YOUR DREAM. OUR PROMISE. The Busey Story. At Busey, we promise to help you navigate your unique financial journey.

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1 YOUR DREAM. OUR PROMISE. The Busey Story At Busey, we promise to help you navigate your unique financial journey.

2 The Busey Advantage With five lines of business personal, mortgage, commercial, cash management and wealth management working together, as One Busey, we can meet all your financial needs with confidence. Customers who partner with us are rewarded with the Busey Advantage regional capabilities and local priorities. It s a commitment that has stood the test of time. Busey Bank From outstanding product offerings to committed, service-driven associates, Busey provides an array of solutions, tailored to your specific needs. Busey is a leading financial institution rated 5-star ( superior ), the highest rating awarded, by the bank rating service BauerFinancial. With 36 conveniently located banking centers serving Illinois, Indiana and Florida, nearly 70 ATMs and our progressive financial management hub of online services, we make it easy to securely manage your finances whenever you want, wherever you are. Our team can also help make your dream of homeownership a reality. Whether you re a firsttime homebuyer or are looking to purchase your next home, you can count on the experience of the mortgage lending team at Busey. By being there every step of the way, we can ensure a simplified home financing experience. A trusted provider for all of your home financing needs, Busey has been acknowledged by state and governmental agencies. Since 2008, the Illinois Housing Development Authority (IHDA) has recognized Busey as the #1 Mortgage Lender. With Busey, you gain a top partner for your business bottom line as well. We have the best product mix to ensure your loan fits your needs. Our participation in a wide variety of specialized programs allow us to tailor lending packages to your unique situation. Regardless of size, you can rest assured a credit decision will be made quickly by a partner who knows you and your business. Busey is also able to streamline the loan process for small business owners and entrepreneurs through our SBA Preferred Lender Program (PLP) status the highest lending designation awarded by the Small Business Administration and SBA Express Designation. We live were we loan because we want you to love where you live. What s more, we understand cash flow is the lifeblood of your business. Busey provides the assistance and answers you need to keep your business successful and nimble. Whether you need help with receivables, payables, liquidity or information reporting, we will customize your cash management solution to the needs of your growing business. At Busey, we have an array of specialties and experience, ensuring you have a partner who truly understands the way your business operates. We are committed to developing expertise in the industries we serve we know the challenges you face. Why choose Busey for your business? It s simple because serving businesses and entrepreneurs is what we do at Busey and have done for more than 145 years. busey.com Busey Your Dream. Our Promise.

3 Busey Wealth Management When making financial decisions that affect you and your family, nothing is more important than a partner who understands your unique goals. After years of hard work, you want to see your efforts pay off. You want to retire, spend more time traveling, take your business to the next level. Whatever your dream, Busey s Wealth Management experts are committed to making your money work hard for you. Our team has advised individuals, businesses and foundations for more than 90 years. Busey Wealth Management offers expert advice and individualized solutions. With qualifications and knowledge, our advisors have a competitive edge. Our team of nearly 90 wealth professionals can help prepare you for wherever life takes you. With your financial future in focus, our Investment Team is dedicated to navigating financial markets and determining optimal investments to meet your goals. With seven members on staff and nearly 125 years of combined experience, we are committed to actively monitoring your portfolio managing assets for families, endowments, foundations and corporations. Busey traces its roots back to the very start of the agriculture industry in Illinois. Providing farm management and farmland brokerage services, our professionals are committed to maximizing value for our landowners. Because of our knowledge and stability, you can put your trust in Busey. While we operate multiple business lines, we serve our customers as One Busey. Our experts have the knowledge and resources to serve your unique financial needs, whatever they may be. With more than 145 years of strength and service, we look forward to building upon our tradition of openness and integrity in 2014 and beyond. 5 lines of business. 1 promise. And countless dreams fulfilled. Member FDIC

