ % 52.2% Detox $450 $ $ % 52.2% Residential III.1 $225 $88.31 $ % 52.2% Residential III.5 $225 $88.31 $ % 52.2% People in the lowest household income category pay 15% and represent 60% of patients. The next level of household income pay 40% of the maximum charge and represents 10% of households. At the upper level of income 15% of the households pay 75% of the charges and 15% pay 100% or the total maximum allowable charges for the services received [9]. On average this works out to 39.25% of the maximum charges billed to patients that are not covered by a government contract or other arrangement. Column 2, Table 4 shows the average billing for service using the sliding scale. However, NFTC only collects a little over 52% of the sliding scale charges billed which is only 20.5% of the maximum charges. The non-collected fees are turned over to a collections agency from which they receive approximately $800 per month from delinquent accounts. In 12
19 FY-2006 approximately $603,400 was billed on sliding fees. These billings resulted in $340,400 collections of which $315,200 represented inpatient charges. Sensitivity analysis can be used to determine the degree to which revenue can be increased by holding the occupancy rate constant and increasing the percent of the sliding scale fees collected or increase occupancy and hold collections constant. These are two variables over which management has some control. The economic viability of the NFTC will depend to a large extent on how these two factors are managed. The increase in number of beds is assumed to increase number of admissions, if not the occupancy rate. There are also indications that the collection rate has been increasing with the current management [9]. Table 5, column 1 shows an additional $24,620 would be collected from 20 additional admissions per year assuming current client fees. This is an increase of approximately eight percent based on an assumed 256 admissions in the base year. Reading on down column 1 shows the increased revenue anticipated from an additional 20 admissions per year, with no change in collections. The first row in Table 5 shows the amount of additional revenue provided from a 2% incremental increase in collections from the $603,400 of sliding schedule fees actually billed and holding the number of admissions constant. It is assumed that occupancy can be increased by 20 each year and that an additional 2% of fees billed using the sliding scale can be collected each year for the next five years. Reading down and across the Table shows the dollar amount of additional revenue realized for the increased number of admissions and the increase in the percentage of fees collected. For example, 80 more admissions and a 10 percent increase in client fee collections would generate an additional $158,820 in annual revenue. 13
20 Table 5. Sensitivity Analysis for Increased Clients and Percent of Collections** 0% 2% 4% 6% 8% 10% ,068 24,136 36,204 48,272 60, ,620 36,688 48,756 60,824 72,892 84, ,240 61,308 73,376 85,444 97, , ,860 85,928 97, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,300 ** Rows represent increments of 20 additional clients = $1,231 per client while Columns represent 2% incremental increase in client fee collections. Table 5 provides estimates of increased cash from operations that will be available under varying assumptions for the number of admissions and rate of collections. This estimated revenue over the next five years is combined with other funding sources including grants, contracts, contributions and client fees to estimate total cash available for annual operations and long-term debt repayment. Table 6 shows all sources of estimated revenue over a five year period. Money is available from two broad categories. State and Federal grants and contributions are a major source of support for NFTC, but are not directly tied to the quantity of services provided. Earned income comes from client fees and service contracts. Column 1, FY-2007 represents the base year and is used to estimate the amount of support and earned income over the next five years. There was not a residential program for the last six months of the base year because of the fire. However, the staff was able to maintain most of the support funding and pursue new grants and contracts on anticipation of acquiring a new building. In the base year, grants and contribution support, account for $1.05 M, 54% of total available cash. It is estimated grants and contributions will increase to $1.285 M by FY-2012 but represent only 49.6% of total cash available. Earned income is projected to account for 50.4% of available 14
