1 7/18/12 KNXNS (No Page) Page 1 7/18/12 Knoxville News-Sentinel (Pg. Unavail. Online) 2012 WLNR Loaded Date: 07/18/2012 Knoxville News-Sentinel, The (TN) Copyright 2012 The Knoxville News-Sentinel, Tenn. July 18, 2012 Convicted killer gets to keep insurance proceeds from his victim Jamie Satterfield The Knoxville News-Sentinel, Tenn. July 18--A little known law in Tennessee, dubbed as the "slayer's statute" or the "killing statute," bars murderers from profiting from their crimes. So, why did a Johnson City man rack up more than $200,000 in life insurance proceeds for the woman he now stands convicted of killing, and, more importantly, should he get to keep the money? The Tennessee Court of Appeals recently tackled this thorny legal issue -- albeit with the judges holding their respective noses at the outcome. "This court is not happy with the results of our decision," Appellate Judge D. Michael Swiney wrote in an opinion released last week. In its opinion, the court ruled Dale Keith Larkin can indeed keep the life insurance proceeds he collected in a settlement with the daughter of the woman he now stands convicted of killing, Teresa "Teri" Larkin of Johnson City, despite the so-called "killing statute." Teri Larkin's daughter, Tia Gentry, was just 11 years old when in November 2003 she discovered her mother dead in the bathtub of the Johnson City home she and her mother shared with Dale Larkin, her stepfather. From the start, Gentry believed her stepfather was responsible for her mother's death, according to the opinion. However, medical responders never notified law enforcement of the death. A partial autopsy was conducted, but no X-rays were taken. Teri Larkin was buried, and her husband stood to collect from four life insurance policies totaling $1.3 million, ultimately reduced to just more than $700,00 in net proceeds. Gentry's father sued on her behalf, citing the "killing statute." Dale Larkin insisted he was innocent, and local prosecutors refused to indict him. Acting on the advice of her father, a guardian ad litem and lawyers, Gentry ultimately opted to settle her lawsuit in Under the settlement, she collected $500,000. Her lawyers garnered $180,000 of that amount, according to the opinion. Larkin walked away with $203,000. The Johnson City Police Department continued to believe Larkin had killed his wife and, in early 2009, convinced prosecutors to exhume Teri Larkin's body. A second autopsy revealed she had suffered 21 separate injuries, including
2 7/18/12 KNXNS (No Page) Page 2 a broken sternum and "twisting" bone breaks to her arms, before she was found drowned in the bathtub. Dale Larkin was charged. In February 2011, he was convicted. Gentry, by now an adult, filed suit, alleging her stepfather had tricked her into a settlement in the life insurance case by proclaiming innocence in her mother's death. In its opinion, the appellate court opined that Gentry and her adult handlers were not duped by Larkin's claims of innocence and had, in fact, struck the deal despite the fact Gentry suspected her stepfather was the killer. She is now stuck with the deal, the court ruled. "We are aware that our decision may appear inequitable given the results," Swiney wrote. "We, however, are not free to decide cases based upon our personal preferences but instead must decide them based upon the law." (c)2012 the Knoxville News-Sentinel (Knoxville, Tenn.) Visit the Knoxville News-Sentinel (Knoxville, Tenn.) at Distributed by MCT Information Services ---- INDEX REFERENCES --- COMPANY: SENTINEL SECURITY LIFE INSURANCE CO NEWS SUBJECT: (Judicial (1JU36); Violent Crime (1VI27); Criminal Law (1CR79); Social Issues (1SO05); Legal (1LE33); Murder & Manslaughter (1MU48); Crime (1CR87)) INDUSTRY: (Insurance Industry Legal Issues (1IN64); Insurance (1IN97); Financial Services (1FI37); Life Insurance (1LI03)) REGION: (North America (1NO39); USA (1US73); Americas (1AM92); U.S. Southeast Region (1SO88); Tennessee (1TE37)) Language: EN OTHER INDEXING: (Tia Gentry; Teresa Larkin; Dale Keith Larkin; D. Michael Swiney) Word Count: 513 7/18/12 KNXNS (No Page) END OF DOCUMENT
3 6/21/12 MIAMIHD (No Page) Page 2 6/21/12 Miami Herald (Pg. Unavail. Online) 2012 WLNR Loaded Date: 06/21/2012 Miami Herald (FL) Copyright 2012 McClatchy-Tribune Information Services June 21, 2012 Verdict sets off new free-for-all for Novack's millions One day after Narcy Novack's conviction, attention turned to the estate of her slain husband, and who collects those millions. JULIE K. BROWN As Narcy Novack peels potatoes in a federal prison, she could be cooking up another plan to get her hands on her slain husband's millions. Novack, who went from lap dancing in strip clubs to jet-setting with high rollers, on Wednesday was convicted, along with her brother, Cristobal Veliz, of engineering the grisly 2009 murders of her husband, Ben Novack, Jr., and his 86-year-old mother, Bernice Novack. The denouement capped one chapter in the dizzying family saga, but