Your Employee Benefits at Asciano

Size: px
Start display at page:

Download "Your Employee Benefits at Asciano"

Transcription

1 Your Employee Benefits at Asciano Toolkit for Salaried Employees Your complete guide on how to access a great range of benefits

2

3 Contents PAGE 2 Message from Alex Badenoch 3 How to use this resource 4 Financial benefits 5 Pay and incentives 7 Leave entitlements/options 9 Salary packaging 11 Discounts and other programs 13 Non financial benefits 14 Health and wellness 16 Reward and recognition 17 Learning and development Your Employee Benefits at Asciano Salaried Employee Toolkit November

4 Message from Alex Badenoch I am very pleased to be able to introduce you to our first edition of the Asciano Employee Benefits Booklet. This booklet highlights a range of offerings, including career, financial, lifestyle and family benefits that are available to you exclusively as part of the Asciano team. Importantly, this booklet also provides you with quick tips on how and where to find more information about our current benefit offerings. At Asciano, we recognise that our people are vital to our growth and success. For this reason we are passionate about building a culture that attracts and encourages people to achieve their best. Our aim is to offer a range of employee benefits that engage and reward our people for their individual and collective contribution to our success and for demonstrating our core values of Safety, Customer, People & Teamwork, and Performance. While we re constantly reviewing what we are able to offer, I hope you will find value in the many exciting benefits available to you as an Asciano employee. Wishing you every success during your time at Asciano. Alex Badenoch Director HR, Corporate Affairs and Customer 2 Safety Customer People & Teamwork Performance

5 How to use this resource What are employee benefits? There are a suite of financial and non financial benefits for people working within the Asciano Group which includes Pacific National and Patrick s ports, stevedoring and logistics. 1. FINANCIAL BENEFITS attract a direct financial discount or gain of some description. 2. NON-FINANCIAL BENEFITS may not attract a direct financial gain, but are benefits which add definite value to your employment at Asciano and outside work. Where can I find out more? While we have tried our best to include as much information as possible in this booklet, other good sources of information regarding employee benefits include your Manager, HR Representative, regular newsletters, the new Connect Magazine, e-link updates and our intranet site, the Junction. Who can enjoy these benefits? A range of employee benefits apply to all Asciano employees. The benefits outlined in this booklet apply to our salaried employees. You should however always refer to the relevant policy or terms and conditions of employment to confirm that the benefits are available to you. ISSUE 1 SPRING 2014 INSIDE OUR BUSINESS PROUD OF OUR PAST, EXCITED BY OUR FUTURE ADAPT. IMPROVE. GROW. PATRICK BULK AND AUTOMOTIVE PORT SERVICES EDITION TERMINALS AND LOGISTICS HAS A NEW VISION: TO GROW GLOBAL INTEGRATED PORTS AND LOGISTICS SOLUTIONS SEE PAGE 3 FOR THE FULL STORY New T&L strategy ISSUE 1 SPRING 2014 Focus on safety Listening to customers Patrick pride PATRICK TERMINALS & LOGISTICS EDITION Some benefits are offered directly through Asciano, whilst others have been negotiated directly with suppliers or vendors. We recommend that you consider all options and what is right for your personal circumstances before committing yourself to any specific arrangement. Autocare Pay it forward Port Kembla wins Port of the Year 9 C3 goes digital Pride of Patrick Win an ipad 14 Your Employee Benefits at Asciano Salaried Employee Toolkit November

6 Financial benefits This section covers benefits that attract a direct financial discount or gain. 4 Safety Customer People & Teamwork Performance

7 Pay and incentives Pay and incentives are important to our lifestyle and purchasing choices. This section explains how your pay and incentives are calculated and where you can find out more information. Remember, it is important to refer to other sources of information about these topics including your own employment contract, your Manager or HR Representative along with the Asciano intranet site, the Junction. Your pay the basics Employees who are engaged on a Common Law Contract (CLC) at Asciano are paid on a monthly basis on the 15th of each month. If you are new to Asciano your manager will confirm for you when your first payment date will occur. FAR ranges apply to each job classification. At Asciano, our practise is to test FAR ranges against external market data annually to ensure our approach to remuneration is competitive and in line with contemporary market practice. FAR for each employee is reviewed annually as part of the annual performance and salary review and any changes to FAR take effect 1 October each year. Your employment contract will specify your Fixed Annual Remuneration (FAR). FAR is made up of base salary and any salary sacrifice benefits including any fringe benefit tax and superannuation. Your Employee Benefits at Asciano Salaried Employee Toolkit November

8 Pay and incentives Short Term Incentive Plans (STI Plan) The Asciano Group s remuneration strategy is one which seeks to attract, retain and reward the best talent while building a performance oriented culture. To support this strategy, in addition to FAR, eligible employee s remuneration may include participation in the STI Plan for the Financial Year. The STI Plan is designed to reward employees for achieving business unit and/or Group Business Measures over the 12 month Annual Performance Review Period (July 1 to June 30). As a general guide, eligible employees in job classifications A to D may participate in an STI Plan. Some classification E employees may also participate where this is specifically included as a component of their employment terms and conditions. Your employment contract will detail your eligibility to participate in the Company s STI Plan and further information can be accessed via the Junction > People & Learning > Employee Toolbox > Remuneration and Benefits. Employee Self Service (ESS) for payroll and other information You can take a look at all your monthly salary payments and superannuation information by signing into ESS in the Peoplesoft system which can be accessed through the Junction home page. You can use the Employee Self Service to review your leave balances, apply for leave, update your bank and personal details and access your performance documents. If you have any questions regarding your pay, superannuation or payroll deductions you can direct these queries to your HR representative and/or Asciano Payroll Services on or at payroll@asciano.com.au If you do not have IT access please contact your Manager who can request access for you by filling out a IT System Access Form. For any other IT related queries the IT Service Desk can be contacted on or at servicedesk@asciano.com.au 6 Safety Customer People & Teamwork Performance