21 cash in FY-2012 because of increased admissions and the percentage increase in client fee collections. Projected operating expenses are also listed in Table 6. These expenses represent the aggregated categories of expenses shown in Table 2. The reserve for capital repairs is intended to cover capital repairs on the building as needed and other capital equipment such as automobiles. Debt repayment assumes a $1.5 M USDA Rural Development loan with monthly payments based on $2,250 per $500,000 principal [13] plus 10% set aside as a debt service reserve. Table 7 shows the monthly and annual mortgage payments for a conventional loan based on 3.5%, 4.0% and 4.5 % interest rates and terms of 30, 35, and 40 years. These annual cash flow estimates assume a level of management provided by the current staff. There is a projected net profit of $92,182 or 4.2% of available cash in FY-2008 and $12,426 or 0.48% in FY
TECHNICAL REPORT UCED 2007/08-02 ECONOMIC FEASIBILITY OF REBUILDING NEW FRONTIER TREATMENT CENTER IN FALLON, NEVADA
TECHNICAL REPORT UCED 2007/08-02 ECONOMIC FEASIBILITY OF REBUILDING NEW FRONTIER TREATMENT CENTER IN FALLON, NEVADA UNIVERSITY OF NEVADA, RENO Economic Feasibility of Rebuilding New Frontier Treatment
More informationTECHNICAL REPORT UCED 95-10 FEASIBILITY OF THE PROPOSED NEW FRONTIER TREATMENT CENTER EXPANSION IN FALLON, NEVADA UNIVERSITY OF NEVADA, RENO
TECHNICAL REPORT UCED 95-10 FEASIBILITY OF THE PROPOSED NEW FRONTIER TREATMENT CENTER EXPANSION IN FALLON, NEVADA UNIVERSITY OF NEVADA, RENO Feasibility of the Proposed New Frontier Treatment Center Expansion
More informationHow To Calculate The Economic Impact Of Medical Professions On The State Of Nevada
TECHNICAL REPORT UCED 96/97-02 THE ECONOMIC IMPACTS OF DENTISTS, PHYSICIAN ASSISTANTS, OCCUPATIONAL THERAPISTS, PHYSICAL THERAPISTS AND PHARMACISTS ON THE STATE OF NEVADA UNIVERSITY OF NEVADA, RENO THE
More informationTHE ECONOMIC IMPACTS OF SELECTED PROFESSIONALS ON THE ECONOMY OF THE STATE OF NEVADA
TECHNICAL REPORT UCED 2005/06-27 THE ECONOMIC IMPACTS OF SELECTED PROFESSIONALS ON THE ECONOMY OF THE STATE OF NEVADA UNIVERSITY OF NEVADA, RENO THE ECONOMIC IMPACTS OF SELECTED PROFESSIONALS ON THE ECONOMY
More informationAdolescent Substance Abuse Prevention and Treatment Services Briefing Legislative Committee on Health Care December 18, 2007
Adolescent Substance Abuse Prevention and Treatment Services Briefing Legislative Committee on Health Care December 18, 2007 Department of Health and Human Services, Division of Mental Health and Developmental
More informationHalifax Health provides emergency services to all patients, without discrimination, based on clinical need and not their ability to pay.
Department: Patient Business Financial Services Policy Title: Financial Assistance Programs Manual Section: Adm Effective Date: Reviewed Date: 08/201, 05/02/13 Approved by: Mnemonic: PBF Type: P Revised
More information12 & 12, INC. FY 15 ANNUAL MANAGEMENT REPORT
12 & 12, INC. FY 15 ANNUAL MANAGEMENT REPORT 12 & 12 Inc. is a comprehensive addiction recovery treatment center serving individuals and their families who are affected by alcoholism and other drug addictions.
More informationDIVISION OF HEALTH PLANNING AND RESOURCE DEVELOPMENT FEBRUARY 2011
DIVISION OF HEALTH PLANNING AND RESOURCE DEVELOPMENT FEBRUARY 2011 CON REVIEW: HG-RLS-1210-039 PATIENTS CHOICE MEDICAL CENTER LEASE/RELOCATION OF TEN CHEMICAL DEPENDENCY BEDS AND OFFERING OF ACUTE ADULT
More informationLOCAL SURVEY OVERVIEW THE NATIONAL CENTER ON ADDICTION AND SUBSTANCE ABUSE AT COLUMBIA UNIVERSITY SUBSTANCE ABUSE AND LOCAL BUDGETS PROJECT
LOCAL SURVEY OVERVIEW THE NATIONAL CENTER ON ADDICTION AND SUBSTANCE ABUSE AT COLUMBIA UNIVERSITY SUBSTANCE ABUSE AND LOCAL BUDGETS PROJECT The National Center on Addiction and Substance Abuse at Columbia
More informationBefore You Start a Business A Basic Checklist
Before You Start a Business A Basic Checklist The following is a list of questions that every entrepreneur should answer before going into business. These questions are all yes or no answers. There is
More informationOUR MISSION. WestCare s mission. is to empower everyone whom. we come into contact with. to engage in a process of healing, growth and change,
OUR MISSION WestCare s mission is to empower everyone whom we come into contact with to engage in a process of healing, growth and change, benefiting themselves, their families, coworkers and communities.
