WPS Pharmacy Services

Size: px
Start display at page:

Download "WPS Pharmacy Services"

Transcription

1 Medication Management Smart Rx. Today, prescription drugs are the fastest-growing category of health care costs.1 In the last 15 years, prescription drug prices have risen at almost triple the rate of inflation.1 This alarming trend is linked directly to changes in the types of medications people take and increased utilization.2 The key to controlling prescription costs in your employee population is taking on the twin issues of types of drugs and utilization. It involves careful oversight and encouraging the use of lower-cost alternatives while ensuring your employees receive appropriate care. That s where WPS Pharmacy Services can help. WPS Pharmacy Services teams up with pharmacists and physicians to help make sure your employees receive the right drug, in the right dosage, at the right time all the while reducing harmful and wasteful use of medications. Ultimately, this approach strikes a balance between comprehensive prescription benefits and affordable coverage, reining in costs while improving the health of your workforce. That s what we call Smart Rx! WPS Pharmacy Services Advanced, Cost-Saving Rx Management Partnering with the Nation s Top-Ranked Pharmacy Benefits Manager. WPS partners with Medco Health Solutions, Inc., the world s most advanced pharmacy, to deliver the very best prescription drug management services for you and your employees. Rated the #1 pharmacy benefits manager for the past six years,3 Medco has consistently helped our customers achieve drug cost trends lower than the national average. Medco s retail pharmacy network covers more than 1,000 pharmacies in Wisconsin and nearly 60,000 nationwide, including all major regional and national chains and most independent pharmacies, so you and your employees always have convenient access. Plus, employees can take advantage of Medco s #1 ranked online and mail order pharmacy 4 to save time and money when ordering long-term medications W. Broadway P.O. Box 8190 Madison, WI Medco, Medco Therapeutic Resource Centers, My Rx Choices, RationalMed, and The world s most advanced pharmacy are registered trademarks of Medco Health Solutions, Inc. Kaiser Family Foundation Report, May Towers Perrin, March WilsonRx Study, WilsonRx Study, RxDrgbrch.indd Wisconsin Physicians Service Insurance Corporation. All rights reserved /18/08 6:45:47 PM

2 Medication Management Smart Rx. Today, prescription drugs are the fastest-growing category of health care costs.1 In the last 15 years, prescription drug prices have risen at almost triple the rate of inflation.1 This alarming trend is linked directly to changes in the types of medications people take and increased utilization.2 The key to controlling prescription costs in your employee population is taking on the twin issues of types of drugs and utilization. It involves careful oversight and encouraging the use of lower-cost alternatives while ensuring your employees receive appropriate care. That s where WPS Pharmacy Services can help. WPS Pharmacy Services teams up with pharmacists and physicians to help make sure your employees receive the right drug, in the right dosage, at the right time all the while reducing harmful and wasteful use of medications. Ultimately, this approach strikes a balance between comprehensive prescription benefits and affordable coverage, reining in costs while improving the health of your workforce. That s what we call Smart Rx! WPS Pharmacy Services Advanced, Cost-Saving Rx Management Partnering with the Nation s Top-Ranked Pharmacy Benefits Manager. WPS partners with Medco Health Solutions, Inc., the world s most advanced pharmacy, to deliver the very best prescription drug management services for you and your employees. Rated the #1 pharmacy benefits manager for the past six years,3 Medco has consistently helped our customers achieve drug cost trends lower than the national average. Medco s retail pharmacy network covers more than 1,000 pharmacies in Wisconsin and nearly 60,000 nationwide, including all major regional and national chains and most independent pharmacies, so you and your employees always have convenient access. Plus, employees can take advantage of Medco s #1 ranked online and mail order pharmacy 4 to save time and money when ordering long-term medications W. Broadway P.O. Box 8190 Madison, WI Medco, Medco Therapeutic Resource Centers, My Rx Choices, RationalMed, and The world s most advanced pharmacy are registered trademarks of Medco Health Solutions, Inc. Kaiser Family Foundation Report, May Towers Perrin, March WilsonRx Study, WilsonRx Study, RxDrgbrch.indd Wisconsin Physicians Service Insurance Corporation. All rights reserved /18/08 6:45:47 PM

3 Rx Management that s Good for Employees and Your Bottom Line. Our Finger on the Pulse of Patient Care. WPS Pharmacy Services utilizes an array of integrated programs to provide comprehensive prescription drug management to self-funded and fully-insured customers. We work closely with members, and their pharmacists and physicians, to help assure more efficient, safe, and cost-effective use of prescription drugs. Managing care across the continuum of health involves monitoring your employees day-to-day health care needs and behavior. Pharmacies often provide the most consistent, reliable touch points between individuals and the health care system. WPS Pharmacy Services takes advantage of these frequent interactions to: Managing the Fastest-Growing Category of Rx Drug Costs. Specialty drugs (a.k.a. biologicals) are increasingly being prescribed for diseases formerly treated with traditional drug therapy, resulting in a 32-fold increase in drug expenses per patient per year.5 To manage growing demand and rising costs, our pharmacy team carefully monitors the delivery of specialty drugs to ensure that members take advantage of cost-effective, conventional therapies whenever possible. When members require specialty medications, we provide guidance to optimize purchase channels and facilitate self-administration. Assisting Members with Chronic Conditions. Medco s Therapeutic Resource Centers employ a team of specialist pharmacists who have advanced training in the medications used to treat certain chronic conditions, including diabetes, high cholesterol, and hypertension. These pharmacists review mail order and retail prescription orders and member medication profiles to look for ways to improve medication compliance, avoid harmful drug interactions, and reduce costs. Medco s pharmacists are available 24/7 to assist and educate members and their doctors. 5 Towers Perrin, March 2008 RxDrgbrch.indd 2 Detecting Gaps and Errors in Drug Therapy. Medco s award-winning patient-safety program, RationalMed, analyzes pharmacy data to prevent adverse drug events, alerting a member s physician if it detects incorrect dosing, incompatible drug combinations, misuse of medications, or redundant treatment. This unique clinical program not only helps protect the health of your employees, it also reduces unnecessary health care costs. Driving Use of Effective, Low Cost Medications. Most health conditions can be treated by a wide variety of prescription drugs, all providing similar benefits. Our Step Therapy program examines these medications and separates them into first-step (less expensive treatments proven to be safe and effective for most people) and second-step (more expensive alternative) categories. We encourage members and their doctors to start treatment with a first-step drug. If that therapy proves less than optimal, we authorize a second-step option. This simple program reduces unnecessary utilization of costly medications, adding up to big savings for you. Saving Time & Money through Mail Order. Medco By Mail helps members with mail order benefits save time and money when ordering and managing long-term medications. Refills may be ordered online, by phone, or by mail. Members can receive up to a 90-day supply, often with lower out-of-pocket costs, and free shipping. That means fewer trips to the drugstore plus safe, reliable, fast service from Medco s top-rated home delivery pharmacy. In addition, you save on overall pharmacy costs thanks to special pricing discounts available only through mail order. Empowering Members with Innovative Consumer Tools. Medco s My Rx Choices Web tool empowers members to easily identify potential lower-cost medication alternatives online in one easy step. Members can review their lower-cost options and print a convenient kit listing these options to discuss with their doctor. What s more, through tools located on Medco s Web site, members can quickly refill and renew prescriptions, locate pharmacies, and review prescription history and expenses. True Cost Transparency. Savings You Can See. With most pharmacy benefits, you have set reimbursement rates. That usually means you don t see a dime things differently. We ve negotiated Improve outcomes by helping to ensure members receive the right drug, in the right dosage, at the right time. pass through pricing with Medco Reduce the incidence of adverse drug events. that means if we get better terms Engage members and their physicians in making better, more cost-effective use of prescription drugs. if your pharmacy benefit manager negotiates a better price. WPS does from a pharmacy, those savings are passed on to you.6 This advanced, proactive approach lowers overall pharmacy costs while supporting the very best in patient care. The Right Pharmacy Services. Right Here for You. Specialty Drugs Require Specialized Management. With the exponential growth of specialty drugs, WPS puts strong emphasis on managing their purchase and administration. The following is a common example of how we intervene to help employers and members realize tremendous savings. Since 1946, WPS mission has been to provide affordable, comprehensive health coverage for our friends and neighbors right here in Wisconsin. In today s health insurance marketplace, WPS Pharmacy Services delivers needed solutions to help employees improve their health while lowering health care costs for employers. A full round of Neulasta injections (a self-administrable specialty cancer medication) can cost as much as $55,000 if purchased and administered at a doctor s office. Our clinical team regularly intervenes when we preauthorize prescriptions for this drug to ensure it is obtained in-network and that the member is trained on self-administration. This routine practice not only saves nearly Monitor medication compliance. $20,000 per round of treatment, it s also more convenient for the members since they no longer have to make multiple trips to the clinic for treatment. Contact your local agent to learn more about WPS Pharmacy Services. Or, call WPS at Available to self-funded groups only. 12/29/08 3:57:29 PM

