Family Select Legal Protection

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Family Select Legal Protection"

Transcription

1 Family Select Legal Protection It may be an employment matter, a dispute over goods that you purchase or sell, or you and your family may find yourself involved in legal areas which are governed by a minefield of legislation. Family Select has been specifically designed to ensure that you have peace of mind knowing that you and your family are fully

2 Family Select Legal Protection Policy Summary Summary Some important facts about your Family Select Legal Protection policy are summarised below, which you should read. This summary does not describe all the terms and conditions of your policy, so please take time to read the policy document to make sure you understand the cover it provides. When reviewing your policy it should be read in conjunction with your policy schedule. Family Select Legal Protection is a legal expenses insurance contract, which helps you in the event of identity fraud and also helps you by providing legal advice and representation if you, or family members who permanently live with in the home, have a legal dispute which is insured under the policy. Insurers: UK General Insurance Limited on behalf of Ageas Insurance Limited (for full details see the policy wording) Your cover is valid for one year. Significant features and benefits Significant and unusual exclusions or limits Relevant section in the policy document In the areas described below, we will resolve an insured legal problem through ourselves, or if we agree it necessary, we will appoint an external panel solicitor to act on your behalf, who will negotiate settlement. We will only provide cover if the legal costs and expenses and incident took place during the period of insurance and the incident leading to your claim is covered by a court within the geographical limits. 50,000 is the maximum sum payable by the insurers for all insured events which are related in time or by cause after aggregation of the legal costs and expenses of you or your family members and any opponents insofar as you are liable to pay them. However the maximum sum payable under Section 4 Identity Fraud it is 25,000 and under Section 8 - Jury Service it is 1,000. We will not pay legal costs and expenses for legal proceedings if we consider that you will not get a reasonable and proportionate settlement or if any expected settlement is small compared to the time and expense involved. Unless we agree to commence court proceedings or there is a conflict of interest, we have the right to choose a solicitor/adjuster to assist you. Definitions: Limit of indemnity. Special Exclusions Representation.

3 Section 1: Personal Injury Claims arising from your personal injury or death. No claim relating to you driving a motor vehicle is No claims relating to illness, injury or condition arising as a result of alleged clinical or medical negligence is Section 1 - What is Section 2: Employment Claims involving an employment tribunal, arising from your contract of employment. You or a family member must agree to use the solicitor nominated by us. No disputes over redundancy are The first 250 of any claim is not Section 3: Contract Disputes Disputes over selling, buying or hiring any goods or services, including selling or buying a home. Disputes for less than 1,000 if buying or selling a motor vehicle and disputes for less than 100 for anything else are No cover for any contract entered into in connection with a business activity. No cover is provided for any dispute which starts within 3 months of the period of insurance start date, unless the claim is to do with a contract you entered into after the start date of this policy. not covered - c. not covered - a. Section 4 - Identity Fraud Cover If you become aware of and can prove identity fraud, we agree to pay up to 25,000 for legal fees, subject to prior approval, to defend a claim wrongly made against you as a result of identity fraud, including cover of your communication costs, your loss of earnings, reinstatement of credit rating via statutory declaration, or reapplication for loans. We will give you access to to a confidential helpline if you believe you have been the victim of identity fraud. We must be told of a claim within 90 days of you becoming aware of identity fraud or attempted identity fraud. Loss of earnings is only covered for four weeks in any year up to 2,000. We will not be liable for any legal costs and expenses incurred prior to us approving these in writing. Unless we agree to commence court proceedings or there is a conflict of interest, we have the right to choose a solicitor or adjuster to assist you. The first 50 of any claim is Section 4. What is Section 4. Limits. Section 4. Limits. Representation. Section 4. Conditions.

4 Section 5: Work Legal Defence Defence of criminal prosecutions and actions for an unlawful discrimination or breaches of the Data Protection Act arising from an insured person s work as an employee. Defence of motoring prosecutions. No cover is provided for parking offences, driving without insurance or drink driving. Section 5. What is Section 6: Property Protection Civil claims relating to physical damage to your home or secondary home. No disputes for less than 100 are The first 25 is not covered for any nuisance or trespass claims. No claims are covered for mining subsidence. Section 6. Section 6. Section 6. What is Section 7: Tax Protection Protection in the event of a full enquiry into your personal tax affairs. The tax affairs of any company, or any claim if you are self employed, a sole trader or in business partnership are not Section 7. What is Section 8: Jury Service Payment of salary while an insured person is absent from work to attend Jury Service up to 1,000. We will not pay the salary or wages if they are recoverable from the Court or your employer. Section 8 What is Cancellation If you decide that for any reason, this policy does not meet your insurance needs then please return it to the administrator within 14 days of issue. On the condition that no claims have been made or are pending, we will then refund your premium in full. Thereafter You may cancel the insurance cover at any time by informing the administrator however no refund of premium will be payable. The insurer shall not be bound to accept renewal of any insurance and may at any time cancel any insurance document by giving 14 days notice in writing where there is a valid reason for doing so. A cancellation letter will be sent to you at your last known address. Valid reasons may include but are not limited to: a. Fraud b. Non-payment of premium c. Threatening and abusive behaviour d. Non-compliance with policy terms & conditions Provided the premium has been paid in full you will be entitled to a proportionate rebate of premium in respect of the unexpired period showing on the insurance. Making a claim To make a claim please call