More informationBridges of America - The Orlando Bridge, Inc. Orlando, Florida Financial Statements and Supplemental Information Year Ended June 30, 2011
Bridges of America - The Orlando Bridge, Inc. Orlando, Florida Financial Statements and Supplemental Information Year Ended June 30, 2011 Table of Contents Page Independent Auditor s Report 1 Financial
More informationAudit Report. Division of Mental Health and Developmental Services Substance Abuse Prevention and Treatment Agency
LA12-15 STATE OF NEVADA Audit Report Division of Mental Health and Developmental Services Substance Abuse Prevention and Treatment Agency 2012 Legislative Auditor Carson City, Nevada Audit Highlights Highlights
More informationWEDCO. Amount Requested Purpose. Repayment Source
WEDCO Wentworth Economic Development Corporation, Inc. 7 Center Street, PO Box 641, Wolfeboro, NH 03894 Phone: 569-4216 Fax: 569-3317 Website: www.wedco NH.org Small Business Loan Application All information
More informationKOVAR Home Loan Application Revised 10/09 KOVAR
KOVAR KNIGHTS OF VIRGINIA ASSISTANCE FOR THE INTELLECTUALLY DISABLED APPLICATION FOR NON-INTEREST LOAN PROGRAM FOR FINANCING GROUP HOMES FOR CITIZENS WITH INTELLECTUAL DISABILITIES 1 Project Mortgagor
More informationFY 2011 Total County. FY 2011 Health County Dollars - $29,869,193. Medical Examiner 1%
Health Service Area FY 2011 Total County Health 8% FY 2011 Health County Dollars - $29,869,193 Medical Examiner 1% CenterPoint Human Svcs. 21% Public Health 78% OPERATING POLICIES AND GOALS: Create a community
More informationCHEMICAL ADDICTIONS RECOVERY EFFORT, INC. ANNUAL FINANCIAL REPORT JUNE 30, 2010
CHEMICAL ADDICTIONS RECOVERY EFFORT, INC. ANNUAL FINANCIAL REPORT JUNE 30, 2010 TABLE OF CONTENTS PAGE INDEPENDENT AUDITOR=S REPORT 1 STATEMENTS OF FINANCIAL POSITION 3 STATEMENTS OF ACTIVITIES 4 STATEMENTS
More informationTHE SOUTH FLORIDA CHURCH OF CHRIST, INC.
THE SOUTH FLORIDA CHURCH OF CHRIST, INC. FINANCIAL STATEMENTS THE SOUTH FLORIDA CHURCH OF CHRIST, INC. FINANCIAL STATEMENTS TABLE OF CONTENTS PAGES Independent Auditor s Report 1 Statement of Financial
More informationFACT SHEET. Alcohol and/or Other Drug (AOD) Recovery or Treatment Facilities Frequently Asked Questions. Licensed vs. Unlicensed Facilities
FACT SHEET Licensing and Certification Division Alcohol and/or Other Drug (AOD) Recovery or Treatment Facilities Frequently Asked Questions APRIL 2012 Licensed vs. Unlicensed Facilities 1. What facilities
More informationDepartment of Mental Health
332401 Forensic Services $4,319,519 $4,328,547 $4,371,610 $4,323,287 $3,089,969 $3,244,251 0.2% 1.0% -1.1% -28.5% 5.0% Section 335.10.10 of Am. Sub. H.B. 1 of the 128th G.A. (originally established by
More informationSmall-business owners who need
BUSINESS PLANS ARE MORE IMPORTANT NOW THAN EVER Jenni Jeras 1 Small-business owners who need financing are smart to do their homework, and that includes creating a comprehensive business plan. Lenders
More informationUNSOM Health Policy Report
Registered Nurse Workforce in Findings from the 2013 National Workforce Survey of Registered Nurses May 2014 Tabor Griswold, PhD, Laima Etchegoyhen, MPH, and John Packham, PhD Overview Registered Nurse
More informationGrace Centers of Hope and Subsidiaries. Consolidated Financial Report October 31, 2013
Consolidated Financial Report October 31, 2013 Contents Report Letter 1 Consolidated Financial Statements Balance Sheet 2 Statement of Activities and Changes in Net Assets 3 Statement of Functional Expenses
More informationFY 2010 Total County. FY 2010 Health County Dollars - $28,422,505. Medical Examiner 1%
Health Service Area FY 2010 Total County Health 7% FY 2010 Health County Dollars - $28,422,505 Medical Examiner 1% CenterPoint Human Svcs. 22% Public Health 77% OPERATING POLICIES AND GOALS: Create a community
More informationName Date of Birth (Last) (First) (Middle initial) Address City. State Zip County Drivers Lic/ID. Home Telephone Cell Work.
Christian Community Action 200 S. Mill Street, Lewisville, TX 75057 972-436-HELP www.ccahelps.org Please Print Name as it appears on picture ID. Today s Date Name Date of Birth (Last) (First) (Middle initial)
More informationCOMPREHENSIVE ALCOHOLISM REHABILITATION PROGRAMS, INC.