9 Leave entitlements/ options There are a range of leave entitlements in addition to your pay. Your employment contract will set out many of your leave entitlements including annual, personal/carers and compassionate leave. Paid Parental Leave One aspect worth highlighting is Asciano s offering of Paid Parental Leave. Our Company offers eligible employees 12 weeks of paid parental leave which is in addition to any support provided by the federal government through the Australian Government Paid Parental Leave Scheme. Asciano also offers 1 week paid leave and 2 weeks unpaid leave for a Secondary Care Giver upon the birth or adoption of a child. Community Service Leave Other paid leave offerings for eligible Asciano employees include Community Service Leave which incorporates Emergency Services Volunteer Leave, Defence Force Leave and Jury Service. You can find further information on all of Asciano s leave options and policies via the Junction > People & Learning > Employee Toolbox > Policies. Study Leave There is also an opportunity to apply for a limited period of Study Leave which is outlined under the Tertiary Education Assistance Policy. Your Employee Benefits at Asciano Salaried Employee Toolkit November

10 Salary packaging Superannuation Superannuation is the easiest way to salary package and to reduce your taxable income. For details on how to do this, check out the Superannuation section under the Employee Toolbox > Remuneration and Benefits section of the Junction. Keep an eye out for onsite Superannuation Information Briefings held by Superannuation Providers. These briefings provide you with the ideal opportunity to ask any super related questions and are a great way to keep you up-to-date on what s happening in superannuation. Salary continuance insurance Independent of any coverage provided via superannuation funds, Asciano provides to eligible employees the option to become a member of our salary continuance insurance plan. Salary continuance insurance provides you with income protection in the event of being unable to work because of medical circumstances. The Asciano salary continuance insurance plan is open to all salaried monthly paid employees upon commencement of employment. The default cover provides a benefit equal to 75% of an employee s FAR through to age 65 after a ninety day waiting period. The premium for the tier providing the first two year s cover is paid by the Company and the premium for the second tier (to age 65) is paid by the employee out of their pre-tax income. To ensure you do not have multiple salary continuance insurance plans, we recommend that you contact your superannuation fund to check if this insurance is not already provided under your current superannuation fund. Novated leasing Eligible employees are able to enter into novated leasing arrangements to purchase and run leased vehicles through their salary packages. For Asciano two providers are currently in place, SG Fleet and Remunerator. Vehicles are packaged on a novated finance lease basis only. The administration of the vehicle is fully managed by the novated lease provider. Vehicle type, lease terms from 2 to 5 years and residual values (subject to ATO guidelines) are at the choice of the employee. Further details on Superannuation, Salary Continuance Insurance & Novated Leasing are available on the Junction under People & Learning > Employee Toolbox > Remuneration & Benefits 8 Safety Customer People & Teamwork Performance

11 Purchasing additional annual leave The ability to purchase additional annual leave via a salary sacrifice arrangement is a benefit offered to all Asciano salaried employees. Salaried employees can purchase up to an additional four weeks leave by reducing their monthly salary. In order to apply for this additional leave you must have an accrued annual leave balance of less than 5 weeks and an accrued long service leave balance of less than 3 months as at 31 October in the year of your application. Don t miss out The annual window to purchase additional annual leave is from 1 October through to 31 October each year. Once approved the total value of the leave you purchase (including superannuation payable when taken) will be treated as a deduction and spread across a period of 12 months in equal instalments aligned with the pay cycles. All your salary and leave payments across the year are then paid at the reduced rate in order for you to fund the leave purchase. Where you purchase additional annual leave and you do not utilise this leave prior to 31 October the following year, it will not carry over to the next period. Your salary sacrifice will be paid back to you in the next available pay period with any tax and superannuation deducted in accordance with Asciano s legal obligations. Your Employee Benefits at Asciano Salaried Employee Toolkit November

12 Discounts and other programs Car hire The Asciano Thrifty Car Hire Agreement allows for all employees to access corporate rates when booking for leisure by way of becoming a Blue Chip Member. For all leisure bookings, contact Thrifty on and quote CDP number For further information please see the Rental Vehicles page on the Asciano Travel Intranet site with located on the Junction > Legal, Finance & Governance > Procurement > Travel. Hotels Asciano has secured discounted corporate rates for 2014 through to 2016 across a range of hotels within Australia. Asciano employees can access these rates when travelling for business or leisure. Visit the Hotels page on the Junction > Legal, Finance & Governance > Procurement > Travel for the list of preferred hotels. BUPA health insurance Asciano has a health benefits plan available to all employees the Asciano Bupa Corporate Health Plan. While the Plan is entirely employee-funded (by direct bank account deduction), features include competitive corporate premiums and access to higher benefit levels. Details are available via this link: Username: asciano Password: healthplan Virgin Australia Our partnership airline, Virgin Australia offers several benefits for Asciano employees including status matching with Qantas Frequent Flyer memberships, discounted corporate lounge memberships for eligible employees and periodic discount offers on Virgin Holiday Packages and leisure Fares. For further information visit the Airlines page on the Junction > Legal, Finance & Governance > Procurement > Travel. Plus keep an eye out for new offers in the Group and Corporate News. 10 Safety Customer People & Teamwork Performance

13 Asciano Advantage The Asciano Advantage Program is an on-line facility which gives all our employees and their family members access to discounted buying opportunities with over 500 retailers and 3 million products. Employees can simply register their details, activate their account and then shop online through the portal to receive cashback on purchases made. The discounts accrue as bonus rewards which can then be redeemed as cash or you can select to donate part or all of your rewards to a non-profit charity, school or sports group of your choice. To register for an account you can simply log onto and enter your details. For Asciano employees the access code is asciano. Take Microsoft Office Home All Asciano employees can take advantage of Microsoft s Software Assurance Home Use Program (HUP), which is offering a licensed copy of Microsoft Office 2013 to use on your home computer (either PC or Mac) for just $15 (retail around $120)! The offer includes a copy of many popular desktop PC applications, such as Word, Excel, PowerPoint, Outlook, Access, OneNote and Publisher. Go to microsofthup.com/hupau/ faq.aspx?culture=en-au or call , enter your address and insert the following program code: 25387D7EFE OPSM OPSM, as providers to Asciano for prescription safety eyewear, are currently offering a 20% discount on eyewear to Asciano employees. While this particular offer will expire on 30 January 2015, OPSM regularly extend promotional offers to Asciano employees. Please visit our intranet site the Junction > People & Learning > Employee Toolbox > Remuneration & Benefits for details on new discount offers. Your Employee Benefits at Asciano Salaried Employee Toolkit November

