Health Earnings Beyond Simple Incentives

Save this PDF as:

Size: px
Start display at page:

Download "Health Earnings Beyond Simple Incentives"

Transcription

1 t h e w e b i n a r s e r i e s SM Health Earnings Beyond Simple Incentives Participants Jeff Viviano, Sr. Manager, HR Operations, Benefits & Payroll, Welch Allyn Thomas Flynn, Principal, Mercer Health & Benefits David Poole, Vice President Sales, RedBrick Health

2 TODAY S REALITIES More than 160 million Americans receive health care through their employer. (AHIP) Health care costs are spiraling out of control pushing beyond $10,000 per employee. (Towers Perrin) More than 75 percent of employer health care costs and productivity losses are related to employee lifestyle choices. (CDC) Bottom Line: Unhealthy behaviors are expensive and non-compliance is common. 2

3 A BALANCING ACT FOR EMPLOYERS Hewitt: 10th Annual Health Care Report, Challenges for Health Care in Uncertain Times (2009) 3

4 ENTER WELLNESS & PREVENTION 66 percent of companies intend to expand or improve wellness programs. (PwC) 4

5 LIMITED RESULTS THROUGH WELLNESS Tired programs and a sickly response 4% of smoking employees participated in employer-sponsored smoking cessation programs 5% of overweight employees joined workplace weight control programs 10% of employees with chronic conditions participated in employer promoted disease management programs Survey Findings: Two Roads Diverged: Hewitt's Annual Health Care Survey

6 CONSUMER INTEREST vs. ACTION Interest in personal wellness is high, but actual effort to improve and maintain health is mixed. Only less than half of Americans say they act in ways to make themselves healthier. 19 percent say they participated in a healthy living/wellness program in the last 12 months. 7 in 10 say they would participate if they were given a financial incentive such as a reduced insurance premium or monetary reward. 32 percent of respondents with a chronic condition currently participate in a health/disease management program. 3 in 5 respondents with a chronic condition say financial penalties such as higher insurance costs would increase their adherence to their chronic treatment regimen(s). Deloitte: 2009 Survey of Health Care Consumers 6

7 ENTER INCENTIVES Mercer 2008 Annual Survey of Employer-Sponsored Health Plans 7

8 WHY INCENTIVES ARE HOT Grab attention Encourage behavior change Introduce employee accountability Align financial drivers Fairness of incentive models (when focused on controllable factors) Proposed element of U.S. health care reform 8

9 BEYOND INCENTIVES Ultimately, it s not about incentives. It s about moving towards a FAIR and SUSTAINABLE way to change health care financing. 9

10 EMPLOYEES ARE READY 58 percent of individuals (overall) support lower cost sharing for patients who are actively participating in a program to maintain or improve their health EBRI/MGA Consumer Engagement in Health Care Survey Even 47 percent of individuals in fair or poor health agreed with the statement that patients actively participating in a health program should pay less than a patient not actively participating in the same type of program. 10

11 WHAT GIVES? WHAT S THE HOLD UP? Change is hard and too many wellness programs Preach to the choir, don t reach the hard-to-reach Fail to engage the majority, support employees on a 1:1 level Require burdensome integration (technology) and coordination (management) Can not accommodate multiple health plans or are solely driven by the health plan Play into current health care system that does not place a premium on fairness and personal responsibility and accountability Miss opportunity to link rewards with sustained healthy behaviors Getting past the impact of extrinsic rewards (simple incentives) to create real behavior change 11

12 MOVING BEYOND SIMPLE INCENTIVES Significant opportunity exists for moving beyond simple incentives, but a disconnect exists with many of today s wellness programs. Hewitt: 10th Annual Health Care Report, Challenges for Health Care in Uncertain Times (2009) 12

13 13 A BIGGER VISION

14 THE HEALTH EARNINGS SYSTEM Welcome Communications i $ Online Profiles $ $ Advanced Analytics: Real-Time Identification & Risk Stratification $ Biometric Screenings Next-Generation Health Assessment Personal HealthMap Claims Data Importing 14 Enroll & Engage

15 THE HEALTH EARNINGS SYSTEM Clinically Driven, 1:1 Lifestyle/DM Programs $ Fitness & Nutrition Programs $ Workplace Competitions & Challenges $ Self-Directed & Coach-Assisted Health Status Tracking 15

16 THE HEALTH EARNINGS SYSTEM $ Personalized Incentives Cash / Gift Cards Enhanced Benefits Health Earnings Account Premium Reductions HSA Contributions Evaluate Results & ROI 16

17 MOVING BEYOND SIMPLE INCENTIVES Adopting new mindsets Employers Fairness and Accountability Personalized and Supportive Employees Shift employee mindset from: I want that gift card to I want to be healthier and If I make the choice to be healthy, I should reap the rewards. 17

18 MOVING BEYOND SIMPLE INCENTIVES Change is hard, you need Senior-level support Commitment to transparency Solid, substantive and strategic communications plan Comprehensive and integrated programs and tools; no silos Clear definition around funding the incentive pool Focus on payment for behaviors within an individual s control Long-term orientation 18

19 HEALTH & WELLNESS AT WELCH ALLYN Vision Welch Allyn will be an industry leader in promoting and enhancing the health and well-being of our employees and their dependents. Objective Significantly improve the health of employees and their dependents while helping the company achieve its long-term strategy and goals. 19