COMPREHENSIVE ALCOHOLISM REHABILITATION PROGRAMS, INC. FINANCIAL STATEMENTS JUNE 30, 2013 Berkowitz, Huff & Viniar Certified Public Accountants Stuart, Florida Statement of Financial Position as of
More informationSELECTED POPULATION PROFILE IN THE UNITED STATES. 2013 American Community Survey 1-Year Estimates
S0201 SELECTED POPULATION PROFILE IN THE UNITED STATES 2013 American Community Survey 1-Year Estimates Supporting documentation on code lists, subject definitions, data accuracy, and statistical testing
More informationJAMES A. MICHENER ART MUSEUM
FINANCIAL STATEMENTS YEAR ENDED DECEMBER 31, 2010 CONTENTS INDEPENDENT AUDITOR'S REPORT 1 FINANCIAL STATEMENTS Statement of Financial Position 2 Statement of Activities 3 Statement of Functional Expenses
More informationStructure and Function
Structure and Function OKLAHOMA State SSA Director Mr. Ben Brown, Deputy Commissioner Oklahoma Department of Mental Health and Substance Abuse Services P.O. Box 53277 Oklahoma City, OK 73152-3277 Phone:
More informationA PRACTICAL GUIDE TO WRITING A BUSINESS PLAN
A PRACTICAL GUIDE TO WRITING A BUSINESS PLAN Louisiana Small Business Development Center At Southeastern Louisiana University 1514 Martens Drive Hammond, LA 70401 Phone: (985) 549-3831 Fax: (985) 549-2127
More informationArlington Street People's Assistance Network. Financial Statements, Including OMB Circular A-133 Reports and Independent Auditors Report
Financial Statements, Including OMB Circular A-133 Reports and Independent Auditors Report June 30, 2013 and 2012 Financial Statements June 30, 2013 and 2012 Contents Independent Auditors Report... 1-2
More informationBusiness Planning Worksheets
Business Planning Worksheets Copyright 2003-2010 Lamar University SBDC Table of Contents Introductory Section... 1 Cover Sheet... 1 Executive Summary... 1 Narrative Section... 2 Description of the Business...
More informationSample Financial Statements from PPC Preparing Nonprofit Financial Statements
(ACCOUNTANT S LETTERHEAD) INDEPENDENT ACCOUNTANT S REPORT (REVIEW) To the Board of Directors Habitat House, Inc. City, State We have reviewed the accompanying statements of financial position of Habitat
More informationPERSONAL FINANCIAL STATEMENT
PERSONAL FINANCIAL STATEMENT As of, 20 BUSINESS PLAN GUIDELINES Name: Residence Phone: Residence Address: City, State, Zip Code: Social Security Number: PERSONAL ASSETS PERSONAL LIABILITIES Cash in Bank
More informationGUIDELINES FOR ACCEPTANCE IN THE HABITAT FOR HUMANITY OF PULASKI COUNTY PROGRAM
GUIDELINES FOR ACCEPTANCE IN THE HABITAT FOR HUMANITY OF PULASKI COUNTY PROGRAM 6700 S. University Ave. Little Rock, AR 72209 501.376.4434 Apply for a Home 1. You will be considered for a Habitat home
More informationUSDA IRP LOAN FUND PROSPERA BUSINESS NETWORK 2015 CHARLOTTE STREET, SUITE 1 BOZEMAN, MT 59718 406.587.3113
USDA IRP LOAN FUND Prospera s Intermediary Relending Program Revolving Loan Fund ( IRP Loan Fund ) provides financing to businesses located in Gallatin County and Park County. Prospera s IRP Loan Fund
More informationFY 2012 Total County - $388,239,166. FY 2012 Health County Dollars - $29,978,137. Medical Examiner 0.6%
Health Service Area FY 2012 Total County - $388,239,166 Health 7.7% FY 2012 Health County Dollars - $29,978,137 Medical Examiner 0.6% CenterPoint Human Svcs. 20.9% Public Health 78.5% OPERATING POLICIES
More informationHUMAN SERVICES. What can I do with this major?