14 Non financial benefits This section covers benefits that may not attract a direct financial benefit. 12 Safety Customer People & Teamwork Performance

15 Health and wellness Employee assistance program and dietician services We use the services of Davidson Trahaire Corpsych to provide an employee assistance program for all employees. Through the assistance program the services of qualified professionals are available to all employees and their families to support them in times of personal need. The core program provides online resources and confidential counselling services for employees via a well publicised 1300 number ( ). Coaching and support services are also available for our People Managers. In addition, on a per usage basis, trauma intervention and drug and alcohol assessment services are available via manager referral. Recently a new dietician service was also launched through the current employee assistance program. This service which gives access to accredited dieticians who are available at no cost to all of our employees. The first consultation is conducted by phone and appointments can be made via the regular contact number As is the case when accessing regular counselling services with the assistance program, employees will need to provide their OU/BU details when registering for the dietician service. If you are unsure of your OU/ BU details these can be obtained from your local administrator or HR representative. Services are also available on-line via the following link: Registration is required using the following login details: Company name: Asciano Token: asciano Password: usrkey Better Health is just a phone call away. To make an appointment, call Your Employee Benefits at Asciano Salaried Employee Toolkit November

16 Health and wellness Purchasing additional annual leave As outlined earlier in this booklet Asciano recently launched a new employee benefit which enables salaried employees who meet the required criteria to seek approval to purchase additional annual leave (please refer to Page 9 of the booklet for further information on criteria for applying for additional annual leave). The additional annual leave policy reflects Asciano s commitment to help employees balance their work, family/carer and lifestyle commitments. The aim is to provide employees with flexibility in accessing additional annual leave at times mutually agreed between employees and their managers. Eligible employees can apply to purchase up to an additional 4 weeks of annual leave per year between 1 November and 31 October by salary sacrificing an amount for the value of the leave from your salary package. Your manager will have discretion when approving applications for leave and will consider the following factors: Your current leave balance; Operational and business requirements; and The general leave requirements of the work function. Flexible work arrangements Asciano is committed to exploring an employee s need for flexibility in their work arrangements, subject to the reasonable needs of the business. Flexible work practices can include variations to: days of work; work location (working from home this will not normally be used as a continuing or ongoing arrangement beyond a set period); hours (varying standard working hours); and may include other variations to standard working arrangements. Job share arrangements In addition to flexible work arrangements job-sharing is another viable work solution offered within Asciano for all salaried employees. Whilst job sharing arrangements may be initiated by employees it must be approved by the relevant People Manager and a HR representative before the arrangement commences. The success of a job sharing arrangement depends upon good planning and a commitment by the employees involved. More information regarding flexible work arrangements and job sharing can be found via the Junction > People & Learning > Employee Toolbox > Policies 14 Safety Customer People & Teamwork Performance

17 Reward and recognition Our Thank You Program The Asciano Thank You initiative provides a simple way for peers and managers to recognise people who are going above and beyond their day to day activities. Through daily, monthly, quarterly and annual recognition, we want to create a culture where we are recognising those individuals and teams who consistently demonstrate our values and are pro-actively contributing to building a more collaborative organisation. Many thanks Good on ya GrazieMerci Thanks Cheers you kindly GraciesThank you Danke Thanks mate Great job Thanks a lot Dank u GraciasTa Спасибо! On ya Thank you very much Say thanks in your own words Go to to send a colleague a thank you e-card or to nominate a colleague who has gone above and beyond their normal duties in one of our values of Safety, Customer, People & Teamwork or Performance. Your Employee Benefits at Asciano Salaried Employee Toolkit November

18 Learning and development Asciano leadership development To support our strategic vision to recognise growth through integrated solutions for our customers, we must raise the bar on performance and capability. A clear lever in realising this vision is the strength of our leaders at all levels of the organisation. We are working to ensure our leaders have the right skills, tools and behaviours to lead our people, whilst ensuring we are building bench strength for the future. The Leadership Development Framework is designed to support leaders at all levels in all divisions. Our Leadership Development Framework is defined through our leadership development competencies and underpinned by our values. Underpinning Asciano s Leadership Development Framework are three core programs: Leading at the Front Line Emerging Leaders Executive Development Program To find out more about these leadership programs as well as your career development at Asciano please visit the Junction > People & Learning > Employee Toolbox > Learning & Development. Asciano s mentoring program Having a mentor can be one of the most powerful developmental relationships a person will experience. Mentoring undoubtedly taps into a basic human instinct most people share the desire to pass on their learning to help other people develop and fulfil their potential. At Asciano we facilitate a structured, company wide mentoring program which provides our people with a working environment where they can learn, grow and achieve their career goals. Through the mentoring program mentees can draw on the experience and knowledge of more experienced colleagues. It also gives mentors an opportunity to continue to develop their leadership skills, enhance their network and profile and to share their experience and success stories. Our structured mentoring program has numerous benefits; it provides avenues for our people to develop and grow; to have clarity around their career aspirations; and to engage our people in our business. It also supports our culture and values. For further information regarding program objectives, support tools and Divisional contacts please visit the Junction > People & Learning > Employee Toolbox > Mentoring. 16 Safety Customer People & Teamwork Performance

19

20 Watch this space for further updates to Asciano s Employee Benefit Offerings! Let us know what you think! Please feel free to forward your feedback in regards to this booklet to benefits@asciano.com.au

Employee Benefits. Financial Reward. Work Flexibility. Your Wellbeing. Development and Recognition

Employee Benefits. Financial Reward. Work Flexibility. Your Wellbeing. Development and Recognition Employee Benefits Financial Reward Work Flexibility Your Wellbeing Development and Recognition At CBH, benefits come in many forms. You work hard for us, so we want to offer ways of making your life that

More information

the reason employees choose to Stay, Say and Strive at Link Housing

the reason employees choose to Stay, Say and Strive at Link Housing the reason employees choose to Stay, Say and Strive at Link Housing Link Housing is a client centred, service orientated community housing provider with a vision for providing a better future for those

More information

ATTRACT REWARD RETAIN

ATTRACT REWARD RETAIN LABORATORIES ATTRACT REWARD RETAIN My Benefits at IDEXX ATTRACT, REWARD, RETAIN My Benefits at IDEXX At IDEXX, our Mission is 'to be a great company by creating exceptional longterm value for our employees,

