Curriculum Mapping Academic Standards for Personal Finance Grades 9-12 One Semester Class. Standards Resources Vocabulary Assessments

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1 Curriculum Mapping Academic Standards for Personal Finance s 9-12 One Semester Class Unit/Days Standard Number 15 days Unit one: Planning a Budget PFR3.2 PFR2.1 PFR2.2 Standards Resources Vocabulary Assessments Analyze financial information form a variety of reliable Make by systematically considering Develop a system for keeping and using financial records Evaluate how saving contributes to financial wellbeing. Explain how taxes and employee benefits relate to disposable income. Identify sources of personal income Excel software: create a budget form Word software: Frayer vocab sheets Budget Project Handout: 770/instructor/263238/budgeting.pd f Budget Simulation Handout: rvill e.k12.in.us/business- department/business-foundations- 1/chapter-3---budget Budget : rvill e.k12.in.us/business- department/business-foundations- 1/chapter-3---budget Fixed Expenses Variable Expenses Budget Budget Project PowerPoint Budget Simulation Tests PFR3.5 Connect the role of charitable giving, volunteer service, and philanthropy to community development and quality of life. Workbook page 17,18,20,21: rvill e.k12.in.us/business- department/business-foundations- 1/chapter-3---budget

2 13 Days Unit two: Checking PFR3.2 PFR2.3 Develop a system for keeping and using financial records. Make by systematically considering Evaluate how saving contributes to financial wellbeing Explain how taxes and employee benefits relate to disposable income. Word Software: Frayer vocab sheet Checking Notes: rvill Checking research (checking notes): rvill Excel software: create checks, check register, and bank reconciliation: rvill Debit Card Endorsement Outstanding Check Checking Simulation 1 Checking Simulation 2 Tests PFR2.2 PFR1.6 Identify sources of personal income Demonstrate strategies to control personal information Bank Reconciliation Worksheet: rvill Checking Simulation #1: rvill Checking Simulation #2: rvill

3 Workbook 23-26: rvill 12 days Unit three: Auto PFR1.5 PFR4.1 PFR4.2 PFR4.3 PFR5.2 Demonstrate communication strategies for discussing financial issues. Analyze the costs of benefits of using various type of credit such as student loans, home and automotive loans, and credit cars Analyze factors that influence extablising and maintaining a good credit rating Analyze methods and benefits of avoiding and correcting credit and debt problems Examine the purposes, types, and costs associated with insurance Car buying interview PowerPoint Software: Car Selection Down Payment Calculation Vehicle Expense Calculation Insurance quotes: /Entrypage.aspx rville.k12.in.us/businessdepartment/personalfinance/chapter-3---carpurchasing PowerPoint Car Selection Project Checking Simulation 2 PFR6.2 PFR6.3 Analyze saving and investing to build long term financial security and wealth Apply strategies for creating wealth and building assets Compare saving and investments Workbook page 62, 65-68: rville.k12.in.us/businessdepartment/personalfinance/chapter-3---carpurchasing Tests Insurance homework worksheet: rville.k12.in.us/businessdepartment/personalfinance/chapter-3---car-

4 Make by systematically considering purchasing Sticker price worksheet, purchasing a car worksheet: rville.k12.in.us/businessdepartment/personalfinance/chapter-3---carpurchasing Car Exam 15 Days Unit four: Consumer Decisions PFR1.3 PFR3.4 Utilize consumer protection laws and rsources Make financial decision by systematically considering Apply consumer skills to purchase decisions Consumer decision, couponing, and markdown notes: Teacher lecture and demonstration: Generic Products, Comparison shopping, unit pricing Couponing Shopping List Evaluate how saving contributes to financial wellbeing. Pricing worksheet : Shopping list project: rville.k12.in.us/business- Tests

5 department/personalfinance/chapter-4---consumerdecisions Consumer Reports worksheet: Extreme Couponing Coupon.com Workbook page 43: Markdown assignment: Consumer decision exam

6 Internet access 17 Days Unit 5: Credit Cards PFR4.1 PFR4.2 Analyze the costs and benefits of using various types of credit such as student loans, home and automotive loans, and credit cards Analyze factors that influence establishing and maintaining a good credit rating Credit video: /frontline/view/ Process Research Paper: 3days Credit, Credit Rating, Interest s for assignments PFR4.3 PFR1. PFR3.6 Analyze methods and benefits of avoiding or correcting credit and debt problems Make by systematically considering ability to use money management skills and strategies. Examine the purpose and value of estate planning Credit notes section 1 and 2: rville.k12.in.us/businessdepartment/personalfinance/ch5---credit-cards Credit assignment - rville.k12.in.us/businessdepartment/personalfinance/ch5---credit-cards Understanding Credit worksheet: rville.k12.in.us/businessdepartment/personalfinance/ch5---credit-cards Tests Teacher Observations Research Paper Workbook and textbook : rville.k12.in.us/businessdepartment/personalfinance/ch5---credit-cards Internet Access

7 Teacher Lecture and Demonstration Credit Exam 16 days Unit six: Investment and Retirement PFR4.3 PFR3.6 PFR6.4 PFR6.5 Analyze methods and benefits of avoiding or correcting credit and debt problems Make by systematically considering ability to use money management skills and strategies. Examine the purpose and value of estate planning Describe how to buy and sell investments Analyze factors that affect the rate of return on investments Stock Rearch: rville.k12.in.us/businessdepartment/personalfinance/chapter-6---investmentretirement Cost of buying stocks: rville.k12.in.us/businessdepartment/personalfinance/chapter-6---investmentretirement Reading Stock quotes: rville.k12.in.us/businessdepartment/personalfinance/chapter-6---investmentretirement s for assignments Tests Retirement Video: /frontline/view/ Stock Simulation: rville.k12.in.us/business-

8 department/personalfinance/chapter-6---investmentretirement Selecting a stock worksheet: rville.k12.in.us/businessdepartment/personalfinance/chapter-6---investmentretirement Workbook page 81, 82, 83, 84: Glencoe business Math workbook Internet Access Teacher Lecture and Demonstration 3 days Final simulation Analyze financial information form a variety of reliable Investment test Banking Final: rville.k12.in.us/businessdepartment/personalfinance/semester-final Final PFR3.2 Make by systematically considering Develop a system for keeping and using financial records Evaluate how saving contributes to financial wellbeing. Budget Final: rville.k12.in.us/businessdepartment/personalfinance/semester-final Investing Final: rville.k12.in.us/businessdepartment/personalfinance/semester-final

9 PFR2.1 PFR2.2 PFR3.5 PFR3.2 Explain how taxes and employee benefits relate to disposable income. Identify sources of personal income Connect the role of charitable giving, volunteer service, and philanthropy to community development and quality of life. Develop a system for keeping and using financial records. Make by systematically considering Evaluate how saving contributes to financial wellbeing PFR2.3 PFR2.2 PFR1.6 Explain how taxes and employee benefits relate to disposable income. Identify sources of personal income Demonstrate strategies to control personal information

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