AREAS HUMAN SERVICES What can I do with this major? EMPLOYERS DESCRIPTIONS/STRATEGIES SOCIAL SERVICES Administration and Planning Program Evaluation Volunteer Coordination Prevention Public welfare agencies
More informationDEPARTMENT OF COMMERCE REVOLVING LOAN FUND (RLF) SUMMARY
DEPARTMENT OF COMMERCE REVOLVING LOAN FUND (RLF) SUMMARY The Revolving Loan Fund (RLF) program is designated to make direct business loans with other financing sources (public sector loans, governmental
More informationReport on Nevada s Housing Market
June Report on Nevada s Housing Market This is the first of a series of reports on Nevada s Housing Market co-presented by the Lied Institute for Real Estate Studies at the University of Nevada, Las Vegas
More informationBridges of America - The Turning Point Bridge, Inc. Orlando, Florida
Bridges of America - The Turning Point Bridge, Inc. Orlando, Florida Financial Statements and Supplementary Information Year Ended June 30, 2014 Table of Contents Page Independent Auditor s Report 1 Financial
More informationSTANDARD CHART OF ACCOUNTS FOR ASSOCIATIONS
STANDARD CHART OF ACCOUNTS FOR ASSOCIATIONS (Developed by the ASAE Finance and Administration Section Council) INTRODUCTION For an association to carry out its purpose and meet its fiscal responsibility,
More informationFINANCIAL STATEMENTS AND REPORT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS JOSEPH S HOUSE, INC. (A NON-PROFIT ORGANIZATION)
FINANCIAL STATEMENTS AND REPORT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS JOSEPH S HOUSE, INC. (A NON-PROFIT ORGANIZATION) September 30, 2013 and 2012 CONTENTS Page Report of Independent Certified Public
More informationRural Business Enterprise Loan Program (RBE)
Courthouse PO Box 607 Carlton, MN 55718 Rural Business Enterprise Loan Program (RBE) Mailing Address: Carlton County Economic Development Office PO Box 607 Carlton, MN 55718 (218) 384-9597 or (218)384-9564
More informationPatient Care Financial Assistance
Friends Healing Friends FALLON MEDICAL PO Box 820 202 South 4 th Street West Baker, MT 59313-0820 (406) 778-3331 FAX (406) 778-2488 I. Policy Statement: Patient Care Financial Assistance It is the policy
More informationFairfax-Falls Church Community Services Board. 106-11-Alcohol and Drug Adult Day Treatment Services
106-11-Alcohol and Drug Adult Day Treatment Services Fund/Agency: 106 Fairfax-Falls Church Community Services Board Personnel Services $1,480,282 Operating Expenses $288,147 Recovered Costs $0 Capital
More informationBasic Business Plan Outline
Basic Business Plan Outline A business plan needs to be a well thought out, honest, appraisal of the business and opportunity. This outline is meant to be used for your road map. It should be a living
More informationPEF closes funding gaps growth businesses commonly face as they move from start-up to commercialization and fast growth.
PITTSBURGH ENTREPRENEUR FUND Program Guidelines I. Statement of Purpose The Pittsburgh Entrepreneur Fund (PEF) will provide capital for new and growing businesses, including emerging technology-based firms,
More informationNONPROFITS ASSISTANCE FUND FINANCIAL STATEMENTS YEARS ENDED MARCH 31, 2015 AND 2014
FINANCIAL STATEMENTS YEARS ENDED TABLE OF CONTENTS YEARS ENDED INDEPENDENT AUDITORS' REPORT 1 FINANCIAL STATEMENTS STATEMENTS OF FINANCIAL POSITION 3 STATEMENTS OF ACTIVITIES 5 STATEMENTS OF CASH FLOWS
More informationHow To Calculate The Economic Output Of The State Of Nevada
Nevada s Business Information Technology Ecosystems Sector Industry Summary for Nevada s Business Information Technology Ecosystems Sector 54,637-2.9% $55,775 Jobs (2014) % Change (2004-2014) Avg. Earnings
More informationBridges of America - The Orlando Bridge, Inc. Orlando, Florida
Bridges of America - The Orlando Bridge, Inc. Orlando, Florida Financial Statements and Supplemental Information Year Ended June 30, 2010 Contents Page Independent Auditor s Report 1 Financial Statements
More informationFederal Disaster Recovery Assistance from the US Small Business Association (SBA) for Private, Nonprofit Organizations. Presented by Mark Randle
Federal Disaster Recovery Assistance from the US Small Business Association (SBA) for Private, Nonprofit Organizations Presented by Mark Randle 3 December 2014 heritagepreservation.org/shep heritagepreservation.org/shep
More informationMISSISSIPPI STATE DEPARTMENT OF HEALTH DIVISION OF HEALTH PLANNING AND RESOURCE DEVELOPMENT JUNE 2016 STAFF ANALYSIS
MISSISSIPPI STATE DEPARTMENT OF HEALTH DIVISION OF HEALTH PLANNING AND RESOURCE DEVELOPMENT JUNE 2016 CON REVIEW HG-RB-0416-009 JACKSON HMA, LLC, D/B/A MERIT HEALTH CENTRAL EXPANSION OF PSYCHIATRIC BEDS
More informationSmall Business Development Loan Program (SBDLP)
Washington County Economic Growth Partnership, Inc. Small Business Development Loan Program (SBDLP) Application 1707 N Shelby Street, Suite 109 Salem, IN 47167 812-883-8803 812-883-8739 FAX E-mail: sabrina.burdine@wcegp.org
More informationCity of Lawrence 2009 Alcohol Tax Funds Request for Proposals Calendar Year 2009 (January December) Cover Page. Lawrence Community Shelter, Inc.
