Pennsylvania Workers Compensation Handbook. Know Your.» Workers Compensation» Social Security Disability» Long-Term Disability

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Pennsylvania Workers Compensation Handbook. Know Your.» Workers Compensation» Social Security Disability» Long-Term Disability"

Transcription

1 Pennsylvania Workers Compensation Handbook Know Your Rights!» Workers Compensation» Social Security Disability» Long-Term Disability

2 Introduction Chances are this booklet has landed in your hands because you or someone you know has suffered a disabling work-related injury. You understand that beyond managing the physical issues related to that injury there are also a host of legal issues and processes to navigate at the same time. It can be overwhelming. This guide is meant to help you understand the rights of an injured worker, the litigation process and the possible settlements available to bring the issue to a resolution. As comprehensive as this guide is, make no mistake: your best choice is always to be represented by an experienced attorney. After all, employers and insurance companies have their own legal representation. Martin llc was established in 1979 and is one of the largest firms in Pennsylvania focusing its practice on Workers Compensation and Social Security Disability. Here, workers are not only represented by attorneys with substantial experience in those areas of the law, but an entire legal team, from your initial interview with a client intake specialist to all of the medical and administrative professionals supporting you throughout the claims process. Knowing that our skilled team is behind you is empowering. And that alone helps the healing process, enabling you to turn your focus to your future. Of course, this handbook is not meant to be a substitute for legal advice, since laws and processes are always changing. But the fact that it is in your hands right now means that you are headed in the right direction: that is, getting the benefits to which you are entitled. Thank you for considering Martin llc to help you in that regard. 1

3 Table of Contents Chapter One: The Law The Workers Compensation Act... 4 Can I Sue My Employer?... 5 Injuries Covered by the Act... 6 Employees Covered by Act... 7 Occupational Illnesses or Disease... 8 Notice: Reporting Your Injury... 8 What Does Workers Compensation Pay?... 9 Average Weekly Wage (AWW)...10 Types of Benefits: Total Disability Benefits...13 Partial Disability Benefits...13 Specific Loss Benefits...14 Death Benefits...15 Travel Expenses...15 Medical Treatment...16 Bureau Documents: Medical-Only Notice of Compensation Payable, Notice of Compensation Payable & Statement of Wages...17 Notice of Temporary Compensation Payable (NTCP)...18 Notice of Compensation Denial (NCD)...18 What to do if you return to work?...19 Signing Documents...19 Reduction in Workers Compensation Benefits Due to Receipt of Other Benefits Social Security Disability Retirement

4 Chapter two: the Litigation Process The Petition The Hearing Appeals Insurance Medical Exams...24 Impairment Rating Evaluation...24 Utilization Review Vocational Rehabilitation Labor Market Survey Chapter Three: Settlements Settlements Mediation: Mandatory Voluntary Subrogation Child Support and Act Sample Forms & notices Statement of Wages Notice of Workers Compensation Denial Notice of Compensation Payable Notice of Temporary Compensation Payable (NTCP) & Notice Stopping Temporary Compensation Notice of Ability to Return to Work Notice of Suspension or Modification Pursuant to 413 (C) & (D) Employee Verification or Employment, Self-Employment or Change in Physical Condition Employee s Report of Benefits for Offsets (Unemployment Compensation, Social Security [Retirement] and Pension Benefits).48 Your Most Important right About MArtin llc

5 Chapter One: the law The Workers Compensation Act Originally passed in 1915, the Pennsylvania Workers Compensation Act is a statewide, no-fault insurance system of benefits designed to compensate all injured workers for lost wages and medical expenses. The system was not designed to replace all of the wages lost by the injured worker, but only a percentage of those wages in a nontaxable form of weekly or bi-weekly benefits. The Workers Compensation Act does not provide for non-economic damages such as pain and suffering. It pays for all injuries and occupational diseases that occur during the course and scope of one s employment. The only recourse an employee has against his or her employer when injured on the job is through the Workers Compensation Act. The laws governing workers compensation were dramatically changed on June 24, Those amendments (commonly known as Act 57 ) made it more difficult for the injured worker to be paid benefits and gave employers more control over injured workers. The laws governing workers compensation were once again amended on November 9, 2006, through Act 147, with the intent to help injured workers in Pennsylvania. Every employer in the Commonwealth of Pennsylvania is required to carry workers compensation insurance. Some employers are selfinsured, which means that they have to post a bond and pay benefits out of their own bank accounts. Through Act 147, the Uninsured Employers Guaranty Fund was established to pay a claim brought 4

6 Your Most IMPortANt Right The most important right you possess as a citizen of this country and resident of the Commonwealth of Pennsylvania is your RIGHT TO VotE. Unless you are registered to vote, know who your state representatives are and where they stand on issues involving injured workers, and vote for those who want to protect injured workers and disabled individuals, more rights will be taken away. We encourage you to contact your state representative and tell him or her not to vote for any law that is harmful to those who are disabled. If you aren t sure who your state representative is, visit or call us. If you need voter registration forms, we will be happy to provide them to you as well.

7 Pennsylvania Workers Compensation 1818 Market Street, 35th Floor Philadelphia, PA branch offices Malvern Reading Allentown by appointment only locations Northeast Philadelphia Media Harrisburg main fax toll free PA-COMP1 ( ) web paworkinjury.com

8 COPYRIGHT 2013 Martin LLC, 1818 Market Street, 35th Floor Philadelphia, PA Phone: No part of this handbook may be copied or reproduced in any manner whatsoever without the expressed written consent of Martin LLC. Comments in this handbook are not intended to provide legal advice. Readers should not act or rely on the information contained within this handbook without seeking specific legal advice from Martin LLC.

