ARE YOU TRAVELLING? Choose Apollo Munich for. EasyTRAVEL Insurance
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1 ARE YOU TRAVELLING? Choose Apollo Munich for EasyTRAVEL Insurance
2 The Apollo Hospitals Group, Asia s largest healthcare provider and Munich Health, world leaders in health insurance, come together to make quality healthcare easy and accessible. Simple language, clear policies, transparent procedures and innovative products, making health insurance the way it ought to be. e know healthcare. e know insurance. THE APOLLO MUNICH EDGE A travel insurance solution from a specialised insurance provider with over 60 years of experience across the globe Instant online policy issuance with robust and state-of-the-art IT infrastructure Segment-specific plans offered to suit your travel insurance requirements Special plans for travelers traveling across Asian regions (excluding Japan) No medical tests required up to 70 years of age Best-in-class emergency assistance across the world EASY TRAVEL INSURANCE PLANS The primary objective of Easy Travel is to make your overseas travel hassle-free and safe in the event of any unforeseen medical emergencies. Individual Plan is available in five variants; Platinum, Gold, Silver, Bronze and Asian Region; Sum Insured ranges from USD 5,00,000 to USD 25,000. Family Plan is available in three variants; Silver, Bronze and Asian Region; Sum Insured ranges from USD 1,00,000 to USD 25,000. Senior Citizen Plan is available in two variants; Silver and Bronze; Sum Insured options of USD 1,00,000 and USD 50,000. Annual Multi Trip Plan is available in four variants; Platinum, Gold, Silver and Asian Region; Sum Insured ranges from USD 5,00,000 to USD 25,000.
3 ORLDIDE ASSISTANCE SERVICE Medical advice on telephone, while travelling Medical services provider referral Arrangement of hospital admission Monitoring of medical condition during hospitalisation Arrangement of appointments with local doctors Arrangement of emergency medical evacuation Arrangement of emergency medical repatriation Arrangement of repatriation of mortal remains Arrangement of compassionate visit Emergency cash advance Pre-trip information services Embassy referral Emergency travel service assistance Interpreter referral Lost luggage assistance Guarantee of medical expenses incurred during hospitalisation wherever possible Lost passport assistance and many more Easy TRAVEL - Individual a) Easy Travel Individual plan covers persons in the age group of 6 months to 70 years b) Maximum duration of the trip will be up to 180 days Benefits (all figures in USD) Deductible Platinum Gold Silver Bronze Asian region Medical Treatment 100 5,00,000 2,50,000 1,00,000 50,000 25,000 Dental Treatment * Repatriation of Mortal Remains* Nil 10,000 7,500 7,500 7,500 7,500 Loss of Passport Personal Accident Nil 25,000 20,000 10,000 10,000 10,000 Personal Accident - Common Carrier ^ Nil 20,000 10,000 5,000 5,000 5,000 Personal Liability Nil 1,00,000 1,00,000 50,000 25,000 10,000 Hijack Daily Allowance 12 hrs. 100/500 50/250 50/250 50/250 50/250 Total Loss of Checked-in Baggage Nil 1, Delay of Checked-in Baggage 12 hrs Financial Emergency Cash Nil Trip Delay 12 hrs. 50/200 25/ Hospital Daily Allowance* 48 hrs. 25/150 20/ Trip Cancellation Nil 2,000 1, Trip Curtailment Nil 2, Missed Connection Nil *Benefits will be sub-limit under Medical Treatment Sum Insured Medical Evacuation will be covered under Medical Treatment Sum Insured ^Personal Accident - Common Carrier will be sub-limit under Personal Accident Sum Insured
