Public Interest Loan Repayment Assistance Program I For graduates of the Class of 2007 and Before
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- Brooke Robbins
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1 American University Washington College of Law is pleased to offer the Public Interest Loan Repayment Assistance Program (PILRAP) to WCL alumni who are serving the public through government and non-profit employment. PILRAP helps relieve economic burden imposed by educational debt by providing loan repayment assistance for JD graduates who work in full-time, non-profit or government employment in which the graduate is engaged in serving under-represented or traditionally marginalized populations. Public Interest Loan Repayment Assistance Program I For graduates of the Class of 2007 and Before American University Washington College of Law is pleased to offer the Public Interest Loan Repayment Assistance Program I (PILRAP-I) to WCL alumni who are members of the Class of 2007 and before. PILRAP-I helps relieve economic burden imposed by educational debt by providing loan repayment assistance for JD graduates earning $50,000 or less while working in full-time public service employment. Public Interest Loan Repayment Assistance Program II For graduates of the Class of 2008 and After American University Washington College of Law is pleased to offer the new Public Interest Loan Repayment Assistance Program II (PILRAP-II) to WCL graduates of the Class of 2008 and after. PILRAP-II helps relieve economic burden imposed by educational debt by providing loan repayment assistance for JD graduates earning $75,000 or less while working full-time in public service employment. This updated plan dovetails with the federal government s Income-Based Repayment (IBR) plan and Public Service Loan Forgiveness Program. Applicants earning $50,000 or less are eligible for up to 100% loan repayment assistance on all federal student loans, while applicants earning between $50,001 and $75,000 are eligible for loan repayment assistance on a prorated basis. PILRAP-II award calculations are based on the assumption that applicants have selected IBR as their loan repayment plan. While applicants are not required to select IBR as their repayment plan, WCL will calculate awards as if the applicant has done so. There is no guarantee that applicants will receive, in whole or in part, the award amount for which they are eligible. Determining factors include the number of applications received and the availability of funding. For more information about either PILRAP program, contact the program administrator, David Steib, at dsteib@wcl.american.edu or
2 PERSONAL INFORMATION PUBLIC INTEREST LOAN REPAYMENT ASSISTANCE PROGRAM APPLICATION DEADLINE: OCTOBER 31, 2012 APPLICANT INFORMATION (NOTE: THE OFFICE OF FINANCIAL AID CAN ASSIST YOU WITH DETERMINING YOUR AU ID NUMBER.) Name: AU ID#: WCL Class: Mailing Address (Street, City, State, Zip): Phone (Home): Phone (Business): Marital Status: Spouse s Name: Spouse s Address (if different): Dependents (as defined by IRS tax code): List Names and Ages: APPLICANT S EMPLOYMENT INFORMATION (PLEASE INCLUDE YOUR COMPLETED EMPLOYER VERIFICATION FORM SIGNED BY YOUR EMPLOYER) Employer: Address (Street, City, State, Zip): Job Title: Annual Salary: Hours/Week: Phone: Date of Employment: Supervisor s Name/Title: Job Description: Organizational Description: SPOUSE S EMPLOYMENT INFORMATION Current employer: Employer address (Street, City, State, Zip): Phone: Date of Employment: Job Title: Annual Salary: Hours/Week:
3 FINANCIAL INFORMATION IMPORTANT: ALL APPLICANTS (AND SPOUSES) MUST SUBMIT A SIGNED COPY OF THEIR 2011 FEDERAL TAX RETURNS. IF YOU AND/OR YOUR SPOUSE DID NOT FILE A 2011 FEDERAL TAX RETURN, PLEASE SUBMIT THE NON-TAX FILER FORM. PLEASE REPORT ANTICIPATED GROSS INCOME FOR JANUARY DECEMBER 2012 Wages and Salaries Overtime / Bonus / Commissions Cash / Savings / Checking Accounts Taxable Interest Income Dividend Income Business Income Alimony Unemployment Compensation Rental Income Trust Fund Income Stocks / Bonds / Securities / Mutual Funds / Money Market Funds Home Equity Other Real Estate Equity APPLICANT SPOUSE OTHER LRAP PROGRAMS APPLICANTS ARE ENCOURAGED TO TAKE ADVANTAGE OF ANY OTHER LRAP PROGRAMS (SUCH AS STATE, FEDERAL, OR EMPLOYER LRAPS). APPLICATION AND RECEIPT OF OTHER LRAPS WILL BE CONSIDERED BY THE SELECTION COMMITTEE. FOR THE PREVIOUS YEAR, PLEASE IDENTIFY ANY LRAP PROGRAMS FOR WHICH YOU APPLIED AND RECEIVED FUNDING: LRAP PROGRAM AMOUNT OF FUNDING DATE AWARDED PLEASE IDENTIFY ANY OTHER LRAP PROGRAMS FOR WHICH YOU ARE CURRENTLY ELIGIBLE TO APPLY, AMOUNT OF FUNDING AVAILABLE TO EACH APPLICANT, AND DATE BY WHICH YOU PLAN TO APPLY: LRAP PROGRAM AMOUNT OF FUNDING AVAILABLE DATE BY WHICH YOU PLAN TO APPLY