City of Lawrence 2009 Alcohol Tax Funds Request for Proposals Calendar Year 2009 (January December) Cover Page Agency Name: Program Name: Contact Person: Lawrence Community Shelter, Inc. (LCS) Substance
More informationComponents Of A Business Plan
1 Components Of A Business Plan Cover Page Table of Contents Statement of Purpose Description of the Business Competition Market Strategy Location Management Personnel Application and Expected Effect of
More informationEffective Date: 7/10/2015. Title: Financial Assistance Policy. Document Owner: Jonathan Binder Approver(s):Professional Advisory Group
Title: Financial Assistance Policy Document Owner: Jonathan Binder Approver(s):Professional Advisory Group Effective Date: 7/10/2015 I. Policy: It is the policy of HomeCare Maryland (HCM) to adhere to
More informationCorporation, a copy of the file stamped Articles or Certificate of Incorporation
Thank you for choosing Frost for your business credit needs. We are committed to helping you determine the best financing option for your business. To assist us, we ask that you complete and submit the
More informationNonprofit Organizations and the Nevada Economy: An analysis of the employment, economic impact, and scope of the nonprofit sector in the Silver State
THE LINCY INSTITUTE SPECIAL REPORT NO.3 September 2014 Nonprofit Organizations and the Nevada Economy: An analysis of the employment, economic impact, and scope of the nonprofit sector in the Silver State
More information12/3/2014. heritagepreservation.org/shep. heritagepreservation.org/shep
Federal Disaster Recovery Assistance from the US Small Business Association (SBA) for Private, Nonprofit Organizations Presented by Mark Randle 3 December 2014 heritagepreservation.org/shep heritagepreservation.org/shep
More informationPre-Bankruptcy Filing Certification Credit Counseling DISCLOSURE AGREEMENT
Pre-Bankruptcy Filing Certification Credit Counseling DISCLOSURE AGREEMENT Thank you for contacting Comprehensive Credit Counseling of Rural Services of Indiana, Inc. for you Pre- Bankruptcy Filing Certification.
More informationThe Center for Health Information and Analysis. Adult Day Health Cost Report Directions
The Center for Health Information and Analysis Adult Day Health Cost Report Directions On behalf of the Executive Office of Health and Human Services (EOHHS), t he Center for Health Information and Analysis
More informationINITIAL CERTIFICATION APPLICATION
ALCOHOL AND/OR OTHER DRUG PROGRAM INITIAL CERTIFICATION APPLICATION STATE OF CALIFORNIA - HEALTH AND HUMAN SERVICES AGENCY DEPARTMENT OF HEALTH CARE SERVICES SUBSTANCE USE DISORDER COMPLIANCE DIVISION
More informationProject Title Gambling Addiction Treatment and Education
Problem Gambling - Treatment SFY16-17 Organization Information Program Area Confirm the program area that your proposal addresses. Problem Gambling-Treatment Project Title Gambling Addiction Treatment
More informationCSUS DEPARTMENT OF PSYCHOLOGY ADVISING INFORMATION FOR MENTAL HEALTH AND HUMAN SERVICES PROFESSIONS OVERVIEW
CSUS DEPARTMENT OF PSYCHOLOGY ADVISING INFORMATION FOR MENTAL HEALTH AND HUMAN SERVICES PROFESSIONS OVERVIEW Mental health and human services careers may be pursued through the fields of psychology, psychiatry,
More informationEconomic Development and Housing Challenge Program
Economic Development and Housing Challenge Program 8/6/2015 Minnesota Housing does not discriminate on the basis of race, color, creed, national origin, sex, religion, marital status, status with regard
More informationChapter 25 Utah Residential Rehabilitation Act
Chapter 25 Utah Residential Rehabilitation Act 11-25-1 Short title. This act shall be known and may be cited as the "Utah Residential Rehabilitation Act." 11-25-2 Legislative findings -- Liberal construction.
