Risk Management At Motorsport Meetings. Chris Jones Doodson Broking Group

Size: px
Start display at page:

Download "Risk Management At Motorsport Meetings. Chris Jones Doodson Broking Group"

Transcription

1 Risk Management At Motorsport Meetings Chris Jones Doodson Broking Group

2 AGENDA Introduction - My Role The Legislation Authorising Bodies The Legal Basis for a Claim Lessons Learned Questions

3 My Role Risk Manager Motorsport Events Festivals Sport Outdoor Pursuits Field Sports Hobbies

4 Motor Sport Legislation It exists! Sec 13A Road Traffic Act 1988 The Motor Vehicles (Off Road Events) Regulations 1992 Reality Police & enforcement agencies awareness is poor Fatal incident Polesworth Easter 2010 ORPA & MCF

5 Authorising Bodies Auto Cycle Union - ACU Motor Sport Association - MSA Amateur Motor Cycle Association - AMCA British Schoolboy Motorcycle Association BSMA Association of Rover Clubs Ltd

6 Authorising Bodies Contd Scottish ACU Youth Motor cycle Sporting Association YMSA National Traction Engine Trust International Organisation of Professional Drivers IOPD National Autograss Sport Association NASA NORA 92

7 A Mad World and a Serious World No win no fee lawyers Clients feel like they are always responsible Concept of balance of probability Need to prove their case with documentary evidence

8 What are we required to defend? Compensation culture a reality High risk sport and an easy target Personal injury lawyers don t recognise racing incidents only opportunities Someone to blame - with insurance cover

9 THE LEGAL BASIS OF A CLAIM Duty of care to riders, spectators and visitors Common Law Statutory duty: Occupiers Liability Act 1957 s.2(2): a duty to take such care as in all the circumstances... is reasonable to see that the visitor will be reasonably safe for the purposes for which he is invited or permitted to be there

10 THE LEGAL BASIS OF A CLAIM CONT D Loss / Injury Breach of duty Causation relevant to the incident? Decided on a balance of probability More likely than not 51 49% Limitation 3 years or more

11 THE LEGAL BASIS OF A CLAIM But this is motocross! Accidents are bound to happen There are always going to be racing incidents BUT Was the accident caused or could it have been prevented by actions of those responsible for the track/the day?

12 The cost of claims? 19-year-old rider Broken tibia and fibula Absent from work for nine months Provided with care and assistance by family Rider came off bike on track, during first lap of practice session Allegation that the cause was the condition of the track

13 The cost of claims? Liability was denied Statements obtained from 10 witnesses in defence of the claim Statements for the claimant from four witnesses Two-day trial in the County Court How much?

14 THE COST OF CLAIMS? Claimant s damages: 14,500 / 17,458 Claimant s solicitor s costs: 70,000 / 84,282 Defence costs: 16,500 / 19,866 TOTAL: 101,000 / 121,600 Claims inflation over 10% year on year

15 HOW DO WE DEFEND CLAIMS? Volenti non fit injuria to a willing person, injury is not done Does not provide a get out of jail free card to cause injury, or allow injury to be caused Beyond that: evidence, evidence, evidence

16 HOW DO WE DEFEND CLAIMS? Documentation prepared at the time of the accident is the most important evidence we have: Contemporaneous Not prepared with a claim in mind Prepared by experienced officials, on site

17 HOW DO WE DEFEND CLAIMS? It is as important to know what cases to settle as what cases to defend We can only do that with evidence Lawyers can never have too much information

18 HOW DO WE DEFEND CLAIMS? Serious incident Easy to recognise Immediate investigation Thorough witness statements Detailed account of all data Photos etc. But what about ordinary incidents?

19 HOW CAN YOU HELP? Regardless of seriousness Get the paperwork right!

20 Lessons Learned Its all about:- Culture Competence Appropriate Facilities Governance

21 Lessons Learned Check Status of Event Affiliated members club Promoter Limited company Sole trader Officials Volunteers Paid

22 Lessons Learned The show must go on!

23 Lessons Learned

24 Lessons Learned The track is the main focus but?

25 Lessons Learned Prompt investigation

26 Lessons Learned Maintenance

27 Lessons Learned Command and Control

28 Lessons Learned Track Guidelines

29 Lessons Learned

30 Lessons Learned It may be grass roots but!

31 Lessons Learned Uncertain levels of knowledge

32 Lessons Learned Reasonable things to keep people safe from foreseeable risk

33 Lessons Learned Get the paperwork right Event Permit Officials signing on sheet (inc marshal positions) Risk assessments Daily Check Sheets Rider Briefing CoC Checklists & Reports Stewards Report Track Plans standards Track Licence if applicable

34 Lessons Learned Get the paperwork right Contd. Rules & Regulations - SSOW Transponder data Scrutineering / Inspection Competition Licence Disclaimer/ Entry form First Aid / Injury report forms Witness statements Photos Remember paperwork created after the meeting: Club meeting minutes Social Media / You Tube