More information

Staff benefits. Make a splash

Staff benefits. Make a splash Staff benefits 2011 Make a splash The benefits of working for Sydney Water Sydney Water is a world leader in an industry that is as essential to our community as the water it delivers. We do this by using

More information

STAFF BENEFITS WESTERN NSW LOCAL HEALTH DISTRICT

STAFF BENEFITS WESTERN NSW LOCAL HEALTH DISTRICT STAFF BENEFITS WESTERN NSW LOCAL HEALTH DISTRICT The benefits of working for the Western NSW Local Health District The Western NSW Local Health District provides you with a healthy career choice with many

More information

The benefits of working at the WATER CORPORATION

The benefits of working at the WATER CORPORATION The benefits of working at the WATER CORPORATION Our purpose is the sustainable management of water services to make WA a great place to live and invest. It is what we seek to do every day, no matter where

More information

SSE UK. Your Benefits

SSE UK. Your Benefits SSE UK Your Benefits Welcome! Your UK Employee Benefits Booklet provides details of the extensive range of benefits you can enjoy as an employee of SSE. Reduced rates are available on a huge range of products

More information

It s great to be working for a bank that helps build a future for local business and industry.

It s great to be working for a bank that helps build a future for local business and industry. Total Reward Terms and conditions apply please refer to the BNZ Intranet or your People Leader for full details. All benefits contained in this document are not part of the terms and conditions of employment.

More information

What it means to work at BP

What it means to work at BP What it means to work at BP What do you want from BP? We believe core values have the power to unite us BP s beliefs reflect my own BP reflects the community in which it operates Helps me look after my

More information

anz@work Employee banking benefits to suit your life

anz@work Employee banking benefits to suit your life anz@work Employee banking benefits to suit your life Make the most of your employer s relationship At ANZ we value our key business relationships, like the one we share with your employer. Through this

More information

DFP Employee Benefits

DFP Employee Benefits We are pleased to offer our candidates working for DFP, a variety of employee benefits. The following providers have partnered with DFP and can be accessed easily via the instructions provided: Bupa Corporate

More information

Financial Planning 101

Financial Planning 101 Hughes Forbes Financial Services AFSL 323719 Financial Planning 101 P R E S E N T E D BY F A B I A N P O S T I G L I O N I M a y 2 0 1 2 Disclaimer 2 This material is not intended to constitute personal

More information

GUIDE TO SALARY PACKAGING A CAR

GUIDE TO SALARY PACKAGING A CAR GUIDE TO SALARY PACKAGING A CAR TABLE OF CONTENTS INTRODUCTION 3 WHY SALARY PACKAGING A CAR WITH PAYWISE 3 HOW SALARY PACKAGING A CAR WORKS 4 EMPLOYMENT TERMINATION 6 EARLY TERMINATION 6 GET STARTED 6

More information

Supporting you to be your best. A guide for Corrections staff on benefits and support March 2014

Supporting you to be your best. A guide for Corrections staff on benefits and support March 2014 Supporting you to be your best A guide for Corrections staff on benefits and support March 2014 CONTENTS INTRODUCTION 2 HEALTH AND WELL-BEING 3 PROFESSIONAL DEVELOPMENT 8 STAFF SUPPORT 10 FINANCIAL BENEFITS

More information

The University of Newcastle. Salary Packaging User Guide

The University of Newcastle. Salary Packaging User Guide The University of Newcastle Salary Packaging User Guide It s easier to leaseplan Table of Contents Introduction to SalaryPlan and Salary Packaging Administration 3 Reading this guide 3 What is salary packaging?

More information

Salary Packaging Information Kit

Salary Packaging Information Kit Salary Packaging Information This booklet provides information about salary packaging for employees of Public Benevolent Institutions (PBI) and other charitable organisations. Salary packaging (also known

More information

CLIENT FACT SHEET. If you are under age 65 you may make personal contributions to superannuation on your own behalf.

CLIENT FACT SHEET. If you are under age 65 you may make personal contributions to superannuation on your own behalf. CLIENT FACT SHEET July 2010 Understanding superannuation and superannuation contributions Superannuation is an investment vehicle designed to assist Australians in saving for their retirement. The Government

More information

Altitude Business Gold Visa Card. spend on your business, reward yourself. movers & shakers Proudly supported by Westpac

Altitude Business Gold Visa Card. spend on your business, reward yourself. movers & shakers Proudly supported by Westpac Altitude Business Gold Visa Card spend on your business, reward yourself movers & shakers Proudly supported by Westpac Welcome to a great way to earn rewards Now that your Altitude Business Gold Credit

More information

protecting you and your family

protecting you and your family protecting you and your family Insurance guide Effective 1 July 2015 Issued by CSF Pty Limited ABN 30 006 169 286, AFSL 246664, Trustee of the MyLifeMyMoney Superannuation Fund ABN 50 237 896 957 mylifemyinsurance.com.au

More information

TOTAL REWARDS PROGRAM

TOTAL REWARDS PROGRAM TOTAL REWARDS PROGRAM Total Rewards Program Why work at Bridge Housing as opposed to somewhere else? We offer you the opportunity to be engaged in work which makes a difference to people s lives. Bridge

More information

PROTECT YOUR INCOME IF YOU CAN T WORK

PROTECT YOUR INCOME IF YOU CAN T WORK This document forms part of the NGS Super Member Guide (Product Disclosure Statement) dated 1 April 2014 PROTECT YOUR INCOME IF YOU CAN T WORK FACT SHEET 7 1 APRIL 2014 It s vital that you re prepared

More information

January 2016. Communications Manager: Information for Candidates

January 2016. Communications Manager: Information for Candidates January 2016 Communications Manager: Information for Candidates Thank you for expressing interest in the role of Communications Manager. We have compiled this information pack to tell you more about The

More information

Employee Information Guide. Salary Packaging

Employee Information Guide. Salary Packaging Guide Salary Packaging April 2014 Contents Contents... 2 Disclaimer... 4 1. Introduction... 5 1.1 About this guide... 5 1.2 Financial Advice... 5 1.3 What is Salary Packaging?... 5 1.4 Who is eligible

More information

Novated Lease Explained

Novated Lease Explained Novated Lease Explained At nlc, we provide you with the easiest, lowest-cost way to own and run the car of your choice. We take care of all your automotive needs, including car purchase, finance, insurance,

