The interest rate that applies to an account is determined according to the account balance on a tiered basis, unless indicated otherwise.

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1 Intermediaries Interest Rates for savings and bank accounts Rates apply to Barclays Private CIients International Limited The accounts referred to in this document are available to clients subject to eligibility. Terms apply. Please speak to your usual contact for further details. The interest rate that applies to an account is determined according to the account balance on a tiered basis, unless indicated otherwise. All rates in this document are quoted on an annual basis. Type of Interest Rates Interest rates can either be tracker rates, fixed rates or managed rates. A tracker rate is a variable rate which moves in line with changes to an external reference rate. The reference rates used for sterling, US Dollar and euro accounts are set out below. Where, due to a reduction in the relevant Reference rate, the tracker rate will be 0% or lower, we may choose to continue to pay a nominal rate of interest. A fixed rate is a rate that does not change for a set period of time. A managed rate is a variable rate that we set and change in accordance with our terms. Reference rates The sterling base rate is the Bank of England Base Rate which is currently 0.50%. The US dollar base rate is the Federal Reserve Funds Rate which is currently 0.25%. The euro base rate is the European Central Bank main Refinancing rate which is currently. Rates correct as at 1 October Following a change in reference rate the rates applicable on tracker Accounts will take effect from the 1st Working Day of following month in accordance with our terms. Definitions Annual Equivalent Rate (AER) Illustrates what the interest would be if the interest rate was paid and compounded in accordance with applicable interest rate frequency. Gross Rate Is the rate of interest payable before the deduction of tax. We will deduct tax where required to do so by law. You have sole responsibility for the management of their legal and tax affairs, including making any applicable filings and payments, and complying with any applicable laws and regulations. Wealth and Investment Management

2 Products currently available International Business Tracker Account Only available to non-personal clients who are not financial institutions. Rates are trackers and effective 3 December Sterling Balance ( ) Gross Rate AER % Margin Below Base Rate 5,000, % 0.25% ,000, , , , If you deposit 100,000 for 12 months at an interest rate of gross per annum, you will earn interest; therefore the total return at the end of a 12 month term will be 100, US dollar Balance ($) Gross Rate AER % Margin Below Base Rate $1,000, $500,000+ $100,000+ $25,000+ $0+ If you deposit $100,000 for 12 months at an interest rate of 0.10% gross per annum, you will earn $ interest; therefore the total return at the end of a 12 month term will be $100, Due to current Reference Rate and margins applicable on your account, no interest would be payable under the account terms and conditions. However, we have used our discretion to pay a nominal Gross Rate of interest. International Clients Monies Scheme Only available to individual non-personal clients who are not financial institutions. The Account should be used for holding clients monies in designated accounts. Rates are trackers and effective 12 March Quarterly interest. Sterling Balance ( ) Gross Rate AER % Margin Below Base Rate 1,000, , , , , If you deposit 100,000 for 12 months at an interest rate of 0.10% gross per annum, you will earn interest; therefore the total return at the end of a 12 month term will be 100,

3 Rates are trackers and effective 18 December Quarterly interest. US dollar Balance ($) Gross Rate AER % Margin Below Base Rate $2,000,000+ $500,000+ $200, $50,000+ $0+ If you deposit $100,000 for 12 months at an interest rate of gross per annum, you will earn $0.00 interest; therefore the total return at the end of a 12 month term will be $100,000. Rates are trackers and effective 1 October Quarterly interest. Euro Balance ( ) Gross Rate AER % Margin Below Base Rate 1,000, , , , If you deposit 100,000 for 12 months at an interest rate of gross per annum, you will earn 0.00 interest; therefore the total return at the end of a 12 month term will be 100,000. Due to current Reference Rate and margins applicable on your account, no interest would be payable under the account terms and conditions. However, we have used our discretion to pay a nominal Gross Rate of interest. Notice Deposit Account 35 Day Only available to Trusts & personal SPV clients with a minimum deposit of 1million, $1million or 1million. Rates are managed and effective 5th October Monthly interest. 35 days notice is required for each withdrawal. Currency Balance Gross Rate AER Sterling ( ) % 0.80% If you deposit 1,000,000 for 12 months at an interest rate of 0.80% gross per annum, you will earn 8, interest; therfore the total return at the end of a 12 month term will be 1,008, Currency Balance Gross Rate AER US Dollar ($) $ % 0.35% If you deposit $1,000,000 for 12 months at an interest rate of 0.35% gross per annum, you will earn $3, interest; therefore the total return at the end of a 12 month termm will be $1,003, Currency Balance Gross Rate AER Euro ( ) 1+ If you deposit 1,000,000 for 12 months at an interest rate of gross per annum, you will earn interest; therefore the total return at the end of a 12 month term will be 1,000,