4 Rx Management that s Good for Employees and Your Bottom Line. Our Finger on the Pulse of Patient Care. WPS Pharmacy Services utilizes an array of integrated programs to provide comprehensive prescription drug management to self-funded and fully-insured customers. We work closely with members, and their pharmacists and physicians, to help assure more efficient, safe, and cost-effective use of prescription drugs. Managing care across the continuum of health involves monitoring your employees day-to-day health care needs and behavior. Pharmacies often provide the most consistent, reliable touch points between individuals and the health care system. WPS Pharmacy Services takes advantage of these frequent interactions to: Managing the Fastest-Growing Category of Rx Drug Costs. Specialty drugs (a.k.a. biologicals) are increasingly being prescribed for diseases formerly treated with traditional drug therapy, resulting in a 32-fold increase in drug expenses per patient per year.5 To manage growing demand and rising costs, our pharmacy team carefully monitors the delivery of specialty drugs to ensure that members take advantage of cost-effective, conventional therapies whenever possible. When members require specialty medications, we provide guidance to optimize purchase channels and facilitate self-administration. Assisting Members with Chronic Conditions. Medco s Therapeutic Resource Centers employ a team of specialist pharmacists who have advanced training in the medications used to treat certain chronic conditions, including diabetes, high cholesterol, and hypertension. These pharmacists review mail order and retail prescription orders and member medication profiles to look for ways to improve medication compliance, avoid harmful drug interactions, and reduce costs. Medco s pharmacists are available 24/7 to assist and educate members and their doctors. 5 Towers Perrin, March 2008 RxDrgbrch.indd 2 Detecting Gaps and Errors in Drug Therapy. Medco s award-winning patient-safety program, RationalMed, analyzes pharmacy data to prevent adverse drug events, alerting a member s physician if it detects incorrect dosing, incompatible drug combinations, misuse of medications, or redundant treatment. This unique clinical program not only helps protect the health of your employees, it also reduces unnecessary health care costs. Driving Use of Effective, Low Cost Medications. Most health conditions can be treated by a wide variety of prescription drugs, all providing similar benefits. Our Step Therapy program examines these medications and separates them into first-step (less expensive treatments proven to be safe and effective for most people) and second-step (more expensive alternative) categories. We encourage members and their doctors to start treatment with a first-step drug. If that therapy proves less than optimal, we authorize a second-step option. This simple program reduces unnecessary utilization of costly medications, adding up to big savings for you. Saving Time & Money through Mail Order. Medco By Mail helps members with mail order benefits save time and money when ordering and managing long-term medications. Refills may be ordered online, by phone, or by mail. Members can receive up to a 90-day supply, often with lower out-of-pocket costs, and free shipping. That means fewer trips to the drugstore plus safe, reliable, fast service from Medco s top-rated home delivery pharmacy. In addition, you save on overall pharmacy costs thanks to special pricing discounts available only through mail order. Empowering Members with Innovative Consumer Tools. Medco s My Rx Choices Web tool empowers members to easily identify potential lower-cost medication alternatives online in one easy step. Members can review their lower-cost options and print a convenient kit listing these options to discuss with their doctor. What s more, through tools located on Medco s Web site, members can quickly refill and renew prescriptions, locate pharmacies, and review prescription history and expenses. True Cost Transparency. Savings You Can See. With most pharmacy benefits, you have set reimbursement rates. That usually means you don t see a dime things differently. We ve negotiated Improve outcomes by helping to ensure members receive the right drug, in the right dosage, at the right time. pass through pricing with Medco Reduce the incidence of adverse drug events. that means if we get better terms Engage members and their physicians in making better, more cost-effective use of prescription drugs. if your pharmacy benefit manager negotiates a better price. WPS does from a pharmacy, those savings are passed on to you.6 This advanced, proactive approach lowers overall pharmacy costs while supporting the very best in patient care. The Right Pharmacy Services. Right Here for You. Specialty Drugs Require Specialized Management. With the exponential growth of specialty drugs, WPS puts strong emphasis on managing their purchase and administration. The following is a common example of how we intervene to help employers and members realize tremendous savings. Since 1946, WPS mission has been to provide affordable, comprehensive health coverage for our friends and neighbors right here in Wisconsin. In today s health insurance marketplace, WPS Pharmacy Services delivers needed solutions to help employees improve their health while lowering health care costs for employers. A full round of Neulasta injections (a self-administrable specialty cancer medication) can cost as much as $55,000 if purchased and administered at a doctor s office. Our clinical team regularly intervenes when we preauthorize prescriptions for this drug to ensure it is obtained in-network and that the member is trained on self-administration. This routine practice not only saves nearly Monitor medication compliance. $20,000 per round of treatment, it s also more convenient for the members since they no longer have to make multiple trips to the clinic for treatment. Contact your local agent to learn more about WPS Pharmacy Services. Or, call WPS at Available to self-funded groups only. 12/29/08 3:57:29 PM