Steiner, Segal, Muller & Donan

Steiner, Segal, Muller & Donan The Law Firm of Steiner, Segal, Muller & Donan What You Need To Know About Pennsylvania Worker s Compensation Benefits Representing Injured Workers in Pennsylvania for over 25 years! 2401 Pennsylvania

More information

The Employers Guide to. Pennsylvania s Workers Compensation Law

The Employers Guide to. Pennsylvania s Workers Compensation Law The Employers Guide to Pennsylvania s Workers Compensation Law Table of Contents About this Guide. 3 The Pennsylvania Workers Compensation Act: An Overview for the Pennsylvania Employer....4 Your Duties

More information

WORKERS COMPENSATION AND ACCIDENT HANDBOOK

WORKERS COMPENSATION AND ACCIDENT HANDBOOK WORKERS COMPENSATION AND ACCIDENT HANDBOOK Compliments of Shelley W. Elovitz, Esquire Rothman Gordon, P.C. 310 Grant Street Third Floor, Grant Building Pittsburgh, PA 15219 www.rothmangordon.com New Client

More information

Workers Compensation Insurance A Primer

Workers Compensation Insurance A Primer Topics Affecting Buyers of Commercial Insurance MSP C 12/2001 Workers Compensation Benefits A Primer December, 2001 Workers Compensation Insurance A Primer Workers compensation insurance is mandatory in

More information

WORKERS COMPENSATION AND ACCIDENT HANDBOOK

WORKERS COMPENSATION AND ACCIDENT HANDBOOK WORKERS COMPENSATION AND ACCIDENT HANDBOOK Compliments of Shelley W. Elovitz, Esquire Rothman Gordon, P.C. 310 Grant Street Third Floor, Grant Building Pittsburgh, PA 15219 www.rothmangordon.com New Client

More information

WORKERS COMPENSATION FUNDAMENTALS. Know How to Navigate Your Claim

WORKERS COMPENSATION FUNDAMENTALS. Know How to Navigate Your Claim WORKERS COMPENSATION FUNDAMENTALS Know How to Navigate Your Claim Overview Workers Compensation System Rights and Responsibilities Return to Work Benefits Dispute Resolution Complaints vs Disputes 1 Workers

More information

Your Rights Under the Missouri Workers Compensation Law

Your Rights Under the Missouri Workers Compensation Law Your Rights Under the Missouri Workers Compensation Law All states have workers compensation laws. The Missouri Workers Compensation Law is contained in Chapter 287 of the Revised Statutes of Missouri.

More information

Structured Settlement Program

Structured Settlement Program Structured Settlement Program 2014 Annual Report to the Legislature January 2015 Document number: LR 14-01 Available online at: Lni.wa.gov/LegReports Table of Contents Executive Summary... 1 Introduction...

More information

What You Should Know About Your Workers Compensation Rights. KELLEY & FERRARO Attorneys at Law 888.839.8479

What You Should Know About Your Workers Compensation Rights. KELLEY & FERRARO Attorneys at Law 888.839.8479 KELLEY & FERRARO Attorneys at Law 888.839.8479 What You Should Know About Your Workers Compensation Rights REGARDING OCCUPATIONAL DISEASES, INCLUDING EXPOSURE TO ASBESTOS AND OTHER TOXIC SUBSTANCES Kelley

More information

Rights & Obligations under the Nebraska Workers Compensation Law

Rights & Obligations under the Nebraska Workers Compensation Law Nebraska Workers Compensation Court Information Sheet: Rights & Obligations under the Nebraska Workers Compensation Law NEBRASKA WORKERS COMPENSATION COURT OFFICIAL SEAL What is workers compensation? Workers

More information

MODIFICATION, TERMINATION OR SUSPENSION OF TEMPORARY DISABILITY BENEFITS

MODIFICATION, TERMINATION OR SUSPENSION OF TEMPORARY DISABILITY BENEFITS RULE IX MODIFICATION, TERMINATION OR SUSPENSION OF TEMPORARY DISABILITY BENEFITS A. TERMINATION OF TEMPORARY DISABILITY BENEFITS BY AN ADMISSION OF LIABILITY IN CLAIMS ARISING PRIOR TO JULY 2, 1987, AT

More information

UNDERSTANDING WORKERS COMPENSATION

UNDERSTANDING WORKERS COMPENSATION This brochure was prepared by the Washington State Association for Justice (WSAJ) as a guide to help the citizens of Washington State understand their rights. Established in 1953, WSAJ represents attorneys

More information

CHAPTER 123. GENERAL PROVISIONS PART II

CHAPTER 123. GENERAL PROVISIONS PART II Ch. 123 GENERAL PROVISIONS 34 123.1 CHAPTER 123. GENERAL PROVISIONS PART II Subch. Sec. A. OFFSET OF UNEMPLOYMENT COMPENSATION, SOCIAL SECURITY (OLD AGE), SEVERANCE AND PENSION BENEFITS... 123.1 B. IMPAIRMENT

More information

CHAPTER 1. Wyoming Workers Compensation. Workers Compensation Programs Benefit Injured Workers and Employers