20 HEALTH & WELLNESS AT WELCH ALLYN Welch Allyn CEO Julie Shimer Leading Employees On a Walk 20

21 EMPLOYEE HEALTH OWNERSHIP CONTINUUM No Involvement Awareness Action Outcomes Employee is uninterested in and/or not engaged in managing their health Employee participates in and/or seeks information about health lifestyle choices Employee acts to minimize risks associated with current lifestyle Employee achieves changes in lifestyle and associated health risks Often makes unhealthy lifestyle choices (I.e. poor diet, smoking, limited exercise, etc). Is knowledgeable about risks associated with lifestyle risks and/or genetics. Understand consequences of action (or inaction) regarding lifestyle Is committed to change and confidentially utilizes available resources (i.e. personal physician, health tools & resources). Remains current on health status & takes appropriate action. Maintains healthy lifestyle Sustains reduced risk factor over time 21

22 HEALTH MANAGEMENT PRIORITIES Number of Conditions per % of # of Average Cost per Claimant Claimant Claimants Claimants Zero 75% 3,231 $1,589 One 20% 862 $4,688 Two 4% 174 $9,459 Three 1% 35 $10,788 Four or more <1% 13 $11,861 Having one chronic condition triples the average cost per claimant Each additional condition further magnifies the cost per claimant What can we do? Provide integrated resources and design smart incentives to #1 Priority: Keep the healthy people healthy #2 Priority: Help chronically ill to manage their condition 22

23 INCENTIVE ALIGNMENT AT WELCH ALLYN The approach at Welch Allyn (Part I) Focus on benefits for employees first; company second Create a sense of self responsibility Promote behavior change within the individual s control Start with the carrot, support with tools, resources and rewards 23

24 INCENTIVE ALIGNMENT AT WELCH ALLYN The approach at Welch Allyn (Part II) Connect healthy living to healthcare financing: reduce premiums Reward people for doing the right things for their personal health Reward the healthy to stay healthy Equal opportunity and incentives, regardless of health status Pull employees across the engagement continuum; participation then outcomes 24

25 CHOOSING TO INCENT More broadly, what you need to think about Where are you today? Lots of moving parts and complexity Constant education What to incent? Appropriate incentive levels HIPAA non-discrimination issues Transparency and cost-shifting perceptions Administration and technology infrastructure considerations Incentives Alone Will Not Move the Needle 25

26 DRIVING SUSTAINED ENGAGEMENT The Experience at Welch Allyn First only rewarded participation in health risk assessments (simple incentives) Time-limited experience; no connection to behavior change/outcomes (simple incentives) Created bigger wellness vision and promoted accountability, fairness and responsibility (moving beyond simple incentives) Increased and stratified the incentive pool into program participation (moving beyond simple incentives) 26

27 DRIVING SUSTAINED ENGAGEMENT PHASE I. Get to Know You Awareness and Education II. Get Going Action and Behavior Change III. Preventive Care Maintenance Mode FEATURES Participants Complete All Three: Health Screening Health Assessment Online Profile Participants Engage in Health Programs: Programs for the Healthy Programs for the Chronically ill Participants Follow Preventive Care Schedule: Age/Gender specific guidelines AMOUNT Earn: $125 Earn: $360 Earn: $45 We are growing the incentive pool meaningful incentives 27

28 DRIVING SUSTAINED ENGAGEMENT Beyond Simple Incentives at Welch Allyn Consolidated wellness initiatives with RedBrick s Health Earnings System Introduced multiple comprehensive health and wellness programs Provided employees multiple options to earn incentives Pushed to get to the far right of the wellness engagement continuum Fostered Health Earnings culture through better health and financial sustained rewards 28

29 HEALTH EARNINGS AT WELCH ALLYN Among the nearly 1,500 Welch Allyn employees eligible for RedBrick Health: Engagement Results 100% 75% 67% 67% 82% 62% 50% 25% 0% Health Assessment Biometric Screening Web Registration Program Participation 29

30 HEALTH EARNINGS AT WELCH ALLYN Within this same population, there are now: Risk Reduction (One Year) % At Risk Year One % At Risk Year Two 100% 75% 50% 25% 11% 3% 11% 34% 0% Cholesterol (HDL) BMI Nutrition Physical Activity 30

31 HEALTH EARNINGS AT WELCH ALLYN Jim Colvin, Welch Allyn employee RedBrick Health programs do a great job of giving you numerous, manageable options to improve your health. It s easy to engage and you don t have to do it all at once. In one year, I lost 40 pounds and 10 percent body fat. I also used to regularly see a chiropractor and no longer need to. The changes I ve made are now part of my life; I feel better physically and emotionally; and I m motivated to meet my next set of goals through RedBrick Health. 31

32 HEALTH EARNINGS AT WELCH ALLYN Promising behavior change after one year Starting to align health care costs with individual employee behavior Streamlined and integrated wellness programs and financial award administration $323 PEPY medical/productivity savings Anticipated 5 percent reduction in health care costs over five years Foundation and technology infrastructure for future success and cost reductions 32

33 QUESTIONS AND ANSWERS Jeff Viviano Sr. Manager, HR Operations, Benefits & Payroll Welch Allyn Thomas Flynn Principal Mercer David Poole Vice President Sales RedBrick Health UPCOMING WEBINARS December The In s and Out s of Administering Health Earnings SM Across the Workplace PREVIOUS WEBINARS October Step Up to Health Earnings SM with Hess Corporation 33

The Ins and Outs of Administering Health Earnings SM

The Ins and Outs of Administering Health Earnings SM t h e w e b i n a r s e r i e s The Ins and Outs of Administering Health Earnings SM Participants Nance Lee Mosquera HR Benefits Manager, G&K Services Kurt Cegielski Co-Founder, Sales and Client Services

More information

Wellness leadership: culture + strategy = results!