5 Rx Management that s Good for Employees and Your Bottom Line. Our Finger on the Pulse of Patient Care. WPS Pharmacy Services utilizes an array of integrated programs to provide comprehensive prescription drug management to self-funded and fully-insured customers. We work closely with members, and their pharmacists and physicians, to help assure more efficient, safe, and cost-effective use of prescription drugs. Managing care across the continuum of health involves monitoring your employees day-to-day health care needs and behavior. Pharmacies often provide the most consistent, reliable touch points between individuals and the health care system. WPS Pharmacy Services takes advantage of these frequent interactions to: Managing the Fastest-Growing Category of Rx Drug Costs. Specialty drugs (a.k.a. biologicals) are increasingly being prescribed for diseases formerly treated with traditional drug therapy, resulting in a 32-fold increase in drug expenses per patient per year.5 To manage growing demand and rising costs, our pharmacy team carefully monitors the delivery of specialty drugs to ensure that members take advantage of cost-effective, conventional therapies whenever possible. When members require specialty medications, we provide guidance to optimize purchase channels and facilitate self-administration. Assisting Members with Chronic Conditions. Medco s Therapeutic Resource Centers employ a team of specialist pharmacists who have advanced training in the medications used to treat certain chronic conditions, including diabetes, high cholesterol, and hypertension. These pharmacists review mail order and retail prescription orders and member medication profiles to look for ways to improve medication compliance, avoid harmful drug interactions, and reduce costs. Medco s pharmacists are available 24/7 to assist and educate members and their doctors. 5 Towers Perrin, March 2008 RxDrgbrch.indd 2 Detecting Gaps and Errors in Drug Therapy. Medco s award-winning patient-safety program, RationalMed, analyzes pharmacy data to prevent adverse drug events, alerting a member s physician if it detects incorrect dosing, incompatible drug combinations, misuse of medications, or redundant treatment. This unique clinical program not only helps protect the health of your employees, it also reduces unnecessary health care costs. Driving Use of Effective, Low Cost Medications. Most health conditions can be treated by a wide variety of prescription drugs, all providing similar benefits. Our Step Therapy program examines these medications and separates them into first-step (less expensive treatments proven to be safe and effective for most people) and second-step (more expensive alternative) categories. We encourage members and their doctors to start treatment with a first-step drug. If that therapy proves less than optimal, we authorize a second-step option. This simple program reduces unnecessary utilization of costly medications, adding up to big savings for you. Saving Time & Money through Mail Order. Medco By Mail helps members with mail order benefits save time and money when ordering and managing long-term medications. Refills may be ordered online, by phone, or by mail. Members can receive up to a 90-day supply, often with lower out-of-pocket costs, and free shipping. That means fewer trips to the drugstore plus safe, reliable, fast service from Medco s top-rated home delivery pharmacy. In addition, you save on overall pharmacy costs thanks to special pricing discounts available only through mail order. Empowering Members with Innovative Consumer Tools. Medco s My Rx Choices Web tool empowers members to easily identify potential lower-cost medication alternatives online in one easy step. Members can review their lower-cost options and print a convenient kit listing these options to discuss with their doctor. What s more, through tools located on Medco s Web site, members can quickly refill and renew prescriptions, locate pharmacies, and review prescription history and expenses. True Cost Transparency. Savings You Can See. With most pharmacy benefits, you have set reimbursement rates. That usually means you don t see a dime things differently. We ve negotiated Improve outcomes by helping to ensure members receive the right drug, in the right dosage, at the right time. pass through pricing with Medco Reduce the incidence of adverse drug events. that means if we get better terms Engage members and their physicians in making better, more cost-effective use of prescription drugs. if your pharmacy benefit manager negotiates a better price. WPS does from a pharmacy, those savings are passed on to you.6 This advanced, proactive approach lowers overall pharmacy costs while supporting the very best in patient care. The Right Pharmacy Services. Right Here for You. Specialty Drugs Require Specialized Management. With the exponential growth of specialty drugs, WPS puts strong emphasis on managing their purchase and administration. The following is a common example of how we intervene to help employers and members realize tremendous savings. Since 1946, WPS mission has been to provide affordable, comprehensive health coverage for our friends and neighbors right here in Wisconsin. In today s health insurance marketplace, WPS Pharmacy Services delivers needed solutions to help employees improve their health while lowering health care costs for employers. A full round of Neulasta injections (a self-administrable specialty cancer medication) can cost as much as $55,000 if purchased and administered at a doctor s office. Our clinical team regularly intervenes when we preauthorize prescriptions for this drug to ensure it is obtained in-network and that the member is trained on self-administration. This routine practice not only saves nearly Monitor medication compliance. $20,000 per round of treatment, it s also more convenient for the members since they no longer have to make multiple trips to the clinic for treatment. Contact your local agent to learn more about WPS Pharmacy Services. Or, call WPS at Available to self-funded groups only. 12/29/08 3:57:29 PM

6 Medication Management Smart Rx. Today, prescription drugs are the fastest-growing category of health care costs.1 In the last 15 years, prescription drug prices have risen at almost triple the rate of inflation.1 This alarming trend is linked directly to changes in the types of medications people take and increased utilization.2 The key to controlling prescription costs in your employee population is taking on the twin issues of types of drugs and utilization. It involves careful oversight and encouraging the use of lower-cost alternatives while ensuring your employees receive appropriate care. That s where WPS Pharmacy Services can help. WPS Pharmacy Services teams up with pharmacists and physicians to help make sure your employees receive the right drug, in the right dosage, at the right time all the while reducing harmful and wasteful use of medications. Ultimately, this approach strikes a balance between comprehensive prescription benefits and affordable coverage, reining in costs while improving the health of your workforce. That s what we call Smart Rx! WPS Pharmacy Services Advanced, Cost-Saving Rx Management Partnering with the Nation s Top-Ranked Pharmacy Benefits Manager. WPS partners with Medco Health Solutions, Inc., the world s most advanced pharmacy, to deliver the very best prescription drug management services for you and your employees. Rated the #1 pharmacy benefits manager for the past six years,3 Medco has consistently helped our customers achieve drug cost trends lower than the national average. Medco s retail pharmacy network covers more than 1,000 pharmacies in Wisconsin and nearly 60,000 nationwide, including all major regional and national chains and most independent pharmacies, so you and your employees always have convenient access. Plus, employees can take advantage of Medco s #1 ranked online and mail order pharmacy 4 to save time and money when ordering long-term medications W. Broadway P.O. Box 8190 Madison, WI Medco, Medco Therapeutic Resource Centers, My Rx Choices, RationalMed, and The world s most advanced pharmacy are registered trademarks of Medco Health Solutions, Inc. Kaiser Family Foundation Report, May Towers Perrin, March WilsonRx Study, WilsonRx Study, RxDrgbrch.indd Wisconsin Physicians Service Insurance Corporation. All rights reserved /18/08 6:45:47 PM

Chronic Care Management. WPS Chronic Care Management Next Generation Disease Management

Chronic Care Management. WPS Chronic Care Management Next Generation Disease Management Chronic Care Management WPS Chronic Care Management Next Generation Disease Management Taking on Chronic Illness and Winning. People with chronic illnesses make up only 20 percent of your employee population,

More information

WPS Medical Management

WPS Medical Management Medical Management WPS Medical Management Controlling Costs through Compassionate Support Managing Costs. Improving Outcomes. Just one employee with catastrophic medical claims can send your health insurance

More information

Introducing... Active Pharmacy service SM. Innovative new ways to enhance benefits and reduce costs

Introducing... Active Pharmacy service SM. Innovative new ways to enhance benefits and reduce costs Introducing... Active Pharmacy service SM Innovative new ways to enhance benefits and reduce costs Did you know... that healthcare costs in Canada have doubled in the last decade?* Added value and cost

More information

ACTIVELY MANAGED DRUG SOLUTIONS. for maintenance and specialty medication. Actively Managed Drug Solutions is not available in the province of Quebec

ACTIVELY MANAGED DRUG SOLUTIONS. for maintenance and specialty medication. Actively Managed Drug Solutions is not available in the province of Quebec ACTIVELY MANAGED DRUG SOLUTIONS for maintenance and specialty medication Actively Managed Drug Solutions is not available in the province of Quebec ARE YOU UNDERESTIMATING THE IMPACT OF CHRONIC DISEASE?