5 Financial Services Compensation Scheme (FSCS) Ageas Insurance Limited is covered by the Financial Services Compensation Scheme (FSCS). You may be entitled to compensation from the scheme if Ageas Insurance Limited cannot meet its obligations. This depends on the type of business and the circumstances of the claim. Most insurance contracts are covered for 90% of the claim with no upper limit. You can get more information about compensation scheme arrangements from the FSCS or visit Complaints Procedure It is the intention to give you the best possible service but if you do have any questions or concerns about this insurance or the handling of a claim you should in the first instance contact the Managing Director of the administrators. The contact details are: The Managing Director, LawShield UK Ltd, 850 Ibis Court, Lakeside Drive, Centre Park, Warrington, WA1 1RL Tel: Fax: Please ensure your policy number is quoted in all correspondence to assist a quick and efficient response. If it is not possible to reach an agreement, you have the right to make an appeal to the Financial Ombudsman Service. This also applies if you are insured in a business capacity and have an annual turnover of less than 2 million and fewer than ten staff. You may contact the Financial Ombudsman Service at: The Financial Ombudsman Service, Exchange Tower, Harbour Exchange Square, London, E14 9SR. Tel: The above complaints procedure is in addition to your statutory rights as a consumer. For further information about your statutory rights contact your local authority Trading Standards Service or Citizens Advice Bureau.

FAMILY CLASSIC LEGAL PROTECTION & ADVICE KEY FACTS BROCHURE

FAMILY CLASSIC LEGAL PROTECTION & ADVICE KEY FACTS BROCHURE FAMILY CLASSIC LEGAL PROTECTION & ADVICE KEY FACTS BROCHURE WHY YOU NEED DAS FAMILY CLASSIC STANDARD COVERS EMPLOYMENT COVER CONSUMER CONTRACT DISPUTES PERSONAL INJURY NEIGHBOUR PROBLEMS HM REVENUE & CUSTOMS

More information

Legal Expenses Insurance Policy

Legal Expenses Insurance Policy Legal Expenses Insurance Policy Some important facts about the Legal Expenses policy are summarised below. This summary does not describe all of the terms and conditions of the policy, so please take time

More information

Home Buyers Protection Insurance Policy

Home Buyers Protection Insurance Policy Page 1 of 7 About this policy This insurance policy has been arranged by Qdos Broker & Underwriting Services Limited and is underwritten by UK General Insurance Limited on behalf of: Ageas Insurance Limited,

More information

Safe & Sure Household and Park Home Family Legal Protection

Safe & Sure Household and Park Home Family Legal Protection Safe & Sure Household and Park Home Family Legal Protection Safe & Sure Household and Park Home Family Legal Protection arranged by LawShield UK Ltd with UK General a trading name of UK Underwriting Limited

More information

Motor Legal Protection Insurance

Motor Legal Protection Insurance Hyundai Insurance Motor Legal Protection Insurance Policy Document Claims Line Legal Helpline 0844 836 7381 (24 hours) 0843 658 5381 (24 hours) www.hyundaimotorinsurance.co.uk Motor Legal Protection Insurance

More information

Touchstone Underwriting PROPERTY POLICY SUMMARY Commercial Legal Expenses Insurance

Touchstone Underwriting PROPERTY POLICY SUMMARY Commercial Legal Expenses Insurance Touchstone Underwriting PROPERTY POLICY SUMMARY Commercial Legal Expenses Insurance The purpose of this Policy Summary is to help you understand the insurance by setting out the significant features, benefits,

More information

Loan Car Legal Cover Terms and Conditions

Loan Car Legal Cover Terms and Conditions Loan Car Legal Cover Terms and Conditions As a Loan Car Driver, you also benefit from legal expenses cover. Legal expenses cover pays the legal costs and expenses of any legal proceedings to recover uninsured

More information

Legal Expenses Insurance

Legal Expenses Insurance Legal Expenses Express Services - Motor Legal Expenses Policy Summary Some important facts about your Express Services Motor Legal Expenses insurance policy are summarised below. This summary does not

More information

Your Professional Indemnity Solution.