35 Effective Principle If its not written down, it never happened!

36 QUESTIONS?

In order to prove negligence the Claimant must establish the following:

In order to prove negligence the Claimant must establish the following: Introduction A wealth of law exists to provide compensation to people who have suffered injuries, both physical and psychological, following an accident. This fact sheet provides a very brief guide to

More information

L.E. LAW INFORMATION SHEET NO. 11 GUIDE TO PERSONAL INJURY CLAIMS

L.E. LAW INFORMATION SHEET NO. 11 GUIDE TO PERSONAL INJURY CLAIMS LE Law Services Ltd 127 High Road Loughton Essex IG10 4LT Telephone: 020 8508 4961 Facsimile: 020 8508 6359 www.lelaw.co.uk L.E. LAW INFORMATION SHEET NO. 11 GUIDE TO PERSONAL INJURY CLAIMS 1. Introduction

More information

Comprehensive Liability

Comprehensive Liability Comprehensive Liability Insurance Policies This Liability Cover package applies to Cycling New Zealand, Mountain Bike New Zealand, BMX New Zealand, New Zealand Schools Cycling Association and all other

More information

JANUARY 2014 PROTECTING YOUR FUTURE BROKERS AND ADVISORS / SPECIALISTS IN RISK MANAGEMENT / INCORPORATING APEX FUNDING LIMITED

JANUARY 2014 PROTECTING YOUR FUTURE BROKERS AND ADVISORS / SPECIALISTS IN RISK MANAGEMENT / INCORPORATING APEX FUNDING LIMITED Comprehensive Liability Insurance Policies This Liability Cover package applies to BikeNZ, Cycling New Zealand, Mountain Bike New Zealand, BMX New Zealand, New Zealand Schools Cycling Association and all

More information

AUTO CYCLE UNION HANDBOOK 2014. Insurance

AUTO CYCLE UNION HANDBOOK 2014. Insurance 108 The following policies have been arranged to protect Auto Cycle Union Ltd (ACU), ACU Events Ltd, ACU Events (Isle of Man) Ltd and Auto Cycle Union (ACU) and/or their affiliated clubs or any local Association

More information

GUIDE TO PERSONAL INJURY/ACCIDENT CLAIMS

GUIDE TO PERSONAL INJURY/ACCIDENT CLAIMS GUIDE TO PERSONAL INJURY/ACCIDENT CLAIMS At Richard Grogan & Associates we have Solicitors with significant experience and expertise who will advise and guide you through all matters relating to bringing

More information

Compensation Claims. Contents

Compensation Claims. Contents Compensation Claims Contents Employers' duties What kind of claims may be made? The tort of negligence Tort of breach of statutory duty Civil liability exclusions Conditions to be met for breach of statutory

More information

Personal Injury Accidents At Work

Personal Injury Accidents At Work Personal Injury Accidents At Work At Kirwans, we understand the impact an injury can have on your day-to-day life. When you are in your place of work you expect to feel safe in the knowledge that you are

More information

Road Traffic Accidents. Everything you need to know

Road Traffic Accidents. Everything you need to know Road Traffic Accidents Everything you need to know Families involved in a road traffic accident in this country and abroad can seek legal advice and assistance from EAD Solicitors. Anyone can seek legal

More information

Legal Action / Claiming Compensation in Scotland

Legal Action / Claiming Compensation in Scotland Legal Action / Claiming Compensation in Scotland This help sheet explains your legal rights if you have been injured as a result of medical treatment and the steps involved in seeking compensation through

More information

Page 1 of 6. CTC Advice Sheet June 2006. Version 3.0 Law and liability for cycling activities and events. 1. Introduction

Page 1 of 6. CTC Advice Sheet June 2006. Version 3.0 Law and liability for cycling activities and events. 1. Introduction 1. Introduction This sheet is for providers of cycling activities to members and the public. This can include CTC local groups, ride leaders, organisers, trainers, holiday operators, offroad or mountain

More information

Claims for compensation

Claims for compensation Claims for compensation Relating to an incident on the highway or footway which resulted in personal injury and/or damage to property Introduction This document is about compensation claims for incidents

More information

4. Employers Liability Claims Procedures (Accidents) 7. Public Liability/Products Liability Claims Procedures

4. Employers Liability Claims Procedures (Accidents) 7. Public Liability/Products Liability Claims Procedures 1. Introduction 2. Contacts 3. General Claims Procedures 4. Employers Liability Claims Procedures (Accidents) 5. Document Checklist - Employers Liability 6. Employers Liability Procedures (Disease Claims)

More information

Insurance and Motor Competitions Appendix 2

Insurance and Motor Competitions Appendix 2 Common Regulations for Insurance and Motor Competitions Appendix 2 Page 401 Introduction 401 Public Liability Information 402 Medical Malpractice 402 Public Liability Action Plan 403 Personal Accident

More information

COMMISSION OF THE EUROPEAN COMMUNITIES

COMMISSION OF THE EUROPEAN COMMUNITIES COMMISSION OF THE EUROPEAN COMMUNITIES PROPOSAL FOR A DIRECTIVE AMENDING COUNCIL DIRECTIVES 72/166/EEC, 84/5/EEC, 88/357/EEC, 90/232/EEC AND DIRECTIVE 2000/26/EC ON INSURANCE AGAINST CIVIL LIABILITY IN

More information

Agenda Item No: 13. Members of the Committee are asked to note the report.