CHAPTER 1. Wyoming Workers Compensation. Workers Compensation Programs Benefit Injured Workers and Employers CHAPTER 1 Wyoming Workers Compensation Workers Compensation Programs Benefit Injured Workers and Employers Injured workers receive medical and lost wage benefits, regardless of fault. Employers receive

More information

WORKERS COMPENSATION, ASSAULT LEAVE, DISABILITY LEAVE BENEFITS

WORKERS COMPENSATION, ASSAULT LEAVE, DISABILITY LEAVE BENEFITS WORKERS COMPENSATION, ASSAULT LEAVE, DISABILITY LEAVE BENEFITS FOR MEMBERS OF THE Chicago Teachers Union 111 East Wacker Drive, Suite 2600, Chicago, Illinois 60601 312-861-1800; fax, 312-861-3009 www.potterlaw.org

More information

WORKERS COMPENSATION, ASSAULT LEAVE, DISABILITY LEAVE BENEFITS

WORKERS COMPENSATION, ASSAULT LEAVE, DISABILITY LEAVE BENEFITS WORKERS COMPENSATION, ASSAULT LEAVE, DISABILITY LEAVE BENEFITS FOR MEMBERS OF THE Chicago Teachers Union 111 East Wacker Drive, Suite 2600, Chicago, Illinois 60601 312-861-1800; fax, 312-861-3009 www.potterlaw.org

More information

Who Administers the Workers Compensation Program and Related Responsibilities?

Who Administers the Workers Compensation Program and Related Responsibilities? What is Workers Compensation? Who Administers the Workers Compensation Program and Related Responsibilities? Who is Eligible for Workers Compensation? What Coverage is Provided? What is a Compensable Injury?

More information

THE INJURED WORKER. The first step is to report the injury or illness to your employer.

THE INJURED WORKER. The first step is to report the injury or illness to your employer. THE INJURED WORKER Who is entitled to workers compensation benefits? If you have an injury or illness caused by your job you may be entitle to workers compensation benefits, which are provided for you

More information

WORKERS COMP 101. Presented by: PGCS/PRU & PGIT

WORKERS COMP 101. Presented by: PGCS/PRU & PGIT WORKERS COMP 101 Presented by: PGCS/PRU & PGIT Discussion Employee Assistance and Ombudsman The Injured Worker The Employer The Insurance Carrier Treating Physician(s) Benefits Calming Claims Light Duty

More information

Idaho Workers Compensation

Idaho Workers Compensation Idaho Workers Compensation Facts for Injured Workers Workers' Compensation Benefits How to Obtain Them Your Rights and Responsibilities Additional information is available online at: http://www.iic.idaho.gov

More information

WHAT YOU SHOULD KNOW ABOUT YOUR WORKERS COMPENSATION CASE

WHAT YOU SHOULD KNOW ABOUT YOUR WORKERS COMPENSATION CASE WHAT YOU SHOULD KNOW ABOUT YOUR WORKERS COMPENSATION CASE Procedures, Pitfalls and Practical Pointers Workers Compensation & Social Security Disability Department Third Floor - Grant Building Pittsburgh,

More information

INTRODUCTION GENERAL INFORMATION

INTRODUCTION GENERAL INFORMATION Workers Compensation Benefits Summary For dates of injury occurring on or after July 1, 2013 through June 30, 2014 Employment Relations Division Department of Labor and Industry PO Box 8011 Helena, MT

More information

Benefits Guide. Information for the Injured Worker

Benefits Guide. Information for the Injured Worker Benefits Guide Information for the Injured Worker The purpose of this benefits guide is to help you learn what to expect if you ever need workers compensation benefits. Recovering from a work injury can

More information

Current Workers Compensation Law Compared to the 2013 Workers Compensation Reform Act

Current Workers Compensation Law Compared to the 2013 Workers Compensation Reform Act Current Workers Compensation Law Compared to the 2013 Workers Compensation Reform Act Area Addressed Current Law Reform Act Workers Compensation Division The Division of Workers Compensation operates under

More information

Key Provisions of Tennessee Senate Bill 200 Effective July 1, 2014, through July 1, 2016

Key Provisions of Tennessee Senate Bill 200 Effective July 1, 2014, through July 1, 2016 2014 Construction of Statute Definition of Injury (Causation) Revises Section 50-6-116, Construction of Chapter, to indicate that for dates of injury on or after July 1, 2014, the chapter should no longer

More information

Minnesota Workers' Compensation. System Report, 2012. minnesota department of. labor & industry. research and statistics

Minnesota Workers' Compensation. System Report, 2012. minnesota department of. labor & industry. research and statistics Minnesota Workers' Compensation System Report, 2012 minnesota department of labor & industry research and statistics Minnesota Workers Compensation System Report, 2012 by David Berry (principal) Brian

More information

Florida Workers Compensation Law A Summary For The Injured Worker

Florida Workers Compensation Law A Summary For The Injured Worker Florida Workers Compensation Law A Summary For The Injured Worker Page 1 of 6 Introduction This pamphlet was written by Dennis A. Palso of the Law Office of Dennis A. Palso, P.A., an attorney who specializes

More information

Workers Compensation Insurance

Workers Compensation Insurance INSURANCE FACTS for Pennsylvania Consumers Your Guide to Workers Compensation Insurance 1-877-881-6388 Toll-free Automated Consumer Line www.insurance.pa.gov Pennsylvania Insurance Department Website Introduction

More information

Revised May 2015. What Is Workers Compensation?