opened another: a feud over who is entitled to the Novack family estate, estimated at about $10 million, not counting cash stashed in oversees bank accounts. No one is wasting any time. Just hours after the verdict, Ben Novack's adopted brother, Ronnie Marc Novack, filed suit contesting his will. His attorney, Harvey Morse, said Novack is in hiding because he believes that Narcy Novack may put a contract out on him from prison. Also lining up their legal guns are Maxine Fiel, Bernice Novack's sister; Fiel's two daughters; three Novack cousins; Narcy's daughter, May Abad ; and Abad's two sons. And Narcy Novack, who was convicted on all counts except the felony murder of her husband, could also stake a claim, arguing that she is exempt from Florida's Slayer Statute which bars people from collecting an inheritance from those they kill because she was technically acquitted of killing him. She was found guilty of plotting the death but not of carrying it out. Ironically, it was the murder that no one originally believed was a murder that that the siblings were convicted of: the brutal beating of Ben Novack's mother, who was married to Ben Novack Sr., builder of the Fontainebleau hotel in Miami Beach. They were also convicted on more than a dozen other counts of racketeering, including aiding and abetting both crimes. Ronnie Novack, the adopted son of Ben Novack Sr., for years wandered the streets as a homeless man after being cut out of his father's will. But in 2008, he inherited a $7 million bounty from his late mother, Bella Novack Ben Sr.'s first wife.
4 6/21/12 MIAMIHD (No Page) Page 3 Morse, an international genealogist who is assisting lawyers representing various Novack family members, said now that the verdict is in, the real battle over the Novack millions will begin. "Everyone waited for the verdict, and now the gates are open," said Morse. "It's like this big pot and everyone is trying to get their hands in.'' Narcy's criminal lawyer, Howard Tanner, declined to speculate on her chances of getting a share of the money, saying that's between her and whatever civil attorney she chooses to hire. Legal experts, however, suggested the widow, 55, will face an uphill battle if she decides to try to claim her husband's fortune. Under his will, Novack left the bulk of his estate to her, but by law, she cannot collect a dime if it's proven she had anything to do with his murder. Frank Hollander, a Miami probate lawyer, said the burden of proof under the slayer statute is much lower than in a criminal case where conviction must be beyond a reasonable doubt. "Even if she is guilty of participating in the murder, she would be excluded from the will," Hollander said. Under the statute, it would be the legal equivalent of having predeceased her husband. In that event, Ben Novack Sr. bequeathed his estate to Patrick and Marchelo Gaffney, Abad's sons. Abad has already filed a claim to the estate on behalf of her sons, who are in their early 20s. Her attorney, Bill Crawford, declined comment Thursday. The wild yarn has earned a place as one of the most bizarre murder cases in South Florida history. It featured surprise breast implants (received by Narcy at Ben Jr.'s direction while she was under anesthesia for an unrelated procedure), extra-marital affairs, a tattooed porn star, sadomasochistic sex, a one-eyed hit man, the worlds' second-largest Batman collection, an ex-miami Dolphins linebacker, Vodou, baseball-sized balls of cocaine, amputee porn, a bungled police investigation and a hotel manager who happened to be the grandson of David Ben-Gurion, Israel's first prime minister. The jury of eight men and four women returned the verdict after less than three days of deliberations. The trial, held in federal court in White Plains, N.Y., lasted nine weeks and included about 6,000 pages of testimony. In the end, the panel apparently struggled with a robbery charge that was critical to convicting the defendants of the felony murder of Ben Novack. The indictment required proof of aggravated robbery to find them guilty of murder under New York law, which is where the crime happened. The pair were, however, convicted in the felony murder of Bernice Novack, whose crime was charged under Florida law, since she was killed in Fort Lauderdale. It required proof of different aggravated circumstances. The sinister plot began in April 2009, when Veliz, a 58-year-old Philadelphia tour bus driver, hired two Miami men to stalk and then attack Bernice Novack, a former model who, as queen of the Fontainebleau, once mingled with U.S. presidents, heads of state and Frank Sinatra. Despite her years, Bernice Novack was a spry, healthy woman. But on April 6, 2009, she was found sprawled in a pool of blood in the laundry room of her Fort Lauderdale home. Fort Lauderdale police and the Broward County medical examiner called her death accidental, saying it probably stemmed from the lingering effects of a fall she had taken a week earlier in a bank parking lot. But three months later,