Your Professional Indemnity Solution. Pinsure Your Professional Indemnity Solution. 18 Henfield Business Park, Shoreham Road, Henfield, West Sussex, BN5 9SL Tel. 01273 494914 ~ Fax. 01273 494964 Email: pinsure@pinsure.co.uk Web: www.pinsure.co.uk

More information

Motor Legal Expenses Policy Summary

Motor Legal Expenses Policy Summary 1 Motor Legal Expenses Policy Summary Some important facts about your Kwik Fit Insurance Services Motor Legal Expenses insurance policy are summarised below. This summary does not describe all the terms

More information

Legal Expenses Insurance Policy

Legal Expenses Insurance Policy Legal Expenses Insurance Policy Some important facts about the Legal Expenses policy are summarised below. This summary does not describe all of the terms and conditions of the policy, so please take time

More information

Business Insurance Business Legal Guard Policy Summary Commercial Claims 0345 125 8859

Business Insurance Business Legal Guard Policy Summary Commercial Claims 0345 125 8859 Business Insurance Business Legal Guard Policy Summary Commercial Claims 0345 125 8859 (Monday to Friday, 9am-5pm) This is a summary of the cover available under the Post Office Money Business Legal Guard

More information

Octagon Insurance Legal Expenses Policy

Octagon Insurance Legal Expenses Policy Octagon Insurance Legal Expenses Policy This insurance has been arranged and is administered by Carpenters Solicitors. It is underwritten by Inter Partner Assistance S.A, and managed on their behalf by

More information

Your Van Insurance Motor Legal Protection Policy Booklet

Your Van Insurance Motor Legal Protection Policy Booklet Your Van Insurance Motor Legal Protection Policy Booklet Contents Motor Legal Protection Insurance...3 Motor Legal Expenses...3 Helpline Services...3 Motor Legal Expenses Policy Summary...4 Cancellation

More information

INCOME PROTECTION POLICY

INCOME PROTECTION POLICY KEY FACTS INCOME PROTECTION POLICY INCOME PROTECTION POLICY ABOUT THIS DOCUMENT: Please note that this policy summary does not contain the full terms and conditions of the contract of insurance; so please

More information

Motor Legal Expenses Insurance

Motor Legal Expenses Insurance Motor Legal Expenses Insurance Motor Legal Expenses Insurance Policy Document Certificate of Insurance This insurance is underwritten by Inter Partner Assistance SA and managed on their behalf by Arc Legal

More information

Congratulations... ...and thank you for buying a Motoring First policy.

Congratulations... ...and thank you for buying a Motoring First policy. 2 Congratulations......and thank you for buying a Motoring First policy. This document explains exactly what is covered by Licence Shield, how to make a claim, important contact details and much more.

More information

Your Van Insurance Replacement Vehicle Policy Booklet

Your Van Insurance Replacement Vehicle Policy Booklet Your Van Insurance Replacement Vehicle Policy Booklet Contents Replacement Vehicle Policy...3 Who is your insurer?...3 Certification of cover...3 Important...3 Who administers your policy?...3 Language...3

More information

MOTOR LEGAL EXPENSES POLICY WORDING TERMS OF COVER

MOTOR LEGAL EXPENSES POLICY WORDING TERMS OF COVER Motor Legal Expenses provides:- 24/7 Legal Advice Insurance for legal costs for certain types of disputes HELPLINE SERVICES Legal Helpline MOTOR LEGAL EXPENSES Use the 24 hour advisory service for telephone

More information

Claims Number 028 9032 2607. Motor Legal Protector Policy Summary

Claims Number 028 9032 2607. Motor Legal Protector Policy Summary Claims Number 028 9032 2607 Motor Legal Protector Policy Summary Motor Legal Protector Policy Summary This is a summary of the main features of the Motor Legal Protector Insurance Policy arranged by Cornmarket

More information

Pet Cashplan Policy Summary

Pet Cashplan Policy Summary Pet Cashplan Policy Summary This summary highlights the main benefits, limitations and exclusions of your Pet Cashplan cover. It does not include all of the policy terms and conditions; these can be found

More information

Key Protection Policy Wording

Key Protection Policy Wording Key Protection Policy Wording This Policy has been arranged by Motorplus Limited and Boomerang-Tag Limited with Qdos Broker & Underwriting Services Limited and is underwritten by UK General Insurance Limited

More information

This can be checked on the Financial Services Register by visiting the FCA s website at www.fca.org.uk/firms/systems- reporting/register

This can be checked on the Financial Services Register by visiting the FCA s website at www.fca.org.uk/firms/systems- reporting/register Motor Excess Protect Thank you for choosing Motor Excess Protect Insurance. The information in this policy wording contains important information and We have made it as easy as possible to understand.

More information

Pet Cashplan Policy Summary

Pet Cashplan Policy Summary Policy Summary This summary highlights the main benefits, limitations and exclusions of your cover. It does not include all of the policy terms and conditions; these can be found in the full policy booklet.