More information

A reliable and convenient way to optimize your prescription drug benefit

A reliable and convenient way to optimize your prescription drug benefit Introducing... Pharmacy Benefit Management and the Express Scripts Canada Pharmacy SM A reliable and convenient way to optimize your prescription drug benefit Did you know... that healthcare costs in Canada

More information

Transitioning to Express Scripts

Transitioning to Express Scripts Transitioning to Express Scripts Welcome to Express Scripts. We re pleased to announce that, beginning 1/1/2015 the City of Frisco prescription benefit will be managed by Express Scripts. Express Scripts

More information

Your. Multi-tiered. Prescription Drug Benefit Program. bcnepa.com

Your. Multi-tiered. Prescription Drug Benefit Program. bcnepa.com Your Multi-tiered Prescription Drug Benefit Program bcnepa.com What you need to know about your multi-tiered prescription drug program A formulary is our list of covered drugs and supplies organized by

More information

New York City Office of Labor Relations Employee Benefits Program/Municipal Labor Committee

New York City Office of Labor Relations Employee Benefits Program/Municipal Labor Committee New York City Office of Labor Relations Employee Benefits Program/Municipal Labor Committee PICA PRESCRIPTION DRUG PROGRAM Self-Injectable Medications Chemotherapy Medications Questions & Answers Last

More information

Prescription drug costs continue to rise at

Prescription drug costs continue to rise at Prescription Drugs Developing an Effective Generic Prescription Drug Program by John D. Jones Pharmacy benefit managers (PBMs) use a variety of pricing strategies. When employers have a thorough knowledge

More information

FREQUENTLY ASKED QUESTIONS ABOUT THE CVS CAREMARK PRESCRIPTION DRUG PROGRAM

FREQUENTLY ASKED QUESTIONS ABOUT THE CVS CAREMARK PRESCRIPTION DRUG PROGRAM FREQUENTLY ASKED QUESTIONS ABOUT THE CVS CAREMARK PRESCRIPTION DRUG PROGRAM ABBVIE EMPLOYEES WANT TO KNOW What s New in 2015? AbbVie is making changes in its pharmacy benefit program to ensure our medical

More information

2015 Travelers Prescription Drug Plan Blue Cross Blue Shield Plan and United Healthcare Choice Plus Plan

2015 Travelers Prescription Drug Plan Blue Cross Blue Shield Plan and United Healthcare Choice Plus Plan 2015 Travelers Prescription Drug Plan Blue Cross Blue Shield Plan and United Healthcare Choice Plus Plan Plan Details, Programs, and Policies Table of Contents Click on the links below to be taken to that

More information

Princeton University Prescription Drug Plan Summary Plan Description

Princeton University Prescription Drug Plan Summary Plan Description Princeton University Prescription Drug Plan Summary Plan Description Princeton University Prescription Drug Plan Summary Plan Description January 2015 Contents Introduction... 1 How the Plan Works... 2

More information

Understanding your Blue Cross prescription drug plan

Understanding your Blue Cross prescription drug plan Understanding your Blue Cross prescription drug plan Blue Cross Blue Shield of Michigan gives you comprehensive coverage for your medications. Your prescription drug plan includes Blue Cross support and

More information

Self-Insured Schools of California: SISC PPO

Self-Insured Schools of California: SISC PPO Helping SISC III SELF-INSURED SCHOOLS OF CALIFORNIA Self-Insured of California: Helping SISC PPO Administered by Blue Shield of California 2013/2014 Enrollment Guide Blue Shield of California is proud

More information

Self-Insured Schools of California: SISC PPO (HSA Eligible)

Self-Insured Schools of California: SISC PPO (HSA Eligible) Helping SISC III SELF-INSURED SCHOOLS OF CALIFORNIA Self-Insured of California: Helping SISC PPO (HSA Eligible) Administered by Blue Shield of California 2013/2014 Enrollment Guide Blue Shield of California

More information

2016 Group Retiree Medicare Plans

2016 Group Retiree Medicare Plans 2016 Group Retiree Medicare Plans Blue Cross MedicareRx (PDP) Medicare Part D Prescription Drug Plans Anthem Blue Cross is a stand-alone prescription drug plan with a Medicare contract. Enrollment in Anthem

More information

2016 PHARMACY. Benefit Summary Book. RXSUMBK2016 www.fepblue.org

2016 PHARMACY. Benefit Summary Book. RXSUMBK2016 www.fepblue.org 2016 Benefit Summary Book RXSUMBK2016 www.fepblue.org REVIEW THIS SUMMARY BOOKLET TO LEARN HOW TO GET THE MOST FROM YOUR PRESCRIPTION BENEFIT. THIS INCLUDES INFORMATION ABOUT: n Your prescription drug

More information

University of Nebraska Prescription Drug Program 2014

University of Nebraska Prescription Drug Program 2014 University of Nebraska Prescription Drug Program 2014 The University of Nebraska s prescription benefit program is administered by CVS Caremark, a leading national provider of prescription drug benefit

More information

Your Retiree Health Care Travel Guide

Your Retiree Health Care Travel Guide SPECIAL EDITION for Individuals Not Yet Eligible for Medicare Your Retiree Health Care Travel Guide 2010 Enrollment for BorgWarner Pre-Medicare Health Care Coverage Welcome to 2010 Pre-Medicare enrollment!

More information

Contents General Information... 1. General Information

Contents General Information... 1. General Information Contents General Information... 1 Preferred Drug List... 2 Pharmacies... 3 Prescriptions... 4 Generic and Preferred Drugs... 5 Express Scripts Website and Mobile App... 5 Specialty Medicines... 5 Prior

More information

Prescription Drug Plan

Prescription Drug Plan Prescription Drug Plan The prescription drug plan helps you pay for prescribed medications using either a retail pharmacy or the mail order program. For More Information Administrative details and procedures

More information

Self-Insured Schools of California: Schools Helping Schools

Self-Insured Schools of California: Schools Helping Schools Self-Insured Schools of California: Schools Helping Schools FOUNDATION SISC PPO PLAN Administered by Blue Shield of California 2014/2015 Enrollment Guide Blue Shield of California is proud to be the benefit

More information

Welcome to OptumRx Your Prescription Benefit Program

Welcome to OptumRx Your Prescription Benefit Program Welcome to OptumRx Your Prescription Benefit Program OptumRx offers you more ways to improve your health, while keeping medications more affordable and accessible. Welcome to OptumRx OptumRx manages your