5 6/21/12 MIAMIHD (No Page) Page 4 her son was bludgeoned to death at the Rye Town Hilton, in Rye Brook, N.Y. Novack Jr., known a volatile businessman, went on to his own success after his father's hotel empire crumbled. He ran a Fort Lauderdale-based company, Convention Concepts Unlimited, and was overseeing a meeting for one of his most prestigious clients, Amway International, at the time he was slain. The creepy characters that were part of the Veliz Enterprise prosecutors' name for the circle of schemers and the bloody plot they wove together, however, was about as organized as a plate of paella. Their missteps included using a broken down getaway car, putting each other's phone numbers in their cell phones, getting chased away from a murder scene by a former Miami Dolphins linebacker, using credit cards to buy the murder weapons and getting caught on the hotel's video surveillance cameras. The two killers testified that Narcy Novack let them into the couple's hotel suite, after which they pounded him with hand weights, and bound him with duct tape. During the throes of the assault, Narcy threw them a pillow to muffle her husband's screams. Finally, she ordered the killers to gouge his eyes with a utility knife. He died of asphyxiation, choking on his own vomit INDEX REFERENCES --- NEWS SUBJECT: (Violent Crime (1VI27); Murder & Manslaughter (1MU48); Death Penalty (1DE04); Property Crime (1PR85); Crime (1CR87); Social Issues (1SO05)) REGION: (USA (1US73); Florida (1FL79); North America (1NO39); U.S. Southeast Region (1SO88); Americas (1AM92)) Language: EN OTHER INDEXING: (CONVENTION CONCEPTS UNLIMITED) (Patrick Gaffney; Maxine Fiel; Vodou; May Abad; Harvey Morse; Narcy Novack; Cristobal Veliz; Howard Tanner; Ben Sr.; Ronnie Marc Novack; Ben Novack Sr.; N.Y. Novack Jr.; Ben Novack; Ben Novack Jr.; Bella Novack; Ben Jr.; Frank Hollander; Frank Sinatra; David Ben-Gurion; Bernice Novack; Bill Crawford; Marchelo Gaffney) (Miami Beach; Miami; South Florida; White Plains, N.Y.; New York; Florida; Fort Lauderdale; Philadelphia; Miami; Fort Lauderdale; Fort Lauderdale; Broward County; Rye Town Hilton; Rye Brook, N.Y.; Fort Lauderdale; nam; us; am; us.fl; us.fl.miami; us.ny; us.pa; us.fl.broard; us.fl.ftlaud; us.fl.mibch; us.ny.ryeook; us.ny.whiins; us.pa.phldph) KEYWORDS: (XC/any.company); (XC/any.private); (MC/HOT#5); (MC/HOT); (NT/NEC) Word Count: /21/12 MIAMIHD (No Page) END OF DOCUMENT
6 10/5/11 PROVJ A Page 2 10/5/11 Providence J.-Bull. (R.I.) A 2011 WLNR Loaded Date: 10/05/2011 Providence Journal Bulletin (RI) Copyright 2011 ProQuest Information and Learning Company; All Rights Reserved. October 5, 2011 Section: Local News A struggle over estate Tracy Breton; Tracy Breton, Journal Staff Writer Children of David Swain seek to overturn order blocking their access to inheritance of their stepmother, Shelley Tyre PROVIDENCE -- It appears that there's no money left to parcel out. But the grown children of David Swain, whose Tortola murder conviction was overturned last week, are pressing their appeal anyway. On Thursday, their lawyer, former Lt. Gov. Bernard A. Jackvony, asked the five justices of Rhode Island's highest court to overturn a lower court decision that bars Swain's children from inheriting anything from the estate of their stepmother, whom Swain was convicted of murdering while they were scuba-diving together in the Virgin Islands in Six days ago, Swain, a former Jamestown councilman, was freed from a Tortola prison, where he'd been serving a sentence of 25 years to life, after a panel of judges with the Eastern Caribbean Supreme Court of Appeal overturned his murder conviction and barred a retrial. But that does not affect an earlier civil judgment entered against him by a Superior Court jury here that found him liable for the wrongful death of his wife, Shelley Tyre. The Rhode Island jurors determined that Swain, now 55, intentionally drowned Tyre, for money, while he was involved with another woman. With interest still accruing, the civil judgment against Swain now totals about $5.5 million, J. Renn Olenn, the lawyer who represented Tyre's parents in that lawsuit, said Tuesday. The civil judgment is what led two judges -- one in the Jamestown Probate Court and another on the Superior Court -- to determine that neither Jennifer Swain Bloom nor Jeremy Swain was eligible to receive any assets from their stepmother's estate, even though she had named them as contingent beneficiaries in the will she made out on Oct. 5, That was just before she married Swain, who stood to inherit everything she had until the civil verdict was delivered against him. But Jackvony tried to convince the Supreme Court justices Tuesday that those rulings were unjust, and that because Shelley Tyre specifically named her "innocent" stepchildren as beneficiaries under her will, they are entitled to whatever assets may remain, even though their father is disqualified from benefiting.
