Building a Recurring Solution with Drupal and Recurly
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1 Building a Recurring Solution with Drupal and Recurly Building subscription-based websites without self-hosted e-commerce. NATE HAUG * TWIN CITIES DRUPALCAMP * JULY 19, 2013
2 Consulting Development Training Nate Haug
3 Consulting Development Training Nate Haug "quicksketch" on drupal.org Media handling, Webform, 3rd Party Integrations
4 Consulting Development Training Nate Haug "quicksketch" on drupal.org Media handling, Webform, 3rd Party Integrations
5 Consulting Development Training Nate Haug
6 Consulting Development Training Nate Haug webform.com
7 Get instant access to the Lullabot library of Drupal training from top-tier experts streaming to your computer, tablet, smart phone, & tv.
8 Drupal and e-commerce Übercart
9 Drupal and e-commerce
10 Drupal and e-commerce Solutions require handing credit card data at some level (hopefully not storing cards), requiring investment in PCI-compliance
11 Drupal and e-commerce Solutions require handing credit card data at some level (hopefully not storing cards), requiring investment in PCI-compliance Massive code base can impact reliability and performance of your site
12 Drupal and e-commerce Solutions require handing credit card data at some level (hopefully not storing cards), requiring investment in PCI-compliance Massive code base can impact reliability and performance of your site Built for every possible e-commerce need; subscription/recurring billing can feel bolted-on
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17 If you can, use a service.
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20 Connects to payment gateway
21 Connects to payment gateway (Recurly Gateway, Authorize.net, Paymentech, PayFlow Pro, etc.)
22 Connects to payment gateway (Recurly Gateway, Authorize.net, Paymentech, PayFlow Pro, etc.) Stores credit card numbers and billing information
23 Connects to payment gateway (Recurly Gateway, Authorize.net, Paymentech, PayFlow Pro, etc.) Stores credit card numbers and billing information Handles discounts and coupons
24 Connects to payment gateway (Recurly Gateway, Authorize.net, Paymentech, PayFlow Pro, etc.) Stores credit card numbers and billing information Handles discounts and coupons Interface for account management
25 Connects to payment gateway (Recurly Gateway, Authorize.net, Paymentech, PayFlow Pro, etc.) Stores credit card numbers and billing information Handles discounts and coupons Interface for account management Refunds, account viewing
26 Connects to payment gateway (Recurly Gateway, Authorize.net, Paymentech, PayFlow Pro, etc.) Stores credit card numbers and billing information Handles discounts and coupons Interface for account management Refunds, account viewing Handles the dunning process (getting new billing information after billing information expires)
27 Connects to payment gateway (Recurly Gateway, Authorize.net, Paymentech, PayFlow Pro, etc.) Stores credit card numbers and billing information Handles discounts and coupons Interface for account management Refunds, account viewing Handles the dunning process (getting new billing information after billing information expires) Sends out invoice s
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29 Passes through credit card information directly to Recurly.
30 Passes through credit card information directly to Recurly. Receives ping-backs from Recurly when an account expires, upgrades, downgrades, or is cancelled.
31 Passes through credit card information directly to Recurly. Receives ping-backs from Recurly when an account expires, upgrades, downgrades, or is cancelled. Leverages the Recurly API to provide client-side invoices, billing information updating, and planswitching.