4 Busey s Strength in Numbers With over 145 years of experience serving the needs of our 4 Pillars customers, associates, communities and shareholders, Busey can provide the support and answers needed to achieve your dreams. We don t just claim to be financially strong. Our strength is in the numbers. First Busey Corporation Five lines of business retail, mortgage, commercial, cash management and wealth management $3.5 billion financial holding company Nearly 900 associates with an average tenure of 9.47 years Strong inside ownership with 26.62% owned by directors, EVPs, associates, family and friends Named among Forbes list of America s most trustworthy companies for 2013 and 2014 Ranked #19 for total market share in Illinois Each year, Busey and its associates give more than $1 million and countless volunteer hours to nonprofit organizations in our communities Busey Bank Top 3% of commercial banks nationally Serving 93,000+ households in Illinois, Indiana and Florida through 36 conveniently located branches and 69 ATMs Rated 5-star ( Superior ) by BauerFinancial Market share rankings: #1 in Champaign-Urbana, and #2 in Macon County 74 community development loans; 548 grants and contributions SBA Preferred Lender Program (PLP) status, which is the highest lending designation awarded by the Small Business Administration presented exclusively to those who consistently demonstrate outstanding capability and commitment to small business lending Our SBA Express designation allows us to make timely in-house loan approval decisions Nearly 30 lending professionals serving small companies to large corporations Outstanding Lending Performance Award in 2009 by the Small Business Growth Corporation Offering a variety of loan options and over 40 programs to help homebuyers find the financing that s best for them Since 2008, the Illinois Housing Development Authority (IHDA) has consistently recognized Busey as the #1 Mortgage Lender Consecutively named Top Guaranteed Rural Housing Lender in Illinois by USDA Rural Development since Best Mortgage Lender in Lee County by Gulfshore Life 2013 Illinois Governor s Sustainability Award Honorable Mention Green Leaf Award Honorable Mention by BankNews for 2012 and 2013 Busey is recognized by the Independent Community Bankers of America among the Top 50 Community Bank Leaders in Social Media busey.com Busey Your Dream. Our Promise.

5 Over 145 years of strength and service. 5 lines of business. 1 promise. And countless dreams fulfilled. Wealth Management Recognized by Forbes as one of America s Financial Leaders in 2014 Advising individuals, businesses and foundations for more than 90 years Busey Wealth Management is ranked in the top 10% nationally, by size, as compared to peers, and is the second largest headquartered in downstate Illinois Responsible for approximately $5.0 billion in institutional and individual client assets Comprised of 88 professionals, including 33 experienced advisors and a 7-member Investment team with nearly 125 years of combined investment experience 33 of these professionals hold advanced designations including: Certified Trust & Financial Advisors, CERTIFIED FINANCIAL PLANNER practitioners, Chartered Financial Analyst charterholders, CPAs, Qualified 401(k) Administrator, Qualified Plan Financial Consultant, CHARTERED RETIREMENT PLANS SPECIALIST, CHARTERED RETIREMENT PLANNING COUNSELOR 2013 Leaders Council by Raymond James Financial Institutions Division With nearly 140 years of combined farm management experience, the Ag Services team manages nearly 100,000 acres with a total value of $1 billion Our Farm Brokerage team of licensed brokers, real estate professionals and salespersons totals $20+ million in sales each year FirsTech, Inc. 30 years of payment processing for businesses Operating in 36 states with over 3,100 agent locations Millions of transactions processed annually Our experts have the knowledge and resources to serve your unique financial needs, whatever they might be. Visit busey.com or stop by one of our many convenient locations to see how Busey can make your money work hard for you. Member FDIC