7 10/5/11 PROVJ A Page 3 "You don't punish innocent parties who just happen to be related to the slayer," he argued. Tyre's elderly parents, who sat in the front row of the courtroom and held hands throughout the arguments, are trying to block their deceased daughter's stepchildren from taking anything from the estate. They say the money the stepchildren could receive would benefit their father, whose legal defense they contributed to. This, they said, should be barred under the state's "slayer statute," which prohibits a killer from financially benefiting from a homicide. Lawyer Martin K. DeMagistris, arguing for the Tyres, noted that neither Jeremy nor Jennifer is Shelley's biological or adopted child, and said they "are not the natural objects of her bounty." Although they were named as contingent beneficiaries in her will, he said, the fact that their father was found responsible for her death disqualifies them from inheriting in any way and under any circumstances. Shelley Tyre's intent at the time she drafted her will is irrelevant, he argued, because she had no way of knowing that the man she was about to marry would later kill her. The court will have to decide how broadly to construe the slayer's statute. Or it could decide to declare the issue "moot" and wait for another case to decide that issue since, according to DeMagistris, there is virtually nothing left in the estate except a potential asset: the $152,000 that David Swain took out of his wife's estate while serving as its executor -- which he's been ordered to repay and hasn't. The dive shop at 79 North Main Rd., Jamestown -- which Tyre largely financed -- has been sold by her estate, and the proceeds used to pay off mortgage liens and taxes, DeMagistris told the court. Justice Maureen McKenna Goldberg noted that Tyre described Jackvony's clients as "my husband's children, not my children" twice in her will. Wasn't it correct, asked Justice Gilbert V. Indeglia, that Jeremy Swain had testified in a deposition that he would use funds he got from the estate to benefit his father? Swain's children had used their own money to help pay his defense lawyers, he noted. "I don't think speculation of what will happen in the future is what this case is about," Jackvony replied. Neither Swain nor his grown children were in the Supreme Court for Tuesday's arguments, though Swain may already be back in Rhode Island, Jackvony said. He said Jeremy Swain told him that his father had left Tortola. Olenn said he has been told by prosecutors in Tortola that they have not decided whether to appeal the ruling vacating Swain's murder conviction. He said they were waiting to see a written opinion that has yet to be filed by the appeals panel. He said the Tyres are "shocked they would release him and not retry him, which we understand would be the normal course in the Virgin Islands" when a court finds that a trial judge erred in instructing the jury. Normally, Olenn said, they would retry him on the murder charge or a lesser charge of manslaughter. "You don't punish innocent parties who just happen to be related to the slayer." Attorney Bernard A. Jackvony, the lawyer representing the stepchildren of the late Shelley Tyre David Swain and daughter Jennifer Swain Bloom, right, speak with a guard after his release in Tortola Thursday. Swain AP / Steven Melendez
8 10/5/11 PROVJ A Page 4 David Swain and daughter Jennifer Swain Bloom, right, speak with a guard after his release in Tortola Thursday. Swain AP / Steven Melendez (401) INDEX REFERENCES --- NEWS SUBJECT: (Crime (1CR87); Social Issues (1SO05); Violent Crime (1VI27); Criminal Law (1CR79); Legal (1LE33); Judicial (1JU36); Murder & Manslaughter (1MU48)) INDUSTRY: (Tires (1TI11); Transportation (1TR48); Automotive (1AU29); Land Transportation (1LA43)) REGION: (U.S. New England Region (1NE37); USA (1US73); North America (1NO39); Rhode Island (1RH18); Americas (1AM92)) Language: EN OTHER INDEXING: (Jeremy Swain; Gilbert Indeglia; Maureen McKenna Goldberg; Bernard Jackvony; Steven Melendez David Swain; Martin DeMagistris; J. Renn Olenn; Shelley Tyre David Swain; Shelley Tyre; Jennifer Swain; David Swain) EDITION: All Word Count: /5/11 PROVJ A END OF DOCUMENT