4 Easy TRAVEL - Annual Multi Trip a) Easy Travel Annual Multi Trip plan covers persons in the age group of 6 months to 70 years b) Platinum plan will not be available for persons aged between years c) Maximum duration per trip will be 30/60 days with annual limit of 180 days Benefits (all figures in usd) Deductible Platinum Gold Silver Asian region Medical Treatment 100 5,00,000 2,50,000 1,00,000 25,000 Dental Treatment* Repatriation of Mortal Remains* Nil 10,000 7,500 7,500 7,500 Loss of Passport Personal Accident Nil 25,000 20,000 10,000 10,000 Personal Accident-Common Carrier ^ Nil 20,000 10,000 5,000 5,000 Personal Liability Nil 1,00,000 1,00,000 50,000 10,000 Hijack Daily Allowance 12 hrs. 100/500 50/250 50/250 50/250 Financial Emergency Cash Nil Total Loss of Checked in Baggage Nil 1, Delay of Checked-in Baggage 12 hrs Trip Delay 12 hrs. 50/200 25/ Hospital Daily Allowance* 48 hrs. 25/150 20/ Trip Cancellation Nil 2,000 1, Trip Curtailment Nil 2, *Benefits will be sub-limit under Medical Treatment Sum Insured Medical Evacuation will be covered under Medical Treatment Sum Insured ^Personal Accident - Common Carrier will be sub-limit under Personal Accident Sum Insured Easy TRAVEL - Family a) Easy Travel Family plan covers persons in the age group of 6 months to 70 years b) Children are covered up to the age of 21 years c) Maximum duration of the trip will be up to 180 days d) Family covers two adults (self and spouse up to 70 years of age) and up to four children under 21 years of age Benefits (all figures in usd) Deductible Silver Bronze Asian region Medical Treatment 100 1,00,000 50,000 25,000 Dental Treatment* Repatriation of Mortal Remains* Nil 7,500 7,500 7,500 Loss of Passport Personal Accident Nil 10,000 10,000 10,000 Personal Accident - Common Carrier ^ Nil 5,000 5,000 5,000 Personal Liability Nil 50,000 25,000 10,000 Hijack Daily Allowance 12 hrs. 50/250 50/250 50/250 Total Loss of Checked in Baggage Nil Delay of Checked-in Baggage 12 hrs Financial Emergency Cash Nil *Benefits will be sub-limit under Medical Treatment Sum Insured Medical Evacuation will be covered under Medical Treatment Sum Insured Benefit available on Individual Sum Insured basis ^Personal Accident - Common Carrier will be sub-limit under Personal Accident Sum Insured
5 Easy TRAVEL - Senior Citizen a) Easy Travel Senior Citizen plan covers persons in the age group of years b) Maximum duration of the trip will be up to 180 days c) The maximum liability under Medical Treatment will be limited to USD 15,000 per Illness and USD 25,000 per Accident d) Medical Examination and Medical Tests are mandatory Benefits (all figures in usd) Deductible Silver Bronze Medical Treatment 100 1,00,000 50,000 Dental Treatment* Repatriation of Mortal Remains* Nil 7,500 7,500 Loss of Passport Personal Accident Nil 10,000 10,000 