6 The Security of Our Industry At Busey, we have the ability to confidently meet all your financial objectives. The banking industry itself, with well capitalized portfolios and regulations to withstand economic fluctuations, offers you the resources to meet your personal financial needs, as well as the needs of our community. Through Busey Bank, we have the ability to provide secure, insured deposits, offering you the peace of mind and confidence you desire when it comes to your financial well-being. By choosing a financial institution that is FDIC insured, your money is protected by the U.S. government. To date, the guarantee provided by the FDIC has proven to be completely reliable even in times of financial uncertainty. The FDIC provides protected deposits up to $250,000 per depositor per insured bank. In the history of the FDIC, no depositor has lost a cent of insured deposits. Providing loan solutions to local businesses allows institutions, like Busey, to help keep our local economy thriving. As of October 2013, the banking industry held $1.6 trillion in capital plus $150 billion in reserves these figures are nearing historic highs. 96 percent of banks are well capitalized which is the highest rating available through the FDIC. For over 145 years, we have built upon our tradition of providing outstanding service through close relationships and broad financial capabilities. Today, Busey ranks in the top 3% of commercial banks, by size, nationally and was named among Forbes list of America s most trustworthy companies for 2013 and busey.com Busey Your Dream. Our Promise.

7 When looking to ensure your trust and wealth management needs, our industry provides the most opportunities for you to execute your financial plan. Whether you are looking to provide fiduciary services to trusts, individuals, families, charitable organizations or employee benefit plans, our industry has been providing solutions to customers wealth management needs for over 150 years. More and more, individuals and corporations are trusting organizations, such as Busey Wealth Management, to help address their financial needs. In 2012, $9.53 trillion in employee benefit and retirement-related accounts were held at an institution, like Busey. Trust companies held $17.12 trillion in 15.6 million managed and non-managed fiduciary accounts in Our industry provides a wide array of service from estate planning and settlement to guardianships and trusteeship of personal, charitable and employee benefit plans to offer you a single partner for all your financial needs. A trustee has the duty to act solely in the interest of the beneficiaries. There can be no conflict of interest. The ideal trustee has a combination of sound investment knowledge, overall fiduciary experience and diplomacy the ability to deal with any difficult family conflicts that may arise. An advantage of a corporate trustee is the access to current law and regulation data and wide range of talent within the institution. Reliable and trustworthy management of your finances provides confidence and security for your future. When considering an advisor, review their qualifications and experience such as education, number of clients and professional references. Find an advisor with a competitive edge such as a CFP, CFA and/or CTFA designation. With extremely stringent academic, continuing education and examination requirements, these designations are some of the ones considered to be the most difficult and prestigious to obtain. The team of nearly 90 wealth management professionals, including the 7-member Investment Team at Busey, holds 33 advanced designations. These professionals have managed money for families, endowments, foundations and corporations for more than 90 years and, today, are responsible for approximately $5.0 billion of institutional and individual client assets. Visit busey.com or stop by one of our many convenient locations for solutions to your personal, business and wealth management needs. Member FDIC

8 Busey s History & Heritage Our promise began when we first opened our doors in Our founders were leaders that understood the significance of economic prosperity and the importance of bettering the community. They offered more than a bank they enabled a means to grow businesses, build homes and start families. That was over 145 years ago. Since then, we have built on our tradition of outstanding service through close relationships and broad financial capabilities. Today, Busey is a leading financial institution serving Illinois, Indiana and Florida. We occupy a unique position. We are large enough to provide innovative products and services while making local decisions and knowing our customers by name. Looking back, we ve come a long way, yet the core values dedicated associates, strong customer partnerships and thriving communities instilled years ago are still the cornerstones of Busey. Take a look back at the milestones that shaped who we are today Busey Brothers & Company Bank opens its doors on January 13, 1868 in Urbana, a young county seat with a population of approximately 2,000. The financiers took in $9, that first day Trevett-Mattis Banking Company, founded in 1861, is incorporated in Champaign, Illinois Trust powers are granted to the Shelby Loan & Trust Company in Shelbyville, Illinois Farm Management Services is founded to meet the needs of the deep agricultural roots in Central Illinois Busey State Bank joins the FDIC. After weathering the stock market crash and depression, the bank continues without a penny of deposits being lost The bank receives its federal charter on September 1, 1945, becoming Busey First National Bank, the day before World War II ended Celebrating a century of service in Champaign, Trevett-Mattis becomes Bank of Illinois. 100 th 1968 On the 100 th anniversary of Busey First National Bank, assets exceeded $34 million Busey First National Bank changes ownership. For the first time, the bank is controlled by someone outside the Busey family Busey inaugurates Champaign-Urbana s Sweetcorn Festival, an event that continues to this day Busey First National Bank organizes First Busey Corporation as a bank holding company Busey First National Bank, Champaign County Bank & Trust and City Bank merge to form Busey Bank, a state chartered bank Busey Bank celebrates its 125 th anniversary. Thanks to customer loyalty, Busey remains an independent financial institution committed to bettering the communities we serve Busey Bank expands to Indianapolis, Indiana, creating a loan production office to serve the needs of the community Trevett-Mattis, now known as BankIllinois, merges with Champaign National Bank, keeping the name BankIllinois.