9 9/30/11 ARIZREPUB A1 Page 2 9/30/11 Arizona Republic (Phoenix, Ariz.) A WLNR Loaded Date: 09/30/2011 September 30, 2011 Arizona Republic, The (Phoenix, AZ) Copyright 2011 Gannett September 30, 2011 Section: Front $4.5 mil life insurance battle takes a new twist Since Phyllis Mizioch was murdered last summer, her survivors have been fighting in federal court over who should get the $4.5 million life-insurance payout. Peter J. Mizioch, the widower and named beneficiary on two insurance policies, claims he is entitled to the money. But her adult children allege in U.S. District Court complaints that their stepfather was responsible for the homicide and should be barred from receiving the money under Arizona law. They have no direct evidence of his involvement, but they say in court filings that his connection to other murder victims with large life-insurance policies that named him or a close associate as beneficiary -- a pattern documented in an Arizona Republic investigation in February -- is a powerful circumstantial string of events. The 71-year-old Phoenix businessman denies any part in the slayings, all of which remain unsolved. Last month, U.S. District Judge James Teilborg decided that a pattern of profitable deaths is not legally sufficient to prevent Mizioch from receiving the $4.5 million. But just as Teilborg was poised to award the money, a new witness emerged with allegations that insurance agent James Bieleniewicz admitted to writing a multimillion-dollar life-insurance policy on one of the previous murder victims to wipe out a gambling debt to Peter Mizioch. In a sworn statement to the court, Karen Bieleniewicz wrote that she had not previously divulged that information about her brother due to fears for her life but reconsidered after learning that Mizioch was about to be awarded millions of dollars. "Even though I am concerned for my safety," she wrote, "I feel I have to come forward with what I know.... I felt so strongly about seeing justice done in this matter." James Bieleniewicz answered in a court statement: "I have never been involved in such criminal activity and a (sic) categorically deny the allegations made about me." The payout is on hold again while Karen Bieleniewicz's claim is reviewed.
10 9/30/11 ARIZREPUB A1 Page 3 Unsolved cases Police say 57-year-old Phyllis Mizioch, a volunteer with Sunshine Angels homes for underprivileged children, was shot to death in her Phoenix kitchen on June 6, 2010, hours after meeting with her estranged husband about their pending divorce. Peter Mizioch, who is countersuing his stepsons Mark, Jimmy and Russell Montoya, asserted in court filings that he had "absolutely no involvement in Phyllis' death." The Montoyas, who are seeking damages on a claim of wrongful death of their mother, already have received payouts from a separate life-insurance policy. Mizioch also has denied involvement in other homicides of business associates. He was listed as the beneficiary on the life-insurance policy of one, and a close associate was listed as the beneficiary on two others: * Wayne M. "Mike" Snodgrass, Mizioch's partner in a construction business, who was killed at his Phoenix office in The value of his life-insurance policy was not listed in public records. * Ronald J. Bianchi, a Phoenix journalist and entrepreneur who owed more than $2 million to Mizioch, who was found dead in the forest near Payson in * David Stark, Bianchi's partner in loan deals, who was slain in 2005 inside a Detroit residence where property records listed Mizioch as a co-owner. Bianchi and Stark were insured for $1 million each, according to court records. Another person, Oran B. Ingram, Mizioch's partner in a carpet company, was wounded in an ambush at his Phoenix residence in According to police records, Snodgrass told investigators he believed Mizioch was responsible for the attack to collect on a $200,000 life-insurance policy. All of the men were shot. All of the cases remain unsolved. Law-enforcement records show that insurance benefits from the slayings totaled more than $8 million. Mizioch was questioned in several of the cases. Court papers filed by an insurance company say a Phoenix detective identified him last year as a suspect in his wife's murder, but police later said he was not a suspect. James Bieleniewicz prepared life-insurance policies on Bianchi, Stark and Phyllis Mizioch. In her statement to the court, Karen Bieleniewicz described her brother as a problem gambler who informed her in late 1999 that he owed Mizioch $200,000 and "was scared for his own life after having been beat up and threatened with his life." Shortly after Bianchi was killed, Karen Bieleniewicz alleged, her brother confided that he had written a policy for $250,000 on Bianchi's life one month before he was killed "to pay off his own debt." James Bieleniewicz, a licensed Arizona insurance agent, is listed in state Corporation Commission records as director of Bieleniewicz Insurance Group LLC, a company in good standing. He could not be reached for comment but filed a sworn statement denying participation in a murder or fraud conspiracy and declaring that his sister is not credible due to a "long history of mental illness."