Agenda Item No: 13. Members of the Committee are asked to note the report. Agenda Item No: 13 To: Joint Audit Committee Date: 25 June 2014 By: Title: Chief Constable Health and Safety Purpose of Report: The purpose of this report is to provide a summary of injury/incident data,

More information

AUTO CYCLE UNION HANDBOOK 2015. Insurance

AUTO CYCLE UNION HANDBOOK 2015. Insurance AUTO CYCLE UNION HANDBOOK 2015 The following policies have been arranged to protect Auto Cycle Union Ltd (ACU), ACU Events Ltd, ACU Events (Isle of Man) Ltd and Auto Cycle Union (ACU) and/or their affiliated

More information

I have legal protection insurance do I need to use it?

I have legal protection insurance do I need to use it? Background Having a motorcycle accident is traumatic and can often entail substantial damage to your beloved motorcycle and serious injuries. If the accident was caused or contributed to by the bad driving

More information

INSURANCE COVER FOR CLUBS/CLUB OFFICERS

INSURANCE COVER FOR CLUBS/CLUB OFFICERS INSURANCE COVER FOR CLUBS/CLUB OFFICERS Who is Insured? As a UKA affiliated club or organisation, you are automatically provided with insurance cover related to your club s athletics activities. This not

More information

DMR COLLATION CHRONOLOGY CHECKLIST Serious Road Traffic Accident Claims

DMR COLLATION CHRONOLOGY CHECKLIST Serious Road Traffic Accident Claims INTRODUCTION This Checklist is designed to assist in the preparation of Chronologies in Serious Road Traffic Accident Claims (normally involving life changing head injuries), whether this be pedestrian,

More information

How to make a personal injury claim

How to make a personal injury claim A publication by Cute Injury How to make a personal injury claim A CLEAR AND CONCISE GUIDE TO THE PERSONAL INJURY CLAIMS PROCESS We provide professional and impartial advice from the outset and throughout

More information

11.1 DELWP s insurance cover for committees of management

11.1 DELWP s insurance cover for committees of management 11. Insurance This chapter looks at: types of insurance cover provided for the committee by DELWP groups not covered under this insurance insurance the committee may need to purchase incidents and claims.

More information

Your Pocket Guide to Commercial Motor Claims

Your Pocket Guide to Commercial Motor Claims Your Pocket Guide to Commercial Motor Claims DRIVER CHECKLIST AT THE SCENE OF A MOTOR ACCIDENT If you are NOT injured, exit the vehicle: DO NOT ADMIT LIABILITY IF ANY party is injured - Call the emergency

More information

Insurance Description Covers. Cover against legal liabilities for injury or loss to third parties (members of the public and others)

Insurance Description Covers. Cover against legal liabilities for injury or loss to third parties (members of the public and others) 9. Insurance DEPI provides public liability, professional indemnity and personal accident insurance for of Crown land reserves. Committees do not need to purchase these types of insurance policies. DEPI

More information

English Civil Law and the Foreign Motorist. Justice or a Lawyer s Lunch?

English Civil Law and the Foreign Motorist. Justice or a Lawyer s Lunch? English Civil Law and the Foreign Motorist Justice or a Lawyer s Lunch? Agenda Basic Principles The Civil Procedure The Claim - Practice Basic principles English Law is based on precedent - what courts

More information

PERSONAL INJURY CLAIMS

PERSONAL INJURY CLAIMS PERSONAL INJURY CLAIMS Frequently Asked Questions 1. Can I make a claim? If you have been injured because of the fault of someone else, you can claim financial compensation through the courts. The dependants

More information

Claim Management Policy

Claim Management Policy Claim Management Policy REFERENCE NUMBER Claim management policy VERSION V1.0 APPROVING COMMITTEE & DATE Clinical Executive Committee REVIEW DUE DATE May 2018 1 West Lancashire CCG is committed to ensuring

More information

Inquests & Coroner's Courts.

Inquests & Coroner's Courts. INFORMATION HANDBOOK No 3 Inquests & Coroner's Courts. CADD contact numbers: Help Line: 0845 1235542 (local rate call) Office Phone & Fax: 0845 1235541 / 43 Address: CADD, PO Box 62, Brighouse, HD6 3YY.