More information

Household Personal Accident Insurance

Household Personal Accident Insurance Household Personal Accident Insurance Contents Your Demands and Needs Your Insurance Definitions Eligibility What is Covered? What we will not cover General Exclusions General Conditions How to make a

More information

Octagon Insurance Legal Expenses Policy

Octagon Insurance Legal Expenses Policy Octagon Insurance Legal Expenses Policy 1 2 This Octagon insurance policy is underwritten by Inter Partner Assistance SA and administered on their behalf by Arc Legal Assistance Limited. The following

More information

Park Home Legal Costs Policy Wording (Including Twin Unit, Leisure Home or Permanently Occupied Static Caravan)

Park Home Legal Costs Policy Wording (Including Twin Unit, Leisure Home or Permanently Occupied Static Caravan) Park Home Legal Costs Policy Wording (Including Twin Unit, Leisure Home or Permanently Occupied Static Caravan) This insurance is administered by Arc Legal Assistance Limited and underwritten by Inter

More information

What is Garden Secure Cover? Who provides your Insurance Cover. Definitions

What is Garden Secure Cover? Who provides your Insurance Cover. Definitions 3478676865245-0000000 34545323455index,134545323456 34545323455persist,false34545323456 34545323455output_folder,/strata/samba/farm/exports34545323456 34545323455document_name,PREVIEW34545323456 34545323455printfile_path,/strata/samba/farm/exports/PREVIEW.ps34545323456

More information

Household Personal Accident Cover How are you covered?

Household Personal Accident Cover How are you covered? Household Personal Accident Cover How are you covered? Household Personal Accident - Policy Summary Contents Your Demands and Needs Your Insurance Definitions Eligibility What is Covered What we will Not

More information

UK General Insurance Limited is authorised and regulated by the Financial Conduct Authority.

UK General Insurance Limited is authorised and regulated by the Financial Conduct Authority. GAP Insurance IMPORTANT: Full details of Your cover, the conditions that apply, the claims process and the circumstances when claims will not be met are contained in this Policy. You should read this document

More information

Personal Accident and Accidental Death Benefit Policy Wording

Personal Accident and Accidental Death Benefit Policy Wording Personal Accident and Accidental Death Benefit Policy Wording This Policy has been arranged by Motorplus Limited (trading as ULR Additions) with Qdos Broker & Underwriting Services Limited and is underwritten

More information

Legal Expenses Policy Wording

Legal Expenses Policy Wording NB: The insurance provided by this Policy is on a claims made basis, which means that for there to be a valid claim under this Section, the claim must be reported to the company within the Period of Insurance.

More information

TERMS OF BUSINESS AGREEMENT - INSURANCE BROKING

TERMS OF BUSINESS AGREEMENT - INSURANCE BROKING 1. BROKER INFORMATION TERMS OF BUSINESS AGREEMENT - INSURANCE BROKING Stephenson s (2000) Ltd T/As Cooke & Mason, Manor House 3 Low Moor Road Lincoln LN6 3JY is an independent Chartered Insurance Broker.

More information

H M o o ltid or ay Le H g o al mes Legal E E x x p p e e n ns s ee s si I nn s s uu r r a a n nce ce

H M o o ltid or ay Le H g o al mes Legal E E x x p p e e n ns s ee s si I nn s s uu r r a a n nce ce Motor Legal Holiday Homes Legal Expenses ExpensesInsurance Insurance Motor Legal Expenses Insurance This insurance is underwritten by Inter Partner Assistance SA and administered on their behalf by Arc

More information

Your Motor Legal Protection Insurance Policy Wording

Your Motor Legal Protection Insurance Policy Wording Your Motor Legal Protection Insurance Policy Wording www.debenhamscarinsurance.co.uk Contents Your Motor Legal Protection Insurance Policy Wording... 3 General Exceptions... 10 2 Your Motor Legal Protection

More information

Motor Legal Expenses Policy Wording

Motor Legal Expenses Policy Wording 3478676865245-0000000 34545323455index,134545323456 34545323455persist,false34545323456 34545323455output_folder,/strata/clients/ukais/live/v53/exports 34545323455document_name,PREVIEW34545323456 34545323455printfile_path,/strata/clients/ukais/live/v53/exports/PREVIEW.ps34545323456

More information

INCOME PROTECTION POLICY

INCOME PROTECTION POLICY KEY FACTS INCOME PROTECTION POLICY INCOME PROTECTION POLICY ABOUT THIS DOCUMENT: Please note that this policy summary does not contain the full terms and conditions of the contract of insurance; so please

More information

www.einsurancegroup.co.uk Your Motor Legal Protection Policy Summary

www.einsurancegroup.co.uk Your Motor Legal Protection Policy Summary www.einsurancegroup.co.uk Your Motor Legal Protection Policy Summary Contents Motor Legal Protection Policy Summary...3 page 2 Motor Legal Protection Policy Summary This is a summary of your Motor Legal

More information

Policy document. Employers Liability

Policy document. Employers Liability Policy document Employers Liability Contents Employers Liability 4 The cover 5 Exclusions 8 Conditions 9 Complaints procedure 10 A warm welcome to Zurich Thank you for taking out your Employers Liability