Personal Accident - Common Carrier ^ Nil 5,000 5,000 Personal Liability Nil 50,000 25,000 Hijack Daily Allowance 12 hrs. 50/250 50/250 Total Loss of Checked in Baggage Nil Delay of Checked-in Baggage 12 hrs Financial Emergency Cash Nil *Benefits will be sub-limit under Medical Treatment Sum Insured Medical Evacuation will be covered under Medical Treatment Sum Insured ^Personal Accident - Common Carrier will be sub-limit under Personal Accident Sum Insured Exclusions The policy will not compensate for: Traveling abroad for obtaining medical treatment ar or any act of war, invasion, act of foreign enemy, war like operations, civil war, public defense, rebellion, revolution, insurrection, military or usurped acts, riot, terrorism, chemical, radioactive or nuclear contamination Participation or involvement in naval, military or air force operations, racing, diving, aviation, scuba diving, parachuting, hang-gliding, rock or mountain climbing Any breach of law with criminal intent Abuse of intoxicants or hallucinogens including drugs & alcohol Self inflicted injury, suicide or attempted suicide Pregnancy, childbirth & its complications HIV/AIDS, sexually transmitted diseases Pre-existing conditions & their complications
6 Easy TRAVEL - Annual Multi Trip Platinum - USD 500,000 Gold - USD 250,000 Silver- USD 100,000 Asian- USD 25,000 Days/trip days 5,579 6,087 NA 3,398 3,753 NA 60 days 10,196 13,087 NA 6,442 7,811 NA 30 days 4,311 4,666 11,160 2,789 2,941 6, days 8,268 10,602 18,566 5,326 6,442 11, days 3,550 4,057 9,942 2,231 2,535 5, days 6,289 8,116 14,508 4,057 4,971 8,623 Days/trip A 0-40 A A 30 days 1,115 1,419 2, days 2,180 2,738 5,224 Easy TRAVEL - Family * Silver - USD 100,000 Bronze - USD 50,000 Days/Age ,009 3,344 5,353 2,340 2,674 4,349 2,509 2,844 4,518 1,670 1,839 3, ,014 4,349 7,362 3,009 3,344 6,357 3,344 3,679 6,023 2,340 2,674 4, ,349 5,018 10,040 3,344 4,014 7,697 3,679 4,183 8,032 2,674 3,009 5, ,018 5,688 13,389 4,014 4,683 10,040 4,349 5,018 10,040 3,344 3,679 6, ,023 7,697 15,251 4,683 5,353 12,049 5,353 6,023 12,384 3,848 4,349 8, ,697 10,040 22,320 5,353 6,023 14,728 7,027 8,032 16,737 4,349 4,853 10, ,040 12,384 27,620 6,357 7,697 19,080 9,371 11,715 20,085 5,353 6,692 12, ,723 16,737 33,812 8,032 9,706 23,433 13,054 16,067 26,781 6,692 8,032 16, ,067 20,085 40,509 9,036 11,380 28,790 15,398 19,415 31,134 7,362 8,701 20, ,085 25,442 53,902 12,049 15,732 40,174 17,406 22,763 50,553 10,375 11,715 30, ,451 36,826 83,701 16,737 22,429 55,242 23,433 28,455 66,960 13,389 16,402 46, ,478 43,522 97,094 20,085 25,107 73,155 26,781 33,812 82,027 15,732 19,750 61,938 Easy TRAVEL - Family * Asian Region - USD 25,000 Days/Age A 0-40 A A 0-7 1,335 1,670 2, ,670 2,005 3, ,005 2,509 4, ,509 3,009 6, ,344 4,349 7, ,848 4,349 8, ,349 4,853 10, ,353 6,692 12, ,692 8,032 16, ,362 8,701 20, ,375 11,715 30, ,389 16,402 46,870 - orldwide including USA & Canada - orldwide excluding USA & Canada A - Asian region excluding Japan m - Months Premium (in INR) including Service Tax and applicable 14.00% Rates are valid till further notification *Premium for a family of 2 adults and 2 children, additional 25% for each additional child to be included.