More information

Terms and Conditions. Our Services Explained

Terms and Conditions. Our Services Explained Our Services Explained Winn Solicitors provide a one-stop-shop service for innocent victims of road traffic accidents and other accidents, who need help to recover compensation and/or other services. In

More information

Basildon Council - Motor Vehicle Claim Form

Basildon Council - Motor Vehicle Claim Form Basildon Council - Motor Vehicle Claim Form Please ensure you read the following information before completing this claims form and that you complete this form thoroughly, failure to complete the form

More information

Brain injury lawyers. Field Fisher Waterhouse provides a first-class service to clients. The Legal 500

Brain injury lawyers. Field Fisher Waterhouse provides a first-class service to clients. The Legal 500 Brain injury lawyers Field Fisher Waterhouse provides a first-class service to clients. The Legal 500 www.ffw.com/personalinjury Freephone 0800 358 3848 Specialist brain injury solicitors Our brain injury

More information

Brain injury lawyers Rehabilitation Change Support Care Family Pain Anger Justice Therapy

Brain injury lawyers Rehabilitation Change Support Care Family Pain Anger Justice Therapy Brain injury lawyers Rehabilitation Change Support Care Family Pain Anger Justice Therapy Fieldfisher provides a first-class service to clients. www.fieldfisher.com/personalinjury Freephone 0800 358 3848

More information

Step-by-step guide to pursuing a medical negligence claim

Step-by-step guide to pursuing a medical negligence claim Step-by-step guide to pursuing a medical negligence claim Suffering from medical negligence can be a painful and distressing experience for anyone. This short guide offers some advice to help people thinking

More information

Summary of the law on ACCIDENTS AT WORK

Summary of the law on ACCIDENTS AT WORK Summary of the law on ACCIDENTS AT WORK The law says that employers are responsible for the safety of their workers while they are at work. Workers have an obligation to look after themselves as well,

More information

Professional Negligence A Quick Guide!

Professional Negligence A Quick Guide! This publication is written as a general guide only. It is not intended to contain definitive legal Broadly speaking professional negligence occurs where a professional such as a solicitor, surveyor, doctor

More information

Please kindly quote the reference number on all correspondence returned

Please kindly quote the reference number on all correspondence returned Commercial Oxfordshire County Council Ron Groves House 23 Oxford Road Kidlington, Oxon OX5 2BP Dear Sir or Madam Highway enquiries: 0845 310 11 11 Please find enclosed details regarding claims for compensation

More information

What you need to know about your legal rights

What you need to know about your legal rights TR_Motorcycle_Kit_06-025 KitText.qxd 13-03-13 10:15 AM Page 1 InformatIon KIt for MOTORCYCLISTS Effective: November 1, 2012 What you need to know about your legal rights Personal Injury Litigators since

More information

Employers Liability Section

Employers Liability Section Employers Liability Section Definitions 1 lnjury Bodily injury, death, disease, illness, mental injury, mental anguish or nervous shock 2 Employee A B Any person under a contract of service or apprenticeship

More information

Asbestos Disease Claims

Asbestos Disease Claims Asbestos Disease Claims A client s guide Spring 2007 Contents 2. Essential elements for a successful claim 3. What we will do 3. Funding the case 3. Preliminary investigations 4. What happens next? 4.

More information

The person who the claim is made against pays all the costs if the claim is paid. That s Girlguiding in this case.

The person who the claim is made against pays all the costs if the claim is paid. That s Girlguiding in this case. PUBLIC LIABILITY Public Liability (we call it PL) is an insurance that protects you/girlguiding against claims made by members of the public accusing you of causing damage to their property or injury to

More information

Summary of the Personal Injury and Clinical Negligence Claims Market in England and Wales July 2015

Summary of the Personal Injury and Clinical Negligence Claims Market in England and Wales July 2015 Summary of the Personal Injury and Clinical Negligence Claims Market in England and Wales July 2015 Abstract: In this annual summary of the state of the Personal Injury and Clinical Negligence Claims Market

More information

SECTION 2 Insurance March 2014

SECTION 2 Insurance March 2014 SECTION 2 Insurance March 2014 Paragraph Insurance 2.1 Accident/Insurance Claims 2.2 Insurance Cover whilst travelling abroad 2.3 Windscreen/Windows Replacement Service 2.4 Loan of County Minibus Vehicles

More information

Amendments History No Date Amendment 1 July 2015 Policy re approved with Job titles and roles updated 2 3 4 5 6 7

Amendments History No Date Amendment 1 July 2015 Policy re approved with Job titles and roles updated 2 3 4 5 6 7 Document Details Title Claims Management Policy Trust Ref No 1534-27272 Local Ref (optional) N/A Main points the document covers This policy and procedure details the arrangements for the notification

More information

LEVEL 4 - UNIT 3 THE LAW AND PRACTICE RELATING TO ROAD TRAFFIC ACCIDENTS SUGGESTED ANSWERS JUNE 2015

LEVEL 4 - UNIT 3 THE LAW AND PRACTICE RELATING TO ROAD TRAFFIC ACCIDENTS SUGGESTED ANSWERS JUNE 2015 LEVEL 4 - UNIT 3 THE LAW AND PRACTICE RELATING TO ROAD TRAFFIC ACCIDENTS SUGGESTED ANSWERS JUNE 2015 Note to Candidates and Tutors: The purpose of the suggested answers is to provide students and tutors