Wellness leadership: culture + strategy = results! Wellness leadership: culture + strategy = results! Bryce Williams, Vice President, Well-Being Blue Shield of California costs health blueshieldca.com Wellness leadership 2 Employers are the ultimate purchasers

More information

Health Management: Creating & Managing a Successful Wellness Program. Presented by Erick Hathorn, Health Management Practice Leader

Health Management: Creating & Managing a Successful Wellness Program. Presented by Erick Hathorn, Health Management Practice Leader Health Management: Creating & Managing a Successful Wellness Program Presented by Erick Hathorn, Health Management Practice Leader 1 Today s Agenda Why Wellness Today s Reality Healthcare is Changing Case

More information

Creating an effective wellness strategy

Creating an effective wellness strategy Creating an effective wellness strategy Plan Sponsor Wellness Guide Investing in health and wellness in the workplace can really pay off. 20.02.103.1 (5/08) Healthy change starts with you Save by targeting

More information

Outcomes-Based Health Risk Management: More Than a Wellness Program

Outcomes-Based Health Risk Management: More Than a Wellness Program Outcomes-Based Health Risk Management: More Than a Wellness Program Summer 2013 Lockton Companies Company health plan costs have been outpacing inflation, increasing over the past 10 years at an average

More information

Navigate HIPAA Nondiscrimination Compliance for Wellness Programs

Navigate HIPAA Nondiscrimination Compliance for Wellness Programs Navigate HIPAA Nondiscrimination Compliance for Wellness Programs 3/6/2014 By Brian M. Murray and Addisah Sherwood Employer-provided health coverage has been a bedrock of the employment relationship for

More information

PPACA & Wellness. Make It Legal Give It Impact! Brad Cooper, MSPT, MBA, ATC, CWC CEO US Corporate Wellness, Inc.

PPACA & Wellness. Make It Legal Give It Impact! Brad Cooper, MSPT, MBA, ATC, CWC CEO US Corporate Wellness, Inc. PPACA & Wellness Make It Legal Give It Impact! Brad Cooper, MSPT, MBA, ATC, CWC CEO US Corporate Wellness, Inc. Mark Major, Attorney Law Office of Mark W. Major, P.C. www.majorlawoffice.com KEY TO SUCCESSFUL

More information

STRATEGIES FOR A SUSTAINABLE WELLNESS PROGRAM. Sue Blankenhagen and Jennifer Piliero May 9, 2014

STRATEGIES FOR A SUSTAINABLE WELLNESS PROGRAM. Sue Blankenhagen and Jennifer Piliero May 9, 2014 STRATEGIES FOR A SUSTAINABLE WELLNESS PROGRAM Sue Blankenhagen and Jennifer Piliero May 9, 2014 Agenda Key Industry Trends Elements of a Successful Wellness Program Five Strategies to Develop a Sustainable

More information

THE TRUTH ABOUT WELLNESS ROI & THE COST OF DOING NOTHING. by Dr. Robert Grant

THE TRUTH ABOUT WELLNESS ROI & THE COST OF DOING NOTHING. by Dr. Robert Grant THE TRUTH ABOUT WELLNESS ROI & THE COST OF DOING NOTHING by Dr. Robert Grant Abstract The fact that it is not always possible to specify a predictive ROI for workplace wellness programs in no way means

More information

TACKLING POPULATION HEALTH MANAGEMENT with Worksite Wellness & Community Outreach

TACKLING POPULATION HEALTH MANAGEMENT with Worksite Wellness & Community Outreach TACKLING POPULATION HEALTH MANAGEMENT with Worksite Wellness & Community Outreach APRIL 2015 THE PRESIDENT S MESSAGE Daniel T. Yunker Why do we need population health management in the health care delivery

More information

Worksite Wellness. Small Steps to Healthier Employees. Brought to you by: J D Fulwiler & Co. Insurance

Worksite Wellness. Small Steps to Healthier Employees. Brought to you by: J D Fulwiler & Co. Insurance Worksite Wellness Small Steps to Healthier Employees Brought to you by: J D Fulwiler & Co. Insurance Health Care Facts The United States spends more on health care than any other country in the world annually.*

More information

Presented By: Best Practices for Premium Differentials in Tobacco Cessation PRESENTED BY:

Presented By: Best Practices for Premium Differentials in Tobacco Cessation PRESENTED BY: Presented By: Best Practices for Premium Differentials in Tobacco Cessation PRESENTED BY: TABLE OF CONTENTS Introduction... 3 Defining the Premium Differential... 4 Types of Premium Differentials... 4

More information

Guide to Incentive Design and Increased Participation: TAKING A STRATEGIC APPROACH TO INCENTIVES

Guide to Incentive Design and Increased Participation: TAKING A STRATEGIC APPROACH TO INCENTIVES Guide to Incentive Design and Increased Participation: TAKING A STRATEGIC APPROACH TO INCENTIVES Through our work with thousands of employer groups, Interactive Health has learned a lot about the best

More information

Introducing. Accelerating employee engagement to drive healthier lifestyles

Introducing. Accelerating employee engagement to drive healthier lifestyles Introducing Accelerating employee engagement to drive healthier lifestyles Your goal is to keep employees healthy, happy, and more productive. Our goal is to help you achieve just that. In building a worksite

More information

CUSTOM WELLNESS. Mary Spaeth, CDB Margaret Havlin, Cheviot Savings Bank

CUSTOM WELLNESS. Mary Spaeth, CDB Margaret Havlin, Cheviot Savings Bank CUSTOM WELLNESS Mary Spaeth, CDB Margaret Havlin, Cheviot Savings Bank CUSTOM WELLNESS Breakout Session Why employers should include a wellness program What is Custom Wellness How does Custom Wellness

More information

Wellness Program Incentives and the Affordable Care Act

Wellness Program Incentives and the Affordable Care Act Wellness Program Incentives and the Affordable Care Act A Brief Explanation January 1, 2014 1 I. Introduction Federal law generally prohibits group health insurance plans from discriminating based on health

More information

INDIVIDUAL HEALTHCARE MANAGEMENT: How to Help Employees Own Their Health

INDIVIDUAL HEALTHCARE MANAGEMENT: How to Help Employees Own Their Health INDIVIDUAL HEALTHCARE MANAGEMENT: How to Help Employees Own Their Health Michelle A. Gourdine, M.D. CEO and Principal Consultant Michelle Gourdine & Associates LLC A Healthcare Consulting Firm OBJECTIVES

More information

Why Health Management?