4 EDUCATIONAL DEBT INFORMATION PLEASE COMPLETE THE INFORMATION BELOW FOR ALL STUDENT LOANS CURRENTLY IN REPAYMENT. CHECK THE LOAN DISCLOSURE STATEMENTS FROM YOUR LENDERS FOR INTEREST RATES AND MONTHLY REPAYMENT TERMS. APPLICANTS MUST ATTACH A COPY OF A RECENT DISCLOSURE STATEMENT INCLUDING REPAYMENT TERMS FOR ALL LOANS CURRENTLY IN REPAYMENT. IF YOU APPLIED FOR A CONSOLIDATION LOAN AND HAVE NOT RECEIVED YOUR APPROVED LOAN PAPERWORK, PLEASE ATTACH A NOTE TO YOUR APPLICATION AND THEN SUBMIT THE PAPERWORK WHEN AVAILABLE. LOAN SOURCE FEDERAL DIRECT CONSOLIDATION LOANS Federal / Direct Consolidation Loan Federal / Direct Consolidation Loan AMOUNT BORROWED CURRENT OUSTANDING BALANCE MONTHLY PAYMENT INTEREST RATE WCL LAW SCHOOL LOANS (NOTE: IF YOU CONSOLIDATED YOUR FEDERAL STUDENT LOANS, PLEASE USE THE SECTION ABOVE) Federal Stafford Subsidized Loans Federal Stafford Unsubsidized Loans Federal Perkins Loans Federal Grad PLUS Loans Private Loans (PILRAP-I Applicants Only) GRADUATE SCHOOL LOANS (NON-WCL LOANS) Federal Stafford Subsidized Loans Federal Stafford Unsubsidized Loans Federal Perkins Loans Federal Grad PLUS Loans UNDERGRADUATE SCHOOL LOANS (NOTE: IF YOU CONSOLIDATED YOUR FEDERAL STUDENT LOANS, PLEASE USE THE SECTION ABOVE) Federal Stafford Subsidized Loans Federal Stafford Unsubsidized Loans Federal Perkins Loans Private Loans (PILRAP-I Applicants Only) TOTAL DEBT I hereby certify that the information on this form is true and complete to the best of my knowledge. I agree to notify the Office of Financial Aid of any changes in the information reported here, including a change in monthly loan payments, within 30 days. I understand that I may be asked to provide documentation of information provided here. I affirm that funds provided to me through PILRAP will be used solely for loan repayment. I understand that I may not be awarded the amount for which I am eligible, depending on availability of funding. I understand that PILRAP forgivable loans are divided into two disbursements and that I must submit a Mid- Year Verification Form and supporting documentation to receive the second disbursement. I understand that I must reapply annually or I will exit the program and will not be eligible to re-apply for future PILRAP assistance. I have attached a signed copy of my 2011 federal tax return and schedules, a statement confirming my employment and salary, the completed application checklist, and a statement for each of my student loans currently in repayment. Applicant s Signature Date Spouse s Signature Date Return to: Financial Aid Office, Washington College of Law 4801 Massachusetts Avenue, NW, Suite 505, Washington, DC Telephone (202) , Fax (202) Deadline: October 31, 2012
5 PUBLIC INTEREST LOAN REPAYMENT ASSISTANCE PROGRAM EMPLOYMENT VERIFICATION FORM PLEASE VERIFY THE FOLLOWING EMPLOYMENT INFORMATION FOR THE PILRAP APPLICANT Employee (Applicant): Employee s Job Title: Annual Salary: Hours/Week: Date of Employment: Employer: Supervisor s Name/Title: Supervisor s Phone Number: Employer s Address (Street, City State, Zip): Job Description: Organizational Description: Supervisor s / Designee s Signature Date Supervisors, Please Return the Completed Form to the Applicant, Allowing Time for the Applicant to Compile the Application Package and Submit by the Deadline. Applicants, Please Attach the Completed Form to Your Application and Return to: Financial Aid Office, Washington College of Law 4801 Massachusetts Avenue, NW, Suite 505, Washington, DC Telephone (202) , Fax (202) Deadline for Completed Applications (Including Employment Verification Forms): October 31, 2012
6 PILRAP APPLICATION CHECKLIST (to be submitted with your application) Please read and initial each item to ensure completion of your application and to avoid processing delays. All Applicants 1. I have filled out all sections of my PILRAP application. 2. I have filled out the Educational Debt section of my application and understand that attaching loan statements does not replace the requirement to fill out this section. 3. I have attached a statement for each of my student loans that are currently in repayment or will be on January 1, The attached statements include my balance, interest rate, repayment plan and monthly payment amount for each loan. For any loans that are in the consolidation process, I have attached the most recent statements available from my lender(s) prior to consolidation if I have not yet received updated loan statements. I will submit the updated loan statements once they are available. 4. I have attached an Employment Verification form signed by my employer Tax-Filers 1. I have attached a signed copy of my 2011 federal income tax return. I understand that my tax return must be signed on the signature line even if it was originally filed electronically. 2. If I am married and filed separately from my spouse, I have attached a signed copy of my spouse s 2011 federal tax return Non-Tax Filers 1. I have attached a 2011 WCL non-tax-filer statement. (the form is available on the PILRAP website) 2. If I am married and my spouse filed a tax return, I have attached a signed copy of my spouse s 2011 federal tax return.
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