Revised May 2015. What Is Workers Compensation? This pamphlet provides an overview of the workers compensation system in the State of New Hampshire, including what is covered by workers compensation, what benefits are available, and what you should

More information

EMPLOYEE FACTS IMPORTANT WORKERS COMPENSATION INFORMATION FOR FLORIDA S WORKERS

EMPLOYEE FACTS IMPORTANT WORKERS COMPENSATION INFORMATION FOR FLORIDA S WORKERS EMPLOYEE FACTS IMPORTANT WORKERS COMPENSATION INFORMATION FOR FLORIDA S WORKERS Please visit our website at www.fldfs.com/wc where you will find extensive information such as publications, a number of

More information

Arkansas Workers Compensation Questions & Answers

Arkansas Workers Compensation Questions & Answers Arkansas Workers Compensation Questions & Answers What is Workers' Compensation? Arkansas' no-fault com pensation law was created by an initiated act in 1939 to guarantee prom pt, automatic benefits to

More information

State of California. Department of Insurance. 45 Fremont Street. San Francisco, California 94105 CALIFORNIA CODE OF REGULATIONS, TITLE 10

State of California. Department of Insurance. 45 Fremont Street. San Francisco, California 94105 CALIFORNIA CODE OF REGULATIONS, TITLE 10 State of California Department of Insurance 45 Fremont Street San Francisco, California 94105 CALIFORNIA CODE OF REGULATIONS, TITLE 10 CHAPTER 5, SUBCHAPTER 3 [NOTE: All Regulation text is new and is being

More information

An Injured Workers Guide to the Workers Compensation Process Table of Contents

An Injured Workers Guide to the Workers Compensation Process Table of Contents An Injured Workers Guide to the Workers Compensation Process Table of Contents I. Claim Information A. General Information 1. What is workers compensation? 2. How do I know if I qualify for Workers Compensation?

More information

INTRODUCTION GENERAL INFORMATION

INTRODUCTION GENERAL INFORMATION Workers Compensation Benefits Summary For dates of injury occurring on or after July 1, 2010 through June 30, 2011 Employment Relations Division Department of Labor and Industry PO Box 8011 Helena,MT 59604-8011

More information

LOUISIANA WORKERS COMPENSATION LAW CHANGES 2012

LOUISIANA WORKERS COMPENSATION LAW CHANGES 2012 LOUISIANA WORKERS COMPENSATION LAW CHANGES 2012 The following is a summary of the 2012 legislative amendments to the Louisiana Workers Compensation Act. The major law changes were at the urging of the

More information

7-48 (a) PERSONNEL COMPENSATION REGULATION. 7-48 Workers' Compensation. A. Purpose

7-48 (a) PERSONNEL COMPENSATION REGULATION. 7-48 Workers' Compensation. A. Purpose (a) 7-48 Workers' Compensation A. Purpose 1. The purpose of the Virginia Workers' Compensation Act is to provide compensation to employees for the loss of their opportunity to engage in work when their

More information

Minnesota Workers' Compensation. System Report, 2011. minnesota department of. labor & industry. research and statistics

Minnesota Workers' Compensation. System Report, 2011. minnesota department of. labor & industry. research and statistics Minnesota Workers' Compensation System Report, 2011 minnesota department of labor & industry research and statistics Minnesota Workers Compensation System Report, 2011 by David Berry (principal) Brian

More information

Quick Guide to Workers Compensation for Small Business

Quick Guide to Workers Compensation for Small Business Quick Guide to Workers Compensation for Small Business Do I Need Workers Compensation Coverage? Generally speaking, businesses must obtain workers compensation coverage if they have employees that are

More information

COLORADO DEPARTMENT OF LABOR & EMPLOYMENT. Division of Workers Compensation EMPLOYEE S GUIDE

COLORADO DEPARTMENT OF LABOR & EMPLOYMENT. Division of Workers Compensation EMPLOYEE S GUIDE COLORADO DEPARTMENT OF LABOR & EMPLOYMENT Division of Workers Compensation EMPLOYEE S GUIDE August 2014 THE INFORMATION IN THIS BOOKLET IS INTENDED TO BE GENERAL INFORMATION ON THE COLORADO WORKERS COMPENSATION

More information

Worker s Handbook. A guide to your workers compensation insurance. Nova Scotians safe and secure from workplace injury

Worker s Handbook. A guide to your workers compensation insurance. Nova Scotians safe and secure from workplace injury Worker s Handbook A guide to your workers compensation insurance Nova Scotians safe and secure from workplace injury Your Worker s Handbook at a glance Your care comes first: health care benefits.... 2

More information

Long Term Disability Insurance Benefits Guide

Long Term Disability Insurance Benefits Guide THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK Long Term Disability Insurance Benefits Guide For The Employees of The State University of New York Answers to your questions about coverage from The Standard

More information

Benefits Handbook Date January 1, 2016. Basic Long Term Disability Marsh & McLennan Companies

Benefits Handbook Date January 1, 2016. Basic Long Term Disability Marsh & McLennan Companies Date January 1, 2016 Marsh & McLennan Companies This Plan provides you with income in case you can t work for an extended period of time because of an injury or illness. Benefits under Marsh & McLennan

More information

5 Simple Rules to Help You with Your PA Workers Compensation Case

5 Simple Rules to Help You with Your PA Workers Compensation Case 5 Simple Rules to Help You with Your PA Workers Compensation Case COPYRIGHT 2013 by PaWorkersCompHelpNow Harrisburg, PA Telephone: 877-COMP-HELP (877-266-7435) Web address: www.paworkerscomphelpnow.com