More information

Insurance in Prime Super

Insurance in Prime Super Insurance in Prime Super September 2015 This fact sheet outlines why insurance is important and the benefits of having insurance through your super account. Why is insurance so important? Insurance is

More information

Epsom Staff Association Epsom Staff Association Benefits Package Your Benefits

Epsom Staff Association Epsom Staff Association Benefits Package Your Benefits Epsom Staff Association Epsom Staff Association Benefits Package Your Benefits Epsom Staff Association Guide To Benefits The Epsom Staff Association is the representative body for the staff of H.R.Richmond

More information

Including ANZ Business One Rewards Options

Including ANZ Business One Rewards Options Introducing ANZ Business One Rewards Options Including ANZ Business One Rewards Options Program Terms and Conditions Welcome We re delighted you have chosen ANZ Business One Rewards Options, the business

More information

CORPORATE NEWSLETTER

CORPORATE NEWSLETTER CORPORATE NEWSLETTER Summer 2014 Page 2 Corporate Newsletter - Summer 2014 CORPORATE NEWSLETTER - SUMMER 2014 Dear Reader, Welcome to our quarterly newsletter which will provide updates and reminders of

More information

TIAA 2015 Benefits AT A GLANCE

TIAA 2015 Benefits AT A GLANCE TIAA 2015 Benefits AT A GLANCE TIAA is committed to making financial well-being possible for its clients, and the company is equally committed to the well-being of its employees. That s why we offer a

More information

The Benefits of Bb BE @ BLACKBOARD

The Benefits of Bb BE @ BLACKBOARD The Benefits of Bb www.blackboard.com/careers BE @ BLACKBOARD The passion for education and the drive to make a difference are at the core of what makes Blackboard a great place to work. Blackboard fosters

More information

Gary Cooke Cabinet Member for Corporate & Democratic Services Amanda Beer Corporate Director Engagement, Organisation Design & Development

Gary Cooke Cabinet Member for Corporate & Democratic Services Amanda Beer Corporate Director Engagement, Organisation Design & Development By: Gary Cooke Cabinet Member for Corporate & Democratic Services Amanda Beer Corporate Director Engagement, Organisation Design & Development To: Personnel Committee Date: 4 November 2015 Subject: Classification:

More information

A Guide to Novated Leases. www.sgfleet.com

A Guide to Novated Leases. www.sgfleet.com A Guide to Novated Leases www.sgfleet.com Improve the Weekly Budget A holiday, new clothes or just a bit more money in the wallet; whatever the reason, everyone should consider the potential improvements

More information

What s New? No limit on salary sacrifice for superannuation contributions to a complying fund. Pages 6 to 11

What s New? No limit on salary sacrifice for superannuation contributions to a complying fund. Pages 6 to 11 SOUTH AUSTRALIAN GOVERNMENT SALARY SACRIFICE INFORMATION BOOKLET OFFICE HOLDERS REMUNERATION TRIBUNAL DETERMINATION What s New? No limit on salary sacrifice for superannuation contributions to a complying

More information

Conditions of employment and additional benefits at UBS in Switzerland. Your advantages with UBS.

Conditions of employment and additional benefits at UBS in Switzerland. Your advantages with UBS. Conditions of employment and additional benefits at UBS in Switzerland Your advantages with UBS. We reward your personal performance. At UBS we recruit and employ the best staff members you. You can also

More information

Super Saver Induction Booklet

Super Saver Induction Booklet VISION SUPER YOUR INDUSTRY SUPER FUND Super Saver Induction Booklet December 2013 99 Low fees and great value for money 99 Automatic Income Protection and Death & Disability cover 99 No commissions or

More information

11.06% BALANCED RETURN

11.06% BALANCED RETURN MAtTERS Spring 2015 11.06% BALANCED RETURN Contents Third consecutive year of double digit returns for members...1 Deadline extension for SuperStream compliance now October 2015!...2 A message from the

More information

PRODUCTS AND SERVICES AVAILABLE TO MEMBERS OF THE AUSTRALIAN DEFENCE ORGANISATION AND VETERANS

PRODUCTS AND SERVICES AVAILABLE TO MEMBERS OF THE AUSTRALIAN DEFENCE ORGANISATION AND VETERANS PRODUCTS AND SERVICES AVAILABLE TO MEMBERS OF THE AUSTRALIAN DEFENCE ORGANISATION AND VETERANS Introduction Defence is recognised as one of the largest employers in Australia. In recognition of Defence

More information

Salary Sacrifice (Novated Vehicles) Guideline

Salary Sacrifice (Novated Vehicles) Guideline Salary Sacrifice (Novated Vehicles) Guideline Policy Hierarchy link This guideline is linked to the Fleet Management Policy Responsible Officer Manager, Campus Services, Ext: 53978 Contact Officer Manager,

More information

Superannuation and cancer

Superannuation and cancer Many people with cancer have concerns about superannuation. This fact sheet explains how to access your superannuation and insurance benefits from your fund. Finding all of your superannuation It s common

More information

A guide to help you make the most of Your Choice. Employee Guide

A guide to help you make the most of Your Choice. Employee Guide A guide to help you make the most of Your Choice Employee Guide This guide is to help you understand a bit more about Your Choice. This is the total package of benefits that you may be eligible for as

More information

The Employer s Guide to Child support

The Employer s Guide to Child support The Employer s Guide to Child support Information for employers of separated parents humanservices.gov.au Contents Child Support services 3 Separation and the impacts on business 3 Employer deductions

More information

EASIFLEET NOVATED LEASING EASIER THAN EVER. easifleet.com.au

EASIFLEET NOVATED LEASING EASIER THAN EVER. easifleet.com.au EASIFLEET NOVATED LEASING EASIER THAN EVER easifleet.com.au REDUCED INCOME TAX NO GST ON THE PURCHASE PRICE FLEET DISCOUNTED RUNNING COSTS NOVATED LEASING An easifleet novated lease makes vehicle ownership

More information

Make the most of your benefits: Presentation for: Queensland Government employees

Make the most of your benefits: Presentation for: Queensland Government employees Make the most of your benefits: Presentation for: Queensland Government employees What We Will Cover How Salary Packaging Can Save You Tax! Salary Packaging Guidelines Salary Packaging Benefits Novated