Why Health Management? www.wellvibe.com Why Health Management? So you ve decided that the best chance of surviving the health care crisis is to reduce the amount you re spending on health care now what? Step One - Design and

More information

Introducing Vital Measures. A Results-Based Health Incentive Program (from UnitedHealthcare and BeniComp)

Introducing Vital Measures. A Results-Based Health Incentive Program (from UnitedHealthcare and BeniComp) SM Introducing Vital Measures A Results-Based Health Incentive Program (from UnitedHealthcare and BeniComp) Introducing Vital Measures SM From UnitedHealthcare and BeniComp Advantage Skyrocketing health

More information

NJWELL SHBP/SEHBP. Overview for Employees enrolled in the SHBP/SEHBP

NJWELL SHBP/SEHBP. Overview for Employees enrolled in the SHBP/SEHBP NJWELL SHBP/SEHBP Overview for Employees enrolled in the SHBP/SEHBP What is NJWELL? Incentive-based wellness program available to active employees and covered spouses/partners who participate in the State

More information

Making Wellness Successful and Profitable. Debra Wein, MS, RD, LDN, CWPD President and Founder

Making Wellness Successful and Profitable. Debra Wein, MS, RD, LDN, CWPD President and Founder + Making Wellness Successful and Profitable Debra Wein, MS, RD, LDN, CWPD President and Founder + My History Began working in worksite wellness in the early 1990s in NYC. At WW, we have worked with companies

More information

Five-Year Strategic Plan FY09 FY13

Five-Year Strategic Plan FY09 FY13 Five-Year Strategic Plan FY09 FY13 LaVaughn Palma-Davis Senior Director, University Health and Well-Being Services 2008 The Regents of the University of Michigan, Ann Arbor, Michigan 48109 Our Unique Opportunity

More information

www.kalaswire.com Company Associate Value Well and healthy associates are the core of our success.

www.kalaswire.com Company Associate Value Well and healthy associates are the core of our success. Case Study Employee Wellness Program 2003-2010 The Workplace Founded: 1958 Locations: Denver & Lancaster Employees: 400 Plant (s): 5 What began more than a seven years ago as a pilot program, has now developed

More information

Legal Considerations When Developing an Employer-Sponsored Wellness Program. Sarah Marble

Legal Considerations When Developing an Employer-Sponsored Wellness Program. Sarah Marble Legal Considerations When Developing an Employer-Sponsored Wellness Program Sarah Marble 748055 1 Session Overview Legal Issues to Consider Explore the Big Picture What is a Wellness Program Federal laws

More information

The Value of Population Health. A Sustainability Matters webinar sponsored by the Business Coalition for Population Health

The Value of Population Health. A Sustainability Matters webinar sponsored by the Business Coalition for Population Health The Value of Population Health A Sustainability Matters webinar sponsored by the Business Coalition for Population Health Agenda Introductions BCPH Overview J&J Presentation GE Presentation Q&A Introductions

More information

Wellness CORPORATE 2

Wellness CORPORATE 2 Wellness 1 2 CORPORATE Wellness CONTENTS 04 Core Vocabulary 05 Purpose 05 The Problem 06 Types of Corporate Wellness Programs 07 The Epidemic of Obesity 08 Productivity & Absenteeism 09 The Science Behind

More information

WHITE PAPER Wellness that Works

WHITE PAPER Wellness that Works WHITE PAPER Wellness that Works How program integration can maximize participation and create a culture of total health and wellness Written by the behavioral experts at eni www.eniweb.com Successfully

More information

January 24, 2013. Submitted via website: http://www.regulations.gov

January 24, 2013. Submitted via website: http://www.regulations.gov January 24, 2013 U.S. Department of Labor Employee Benefits Security Administration Office of Health Plan Standards and Compliance Assistance 200 Constitution Avenue, NW, Room N-5653 Washington, DC 20210

More information

Behavioral Economics. Presented by: Dr. Jeff Levin-Scherz Senior Consultant, Health Management Practice Towers Watson

Behavioral Economics. Presented by: Dr. Jeff Levin-Scherz Senior Consultant, Health Management Practice Towers Watson Behavioral Economics Presented by: Dr. Jeff Levin-Scherz Senior Consultant, Health Management Practice Towers Watson Ed Mohr Vice President, Total Rewards and Human Resources Operations Whirlpool Corporation

More information

Educate, Engage & Empower Employees to Achieve Your Financial and Wellness Objectives. July 12, 2011

Educate, Engage & Empower Employees to Achieve Your Financial and Wellness Objectives. July 12, 2011 Educate, Engage & Empower Employees to Achieve Your Financial and Wellness Objectives July 12, 2011 To speak with PayFlex today, would you rather have $500 today $500 off your conference fee next year

More information

Turn Health and Well-being fun and engaging with Big Data and m-health

Turn Health and Well-being fun and engaging with Big Data and m-health Turn Health and Well-being fun and engaging with Big Data and m-health ehealth Forum Big Data and Healthcare Reform Analytics Athens, May 12th, 2014 / Manuel Heuer, COO of dacadoo Agenda 1. Market opportunities