4 International Currency Call Deposit Account Only available to non-personal clients. Rates are managed and effective 18 December US dollar Balance ($) Gross Rate AER $3,000+ If you deposit $100,000 for 12 months at an interest rate of gross per annum, you will earn $0.00 interest; therefore the total return at the end of a 12 month term will be $100,000. For clients opening accounts from 13 November Rates are managed and effective 13 November Euro Balance ( ) Gross Rate AER 3,000+ If you deposit 100,000 for 12 months at an interest rate of gross per annum, you will earn 0.00 interest; therefore the total return at the end of a 12 month term will be 100,000. International Deposit Account Only available to non-personal clients. Rates are managed and effective 18 December US dollar Balance ($) Gross Rate AER $3,000+ For clients opening accounts from 13 November Rates are managed and effective 13 November Euro Balance ( ) Gross Rate AER 3,000+ If you deposit 100,000 for 12 months at an interest rate of gross per annum, you will earn 0.00 interest; therefore the total return at the end of a 12 month term will be 100,000. Flexible Deposit Account/Flexible Business Deposit Account For applicable credit interest rates please speak to your Relationship Manager or refer to your Client Agreement Letter issued to you when the account was opened. Current Account Rates are fixed at 0% interest for all balances and currencies.

5 Products no longer available International 30 Day Step Saver Account Only available to non-personal clients. Rates are tracker and effective 12 March Quarterly interest. STEP 1 (Instant Access) STEP 2 (After 30 days without a withdrawal and assuming 10,000 mininum balance) Sterling ( ) % Margin Gross Rate AER % Margin Gross Rate AER Balance Below Below Base Rate Base Rate 1,000, % % 0.25% 500, % ,000+ % , % ,000+ % , % ,000+ % % 1.90 International Business Tracker Account Only available to non-personal clients who are not financial institutions. Rates are tracker and effective 1 October Quarterly interest. Euro Balance ( ) Gross Rate AER % Margin Below Base Rate 1,000, , , , Due to current Reference Rate and margins applicable on your account, no interest would be payable under the account terms and conditions. However, we have used our discretion to pay a nominal Gross Rate of interest.

6 This item can be provided in Braille, large print or audio by calling +44(0) *. * Lines are open 8am to 6pm UK time Monday to Friday excluding UK bank holidays. Call costs may vary please check with your telecoms provider. Calls may be recorded so that we can monitor the quality of our service and for security purposes. Barclays offers banking, wealth and investment management products and services to its clients through Barclays Bank PLC and its subsidiaries. Barclays Private Clients International Limited, part of Barclays, is registered in the Isle of Man. Registered Number: C. Registered Office: Barclays House, Victoria Street, Douglas, Isle of Man, IM99 1AJ. Barclays Private Clients International Limited is licensed by the Isle of Man Financial Supervision Commission, registered with the Insurance and Pensions Authority in respect of General Business, and authorised and regulated by the Financial Conduct Authority in the UK in relation to UK regulated mortgage activities. Deposits made with Barclays Private Clients International Limited are covered by the Isle of Man Depositors Compensation Scheme as set out in the Depositors Compensation Scheme Regulations Barclays Private Clients International Limited, Jersey Branch is regulated by the Jersey Financial Services Commission. Barclays Private Clients International Limited, Jersey branch has its principal business address in Jersey at 13 Library Place, St. Helier, Jersey JE4 8NE, Channel Islands. Barclays Private Clients International Limited Jersey branch is a participant in the Jersey Banking Depositor Compensation Scheme. The Scheme offers protection for eligible deposits of up to 50,000. The maximum total amount of compensation is capped at 100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website or on request. Barclays Private Clients International Limited, Guernsey Branch is licensed by the Guernsey Financial Services Commission under the Banking Supervision (Bailiwick of Guernsey) Law 1994, as amended, and the Protection of Investors (Bailiwick of Guernsey) Law 1987, as amended. Barclays Private Clients International Limited, Guernsey Branch has its principal place of business at Le Marchant House, St Peter Port, Guernsey, Channel Islands, GY1 3BE. Barclays Private Clients International Limited is a participant in the Guernsey Banking Deposit Compensation Scheme. The Scheme offers protection for qualifying deposits up to 50,000, subject to certain limitations. The maximum total amount of compensation is capped at 100,000,000 in any 5 year period. Full details are available on the Scheme s website or on request. Details of the Scheme can also be obtained by telephoning us on 44 (0) or by writing to us at Barclays Private Clients International Limited Guernsey Branch, 6/8 High Street, St Peter Port, Guernsey, Channel Islands, GY1 3BE. Barclays Private Clients International Ltd places funds with other parts of its group and thus its financial standing is linked to that of the group. Publicly available information, including reports and accounts, is obtainable from Item Ref: IBIM3566. September 2015

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