More information

GET THE CAR YOU LOVE THE SMART AND EASY WAY

GET THE CAR YOU LOVE THE SMART AND EASY WAY GET THE CAR YOU LOVE THE SMART AND EASY WAY What is Novated Leasing? NOVATED LEASING MADE EASY A Novated Lease is a three way agreement between you, Custom Fleet and your employer. It can potentially save

More information

Superannuation and cancer

Superannuation and cancer Many people with cancer have concerns about superannuation. This fact sheet explains how you may be able to access your superannuation and the insurance benefits attached to your fund. Finding all of your

More information

INDEX: WWW.FIRSTBOOKKEEPING.COM.AU

INDEX: WWW.FIRSTBOOKKEEPING.COM.AU INDEX: ü Step 1 Getting started in business registrations Page 3-4 ü Step 2 What you need to know about business income tax Page 5 6 ü Step 3 Business Expenses what to claim Page 7 ü Step 4 Working from

More information

Understanding Superannuation

Understanding Superannuation Understanding Superannuation Client Fact Sheet July 2012 Superannuation is an investment vehicle designed to assist Australians save for retirement. The Federal Government encourages saving through superannuation

More information

For adviser use only. Salary Packaging strategies to Minimise Taxation

For adviser use only. Salary Packaging strategies to Minimise Taxation For adviser use only Salary Packaging strategies to Minimise Taxation General Advice Warning This presentation has been prepared by IOOF Investment Management Limited (IIML), ABN 53 006 695 021, AFS Licence

More information

Remuneration Teaching Service

Remuneration Teaching Service Remuneration Teaching Service Last updated 2 November 2015 REMUNERATION TEACHING SERVICE CONTENTS PAGE OVERVIEW 2 REMUNERATION/SALARY PACKAGE 3 REMUNERATION ON EMPLOYMENT, TRANSFER OR PROMOTION 5 ATTRACTION

More information

COMPENSATION AND EMPLOYEE BENEFITS

COMPENSATION AND EMPLOYEE BENEFITS COMPENSATION AND EMPLOYEE BENEFITS Q&Apm has a comprehensive range of global services that provides a one stop shop solution for companies personnel, management, legal and employee benefit needs. We have

More information

rewar rewar team team training training discounts discounts flexible flexible TOTAL REWARDS wellbeing wellbeing TOTAL REWARDS AND BENEFITS smile smile

rewar rewar team team training training discounts discounts flexible flexible TOTAL REWARDS wellbeing wellbeing TOTAL REWARDS AND BENEFITS smile smile rowth count on me! IENTATION enjoy smile CAREERskill flexible wellbeing learn healthy discounts rewar leadersh UPPORT rive training etwork wishes value team promise earn opport develo TOTAL REWARDS AND

More information

APESMA GUIDE TO remuneration

APESMA GUIDE TO remuneration APESMA GUIDE TO remuneration p a c k a g i n g The Association of Professional Engineers, Scientists and Managers, Australia contents Introduction 2 Remuneration packaging: What is it? 2 How does it work?

More information

Therapy Focus is the largest Non- Government provider of therapy and support services for children and young people aged up to 18 years.

Therapy Focus is the largest Non- Government provider of therapy and support services for children and young people aged up to 18 years. Employee Benefits Package 2014 Introduction Therapy Focus is the largest Non- Government provider of therapy and support services for children and young people aged up to 18 years. We work closely with

More information

INTRODUCING MAXXIA MYCAR A GUIDE TO NOVATED LEASING AND SALARY PACKAGING THE CAR YOU WANT

INTRODUCING MAXXIA MYCAR A GUIDE TO NOVATED LEASING AND SALARY PACKAGING THE CAR YOU WANT INTRODUCING MAXXIA MYCAR A GUIDE TO NOVATED LEASING AND SALARY PACKAGING THE CAR YOU WANT X Communication Plan (0909) Maxxia Pty Ltd Have you thought about buying a car and wondered if a novated lease

More information

How To Get A Health Care Plan From Kfhp

How To Get A Health Care Plan From Kfhp Resident Physicians Southern California Region For prospective employees 2015 Kaiser Permanente is committed to providing its employees with a competitive total compensation package that includes more

More information

Contractor 2702. Consultant Providing qualified leads for clients to improve growth of small to medium enterprises.

Contractor 2702. Consultant Providing qualified leads for clients to improve growth of small to medium enterprises. To work with growing organisations utilising my extensive strategic, general business and human resources management experience to improve the profitability of small to medium enterprises. Areas of Expertise:

More information

streetfleet novated leasing guide

streetfleet novated leasing guide streetfleet novated leasing guide Drive your business further Contents About this guide 1 What is a novated lease? 2 Novated finance lease 2 Novated operating lease 3 Lease inclusions 4 Service and maintenance

More information

Your guide to Volkswagen Financial Services

Your guide to Volkswagen Financial Services Your guide to Volkswagen Financial Services 1 About Volkswagen Financial Services Volkswagen Financial Services Product Benefits Personal Finance Consumer Loans 12 Novated Lease / Salary Packaging 14 Business

More information

Retirement made easy. Helping you achieve your retirement goals. rest.com.au/restpension 1300 305 778

Retirement made easy. Helping you achieve your retirement goals. rest.com.au/restpension 1300 305 778 Retirement made easy Helping you achieve your retirement goals rest.com.au/restpension 1300 305 778 Helping you achieve your retirement goals As you near retirement you probably have a number of questions

More information

Joining the Marathon Oil Team

Joining the Marathon Oil Team A Rewarding Challenge Joining the Marathon Oil Team Thank You for Your Interest in Marathon Oil Marathon Oil is committed to fostering an environment of inclusion and mutual respect that promotes individual

More information

Introduction. Thank you for your interest in working with the Queensland Ambulance Service.

Introduction. Thank you for your interest in working with the Queensland Ambulance Service. Introduction Thank you for your interest in working with the Queensland Ambulance Service. This information package has been developed to inform potential applicants about the recruitment and selection

More information

Put your clients on the TTR track

Put your clients on the TTR track RETIREMENT November 2012 Put your clients on the TTR track Adviser guide to transition to retirement strategies About OnePath OnePath is one of Australia s leading providers of wealth, insurance and advice

More information

Tax planning reminders for 30 June 2012

Tax planning reminders for 30 June 2012 Tax planning reminders for 30 June 2012 Keep your receipts!... 1 Government Co-contributions... 1 Personal deductible contributions... 3 Split super with your spouse... 3 Employer Superannuation Contributions...