More information

Corporate Wellness as a Business Strategy

Corporate Wellness as a Business Strategy Corporate Wellness as a Business Strategy By: Jenn Dubey Engage Employees. Improve Productivity. Lower Healthcare Costs. 2014 Evolve Corporate Wellness Evidence behind the need There is considerable evidence

More information

Workplace Wellness Program Nondiscrimination Rules

Workplace Wellness Program Nondiscrimination Rules Brought to you by Ertel & Company, Inc. Workplace Wellness Program Nondiscrimination Rules Workplace wellness programs often incorporate incentives or rewards to promote healthy lifestyle choices and discourage

More information

Compliance for Wellness Programs

Compliance for Wellness Programs In April 2015, the U.S. Equal Employment Opportunity Commission ( EEOC ) published proposed regulations that describe how Title I of the Americans with Disabilities Act ( ADA ) applies to employee wellness

More information

A Population Health Management Case Study The Wellness Challenge

A Population Health Management Case Study The Wellness Challenge A Population Health Management Case Study The Wellness Challenge What we ve learned about criteria-based health incentive programs in the past 18 years Ron Burt, M.Ed. Director, Health Management HealthForce

More information

Total Rewards and Employee Well-Being. research. A report by WorldatWork February 2012

Total Rewards and Employee Well-Being. research. A report by WorldatWork February 2012 Total Rewards and Employee Well-Being research A report by WorldatWork February 2012 Contact: WorldatWork Customer Relations 14040 N. Northsight Blvd. Scottsdale, Arizona USA 85260-3601 Toll free: 877-951-9191

More information

Wellness Programs - May 15, 2013

Wellness Programs - May 15, 2013 Wellness Programs - May 15, 2013 1 TWO PART WEBINAR MODERATOR 1 2 Adapting Wellness Plans to 2014 Kate Kohn-Parrott, CEO of the Greater Detroit Area Health Council PPACA: Countdown To 2014 Rod Reasen II,

More information

Workshop D. 1:00 pm. to 2:30 p.m.

Workshop D. 1:00 pm. to 2:30 p.m. Workshop D Advanced Practices Significant Impact of the Affordable Care Act on Participatory Wellness Programs, ROI, and Compliance with Regulations Effective January 1st 1:00 pm. to 2:30 p.m. Biographical

More information

Zero Trends: Health as a Serious Economic Strategy

Zero Trends: Health as a Serious Economic Strategy Zero Trends: Health as a Serious Economic Strategy Realizing the promise and Competitive Advantage of: Creating and Maintaining a Thriving and Sustainable Workplace and Workforce Edington Associates LLC

More information

SOCA. Health insurance designed specifically for small businesses with 51-99 eligible employees.

SOCA. Health insurance designed specifically for small businesses with 51-99 eligible employees. SOCA Health insurance designed specifically for small businesses with 51-99 eligible employees. UnitedHealthcare and SOCA: Working together to bring health coverage solutions to small businesses. The Southern

More information

I. Insurance Reforms and Expansion of Coverage. Implementation Date Plan years beginning on or after six months after passage of the Act.

I. Insurance Reforms and Expansion of Coverage. Implementation Date Plan years beginning on or after six months after passage of the Act. University of Wisconsin Center for Tobacco Research and Intervention (UW-CTRI) Summary of Selected Tobacco, Prevention, and Public Health Provisions from H.R. 3590, the Patient Protection and Affordable

More information

Employer Health Benefit Survey. Release Slides Tuesday, August 20, 2013

Employer Health Benefit Survey. Release Slides Tuesday, August 20, 2013 Employer Health Benefit Survey Release Slides Tuesday, August 20, 2013 Cumulative Increases in Health Insurance Premiums, Workers Contributions to Premiums, Inflation, and Workers Earnings, 1999-2013 250%

More information

Can you afford to start a wellness program? Or is it can you afford not to?

Can you afford to start a wellness program? Or is it can you afford not to? Why Wellness? Can you afford to start a wellness program? Or is it can you afford not to? In the early days of wellness, lifestyle programs were considered a nice perk for employees. But today, implementing

More information

COMPLIANCE ISSUES FOR WELLNESS PLANS

COMPLIANCE ISSUES FOR WELLNESS PLANS Volume Nineteen, Issue Four May 2016 COMPLIANCE ISSUES FOR WELLNESS PLANS In an ongoing effort to focus on employee health, many employers are offering wellness and health promotion plans. Some employers

More information

Challenges & Benefits In Implementing Employee Health Risk Assessment Programs

Challenges & Benefits In Implementing Employee Health Risk Assessment Programs Challenges & Benefits In Implementing Employee Health Risk Assessment Programs OCTOBER 29 TH 2013 Elizabeth Mills, President & CEO Workplace Safety & Prevention Services Agenda The value of organizational

More information

Worksite Wellness. The case for employee wellness programs

Worksite Wellness. The case for employee wellness programs Worksite Wellness The case for employee wellness programs Agenda Worksite Wellness 1 Defining Worksite Wellness 2 3 Employer Benefits and Business Impact Employee Wellness 4 Laws that Impact Worksite Wellness

More information

2016 Wellness Benefits and Incentive Rewards

2016 Wellness Benefits and Incentive Rewards Simple Steps to Living Well Together 2016 Wellness Benefits and Incentive Rewards Caring for Your Health Worldwide ACHIEVING AND MAINTAINING GOOD HEALTH IMPORTANT STEPS FOR YOUR WELL-BEING The FOREIGN

More information

Don t rearrange the deck chairs; build a better health benefits program.