More informationBusiness Loan Application Package
Business Loan Application Package Thank you for your interest in applying for a business loan from the New Mexico Community Development Loan Fund (The Loan Fund), an Equal Opportunity Lender. For us to
More informationSouth Eastern Economic Development SEED Corporation
South Eastern Economic Development SEED Corporation 80 Dean Street (Route 44), Taunton, MA 02780 SEED is a non profit finance corporation certified and accredited by the U.S. Small Business Administration
More informationBusiness Loan Application Information Requirements
Business Loan Application Information Requirements Completed Loan Application. (Form provided) 1626 6 th Avenue North Lewiston, Idaho 83501 Phone: (208) 746-0015 Fax: (208) 746-0576 Personal Financial
More informationDIVISION OF HEALTH PLANNING AND RESOURCE DEVELOPMENT AUGUST 2014
DIVISION OF HEALTH PLANNING AND RESOURCE DEVELOPMENT AUGUST 2014 CON REVIEW HR-RC-0514-006 THE MISSISSIPPI METHODIST HOSPITAL AND REHABILITATION CENTER, INC. D/B/A METHODIST REHABILITATION CENTER RENOVATION
More informationCITY OF COLEMAN, TEXAS FINANCIAL STATEMENTS AND INDEPENDENT AUDITOR'S REPORT SEPTEMBER 30, 2014
CITY OF COLEMAN, TEXAS FINANCIAL STATEMENTS AND INDEPENDENT AUDITOR'S REPORT SEPTEMBER 30, 2014 Becky Roberts, CPA 104 Pine Street, Suite 610 Abilene, Texas 79601 325-665-5239 becky.roberts@rm-cpa.net
More informationSASCAP Substance Abuse Services Cost Analysis Program
Cost Module SASCAP Substance Abuse Services Cost Analysis Program Copyright 1999-2010 RTI International Research Triangle Park, NC 27709 Version 1.2a January 2010 Date Completed: Program ID #: The original
More informationCAPACITY DEVELOPMENT APPLICATION FOR A NEW PUBLIC WATER SYSTEM
Douglas A. Ducey Governor Misael Cabrera Director Southern Regional Office 400 West Congress Street Suite 433 Tucson, AZ 85701 (520) 628-6733 Southern Regional Office 400 West Congress Street Suite 433
More informationPATHSTONE ENTERPRISE CENTER, INC. Small Business Loan Application
PATHSTONE ENTERPRISE CENTER, INC. Small Business Loan Application PathStone Enterprise Center, Inc. 400 East Ave. Rochester, NY 14607 Phone: (585) 340-3705 Fax: (585) 340-3326 TDD: 800-545-1833 Web Site:
More informationApproved By: President/CEO June 2014 Signature Title Date
Department 02 Financial Services Cost Center 907 Patient Billing Policy 07 Charity or Discounted Care Submitted By: Thomas Garvey, Senior Vice President, Chief Financial Officer Approved By: President/CEO
More informationDRUG ABUSE PROGRAM 3000 Biscavne Boulevard, Suite 206 A Miami, Florida Frank 0. Nelson, Direclof PHONE: (305) 576-0510 33137
[DEPARTMENT OF HEALTH AND REHABILITATIVE SERVICES Emmett S. Robirtt. Secretary STATE OF FLORIDA Reubin 'D Ask'~' G mnor DRUG ABUSE PROGRAM 3000 Biscavne Boulevard, Suite 206 A Miami, Florida Frank 0. Nelson,
More informationWOUNDED WARRIOR PROJECT, INC. (A NOT-FOR-PROFIT ORGANIZATION)
(A NOT-FOR-PROFIT ORGANIZATION) FINANCIAL REPORT TABLE OF CONTENTS Report of independent certified public accountants 1 Financial statements: Statement of financial position 2 Statement of activities 3
More informationAlice s Integrity* Loan Fund
Mission Statement Alice s Integrity* Loan Fund Provide limited capital to individuals who commit to being self-sustaining entrepreneurs. These funds are to be used for start-up business ventures or to
More informationUniversity of Pennsylvania Health System Health Services Policy and Procedure. Effective: 3/1/15 Page: 1 of 11
Page: 1 of 11 Keywords Free Care Uninsured Under insured Financial counseling Financial assistance Charity Care See Also HUP #1-12-17 Non-Discrimination PPMC #02.100 Non-Discrimination PAH #CC1 Admission
More informationLOAN APPLICATION. Mission. Program Information: Do you qualify?
LOAN APPLICATION Mission The mission of Economic Development and Financing Corporation (EDFC) is Connecting money and ideas with entrepreneurs to create sustainable prosperity in Lake and Mendocino Counties.
More informationFAMILY DRUG COURT PROGRAM
SUPREME COURT OF MISSISSIPPI Administrative Office of Courts FAMILY DRUG COURT PROGRAM REQUEST FOR PROPOSAL PURPOSE OF THE REQUEST FOR PROPOSAL Through the American Recovery and Reinvestment Act of 2009
More informationCHAPTER 5. Rules and Regulations for Substance Abuse Standards. Special Populations for Substance Abuse Services
CHAPTER 5 Rules and Regulations for Substance Abuse Standards Special Populations for Substance Abuse Services Section 1. Authority. These rules are promulgated by the Wyoming Department of Health pursuant
More informationHEALTH & SAFETY CODE SUBTITLE F. POWERS AND DUTIES OF HOSPITALS CHAPTER 311. POWERS AND DUTIES OF HOSPITALS
HEALTH & SAFETY CODE SUBTITLE F. POWERS AND DUTIES OF HOSPITALS CHAPTER 311. POWERS AND DUTIES OF HOSPITALS SUBCHAPTER C. HOSPITAL DATA REPORTING AND COLLECTION SYSTEM Sec. 311.031. DEFINITIONS. In this
More informationBusiness Plan Guide. NYS Small Business Development Center. Small Business Development Center. Farmingdale State College
NYS Small Business Development Center Farmingdale State College Business Plan Guide Small Business Development Center The SBDC is a program supported by the U.S. Small business administration and extended
More informationNATIONAL TREATMENT CENTER STUDY SUMMARY REPORT (NO. 5) THIRD WAVE ON-SITE RESULTS
NATIONAL TREATMENT CENTER STUDY SUMMARY REPORT (NO. 5) THIRD WAVE ON-SITE RESULTS A report detailing the findings from the third wave of on-site interviews with a nationally representative sample of private
More informationPORTER HOSPITAL, INC.