More information

Lowcountry Injury Law

Lowcountry Injury Law Lowcountry Injury Law 1917 Lovejoy Street Post Office Drawer 850 Beaufort, South Carolina 29901 Personal Injury Phone (843) 524-9445 Auto Accidents Fax (843) 524-6981 Workers Comp Lawyer@LowcountryLaw.com

More information

INSURANCE COVER FOR COACHES & LEADERS

INSURANCE COVER FOR COACHES & LEADERS INSURANCE COVER FOR COACHES & LEADERS Who is Insured? A Coach or Leader who holds a current UKA pass and licence in the discipline being coached is automatically provided with public liability insurance

More information

Public and Product Liability - General

Public and Product Liability - General Section 3E Public and Product Liability - General Definitions Business The business stated in the specification to this section and includes: a) the provision and management of canteen, sports, social,

More information

a consumers guide to No-Fault Automobile Insurance in Michigan

a consumers guide to No-Fault Automobile Insurance in Michigan a consumers guide to No-Fault Automobile Insurance in Michigan No-Fault Automobile Insurance in Michigan The Michigan no-fault system was adopted in 1973 to increase the level of benefits paid to injured

More information

NOT PROTECTIVELY MARKED FORCE PROCEDURES. Police Vehicle Collisions. Procedure Review Date: March 2010

NOT PROTECTIVELY MARKED FORCE PROCEDURES. Police Vehicle Collisions. Procedure Review Date: March 2010 FORCE PROCEDURES Police Vehicle Collisions Procedure Reference Number: 2007.23 Procedure Author: Inspector B Rogers, Roads Policing Procedure Review Date: March 2010 At the time of ratifying this procedure,

More information

THE TOP 10 QUESTIONS YOU SHOULD ASK YOUR CAR ACCIDENT LAWYER

THE TOP 10 QUESTIONS YOU SHOULD ASK YOUR CAR ACCIDENT LAWYER THE TOP 10 QUESTIONS YOU SHOULD ASK YOUR CAR ACCIDENT LAWYER? Introduction After six straight years of decline, the National Highway Traffic Administration (NHTSA) reports that auto accidents, injuries

More information

Car Accident Compensation Guide. Winston Solicitors LLP

Car Accident Compensation Guide. Winston Solicitors LLP Car Accident Compensation Guide Winston Solicitors LLP Compensation guide If you are unlucky enough to be involved in an accident on the road, it is important that you receive advice on your rights, responsibilities

More information

Medical Negligence. A guide for clients. The team provides a first class service at all levels of experience. The Legal 500

Medical Negligence. A guide for clients. The team provides a first class service at all levels of experience. The Legal 500 www.ffw.com/personalinjury Freephone 0800 358 3848 www.ffw.com/personalinjury Freephone 0800 358 3848 Medical Negligence A guide for clients The team provides a first class service at all levels of experience.

More information

Personal Injury Compensation Guide. Winston Solicitors LLP

Personal Injury Compensation Guide. Winston Solicitors LLP Personal Injury Compensation Guide Winston Solicitors LLP Compensation guide Here we provide a simple, plain speaking guide to no win no fee compensation claims for personal injuries in the UK. If you

More information

Medical Negligence. A client s guide. head and shoulders above the rest in terms of skills, experience and quality. The Legal 500

Medical Negligence. A client s guide. head and shoulders above the rest in terms of skills, experience and quality. The Legal 500 www.personalinjury.ffw.com Freephone 0800 358 3848 www.personalinjury.ffw.com Freephone 0800 358 3848 Medical Negligence A client s guide head and shoulders above the rest in terms of skills, experience

More information

Guide to Personal Injury Claims

Guide to Personal Injury Claims PART 1 - INTRODUCTION Our initial meeting At our first meeting, we will discuss the circumstances of your case and the prospects of obtaining compensation (damages) for your injury. We will explain to

More information

Policy and Procedure for Claims Management

Policy and Procedure for Claims Management Policy and Procedure for Claims Management RESPONSIBLE DIRECTOR: COMMUNICATIONS, PUBLIC ENGAGEMENT AND HUMAN RESOURCES EFFECTIVE FROM: 08/07/10 REVIEW DATE: 01/04/11 To be read in conjunction with: Complaints

More information

Civil Law: Compensating the Victims of Road Death or Injury

Civil Law: Compensating the Victims of Road Death or Injury InformatIon Handbook 2 Civil Law: Compensating the Victims of Road Death or Injury Produced in partnership with www.emsleys.co.uk Civil Law: Compensating the Victims of Road Death or Injury CONTENTS: Introduction..............................................................3

More information

C.M. Haughey Solicitors Compensation Guide

C.M. Haughey Solicitors Compensation Guide C.M. Haughey Solicitors Compensation Guide www.cmhaugheysolicitors.ie Athena Goddess of Wisdom, Strength and Strategy. When your experience needs our experience About Us C. M. Haughey Solicitors, located

More information

A reckless disregard for the safety of property and/or human life.