Don t rearrange the deck chairs; build a better health benefits program. How to Structure, Finance and Manage your Health Benefits Program in 2014 and Beyond Don t rearrange the deck chairs; build a better health benefits program. Can you sustain your current health benefits

More information

Healthcare Reform in Texas. How the Affordable Care Act Will Impact Small Employer Health Insurance. UTD Healthcare Management.

Healthcare Reform in Texas. How the Affordable Care Act Will Impact Small Employer Health Insurance. UTD Healthcare Management. Healthcare Reform in Texas How the Affordable Care Act Will Impact Small Employer Health Insurance UTD Healthcare Management June 11, 2013 Rising Health Care Costs - The Familiar Challenge Employer sponsored

More information

TELUS Healthy Living Presented to Alberta Wellness Symposium. Janet Crowe Member of the TELUS team October 1, 2013

TELUS Healthy Living Presented to Alberta Wellness Symposium. Janet Crowe Member of the TELUS team October 1, 2013 TELUS Healthy Living Presented to Alberta Wellness Symposium Janet Crowe Member of the TELUS team October 1, 2013 TELUS Who we are TELUS Values TELUS Confidential Our Community focus Diversity & Inclusiveness

More information

Tailoring Your Approach to Workplace Health Based on Your Budget and Organizational Culture

Tailoring Your Approach to Workplace Health Based on Your Budget and Organizational Culture Tailoring Your Approach to Workplace Health Based on Your Budget and Organizational Culture Breakout Session 2014 Iowa Governor s Safety & Health Conference Cedar Rapids, IA ; November 7, 2013 2 nd Annual

More information

Workplace Wellness: An Employer s Guide to Promoting Wellness at the Workplace

Workplace Wellness: An Employer s Guide to Promoting Wellness at the Workplace Workplace Wellness: An Employer s Guide to Promoting Wellness at the Workplace Wellness issues important to you brought to you by the insurance specialists at JRG Advisors, LLC. There are many different

More information

Certified Corporate Nutrition Professional (CCNP)

Certified Corporate Nutrition Professional (CCNP) Certified Corporate Nutrition Professional (CCNP) The Certified Corporate Nutrition Professional is an advanced certification of expertise offered by the Corporate Health & Wellness Association (CHWA).

More information

The Primary Health model: A collection of population health solutions & services

The Primary Health model: A collection of population health solutions & services The Primary Health model: A collection of population health solutions & services Creating health care alignment with an employer-driven network The United States spends more money on health care than any

More information

Workplace Wellness Programs Characteristics and Requirements

Workplace Wellness Programs Characteristics and Requirements Workplace Wellness Programs Characteristics and Requirements Karen Pollitz and Matthew Rae Most employers that offer health benefits today also offer at least some wellness programs in an effort to promote

More information

Corporate Health & Wellness

Corporate Health & Wellness Corporate Health & Wellness Healthier Companies Do your healthcare costs continue to rise while your benefi t brokers sit on the sideline? At Clarke & Company Benefi ts, wellness is part of our client

More information

2015 HSA Plan Quick Guide

2015 HSA Plan Quick Guide 2015 HSA Plan Quick Guide The HSA Plan consists of two parts that work together to give you more control over how you receive and pay for medical care and services, both now and in the future: the Health

More information

Employee Wellness in La Crosse Area Small Businesses

Employee Wellness in La Crosse Area Small Businesses Employee Wellness in La Crosse Area Small Businesses Nichole Logan Faculty Sponsor: Gwen Achenreiner, Department of Marketing ABSTRACT Worksite health promotion is increasing as businesses are becoming

More information

Keep Employees Engaged Using Strategic Communication

Keep Employees Engaged Using Strategic Communication CONNECT WORKPLACE WHITEPAPER Keep Employees Engaged Using Strategic Communication CONNECT WORKPLACE WHITEPAPER Keep Employees Engaged Using Strategic Communication Copyright 2015 MINDBODY Inc. 1 With the

More information

Developing Wellness Programs in the Public Sector

Developing Wellness Programs in the Public Sector Developing Wellness Programs in the Public Sector CCAO Second Wednesday s Program May 9, 2012 Presented By: Pamela Boyer, Human Resources and Benefits Manager Developing a Wellness Program: Wood County

More information

For groups with 1 50 eligible employees. Taking the work out of employee wellness for small business

For groups with 1 50 eligible employees. Taking the work out of employee wellness for small business For groups with 1 50 eligible employees Taking the work out of employee wellness for small business Research shows that within 3 5 years, 86% of employers expect to have some type of wellness incentive

More information

Nevada Health Plan Project

Nevada Health Plan Project Nevada Health Plan Project Health Plan Basics Health Savings Accounts A Threat - The Fair Share Act New Trends - Wellness Programs Opportunity - High Risk Pools 1 Who is NAHU? Larry S. Harrison, President

More information

Employers and Health Care Management in the United States

Employers and Health Care Management in the United States Employers and Health Care Management in the United States Jeff Levin-Scherz, MD MBA FACP Assistant Professor, Harvard School of Public Health Senior Consultant, Towers Watson jlevin@hsph.harvard.edu 617

More information

Health Assessment Toolkit GuidanceResources

Health Assessment Toolkit GuidanceResources Health Assessment Toolkit GuidanceResources Health Assessment ToolKit Table of Contents 1. The Healthy You: The Importance of Taking Care of Your Health 2. Introduction to the HealthyGuidance program 3.