PORTER HOSPITAL, INC. Subject: Financial Assistance Policy 2014 Department: Patient Financial Services Porter Hospital and Porter (Physician) Practice Management Original Effective: January 2012 Last Revised:
More informationSMALL BUSINESS REVOLVING LOAN FUND GUIDELINES
SMALL BUSINESS REVOLVING LOAN FUND GUIDELINES 1.0 INTRODUCTION Fay-Penn Economic Development Council has established a Small Business Loan Fund. The Small Business Loan Fund Program is designed to stimulate
More informationDIVISION OF HEALTH PLANNING AND RESOURCE DEVELOPMENT AUGUST 2013
DIVISION OF HEALTH PLANNING AND RESOURCE DEVELOPMENT AUGUST 2013 CON REVIEW MISSISSIPPI METHODIST HOSPITAL AND REHABILITATION CENTER, INC. d/b/a METHODIST OUTPATIENT REHABILITATION CONSTRUCTION OF CONSOLIDATED
More informationPatient Finance Services Policy
Patient Finance Services Policy CONEMAUGH HEALTH SYSTEM FINANCIAL ASSISTANCE POLICY I. PURPOSE Conemaugh Health System is a community of persons committed to being a transforming, healing presence in the
More informationCentral Kentucky Management Services, Inc.
Central Kentucky Management Services, Inc. FINANCIAL REPORT 2010 Central Kentucky Management Services, Inc. A Component Unit of the University of Kentucky CONTENTS PAGE Independent Accountants' Report
More informationBRIDGEWAY, INC. Galesburg, Illinois. FINANCIAL STATEMENTS June 30, 2010
Galesburg, Illinois FINANCIAL STATEMENTS TABLE OF CONTENTS PAGE INDEPENDENT AUDITOR S REPORT...1 FINANCIAL STATEMENTS Statement of Financial Position...2 Statement of Activities...3 Statement of Functional
More informationCOMMUNITY SERVICES 238 HUMAN SERVICES. Mission Statement. Mandates. Expenditure Budget: $37,580,036 30.7% of Human Services
Mission Statement We are committed to improving the quality of life for people with or at risk of developing mental disabilities and substance abuse problems and to preventing the occurrences of these
More informationSBA Loan Checklist. Ownership Information. Site Information. Business Information
SBA Loan Checklist Ownership Information Completed Credit Application Completed Personal Financial Statement (for each owner) 3 Years Personal Federal Tax Returns (for each owner) Management Profile (form
More informationJune, 2015 DEBT MANAGEMENT PLAN COUNTY OF ELKO, NEVADA
June, 2015 DEBT MANAGEMENT PLAN COUNTY OF ELKO, NEVADA Introduction The County of Elko (the "County") has a Capital Improvement Plan (CIP) which is a multi-year planning document that identifies and prioritizes
More informationSUBJECT: CHARITY AND UNCOMPENSATED CARE 1 of 13 DEPARTMENT: BUSINESS OFFICE REVISED: 10/2012
REFERENCE # SUBJECT: CHARITY AND UNCOMPENSATED CARE 1 of 13 DEPARTMENT: BUSINESS OFFICE REVISED: 10/2012 CHARITY AND UNCOMPENSATED CARE Purpose To provide definition of health care assistance to eligible
More informationGroup Intended Participant Locations Cost Curriculum Length. Longmont & Boulder. Longmont & Boulder
County Public Health ADDICTION RECOVERY CENTERS (ARC) www.countyarc.org We offer some of the best evidence-based outpatient treatment services for men, women, and teens in the State of Colorado. We offer
More informationBusiness Plan Workbook
Business Plan Workbook Developed by the staff of the Niagara County Community College Small Business Development Center 3111 Saunders Settlement Rd Sanborn, NY 14132 7162102515 www.niagarasbdc.org Call
More informationAlcoholism and Substance Abuse
State of Illinois Department of Human Services Division of Alcoholism and Substance Abuse OVERVIEW The Illinois Department of Human Services, Division of Alcoholism and Substance Abuse (IDHS/DASA) is the
More informationSmall Business Environmental Loan Program Application
Small Business Environmental Loan Program Application Arkansas Department of Environmental Quality Public Outreach & Assistance Division Business Assistance Program 5301 Northshore Drive North Little Rock,
More information