32 Drupal stores no billing data No credit card No billing address No billing history No subscription level*
33 Drupal stores no billing data
34 Drupal stores no billing data
35 Drupal stores no billing data Recurly Servers: PCI Compliance Level 1
36 Drupal stores no billing data Recurly Servers: PCI Compliance Level 1 Your Site: PCI DSS Self-Assessment Questionnaire A
37 Drupal stores no billing data Recurly Servers: PCI Compliance Level 1 Your Site: PCI DSS Self-Assessment Questionnaire A
38 Drupal may easily store address User account name First and Last name Other data (address, phone, CC last digits) using hooks if needed No possible ability to access CC data
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40 1. User visits Drupal site signup page
41 1. User visits Drupal site signup page
42 1. User visits Drupal site signup page 2. Recurly directly receives POST data from the payment form
43 1. User visits Drupal site signup page 2. Recurly directly receives POST data from the payment form
44 1. User visits Drupal site signup page 3. Drupal receives push notification of account upgrade, calls hook to allow behaviors 2. Recurly directly receives POST data from the payment form
45 1. User visits Drupal site signup page 3. Drupal receives push notification of account upgrade, calls hook to allow behaviors 2. Recurly directly receives POST data from the payment form
46 1. User visits Drupal site signup page 3. Drupal receives push notification of account upgrade, calls hook to allow behaviors 2. Recurly directly receives POST data from the payment form Add user role (recurly_roles module: dgo.to/recurly_roles)
47 1. User visits Drupal site signup page 3. Drupal receives push notification of account upgrade, calls hook to allow behaviors 2. Recurly directly receives POST data from the payment form Add user role (recurly_roles module: dgo.to/recurly_roles) Arbitrary action (recurly_rules module: dgo.to/ )
48 1. User visits Drupal site signup page 3. Drupal receives push notification of account upgrade, calls hook to allow behaviors 2. Recurly directly receives POST data from the payment form Add user role (recurly_roles module: dgo.to/recurly_roles) Arbitrary action (recurly_rules module: dgo.to/ ) Custom code (hook_recurly_process_push_notification)
49 Demo
50 Costs
51 Costs Warning: it's about to get CRAZY
52 Costs $ 99/mo % and $0.10 per transaction
53 Costs $ 99/mo % and $0.10 per transaction + Gateway Costs
54 Costs $ 99/mo % and $0.10 per transaction + Gateway Costs + Merchant Account
55 Costs $ 99/mo % and $0.10 per transaction + Gateway Costs + Merchant Account + Processor Fees
56 Costs $ 99/mo % and $0.10 per transaction + Gateway Costs + Merchant Account + Processor Fees Free with Recurly Gateway
57 Costs $ 99/mo % and $0.10 per transaction + Gateway Costs + Merchant Account + Processor Fees } Free with Recurly Gateway Low-cost when using Recurly Partner TSYS Merchant Solutions
58 Costs
59 Costs Recurring System Gateway CC Processor and Merchant Account Credit Card Fee (Visa, Mastercard, etc.) Recurly $99/mo 1.25% + $0.10/transaction Recurly Gateway free TSYS Merchant Solutions $0.07/transaction Pass-through costs 0.2% - 3.9% + $0.10 to $1.50/transaction Stripe 2.9% /transaction Authorize.net $10/mo Authorize.net $20/mo* 1.1% + $0.20/transaction* Orbital Gateway Included Merchant esolutions Wells Fargo $125/yr $21/mo (non-pci + $25/mo) Chase Pamentech no monthly fee if other accounts with Chase Merchant esolutions $69.95/yr PCI fees $29.95/yr Gov't reporting fee $25/mo 1.7% + $0.25/transaction 1.9% + $0.15/transaction 2.05% + $0.15/transaction 2.18% per transaction 3.12% per transaction 2.25% + $0.30/transaction