A reckless disregard for the safety of property and/or human life. Definitions Combined Single Limit Insured Legal Liability Natural Person Recklessness Third Party Vessel The maximum liability of the Insurers under this policy in respect of any one incident.this may

More information

CLAIMS HANDLING GUIDELINES. for CTP Insurers

CLAIMS HANDLING GUIDELINES. for CTP Insurers CLAIMS HANDLING GUIDELINES for CTP Insurers Initially issued 2000 Reissued: 1 July 2004; 18 September 2006; 1 July 2008; 1 October 2008, 1 May 2014 INTRODUCTION The MAA Claims Handling Guidelines (the

More information

INSURANCE COVER FOR CLUBS/CLUB OFFICERS

INSURANCE COVER FOR CLUBS/CLUB OFFICERS INSURANCE COVER FOR CLUBS/CLUB OFFICERS Who is Insured? As a UKA affiliated club or organisation, you are automatically provided with insurance cover related to your club s athletics activities. This not

More information

SCOTTISH EXECUTIVE HEALTH DEPARTMENT THE RECOVERY OF NATIONAL HEALTH SERVICE COSTS IN CASES INVOLVING PERSONAL INJURY COMPENSATION

SCOTTISH EXECUTIVE HEALTH DEPARTMENT THE RECOVERY OF NATIONAL HEALTH SERVICE COSTS IN CASES INVOLVING PERSONAL INJURY COMPENSATION SCOTTISH EXECUTIVE HEALTH DEPARTMENT THE RECOVERY OF NATIONAL HEALTH SERVICE COSTS IN CASES INVOLVING PERSONAL INJURY COMPENSATION A RESPONSE BY THE ASSOCIATION OF PERSONAL INJURY LAWYERS NOVEMBER 2002

More information

Claims Management Policy

Claims Management Policy Claims Management Policy GOV 08 October 2007 GOV 08 Claims Management Policy 3.doc Page 1 of 12 Document Management Title of document Claims Management Policy Type of document Policy GOV 08 Description

More information

Includes office contents, furniture, fixtures, teaching and other equipment

Includes office contents, furniture, fixtures, teaching and other equipment This summary is intended as a simple guide to explain the main types (or classes) of insurance cover available to academies. We have included brief descriptions of the cover together with suggestions about

More information

EWART PRICE SOLICITORS ROAD TRAFFIC ACCIDENTS - NOTES FOR CLAIMING FOR PERSONAL INJURY AND OTHER UNINSURED LOSSES

EWART PRICE SOLICITORS ROAD TRAFFIC ACCIDENTS - NOTES FOR CLAIMING FOR PERSONAL INJURY AND OTHER UNINSURED LOSSES E P EWART PRICE SOLICITORS ROAD TRAFFIC ACCIDENTS - NOTES FOR CLAIMING FOR PERSONAL INJURY AND OTHER UNINSURED LOSSES If you have been involved in a Road Traffic Accident as a driver or passenger we hope

More information

Mountaineering Council of Scotland Club and Individual Member Civil Liability Insurance Frequently Asked Questions.

Mountaineering Council of Scotland Club and Individual Member Civil Liability Insurance Frequently Asked Questions. Mountaineering Council of Scotland Club and Individual Member Civil Liability Insurance Frequently Asked Questions What is Civil Liability insurance? General Questions Civil Liability Insurance provides

More information

COMPENSATION FOR PERSONAL INJURIES

COMPENSATION FOR PERSONAL INJURIES COMPENSATION FOR PERSONAL INJURIES First Edition Peter Barrie MA Barrister, Recorder OXFORD UNIVERSITY PRESS Preface Acknowledgments v vi Table of cases xv Table of Statutes xxiii Table of rules, practice

More information

DEFENDING AND SETTLING A CIVIL/PERSONAL INJURY CLAIM

DEFENDING AND SETTLING A CIVIL/PERSONAL INJURY CLAIM DEFENDING AND SETTLING A CIVIL/PERSONAL INJURY CLAIM 14 May 2015 Toby Scott, Partner How a claim is started and progressed Traditional Approach see Law Society Website http://www.lawsociety.org.uk/for-the-public/common-legal-issues/personal-injury-claim/

More information

NEGLIGENCE. The elements of negligence: (Unintentional Torts) Pay attention the last slide is a three-question test!