More information

Commercial legal protection (including contract disputes and debt recovery) Policy wording

Commercial legal protection (including contract disputes and debt recovery) Policy wording DAS Legal Expenses Insurance Company Limited (DAS) is the underwriter and provides the legal protection insurance under your policy. The legal advice service is provided by DAS Law Limited and/or a law

More information

Helmet & Leathers Insurance

Helmet & Leathers Insurance Helmet & Leathers Insurance Contents Your Demands and Needs 2 Definitions 2-3 Eligibility 3 What is Covered 4 What We Will Not Cover 4-5 General Exclusions 5 General Conditions 5-6 How to Make a Claim

More information

www.startrescue.co.uk 01

www.startrescue.co.uk 01 INTRODUCTION This policy summary provides key information about the Uninsured Loss Recovery Policy, which you should read. For full terms and conditions of the policy please refer to the policy document

More information

Abbey Tax /Equity Business extension application form

Abbey Tax /Equity Business extension application form Abbey Tax /Equity Business extension application form Professional Expenses (tax investigations) Insurance business extension application form Suitable for business activities not connected with an individual

More information

Fleet Legal Guard. Policy Wording

Fleet Legal Guard. Policy Wording Fleet Legal Guard Policy Wording What s inside... Introduction 3 What to do if you need to make a claim 4 Legal helpline 5 Claims for compensation 10 Claims for physiotherapy 12 Terms and Conditions 13

More information

CANDIS LEGAL CARE POLICY SUMMARY

CANDIS LEGAL CARE POLICY SUMMARY Summary of Cover This summary does not contain the full terms and conditions of the Policy, The full terms, conditions and exclusions that apply to the Policy can be found in the Policy document. You have

More information

Independent Living Insurance. Policy Summary

Independent Living Insurance. Policy Summary Independent Living Insurance Policy Summary Independent Living Insurance This summary does not contain the full terms and conditions of your policy. Please refer to your policy document for the full terms

More information

Property Let. Legal Protection Scheme Key Facts. Standard cover + Rent Arrears

Property Let. Legal Protection Scheme Key Facts. Standard cover + Rent Arrears Property Let Legal Protection Scheme Key Facts Standard cover + Rent Arrears Why you need Property Let Cover Repossession Property damage Eviction of squatters Rent recovery Rent arrears Legal defence

More information

Commercial legal protection Policy wording

Commercial legal protection Policy wording How can DAS help Send your claim to When DAS cannot help Cover DAS Legal Expenses Insurance Company Limited (DAS) is the underwriter and provides the legal protection insurance under your policy. The legal

More information

Home Insurance Terms of Business Agreement

Home Insurance Terms of Business Agreement Home Insurance Terms of Business Agreement Who regulates us? Kwik Fit Insurance Services ( KFIS, we, us, our ) is a trading name of Ageas Retail Limited. Ageas Retail Limited is authorised and regulated

More information

Professional Direct Insurance Ockford Mill Ockford Road Godalming GU7 1RH. Terms and Conditions of Business Agreement. Our Service

Professional Direct Insurance Ockford Mill Ockford Road Godalming GU7 1RH. Terms and Conditions of Business Agreement. Our Service Professional Direct Insurance Ockford Mill Ockford Road Godalming GU7 1RH Terms and Conditions of Business Agreement This document is important and sets out the basis upon which we will carry on our business

More information

CERTIFICATE OF INSURANCE- MOTORIST LEGAL EXPENSES. Claims Agent PCLE Ltd, PCLE House, Invar Business Park, Invar Road, Swinton, Manchester M27 9HF.

CERTIFICATE OF INSURANCE- MOTORIST LEGAL EXPENSES. Claims Agent PCLE Ltd, PCLE House, Invar Business Park, Invar Road, Swinton, Manchester M27 9HF. CERTIFICATE OF INSURANCE- MOTORIST LEGAL EXPENSES DEFINITIONS Claims Agent PCLE Ltd, PCLE House, Invar Business Park, Invar Road, Swinton, Manchester M27 9HF. Defendant The person, company or partnership

More information

Motoring Legal Solutions Policy Document

Motoring Legal Solutions Policy Document Motoring Legal Solutions Policy Document Please read this document carefully to familiarise yourself with our terms and conditions and how you can contact us if you are involved in an accident which is

More information

MARINE LEGAL PROTECTION

MARINE LEGAL PROTECTION MARINE LEGAL PROTECTION KEY FACTS BROCHURE WHY YOU NEED MARINE LEGAL PROTECTION COVER ACCIDENT LOSS RECOVERY PERSONAL INJURY COVER CONTRACT DISPUTES COVER LEGAL DEFENCE HELPLINE SERVICES EUROLAW LEGAL

More information

PROPERTY DEVELOPMENT CONTINGENCY INSURANCE. Your Policy Terms and Conditions September 2013 Edition