More information

WELLNESS PROGRAMS LEGAL CONSIDERATIONS SEPTEMBER 11, 2013

WELLNESS PROGRAMS LEGAL CONSIDERATIONS SEPTEMBER 11, 2013 Presents WELLNESS PROGRAMS LEGAL CONSIDERATIONS SEPTEMBER 11, 2013 Felicia Finston, Wilkins Finston Law Group LLP Jackie Middleton, University of Colorado Hospital WHAT IS A WELLNESS PROGRAM? Any program

More information

Setting up a. Wellness Program. A Checklist for Success

Setting up a. Wellness Program. A Checklist for Success Setting up a Wellness Program A Checklist for Success About This Checklist This publication, a companion to the Guide to Workplace Wellness, provides a step-by-step guide to initiate a business strategy

More information

Understand and Leverage the Link Between Employee Wellness and Workers Compensation

Understand and Leverage the Link Between Employee Wellness and Workers Compensation Understand and Leverage the Link Between Employee Wellness and Workers Compensation Presented by: Amy Richter, Wellness Consultant John Fuhs, VP Business Development Would You Agree? Healthier people are

More information

University of Michigan Health Risk Assessment (HRA) and Trend Management System (TMS)

University of Michigan Health Risk Assessment (HRA) and Trend Management System (TMS) University of Michigan Health Risk Assessment (HRA) and Trend Management System (TMS) CIGNA has entered into a long-term agreement with the University of Michigan, which gives it access to intellectual

More information

Engaging your employees in healthy behaviors delivering proven results.

Engaging your employees in healthy behaviors delivering proven results. Engaging your employees in healthy behaviors delivering proven results. Healthy Benefits Employer Implementation Guide Dear Purchaser, Welcome to Healthy Benefits from JourneyWell! Congratulations on taking

More information

Corporate Wellness Program Success: 3 Goals, 2 Formats, 1 Solution

Corporate Wellness Program Success: 3 Goals, 2 Formats, 1 Solution Corporate Wellness Program Success: 3 Goals, 2 Formats, 1 Solution A Wellworks For You Ebook Corporations everywhere are realizing the significant advantages of implementing corporate wellness programs

More information

What Every Small Business Needs to Know About Consumer-Driven Health Plans

What Every Small Business Needs to Know About Consumer-Driven Health Plans What Every Small Business Needs to Know About Consumer-Driven Health Plans Section Get to the bottom of Consumer-Driven Health plans 2 Table of Contents The Purpose of this Handbook 3 UnitedHealthcare

More information

Integrating Risk Management and Wellness Programs

Integrating Risk Management and Wellness Programs A PMA Companies Thought Leadership Publication April 2013 Integrating Risk Management and Wellness Programs www.pmacompanies.com Member of Old Republic Companies Integrating Risk Management and Wellness

More information

Aon Hewitt Health & Benefits Consulting

Aon Hewitt Health & Benefits Consulting Aon Risk Solutions Aon Hewitt Health & Benefits Consulting Better Health. Better Results. Risk. Reinsurance. Human Resources. Empower Results Game-Changing Strategies to Achieve Better Results As population

More information

Workplace Health Incentives May 20, 2013

Workplace Health Incentives May 20, 2013 Workplace Health Incentives May 20, 2013 Agenda Background and Issues David Anderson, PhD, LP Opportunities and Challenges Sharon Covert, MS Questions and Answers Disclaimer: The findings and conclusions

More information

APPLICATION FORM. Large Organizations. Community Champions. nurick@excelahealth.org

APPLICATION FORM. Large Organizations. Community Champions. nurick@excelahealth.org APPLICATION FORM Title of Entry: Worksite Wellness A Key to Population Health Division: Large Organizations Award: Community Champions Entrant s Name and Title: Nancy Urick, MSN, RN Manager Community &

More information

The UnitedHealthcare Diabetes Health Plan Better information. Better decisions. Better results. Agenda

The UnitedHealthcare Diabetes Health Plan Better information. Better decisions. Better results. Agenda The UnitedHealthcare Better information. Better decisions. Better results. 1 Agenda Market Health Trends- declining health status and increase disease prevalence Optimal Decisions and Opportunity for Improvement

More information

Compliance Checklist for HIPAA Wellness Program

Compliance Checklist for HIPAA Wellness Program Brought to you by RJ Ahmann Company Compliance Checklist for HIPAA Wellness Program Under HIPAA, group health plans and health insurance issuers may not require an individual to pay a premium or contribution

More information

Wellness programs after the Affordable Care Act (Part I)

Wellness programs after the Affordable Care Act (Part I) This alert is the first in a two-part series describing the compliance obligations for employee wellness programs. Part I of the series discusses the new wellness regulations recently released under the

More information

Rules on Penalties, Affordability, and Minimum Value

Rules on Penalties, Affordability, and Minimum Value Up in Smoke? IRS Filters Out Most Wellness Programs From Affordability and Minimum Value Tests and Clears the Air on COBRA and Retiree Medical Coverage May 2013 Employers may only take into account whether

More information

Early Lessons learned from strong revenue cycle performers

Early Lessons learned from strong revenue cycle performers Healthcare Informatics June 2012 Accountable Care Organizations Early Lessons learned from strong revenue cycle performers Healthcare Informatics Accountable Care Organizations Early Lessons learned from

More information

Well-Being Is the New Wellness

Well-Being Is the New Wellness Well-Being Is the New Wellness Kathleen D'Appolonia of PNC and Jason Pagels of ComPsych 1 Agenda About the Speakers Why Well-Being Why Integrate Programs PNC Living Well Strategy Management Involvement

More information

Turning Health Care Insights into Action. Impacting the Cost of Government through your Employee Health Benefits Strategy

Turning Health Care Insights into Action. Impacting the Cost of Government through your Employee Health Benefits Strategy Turning Health Care Insights into Action Impacting the Cost of Government through your Employee Health Benefits Strategy Reaching your Health Care Goals: Changing the Conversation There is a significant

More information

Wellness Program Frequently Asked Questions (FAQs)