More information

GENERAL INFORMATION. With Express Scripts, you have access to:

GENERAL INFORMATION. With Express Scripts, you have access to: CONTENTS GENERAL INFORMATION... 1 PREFERRED DRUG LIST....2 PHARMACIES... 3 PRESCRIPTIONS... 4 GENERIC AND PREFERRED DRUGS... 5 EXPRESS SCRIPTS WEBSITE AND MOBILE APP... 5 SPECIALTY MEDICATIONS... 6 PRIOR

More information

Share a Clear View. Self-Insured Schools of California. Printed on:

Share a Clear View. Self-Insured Schools of California. Printed on: Share a Clear View Self-Insured Schools of California Printed on: Share a Clear View NAVITUS CUSTOMER CARE HOURS: 24 Hours a Day 7 Days a Week 866-333-2757 (toll-free) TTY (toll-free) 711 MAILING ADDRESS:

More information

Key Advantage With Expanded Benefits Benefits Summary

Key Advantage With Expanded Benefits Benefits Summary Key Advantage With Expanded Benefits Benefits Summary Effective July 1, 2008 or October 1, 2008 Benefit Highlights How The Plan Works.......................................... 1 Summary Of Benefits..........................................

More information

YOUR PRESCRIPTION DRUG PLAN BENEFIT OVERVIEW. Brought to you by Medco for The Motion Picture Industry Health Plan

YOUR PRESCRIPTION DRUG PLAN BENEFIT OVERVIEW. Brought to you by Medco for The Motion Picture Industry Health Plan YOUR PRESCRIPTION DRUG PLAN BENEFIT OVERVIEW Brought to you by Medco for The Motion Picture Industry Health Plan Your prescription drug benefit* You will make your co-payments according to the schedule

More information

Share a Clear View PHARMACY BENEFIT

Share a Clear View PHARMACY BENEFIT Share a Clear View PHARMACY BENEFIT Share a Clear View NAVITUS CUSTOMER CARE HOURS: 24 Hours a Day 7 Days a Week 866-333-2757 (toll-free) TTY (toll-free) 711 MAILING ADDRESS: Navitus Health Solutions P.O.

More information

Prescription Plan FAQ s

Prescription Plan FAQ s Prescription Plan FAQ s What is a specialty medication? Specialty medication is the term used to describe certain medications and a set of services designed to meet the particular needs of people who take

More information

Self-Insured Schools of California: Schools Helping Schools

Self-Insured Schools of California: Schools Helping Schools Self-Insured Schools of California: Schools Helping Schools FOUNDATION SISC PPO (HSA Eligible) PLAN Administered by Blue Shield of California 2014/2015 Enrollment Guide Blue Shield of California is proud

More information

Pharmacy Handbook. Understanding Your Prescription Benefit

Pharmacy Handbook. Understanding Your Prescription Benefit Pharmacy Handbook Understanding Your Prescription Benefit 1 Welcome to Your Prescription Drug Plan! Health Republic Insurance of New York has partnered with US Script to manage your prescription drug benefits.

More information

Roadmap for Medicare Navigating Medicare Part D. A guide for seniors and caregivers

Roadmap for Medicare Navigating Medicare Part D. A guide for seniors and caregivers Roadmap for Medicare Navigating Medicare Part D A guide for seniors and caregivers Roadmap for Medicare: Getting Oriented This Guide offers information and advice for choosing a Medicare Part D prescription

More information

HEALTHIER OUTCOMES REQUIRE BETTER DECISIONS

HEALTHIER OUTCOMES REQUIRE BETTER DECISIONS HEALTHIER OUTCOMES REQUIRE BETTER DECISIONS At Express Scripts, we make the use of prescription drugs safer and more affordable for millions of Americans. We do this by enabling better health decisions

More information

Specialty Pharmacy? Disclosure. Objectives Technician

Specialty Pharmacy? Disclosure. Objectives Technician Disclosure What s so SPECIAL about? I have no actual or potential conflict of interest in relation to this program/presentation. Michael DeCoske, PharmD, BCPS Associate Chief Pharmacy Officer Duke University

More information

Specialty drug program. Save time. Save money. Feel good.

Specialty drug program. Save time. Save money. Feel good. Specialty drug program Save time. Save money. Feel good. What are specialty drugs? Specialty drugs are used to treat serious or ongoing medical conditions such as multiple sclerosis, hemophilia, hepatitis

More information

Self-Insured Schools of California:

Self-Insured Schools of California: Helping SISC III SELF-INSURED SCHOOLS OF CALIFORNIA Self-Insured of California: Helping Access+ HMO SaveNet 2013/2014 Enrollment Guide Blue Shield of California offers health benefits to school districts

More information

I AM: MATCH ME TO MY HEALTH PLAN A RESIDENT OF FLORIDA * HAPPIEST WHEN I M HEALTHIEST LIKE NO ONE ELSE

I AM: MATCH ME TO MY HEALTH PLAN A RESIDENT OF FLORIDA * HAPPIEST WHEN I M HEALTHIEST LIKE NO ONE ELSE Insured by Cigna Health and Life Insurance Company MATCH ME TO MY HEALTH PLAN I AM: X A RESIDENT OF FLORIDA * X HAPPIEST WHEN I M HEALTHIEST X LIKE NO ONE ELSE 863952 D2C FL 09/13 *These plans are available

More information

GROUP MEDICARE. supplement plans

GROUP MEDICARE. supplement plans 2016 GROUP MEDICARE supplement plans Create a Healthier Organization Your employees are your organization s most valuable asset. As they retire, you want to show your commitment to them and manage health

More information

Overview of the BCBSRI Prescription Management Program

Overview of the BCBSRI Prescription Management Program Definitions Overview of the BCBSRI Prescription Management Program DISPENSING GUIDELINES mean: the prescription order or refill must be limited to the quantities authorized by your doctor not to exceed

More information

How Independent Pharmacies Can Use Medicare Star Ratings to Improve Their Businesses

How Independent Pharmacies Can Use Medicare Star Ratings to Improve Their Businesses How Independent Pharmacies Can Use Medicare Star Ratings to Improve Their Businesses We are in a new, changing healthcare environment that is affecting every stakeholder in the market hospitals, doctors,

More information

2014 Prescription Drug Schedule Humana Medicare Employer Plan

2014 Prescription Drug Schedule Humana Medicare Employer Plan 2014 Prescription Drug Schedule Humana Medicare Employer Plan Option 98 City of Newport News Y0040_GHHHEF3HH14 SECTION I - INTRODUCTION TO SUMMARY OF BENEFITS Thank you for your interest in the Humana

More information

IMPACT FINANCIAL CONSUMER HEALTHCARE ENGAGEMENT. The. (Or, How Easy it Really is to Save Someone a Buck in This Day and Age)

IMPACT FINANCIAL CONSUMER HEALTHCARE ENGAGEMENT. The. (Or, How Easy it Really is to Save Someone a Buck in This Day and Age) The FINANCIAL IMPACT on CONSUMER ENGAGEMENT in HEALTHCARE (Or, How Easy it Really is to Save Someone a Buck in This Day and Age) How did the State of Kansas find a savings opportunity in excess of 18 million

More information

Natalie Pons, Senior Vice President, Assistant General Counsel, Health Care Services. CVS Caremark Corporation

Natalie Pons, Senior Vice President, Assistant General Counsel, Health Care Services. CVS Caremark Corporation Prepared Statement of Natalie Pons, Senior Vice President, Assistant General Counsel, Health Care Services CVS Caremark Corporation Before the Subcommittee on Regulatory Reform, Commercial and Antitrust

More information

MESSA Saver Rx PRESCRIPTION DRUG RIDER BOOKLET. Good Health. Good Business. Great Schools.