PROPERTY DEVELOPMENT CONTINGENCY INSURANCE. Your Policy Terms and Conditions September 2013 Edition PROPERTY DEVELOPMENT CONTINGENCY INSURANCE Your Policy Terms and Conditions September 2013 Edition WELCOME TO AXA Introducing AXA One of the world s largest insurers With more than 50 million customers

More information

Commercial Legal Protection

Commercial Legal Protection Commercial Legal Protection Content Welcome to Commercial Legal Protection... 03 This is your Commercial Legal Protection Policy... 04 The meaning of words in this policy... 05 Insured incidents we will

More information

towergate commercial fleet

towergate commercial fleet POLICY SUMMARY About this Document: Please note that this is a policy summary. It does not contain the full terms and conditions of the contract of insurance. These can be found in the policy document,

More information

Tradesman Essential Per Capita Liability Insurance Summary of Cover

Tradesman Essential Per Capita Liability Insurance Summary of Cover Tradesman Essential Per Capita Liability Insurance www.towergate.co.uk This leaflet provides a summary of the significant features, benefits and limitations of the cover provided by your Tradesman Essentials

More information

Rural Insurance Farm. Policy Summary. Rural Insurance agricultural and rural insurance specialists

Rural Insurance Farm. Policy Summary. Rural Insurance agricultural and rural insurance specialists Rural Insurance Farm Policy Summary Rural Insurance agricultural and rural insurance specialists Tel: 0344 55 77 177 Fax: 01423 876 001 Email: enquiries@ruralinsurance.co.uk ruralinsurance.co.uk Farm Insurance

More information

MOTOR FLEET ULR POLICY

MOTOR FLEET ULR POLICY MF MOTOR FLEET ULR POLICY MOTOR UNINSURED LOSS RECOVERY POLICY SUMMARY Some important facts about the Professional Fees policy are summarised below. This summary does not describe all of the terms and

More information

Motor Legal Protection Policy

Motor Legal Protection Policy Motor Legal Protection Policy Motor Legal Protection Policy This policy meets the demands and needs of a driver who is involved in a motor accident for which they are not to blame and are not covered by

More information

Management liability - Employment practices liability Policy wording

Management liability - Employment practices liability Policy wording Special definitions for this section Benefits Claim Defence costs The General terms and conditions and the following terms and conditions all apply to this section. Any compensation awarded to an employee

More information

Taxwise Premier Protection Important: This is a claims made insurance, which means we must receive claims during the period of insurance.

Taxwise Premier Protection Important: This is a claims made insurance, which means we must receive claims during the period of insurance. Premier Protection Taxwise Premier Protection Important: This is a claims made insurance, which means we must receive claims during the period of insurance. The Policy Schedule, Contract, Practice Profile

More information

Commercial Property Owners

Commercial Property Owners Commercial Property Owners Policy Summary The Commercial Property Owners product is designed to meet the demands and needs of the majority of commercial landlords who wish to ensure their businesses are

More information

AA Home Legal Expenses Cover Policy Wording

AA Home Legal Expenses Cover Policy Wording Welcome to AA Insurance Services A warm welcome and thank you for choosing to buy this Home Legal Expenses policy. Our aim at AA Insurance Services is to combine value for money with peace of mind. a)

More information

Insurance terms and conditions

Insurance terms and conditions Insurance terms and conditions Identity Fraud Expenses Insurance Policy Document This insurance is administered by Arc Legal Assistance Limited and underwritten by Inter Partner Assistance S.A. In the

More information

Policy Summary. Inside you ll find a summary of: Tesco Bank Car Insurance. Car Insurance

Policy Summary. Inside you ll find a summary of: Tesco Bank Car Insurance. Car Insurance Policy Summary Inside you ll find a summary of: Tesco Bank Car Insurance Car Insurance Tesco Bank Car Insurance Policy Summary This is a summary of cover available under Tesco Bank Car Insurance. It does

More information

Octagon Insurance Lost Key Protection. Assists you to get home safely Recovers your lost or stolen keys Protects you and your keys

Octagon Insurance Lost Key Protection. Assists you to get home safely Recovers your lost or stolen keys Protects you and your keys Octagon Insurance Lost Key Protection Assists you to get home safely Recovers your lost or stolen keys Protects you and your keys lost Key Protection This Octagon insurance policy has been arranged by

More information

Van Insurance Terms of Business Agreement

Van Insurance Terms of Business Agreement Van Insurance Terms of Business Agreement Who regulates us? Kwik Fit Insurance Services ( KFIS, we, us, our ) is a trading name of Ageas Retail Limited. Ageas Retail Limited is authorised and regulated

More information

Policy Summary. About this Document. About CHI. Key Features include. Duration of Portfolio. Policy Cover

Policy Summary. About this Document. About CHI. Key Features include. Duration of Portfolio. Policy Cover Policy Summary About this Document Please note that this is a policy summary. It does not contain the full terms and conditions of the contract of insurance. These can be found in the policy document,