NEGLIGENCE. The elements of negligence: (Unintentional Torts) Pay attention the last slide is a three-question test! NEGLIGENCE (Unintentional Torts) Pay attention the last slide is a three-question test! hahahahaha The elements of negligence: * Duty of Care * Breach of that Duty * Damage, Loss or Injury * Causation

More information

Road Traffic Accident Claims

Road Traffic Accident Claims Road Traffic Accident Claims A brief guide to the claims process Table on contents: Introduction... 2 If your claim falls out of the new regime... 2 Parties to a claim... 2 The claims process... 3 Time

More information

INSURANCE COVER FOR ATHLETES

INSURANCE COVER FOR ATHLETES INSURANCE COVER FOR ATHLETES Who is Insured? As an athlete who has paid (or is deemed to have paid) subscriptions to a club or organisation affiliated to UKA, England Athletics, Scottish Athletics, Athletics

More information

ACCIDENTS AT WORK. Summary of the law on

ACCIDENTS AT WORK. Summary of the law on Summary of the law on ACCIDENTS AT WORK The law says that employers are responsible for the safety of their workers at work. Workers have an obligation to look after themselves as well, but employers have

More information

Pantaenius Yacht Third Party Liability Clauses

Pantaenius Yacht Third Party Liability Clauses Definitions Combined Single Limit Insured Legal Liability Policyholder Natural Person Recklessness Third Party Vessel Wilful Act The maximum liability of the Insurers under this policy in respect of any

More information

How to take a small claim to the County Court.

How to take a small claim to the County Court. Constables Central Committee How to take a small claim to the County Court. POLICE FEDERATION OF ENGLAND AND WALES CONSTABLES CENTRAL COMMITTEE 19 Langley Road Surbiton Surrey KT6 6LP INTRODUCTION Small

More information

FIS-PUB 0077 (6/13) Number of copies printed: 10,000 / Legal authorization to print: PA 145 of 1979 / Printed on recycled paper

FIS-PUB 0077 (6/13) Number of copies printed: 10,000 / Legal authorization to print: PA 145 of 1979 / Printed on recycled paper DIFS is an equal opportunity employer/program. Auxiliary aids, services and other reasonable accommodations are available upon request to individuals with disabilities. FIS-PUB 0077 (6/13) Number of copies

More information

The Enterprise and Regulatory Reform Act 2013

The Enterprise and Regulatory Reform Act 2013 QBE European Operations The Enterprise and Regulatory Reform Act 2013 Issues Forum The Enterprise and Regulatory Reform Act 2013 Issues Forum Contents History 1 A time of reform 2 Strict liability 2 The

More information

Civil Law Compensating the Victims of Road Death & Injury.

Civil Law Compensating the Victims of Road Death & Injury. INFORMATION HANDBOOK No 2 Civil Law Compensating the Victims of Road Death & Injury. CADD contact numbers: Help Line: 0845 1235542 (local rate) Office Phone & Fax: 0845 1235541 / 43 Address: CADD, PO Box

More information

Top 20. Insurance Claims

Top 20. Insurance Claims Top 20 Youth Soccer Insurance Claims Claim #1 UNDER APPEAL Coach in personal auto waves player onto highway en route to another practice facility. Player strikes oncoming motorcycle. Motorcyclist has severe

More information

LEVEL 4 - UNIT 3 THE LAW AND PRACTICE RELATING TO ROAD TRAFFIC ACCIDENTS SUGGESTED ANSWERS JANUARY 2015

LEVEL 4 - UNIT 3 THE LAW AND PRACTICE RELATING TO ROAD TRAFFIC ACCIDENTS SUGGESTED ANSWERS JANUARY 2015 LEVEL 4 - UNIT 3 THE LAW AND PRACTICE RELATING TO ROAD TRAFFIC ACCIDENTS SUGGESTED ANSWERS JANUARY 2015 Note to Candidates and Tutors: The purpose of the suggested answers is to provide students and tutors

More information

Slips and trips in the retail sector

Slips and trips in the retail sector Slips and trips in the retail sector IOSH - 8 July 2009 Presented by Helen Devery Partner, BLM Manchester business services construction & property insurance & indemnity leisure media & technology public

More information

MOTOR LEGAL EXPENSES POLICY WORDING TERMS OF COVER

MOTOR LEGAL EXPENSES POLICY WORDING TERMS OF COVER Motor Legal Expenses provides:- 24/7 Legal Advice Insurance for legal costs for certain types of disputes HELPLINE SERVICES Legal Helpline MOTOR LEGAL EXPENSES Use the 24 hour advisory service for telephone

More information

Canadian Law 12 Negligence and Other Torts

Canadian Law 12 Negligence and Other Torts Canadian Law 12 Negligence and Other Torts What is Negligence? Someone who commits a careless act that creates harm to another person is negligent. Over the past several years, negligence has become the

More information

Frequently asked. questions. Low Value Personal Injury Claims in Road Traffic Accidents. Stage 2. Medical Reports

Frequently asked. questions. Low Value Personal Injury Claims in Road Traffic Accidents. Stage 2. Medical Reports Frequently asked questions Low Value Personal Injury Claims in Road Traffic Accidents Stage 2 Medical Reports Q35. Can insurers question the medical report? A35. The defendant/insurer cannot question the

More information

Claim notification form

Claim notification form Before filling in this form you are encouraged to seek independent legal advice. Date sent / / Claim notification form Low value personal injury claims in road traffic accidents( 1,000-10,000) Are you