60 Costs Recurring System Gateway CC Processor and Merchant Account Credit Card Fee (Visa, Mastercard, etc.) Recurly $99/mo 1.25% + $0.10/transaction Recurly Gateway free TSYS Merchant Solutions $0.07/transaction Pass-through costs 0.2% - 3.9% + $0.10 to $1.50/transaction Stripe 2.9% /transaction Authorize.net $10/mo Authorize.net $20/mo* 1.1% + $0.20/transaction* Orbital Gateway Included Merchant esolutions Wells Fargo $125/yr $21/mo (non-pci + $25/mo) Chase Pamentech no monthly fee if other accounts with Chase Merchant esolutions $69.95/yr PCI fees $29.95/yr Gov't reporting fee $25/mo 1.7% + $0.25/transaction 1.9% + $0.15/transaction 2.05% + $0.15/transaction 2.18% per transaction 3.12% per transaction 2.25% + $0.30/transaction
61 Costs Recurring System Gateway CC Processor and Merchant Account Credit Card Fee (Visa, Mastercard, etc.) Recurly $99/mo 1.25% + $0.10/transaction Recurly Gateway free TSYS Merchant Solutions $0.07/transaction Pass-through costs 0.2% - 3.9% + $0.10 to $1.50/transaction Stripe 2.9% /transaction Authorize.net $10/mo Authorize.net $20/mo* 1.1% + $0.20/transaction* Orbital Gateway Included Merchant esolutions Wells Fargo $125/yr $21/mo (non-pci + $25/mo) Chase Pamentech no monthly fee if other accounts with Chase Merchant esolutions $69.95/yr PCI fees $29.95/yr Gov't reporting fee $25/mo 1.7% + $0.25/transaction 1.9% + $0.15/transaction 2.05% + $0.15/transaction 2.18% per transaction 3.12% per transaction 2.25% + $0.30/transaction
62 Costs Recurring System Gateway CC Processor and Merchant Account Credit Card Fee (Visa, Mastercard, etc.) Recurly $99/mo 1.25% + $0.10/transaction Recurly Gateway free TSYS Merchant Solutions $0.07/transaction Pass-through costs 0.2% - 3.9% + $0.10 to $1.50/transaction Stripe 2.9% /transaction Authorize.net $10/mo Authorize.net $20/mo* 1.1% + $0.20/transaction* Orbital Gateway Included Merchant esolutions Wells Fargo $125/yr $21/mo (non-pci + $25/mo) Chase Pamentech no monthly fee if other accounts with Chase Merchant esolutions $69.95/yr PCI fees $29.95/yr Gov't reporting fee $25/mo 1.7% + $0.25/transaction 1.9% + $0.15/transaction 2.05% + $0.15/transaction 2.18% per transaction 3.12% per transaction 2.25% + $0.30/transaction
63 Costs Recurring System Gateway CC Processor and Merchant Account Credit Card Fee (Visa, Mastercard, etc.) Recurly $99/mo 1.25% + $0.10/transaction Recurly Gateway free TSYS Merchant Solutions $0.07/transaction Pass-through costs 0.2% - 3.9% + $0.10 to $1.50/transaction Stripe 2.9% /transaction Authorize.net $10/mo Authorize.net $20/mo* 1.1% + $0.20/transaction* Orbital Gateway Included Merchant esolutions Wells Fargo $125/yr $21/mo (non-pci + $25/mo) Chase Pamentech no monthly fee if other accounts with Chase Merchant esolutions $69.95/yr PCI fees $29.95/yr Gov't reporting fee $25/mo 1.7% + $0.25/transaction 1.9% + $0.15/transaction 2.05% + $0.15/transaction 2.18% per transaction 3.12% per transaction 2.25% + $0.30/transaction
64 Costs Recurring System Gateway CC Processor and Merchant Account Credit Card Fee (Visa, Mastercard, etc.) Recurly $99/mo 1.25% + $0.10/transaction Recurly Gateway free TSYS Merchant Solutions $0.07/transaction Pass-through costs 0.2% - 3.9% + $0.10 to $1.50/transaction Stripe 2.9% /transaction Authorize.net $10/mo Authorize.net $20/mo* 1.1% + $0.20/transaction* Orbital Gateway Included Merchant esolutions Wells Fargo $125/yr $21/mo (non-pci + $25/mo) Chase Pamentech no monthly fee if other accounts with Chase Merchant esolutions $69.95/yr PCI fees $29.95/yr Gov't reporting fee $25/mo 1.7% + $0.25/transaction 1.9% + $0.15/transaction 2.05% + $0.15/transaction 2.18% per transaction 3.12% per transaction 2.25% + $0.30/transaction
