Credit Card Cyber Defense System!
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1 Credit Card Cyber Defense System
2 About Us QRedit was conceived in 2013 by a team of cryptography, cyber security and counterfeit protection specialists. Our mission is to provide an innovative solution for protecting the consumer s identity and credit card details when shopping online.
3 The Pitch QReditCard is designed to allow consumers to complete transactions securely online and through Facebook, even on an infected computer (virus, malware, keylogger), all while expediting the online check-out process.
4 B2B Target Segments Banks Payment Gateways Credit Card Issuers E- Commerce M- Commerce
5 The Problem Current Online Check-Out Time consuming process. Voluntarily provide data. Bank and e-commerce site subject to breach. Personal device may be infected with malware or virus.
6 Online Credit Card Theft Data breaches. According to the Privacy Rights Clearinghouse, over 600 million records have been stolen since If a company or website that has your credit card information has a data breach, then it is likely that your credit card number can fall into the wrong hands. Keystroke logging. Another common way that a thief can get your credit card number is by installing a so-called keylogger on your computer without your knowledge and record every keystroke you make, including credit card numbers and security codes.
7 The Solution QRedit 360 degree Secure Payment Solutions. B2C Provide consumers with a platform to secure their existing bank and/or credit card details, to protect their identity when shopping online. For FREE. B2B Provide Banks and Issuers with a white labeled security solution to offer their clients. Provide customary fee based QRedit s Secure Processing Service to merchants. Profit share with Payment Processors who license QRedit s Secure Processing Service. Consumers entire credit card details, billing address, cell phone number and address are encrypted in the QR code
8 Expedite Online Check-Out Experience Eliminates the need to manually enter any information on an e- Commerce site. 3-Step check out process.
9 3-Step Process Select Payby-Barcode option on e-commerce site Align barcode side of the credit card to your webcam Confirm SMS authentication token received from bank Step 1 Step 2 Step 3 Once the transaction is confirmed by the credit card holder, the QRedit s processing server will send an authorization code and shipping details to the merchant. It s easy as
10 Secure Payment Application with QRedit (Pay by Barcode) By-pass manual entry with Pay by Barcode option. Clicking on Pay by Barcode will initiate the camera on any device. Pay by Barcode Scan barcode on backside of Credit Card to complete the transaction
11 Secure Payment Application with QRedit (Confirm Security Code) After scanning the encrypted barcode, you will receive a one time use (OTP) code via SMS or to verify purchase. Demo Video:
12 Secure Payment Application with QRedit (Confirm Transaction) Enter Confirmation Code, click Submit and receive status: Valid Code Confirm e-commerce site and amount. Click Pay button. Secure transaction is complete Demo Video:
13 Benefits to All QRedit benefits consumers who refuse to shop online to due credit card fraud. It enables them to secure themselves when shopping online. QRedit benefits the merchant by expediting the online check out experience by up to 98%. Reduces chargebacks, and provides an additional layer of security to PCI-DSS. QRedit benefits banks and issuers by helping to reduce the possibility of a data breach, reduce fraud, and increase card usage. QRedit benefits insurance companies through a reduction in payouts. QRedit benefits governments by providing traceability for every transaction while monitoring, in real time, potential money laundering activities.
14 Benefits to Partner Attract customers from competing banks. Expand international reach. Provide innovate solutions in the secure payment space. Add to product/solution offerings. Opportunity to market future products (see pg 15).
15 Future Products QRedit Card is at the forefront of Cryptocodex s Secure Payment Solutions. This flagship system is the product of more than 10 years of R&D, culminating in the development of the most advanced encryption technology in the world. Future products may include, but are not limited to the following: - Brick and mortar payment solution. Any merchant that uses a smart phone or tablet and a dongle to accept payment is QRedit Card ready. - EMV Integration - NFC Integration - Mobile Wallet - Secure Banking Log-In
16 Encryption Encryption technology is the only symmetrical, polymorphic, non-mathematical encryption method in the world. Its key strength (minimum 1 million bit key size) is truly chaotic and based on a innovative, patent pending technology called PHR Pure Human Randomization. PHR replaces the structuring and use of a pseudo-random calculative hash function. PHR is protected against Rainbow Crack, Dictionary Attack, Cryptanalysis and Brute Force. Key Strength 1 million bit or more Performance 400% faster compared to AES. MPU use Mathematical Process Unit in CPU use 3% 7% only. Overhead of the file from original 5% +/- (original+5%) +/- Info:
17 Micro Database Less Encapsulation (MDLE) Other encryption algorithms have a bit overhead of between % when encrypting small amounts of information. PHR on the other hand uses an unparalleled, non dictionary compression ratio operational technique which has a bit overhead of 5-7%. Because of this, we are capable of encrypting relevant information into one 2D barcode. A process referred to as MDLE Micro Database Less Encapsulation. Info:
18 For Investor Relations, Please Contact Eddie Cohen
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