7 Easy TRAVEL - Individual Days/Age 0-40 Platinum - USD 500,000 Gold - USD 250, ,601 1,777 2,404 1,169 1,258 1,597 1,014 1,166 1, , ,282 2,664 4,022 1,581 1,778 2,514 1,419 1,572 2,738 1,014 1,115 2, ,965 3,552 5,641 1,993 2,296 3,429 1,521 1,927 3,550 1,115 1,318 2, ,646 4,440 7,260 2,405 2,814 4,346 2,028 2,282 4,768 1,318 1,622 3, ,328 5,328 8,880 2,817 3,333 5,263 2,333 3,043 6,087 1,521 1,876 3, ,497 6,850 11,656 3,523 4,222 6,832 3,144 3,854 8,014 1,927 2,333 5, ,763 8,498 14,663 4,288 5,185 8,534 3,652 4,768 9,130 2,231 3,043 6, ,224 10,401 18,133 5,170 6,296 10,497 5,072 6,848 13,189 2,789 3,652 8, ,685 12,303 21,603 6,053 7,407 12,460 5,985 8,116 15,218 3,296 4,362 9, ,667 16,169 33,961 7,879 9,568 23,053 7,304 9,333 20,291 4,615 5,985 14, ,651 20,034 46,318 9,706 11,729 33,645 10,196 12,783 29,422 5,782 7,608 22, ,634 23,900 58,676 11,532 13,890 44,237 12,174 15,218 35,307 7,101 9,130 29,422 Easy TRAVEL - Individual Days/Age 0-40 Silver - USD 100,000 Bronze - USD 50, ,014 1, , , ,217 1,318 2, ,014 1,927 1,014 1,115 1, , ,318 1,521 3,043 1,014 1,217 2,333 1,115 1,267 2, , ,521 1,724 4,057 1,217 1,419 3,043 1,318 1,521 3,043 1,014 1,115 2, ,825 2,333 4,621 1,419 1,622 3,652 1,622 1,825 3,753 1,166 1,318 2, ,333 3,043 6,763 1,622 1,825 4,463 2,130 2,434 5,072 1,318 1,470 3, ,043 3,753 8,369 1,927 2,333 5,782 2,840 3,550 6,087 1,622 2,028 3, ,159 5,072 10,246 2,434 2,941 7,101 3,956 4,869 8,116 2,028 2,434 5, ,869 6,087 12,276 2,738 3,449 8,725 4,666 5,884 9,435 2,231 2,637 6, ,087 7,710 16,334 3,652 4,768 12,174 5,275 6,898 15,319 3,144 3,550 9, ,319 11,160 25,364 5,072 6,797 16,740 7,101 8,623 20,291 4,057 4,971 14, ,145 13,189 29,422 6,087 7,608 22,169 8,116 10,246 24,857 4,768 5,985 18,769 Easy TRAVEL - Individual Asian Region - USD 25,000 Days/Age A 0-40 A A , , ,014 1,115 2, ,166 1,318 2, ,318 1,470 3, ,622 2,028 3, ,028 2,434 5, ,231 2,637 6, ,144 3,550 9, ,057 4,971 14,203 Easy TRAVEL - Senior Citizen Silver - USD 100,000 Bronze - USD 50,000 Days/Age ,170 2,367 2,130 1, ,204 3,465 2,811 1, ,367 4,092 3,678 1, ,402 5,189 5,194 2, ,437 6,286 6,711 3, ,344 7,853 8,876 4, ,832 9,734 11,475 6, ,902 11,929 14,508 7, ,262 14,279 17,756 9, ,345 23,335 25,328 16, ,437 38,254 36,683 27, ,528 53,174 48,037 38,747
8 REACH US Apollo Munich Health Insurance Co. Ltd. 2nd & 3rd Floor, ilabs Centre, Plot No , Udyog Vihar, Phase-III, Gurgaon , Haryana Corp. Office : 1st Floor, SCF -19, Sector - 14, Gurgaon , Haryana. Regd. Office : Apollo Hospitals Complex, Jubilee Hills, Hyderabad , Telangana. Toll Free: Tel : Fax : Secured online purchase at: SMS: 'health' to customerservice@apollomunichinsurance.com The Apollo Hospitals Group, Asia s leading healthcare provider and Munich Health, world leaders in health insurance, come together to make quality healthcare easy and accessible. Simple language, clear policies, transparent procedures and innovative products, making health insurance the way it ought to be. e know healthcare. e know insurance. Disclaimer This is only a summary of the product features. The actual benefits available are as described in the policy, and will be subject to the policy terms, conditions and exclusions. Please seek the advice of your insurance advisor if you require any further information or clarification. Statutory arning Prohibition of Rebates (under section 41 of Insurance Act, 1938): No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a Policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurers. Any person making default in complying with the provision of this section shall be liable for a penalty which may extend to ten lakh rupees. Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. IRDA Registration Number Corporate Identity Number: U66030AP2006PLC ET/BR/V0.01/ AMHI/MA/H/0002/0007/102010/P
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