More information

Recruitment and Selection. Guide to Employee Benefits

Recruitment and Selection. Guide to Employee Benefits Recruitment and Selection Guide to Employee Benefits CONTENTS 2 1 INTRODUCTION OVERVIEW 3 2 WORKING FOR GLASGOW CITY COUNCIL EQUAL OPPORTUNITIES 4 ERNITY & ADOPT PAY & GRADING STRUCTURE 4 ION 3 CODE OF

More information

Macquarie Australia Conference Investor Presentation. May 2014

Macquarie Australia Conference Investor Presentation. May 2014 Macquarie Australia Conference Investor Presentation May 2014 2 MMS overview McMillan Shakespeare Group (ASX: MMS) Group Remuneration Services Asset Management Salary packaging administration Novated leases

More information

Share Purchase Plan. Information for Employees

Share Purchase Plan. Information for Employees Share Purchase Plan Information for Employees Woolworths Limited is pleased to again offer the Share Purchase Plan (SPP) The SPP makes it easier for Group employees to become Woolworths Limited shareholders

More information

StreetFleet Novated Leasing. A practical guide to salary packaging your car.

StreetFleet Novated Leasing. A practical guide to salary packaging your car. Novated Leasing A practical guide to salary packaging your car. Thank you very much for your prompt action. I am very impressed by how quickly everything has been actioned. I would happily recommend to

More information

Corporate Profile. www.sgfleet.com

Corporate Profile. www.sgfleet.com Corporate Profile www.sgfleet.com Global Fleet Management Experience and relationships built over 25 years in the industry, unsurpassed knowledge and a superior service offering, uniquely position sgfleet

More information

Customers first Ideas into action Unleash potential Be courageous Empower people

Customers first Ideas into action Unleash potential Be courageous Empower people Role Description Job ad reference: RK6B204896 Hospital and Health Service: Role title: Allied Health Senior (Clinical Intake Officer) Status: Permanent Part Time (38 hrs p.f.) Unit: Child Development Services

More information

Novated lease guide Contents 1.0 Introduction 1.0 Introduction 1 1.1 What is novated leasing? 2 1.2 How does novated leasing work? 3 1.3 Benefits of a novated lease 4 1.4 Novated lease vehicle packaging

More information

COLLEAGUE CARS FAQ S. What are the benefits of Colleague Cars? What is included in the package? How much can I save?

COLLEAGUE CARS FAQ S. What are the benefits of Colleague Cars? What is included in the package? How much can I save? What are the benefits of Colleague Cars? What is included in the package? How much can I save? COLLEAGUE CARS FAQ S Can I arrange to test drive a car? What makes and models are available? A brief insight

More information

509009 1/04. Benefits at CIGNA

509009 1/04. Benefits at CIGNA 509009 1/04 Benefits at CIGNA When you consider an employment opportunity at CIGNA, consider this: you can automatically gain access to one of the widest arrays of employee benefits and human resources

More information

JOB APPLICATION PACKAGE

JOB APPLICATION PACKAGE JOB APPLICATION PACKAGE About the City of Perth Thank you for taking the time to apply for a job with us. The City of Perth is a statutory entity constituted under the Local Government Act 1995. It s role

More information

CAPITAL ONE BENEFITS SUMMA-

CAPITAL ONE BENEFITS SUMMA- Capital One CAPITAL ONE BENEFITS SUMMA- Benefits Summa- Benefits Summary Health and Wellness Insurance For Candidates Time Health Off and Wellness Financial Insurance Additional Time OffBenefits Financial

More information

Tax and Small Business: Navigating the ATO minefield as June 30 draws closer

Tax and Small Business: Navigating the ATO minefield as June 30 draws closer June 23, 2015 Tax and Small Business: Navigating the ATO minefield as June 30 draws closer The small business sector has variously been described as the engine room of the economy, as well as the biggest

More information

People & Organisational Development Strategy

People & Organisational Development Strategy 2013-2018 People & Organisational Development Strategy Delivering excellent research Delivering an excellent student experience Enhancing global reach and reputation 1. Introduction Glasgow 2020: A global

More information

SALARY PACKAGING MOTOR VEHICLES GUIDE TO EMPLOYEES

SALARY PACKAGING MOTOR VEHICLES GUIDE TO EMPLOYEES SALARY PACKAGING MOTOR VEHICLES GUIDE TO EMPLOYEES 1. Introduction Categories of Arrangements. 2. Benefits of Vehicle Leasing. 3. Lease Contract Conditions. 4. Understanding the Commitment. 5. Safety Nets.

More information

What is benefit in kind tax and how quickly will it be applied to my pay?

What is benefit in kind tax and how quickly will it be applied to my pay? FAQ S Can anyone apply for a salary sacrifice lease car? You must be a permanent employee of the Trust; Salary must be above the minimum wage after all salary sacrifices are taken into account (currently

More information

Our Business - Sales tracking and insight for the retail and technology markets

Our Business - Sales tracking and insight for the retail and technology markets Our Business - Sales tracking and insight for the retail and technology markets GfK Retail and Technology UK Ltd is part of GfK, one of the largest market research companies in the world. It is the world's

More information

March Newsletter 2013

March Newsletter 2013 March Newsletter 2013 Contents Easter Planning Looking to Upgrade your Equipment or Motor Vehicles? Tax Payer Hit: 93% Tax on Excess Super Contributions Welcome to our Easter Newsletter Baby Bonus Set

More information

your Benefits in Brief American Federation of Nurses-United Healthcare Workers

your Benefits in Brief American Federation of Nurses-United Healthcare Workers your Benefits in Brief American Federation of Nurses-United Healthcare Workers Southern California June 2007 The information presented here is a brief summary of the benefits in effect when this booklet

More information

Working at Schwab has its rewards. Benefits and beyond what it means for you.