11 9/30/11 ARIZREPUB A1 Page 4 Karen Bieleniewicz responded in an interview with The Republic, "I've never been diagnosed with mental-health issues. That he would say that goes to his credibility." In a court motion filed Sept. 19, James LaGanke, an attorney for the Montoyas, argued that new evidence demonstrates "a pattern and conspiracy.... There is now sufficient direct and circumstantial evidence to justify a trial under the Slayer Statute," he wrote, referring to a state law that bans the collection of death benefits by a person responsible for murder. David W. Williams, an attorney for Peter Mizioch, answered that Karen Bieleniewicz's statement to the court is hearsay that has nothing to do with the death of Phyllis Mizioch and does not directly implicate his client in any homicide. "Still, the Montoyas continue to use baseless claims and speculation to support their positions," wrote Williams, "no matter what the personal cost those accusations have on the persons involved." Williams also noted that Peter Mizioch was not the named beneficiary on life-insurance policies for Bianchi and Stark. Instead, Mizioch's friend and business associate, Edward Maciag, was listed. Maciag, a former police officer, told The Republic early this year that Mizioch took out "key man" insurance on borrowers to secure his financial interest. Such insurance policies, common in the financial world to compensate businesses for losses from the death of a top employee, are purchased with consent of the insured person. Maciag described himself as a beneficiary in name only, adding that all death-benefit checks were signed over to Mizioch. Recent rulings Last month, Judge Teilborg issued multiple rulings in the case. He refused to dismiss the wrongful-death claim against Peter Mizioch, finding that the Montoyas "alleged facts sufficient to state a claim." At the same time, however, Teilborg ruled in favor of Mizioch on key issues: He found that the Montoyas "have come forward with no facts tying Mr. Mizioch to the murder of Phyllis Mizioch" and that Peter Mizioch is therefore entitled to the benefits from his ex-wife's insurance policy. LaGanke, the Montoyas' attorney, has appealed those decisions to the U.S. 9th Circuit Court of Appeals while also asking Teilborg to hold off on payment of funds to Mizioch and to reconsider earlier rulings based on new evidence. Williams said he believes the judge is about to release the death benefits to his client. "I anticipate the (Montoyas') wrongful-death claim will be dismissed as well," he added. Police, who said earlier this year that new revelations had prompted a re-examination of the case, declined comment, as did a spokesman for the Arizona Department of Insurance.
12 9/30/11 ARIZREPUB A1 Page 5 Reach the reporter at or COMPANY: REPUBLIC NATL BK ---- INDEX REFERENCES --- NEWS SUBJECT: (Social Issues (1SO05); Crime (1CR87); Violent Crime (1VI27); Murder & Manslaughter (1MU48)) INDUSTRY: (Insurance Products (1IN13); Financial Services (1FI37); Life Insurance (1LI03); Alternative Insurance Products & Markets (1AL74); Insurance (1IN97)) REGION: (Arizona (1AR13); USA (1US73); U.S. Southwest Region (1SO89); Americas (1AM92); North America (1NO39)) Language: EN OTHER INDEXING: (BIELENIEWICZ INSURANCE GROUP LLC) (Karen Bieleniewicz; Oran Ingram; James LaGanke; Sunshine Angels; David Williams; Russell Montoya; Peter Mizioch; Edward Maciag; Jimmy Montoya; Phyllis Mizioch; James Teilborg; David Stark; Ronald Bianchi; Wayne M. Snodgrass; James Bieleniewicz) EDITION: Final Chaser Word Count: /30/11 ARIZREPUB A1 END OF DOCUMENT