MESSA Saver Rx PRESCRIPTION DRUG RIDER BOOKLET. Good Health. Good Business. Great Schools. MESSA Saver Rx PRESCRIPTION DRUG RIDER BOOKLET Good Health. Good Business. Great Schools. MESSA Saver Rx Prescription Drug Program The MESSA Saver Rx Prescription Drug Program is made available by a Group

More information

THAT S RIGHT FOR YOU PLATINUM BLUESM WITH RX (COST) Medical and prescription drug benefits you want. Value you deserve. FIND THE PLAN CORE CHOICE

THAT S RIGHT FOR YOU PLATINUM BLUESM WITH RX (COST) Medical and prescription drug benefits you want. Value you deserve. FIND THE PLAN CORE CHOICE 2016 PLATINUM BLUESM WITH RX (COST) Medical and prescription drug benefits you want. Value you deserve. OPTIONS YOU WANT Platinum Blue can help pay the deductibles, copayments and coinsurance Original

More information

Insurance Trust for Delta Retirees 2013 Prescription Drug Plan (PDP)

Insurance Trust for Delta Retirees 2013 Prescription Drug Plan (PDP) Your Plan Explained Insurance Trust for Delta Retirees 2013 Prescription Drug Plan (PDP) UnitedHealthcare MedicareRx for Groups (PDP) Y0066_PDP_896487_000 What is Medicare Part D? Medicare Part D is a

More information

UAMS UnitedHealthcare Group Medicare Advantage (PPO) 2014 benefit plan Y0066_130717_100929

UAMS UnitedHealthcare Group Medicare Advantage (PPO) 2014 benefit plan Y0066_130717_100929 UAMS UnitedHealthcare Group Medicare Advantage (PPO) 2014 benefit plan Y0066_130717_100929 Welcome Why We re Here Medicare Basics Plan Benefits Questions & Answers How to Enroll Why UnitedHealthcare? UnitedHealthcare

More information

Colorado Small Business Enrollment Guide A BETTER WAY to take care of business

Colorado Small Business Enrollment Guide A BETTER WAY to take care of business 2015 SMALL BUSINESS HEALTH Colorado Small Business Enrollment Guide A BETTER WAY to take care of business Choose BETTER. 31 Important deadline Open enrollment begins on November 15, 2014 for coverage beginning

More information

Medical Mutual of Ohio 2060 East 9th Street Cleveland, OH 44115-2263 Visit MedMutual.com

Medical Mutual of Ohio 2060 East 9th Street Cleveland, OH 44115-2263 Visit MedMutual.com Z6188 R7/08 Medical Mutual of Ohio 2060 East 9th Street Cleveland, OH 44115-2263 Visit MedMutual.com P R O D U C T S A N D S E R V I C E S Small-Group Health Insurance 1 Welcome to Medical Mutual Medical

More information

Hospitals and Health Systems:

Hospitals and Health Systems: Hospitals and Health Systems: An Inside Look at Employee Health Plan Strategies To Control Costs and Provide Access to Healthcare August 2010 Highlights Because of their dual role as benefit plan sponsor

More information

Focus on Pharmacy Management PHYSICIAN DISPENSING

Focus on Pharmacy Management PHYSICIAN DISPENSING PHYSICIAN DISPENSING 1 Introduction The National Council on Compensation Insurance (NCCI), the largest provider of workers compensation and employee injury data and statistics in the nation, released a

More information

Here for you. Here for your health.

Here for you. Here for your health. Here for you. Here for your health. A guide to your plan Contact information This guide to your plan can help you make the most of your health care and Assurant Health s Customer Care Center can do the

More information

5/5/2015 PHARMACY WHAT S AN EMPLOYER TO DO? Current Structure Misaligned

5/5/2015 PHARMACY WHAT S AN EMPLOYER TO DO? Current Structure Misaligned PHARMACY WHAT S AN EMPLOYER TO DO? MAY 15, 2015 Debbie Doolittle Nashville, TN Pharmaceutical Spending Per Capita, 2013 vs. 2018 The US vs. the Rest of the World 1 Current Pharmacy Landscape How Did We

More information

Understanding Your Health Insurance Plan

Understanding Your Health Insurance Plan Understanding Your Health Insurance Plan Slide Catalog for Assisters Updated May 6, 2015 Health Insurance Costs Terms to Know: Premium Premium: The monthly bill you pay to your health insurance company.

More information

Group Health Insurance. Quality Coverage. Proven Value.

Group Health Insurance. Quality Coverage. Proven Value. Group Health Insurance Quality Coverage. Proven Value. Group health insurance is one of the largest and most important investments for a business. Look to Coventry for quality coverage, simple administration,

More information

www.oxfordhealth.com

www.oxfordhealth.com www.oxfordhealth.com Oxford s HMO products are underwritten by Oxford Health Plans (NY), Inc., Oxford Health Plans (NJ), Inc., and Oxford Health Plans (CT), Inc., and insurance products are underwritten

More information

CIGNA Small Group Business

CIGNA Small Group Business HEALTH BENEFIT SOLUTIONS 806774 11/06 CIGNA HEALTHCARE. PROTECTING THE HEALTH OF SMALL GROUPS IN A BIG WAY. Business owners with 50 or fewer employees face a big decision. How can they provide their employees

More information

North Carolina Medicaid Special Bulletin

North Carolina Medicaid Special Bulletin North Carolina Medicaid Special Bulletin An Information Service of the Division of Medical Assistance Please visit our Web site at www.ncdhhs.gov/dma July 2007 ATTENTION: All Providers Notice of Change

More information

Outpatient Prescription Drug Benefit

Outpatient Prescription Drug Benefit Outpatient Prescription Drug Benefit GENERAL INFORMATION This supplemental Evidence of Coverage and Disclosure Form is provided in addition to your Member Handbook and Health Plan Benefits and Coverage

More information

Guiding you on the new road ahead

Guiding you on the new road ahead Guiding you on the new road ahead Your 2015 retiree plan options Caltech Retiree Information Sessions Today s focus: Your 2015 plan options Understanding the plans How to enroll in 2015 Aetna Marketplace

More information

Prescription Drug Program Summary

Prescription Drug Program Summary Prescription Drug Program Summary Express Scripts is one of the most experienced full-service pharmacy benefit management firms (PBM) in the nation. Express Scripts contracts with pharmaceutical manufacturing

More information

2010 SUMMARY OF BENEFITS

2010 SUMMARY OF BENEFITS 2010 SUMMARY OF BENEFITS First Health Part D PDP S5768 C0002_10PDP_230_SB _FH _LA CMS File and Use: 10/02/2009 FH10SB21 Section I Introduction To Summary of Benefits Thank you for your interest in First