More information

The 411 on Connecticut Injuries at Work and Workers Compensation

The 411 on Connecticut Injuries at Work and Workers Compensation 52 Holmes Avenue Waterbury, CT 06710 (203) 753-7300 The 411 on Connecticut Injuries at Work and Workers Compensation www.welcomelawfirm.com JWelcome@WelcomeLawFirm.com Injured at Work? What now? If you

More information

Guide. to Recovery Under The Illinois Workers Compensation Act. The Injured Employee s

Guide. to Recovery Under The Illinois Workers Compensation Act. The Injured Employee s The Injured Employee s Guide to Recovery Under The Illinois Workers Compensation Act Prepared By: Romanucci & Blandin, LLC 33 North LaSalle Street, 20th Floor Chicago, Illinois 60602 Toll Free: 888.458.1145

More information

PENNSYLVANIA WORKERS' COMPENSATION LAW

PENNSYLVANIA WORKERS' COMPENSATION LAW PENNSYLVANIA WORKERS' COMPENSATION LAW WITH PRACTICAL TIPS Darren K. Parr Law Firm Working hard for working families (412) 566-1245 or (717) 412-4518 www.dkplaw1.com Pittsburgh Harrisburg Pennsylvania

More information

WORKERS COMPENSATION ORKERS OMPENSATION: INJURY

WORKERS COMPENSATION ORKERS OMPENSATION: INJURY WORKERS ORKERS COMPENSATION OMPENSATION: WHAT TO DO IN CASE OF AN ON-THE THE-JOB INJURY In general the purpose of the North Carolina Workers Compensation Act, N.C. G.S. 97-1 et. seq., is to put in place

More information

Workers' Compensation

Workers' Compensation Workers' Compensation Workers compensation provides benefits to injured employees for accidents or occupational diseases arising out of, and in the course of, their employment. Compensation coverage is

More information

Table of Contents. A Message From Attorney Edgar Snyder 1. Eligibility for Workers Compensation 3. Types of Workers Compensation Claims 5

Table of Contents. A Message From Attorney Edgar Snyder 1. Eligibility for Workers Compensation 3. Types of Workers Compensation Claims 5 Table of Contents A Message From Attorney Edgar Snyder 1 Eligibility for Workers Compensation 3 Types of Workers Compensation Claims 5 Workers Compensation Benefits Payments 9 The Hearing Process 13 The

More information

Quick Guide to Workers Compensation

Quick Guide to Workers Compensation Quick Guide to Workers Compensation What Is Workers Compensation Insurance? Workers compensation insurance covers businesses for their statutory and legal obligations for employee expenses that are a direct

More information

DISABILITY PLAN. Table of Contents

DISABILITY PLAN. Table of Contents July 2004 Table of Contents Overview...2 Summary of Disability Insurance Benefits...3 Glossary of Terms...4 Employees Eligible for Disability Insurance Coverage...9 Disability Coverage... 10 Effective

More information

MARCH 9, 2015. Referred to Committee on Commerce, Labor and Energy. SUMMARY Makes various changes relating to workers compensation.

MARCH 9, 2015. Referred to Committee on Commerce, Labor and Energy. SUMMARY Makes various changes relating to workers compensation. S.B. SENATE BILL NO. COMMITTEE ON COMMERCE, LABOR AND ENERGY MARCH, 0 Referred to Committee on Commerce, Labor and Energy SUMMARY Makes various changes relating to workers compensation. (BDR -) FISCAL

More information

.25 Schedule of [Attorneys'] Attorney's Fees.

.25 Schedule of [Attorneys'] Attorney's Fees. .25 Schedule of [Attorneys'] Attorney's Fees. A. The Commission shall approve [attorneys'] attorney's fees in accordance with the schedule of fees established from time to time by the Commission and set

More information

Member Handbook. Regina Civic Employees Long Term Disability Plan

Member Handbook. Regina Civic Employees Long Term Disability Plan Member Handbook Regina Civic Employees Long Term Disability Plan Table of Contents About the Plan.. Eligibility and Enrollment.... Contributions Definition of Disability.. Applying for Benefits... Qualifying

More information

9 Common Mistakes That Can Destroy Your Workers Compensation Claim

9 Common Mistakes That Can Destroy Your Workers Compensation Claim 9 Common Mistakes That Can Destroy Your Workers Compensation Claim By: Benjamin T. Cochran Board Certified Specialist in Workers Compensation Law J. Jack Hardison Board Certified Specialist in Workers

More information

Important Information

Important Information 16 An Employee s Guide to the South Dakota Workers Compensation System Division of Labor and Management Phone: (605) 773-3681 www.sdjobs.org Department of Labor and Regulation 700 Governors Drive Pierre,

More information

2013 Nuts & Bolts Seminar Coralville

2013 Nuts & Bolts Seminar Coralville 2013 Nuts & Bolts Seminar Coralville LITIGATION TRACK Work Comp 101 2:30 pm.-3:30 p.m. Presented by Tim Semelroth RSH Legal 425 Second Street SE, Suite 1140 Cedar Rapids, Iowa 52401 Phone: 319-365-9200

More information

HOW TO DETERMINE THE VALUE OF A WORKERS COMPENSATION CASE What Is Your Work Accident Case Really Worth?