9 Today, First Busey Corporation is a $3.5 billion financial holding company, headquartered in Champaign, Illinois, providing a full range of financial services to more than 93,000 households. First Busey Corporation is comprised of Busey Bank and Busey Wealth Management, both whollyowned subsidiaries, Trevett Capital Partners, a premier firm providing concierge financial service to high net worth families, and FirsTech, Inc., the company s retail payment processing subsidiary. Van A. Dukeman serves as President & CEO of First Busey Corporation. Van and the executive team lead nearly 900 Busey associates and remain dedicated to ensuring the Busey Promise is fulfilled for each of our 4 Pillars customers, associates, communities and shareholders Busey ebank is launched as a fully transactional electronic bank. BUSE 1998 First Busey Corporation stock trades on NASDAQ under the symbol BUSE. Farm brokerage is established Busey Investment Group forms and opens First Busey Trust & Investment Company to more fully serve the wealth management needs of customers. First Busey Corporation s total assets, for the first time in its history, exceeds $1 billion Main Street Trust, Inc. forms as a result of the merger of BankIllinois Financial Corporation and First Decatur Bancshares, Inc. Main Street operates 19 banking centers and is the parent company of BankIllinois, First National Bank of Decatur, First Trust Bank of Shelbyville and FirsTech, Inc., a telecommunications bill processing company. Today, FirsTech, Inc., continues to process millions of transactions in 36 states Fort Myers, Florida becomes headquarters for Busey Bank Florida BankIllinois and The First National Bank of Decatur merge, taking the name Main Street Bank & Trust Main Street Bank & Trust acquires Citizens First Financial Corporation First Busey and Main Street Trust merger is finalized on July 31, 2007 Van A. Dukeman is named President and Chief Executive Officer. A new Busey brand is introduced representing the strength and stability of the combined organizations Busey becomes one of the first in the banking industry to launch mobile banking text messages, mobile web browsers and Busey s Mobile App allowing customers the ability to manage their finances anytime, anywhere. First Busey Corporation merges with its subsidiary, Busey Bank, N.A., headquartered in Fort Myers, Florida, becoming Busey Bank Busey engages audiences through social media Facebook, Twitter, LinkedIn and YouTube The Busey family of financial services expands its offerings by founding Trevett Capital Partners, a boutique firm dedicated to serving the wealth management needs of high net worth families. The name Trevett honors the tradition of excellence in customer service and economic growth that began at Trevett-Mattis, one of our founding organizations, in Busey associates and their families give back to the community during the inaugural Community Promise Week a tradition of service to local organizations that has since expanded to a month-long event and 2014 Busey is named among Forbes list of America s most trustworthy companies a tribute to our model of openness and integrity. Busey is recognized by the Independent Community Bankers of America among the Top 50 Community Bank Leaders in Social Media for community-focused content, charitable initiatives & engaging giveaways. Building for the future, our dedication to balance sheet strength, profitability and growth will keep our company strong, and the Busey Promise will continue to differentiate us from the rest. Join us as the Busey family of financial services grows forward. Member FDIC