More information

Overview of the BCBSRI Prescription Management Program

Overview of the BCBSRI Prescription Management Program Definitions Overview of the BCBSRI Prescription Management Program DISPENSING GUIDELINES mean: the prescription order or refill must be limited to the quantities authorized by your doctor not to exceed

More information

Annual Notice of Changes for 2014

Annual Notice of Changes for 2014 Advocare Spirit Rx (HMO-POS) offered by Security Health Plan of Wisconsin, Inc. Annual Notice of Changes for 2014 You are currently enrolled as a member of Advocare Spirit Rx (HMO-POS). Next year there

More information

SUPPLEMENT. 2016 Benefits Enrollment. 2015 Key Dates. FOR PRE-MEDICARE RETIREES November 2015. November 2 Retiree Open Enrollment Begins

SUPPLEMENT. 2016 Benefits Enrollment. 2015 Key Dates. FOR PRE-MEDICARE RETIREES November 2015. November 2 Retiree Open Enrollment Begins 2016 Benefits Enrollment SUPPLEMENT Human Resources Finance & Administration FOR PRE-MEDICARE RETIREES November 2015 This newsletter supplement concerns current pre-medicare-eligible retirees and spouses.

More information

A BETTER WAY to take care

A BETTER WAY to take care 2015 SMALL BUSINESS HEALTH Colorado Small Business Enrollment Guide A BETTER WAY to take care of your employees and your business Choose BETTER. Choose a better way that s right for you You put a lot into

More information

Sedgwick manages injury claims from start to finish with proven strategies that produce better outcomes for clients and injured workers.

Sedgwick manages injury claims from start to finish with proven strategies that produce better outcomes for clients and injured workers. CLAIMS AND CARE MANAGEMENT SOLUTIONS Sedgwick manages injury claims from start to finish with proven strategies that produce better outcomes for clients and injured workers. As the leader in customized

More information

MEDICARE PLANS. from Blue Cross and Blue Shield of Minnesota. H2461_082715_T01 CMS Accepted 09/09/2015 S5743_082715_B04_MN CMS Accepted 09/09/2015

MEDICARE PLANS. from Blue Cross and Blue Shield of Minnesota. H2461_082715_T01 CMS Accepted 09/09/2015 S5743_082715_B04_MN CMS Accepted 09/09/2015 2016 MEDICARE PLANS from Blue Cross and Blue Shield of Minnesota H2461_082715_T01 CMS Accepted 09/09/2015 S5743_082715_B04_MN CMS Accepted 09/09/2015 CHOOSING YOUR MEDICARE PLAN Medicare options designed

More information

Annual Notice of Changes for 2014

Annual Notice of Changes for 2014 True Blue Rx Option II (HMO) offered by Blue Cross of Idaho Health Service, Inc. (Blue Cross of Idaho) Annual Notice of Changes for 2014 You are currently enrolled as a member of True Blue Freedom (HMO).

More information

how to choose the health plan that s right for you

how to choose the health plan that s right for you how to choose the health plan that s right for you It s easy to feel a little confused about where to start when choosing a health plan. Some people ask their friends, family, or co-workers for advice.

More information

YOUR CIGNA CHOICE FUND HEALTH SAVINGS ACCOUNT

YOUR CIGNA CHOICE FUND HEALTH SAVINGS ACCOUNT YOUR CIGNA CHOICE FUND HEALTH SAVINGS ACCOUNT Your health plan plus a Health Savings Account PLAN YEAR: January 1,2014 838559 d Offered by: Connecticut General Life Insurance Company or Cigna Health and

More information

Introduction. Plan sponsors include employers, unions, trust funds, associations and government agencies, and are also referred to as payors.

Introduction. Plan sponsors include employers, unions, trust funds, associations and government agencies, and are also referred to as payors. Maintaining the Affordability of the Prescription Drug Benefit: How Managed Care Organizations Secure Price Concessions from Pharmaceutical Manufacturers Introduction The purpose of this paper is to explain

More information

Your pharmacy, as near as your mailbox Aetna Rx Home Delivery

Your pharmacy, as near as your mailbox Aetna Rx Home Delivery Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Your pharmacy, as near as your mailbox Aetna Rx Home Delivery www.aetna.com 05.02.308.1-KC B (12/13) Start saving

More information

Thrifty White Pharmacy 9/5/2014. Specialty Pharmacy. Specialty Pharmacy: The Opportunities and the Challenges

Thrifty White Pharmacy 9/5/2014. Specialty Pharmacy. Specialty Pharmacy: The Opportunities and the Challenges Specialty Pharmacy: The Opportunities and the Challenges MPhA Annual Conference September 12, 2014 Justin Heiser, PharmD Senior Vice President, Pharmacy Operations Specialty Pharmacy High cost and/or high

More information

The affordable way to pay for healthcare expenses not covered by your regular health insurance

The affordable way to pay for healthcare expenses not covered by your regular health insurance The affordable way to pay for healthcare expenses not covered by your regular health insurance America s #1 option for individuals and families that have a $2,000 health insurance deductible or more Enroll

More information

Essentials Rx 15 (HMO) Plan offered by PacificSource Medicare. Annual Notice of Changes for 2014

Essentials Rx 15 (HMO) Plan offered by PacificSource Medicare. Annual Notice of Changes for 2014 Essentials Rx 15 (HMO) Plan offered by PacificSource Medicare Annual Notice of Changes for 2014 You are currently enrolled as a member of Essentials Rx 15 (HMO) Plan. Next year, there will be some changes

More information

Health Plan Funding Options: An Employer s Decision Guide

Health Plan Funding Options: An Employer s Decision Guide Health Plan Funding Options: An Employer s Decision Guide A White Paper by Manning & Napier www.manning-napier.com Unless otherwise noted, all figures are based in USD. 1 Introduction Health plan costs

More information

UH00864 (9/07) Unity Health Plans Insurance Corporation (800) 362-3310. Unity Customer Service. unityhealth.com. Sauk City, WI 53583

UH00864 (9/07) Unity Health Plans Insurance Corporation (800) 362-3310. Unity Customer Service. unityhealth.com. Sauk City, WI 53583 840 Carolina Street Sauk City, WI 53583 unityhealth.com Unity Customer Service (800) 362-3310 UH00864 (9/07) New Member Kit A guide to getting started Welcome to Unity Health Insurance Topic Overview Online

More information

First Health Part D Prescription Drug Plan (PDP) S5768 S5674

First Health Part D Prescription Drug Plan (PDP) S5768 S5674 2011 SUMMARY OF BENEFITS First Health Part D Prescription Drug Plan (PDP) S5768 S5674 Y0022_2011_1001_046_25 CMS Approval Date: 09/23/2010 FH11SB25 Section I Introduction to Summary of Benefits Thank you

More information

e -Prescribing An Information Brief

e -Prescribing An Information Brief e -Prescribing An Information Brief Prepared by: Maryland Health Care Commission June 2008 Introduction Technology creates efficiencies and opportunities in almost every industry, and health care is no