More information

To report a claim, please call us on 0800 021 3268 www.captaincover.co.uk

To report a claim, please call us on 0800 021 3268 www.captaincover.co.uk POLICY SUMMARY HOME EMERGENCY To report a claim, please call us on 0800 021 3268 www.captaincover.co.uk Home Emergency Policy Summary Please read this document carefully, this provides you with a summary

More information

DASDRIVE ULTIMATE LEGAL PROTECTION KEY FACTS BROCHURE. Act quickly after an accident and call us now on

DASDRIVE ULTIMATE LEGAL PROTECTION KEY FACTS BROCHURE. Act quickly after an accident and call us now on DASDRIVE ULTIMATE LEGAL PROTECTION KEY FACTS BROCHURE Act quickly after an accident and call us now on 0800 783 6066 2 DASDRIVE ULTIMATE If you ve been unfortunate enough to have been involved in a motor

More information

Drivology Car Insurance - Policy Summary

Drivology Car Insurance - Policy Summary Drivology Car Insurance - Policy Summary Your Policy Key Facts July 2015 edition Drivology Car Insurance - Policy Summary This policy summary does not contain full details and conditions of your insurance

More information

Octagon Insurance Replacement Vehicle Policy

Octagon Insurance Replacement Vehicle Policy Octagon Insurance Replacement Vehicle Policy 1 This insurance policy has been arranged by Qdos Broker & Underwriting Services Limited, is administered by Motorplus Limited (trading as Motorplus and ULR)

More information

Welcome to i-digital Mobile Phone and Gadget Insurance. Statement of Demands and Needs

Welcome to i-digital Mobile Phone and Gadget Insurance. Statement of Demands and Needs Welcome to i-digital Mobile Phone and Gadget Insurance i-digital Mobile Phone and Gadget Insurance has been designed to provide insurance protection for your electronic devices. The insurance policy provides

More information

Student Contents Policy Summary

Student Contents Policy Summary Student Contents Policy Summary This policy is underwritten by Royal & Sun Alliance Insurance plc. It is an annual contract and may be renewed each year subject to the terms and conditions then applicable.

More information

Motor Legal Protection Policy

Motor Legal Protection Policy Motor Legal Protection Policy Motor Legal Protection Policy This policy meets the demands and needs of a driver who is involved in a motor accident for which they are not to blame and are not covered by

More information

Who we are and how to contact us

Who we are and how to contact us welove agents.co. uk Who we are and how to contact us WeLoveAgents The Boardwalk, Cambridge Research Park, Cambridge CB25 9PD Phone: 01223 792297 Fax: 01223 792273 Email: info@weloveagents.co.uk The Financial

More information

Rural Insurance Farm. Policy Summary. Rural Insurance agricultural and rural insurance specialists

Rural Insurance Farm. Policy Summary. Rural Insurance agricultural and rural insurance specialists Rural Insurance Farm Policy Summary Rural Insurance agricultural and rural insurance specialists Tel: 01423 876 000 Fax: 01423 876 001 Email: enquiries@ruralinsurance.co.uk ruralinsurance.co.uk Farm Insurance

More information

1 ST CENTRAL Hire Car policy summary

1 ST CENTRAL Hire Car policy summary My Hire Car Cover... 1 ST CENTRAL Hire Car policy summary This is a summary of your Hire Car policy. It does not contain the full terms and conditions, which can be found in the Policy Document that follows

More information

DASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION

DASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION DASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION KEY FACTS BROCHURE For recovering your vehicle, notifying your insurer, replacement hire vehicles or courtesy cars, arranging repairs and securing compensation

More information

Trinity Forces Personal Injury Legal Protection

Trinity Forces Personal Injury Legal Protection trinity Forces PERSONAL INJURY LEGAL PROTECTION Trinity Forces Personal Injury Legal Protection From the specialist you can trust POLICY WORDING FEBRUARY 2015 www.trinity-ins.com 2 PERSONAL INJURY LEGAL

More information

Family Legal Protection and Identity Theft Policy Document

Family Legal Protection and Identity Theft Policy Document Family Legal Protection and Identity Theft Policy Document Please read this policy carefully to familiarise yourself with the terms and conditions, as well as the legal, tax, domestic and identity theft

More information

AXA Buy to Let Policy Summary

AXA Buy to Let Policy Summary AXA Buy to Let Policy Summary This policy summary does not contain full details and conditions of your insurance - these are located in your policy booklet. This policy is underwritten by AXA Insurance

More information

TOURING CARAVAN UNINSURED LOSS RECOVERY POLICY

TOURING CARAVAN UNINSURED LOSS RECOVERY POLICY TOURING CARAVAN UNINSURED LOSS RECOVERY POLICY IMPORTANT NOTICE REGARDING THE OPERATION OF THIS POLICY. FAILURE TO COMPLY WITH THESE TERMS COULD MEAN THAT WE DECLINE TO PAY YOUR CLAIM. All potential claims

