Official Master's Degree in Finance

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1 Official Master's Degree in Finance The program's Faculty is composed by: Lecturers (with PhD) from Faculty of Economics and Business Administration, Comillas Pontifical University (ICADE). Business professionals specializing in the topics that are studied under this program. The lecturers taking part in the academic year are as follows: ALMODOVAR ROYO, JUAN ANTONIO Director of Wealth Planning for UBS. ARBIZU LOSTAO, EDUARDO Licentiate Degree in Law (University of Navarre) State Attorney Head of Legal, Auditing and Compliance Services for BBVA. AYORA ALEIXANDRE, JUAN Licentiate Degree in Actuarial Sciences and Finance. Diploma in Business Administration Official Master's Degree in Supervision of Credit Institutions. Official Master's Degree in Banking and Quantitative Finance Credit Institution Inspector for the Bank of Spain. BAJO SANJUAN, ANNA Executive MBA (IE) Consultant and Researcher. Member of the Chair in Economic and Business Ethics. BALDA MARTÍN, MIKEL Industrial Engineer MBA (IESE) Executive Director GMB Europe for Banco Santander. BORRACHERO KISELEACK, JAVIER Licentiate Degree in Law, E-1 (Comillas) Master's Degree in Financial and Operational Services Team Leader of Telecommunications Analysis, Kepler Capital Markets President of Institute Spain. BUCETA CASTELEIRO, LUIS, E-2 and Marketing Research and Techniques (Comillas) Executive MBA (IESE) Senior Portfolio Manager at BNP Paribas. DEL CAMPO DE LOS SANTOS, ANTONIO Compliance Director at BBVA. CAÑAMARES ZAMUDIO, ANA, E-2 (Comillas) CEFA from EFFAS. Certified European Financial Analyst (EFFAS) Team Leader for Interest-Rate Derivatives Spanish Networks, Global Internal Networks, Corporate & Investment Banking BBVA.

2 CARABIAS LÓPEZ, SUSANA PhD in Business Administration and Management, and Licentiate Degree in Economics and Business Administration Lecturer at the Department of Quantitative Methods at ICADE, and Coordinator of the Financial Mathematics section. CASSINELLO PLAZA, NATALIA PhD in Business Administration and Management Master's Degree in Tax Advice (IE) Lecturer at the Financial Management Department at ICADE. CIDÓN MARTÍNEZ, RAMÓN Industrial Engineer (Comillas) Master's Degree in Financial Management of Energy Project BBVA Corporate & Investment Banking - Structured Finance Manager. CORONADO VACA, MARÍA Master's Degree in Quantitative Finance (AFI) and Master's Degree in Investment Analysis from IEAF CEFA from EFFAS Lecturer Comillas Pontifical University (ICADE) and Head of the Financial Management Department. Collegiate professor at MEFF Institute Active Member of GARP (Global Association of Risk Professionals) and PRMIA (Professional Risk Managers International Association). DE CASTRO PAREDES, PABLO Private Degree in Economics and Business Administration, E2 (Comillas) Licentiate Degree in Political Science and Sociology Bachelor in European Business Administration Corporate Projects Director, Santander Group. DÍAZ-CABALLERO, AINHOA Licentiate Degree in Law and in Economics and Business Administration, E-3 (Comillas) Master's Degree in Economics and Business Research (Comillas) Senior Reserves Manager at Bank of Spain and ECB Deputy President of Institute Spain. GARCÍA GONZÁLEZ, MIGUEL Partner at Garrigues Tax Department. GÓMEZ DE LA VEGA PEDRUELO, ITZIAR Advanced Program in Foreign Trade and International Marketing Director of Treasury and Capital Markets, BEF. GONZÁLEZ FUENTES, PAOLA Licentiate Degree in Public Accounting and Auditing Executive MBA Standard Risk Policy Director of Banco Santander. GONZÁLEZ GONZÁLEZ, JOSE Diploma in Economics and Business Administration GMP (IESE) National Business Director for Santander Select, Grupo Santander. GONZÁLEZ PUEYO, FRANCISCO JAVIER y Master's Degree in Financial Markets Deputy Director of the Research Department at the National Securities Market Commission. GONZALO MARTÍNEZ, JUAN ANTONIO DE Deputy General Manager at UBS.