HOW TO DETERMINE THE VALUE OF A WORKERS COMPENSATION CASE What Is Your Work Accident Case Really Worth? HOW TO DETERMINE THE VALUE OF A WORKERS COMPENSATION CASE What Is Your Work Accident Case Really Worth? By Michele S. Lewane, Attorney at Law Michele S. Lewane Injured Workers Law Firm 7826 Shrader Road

More information

SUBCHAPTER 10L INDUSTRIAL COMMISSION FORMS SECTION.0100 WORKERS COMPENS ATION FORMS

SUBCHAPTER 10L INDUSTRIAL COMMISSION FORMS SECTION.0100 WORKERS COMPENS ATION FORMS SUBCHAPTER 10L INDUSTRIAL COMMISSION FORMS SECTION.0100 WORKERS COMPENS ATION FORMS 04 NCAC 10L.0101 FORM 21 AGREEMENT FOR COMPENSATION FOR DISABILITY (a) (Effective until July 1, 2015) The parties to

More information

Mistakes That Can Destroy Your Workers Compensation Claim

Mistakes That Can Destroy Your Workers Compensation Claim 9 Common Mistakes That Can Destroy Your Workers Compensation Claim Authored by: Benjamin T. Cochran Board-Certified Specilist in Workers Comp Law The Best Lawyers in America 2015 - Workers Compensation

More information

U.S. Railroad Retirement Board www.rrb.gov. RAILROAD UNEMPLOYMENT and SICKNESS BENEFITS

U.S. Railroad Retirement Board www.rrb.gov. RAILROAD UNEMPLOYMENT and SICKNESS BENEFITS U.S. Railroad Retirement Board www.rrb.gov RAILROAD UNEMPLOYMENT and SICKNESS BENEFITS U. S. Railroad Retirement Board MISSION STATEMENT The Railroad Retirement Board s mission is to administer retirement/survivor

More information

Comparative Review of Workers Compensation Systems in Select Jurisdictions

Comparative Review of Workers Compensation Systems in Select Jurisdictions of Workers Compensation Systems in Select Jurisdictions JURISDICTION: TEXAS ENVIRONMENT Population Size 19.3 million in 1997. Labour Force 8 million (1997) Demographic and Economic Indicators has enjoyed

More information

THE ALMOST HASSLE-FREE WAY TO COLLECT PA WORKERS COMPENSATION MEDICAL BILLS

THE ALMOST HASSLE-FREE WAY TO COLLECT PA WORKERS COMPENSATION MEDICAL BILLS www.workinjuryinpa.com THE ALMOST HASSLE-FREE WAY TO COLLECT PA WORKERS COMPENSATION MEDICAL BILLS This book has the forms and guidance to get your workers compensation medical bills paid. THE ALMOST HASSLE-FREE

More information

WORKERS COMPENSATION IN RHODE ISLAND A SUMMARY OF THE LAW

WORKERS COMPENSATION IN RHODE ISLAND A SUMMARY OF THE LAW WORKERS COMPENSATION IN RHODE ISLAND A SUMMARY OF THE LAW PREPARED BY ATTORNEY GARY J. LEVINE 369 SOUTH MAIN STREET PROVIDENCE, RI 09203 401-521-3100 www.workerscompri.com TABLE OF CONTENTS INJURIES COVERED

More information

Minnesota Workers' Compensation. System Report, 2006. minnesota department of. labor & industry. Policy Development, Research and Statistics

Minnesota Workers' Compensation. System Report, 2006. minnesota department of. labor & industry. Policy Development, Research and Statistics Minnesota Workers' Compensation System Report, 2006 minnesota department of labor & industry Policy Development, Research and Statistics Minnesota Workers Compensation System Report, 2006 by David Berry

More information

Injured on-the-job? Know Your Workers' Compensation Rights in New Jersey

Injured on-the-job? Know Your Workers' Compensation Rights in New Jersey Page1 Injured on-the-job? Know Your Workers' Compensation Rights in New Jersey HPAE members who are injured or made ill on-the-job may be entitled to cash benefits, medical care, and other benefits under

More information

Provided By Heath Benefit Partners Workers Compensation Employee Benefits

Provided By Heath Benefit Partners Workers Compensation Employee Benefits Provided By Heath Benefit Partners Workers Compensation Employee Workers compensation laws in California regulate the determination and payment of benefits for employees injured in the course of employment.

More information

Social Security Social Website

Social Security Social Website 9126113 SSA- POMS: 0152120.080 Illinois Workers' Compensation (WC)- 09i24/2009 Social Security Social Website E Program Operations Manual System (POMS) Effective Dates: 09/24/2009 - Present BASIC (09-08)

More information

MARITIME WORKER JOB RELATED INJURY

MARITIME WORKER JOB RELATED INJURY JEFFREY S. MUTNICK, P.C. jmutnick@mutnicklaw.com Admitted in Oregon MARITIME WORKER JOB RELATED INJURY As a maritime worker, your employer must provide compensation for job-related injuries. This entitlement

More information

NOVA SCOTIA WORKERS COMPENSATION APPEALS TRIBUNAL

NOVA SCOTIA WORKERS COMPENSATION APPEALS TRIBUNAL NOVA SCOTIA WORKERS COMPENSATION APPEALS TRIBUNAL Appellant: [X] (Deceased Worker) Participant entitled to respond to this appeal: The Workers Compensation Board of Nova Scotia (Board) APPEAL DECISION

More information

STATE OF MINNESOTA. Department of Labor and Industry. Rehabilitation Rules 5220.0100-5220.1900 Includes the rule amendments effective June 7, 2005.