More information

Fleet Legal Guard. Policy Wording

Fleet Legal Guard. Policy Wording Fleet Legal Guard Policy Wording What s inside... Introduction 3 What to do if you need to make a claim 4 Legal helpline 5 Claims for compensation 10 Claims for physiotherapy 12 Terms and Conditions 13

More information

AIG Life. Business Protection Term Assurance. Key Facts

AIG Life. Business Protection Term Assurance. Key Facts AIG Life Business Protection Term Assurance Key Facts Contents Page Welcome to AIG 3 Section A: About Business Protection A1 What is Business Protection? 4 A2 Business Protection aims 4 A3 How does Business

More information

Commercial Terms of Business Agreement

Commercial Terms of Business Agreement Commercial Terms of Business Agreement The purpose of this document is to set out our professional relationship and the services we will provide to you. This is our standard client agreement upon which

More information

Rural Insurance Farm. Policy Summary. Rural Insurance agricultural and rural insurance specialists

Rural Insurance Farm. Policy Summary. Rural Insurance agricultural and rural insurance specialists Rural Insurance Farm Policy Summary Rural Insurance agricultural and rural insurance specialists Tel: 0344 55 77 177 Fax: 01423 876 001 Email: enquiries@ruralinsurance.co.uk ruralinsurance.co.uk Farm Insurance

More information

Marine Legal Costs Policy Summary

Marine Legal Costs Policy Summary Marine Legal Costs Policy Summary Some important facts about your Marine Legal Costs insurance Policy are summarised below. This summary does not describe all the terms and conditions of your policy, so

More information

Replacement Vehicle Policy

Replacement Vehicle Policy Replacement Vehicle Policy 1 This policy has been arranged by Motorplus Limited (trading as ULR) with Qdos Broker & Underwriting Services Limited and is underwritten by: Groupama Insurance Company Limited,

More information

arranged the professional installation of a new working replacement boiler within your home.

arranged the professional installation of a new working replacement boiler within your home. Linked HomeComfort Boiler Repair Cover Policy Terms and Conditions CONTENTS Important information 1 Definitions 1 What is covered and how to arrange a repair 2 What is not covered 3 Access to your home

More information

SUMMARY OF COVER. Max 10/10 Liability and Construction

SUMMARY OF COVER. Max 10/10 Liability and Construction SUMMARY OF COVER Max 10/10 Liability and Construction Liability & Construction Max 10/10 Policy Summary of Cover This leaflet provides a summary of the significant features, benefits and of the cover provided

More information

Had an accident? Call us now on 0844 800 3693 DASDrive accident assistance & legal protection

Had an accident? Call us now on 0844 800 3693 DASDrive accident assistance & legal protection Had an accident? Call us now on 0844 800 3693 DASDrive accident assistance & legal protection For recovering your vehicle, notifying your insurer, replacement hire vehicles or courtesy cars, arranging

More information

Contractors Policy Summary UK General - Contractors Insurance Policy Summary 06.2014

Contractors Policy Summary UK General - Contractors Insurance Policy Summary 06.2014 Introduction This document provides a summary only of the significant aspects of cover (including restrictions) provided by the UK General Contractors Insurance Policy. For full details, please refer to

More information

Professional Indemnity Select

Professional Indemnity Select Allianz Insurance plc Professional Indemnity Select Cover Overview Professional Indemnity Select Cover Overview Contents Thank you for choosing Allianz Insurance plc. We are one of the largest general

More information

Professional Indemnity Select

Professional Indemnity Select Allianz Insurance plc Professional Indemnity Select Policy Overview Policy Overview Professional Indemnity Select Contents Thank you for choosing Allianz Insurance plc. We are one of the largest general

More information

Motor Legal Protection Policy Summary

Motor Legal Protection Policy Summary Motor Legal Protection Policy Summary This summary is designed to provide an overview of Motor Legal Protection. The full terms and conditions of this insurance contract can be found in the policy booklet.

More information

Cover specific features and benefits

Cover specific features and benefits Holman Underwriting Castle Plan Home Insurance Policy Policy Summary of Cover ABOUT THIS DOCUMENT Please note that this cover summary does not contain the full terms and conditions of the contract of insurance,

More information

Mortgage and Equity Release Client Agreement

Mortgage and Equity Release Client Agreement Mortgage and Equity Release Client Agreement Client name Date of issue CONTENTS Client agreement 1 This details the terms and conditions under which we will conduct business with you. Keyfacts about our

More information

3.6. Please also note, unless your policy confirms otherwise, the rights under your policy may only be pursued in an English court.

3.6. Please also note, unless your policy confirms otherwise, the rights under your policy may only be pursued in an English court. Terms of business agreement - commercial customers M & N Insurance Service Limited Authorised and regulated by the Financial Conduct Authority No: 305837. Registered Office: 248 Hendon Way London NW4 3NL

More information