More information

Employment law solicitors

Employment law solicitors Employment law solicitors At Millbank solicitors we are dedicated to providing prompt and practical employment advice to both employers and employees. Our expert lawyers appreciate and understand the ever

More information

Compensation Claims. Ministry of Defence. LONDON: The Stationery Office 9.25

Compensation Claims. Ministry of Defence. LONDON: The Stationery Office 9.25 Ministry of Defence Compensation Claims REPORT BY THE COMPTROLLER AND AUDITOR GENERAL HC 957 Session 2002-2003: 18 July 2003 LONDON: The Stationery Office 9.25 Ordered by the House of Commons to be printed

More information

Overview of NICA Insurance Policy

Overview of NICA Insurance Policy Overview of NICA Insurance Policy Clubs: General Liability (includes coverage for trail maintenance and repair by the club. Club rides, training rides/races and other club functions such as meetings and

More information

Claim notification form (RTA1) Low value personal injury claims in road traffic accidents ( 1,000-25,000)

Claim notification form (RTA1) Low value personal injury claims in road traffic accidents ( 1,000-25,000) Date sent / / Claim notification form (RTA1) Low value personal injury claims in road traffic accidents ( 1,000-25,000) Before filling in this form you are encouraged to seek independent legal advice.

More information

An introduction to insurance cover for businesses

An introduction to insurance cover for businesses An introduction to insurance cover for businesses All businesses need to be insured against potential risks such as contractual disputes, accidental damage, fire, flood or theft and claims for negligence.

More information

OUTLOOK: PERSPECTIVES ON TOPICAL RISK AND INSURANCE ISSUES FOR UK CORPORATES

OUTLOOK: PERSPECTIVES ON TOPICAL RISK AND INSURANCE ISSUES FOR UK CORPORATES June 2013 MARSH INSIGHTS: OUTLOOK: PERSPECTIVES ON TOPICAL RISK AND INSURANCE ISSUES FOR UK CORPORATES Over recent months we have profiled several developments in relation to insurance claims specifically

More information

Civil Litigation Reforms & AIG

Civil Litigation Reforms & AIG Access to Justice Civil Litigation Reforms & AIG Start The reforms AIG Response day 1-5 day 6-20 day 21-25 AIG process map Overview and key Changes For more details of the reforms click here > The Jackson

More information

Insurance. for your small. business

Insurance. for your small. business Insurance for your small business @BritishInsurers As an employer, you are legally required to have Employers Liability Insurance. If you use motor vehicles for your business, you are legally required

More information

RISK ASSESSMENT EXPLANATORY NOTES FOR OUTDOOR EVENTS

RISK ASSESSMENT EXPLANATORY NOTES FOR OUTDOOR EVENTS RISK ASSESSMENT EXPLANATORY NOTES FOR OUTDOOR EVENTS 1. For every event a responsible person should carry out a suitable and sufficient risk assessment of safety covering all aspects of the event applicable

More information

Resource 2.7 Introduction to Insurance Cover for Business What insurance is compulsory for businesses? Employers' liability insurance

Resource 2.7 Introduction to Insurance Cover for Business What insurance is compulsory for businesses? Employers' liability insurance Page 1 of 5 Introduction to Insurance Cover for Business All businesses need to be insured against risks, such as the theft of equipment or workrelated injury to staff. If you run a small business you

More information

General Negligence, Breach of Contract, Breach of Statutory Duty

General Negligence, Breach of Contract, Breach of Statutory Duty CL 5 Supplementary Application Form General Negligence, Breach of Contract, Breach of Statutory Duty (excluding Tripping, Employer s Liability and Road Traffic cases) 1 April 2015 This document forms part

More information

BRITISH TAEKWONDO COUNCIL INSURANCE CONTENTS. Disclaimer 3. Why We Need Insurance 3. Why BTC? 3. Insurance Cover 3. Personal Accident Insurance 3

BRITISH TAEKWONDO COUNCIL INSURANCE CONTENTS. Disclaimer 3. Why We Need Insurance 3. Why BTC? 3. Insurance Cover 3. Personal Accident Insurance 3 BRITISH TAEKWONDO COUNCIL INSURANCE CONTENTS Section Page Disclaimer 3 Why We Need Insurance 3 Why BTC? 3 Insurance Cover 3 Personal Accident Insurance 3 Liability Insurance 4 Members Professional Indemnity

More information

Road Traffic Injuries

Road Traffic Injuries Road Traffic Injuries INJURY & NEGLIGENCE SPECIALISTS Injury & Negligence They were so friendly and accommodating and answered all our questions with clarity. Sue Courtney - Rebecca s Mother (Wigan) WELCOME

More information

FIXED COSTS PART 45. Contents of this Part

FIXED COSTS PART 45. Contents of this Part FIXED COSTS PART 45 PART 45 Contents of this Part I FIXED COSTS Rule 45.1 Scope of this Section Rule 45.2 Amount of fixed commencement costs in a claim for the recovery of money or goods Rule 45.2A Amount

More information