65 Costs Recurring System Gateway CC Processor and Merchant Account Credit Card Fee (Visa, Mastercard, etc.) Recurly $99/mo 1.25% + $0.10/transaction Recurly Gateway free TSYS Merchant Solutions $0.07/transaction Pass-through costs 0.2% - 3.9% + $0.10 to $1.50/transaction Stripe 2.9% /transaction Authorize.net $10/mo Authorize.net $20/mo* 1.1% + $0.20/transaction* Orbital Gateway Included Merchant esolutions Wells Fargo $125/yr $21/mo (non-pci + $25/mo) Chase Pamentech no monthly fee if other accounts with Chase Merchant esolutions $69.95/yr PCI fees $29.95/yr Gov't reporting fee $25/mo 1.7% + $0.25/transaction 1.9% + $0.15/transaction 2.05% + $0.15/transaction 2.18% per transaction 3.12% per transaction 2.25% + $0.30/transaction
66 Costs System Combo Recurly + Recurly Gateway + TSYS Merchant Solutions Stripe Orbital Gateway + Chase Paymentech Authorize.net + Wells Fargo PayFlowPro + PayPal Payments Hypothetical Average* Cost $99/mo 1.70% + $0.35/transaction 2.9% + $0.30/transaction 2.8% per transaction $21/mo + $125/year 2% + $0.15/transaction $30/mo 2.2% + $0.30/transaction *As best could be averaged by my estimates. May not reflect your situation. Assuming low to average volume (~400 transactions a month at $100/transaction).
67 $ Costs $ Monthly Cost $ $ $ Monthly Number of Trasactions at $20/transaction Recurly Chase Paymentech PayPal Payments + PayFlow Pro Stripe Wells Fargo + Authorize.net
68 $ Costs $ Monthly Cost $ $ $ Monthly Number of Trasactions at $20/transaction Recurly Chase Paymentech PayPal Payments + PayFlow Pro Stripe Wells Fargo + Authorize.net
69 Costs $3, Monthly Cost $2, $1, $ Monthly Number of Trasactions at $100/transaction Recurly Chase Paymentech PayPal Payments + PayFlow Pro Stripe Wells Fargo + Authorize.net
70 Costs $3, Monthly Cost $2, $1, $ Monthly Number of Trasactions at $100/transaction Recurly Chase Paymentech PayPal Payments + PayFlow Pro Stripe Wells Fargo + Authorize.net
71 Costs $5, Monthly Cost $3, $1, $ Monthly Number of Trasactions at $200/transaction Recurly Chase Paymentech PayPal Payments + PayFlow Pro Stripe Wells Fargo + Authorize.net
72 Costs $5, Monthly Cost $3, $1, $ Monthly Number of Trasactions at $200/transaction Recurly Chase Paymentech PayPal Payments + PayFlow Pro Stripe Wells Fargo + Authorize.net
73 In Summary
74 In Summary Recurly is a "good deal" if you use the Recurly Gateway and affiliated merchant account (TSYS)
75 In Summary Recurly is a "good deal" if you use the Recurly Gateway and affiliated merchant account (TSYS) Recurly is a bargain if you have high monthly subscription cost (>$100/mo)
76 In Summary Recurly is a "good deal" if you use the Recurly Gateway and affiliated merchant account (TSYS) Recurly is a bargain if you have high monthly subscription cost (>$100/mo) Ask yourself if $99/mo is worth the services that Recurly provides
77 In Summary
78 In Summary Invisible to your end-users.
79 In Summary Invisible to your end-users. Drupal integration is solid, outsourcing the difficult parts of e-commerce and recurring billing.
80 In Summary Invisible to your end-users. Drupal integration is solid, outsourcing the difficult parts of e-commerce and recurring billing. Recurly API is truly excellent, making highly customized workflows possible.
81 In Summary Invisible to your end-users. Drupal integration is solid, outsourcing the difficult parts of e-commerce and recurring billing. Recurly API is truly excellent, making highly customized workflows possible. Well-priced and can be significant savings even compared directly with less featured competitors.
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