More information

Group insurance. Drug insurance Integrated plan management solutions

Group insurance. Drug insurance Integrated plan management solutions Group insurance Drug insurance Integrated plan management solutions Our vision We are a Canadian leader in group insurance recognized for our optimal approach to health management, our close client relationships

More information

FREE PRESCRIPTION DISCOUNT CARD AVAILABLE TO WELD COUNTY RESIDENTS

FREE PRESCRIPTION DISCOUNT CARD AVAILABLE TO WELD COUNTY RESIDENTS FREE PRESCRIPTION DISCOUNT CARD AVAILABLE TO WELD COUNTY RESIDENTS Money is tight for everyone these days. Many families work hard to stay within a budget, and, if they are lucky, they are also able to

More information

Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer

Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer clarity YOUR GUIDE TO MEDicare AdvantaGE Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer the coverage

More information

MICHIGAN PUBLIC SCHOOL EMPLOYEES RETIREMENT SYSTEM

MICHIGAN PUBLIC SCHOOL EMPLOYEES RETIREMENT SYSTEM MICHIGAN PUBLIC SCHOOL EMPLOYEES RETIREMENT SYSTEM 2015 Health Plan Seminar Medicare Plus Blue is a PPO plan with a Medicare contract. Enrollment in Medicare Plus Blue depends on contract renewal. H9572_S_15MPSERSSem

More information

MEDICARE.GOV DRUG PLAN FINDER TOOL

MEDICARE.GOV DRUG PLAN FINDER TOOL MEDICARE.GOV DRUG PLAN FINDER TOOL Part 1 Part 2 A General Search is adequate for most people --The only required entry is your zip code Page 1 of 12 Part 3 Check the appropriate box under each section

More information

BlueChoice. Making the Important Choices Easier. bcbsfl.com. Enrollment Guide For Group Employees

BlueChoice. Making the Important Choices Easier. bcbsfl.com. Enrollment Guide For Group Employees BlueChoice Enrollment Guide For Group Employees Making the Important Choices Easier. bcbsfl.com Health plan benefits Enrolling in your benefits When your employer offers Blue Cross and Blue Shield of Florida

More information

Annual Notice of Changes for 2014

Annual Notice of Changes for 2014 True Blue Rx Option Il (HMO) offered by Blue Cross of Idaho Health Service, Inc. (Blue Cross of Idaho) Annual Notice of Changes for 2014 You are currently enrolled as a member of True Blue Rx Option Il

More information

Blue Cross and Blue Shield of Oklahoma, a Division of Health Care Service Health Corporation, a Mutual Legal Reserve Company, an Independent Licensee

Blue Cross and Blue Shield of Oklahoma, a Division of Health Care Service Health Corporation, a Mutual Legal Reserve Company, an Independent Licensee Blue Cross and Blue Shield of Oklahoma, a Division of Health Care Service Health Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association. 012

More information

It s a HIT. Issue Highlights: Fall 2007. It s Time To Check Up On It.. 2. URGENT NOTICE Fraud Alert. 2. Standard Option A Popular Choice...

It s a HIT. Issue Highlights: Fall 2007. It s Time To Check Up On It.. 2. URGENT NOTICE Fraud Alert. 2. Standard Option A Popular Choice... It s a HIT Fall 2007 There are many types of hits. You have one-hit-wonders, Billboard top hits, Broadway hits, or a base hit in baseball. These hits are nothing like the HIT we re talking about. Our HIT

More information

Available to Those who ARE Medicare Eligible

Available to Those who ARE Medicare Eligible LACERA is proud to offer comprehensive medical plans to Los Angeles County retirees and their eligible dependents. Eligibility for some plans depends on whether the person being insured is eligible for

More information

Arthritis Foundation Position Statement on Biosimilar Substitution

Arthritis Foundation Position Statement on Biosimilar Substitution Arthritis Foundation Position Statement on Biosimilar Substitution The Affordable Care Act creates a regulatory pathway for the approval of a new generation of biologic medications called biosimilars.

More information

WPS Individual Preferred Plans. Effective January 1, 2015. Be Happy. Live Healthy.

WPS Individual Preferred Plans. Effective January 1, 2015. Be Happy. Live Healthy. WPS Individual Preferred Plans Effective January 1, 2015 Be Happy. Live Healthy. Here for you and your peace of mind A good health plan is more than protection for your health and financial security. It

More information

PRINCIPAL DEPUTY ADMINISTRATOR, DEPUTY ADMINISTRATOR FOR INNOVATION AND QUALITY, AND CHIEF MEDICAL OFFICER, CENTERS FOR MEDICARE & MEDICAID SERVICES

PRINCIPAL DEPUTY ADMINISTRATOR, DEPUTY ADMINISTRATOR FOR INNOVATION AND QUALITY, AND CHIEF MEDICAL OFFICER, CENTERS FOR MEDICARE & MEDICAID SERVICES STATEMENT OF PATRICK CONWAY, MD, MSc ACTING PRINCIPAL DEPUTY ADMINISTRATOR, DEPUTY ADMINISTRATOR FOR INNOVATION AND QUALITY, AND CHIEF MEDICAL OFFICER, CENTERS FOR MEDICARE & MEDICAID SERVICES ON EXAMINING

More information

Presented by Excellus BlueCross BlueShield, a nonprofit independent licensee of the BlueCross BlueShield Association. Life has a plan.

Presented by Excellus BlueCross BlueShield, a nonprofit independent licensee of the BlueCross BlueShield Association. Life has a plan. Presented by Excellus BlueCross BlueShield, a nonprofit independent licensee of the BlueCross BlueShield Association. Life has a plan. It's hard to believe that another year has gone by. We want to thank

More information

Health Net Blue & Gold HMO

Health Net Blue & Gold HMO University of California Health Net Blue & Gold HMO We ve got you covered! Created for UC employees and non-medicare retirees October 2016 Health Net Blue & Gold HMO Smart. Affordable. Health care made

More information

UHC Branded Specialty Pharmacy Program

UHC Branded Specialty Pharmacy Program UHC Branded Specialty Pharmacy Program Evolution to Implementation Jake Groenewold, Senior Vice President, UHC Doug Smith, PharmD, Senior Director, UHC Kevin Colgan, MA, FASHP, Corporate Director of Pharmacy,

More information

Specialty Drug Care: Case management services in Quebec

Specialty Drug Care: Case management services in Quebec Specialty Drug Care: Case management services in Quebec QUEBEC SUPPORTING HEALTHIER OUTCOMES Your health benefit plan is designed to provide you and your family with financial protection for a variety

More information

ENROLLMENT AND ELIGIBILITY

ENROLLMENT AND ELIGIBILITY is a non-profit health fund established in 1966 to provide healthcare for participating Teamster Union members and their families throughout New England. The Board of Trustees is charged by law with fiduciary

More information

Lumenos HIA Lumenos HIA Plus. Getting healthy. Staying healthy. And saving money while you do it.

Lumenos HIA Lumenos HIA Plus. Getting healthy. Staying healthy. And saving money while you do it. A consumer-driven health plan designed to help individuals and families control their out-of-pocket health expenses Getting healthy. Staying healthy. And saving money while you do it. MCEBR550A (3/09)

More information