Wellness Program Frequently Asked Questions (FAQs) Wellness Program Frequently Asked Questions (FAQs) Introduction: This document serves to provide answers to frequently asked questions about the State of Maryland Wellness Program implemented for Maryland

More information

State Wellness Program

State Wellness Program The State Wellness Program EBC works hard to balance benefit levels, cost, and choice. However, successfully managing health benefits today involves more than plan design and cost management. It involves

More information

imple, stable, secure, Level control, Funding predictability, flexib

imple, stable, secure, Level control, Funding predictability, flexib ontrol, predictability, flexibility, transpare ngagement, tax advantages, ERISA, utilizat ward, economical, simple, stable, secure, con redictability, flexibility, transparency, engagement dvantages, ERISA,

More information

Catherine Dodd, RN, PhD Director, Health Service System

Catherine Dodd, RN, PhD Director, Health Service System Catherine Dodd, RN, PhD Director, Joint Labor Management Wellness Committee Presentation January 2013 Total Medical Premium Costs 2011-12 Kaiser $282.6M Blue Shield $275.6M City Plan $65.5M Kaiser and

More information

WELLNESS PROGRAMS AND INCENTIVES

WELLNESS PROGRAMS AND INCENTIVES WELLNESS PROGRAMS AND INCENTIVES INFORMED ON REFORM Employers have been using wellness programs to promote better health among employees and help control health care costs for a number of years. The Affordable

More information

EMPLOYEE WELLNESS KEY ELEMENTS FOR A SUCCESSFUL PROGRAM

EMPLOYEE WELLNESS KEY ELEMENTS FOR A SUCCESSFUL PROGRAM EMPLOYEE WELLNESS KEY ELEMENTS FOR A SUCCESSFUL PROGRAM 1 ABOUT THIS DOCUMENT Many employers have launched employee wellness programs in recent years with different degrees of success or failure. What

More information

Corporate Wellness Programs

Corporate Wellness Programs The StayFit Plan a division of Simplicity Health Plans Background The rising cost of healthcare has forced employers to look for a variety of alternative health and welfare solutions to improve the health

More information

Employee Health Management - The Medical Fitness Role and Revenue Opportunity

Employee Health Management - The Medical Fitness Role and Revenue Opportunity Employee Health Management - The Medical Fitness Role and Revenue Opportunity Maracie Wilson MSN, RN, PHN, CES Director Wellness & Health Improvement St. Joseph Health Today s Dialogue American Healthcare

More information

Roanoke College 2015 Wellness Program

Roanoke College 2015 Wellness Program Roanoke College 2015 Wellness Program Welcome from bebetter Health, your partner in wellness! We realize that many of you are searching for ways to improve your health, whether it s to exercise more, lose

More information

6 COMMON MISTAKES IN WELLNESS PROGRAMS

6 COMMON MISTAKES IN WELLNESS PROGRAMS 6 COMMON MISTAKES IN WELLNESS PROGRAMS It s no secret that the overall health of our nation is declining. Some employers are doing their part to help reverse the trends by taking the health of their employees

More information

A dynamic, integrated wellness platform and app designed to engage workers on their Personal Pathways to better health.

A dynamic, integrated wellness platform and app designed to engage workers on their Personal Pathways to better health. Vitality Overview Who is Vitality? A dynamic, integrated wellness platform and app designed to engage workers on their Personal Pathways to better health. Vitality encourages individuals to commit to long-term

More information

Frequently Asked Questions

Frequently Asked Questions Frequently Asked Questions Background Information What is UC Living Well? UC Living Well is a system-wide wellness initiative coordinated by the UC Office of the President. The goal of UC Living Well is

More information

5/11/2015. Seven Benchmarks of a Successful Worksite Wellness Program. Benchmark #1 Capturing Senior Level Support

5/11/2015. Seven Benchmarks of a Successful Worksite Wellness Program. Benchmark #1 Capturing Senior Level Support Healthcare costs are an issue of significant concern. Much of the illness in the U.S. is directly preventable. With over 60% of Americans in the workforce, it is an is an ideal setting to address health

More information

HEALTH INSURANCE CHALLENGES FACING NON-PROFITS

HEALTH INSURANCE CHALLENGES FACING NON-PROFITS HEALTH INSURANCE CHALLENGES FACING NON-PROFITS Presented by: Diane Goldman, New Agency Partners Warren Cooperstein, Benefit Mall Rob Schlossberg, Benefit Mall December 12, 2012 THE PROBLEM Steadily Increasing

More information

Bonnie Dunton RN COHC OHN DuPont NA Region IHS Consultant

Bonnie Dunton RN COHC OHN DuPont NA Region IHS Consultant Bonnie Dunton RN COHC OHN DuPont NA Region IHS Consultant It is common knowledge that a healthier workforce benefits both the business and the employee by: increased productivity safer work environment

More information

Corporate Wellness Programs A Guide to Strategic Design

Corporate Wellness Programs A Guide to Strategic Design Background The rising cost of healthcare has forced employers to look for a variety of alternative health and welfare solutions to improve the health of their employee population, improve productivity

More information

TotalCare Wellness Programs Reduce Health Care Costs and Improve Productivity

TotalCare Wellness Programs Reduce Health Care Costs and Improve Productivity TotalCare Wellness Programs Reduce Health Care Costs and Improve Productivity Up to 70% of an employer s health care spending is attributed to unhealthy lifestyle behaviors Poor Health Behaviors Drive

More information

Total population health management 2.0. An innovative approach to delivering healthcare in a reformed environment

Total population health management 2.0. An innovative approach to delivering healthcare in a reformed environment Total population health management 2.0 An innovative approach to delivering healthcare in a reformed environment Total Population Health Management (TPHM) is a fresh and innovative approach to healthcare

More information