STATE OF MINNESOTA. Department of Labor and Industry. Rehabilitation Rules 5220.0100-5220.1900 Includes the rule amendments effective June 7, 2005. STATE OF MINNESOTA Department of Labor and Industry Rehabilitation Rules 5220.0100-5220.1900 Includes the rule amendments effective June 7, 2005. July, 2005 This booklet has been prepared by the Department

More information

DEFENSE BASE ACT PROGRAM

DEFENSE BASE ACT PROGRAM DEFENSE BASE ACT PROGRAM Thank you for your recent request for information on the Defense Base Act Insurance. We hope that the following summary will aid you in understanding DBA coverage. Rutherfoord

More information

North Carolina State Government

North Carolina State Government North Carolina State Government W O R K E R S C O M P E N S A T I O N E M P L O Y E E H A N D B O O K PURPOSE The contents in this handbook are designed to provide employees of the State of North Carolina

More information

THE STATE OF NEW HAMPSHIRE DEPARTMENT OF LABOR CONCORD NH 03301 LUMP SUM SETTLEMENT AGREEMENT

THE STATE OF NEW HAMPSHIRE DEPARTMENT OF LABOR CONCORD NH 03301 LUMP SUM SETTLEMENT AGREEMENT THE STATE OF NEW HAMPSHIRE DEPARTMENT OF LABOR CONCORD NH 03301 LUMP SUM SETTLEMENT AGREEMENT Claimant s SS No. Employer s ID No. (9-digit number assigned by proper Federal Agency) Insurance Carrier (Number)

More information

Workers' Compensation in Oklahoma Employer s Rights & Responsibilities

Workers' Compensation in Oklahoma Employer s Rights & Responsibilities Workers' Compensation in Oklahoma Employer s Rights & Responsibilities The information provided in this pamphlet is general in nature and for informational purposes only. It is not intended to be a legal

More information

Workers' Compensation in Oklahoma Employer s Rights & Responsibilities

Workers' Compensation in Oklahoma Employer s Rights & Responsibilities Workers' Compensation in Oklahoma Employer s Rights & Responsibilities Workers Compensation Court Counselor Program 1915 N. Stiles Avenue, Oklahoma City, OK 73105 210 Kerr State Office Bldg, 440 S. Houston,

More information

Chapter 8. Office of the Director Subchapter 2. Administration of Self-Insurance Plans Article 1. Definitions

Chapter 8. Office of the Director Subchapter 2. Administration of Self-Insurance Plans Article 1. Definitions Chapter 8. Office of the Director Subchapter 2. Administration of Self-Insurance Plans Article 1. Definitions 15201. Definitions. The following definitions apply in Articles 1 through 13 of these regulations:

More information

Comparative Review of Workers' Compensation Systems in Select Jurisdictions

Comparative Review of Workers' Compensation Systems in Select Jurisdictions of Workers' Compensation Systems in Select Jurisdictions JURISDICTION: WASHINGTON ENVIRONMENT Population Size 5.5 million in 1996. Labor Force 2.8 million in 1996. Demographic and Economic Indicators The

More information

An employee s guide to the Minnesota workers compensation system

An employee s guide to the Minnesota workers compensation system An employee s guide to the Minnesota workers compensation system Workers Compensation Division P.O. Box 64221, St. Paul, MN 55164-0221 (651) 284-5005 1-800-342-5354 www.dli.mn.gov/workcomp.asp Minnesota

More information

Workers Compensation

Workers Compensation INFORMATION BRIEF Minnesota House of Representatives Research Department 600 State Office Building St. Paul, MN 55155 December 1998 Linda Holmes, Legislative Analyst (651) 296-5059 Workers Compensation

More information

Workers Compensation

Workers Compensation Overview: Details vary from state to state, but the general underlying principles of the workers compensation system include: Workers have relinquished recourse to liability suits in exchange for a no-fault

More information

The Truth About Issue 2

The Truth About Issue 2 The Truth About Issue 2 What will Issue 2 actually do? The Big Business coalition which supports Issue 2 has the money to air a slick ad campaign. The Big Business Campaign is founded on the belief that

More information

Introduction to Workers Compensation

Introduction to Workers Compensation 2013 Risk Management Seminar Putting Safety to Work Introduction to Workers Compensation To Begin Introduction to the Claims Department My goals and objectives Agenda Claims Management Philosophy The Roles

More information

Vocational Rehab Within Ohio Workers Comp System. Karen Fitzsimmons, Manager BWC Rehab Policy Unit

Vocational Rehab Within Ohio Workers Comp System. Karen Fitzsimmons, Manager BWC Rehab Policy Unit Vocational Rehab Within Ohio Workers Comp System Karen Fitzsimmons, Manager BWC Rehab Policy Unit What Is Vocational Rehabilitation? o Programs and services to assist an eligible injured worker return

More information

INTERNATIONAL CLAIMS GUIDE SUMMARY

INTERNATIONAL CLAIMS GUIDE SUMMARY INTERNATIONAL CLAIMS GUIDE SUMMARY The following information is a summary of the major elements of coverage provided by the various International Travel insurance policies and programs provided to the

More information

The Law Offices of Robertson Wendt Media Kit: Frequently Asked Questions. General questions about the firm:

The Law Offices of Robertson Wendt Media Kit: Frequently Asked Questions. General questions about the firm: The Law Offices of Robertson Wendt Media Kit: Frequently Asked Questions General questions about the firm: What is the firm s main practice area? The Law Offices of Robertson Wendt focus on disability

More information

FactsforWorkers.com A Legal Information Resource for Workers provided by Hedberg & Boulton, P.C.