3 HERNÁNDEZ PÉREZ, ANA Managing Partner at Wealth Solutions, EAFI. HERNÁNDEZ SOBRINO, FERNANDO PhD in Business Administration and Management Industrial engineer Technical Industrial Engineering (Comillas) Master's Degree in Industrial Management and Organization Executive MBA (Comillas) IT Customer Service Manager (Grupo Telefónica). IZQUIERDO TRIANA, HECTOR Licentiate Degree in Law, and in Economics and Business Administration, E-3 (Comillas) Executive MBA Business Institute (IE) Member of the Executive Committee of the Institute of Internal Auditors of Spain Head of Internal Auditing at Renfe. MADRID GUTIÉRREZ, ROBERTO Master's Degree in Private Banking EFA certificate from EFPA Former Head of "Multi-management" at Banco Madrid. Executive at Private Wealth Management. MAGRO GONZALEZ, IGNACIO, E2 (Comillas) MBA (INSEAD) Founding Partner FINAE PARTNERS. MANERO JAMES, RODRIGO Electronic Engineer Master's Degree in Administration Head of Listed Products, Santander Group. MANTEIGA BAUTISTA, CARLOS Licentiate Degree in Medicine and Surgery Diploma in Business Administration Santander Executive Training Program (ESADE) Human Resource Management Santander Group. MARTÍNEZ DE HARO GONZÁLEZ-OREJAS, ÁLVARO Licentiate Degree in Law, E1 (Comillas) Director of Wealth Planning for UBS. MARTÍNEZ MEYERS, SUSANA Licentiate Degree in European Business Administration, E-4 (Comillas) Finance and International Business (Northeastern University) Sector-specific Financial Analyst in Bankia's research department. MARTÍNEZ MARTÍN, OSCAR Executive MBA (Comillas) CFO at Alma Media. MARTÍNEZ LADRÓN DE GUEVARA, JORGE ALBERTO Computer Systems Engineer Master's Degree in Business Administration and Management (Comillas) Independent Consultant.

4 MAZO FAJARDO, MARISA Licentiate Degree in Law and in Economics and Business Administration, E3 (Comillas) MBA (IESE) Strategic Director for Ahorro Corporación. MENCÍA GONZALEZ, DESIDERIO Advanced Telecommunications Engineering Master's Degree in Quantitative Finance from the School of Applied Finance (AFI Group) Head of Development in Systems Engineering and Services Collaborator at RiskLab-Madrid Lecturer at AFI and BME. MOLINA HUERTAS, JUAN Executive MBA (IE) Deputy Director of Planning and Control at SEPI (State-Owned Industrial Holding Corporation) Advisor for Institute Spain. DE MORA GIL-GALLARDO, JOSE LUIS Licentiate Degree in Law, and in Economics and Business Administration, E-3 (Comillas) MBA (Boston).Director Corporate Development Grupo Santander. MORAL BELLO, CECILIO (Comillas) Chair of the Financial Management Department, Faculty of Economics and Business Administration (ICADE) Head of the Altae Chair in Financial and Fiscal Studies. Course Director of President of the Spanish Securities Market Association. NUÑO BARRAU, GALO Doctorate Program in Electrical Engineering Telecommunications Engineering Master's Degree in Quantitative Finance and Economic Modeling (Stanford University) Economist at the Bank of Spain. OSTOS PALACIOS, GUILLERMO PMD IESE Banking Management Program, INSEAD Head of Training Grupo Santander. PÉREZSANTAMARINA ATIENZA, MARIA JOSÉ Master's Degree in Portfolio Management Member of the Official Register of Financial Auditors Coordinator at the Complex Product Valuation Unit at the National Securities Market Commission. RODRIGUEZ CALVO, JUAN Licentiate Degree in Business Administration from CUNEF and in Philosophy from UNED. Master's Degree in Management of Credit Institutions and MSc in Finance (University of Leicester), PMD (IE) Collaborator for Funds People and Citiwire Journals Treasury Manager for European Investment Bank Lecturer at Pompeu Fabra University, Industrial Organization School and the University of Valladolid. RODRÍGUEZ-MANTIÑAN LÓPEZ, JAVIER Licentiate Degree in Law Director of Santander Factoring Deputy President of the Spanish Factoring Association. SIERRA ALARCÓN, JAVIER Licentiate Degree in Psychology Diploma in Business Psychology (Comillas) Manager of Eutropía Consultores.

5 TORIJA VICENTE, ALBERTO Licentiate Degree in Law, and in Economics and Business Administration Member of the Official Register of Financial Auditors Partner at Deloitte. TORRES RIESCO, JAVIER Commercial Technician and State Economist Deputy General Manager Banco Santander Director of Integral Control and Internal Validation of Risk Banco Santander. URDIROZ GARCÍA, GREGORIO Master's Degree in Human Resources, and Master's Degree in Financial Management and Control Technical Expert in Secondary Market Management at the National Securities Market Commission (CNMV). VAQUERO LAFUENTE, ESTHER, E2 (Comillas) Staff Assistant Lecturer at the Financial Management Department, Comillas. VIAJI GARCÍA, RAFAEL y Licentiate Degree in Law Director Risk Analysis, Banco Santander. ZAMORANO MORO, BORJA Master's Degree in Portfolio Management Director Capital Markets for Spain, Italy Portugal and Greece for the Mizuho International Bank. ZATARÁIN LÓPEZ SORS, ÁNGELES PhD Student in Economics and Business (Comillas) Licentiate Degree in Law Master's Degree in Stock and Financial Markets Investment Manager for Grupo Corporativo ONO.

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