Working at Schwab has its rewards. Benefits and beyond what it means for you. Working at Schwab has its rewards. Benefits and beyond what it means for you. We ll help you build your career and a healthier, more secure future. Schwab s comprehensive benefits package gives you the

More information

Frequently Asked Questions Najm Visa Platinum Credit Card

Frequently Asked Questions Najm Visa Platinum Credit Card Frequently Asked Questions Najm Visa Platinum Credit Card Table of Contents PremiumRewards... 1 Earning PremiumRewards... 4 Redeeming PremiumRewards... 5 Najm Visa Platinum Credit Card... 9 Platinum Benefits:...

More information

Terry White Chemists Superannuation a sub plan of FirstChoice Employer Super

Terry White Chemists Superannuation a sub plan of FirstChoice Employer Super July 2013 Page 1 Contents Category 1 - Permanent and Part Time staff working more than 15 hours per week Benefits in Brief...1 Getting Started...1 Your Investment Choices...2 Benefits of Insurance Cover...2

More information

2015 Sunny s Sunny s Business Awards

2015 Sunny s Sunny s Business Awards 2015 Sunny s Sunny s Business Awards Categories Terms and Conditions Celebrating and recognising business excellence on the Coffs Coast. Showcasing the success of our members. Strengthening business in

More information

Your guide to everyday banking.

Your guide to everyday banking. Your guide to everyday banking. Reimagine the future, with Citigold. Citigold is the wealth management and premium banking service created for clients with over $100,000 invested through Citibank. Our

More information

EAST AYRSHIRE COUNCIL CABINET 23 JUNE 2010 REVISED COMPETENCY FRAMEWORK. Report by Executive Director of Finance and Corporate Support

EAST AYRSHIRE COUNCIL CABINET 23 JUNE 2010 REVISED COMPETENCY FRAMEWORK. Report by Executive Director of Finance and Corporate Support EAST AYRSHIRE COUNCIL CABINET 23 JUNE 2010 REVISED COMPETENCY FRAMEWORK Report by Executive Director of Finance and Corporate Support 1. PURPOSE OF REPORT 1.1 The purpose of this report is to recommend

More information

Northern Territory of Australia. Government Gazette. No. S60 11 June 2015

Northern Territory of Australia. Government Gazette. No. S60 11 June 2015 Northern Territory of Australia Government Gazette ISSN-0157-833X No. S60 11 June 2015 Northern Territory of Australia Children's Commissioner Act Appointment of Children's Commissioner I, John Laurence

More information

This summary contains an overview of the benefits provided to eligible employees of ASME. HEALTH CARE OPTIONS PICK WHAT S BEST FOR YOU!

This summary contains an overview of the benefits provided to eligible employees of ASME. HEALTH CARE OPTIONS PICK WHAT S BEST FOR YOU! This summary contains an overview of the benefits provided to eligible employees of ASME. Eligibility: HEALTH CARE OPTIONS PICK WHAT S BEST FOR YOU! Full-time employees and part-time employees who work

More information

Frequently Asked Questions.

Frequently Asked Questions. Frequently Asked Questions. Introduction to TCH Salsa We are introducing a unique benefit to our employees which allows you to sacrifice an element of your salary for a leased car, taking advantage of

More information

Insurance in your super

Insurance in your super Insurance in your super Fact sheet Information in this fact sheet is current as at 1 July 2015 Contents Overview 1 What is Life cover? 5 How your Life cover works 6 When is your insured benefit payable?

More information

Frequently Ask Questions

Frequently Ask Questions Frequently Ask Questions This document has been prepared to answer questions that you are likely to have on the new SalarySacrifice4Cars scheme ( the car scheme ). It is set out in 3 sections The car scheme

More information

Determination 2012/14: Principal Executive Office - Classification Structure and Terms and Conditions

Determination 2012/14: Principal Executive Office - Classification Structure and Terms and Conditions REMUNERATION TRIBUNAL Determination 2012/14: Principal Executive Office - Classification Structure and Terms and Conditions The Remuneration Tribunal has determined a Principal Executive Office (PEO) classification

More information

Get in touch. Personal banking support for your personal economy

Get in touch. Personal banking support for your personal economy Get in touch Visit HSBC s Premier Centre Call 1300 131 605 or +61 2 9005 8114 (overseas), Monday Friday, 8am 8pm (AEST) hsbcpremier.com.au Personal banking support for your personal economy Issued by HSBC

More information

Motor Vehicle Transition 2012

Motor Vehicle Transition 2012 Motor Vehicle Transition 2012 - Fully Maintained Vehicles Contents of this booklet Key Changes to the Motor Vehicle Policy 2 What does this mean for me? 3 Novated Lease 6 Vehicle Approval Criteria 7 Examples

More information

Public Health Insurance - Tips for Preparing Your Tax Return

Public Health Insurance - Tips for Preparing Your Tax Return INDIVIDUAL CHECKLIST Noosa Maroochydore Tel: (07) 5430 7600 (07) 5451 6888 Fax: (07) 5430 7606 (07) 5451 6809 www.holmans.com.au info@holmans.com.au Name Preferred Phone Preferred Email Address Person

More information

Bardi Management Group Pty Limited

Bardi Management Group Pty Limited Bardi Management Group Pty Limited Suite 5, 57 Bells Line of Road (Cnr Grose Vale Road) North Richmond, NSW 2754 PO Box 129 North Richmond, NSW 2754 Telephone (02) 4571 3599 Fax (02) 4571 2548 Index The

More information

Simply Smarter Salary Packaging.

Simply Smarter Salary Packaging. Simply Smarter Salary Packaging. Who is Smartsalary? Australia s most awarded salary packaging and novated leasing company. Established in 2001, Smartsalary is Australia s most awarded salary packaging

More information

University-wide. Staff Only Students Only Staff and Students. Vice-Chancellor. Director, Human Resources

University-wide. Staff Only Students Only Staff and Students. Vice-Chancellor. Director, Human Resources Name of Policy Salary Packaging Policy Description of Policy This policy covers the provision for Salary Packaging at ACU. University-wide Policy applies to Specific (outline location, campus, organisational

More information

AFLPA Members Tax Brief 30 June 2015 Tax Return

AFLPA Members Tax Brief 30 June 2015 Tax Return AFLPA Members Tax Brief 30 June 2015 Tax Return Introduction This planner provides players with general guidelines regarding the preparation of their personal Australian 30 June 2015 income tax return.

More information