FactsforWorkers.com A Legal Information Resource for Workers provided by Hedberg & Boulton, P.C. FactsforWorkers.com A Legal Information Resource for Workers provided by Hedberg & Boulton, P.C. Iowa Workers Compensation Law Fast Facts An Overview on Work-Related Injuries for Iowa Workers What is Workers

More information

Division of Workers' Compensation

Division of Workers' Compensation 1 of 5 10/14/2010 11:32 AM Division of Workers' Compensation Frequently Asked Questions Employer FAQs Who needs Workers' Compensation coverage? How does an employer obtain workers' compensation insurance?

More information

2013 Changes to the Tennessee Workers Compensation Act

2013 Changes to the Tennessee Workers Compensation Act Overview 2013 Changes to the Tennessee Workers Compensation Act On April 29, 2013 Tennessee Governor Bill Haslam signed into law the Tennessee Workers Compensation Reform Act of 2013 (SB200/HB194). This

More information

Legal Services for Injured Workers. Workers Advisers Program

Legal Services for Injured Workers. Workers Advisers Program Legal Services for Injured Workers Workers Advisers Program Table of Contents Introduction... 2 Responsibilities of the WCB... 3 Responsibilities of the Worker... 4 Responsibilities of the Employer...

More information

GUIDE TO PENNSYLVANIA WORKERS COMPENSATION

GUIDE TO PENNSYLVANIA WORKERS COMPENSATION GUIDE TO PENNSYLVANIA WORKERS COMPENSATION PREPARED BY WILLIG, WILLIAMS & DAVIDSON 1845 Walnut Street 24th Floor Philadelphia, PA 19103 215-656-3600 or 1-866-413-COMP (2667) 2008 Willig, Williams & Davidson

More information

PERMANENT TOTAL DISABILITY

PERMANENT TOTAL DISABILITY Welcome to the West Virginia Workers Compensation Webinars! PERMANENT TOTAL DISABILITY West Virginia OFFICES OF THE INSURANCE COMMISSIONER June 20, 2008 THE PTD APPLICATION A Claimant cannot be considered

More information

AN EMPLOYER S GUIDE TO WORKERS COMPENSATION IN NEW JERSEY

AN EMPLOYER S GUIDE TO WORKERS COMPENSATION IN NEW JERSEY AN EMPLOYER S GUIDE TO WORKERS COMPENSATION IN NEW JERSEY I. WHAT IS WORKERS COMPENSATION?... 2 II. WORKERS COMPENSATION BENEFITS... 3 III. INSURANCE REQUIREMENTS... 4 Types of Coverage Definition of Employee

More information

HUMAN RESOURCES POLICY Fauquier County, Virginia

HUMAN RESOURCES POLICY Fauquier County, Virginia HUMAN RESOURCES POLICY Fauquier County, Virginia Policy Title: Workers Compensation Effective Date: 05/17/04 36 Supersedes Policy: 09/04/90 I. PURPOSE It is the objective of the Board of Supervisors that

More information

STATE OF NEW MEXICO WORKERS COMPENSATION ADMINISTRATION. WCA No.: PETITION FOR LUMP SUM PAYMENT RETURN TO WORK

STATE OF NEW MEXICO WORKERS COMPENSATION ADMINISTRATION. WCA No.: PETITION FOR LUMP SUM PAYMENT RETURN TO WORK ,, and, WCA No.: PETITION FOR LUMP SUM PAYMENT RETURN TO WORK This form should be used for lump sums after return to work for 6 months, earning at least 80% of the pre-injury wage pursuant to 52-5-12(B).

More information

An employee s guide to the Minnesota workers compensation system

An employee s guide to the Minnesota workers compensation system Minnesota Department of Labor and Industry Workers Compensation Division P.O. Box 64221 St. Paul, MN 55164-0221 An employee s guide to the Minnesota workers compensation system Workers Compensation Division

More information

Workers Compensation Insurance Procedures

Workers Compensation Insurance Procedures A. General Policy Workers Compensation Insurance Procedures Title 42, of the South Carolina Code of Laws contains the South Carolina Workers Compensation Act. The Rules and Regulations of the South Carolina

More information

Guide to Disability Income. Insurance. America s Health. Insurance. Plans

Guide to Disability Income. Insurance. America s Health. Insurance. Plans America s Health Insurance Plans Guide to Disability Income Insurance I Although frequently revised, this guide includes information that is subject to changing federal and state laws. AHIP provides this

More information

DEPARTMENT OF LABOR AND EMPLOYMENT. Division of Workers Compensation 7 CCR WORKERS COMPENSATION RULES OF PROCEDURE

DEPARTMENT OF LABOR AND EMPLOYMENT. Division of Workers Compensation 7 CCR WORKERS COMPENSATION RULES OF PROCEDURE DEPARTMENT OF LABOR AND EMPLOYMENT Division of Workers Compensation 7 CCR 1101-3 WORKERS COMPENSATION RULES OF PROCEDURE Rule 5 Claims Adjusting Requirements 5-1 COMPLETION OF DIVISION FORMS (D) Information

More information